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Life Insurance Corporation Of India

Life Insurance Corporation Of India

LICI Share Price

NSE
797.901.79% (-14.55)
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With a market cap of ₹5,04,671 cr, stock is ranked 10

Stock is 1.86x as volatile as Nifty

LICI Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹5,04,671 cr, stock is ranked 10

Stock is 1.86x as volatile as Nifty

LICI Performance & Key Metrics

LICI Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
9.523.961.50%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.622.341.10%

LICI Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
83%
Analysts have suggested that investors can buy this stock

from 23 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

LICI Company Profile

Life Insurance Corporation of India is engaged in the business of life insurance in and outside India. It has a diversified product portfolio covering various segments across individual products and group products.

Investor Presentation

View older View older 

Feb 5, 2026

PDF
View Older Presentations

LICI Similar Stocks (Peers)

Compare with peers Compare with peers 

LICI Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
28.50
28.50
1Y Return
10.47%
10.47%
Buy Reco %
60.00
60.00
PE Ratio
73.86
73.86
1Y Return
3.01%
3.01%
Buy Reco %
100.00
100.00
PE Ratio
66.21
66.21
1Y Return
21.08%
21.08%
Buy Reco %
93.94
93.94
PE Ratio
31.72
31.72
1Y Return
6.04%
6.04%
Buy Reco %
68.00
68.00
PE Ratio
46.34
46.34
1Y Return
16.36%
16.36%
Buy Reco %
81.82
81.82
Compare with Peers

LICI Sentiment Analysis

LICI Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

LICI Stock Summary · February 2026

The company is experiencing a complex landscape marked by a slight decline in individual market share amidst robust overall premium growth, particularly in the Group business and non-participating products. While operational efficiency has improved through digital initiatives and strategic product management, challenges persist in attracting new customers and maintaining persistency rates, especially among lower-ticket policies. The rise in claims processed reflects a growing customer base, yet underscores the need for effective risk management. Despite these hurdles, a strong solvency ratio and increased dividends signal financial resilience, while a focus on enhancing distribution channels and adapting to market dynamics positions the company for future growth. Investor sentiment remains cautious, necessitating proactive strategies to restore confidence and address performance concerns.

LICI Stock Growth Drivers
LICI Stock Growth Drivers
9
  • Strong Financial Performance

    For the nine months ending December 31, 2025, the company reported a Profit After Tax

  • Growth in Premium Income

    The Individual New Business Premium Income increased to Rs. 44,941 Crore, up 5.89% from the

LICI Stock Challenges
LICI Stock Challenges
5
  • Declining Market Share

    The company reported a decrease in its market share for First Year Premium Income, dropping

  • Decreased Policy Sales and Persistency Rates

    The total number of new policies sold decreased slightly from 1,17,10,505 in the previous year

LICI Forecast

LICI Forecasts

Price

Revenue

Earnings

LICI

LICI

Income

Balance Sheet

Cash Flow

LICI Income Statement

LICI Income Statement

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Quartersep 2023dec 2023mar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025
Total Revenue2,03,321.262,14,260.142,52,965.312,12,953.152,31,926.412,04,569.342,44,088.332,25,451.022,42,568.602,36,776.30
Operating & Other expensessubtract1,94,558.202,04,814.952,37,152.442,02,179.502,24,544.061,91,817.522,21,620.592,14,197.862,32,032.042,23,588.25
Depreciation/Amortizationsubtract0.000.000.000.000.000.000.000.000.000.00
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract732.77-23.791,971.28229.32-346.331,743.173,429.07296.11438.08257.61
EPS12.7014.9721.7916.6712.2217.4030.1017.3215.9720.44

LICI Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Feb 5PDF
Nov 6PDF
Aug 7PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Feb 7PDF
Nov 14PDF
Nov 8PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Nov 13PDF
Sep 20PDF
Aug 12PDF
Jul 15PDF
FY 2022FY 2022

Annual report

PDF
 

LICI Stock Peers

LICI Past Performance & Peer Comparison

LICI Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsInsurance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Life Insurance Corporation Of India10.443.961.50%
Bajaj Finserv Ltd28.502.170.09%
SBI Life Insurance Company Ltd73.8610.740.15%
HDFC Life Insurance Company Ltd66.217.840.36%

LICI Stock Price Comparison

Compare LICI with any stock or ETF
Compare LICI with any stock or ETF
LICI
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LICI Holdings

