Best Finance Stocks in India (2025)
Finance sector stocks represent companies involved in financial services such as banking, insurance, asset management, and investment services. Here's the list of top finance stocks based on market capitalisation in India.
Best Finance Sector Stocks in India (2025)
Finance Stocks
List of Finance stocks listed in NSE.
last updated at 9:45 PM IST
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Showing 1 - 20 of 373 results
last updated at 9:45 PM IST
| NameStocks (373)↓ | ↓Sub-SectorSub-Sector↓ | ↓Market CapMarket Cap↓ | ↓Close PriceClose Price↓ | ↓PE RatioPE Ratio↓ | ↓1M Return1M Return↓ | ↓6M Return6M Return↓ | ↓1Y Return1Y Return↓ | ↓PB RatioPB Ratio↓ | ↓Return on EquityReturn on Equity↓ | ↓ROCEROCE↓ | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | Bajaj Finance LtdBAJFINANCE | Consumer FinanceConsumer Finance | 5,36,443.965,36,443.96 | 8,641.008,641.00 | 32.2432.24 | 0.530.53 | 27.4727.47 | 30.8230.82 | 6.996.99 | 22.0522.05 | 6.476.47 | |
| 2. | Jio Financial Services LtdJIOFIN | Consumer FinanceConsumer Finance | 1,58,211.841,58,211.84 | 248.35248.35 | 98.1198.11 | 12.2512.25 | -20.40-20.40 | -28.10-28.10 | 1.141.14 | 1.271.27 | 1.351.35 | |
| 3. | Indian Railway Finance Corp LtdIRFC | Specialized FinanceSpecialized Finance | 1,52,143.551,52,143.55 | 116.42116.42 | 23.4023.40 | -4.23-4.23 | -21.02-21.02 | -20.83-20.83 | 3.093.09 | 13.6613.66 | 1.411.41 | |
| 4. | Power Finance Corporation LtdPFC | Specialized FinanceSpecialized Finance | 1,27,350.931,27,350.93 | 385.90385.90 | 6.446.44 | -2.13-2.13 | -19.91-19.91 | -7.69-7.69 | 0.950.95 | 16.0516.05 | 3.423.42 | |
| 5. | Cholamandalam Investment and Finance Company LtdCHOLAFIN | Consumer FinanceConsumer Finance | 1,27,297.211,27,297.21 | 1,513.601,513.60 | 29.8629.86 | 4.244.24 | 19.8819.88 | 23.8123.81 | 6.506.50 | 20.1520.15 | 4.664.66 | |
| 6. | Shriram Finance LtdSHRIRAMFIN | Consumer FinanceConsumer Finance | 1,13,095.691,13,095.69 | 601.45601.45 | 11.8411.84 | -4.49-4.49 | 0.260.26 | 30.4230.42 | 2.282.28 | 15.7615.76 | 5.285.28 | |
| 7. | REC LimitedRECLTD | Specialized FinanceSpecialized Finance | 1,01,181.631,01,181.63 | 384.25384.25 | 6.376.37 | -0.83-0.83 | -27.27-27.27 | -23.25-23.25 | 1.461.46 | 22.1922.19 | 3.993.99 | |
| 8. | Bajaj Housing Finance LtdBAJAJHFL | Consumer FinanceConsumer Finance | 97,646.6397,646.63 | 117.19117.19 | 45.1545.15 | 0.480.48 | -11.83-11.83 | -28.98-28.98 | 7.987.98 | 15.2315.23 | 3.563.56 | |
| 9. | Muthoot Finance LtdMUTHOOTFIN | Consumer FinanceConsumer Finance | 89,510.3989,510.39 | 2,229.602,229.60 | 20.7020.70 | -2.38-2.38 | 22.7022.70 | 39.0139.01 | 3.483.48 | 18.0518.05 | 8.138.13 | |
| 10. | Rail Vikas Nigam LtdRVNL | Specialized FinanceSpecialized Finance | 67,367.0067,367.00 | 323.10323.10 | 42.7942.79 | -3.65-3.65 | -25.99-25.99 | 23.7723.77 | 7.707.70 | 19.6919.69 | 17.4417.44 | |
| 11. | Sundaram Finance LtdSUNDARMFIN | Consumer FinanceConsumer Finance | 55,172.0755,172.07 | 5,007.005,007.00 | 38.4238.42 | 7.287.28 | 17.0417.04 | 13.3213.32 | 4.984.98 | 12.1012.10 | 3.343.34 | |
