Good evening :)
Place Order
Add to Watchlist

Satin Creditcare Network Ltd

SATIN Share Price

157.291.52% (-2.43)
High
Low
Returns
1D
1W
1M
1Y
5Y
Max
SIP
Loading...
1D
1W
1M
1Y
5Y
Max
SIP

With a market cap of ₹1,756 cr, stock is ranked 1,199

Stock is 2.35x as volatile as Nifty

SATIN Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

Avg

Can be considered moderately valued vs the market

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹1,756 cr, stock is ranked 1,199

Stock is 2.35x as volatile as Nifty

SATIN Performance & Key Metrics

SATIN Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
9.440.73
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.312.601.12%

SATIN Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
67%
Analysts have suggested that investors can buy this stock

from 3 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

SATIN Company Profile

Satin Creditcare Network Ltd operates as a Non-Banking Finance Company.It provides individual loans to urban shopkeepers to purchase generators for their businesses and rural poor to meet their productive requirements in starting new businesses.

Investor Presentation

View older View older 

May 7, 2025

PDF
View Older Presentations

SATIN Similar Stocks (Peers)

Compare with peers Compare with peers 

SATIN Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
35.53
35.53
1Y Return
32.14%
32.14%
Buy Reco %
62.50
62.50
PE Ratio
123.12
123.12
1Y Return
8.53%
8.53%
Buy Reco %
0.00
0.00
PE Ratio
32.11
32.11
1Y Return
15.02%
15.02%
Buy Reco %
61.76
61.76
PE Ratio
13.84
13.84
1Y Return
18.59%
18.59%
Buy Reco %
87.10
87.10
PE Ratio
19.45
19.45
1Y Return
40.53%
40.53%
Buy Reco %
62.50
62.50
Compare with Peers

SATIN Sentiment Analysis

SATIN Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

SATIN Stock Summary · May 2025

Satin Creditcare Network Limited demonstrated resilience in a challenging microfinance landscape, achieving a consolidated revenue growth of 16.1% year-on-year, driven by a strategic focus on long-term stability and sustainable practices. Despite facing operational challenges, including increased collection efforts and regulatory pressures, the company maintained a profit after tax of INR 217 crores for FY '25, reflecting effective credit cost management and improved asset quality. The commitment to sustainability and responsible lending has positioned the company favorably in the market, while proactive strategies have enhanced client engagement and risk management. Looking ahead, management remains optimistic about navigating future challenges, supported by a strong financial position and a focus on operational efficiency.

SATIN Stock Growth Drivers
SATIN Stock Growth Drivers
6
  • Strong Financial Performance

    Satin Creditcare Network Limited reported a standalone profit after tax (PAT) of INR 217 crores

  • Improved Asset Quality

    The company demonstrated significant improvements in asset quality, with PAR 1 declining by 192 basis

SATIN Stock Challenges
SATIN Stock Challenges
7
  • Decreased Return on Assets and Equity

    The company reported a decrease in Return on Assets (ROA) to 1.69% and Return on

  • Increased Write-offs and Credit Costs

    The company reported significant write-offs totaling INR 301 crores for FY '24, with a Q4

SATIN Forecast

SATIN Forecasts

Price

Revenue

Earnings

SATIN

SATIN

Income

Balance Sheet

Cash Flow

SATIN Income Statement

SATIN Income Statement

Industry refers to the sub-sector this company belongs to.
Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 9.17%, vs industry avg of 15.26%

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 1.17% to 0.96%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 16.72%, vs industry avg of 21.16%

Loading...

Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue801.471,031.241,445.141,503.441,380.171,381.141,550.892,240.532,601.912,601.90
Raw Materialssubtract2,338.872,338.88
Power & Fuel Costsubtract
Employee Costsubtract171.86220.48305.48351.35337.33393.12387.60447.91
Selling & Administrative Expensessubtract61.6265.4187.1998.1584.7779.47101.09117.46
Operating & Other expensessubtract524.12614.75724.15824.78952.75858.271,038.561,069.60
Depreciation/Amortizationsubtract6.0514.7412.5117.5415.0816.1018.3922.6627.2727.27
Interest & Other Itemssubtract
Taxes & Other Itemssubtract12.9340.45114.6156.654.2313.480.43146.9549.6449.63
EPS6.2716.7239.3128.94-2.302.930.6044.7516.9216.92
DPS0.000.000.000.000.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.000.000.000.000.00