LICI Shareholdings

LICI Promoter Holdings Trend

LICI Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

LICI Institutional Holdings Trend

LICI Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

LICI Shareholding Pattern

LICI Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding96.50%1.13%0.15%0.31%1.91%

Jun 2025

Sep 2025

Dec 2025

Mar 2026

LICI Shareholding History

LICI Shareholding History

Dec '24MarJunSepDec '25Mar0.07%0.10%0.11%0.12%0.20%0.31%

Mutual Funds Invested in LICI

Mutual Funds Invested in LICI

No mutual funds holding trends are available

Top 5 Mutual Funds holding Life Insurance Corporation Of India




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.1419%0.86%-0.04%23/294 (0)
0.1314%1.19%-0.00%25/90 (-6)
0.0987%4.54%-0.19%25/42 (-16)

Compare 3-month MF holding change on Screener

LICI Insider Trades & Bulk Stock Deals

LICI Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing LICI stock

smallcases containing LICI stock

Looks like this stock is not in any smallcase yet.

LICI Events

LICI Events

LICI Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

LICI Dividend Trend

No dividend trend available

LICI Upcoming Dividends

LICI Upcoming Dividends

No upcoming dividends are available

LICI Past Dividends

LICI Past Dividends

Cash Dividend

Ex DateEx DateJul 25, 2025

Final
Final | Div/Share: ₹12.00

Dividend/Share

12.00

Ex DateEx Date

Jul 25, 2025

Cash Dividend

Ex DateEx DateJul 19, 2024

Final
Final | Div/Share: ₹6.00

Dividend/Share

6.00

Ex DateEx Date

Jul 19, 2024

Cash Dividend

Ex DateEx DateFeb 21, 2024

Interim
Interim | Div/Share: ₹4.00

Dividend/Share

4.00

Ex DateEx Date

Feb 21, 2024

Cash Dividend

Ex DateEx DateJul 21, 2023

Final
Final | Div/Share: ₹3.00

Dividend/Share

3.00

Ex DateEx Date

Jul 21, 2023

Cash Dividend

Ex DateEx DateAug 25, 2022

Final
Final | Div/Share: ₹1.50

Dividend/Share

1.50

Ex DateEx Date

Aug 25, 2022

LICI Stock News & Opinions

LICI Stock News & Opinions

Spotlight
LIC jumps as board OKs 1:1 bonus issue plan

Under the approved proposal, shareholders will get one fully paid-up equity share of Rs 10 each for every one fully paid-up equity share of Rs 10 each held as on the record date. The company's existing authorised equity share capital stands at Rs 25,000 crore while its paid up equity share capital is Rs 6,324.99 crore. Post proposed bonus issuance of 1:1, the paid up equity share capital shall increase to Rs 12,649.99 crore. The reserves & surplus (In India) stood at Rs 1,46,440.58 crore as at 31st December 2025 and the company posted a profit after tax of Rs 33,998 crore for the nine-month period ended 31 December 2025. R Doraiswamy, CEO & MD, LIC said, 'Since listing in May 2022, LIC has been paying dividends consistently and also increasing the dividend per share over a period of time from Rs 1.50 per share to Rs 12 per share. We have been continuously evaluating various mechanisms for rewarding our shareholders and we believe this proposed bonus issue is a significant step taken by us in that direction. We are thankful to our shareholders for their support, patience and belief in our strategy and execution. We are confident that our entire transformation initiatives are leading to tangible results and will continue to yield better outcomes for all.' As of 31st December 2025, the promoter and promoter group hold a 96.50% stake in the company. LIC is engaged in the business of Life Insurance in and outside India. It offers a range of individual and group insurance solutions including participating, non-participating and unit linked business. The portfolio comprises of various insurance and investment products such as protection, pension, savings, investment, annuity, health, variable and CRAC. On a consolidated basis, net profit rose 17.46% YoY to Rs 12,930.44 crore in Q3 FY26, while total income increased 15.74% YoY to Rs 2,36,776.30 crore compared with Q3 FY25.

2 weeks agoCapital Market - Live
Corporate
Life Insurance Corporation of India approves bonus issue of 1:1

The board of Life Insurance Corporation of India at its meeting held on 13 April 2026 has approved the issuance of bonus shares in ratio of 1:1. The existing Authorised equity share capital of LIC is Rs. 25,000 crore and the paid up equity share capital is Rs. 6,324.99 crore. Post proposed bonus issuance of 1:1, the paid up equity share capital shall increase to Rs. 12,649.99 crore. The Reserves & Surplus (In India) stood at Rs. 1,46,440.58 crore as at 31st December 2025 and the Profit After Tax for nine month period ended 31st December, 2025 was Rs. 33,998 crore.