| 12. | AU Small Finance Bank LtdAUBANK | Consumer FinanceConsumer Finance | 51,158.5751,158.57 | 687.00687.00 | 24.2924.29 | 25.7325.73 | 19.2619.26 | 9.409.40 | 4.074.07 | 13.0413.04 | 12.5312.53 | |
| 13. | Aditya Birla Capital LtdABCAPITAL | Diversified FinancialsDiversified Financials | 50,373.8650,373.86 | 193.17193.17 | 15.1015.10 | 5.835.83 | -3.08-3.08 | -7.75-7.75 | 1.761.76 | 13.2213.22 | 3.863.86 | |
| 14. | Indian Renewable Energy Development Agency LtdIREDA | Specialized FinanceSpecialized Finance | 42,058.1442,058.14 | 156.48156.48 | 24.7624.76 | 3.123.12 | -20.76-20.76 | -5.05-5.05 | 4.914.91 | 17.2817.28 | 3.623.62 | |
| 15. | Housing and Urban Development Corporation LtdHUDCO | Specialized FinanceSpecialized Finance | 41,733.6141,733.61 | 208.47208.47 | 15.4015.40 | 2.242.24 | -2.90-2.90 | -2.72-2.72 | 2.512.51 | 13.2113.21 | 4.274.27 | |
| 16. | Motilal Oswal Financial Services LtdMOTILALOFS | Diversified FinancialsDiversified Financials | 40,735.3640,735.36 | 679.70679.70 | 16.2816.28 | 17.3617.36 | -30.19-30.19 | 26.3926.39 | 4.654.65 | 32.4432.44 | 22.6122.61 | |
| 17. | L&T Finance LtdLTF | Consumer FinanceConsumer Finance | 40,339.7240,339.72 | 161.53161.53 | 15.2615.26 | 7.087.08 | 15.2515.25 | 2.852.85 | 1.711.71 | 10.2810.28 | 4.374.37 | |
| 18. | Cholamandalam Financial Holdings LtdCHOLAHLDNG | Diversified FinancialsDiversified Financials | 32,260.1732,260.17 | 1,718.001,718.00 | 14.8414.84 | 8.468.46 | 5.765.76 | 58.1758.17 | 1.461.46 | 9.249.24 | 4.304.30 | |
| 19. | LIC Housing Finance LtdLICHSGFIN | Home FinancingHome Financing | 31,614.8731,614.87 | 574.75574.75 | 6.646.64 | 3.163.16 | -8.18-8.18 | -7.31-7.31 | 1.001.00 | 16.2216.22 | 2.372.37 | |
| 20. | Mahindra and Mahindra Financial Services LtdM&MFIN | Consumer FinanceConsumer Finance | 30,161.4930,161.49 | 244.25244.25 | 13.3313.33 | -1.68-1.68 | -9.40-9.40 | -3.44-3.44 | 1.511.51 | 9.999.99 | 2.672.67 |
Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Stock Screener and is subject to real-time updates.
Selection criteria: Sub-sector: Consumer, Diversified, Specialized Finance | Market Cap: Sorted from Highest to Lowest
Selection criteria: Sub-sector: Consumer, Diversified, Specialized Finance | Market Cap: Sorted from Highest to Lowest
Update: Union Budget FY 2025-26 on Finance Sector
Banking & Credit Reforms
- Grameen Credit Score: Public sector banks to develop a credit scoring framework for SHG members and rural borrowers.
- Credit Enhancement Facility by NaBFID: Introduction of a Partial Credit Enhancement Facility to support infrastructure-related corporate bonds.
Insurance & Pension Sector
- FDI in Insurance: FDI limit in the insurance sector to increase from 74% to 100% for companies reinvesting the entire premium in India.
- Pension Sector Reforms: A regulatory forum to be established for coordinating and developing new pension products.
Regulatory & Compliance Reforms
- High-Level Committee for Regulatory Reforms: A committee to streamline non-financial sector regulations, certifications, licenses, and permissions.
- Jan Vishwas Bill 2.0: Over 100 legal provisions to be decriminalised to ease regulatory compliance.
