Bajaj Finserv Ltd

During the quarter, the company and its subsidiaries accounted for one-time charge of Rs 379 crore towards new labour codes released on 21 November 2025. Net impact on consolidated profit of BFS is Rs 540 crore for accelerated ECL provision and Rs 167 crore for new labour codes. Profit after tax, before accelerated ECL provision, one-time charge of New Labour Code and jumped 32% YoY to Rs 2,229 crore during the quarter. Bajaj Finserv is the holding company for the various financial services businesses under the Bajaj group. It participates in the financing business through its 51.32% holding in Bajaj Finance Limited (BFL) and in the life, general and health insurance businesses through its 74% holding in two unlisted subsidiaries, Bajaj General Insurance (Bajaj General) and Bajaj Life Insurance (Bajaj Life). BFL holds 86.70% stake in Bajaj Housing Finance (BHFL). Bajaj Finance profit after tax for Q3 FY26 stood at Rs 3,978 crore, down 6% YoY. Loan losses and provisions in Q3 FY26 was Rs 3,625 crore during the quarter Loan losses and provisions before the accelerated ECL provision of Rs 1,406 crore was Rs 2,219 crore in Q3 FY26 as against Rs 2,043 crore in Q3 FY25, an increase of 9%. Assets Under Management (AUM) as on 31 December 2025 were Rs 484,477 crore compared with Rs 398,043 crore as on 31 December 2024, registering the growth of 22%. Gross non-performing assets (GNNPA) and Net NPA (NNPA) as on 31st December 2025 stood at 1.21% and 0.47% respectively as against 1.12% and 0.48% as on 31st December 2024. Provisioning coverage ratio on stage 3 assets was 61%. Capital adequacy ratio (CRAR) (including Tier-II capital) as on 31st December 2025 stood at 21.45%. The Tier-I capital was at 20.60%. Bajaj Finserv is the holding company for the various financial services businesses under the Bajaj group. It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance, and retirement and savings solutions. The counter rose 0.44% to Rs 2021.55 on the BSE.Powered by Capital Market - Live

Net profit of Bajaj Finserv declined 0.08% to Rs 2229.15 crore in the quarter ended December 2025 as against Rs 2231.00 crore during the previous quarter ended December 2024. Sales rose 24.88% to Rs 39096.96 crore in the quarter ended December 2025 as against Rs 31306.53 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales39096.9631306.53 25 OPM %35.4739.52 - PBDT6635.606100.01 9 PBT6305.775811.51 9 NP2229.152231.00 0 Powered by Capital Market - Live

Bajaj Finserv will hold a meeting of the Board of Directors of the Company on 4 February 2026.Powered by Capital Market - Live

Bajaj Finserv Ltd dropped for a fifth straight session today. The stock is quoting at Rs 1990.9, down 1.05% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.17% on the day, quoting at 25897.6. The Sensex is at 84563.41, down 0.16%.Bajaj Finserv Ltd has lost around 4.37% in last one month.Meanwhile, Nifty Financial Services index of which Bajaj Finserv Ltd is a constituent, has eased around 1.97% in last one month and is currently quoting at 27363.5, down 0.35% on the day. The volume in the stock stood at 13.99 lakh shares today, compared to the daily average of 8.93 lakh shares in last one month. The benchmark December futures contract for the stock is quoting at Rs 1992.1, down 0.74% on the day. Bajaj Finserv Ltd jumped 26.96% in last one year as compared to a 9.53% rally in NIFTY and a 15.97% spurt in the Nifty Financial Services index.The PE of the stock is 224.27 based on TTM earnings ending September 25.Powered by Capital Market - Live

Net profit of Bajaj Finserv rose 7.53% to Rs 2244.10 crore in the quarter ended September 2025 as against Rs 2086.97 crore during the previous quarter ended September 2024. Sales rose 11.12% to Rs 36765.32 crore in the quarter ended September 2025 as against Rs 33086.31 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales36765.3233086.31 11 OPM %38.2237.13 - PBDT7152.326241.29 15 PBT6825.135965.97 14 NP2244.102086.97 8 Powered by Capital Market - Live