2 weeks agoCapital Market - Live
Spotlight
LIC's board OKs 1:1 bonus issue

Under the approved proposal, shareholders will get one fully paid-up equity share of Rs 10 each for every one fully paid-up equity share of Rs 10 each held as on the record date. The company's existing authorised equity share capital stands at Rs 25,000 crore while its paid up equity share capital is Rs. 6,324.99 crore. Post proposed bonus issuance of 1:1, the paid up equity share capital shall increase to Rs 12,649.99 crore. The reserves & surplus (In India) stood at Rs 1,46,440.58 crore as at 31st December 2025 and The company posted a profit after tax of Rs 33,998 crore for the nine-month period ended 31 December 2025. R Doraiswamy, CEO & MD, LIC said, 'Since listing in May 2022, LIC has been paying dividends consistently and also increasing the dividend per share over a period of time from Rs 1.50 per share to Rs 12 per share. We have been continuously evaluating various mechanisms for rewarding our shareholders and we believe this proposed bonus issue is a significant step taken by us in that direction. We are thankful to our shareholders for their support, patience and belief in our strategy and execution. We are confident that our entire transformation initiatives are leading to tangible results and will continue to yield better outcomes for all.' LIC is engaged in the business of Life Insurance in and outside India. It offers a range of individual and group insurance solutions including participating, non-participating and unit linked business. The portfolio comprises of various insurance and investment products such as protection, pension, savings, investment, annuity, health, variable and CRAC. On a consolidated basis, net profit rose 17.46% YoY to Rs 12,930.44 crore in Q3 FY26, while total income increased 15.74% YoY to Rs 2,36,776.30 crore compared with Q3 FY25. The counter rose 0.71% to settle at Rs 804.25 on Monday, 13 April 2026. The stock market will remain closed today on account of Dr Babasaheb Ambedkar Jayanti.

2 weeks agoCapital Market - Live
Spotlight
LIC soars as board to mull bonus issue plan

The announcement came after market hours on 7 April 2026. LIC is engaged in the business of Life Insurance in and outside India. It offers a range of individual and group insurance solutions including participating, non-participating and unit linked business. The portfolio comprises of various insurance and investment products such as protection, pension, savings, investment, annuity, health, variable and CRAC. On a consolidated basis, net profit rose 17.46% YoY to Rs 12,930.44 crore in Q3 FY26, while total income increased 15.74% YoY to Rs 2,36,776.30 crore compared with Q3 FY25.

3 weeks agoCapital Market - Live
Corporate
Life Insurance Corporation of India to consider Bonus Issue

Life Insurance Corporation of India will hold a meeting of the Board of Directors of the Company on 13 April 2026.

3 weeks agoCapital Market - Live
Spotlight
LIC jumps on strong Q3 show; nine-month metrics steady

