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Life Insurance Corporation Of India

Life Insurance Corporation Of India

LICI Share Price

NSE
₹383.253.22% (-12.75)
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With a market cap of ₹5,00,939 cr, stock is ranked 10

Stock is 1.91x as volatile as Nifty

LICI Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹5,00,939 cr, stock is ranked 10

Stock is 1.91x as volatile as Nifty

LICI Performance & Key Metrics

LICI Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
8.342.831.26%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
15.722.041.29%

LICI Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
86%
Analysts have suggested that investors can buy this stock

from 22 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

LICI Company Profile

Life Insurance Corporation of India is engaged in the business of life insurance in and outside India. It has a diversified product portfolio covering various segments across individual products and group products.

Investor Presentation

View older View older 

Feb 5, 2026

PDF
View Older Presentations

LICI Similar Stocks (Peers)

Compare with peers Compare with peers 

LICI Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
27.23
27.23
1Y Return
21.17%
21.17%
Buy Reco %
84.62
84.62
PE Ratio
67.10
67.10
1Y Return
15.72%
15.72%
Buy Reco %
97.14
97.14
PE Ratio
58.72
58.72
1Y Return
30.28%
30.28%
Buy Reco %
100.00
100.00
PE Ratio
28.36
28.36
1Y Return
21.85%
21.85%
Buy Reco %
50.00
50.00
PE Ratio
37.18
37.18
1Y Return
32.03%
32.03%
Buy Reco %
90.91
90.91
Compare with Peers

LICI Sentiment Analysis

LICI Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

LICI Stock Summary · August 2026

Management presented a quarter of strong premium growth and sharper new-business profitability, even as market share and some operating ratios moved less favorably. Total premium income rose 6.75% year on year to Rs 127,250 crore in Q1 FY27, while net VNB increased 61% and VNB margin expanded to 22.9%, helped by a richer mix toward individual non-par savings, protection and higher-ticket products. Management said the business continued to rely primarily on its agency franchise, while also broadening digital engagement through Ananda and newly launched mobile apps, and it highlighted healthier balance-sheet capacity with solvency at 2.42 and AUM up 4.1% to 59.39 lakh crore. At the same time, the call acknowledged a decline in overall first-year premium market share to 60.10% and a modest expense-ratio increase to 10.63% from the GST-related loss of input tax credit, alongside mixed persistency trends. Near term, management said margins should continue to improve over the next few quarters, the GST expense impact is largely already embedded, and the bancassurance shortfall from the quarter is expected to be recovered in coming quarters.

LICI Stock Growth Drivers
LICI Stock Growth Drivers
8
  • Strong Premium Growth Across Core Business Lines

    The company delivered broad-based premium growth in the quarter ended 30 June 2026, with total

  • Material Profitability and Value-Generation Improvement

    Profitability improved sharply in the quarter, reflecting stronger product economics and better business mix. Profit

LICI Stock Challenges
LICI Stock Challenges
6
  • Loss of Market Share in New Business and Group Segment

    The company retained leadership in Indian life insurance, but its first-year premium market share fell

  • Agency Force Attrition and Weakening Distribution Depth

    The agency network remained the core distribution engine, but the agent base shrank materially to

LICI Forecast

LICI Forecasts

Price

Revenue

Earnings

LICI

LICI

Income

Balance Sheet

Cash Flow

LICI Income Statement

LICI Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue2,52,965.312,12,953.152,31,926.412,04,569.342,44,088.332,25,451.022,42,568.602,36,776.302,79,909.412,41,166.45
Operating & Other expensessubtract2,37,152.442,02,179.502,24,544.061,91,817.522,21,620.592,14,197.862,32,032.042,23,588.252,65,521.392,25,854.02
Depreciation/Amortizationsubtract0.000.000.000.000.000.000.000.000.000.00
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract1,971.28229.32-346.331,743.173,429.07296.11438.08257.61-9,079.161,728.18
EPS10.908.346.118.7015.058.667.9910.2218.5510.74

