Debt Mutual Funds

A debt fund is a mutual fund scheme that invests in fixed income instruments, such as Corporate and Government Bonds, corporate debt securities, and money market instruments etc. that offer capital appreciation. Debt funds are also referred to as Income Funds or Bond Funds.

⏱ Horizon: Medium
🔢 Total funds: 527
💰 Total AUM: 20,45,243 Cr

Best performing Debt Mutual Funds

Name	AUM (Cr)	Exp Ratio (%)	1Y Return	3Y CAGR	5Y CAGR
Bank of India Credit Risk Fund	106.96	0.98	11.94%	8.04%	27.52%
IL&FS Infra Debt Fund - Series 2-A	221.09	—	7.57%	34.22%	19.65%
IL&FS Infra Debt Fund - Series 2-B	380.16	—	7.79%	26.47%	18.12%
IL&FS Infra Debt Fund - Series 2-C	302.20	—	8.41%	23.13%	16.65%
Aditya Birla SL Medium Term Plan	2,904.91	0.82	12.76%	10.72%	12.85%
DSP Credit Risk Fund	205.76	0.40	21.35%	15.47%	11.98%
Aditya Birla SL Credit Risk Fund	1,091.72	0.80	17.58%	12.81%	10.67%
Bank of India Short Term Income Fund	290.76	0.45	6.89%	7.72%	10.60%
UTI Credit Risk Fund	260.49	0.74	7.59%	7.94%	10.08%
Baroda BNP Paribas Credit Risk Fund	185.49	0.85	8.23%	8.58%	10.07%

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Overview of Debt Mutual Funds

Bank of India Credit Risk Fund

AUM
₹ 106.96 Cr.
Expense Ratio
0.98%
5Y CAGR
27.52%

Performance

The fund's annualised performance has been 2.83% since inception.

Risk

The fund has been categorised as Moderately High by SEBI and has a standard deviation of 5.09% vs its category average of 3.85%.

Composition

Corporate Debt makes up for the majority of the fund at 55.43% along with the largest allocation towards Miscellaneous at 18.42%.

IL&FS Infra Debt Fund - Series 2-A

AUM
₹ 221.09 Cr.
Expense Ratio
0%
5Y CAGR
19.65%

Performance

The fund's annualised performance has been 14.68% since inception.

Risk

The fund has been categorised as High by SEBI and has a standard deviation of 0% vs its category average of 0%.

Composition

Cash & Equivalents makes up for the majority of the fund at 58.81% along with the largest allocation towards Miscellaneous at 58.59%.

IL&FS Infra Debt Fund - Series 2-B

AUM
₹ 380.16 Cr.
Expense Ratio
0%
5Y CAGR
18.12%

Performance

The fund's annualised performance has been 16.2% since inception.

Risk

The fund has been categorised as High by SEBI and has a standard deviation of 0% vs its category average of 0%.

Composition

Corporate Debt makes up for the majority of the fund at 59.25% along with the largest allocation towards Power Generation at 44.48%.

IL&FS Infra Debt Fund - Series 2-C

AUM
₹ 302.20 Cr.
Expense Ratio
0%
5Y CAGR
16.65%

Performance

The fund's annualised performance has been 15.22% since inception.

Risk

The fund has been categorised as High by SEBI and has a standard deviation of 0% vs its category average of 0%.

Composition

Corporate Debt makes up for the majority of the fund at 73.69% along with the largest allocation towards Power Generation at 59.46%.

Aditya Birla SL Medium Term Plan

AUM
₹ 2,904.91 Cr.
Expense Ratio
0.82%
5Y CAGR
12.85%

Performance

The fund's annualised performance has been 9.81% since inception.

Risk

The fund has been categorised as Moderately High by SEBI and has a standard deviation of 3.05% vs its category average of 1.79%.

Composition

Corporate Debt makes up for the majority of the fund at 62.97% along with the largest allocation towards G-Sec at 27.83%.

DSP Credit Risk Fund

AUM
₹ 205.76 Cr.
Expense Ratio
0.4%
5Y CAGR
11.98%

Performance

The fund's annualised performance has been 8.93% since inception.

Risk

The fund has been categorised as Moderately High by SEBI and has a standard deviation of 8.87% vs its category average of 3.85%.

Composition

Corporate Debt makes up for the majority of the fund at 61.1% along with the largest allocation towards G-Sec at 24.53%.

Aditya Birla SL Credit Risk Fund

AUM
₹ 1,091.72 Cr.
Expense Ratio
0.8%
5Y CAGR
10.67%

Performance

The fund's annualised performance has been 9.46% since inception.

Risk

The fund has been categorised as Moderately High by SEBI and has a standard deviation of 5.04% vs its category average of 3.85%.

Composition

Corporate Debt makes up for the majority of the fund at 72.75% along with the largest allocation towards Others at 17.11%.

Bank of India Short Term Income Fund

AUM
₹ 290.76 Cr.
Expense Ratio
0.45%
5Y CAGR
10.6%

Performance

The fund's annualised performance has been 6.88% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 0.89% vs its category average of 1.13%.

Composition

Corporate Debt makes up for the majority of the fund at 42.19% along with the largest allocation towards Public Banks at 29.78%.

UTI Credit Risk Fund

AUM
₹ 260.49 Cr.
Expense Ratio
0.74%
5Y CAGR
10.08%

Performance

The fund's annualised performance has been 5.34% since inception.

Risk

The fund has been categorised as Moderately High by SEBI and has a standard deviation of 0.84% vs its category average of 3.85%.

Composition

Corporate Debt makes up for the majority of the fund at 67.09% along with the largest allocation towards Others at 16.12%.

Baroda BNP Paribas Credit Risk Fund

AUM
₹ 185.49 Cr.
Expense Ratio
0.85%
5Y CAGR
10.07%

Performance

The fund's annualised performance has been 8.82% since inception.

Risk

The fund has been categorised as Moderately High by SEBI and has a standard deviation of 0.83% vs its category average of 3.85%.

Composition

Corporate Debt makes up for the majority of the fund at 72.44% along with the largest allocation towards G-Sec at 19.23%.

Top 3 Sub-Categories in Debt Mutual Funds

Credit Risk Fund

5Y CAGR of Top Fund

27.52%

Sectoral Fund - Infrastructure (Debt)

This compilation has been made as and by way of an update from the publicly available sources of information.This compilation is provided for information purposes only and is not intended to be relied upon by any party as the basis of any decision.

While every effort has been made to take due care in publishing this compilation and to avoid errors or omissions, this compilation is published with a condition and understanding that the Anchorage Technologies Private Limited (ATPL) shall not be responsible for any damages, compensation or loss or action taken or abstained to be taken on the basis of this article/commentary to any person whomsoever.

Investing in Mutual Funds,Stocks/ETFs (Exchange Traded Funds) and securities are subject to market risk. Please read all the related documents carefully before investing. Investors should consider all risk factors and consult their financial advisor before investing. Representations are not indicative of future results.