On a consolidated basis, net profit rose 17.46% YoY to Rs 12,930.44 crore in Q3 FY26, while total income increased 15.74% YoY to Rs 2,36,776.30 crore compared with Q3 FY25. Consolidated profit before tax rose 3.42% YoY to Rs 13,188.05 crore during the quarter. On a standalone basis, LIC reported a steady performance for the nine months ended December 31, 2025. Profit after tax increased 16.68% YoY to Rs 33,998 crore, compared with Rs 29,138 crore in the corresponding period last year. The insurer retained its leadership position in the Indian life insurance market, with an overall market share of 57.07% for the nine-month period, marginally lower than 57.42% a year ago. During the period, LIC held a 35.84% market share in the individual segment and a dominant 71.36% share in the group business. Product mix continued to improve, with individual business non-participating annualised premium equivalent surging 47.44% YoY to Rs 10,045 crore. As a result, the share of non-par APE within the individual business rose to 36.46% in 9M FY26 from 27.68% in the year-ago period. Individual business APE grew 11.95% YoY to Rs 27,552 crore, while group business APE rose 23.14% YoY to Rs 16,455 crore. Overall APE increased 15.88% YoY to Rs 44,007 crore during the period. Value of new business climbed 27.96% YoY to Rs 8,288 crore, supported by an expansion in net VNB margin by 170 bps to 18.8%, reflecting improved profitability of fresh business. On the premium front, individual new business premium income increased 5.89% YoY to Rs 44,941 crore. Group business premium income rose 13.56% YoY to Rs 1,35,302 crore, taking total premium income up 9.02% YoY to Rs 3,71,293 crore for the nine months ended December 31, 2025. The contribution of bancassurance and alternate channels to individual new business premium improved to 7.45% in 9M FY26 from 4.73% in 9M FY25, indicating gradual diversification of distribution channels. Assets under management grew 8.01% YoY to Rs 59,16,680 crore as of December 31, 2025. The solvency ratio strengthened to 2.19 from 2.02 a year ago, while operating efficiency improved, with the expense ratio declining by 132 bps to 11.65% from 12.97% in the corresponding period last year. Yield on investments on policyholders' funds, excluding unrealised gains, stood at 8.77%, slightly lower than 8.82% recorded a year earlier. R Doraiswamy, CEO & MD, LIC said the consumers and the companies in the life insurance industry have responded positively to the various initiatives of the government, especially to GST 2.0. At LIC, we have further increased our performance by achieving higher and better parameters on volume growth as well as product and channel diversification. LIC is engaged in the business of Life Insurance in and outside India. It offers a range of individual and group insurance solutions including participating, non-participating and unit linked business. The portfolio comprises of various insurance and investment products such as protection, pension, savings, investment, annuity, health, variable and CRAC. Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Volumes jump at Life Insurance Corporation of India counter

Go Digit General Insurance Ltd, Bajaj Holdings & Investment Ltd, Medplus Health Services Ltd, Kirloskar Brothers Ltd are among the other stocks to see a surge in volumes on BSE today, 06 February 2026.Life Insurance Corporation of India witnessed volume of 11.24 lakh shares by 10:46 IST on BSE, a 15.64 times surge over two-week average daily volume of 71889 shares. The stock increased 7.37% to Rs.902.35. Volumes stood at 41256 shares in the last session.Go Digit General Insurance Ltd registered volume of 1.28 lakh shares by 10:46 IST on BSE, a 15.16 fold spurt over two-week average daily volume of 8459 shares. The stock slipped 0.80% to Rs.310.10. Volumes stood at 12564 shares in the last session.Bajaj Holdings & Investment Ltd recorded volume of 45253 shares by 10:46 IST on BSE, a 12.41 times surge over two-week average daily volume of 3647 shares. The stock lost 2.05% to Rs.10,681.00. Volumes stood at 7789 shares in the last session.Medplus Health Services Ltd recorded volume of 52599 shares by 10:46 IST on BSE, a 11.8 times surge over two-week average daily volume of 4457 shares. The stock gained 0.50% to Rs.866.70. Volumes stood at 3468 shares in the last session.Kirloskar Brothers Ltd witnessed volume of 43652 shares by 10:46 IST on BSE, a 9.14 times surge over two-week average daily volume of 4775 shares. The stock increased 7.72% to Rs.1,663.00. Volumes stood at 2576 shares in the last session.Powered by Capital Market - Live

2 months agoCapital Market - Live
Earnings
Life Insurance Corporation of India consolidated net profit rises 17.46% in the December 2025 quarter

Net profit of Life Insurance Corporation of India rose 17.46% to Rs 12930.44 crore in the quarter ended December 2025 as against Rs 11008.65 crore during the previous quarter ended December 2024. Sales rose 17.41% to Rs 125988.15 crore in the quarter ended December 2025 as against Rs 107302.30 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales125988.15107302.30 17 OPM %9.8211.12 - PBDT13188.0512751.82 3 PBT13188.0512751.82 3 NP12930.4411008.65 17 Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Life Insurance Corporation of India declare Quarterly Result

Life Insurance Corporation of India will hold a meeting of the Board of Directors of the Company on 5 February 2026.Powered by Capital Market - Live

3 months agoCapital Market - Live
Spotlight
LIC ends higher after Q2 PAT climbs 32% YoY to Rs 10,053 cr