LICI Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual report

PDF

Investor Presentation

Feb 5PDF
Nov 6PDF
Aug 7PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Feb 7PDF
Nov 14PDF
Nov 8PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Nov 13PDF
Sep 20PDF
Aug 12PDF
Jul 15PDF
FY 2022FY 2022

Annual report

PDF
 

LICI Stock Peers

LICI Past Performance & Peer Comparison

LICI Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsInsurance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Life Insurance Corporation Of India8.722.831.26%
Bajaj Finserv Ltd27.231.890.09%
SBI Life Insurance Company Ltd67.108.690.16%
HDFC Life Insurance Company Ltd58.726.330.40%
ScreenerCompare valuation on Screener

LICI Stock Price Comparison

Compare LICI with any stock or ETF
Compare LICI with any stock or ETF
LICI
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LICI Holdings

LICI Shareholdings

LICI Promoter Holdings Trend

LICI Promoter Holdings Trend

Decreased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has decreased by 6.50%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

LICI Institutional Holdings Trend

LICI Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has increased by 1.11%

Tickertape Separator

LICI Shareholding Pattern

LICI Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding90.00%5.50%0.67%1.55%2.28%

Dec 2025

Mar 2026

Jun 2026

Sep 2026

LICI Shareholding History

LICI Shareholding History

JunSepDec '25MarJunSep0.11%0.12%0.20%0.31%0.44%1.55%

Mutual Funds Invested in LICI

Mutual Funds Invested in LICI

No mutual funds holding trends are available

Top 5 Mutual Funds holding Life Insurance Corporation Of India




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.6668%5.83%4.52%3/85 (+24)
0.6320%3.76%2.83%38/281 (+9)
0.3950%2.59%2.30%58/113 (+21)

Compare 3-month MF holding change on Screener

LICI Insider Trades & Bulk Stock Deals

LICI Insider Trades & Bulk Stock Deals

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smallcases containing LICI stock

smallcases containing LICI stock

Looks like this stock is not in any smallcase yet.

LICI Events

LICI Events

LICI Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

LICI has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 1.26%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹12.63 every year

Dividends

Corp. Actions

Announcements

Legal Orders

LICI Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

LICI has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 1.26%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹12.63 every year

LICI Upcoming Dividends

LICI Upcoming Dividends

No upcoming dividends are available

LICI Past Dividends

LICI Past Dividends

Cash Dividend

Ex DateEx DateJun 25, 2026

Final
Final | Div/Share: ₹10.00

Dividend/Share

₹10.00

Ex DateEx Date

Jun 25, 2026

Cash Dividend

Ex DateEx DateJul 25, 2025

Final
Final | Div/Share: ₹12.00

Dividend/Share

₹12.00

Ex DateEx Date

Jul 25, 2025

Cash Dividend

Ex DateEx DateJul 19, 2024

Final
Final | Div/Share: ₹6.00

Dividend/Share

₹6.00

Ex DateEx Date

Jul 19, 2024

Cash Dividend

Ex DateEx DateFeb 21, 2024

Interim
Interim | Div/Share: ₹4.00

Dividend/Share

₹4.00

Ex DateEx Date

Feb 21, 2024

Cash Dividend

Ex DateEx DateJul 21, 2023

Final
Final | Div/Share: ₹3.00

Dividend/Share

₹3.00

Ex DateEx Date

Jul 21, 2023

LICI Stock News & Opinions

LICI Stock News & Opinions

Corporate
Corporate
LIC India announces superannuation of four officials, effective October 31, 2026

Life Insurance Corporation of India informed the BSE Limited and National Stock Exchange of India Ltd. that Faisal Aijaz Siddiqui, Salil Vishwanath, Pan Singh Negi, and Shubhashish Dasgupta will be superannuating w.e.f. October 31, 2026, and relieved from their duties at the close of office hours on October 30, 2026.

