Satin Creditcare Network Ltd

Satin Creditcare Network announced that its Board of Directors approved, at its meeting held on 04 June 2026, the issuance of up to 38,50,000 Fully Convertible Warrants (FCW) on a preferential basis to its Promoter & Promoter Group entity, Trishashna Holdings & Investments, at an issue price of Rs 260 per warrant, aggregating to Rs 100.10 crore. Post conversion, promoter shareholding will increase from approximately 36.17% to 38.32% on a fully diluted basis.

Satin Creditcare Network has allotted 2,000 secured, rated, listed, redeemable, united states dollars denominated non-convertible bonds having face value of USD 10,000 each aggregating upto USD 20,000,000 on a private placement basis to BlueOrchard Microfinance Fund.

Satin Creditcare Network will hold a meeting of the Board of Directors of the Company on 15 May 2026.

Total revenue from operations jumped 49.48% YoY to Rs 919.50 crore in the quarter ended 31st March 2026. Profit before tax (PBT) soared over eleven times to Rs 212.15 crore in Q4 FY26 from Rs 18.22 crore in Q4 FY25. Pre-provision operating profit (PPOP) surged 127.1% to Rs 291 crore in Q4 FY26, compared with Rs 128 crore in Q4 FY25. Asset under management (AUM) stood at Rs 15,174 crore, up 18.7% compared with Rs 12,784 crore in Q4 FY25. During the quarter, disbursement jumped 42.8% to Rs 4,420 crore from Rs 3,095 crore in Q4 FY25. On annual basis, the company's consolidated net profit climbed 78.48% to Rs 332.18 crore on 22.23% increase in revenue from operations to Rs 3,143.02 crore in FY26 over FY25. On standalone basis, net profit more than tripled to Rs 136.94 crore in Q4 FY26 from Rs 41.04 crore in Q4 FY25. Revenue from operations climbed 46.16% YoY to Rs 811.57 crore in Q4 FY26. The asset quality improved sequentially and year-on-year. Gross non-performing assets (GNPA) stood at 3.1 as on 31st March 2026 compared with Rs 3.3% as on 31st December 2025 and 3.7% as on 31st March 2025. Net non-performing assets (NNPA) improved to 0.9% as on 31st March 2026 from 1.1% as on 31st December 2025 and 1.4% as on 31st March 2025. HP Singh, chairman and managing director of Satin Creditcare Network, said, 'FY26 was a landmark year for Satin. Despite a challenging operating environment, we delivered 19% AUM growth, a full-year standalone PAT of Rs 332 crore, and our 19th consecutive profitable quarter with Q4 FY26 PAT at Rs 162 crore. We achieved exceptional ROA and ROE in Q4 standing at 4.71% and 23.31% respectively, which is higher than the industry average. Further, the value creation from our wholly owned subsidiaries, SGAL and STL, is expected to act as a key catalyst for further improvement in ROA and ROE in the coming years. Equally important is the quality of our performance. Credit costs for the year came in at 3.8% reduced 77 bps YoY reflecting the strength of our underwriting and risk management discipline.' Satin Creditcare Network is a leading microfinance institution with a wide footprint across 26 states, 5 union territories, and over 1,00,000 villages, focused on serving financially under-served communities through a diversified lending portfolio. As on 31st March 2026 Satin had 2,015 branches and a headcount of 18,265, serving 33.7 lakh clients.Powered by Capital Market - Live

Net profit of Satin Creditcare Network rose 640.16% to Rs 162.02 crore in the quarter ended March 2026 as against Rs 21.89 crore during the previous quarter ended March 2025. Sales rose 49.15% to Rs 916.28 crore in the quarter ended March 2026 as against Rs 614.33 crore during the previous quarter ended March 2025. For the full year,net profit rose 78.47% to Rs 332.19 crore in the year ended March 2026 as against Rs 186.13 crore during the previous year ended March 2025. Sales rose 22.11% to Rs 3137.25 crore in the year ended March 2026 as against Rs 2569.25 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales916.28614.33 49 3137.252569.25 22 OPM %65.3846.89 -55.9750.77 - PBDT221.2425.81 757 462.35263.04 76 PBT212.1618.23 1064 432.05235.77 83 NP162.0221.89 640 332.19186.13 78 Powered by Capital Market - Live

Satin Creditcare Network (SCNL) has raised Rs 200 crore in subordinated Tier II capital for a tenure of 7 years, reinforcing its capital base to support sustained growth momentum across its businesses. The proceeds will be directed towards expanding high-impact lending segments, including Income Generating Loans (IGL) and Water, Sanitation and Hygiene (WASH) financing, alongside supporting the growth of its subsidiaries'further strengthening SCNL's position as a diversified, impact-led financial services platform.

Satin Creditcare Network will hold a meeting of the Board of Directors of the Company on 11 May 2026.

Satin Creditcare Network will hold a meeting of the Board of Directors of the Company on 6 May 2026.

Satin Creditcare Network will hold a meeting of the Board of Directors of the Company on 20 April 2026.

Satin Growth Alternatives (SGAL), a 100% owned subsidiary of Satin Creditcare Network (SCNL) and registered Investment Manager, has launched SGAL-Scheme 1 with SEBI approval secured on 13 April 2026. The fund is now targeting first close as its next milestone, already backed by strong soft commitments. Its debut Rs 200 crore Category II AIF aims to back businesses around Inclusion, Sustainability and Impact with an average ticket size of Rs 4 to 5 crore going upto Rs 10 crore. Leveraging SCNL's unmatched presence across 550+ districts, SGAL-Scheme 1 offers superior portfolio sourcing through grassroots-level vetting of high-potential businesses. The fund's innovative quasi equity/debt instruments perfectly balance downside protection with equity upside potential. The fund will be led by VC and consulting professional Shivika Sethi (Partner at SGAL since October 2025, with around 14 years of experience). Having managed two $100 Mn funds and led numerous investments, she is excited to deploy her expertise in crafting a truly differentiated fund proposition - one that delivers compelling returns for LPs while providing transformative capital solutions for portfolio businesses.