On the half-yearly basis, the company's standalone net profit jumped 16.4% to Rs 21,039.90 crore on 5.2% increase in total income to Rs 4,66,328.13 crore in H1 FY26 over H1 FY25. The total premium income for six months period ended September 30th, 2025 was Rs 2,45,680 crore as compared to Rs 2,33,671 crore for the six months period ended September 30th 2024, registering a growth of 5.14%. The total individual business premium for the six months period ended September 30th, 2025 increased to Rs 1,50,715 crore, registering the growth of 4.16% from Rs 1,44,696 crore for the comparable period of previous year. The group business total premium income for six months period ended September 30th, 2025 was Rs. 94,965 crore as compared to Rs 88,975 crore for the six months period ended September 30th 2024, registering an increase of 6.73%. A total of 72,60,573 policies were sold in the individual segment during the six months period ended September 30th, 2025 as compared to 91,70,420 policies sold during the six months period ended September 30th 2024, registering a decrease of 20.83%. For the six months period ended September 30th, 2025, the persistency ratios on premium basis for the 13th month and 61st month were 75.29% and 63.81%, respectively. The comparable persistency ratios for the corresponding period ended September 30th, 2024 were 77.62% and 61.46%, respectively. The assets under management (AUM) increased 3.31% YoY to Rs 57,22,896 crore as on September 30th, 2025 as compared to Rs 55,39,516 crore on September 30th, 2024. The value of new business (VNB) for the six months period ended September 30th, 2025 was Rs 5,111 crore, up 12.30% as compared to Rs 4,551 crore for the six months period ended September 30th, 2024. The Net VNB margin for the six months period ended September 30th, 2025 increased by 140 bps to 17.6% as compared to 16.2% for the six months period ended September 30th, 2024. The solvency ratio as on September 30th, 2025 increased to 2.13 as against 1.98 on September 30th, 2024. The overall expense ratio for the six months period ended September 30th, 2025 decreased by 146 bps to 11.28% as compared to 12.74% for the six months period ended 30th September 2024. The yield on investments on policyholders funds excluding unrealized gains was 8.90% for the six months period ended September 30th, 2025 as against 9.02% for six months period ended September 30th, 2024. R Doraiswamy, CEO & MD, LIC said, 'We at LIC are very optimistic about the positive impact of the GST changes announced for the Insurance Industry by the Government of India during September 2025. From a business perspective during the first half of this year (FY 2025-26), LIC has once again demonstrated the successful implementation of its strategy pertaining to both product and channel diversification, that we have been pursuing since our listing. The Banca and Alternate Channels share of Individual NBP is now 7.12% for H1 FY26 as compared to 4.10% last year, demonstrating a growth of 67.62%. While we expand our overall profitability through diversified product mix and channel mix, we are also working towards optimizing costs and for H1 FY26 our overall expense ratio has decreased by 146 bps to 11.28%.' LIC has been providing life insurance in India for more than 65 years and is the largest life insurer in the country.Powered by Capital Market - Live

5 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Life Insurance Corporation Of India (LICI) today?

    The share price of LICI as on 30th April 2026 is ₹797.90. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Life Insurance Corporation Of India (LICI) share?

    The past returns of Life Insurance Corporation Of India (LICI) share are
    • Past 1 week: -2.59%
    • Past 1 month: 6.77%
    • Past 3 months: -3.23%
    • Past 6 months: -11.42%
    • Past 1 year: 0.27%
    • Past 3 years: 45.10%
    • Past 5 years: -8.84%

  3. What are the peers or stocks similar to Life Insurance Corporation Of India (LICI)?
  4. What is the dividend yield % of Life Insurance Corporation Of India (LICI) share?

    The current dividend yield of Life Insurance Corporation Of India (LICI) is 1.50.

  5. What is the market cap of Life Insurance Corporation Of India (LICI) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Life Insurance Corporation Of India (LICI) is ₹504671.57 Cr as of 30th April 2026.

  6. What is the 52 week high and low of Life Insurance Corporation Of India (LICI) share?

    The 52-week high of Life Insurance Corporation Of India (LICI) is ₹980 and the 52-week low is ₹721.50.

  7. What is the PE and PB ratio of Life Insurance Corporation Of India (LICI) stock?

    The P/E (price-to-earnings) ratio of Life Insurance Corporation Of India (LICI) is 10.44. The P/B (price-to-book) ratio is 3.96.

  8. Which sector does Life Insurance Corporation Of India (LICI) belong to?

    Life Insurance Corporation Of India (LICI) belongs to the Financials sector & Insurance sub-sector.

  9. How to buy Life Insurance Corporation Of India (LICI) shares?

    You can directly buy Life Insurance Corporation Of India (LICI) shares on Tickertape. Simply sign up, connect your demat account and place your order.