Banking & PSU Mutual Funds

Banking and PSU funds are the debt funds that lend money to banks and public sector companies only. The risk of default is less as the borrowers are of high quality. The performance also depends on the interest rates in the economy.

⏱ Horizon: Medium
🔢 Total funds: 20
💰 Total AUM: 74,973 Cr

Best performing Banking & PSU Mutual Funds

Name	AUM (Cr)	Exp Ratio (%)	1Y Return	3Y CAGR	5Y CAGR
UTI Banking & PSU Fund	1,116.17	0.20	6.07%	7.23%	7.46%
ICICI Pru Banking & PSU Debt Fund	9,109.42	0.39	5.15%	7.37%	6.63%
Kotak Banking and PSU Debt Fund	5,172.76	0.40	5.02%	7.32%	6.49%
ITI Banking & PSU Debt Fund	37.58	0.15	5.30%	7.19%	6.34%
Franklin India Banking & PSU Debt Fund	473.03	0.19	6.32%	7.47%	6.31%
Aditya Birla SL Banking & PSU Debt Fund	8,807.05	0.39	4.54%	7.10%	6.22%
HDFC Banking and PSU Debt Fund	5,370.00	0.39	4.51%	7.12%	6.22%
Nippon India Banking and PSU Fund	5,293.59	0.38	4.35%	7.05%	6.16%
Edelweiss Banking and PSU Debt Fund	465.97	0.39	4.25%	6.85%	6.15%
LIC MF Banking & PSU Fund	1,842.77	0.28	4.75%	7.18%	6.06%

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Overview of Banking & PSU Mutual Funds

UTI Banking & PSU Fund

AUM
₹ 1,116.17 Cr.
Expense Ratio
0.2%
5Y CAGR
7.46%

Performance

The fund's annualised performance has been 7.19% since inception.

Risk

The fund has been categorised as Moderately Low by SEBI and has a standard deviation of 0.84% vs its category average of 1.21%.

Composition

Corporate Debt makes up for the majority of the fund at 57.4% along with the largest allocation towards Public Banks at 39.35%.

ICICI Pru Banking & PSU Debt Fund

AUM
₹ 9,109.42 Cr.
Expense Ratio
0.39%
5Y CAGR
6.63%

Performance

The fund's annualised performance has been 8.04% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 1.16% vs its category average of 1.21%.

Composition

Corporate Debt makes up for the majority of the fund at 70.02% along with the largest allocation towards Public Banks at 28.68%.

Kotak Banking and PSU Debt Fund

AUM
₹ 5,172.76 Cr.
Expense Ratio
0.4%
5Y CAGR
6.49%

Performance

The fund's annualised performance has been 8.04% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 1.29% vs its category average of 1.21%.

Composition

Corporate Debt makes up for the majority of the fund at 79.93% along with the largest allocation towards Public Banks at 35.36%.

ITI Banking & PSU Debt Fund

AUM
₹ 37.58 Cr.
Expense Ratio
0.15%
5Y CAGR
6.34%

Performance

The fund's annualised performance has been 6.2% since inception.

Risk

The fund has been categorised as Moderately Low by SEBI and has a standard deviation of 0.83% vs its category average of 1.21%.

Composition

Corporate Debt makes up for the majority of the fund at 61.09% along with the largest allocation towards Public Banks at 43.41%.

Franklin India Banking & PSU Debt Fund

AUM
₹ 473.03 Cr.
Expense Ratio
0.19%
5Y CAGR
6.31%

Performance

The fund's annualised performance has been 7.8% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 1.27% vs its category average of 1.21%.

Composition

Corporate Debt makes up for the majority of the fund at 51.38% along with the largest allocation towards Public Banks at 27.03%.

Aditya Birla SL Banking & PSU Debt Fund

AUM
₹ 8,807.05 Cr.
Expense Ratio
0.39%
5Y CAGR
6.22%

Performance

The fund's annualised performance has been 8.24% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 1.25% vs its category average of 1.21%.

Composition

Corporate Debt makes up for the majority of the fund at 53.12% along with the largest allocation towards Public Banks at 37.89%.

HDFC Banking and PSU Debt Fund

AUM
₹ 5,370.00 Cr.
Expense Ratio
0.39%
5Y CAGR
6.22%

Performance

The fund's annualised performance has been 7.81% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 1.29% vs its category average of 1.21%.

Composition

Corporate Debt makes up for the majority of the fund at 79.61% along with the largest allocation towards Public Banks at 27.16%.

Nippon India Banking and PSU Fund

AUM
₹ 5,293.59 Cr.
Expense Ratio
0.38%
5Y CAGR
6.16%

Performance

The fund's annualised performance has been 7.59% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 1.36% vs its category average of 1.21%.

Composition

Corporate Debt makes up for the majority of the fund at 71.3% along with the largest allocation towards Public Banks at 35.26%.

Edelweiss Banking and PSU Debt Fund

AUM
₹ 465.97 Cr.
Expense Ratio
0.39%
5Y CAGR
6.15%

Performance

The fund's annualised performance has been 7.99% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 1.49% vs its category average of 1.21%.

Composition

Corporate Debt makes up for the majority of the fund at 82.1% along with the largest allocation towards Public Banks at 24.56%.

LIC MF Banking & PSU Fund

AUM
₹ 1,842.77 Cr.
Expense Ratio
0.28%
5Y CAGR
6.06%

Performance

The fund's annualised performance has been 7.34% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 1.25% vs its category average of 1.21%.

Composition

Corporate Debt makes up for the majority of the fund at 57.38% along with the largest allocation towards Public Banks at 34.99%.

This compilation has been made as and by way of an update from the publicly available sources of information.This compilation is provided for information purposes only and is not intended to be relied upon by any party as the basis of any decision.

While every effort has been made to take due care in publishing this compilation and to avoid errors or omissions, this compilation is published with a condition and understanding that the Anchorage Technologies Private Limited (ATPL) shall not be responsible for any damages, compensation or loss or action taken or abstained to be taken on the basis of this article/commentary to any person whomsoever.

Investing in Mutual Funds,Stocks/ETFs (Exchange Traded Funds) and securities are subject to market risk. Please read all the related documents carefully before investing. Investors should consider all risk factors and consult their financial advisor before investing. Representations are not indicative of future results.