SATIN Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual Report Pending

Investor Presentation

May 7PDF
Feb 10PDF
Feb 10PDF
Nov 8PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Sep 14PDF
Jul 28PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Apr 29PDF
Jan 23PDF
Oct 28PDF
Aug 3PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
 

SATIN Stock Peers

SATIN Past Performance & Peer Comparison

SATIN Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Satin Creditcare Network Ltd9.440.73
Bajaj Finance Ltd35.537.712.93%
Jio Financial Services Ltd123.121.430.16%
Cholamandalam Investment and Finance Company Ltd32.116.990.12%

SATIN Stock Price Comparison

Compare SATIN with any stock or ETF
Compare SATIN with any stock or ETF
SATIN
Loading...

SATIN Holdings

SATIN Shareholdings

SATIN Promoter Holdings Trend

SATIN Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

SATIN Institutional Holdings Trend

SATIN Institutional Holdings Trend

Decreased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has decreased by 1.44%

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

SATIN Shareholding Pattern

SATIN Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding36.17%1.35%5.00%4.52%52.96%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

SATIN Shareholding History

SATIN Shareholding History

Dec '23MarJunSepDec '24Mar9.58%6.66%7.14%6.09%4.83%4.52%

Mutual Funds Invested in SATIN

Mutual Funds Invested in SATIN

Mutual Fund Holding
Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has almost stayed constant

Top 1 Mutual Funds holding Satin Creditcare Network Ltd


Funds (Top 1)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.3574%0.20%-0.05%70/203 (-5)

Compare 3-month MF holding change on Screener

SATIN Insider Trades & Bulk Stock Deals

SATIN Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing SATIN stock

smallcases containing SATIN stock

Looks like this stock is not in any smallcase yet.

SATIN Events

SATIN Events

SATIN Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SATIN has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

SATIN Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SATIN has not given any dividends in last 5 years

SATIN Dividends

SATIN Dividends

Hmm, looks like data is unavailable here. Please come back after some time

SATIN Stock News & Opinions

SATIN Stock News & Opinions

Corporate
Board of Satin Creditcare Network approves NCD issuance of Rs 5,000 cr

The Board of Satin Creditcare Network at its meeting held on 27 June 2025 has approved the proposal to raise funds by way of issuance of Non-Convertible Debentures (NCDs) upto Rs 5,000 crore in one or more tranches through private placement basis. Powered by Capital Market - Live

3 hours agoCapital Market - Live
Corporate
Satin Creditcare Network to convene board meeting

Satin Creditcare Network will hold a meeting of the Board of Directors of the Company on 1 July 2025.Powered by Capital Market - Live

9 hours agoCapital Market - Live
Spotlight
Satin Creditcare gains after board to mull Rs 5,000 cr fundraising via debt on June 27

The company plans to raise up to Rs 5,000 crore by issuing non-convertible debentures (NCDs) in one or more tranches on a private placement basis. The proposed issuance will be subject to applicable laws, shareholder approval, and other necessary regulatory clearances. Satin Creditcare Network is a leading microfinance institution (MFI) in the country with presence in 26 states & union territories and 95,000 villages. The company also offers a bouquet of financial products in the non-MF segment, comprising loans to MSMEs, affordable housing loans to MSMEs, affordable housing loans, and business correspondent services. The company's consolidated net profit dropped 82.9% to Rs 21.89 crore on 3.8% decline in total income to Rs 622.50 crore in Q4 FY25 over Q4 FY24. Powered by Capital Market - Live

3 days agoCapital Market - Live
Corporate
Satin Creditcare Network announces board meeting date

Satin Creditcare Network will hold a meeting of the Board of Directors of the Company on 27 June 2025.Powered by Capital Market - Live

3 days agoCapital Market - Live
Earnings
Satin Creditcare Network consolidated net profit declines 82.93% in the March 2025 quarter

Net profit of Satin Creditcare Network declined 82.93% to Rs 21.89 crore in the quarter ended March 2025 as against Rs 128.22 crore during the previous quarter ended March 2024. Sales declined 3.30% to Rs 620.27 crore in the quarter ended March 2025 as against Rs 641.47 crore during the previous quarter ended March 2024. For the full year,net profit declined 57.30% to Rs 186.13 crore in the year ended March 2025 as against Rs 435.94 crore during the previous year ended March 2024. Sales rose 16.35% to Rs 2592.56 crore in the year ended March 2025 as against Rs 2228.23 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales620.27641.47 -3 2592.562228.23 16 OPM %46.4466.20 -50.3167.27 - PBDT25.81177.47 -85 263.04605.55 -57 PBT18.23171.08 -89 235.77582.89 -60 NP21.89128.22 -83 186.13435.94 -57 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Satin Creditcare Network to convene board meeting