3 hours agoCapital Market - Live
Corporate
Corporate
LIC to review financial results at November board meeting, insider trading window closed

Life Insurance Corporation of India will hold a board meeting on November 5, 2026, to consider and approve the unaudited financial results (standalone and consolidated) for the quarter and half-year ended September 30, 2026, and the trading window for its shares will remain closed for insiders from October 1, 2026, until November 7, 2026.

2 weeks agoCapital Market - Live
Corporate
Corporate
Sonija M.S. is now Chief (I/C)(Finance & Accounts) at LIC in Mumbai

Life Insurance Corporation of India informed the BSE Limited and National Stock Exchange of India Ltd. that Smt Sonija M.S., previously Chief (Taxation Cell), has been re-designated as Chief (I/C)(Finance & Accounts) at the Central Office in Mumbai, effective October 8, 2026, and now falls under the definition of Senior Management Personnel.

3 weeks agoCapital Market - Live
Corporate
Corporate
LIC appoints Shyam Srinivasan and others as independent directors, pending member approval

Life Insurance Corporation of India (LIC) announced the appointment of Shyam Srinivasan, Ganesh Kumar Sundara Iyer, Gaurav Kumar, and others as independent directors, effective October 7, 2026, subject to member approval. The appointments follow a similar pattern for all directors, disclosing no familial relationships with existing board members and confirming they are not currently debarred from holding director positions. The newly appointed directors bring extensive experience in banking, finance, technology, and central banking, including roles at Federal Bank, Reserve Bank of India, Yubi Group, and Vivriti Capital.

3 weeks agoCapital Market - Live
Corporate
Corporate
LIC India submitted dematerialization certificates to stock exchanges for the quarter ending September 30, 2026

Life Insurance Corporation of India informed the BSE Limited and National Stock Exchange of India Ltd. that it is enclosing certificates received from KFin Technologies Limited, its Registrar and Transfer Agent, pertaining to dematerialized and rematerialized securities for the quarter ended September 30, 2026, in compliance with Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018.

3 weeks agoCapital Market - Live
Corporate
Corporate
LIC India's CFO Shri Shatmanyu Shrivastava to retire on September 30, 2026

Life Insurance Corporation of India announced that Shri Shatmanyu Shrivastava, Chief Financial Officer and Key Managerial Personnel, will be superannuating on September 30, 2026, following office hours, according to a regulatory filing.

4 weeks agoCapital Market - Live
Corporate
Corporate
LIC India announces superannuation of four directors across various departments

Life Insurance Corporation of India announced that Rashmi Bhatnagar, Director of the Zonal Training Centre in Bhopal, Vandana Sinha, Executive Director of Customer Relationship Management/Claims/Annuities at the Central Office in Mumbai, Surendra Singh Chaplot, Executive Director of Business Development/Bima Sakhi at the Central Office in Mumbai, and Vivek Paul, Director of the Management Development Centre in Mumbai, will be superannuating on September 30, 2026.

4 weeks agoCapital Market - Live
Earnings
Earnings
Life Insurance Corporation of India consolidated sales down 22.68% on year in Q2FY2026, net profit witnessed a sharp fall of 42.11%

Life Insurance Corporation of India share price slipped 1.91% to Rs 401.0 after the company's net profit tumbled by 42.11% to Rs 13584.25 crore, while revenue from operations plunged by 22.68% to Rs 127623.16 crore in Q2FY26 over Q1FY26. The market capitalization of Life Insurance industry group stocks on BSE stood at Rs 9.94 lakh crore, crashing by 16.46%. It has softened by 2.01% over last one week and edged lower by 6.75% in last one month while the market capitalization of Life Insurance Corporation of India has slipped by 0.50% and 7.73% in the same period respectively. Profit before tax (PBT) of Life Insurance Corporation of India stood at Rs 15312.43 crore in Q2 FY26, surging by 36.07% year-on-year, and rising 6.42% quarter-on-quarter. EBITDA came in at Rs 12711 crore, rallying 15.10% YoY and expanding by 57.77% sequentially. Total expenses reduced by 14.95% to Rs 225841.43 crore in Q2FY26 over Q2FY25. During the quarter, employee benefits expense was at Rs 6048.3 crore, tanking by 31.97% YoY. For the TTM ended FY26, revenue from operations tick up 9.77% to Rs 5.38 lakh crore, while net profit expanded by 18.90% to Rs 57453.15 crore, compared to previous TTM. EBITDA surged by 4913156% to Rs 41852.38 crore, and PBT dipped slightly 4.96% to Rs 53475.48 crore compared to previous TTM. Life Insurance Corporation of India nosedived by 10.37% in last one year, performing in line with the benchmark BSE Sensex which has slipped by 9.45% during the same period.