Investment & Economic Development
- Investment Friendliness Index of States: A new index to be launched in 2025 to assess states’ investment policies, promoting competitive cooperative federalism.
Overview of the Best Finance Stocks in India
Bajaj Finance Ltd
A leading non-banking financial company (NBFC) in India, Bajaj Finance provides diverse financial products, including consumer loans, SME financing, and commercial lending. It is known for its innovative digital lending solutions and strong market presence in retail and rural financing.
Indian Railway Finance Corp Ltd
The financial arm of Indian Railways, IRFC specialises in mobilising funds to support railway infrastructure projects. It plays a crucial role in financing rolling stock, electrification, and expansion initiatives, ensuring the modernisation of India’s railway network.
Jio Financial Services Ltd
A part of Reliance Group, Jio Financial Services focuses on digital financial solutions. The company aims to revolutionise financial inclusion by leveraging technology, offering products like payments, insurance, and lending to individuals and businesses across India.
Power Finance Corporation Ltd
A key player in India's power sector financing, PFC provides loans and financial assistance to power projects, including generation, transmission, and distribution. This company on the finance stocks list in India plays a pivotal role in supporting India’s energy infrastructure and policy initiatives.
Cholamandalam Investment and Finance Company Ltd
Cholamandalam Investment and Finance Company Ltd (Chola), part of the Murugappa Group, is a leading non-banking financial company (NBFC) in India. It offers vehicle finance, home loans, SME loans, and secured business loans. With a strong rural and semi-urban presence, Chola focuses on serving underserved segments with tailored financial products.
Advantages of Investing in Finance Stocks in India
Economic Growth Alignment
Finance companies and digital finance stocks benefit directly from India's economic expansion, leading to potential stock value appreciation.
Portfolio Diversification
Including finance stocks adds diversity to your investment portfolio, reducing overall risk.
Inflation Hedge
Financial companies, including energy finance stocks, often perform well in inflationary environments, helping to preserve purchasing power.
Technological Innovation Exposure
Investing in public and private finance stocks on the finance stocks list provides exposure to technological advancements in the financial sector, such as fintech developments.
Regulatory Support
The Indian financial sector, including top financial shares, operates under a robust regulatory framework, enhancing investor confidence.
Liquidity and Flexibility
Private and public sector finance stocks are typically highly liquid, allowing for easy buying and selling to meet investment goals.
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Factors to Consider Before Investing in Finance Stocks
Economic Environment
You can assess India's overall economic health, including GDP growth and employment rates, as these influence the demand for financial services.
Regulatory Landscape
It is important to stay informed about regulations set by the Reserve Bank of India (RBI) and the Securities and Exchange Board of India (SEBI), as changes can significantly impact the profitability of even good finance stocks.
Company Fundamentals
You can examine financial metrics such as earnings per share (EPS), price-to-earnings (P/E) ratio, and return on equity (ROE) to evaluate a company's financial health and performance.
Market Position and Competition
You can also analyse the company's market share and competitive advantages within the financial sector to understand its potential for sustained growth.
Asset Quality
You can review the quality of the company's assets, including its loan portfolio, to assess the risk of defaults and the adequacy of provisions for bad loans.
Management Efficiency
You can evaluate the qualifications and track record of the company's management team, as effective leadership is crucial for navigating the complex financial landscape.
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Frequently Asked Questions on Finance Stocks
1. What are finance sector stocks?
Finance sector stocks include companies in banking, insurance, asset management, and investments. These stocks drive economic growth by providing capital and credit.2. What is the outlook for finance sector stocks?
The future of finance stocks is promising, driven by digital transformation, financial inclusion, and economic growth. Tech innovations like digital payments and online lending boost efficiency. Government initiatives and increasing demand for financial products also contribute to growth. Regulatory changes and fintech competition may influence future performance.3. What types of finance stocks are there?
Finance stocks include banks (loans and deposits), insurance companies (financial protection), investment firms (asset management), and payment processors (electronic transactions). Each plays a critical role in supporting the financial system, offering diverse investment opportunities based on different areas of financial services and products.4. What are the key risks when investing in finance stocks?
Finance stocks carry risks like economic downturns reducing demand, financial crises causing losses, and competition from fintech disrupting existing players. Investors must monitor market trends and economic indicators to manage these risks effectively while capitalising on growth opportunities within the finance sector.