Satin Creditcare Network will hold a meeting of the Board of Directors of the Company on 7 May 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Satin Creditcare Network raises USD 100 million via ECB route

Satin Creditcare Network (SCNL) has successfully raised its first syndicated social term loan of USD 100 million via External Commercial Borrowing (ECB) under the automatic route of the Reserve Bank of India (RBI). This facility was arranged solely by Standard Chartered Bank who also participated in funding from SCB Gift City branch. Other participating banks included six prominent Sri Lankan banks namely, Hatton National Bank, National Development Bank, Seylan Bank, Pan Asia Banking Corporation, Commercial Bank of Ceylon and DFCC Bank. The Company has successfully secured total commitments of USD 100 million, which includes a greenshoe options of USD 25 million. The agreement was signed in February 2025, and the first tranche was disbursed on 12 March 2025.Powered by Capital Market - Live

3 months agoCapital Market - Live
Earnings
Satin Creditcare Network consolidated net profit declines 87.39% in the December 2024 quarter

Net profit of Satin Creditcare Network declined 87.39% to Rs 14.26 crore in the quarter ended December 2024 as against Rs 113.07 crore during the previous quarter ended December 2023. Sales rose 14.95% to Rs 683.43 crore in the quarter ended December 2024 as against Rs 594.53 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales683.43594.53 15 OPM %41.9367.82 - PBDT22.25157.03 -86 PBT14.95151.18 -90 NP14.26113.07 -87 Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Satin Creditcare Network to discuss results

Satin Creditcare Network will hold a meeting of the Board of Directors of the Company on 10 February 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Spotlight
Satin Creditcare drops after subsidiary's CEO, Bhuvnesh Khanna resigns

Dhiraj Jha has been appointed as CEO of SFL as per the recommendation of the nomination and remuneration committee of SFL and effective 17 January 2025, Dhiraj Jha will assume office as the new CEO of the company. Satin Creditcare Network is a leading microfinance institution (MFI) in the country with presence in 26 states & union territories and 95,000 villages. The company also offers a bouquet of financial products in the non-MF segment, comprising loans to MSMEs, affordable housing loans to MSMEs, affordable housing loans, and business correspondent services. The company's consolidated net profit slipped 58.1% to Rs 44.69 crore on 22.1% rises in net sales to Rs 657.46 crore in Q2 FY25 over Q2 FY24.Powered by Capital Market - Live

5 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Satin Creditcare Network Ltd (SATIN) today?

    The share price of SATIN as on 27th June 2025 is ₹157.29. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Satin Creditcare Network Ltd (SATIN) share?

    The past returns of Satin Creditcare Network Ltd (SATIN) share are
    • Past 1 week: 7.07%
    • Past 1 month: -1.27%
    • Past 3 months: 6.82%
    • Past 6 months: 6.85%
    • Past 1 year: -27.91%
    • Past 3 years: 75.16%
    • Past 5 years: 87.81%

  3. What are the peers or stocks similar to Satin Creditcare Network Ltd (SATIN)?
  4. What is the market cap of Satin Creditcare Network Ltd (SATIN) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Satin Creditcare Network Ltd (SATIN) is ₹1756.73 Cr as of 27th June 2025.

  5. What is the 52 week high and low of Satin Creditcare Network Ltd (SATIN) share?

    The 52-week high of Satin Creditcare Network Ltd (SATIN) is ₹231.98 and the 52-week low is ₹131.80.

  6. What is the PE and PB ratio of Satin Creditcare Network Ltd (SATIN) stock?

    The P/E (price-to-earnings) ratio of Satin Creditcare Network Ltd (SATIN) is 9.44. The P/B (price-to-book) ratio is 0.73.

  7. Which sector does Satin Creditcare Network Ltd (SATIN) belong to?

    Satin Creditcare Network Ltd (SATIN) belongs to the Financials sector & Consumer Finance sub-sector.

  8. How to buy Satin Creditcare Network Ltd (SATIN) shares?

    You can directly buy Satin Creditcare Network Ltd (SATIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.