Revenue from operations jumped 10.98% YoY to Rs 37,402.93 crore in Q2 FY26. Profit before tax (PBT) climbed 14.4% YoY to Rs 6825.13 crore in Q2 FY26. Bajaj Finserv is the holding company for the various financial services businesses under the Bajaj group. It participates in the financing business through its 51.32% holding in Bajaj Finance Limited (BFL) and in the life, general and health insurance businesses through its 74% holding in two unlisted subsidiaries, Bajaj General Insurance (Bajaj General) and Bajaj Life Insurance (Bajaj Life). BFL holds 88.70% stake in Bajaj Housing Finance (BHFL). Bajaj Finance profit after tax (PAT) for Q2 FY26 increased by 22% to Rs 4,876 crore compared with Rs 4,000 crore in Q2 FY25. Loan losses and provisions for Q2 FY26 increased to Rs 2,269 crore from Rs 1,909 crore in Q2 FY25. Assets under management (AUM) increased 24% to Rs 4,62,261 crore as of 30 September 2025 from Rs 3,73,924 crore a year earlier On the asset quality front, Gross NPA and Net NPA as of 30 September 2025 stood at 1.24% and 0.60%, respectively, compared to 1.06% and 0.46% as of 30 September 2024. The company maintained a provision coverage ratio of 52% on Stage 3 assets. Capital adequacy ratio (CRAR) (including Tier-II capital) stood at 21.23% as on 30 September 2025. The Tier- I capital was at 20.54% as on 30 September 2025. As announced earlier, on 17 March 2025, Bajaj Finserv (BFS) signed share purchase agreements (SPAs) to acquire 26% equity stake owned by Allianz SE in Bajaj Allianz General Insurance Company (BAGIC) and Bajaj Allianz Life Insurance Company (BALIC). The acquisition will be undertaken in one or more tranches within various agreed timelines, ending by 16 October 2026. The initial tranche will cover a minimum of 6.1% stake. Upon completion of the initial tranche, the existing joint venture agreements between the company and Allianz SE in respect of both BAGIC and BALIC shall stand terminated. As per the terms of the SPA, approval for name change of the two companies has been received from Registrar of Companies (RoC), Ministry of Corporate Affairs (MCA). With effect from 7 October 2025, the companies have commenced operations under their new names- Bajaj Life Insurance and Bajaj General Insurance respectively, following the issuance of new certificates of incorporation by the Registrar of Companies. Meanwhile, the company's board approved the elevation of Manish Jain, senior president- capital markets as the deputy CEO. In addition to his current role as managing director of BFSL Manish will also be responsible for company's loan against securities, commercial lending and deposits businesses. Bajaj Finserv is the holding company for the various financial services businesses under the Bajaj group. It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance, and retirement and savings solutions. The Bajaj Finserv declined 6.48% to Rs 1,983.10 on the BSE. Powered by Capital Market - Live

Bajaj Finserv Ltd gained for a third straight session today. The stock is quoting at Rs 2194.5, up 1.17% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.81% on the day, quoting at 26078.15. The Sensex is at 85221.98, up 0.94%. Bajaj Finserv Ltd has risen around 6.06% in last one month. Meanwhile, Nifty Financial Services index of which Bajaj Finserv Ltd is a constituent, has risen around 5.13% in last one month and is currently quoting at 27536.85, up 0.75% on the day. The volume in the stock stood at 6.29 lakh shares today, compared to the daily average of 9.04 lakh shares in last one month. The benchmark October futures contract for the stock is quoting at Rs 2186.6, up 0.59% on the day. Bajaj Finserv Ltd is up 25.97% in last one year as compared to a 6.88% spurt in NIFTY and a 16.3% spurt in the Nifty Financial Services index.The PE of the stock is 276.06 based on TTM earnings ending June 25.Powered by Capital Market - Live

Bajaj Finserv will hold a meeting of the Board of Directors of the Company on 11 November 2025.Powered by Capital Market - Live

Bajaj Finserv Ltd gained for a fifth straight session today. The stock is quoting at Rs 2007, up 0.24% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is down around 0.39% on the day, quoting at 24638.5. The Sensex is at 80340.87, down 0.47%. Bajaj Finserv Ltd has gained around 4.31% in last one month. Meanwhile, Nifty Financial Services index of which Bajaj Finserv Ltd is a constituent, has gained around 2.35% in last one month and is currently quoting at 25853.4, down 0.4% on the day. The volume in the stock stood at 7.49 lakh shares today, compared to the daily average of 11.1 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 2016.6, up 0.24% on the day. Bajaj Finserv Ltd is up 8.07% in last one year as compared to a 0.86% slide in NIFTY and a 9.44% slide in the Nifty Financial Services index.The PE of the stock is 254.73 based on TTM earnings ending June 25.Powered by Capital Market - Live

The brokerage expects Bajaj Finserv's core earnings to grow at 22% CAGR over FY25-28, led by strong growth at Bajaj Finance, improving profitability in Bajaj Allianz General Insurance (BAGIC) and Bajaj Allianz Life Insurance (BALIC), and upside from new ventures in mutual funds, healthcare, and tech. The company holds 51% in Bajaj Finance, and 74% each in BAGIC and BALIC. Bajaj Finserv is the holding company for the various financial services businesses under the Bajaj group. It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance, and retirement and savings solutions. Bajaj Finserv reported consolidated net profit jumped 26.60% to Rs 5,329.17 crore on 12.61% increase in total income to Rs 35,451.34 crore in Q1 FY26 over Q1 FY25. Powered by Capital Market - Live