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Debt Mutual Funds

A debt fund is a mutual fund scheme that invests in fixed income instruments, such as Corporate and Government Bonds, corporate debt securities, and money market instruments etc. that offer capital appreciation. Debt funds are also referred to as Income Funds or Bond Funds.

  • ⏱ Horizon: Medium
  • 🔢 Total funds: 510
  • 💰 Total AUM: 18,11,382 Cr

Best performing Debt Mutual Funds

NameAUM (Cr)Exp Ratio (%)1Y Return3Y CAGR5Y CAGR
Bank of India Credit Risk Fund100.260.9817.38%9.98%28.08%
IL&FS Infra Debt Fund - Series 2-A224.83—7.84%34.30%20.72%
IL&FS Infra Debt Fund - Series 2-B387.16—7.76%26.30%18.25%
IL&FS Infra Debt Fund - Series 2-C307.62—8.20%22.96%16.79%
DSP Credit Risk Fund222.830.4010.41%16.44%12.87%
Aditya Birla SL Medium Term Plan3,078.170.818.67%10.35%12.59%
Aditya Birla SL Credit Risk Fund1,178.190.7912.80%12.83%10.70%
Bank of India Short Term Income Fund277.810.455.07%7.42%10.50%
UTI Credit Risk Fund251.720.926.43%7.72%10.09%
Nippon India Medium Duration Fund143.400.507.35%8.16%9.41%

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Overview of Debt Mutual Funds

Bank of India Credit Risk Fund
  • AUM
    ₹ 100.26 Cr.
  • Expense Ratio
    0.98%
  • 5Y CAGR
    28.08%
Performance
The fund's annualised performance has been 3.4% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 7.46% vs its category average of 1.91%.
Composition
Corporate Debt makes up for the majority of the fund at 59.85% along with the largest allocation towards Others at 30.3%.
IL&FS Infra Debt Fund - Series 2-A
  • AUM
    ₹ 224.83 Cr.
  • Expense Ratio
    0%
  • 5Y CAGR
    20.72%
Performance
The fund's annualised performance has been 14.34% since inception.
Risk
The fund has been categorised as High by SEBI and has a standard deviation of 0% vs its category average of 0%.
Composition
Corporate Debt makes up for the majority of the fund at 97.22% along with the largest allocation towards Construction & Engineering at 40.61%.
IL&FS Infra Debt Fund - Series 2-B
  • AUM
    ₹ 387.16 Cr.
  • Expense Ratio
    0%
  • 5Y CAGR
    18.25%
Performance
The fund's annualised performance has been 15.82% since inception.
Risk
The fund has been categorised as High by SEBI and has a standard deviation of 0% vs its category average of 0%.
Composition
Corporate Debt makes up for the majority of the fund at 95.3% along with the largest allocation towards Construction & Engineering at 41.75%.
IL&FS Infra Debt Fund - Series 2-C
  • AUM
    ₹ 307.62 Cr.
  • Expense Ratio
    0%
  • 5Y CAGR
    16.79%
Performance
The fund's annualised performance has been 14.87% since inception.
Risk
The fund has been categorised as High by SEBI and has a standard deviation of 0% vs its category average of 0%.
Composition
Corporate Debt makes up for the majority of the fund at 93.63% along with the largest allocation towards Power Generation at 69.95%.
DSP Credit Risk Fund
  • AUM
    ₹ 222.83 Cr.
  • Expense Ratio
    0.4%
  • 5Y CAGR
    12.87%
Performance
The fund's annualised performance has been 9.18% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 6.17% vs its category average of 1.91%.
Composition
Corporate Debt makes up for the majority of the fund at 74.42% along with the largest allocation towards Investment Banking & Brokerage at 14.21%.
Aditya Birla SL Medium Term Plan
  • AUM
    ₹ 3,078.17 Cr.
  • Expense Ratio
    0.81%
  • 5Y CAGR
    12.59%
Performance
The fund's annualised performance has been 9.74% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 2.2% vs its category average of 1.56%.
Composition
Corporate Debt makes up for the majority of the fund at 73.09% along with the largest allocation towards G-Sec at 19.53%.
Aditya Birla SL Credit Risk Fund
  • AUM
    ₹ 1,178.19 Cr.
  • Expense Ratio
    0.79%
  • 5Y CAGR
    10.7%
Performance
The fund's annualised performance has been 9.46% since inception.
Risk
The fund has been categorised as High by SEBI and has a standard deviation of 3.57% vs its category average of 1.91%.
Composition
Corporate Debt makes up for the majority of the fund at 76.97% along with the largest allocation towards Others at 21.47%.
Bank of India Short Term Income Fund
  • AUM
    ₹ 277.81 Cr.
  • Expense Ratio
    0.45%
  • 5Y CAGR
    10.5%
Performance
The fund's annualised performance has been 6.83% since inception.
Risk
The fund has been categorised as Moderate by SEBI and has a standard deviation of 1.04% vs its category average of 1.06%.
Composition
Corporate Debt makes up for the majority of the fund at 50.41% along with the largest allocation towards Public Banks at 22.58%.
UTI Credit Risk Fund
  • AUM
    ₹ 251.72 Cr.
  • Expense Ratio
    0.92%
  • 5Y CAGR
    10.09%
Performance
The fund's annualised performance has been 5.36% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 0.92% vs its category average of 1.91%.
Composition
Corporate Debt makes up for the majority of the fund at 67.62% along with the largest allocation towards Others at 15.3%.
Nippon India Medium Duration Fund
  • AUM
    ₹ 143.40 Cr.
  • Expense Ratio
    0.5%
  • 5Y CAGR
    9.41%
Performance
The fund's annualised performance has been 5.01% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 2.65% vs its category average of 1.56%.
Composition
Corporate Debt makes up for the majority of the fund at 55.05% along with the largest allocation towards G-Sec at 27.23%.

Top 3 Sub-Categories in Debt Mutual Funds

Credit Risk Fund
5Y CAGR of Top Fund
28.08%
Sectoral Fund - Infrastructure (Debt)
5Y CAGR of Top Fund
20.72%
Medium Duration Fund
5Y CAGR of Top Fund
12.59%
This compilation has been made as and by way of an update from the publicly available sources of information.This compilation is provided for information purposes only and is not intended to be relied upon by any party as the basis of any decision.

While every effort has been made to take due care in publishing this compilation and to avoid errors or omissions, this compilation is published with a condition and understanding that the Anchorage Technologies Private Limited (ATPL) shall not be responsible for any damages, compensation or loss or action taken or abstained to be taken on the basis of this article/commentary to any person whomsoever.

Investing in Mutual Funds,Stocks/ETFs (Exchange Traded Funds) and securities are subject to market risk. Please read all the related documents carefully before investing. Investors should consider all risk factors and consult their financial advisor before investing. Representations are not indicative of future results.