1 month agoCapital Market - Live
Earnings
Earnings
Life Insurance Corporation of India consolidated sales down 22.68% on year in Q2FY2026, net profit plunged by 42.11%

Life Insurance Corporation of India share price declined by 1.91% to Rs 401.0 after the company's net profit witnessed a sharp fall of 42.11% to Rs 13584.25 crore, while revenue from operations nosedived 22.68% to Rs 127623.16 crore in Q2FY26 over Q1FY26. The market capitalization of Life Insurance industry group stocks on BSE stood at Rs 9.87 lakh crore, tanking 16.46%. It has eased by 1.94% over last one week and edged lower by 6.15% in last one month while the market capitalization of Life Insurance Corporation of India has improved by 0.25% and 7.13% in the same period respectively. Profit before tax (PBT) of Life Insurance Corporation of India stood at Rs 15312.43 crore in Q2 FY26, rallying 36.07% year-on-year, and rising 6.42% quarter-on-quarter. EBITDA came in at Rs 12711 crore, surging by 15.10% YoY and expanding by 57.77% sequentially. Total expenses reduced by 14.95% to Rs 225841.43 crore in Q2FY26 over Q2FY25. During the quarter, employee benefits expense was at Rs 6048.3 crore, tumbling by 31.97% YoY. For the TTM ended FY26, revenue from operations posted a slight growth of 9.77% to Rs 5.38 lakh crore, while net profit rose by 18.90% to Rs 57453.15 crore, compared to previous TTM. EBITDA soared by 4913156% to Rs 41852.38 crore, and PBT softened 4.96% to Rs 53475.48 crore compared to previous TTM. Life Insurance Corporation of India fell 7.84% in last one year, outperforming the benchmark BSE Sensex which has slipped by 8.95% during the same period.

1 month agoCapital Market - Live
Corporate
Corporate
Dinesh Pant retired as LIC Managing Director, effective September 24, 2026, per government notification

Life Insurance Corporation of India informed the BSE Limited and National Stock Exchange of India Ltd. that Dinesh Pant has retired from his position as Managing Director and Key Managerial Personnel, effective September 24, 2026, following a notification from the Government of India dated September 24, 2026.

1 month agoCapital Market - Live

Frequently asked questions

  1. The share price of LICI as on 30th October 2026 is ₹383.25. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of Life Insurance Corporation Of India (LICI) share are
    • Past 1 week: -1.25%
    • Past 1 month: -2.97%
    • Past 3 months: -8.99%
    • Past 6 months: -3.53%
    • Past 1 year: -14.55%
    • Past 3 years: 27.39%
    • Past 5 years: -12.06%

  3. The current dividend yield of Life Insurance Corporation Of India (LICI) is 1.26.

  4. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Life Insurance Corporation Of India (LICI) is ₹500939.82 Cr as of 30th October 2026.

  5. The 52-week high of Life Insurance Corporation Of India (LICI) is ₹468.48 and the 52-week low is ₹360.75.

  6. The P/E (price-to-earnings) ratio of Life Insurance Corporation Of India (LICI) is 8.72. The P/B (price-to-book) ratio is 2.83.

  7. Life Insurance Corporation Of India (LICI) belongs to the Financials sector & Insurance sub-sector.

  8. You can directly buy Life Insurance Corporation Of India (LICI) shares on Tickertape. Simply sign up, connect your demat account and place your order.