Banking & PSU Mutual Funds

Banking and PSU funds are the debt funds that lend money to banks and public sector companies only. The risk of default is less as the borrowers are of high quality. The performance also depends on the interest rates in the economy.

⏱ Horizon: Medium
🔢 Total funds: 23
💰 Total AUM: 80,509 Cr

Best performing Banking & PSU Mutual Funds

Name	AUM (Cr)	Exp Ratio (%)	1Y Return	3Y CAGR	5Y CAGR

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Overview of Banking & PSU Mutual Funds

Edelweiss Banking and PSU Debt Fund

AUM
₹ 284.54 Cr.
Expense Ratio
0.39%
5Y CAGR
8.01%

Performance

The fund's annualised performance has been 8.15% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 1.23% vs its category average of 0.79%.

Composition

Corporate Debt makes up for the majority of the fund at 81.76% along with the largest allocation towards Consumer Finance at 20.52%.

UTI Banking & PSU Fund

AUM
₹ 946.59 Cr.
Expense Ratio
0.25%
5Y CAGR
7.5%

Performance

The fund's annualised performance has been 7.12% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 0.88% vs its category average of 0.79%.

Composition

Corporate Debt makes up for the majority of the fund at 75.47% along with the largest allocation towards Public Banks at 26.83%.

Nippon India Banking & PSU Debt Fund

AUM
₹ 5,465.59 Cr.
Expense Ratio
0.36%
5Y CAGR
7.45%

Performance

The fund's annualised performance has been 7.71% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 0.78% vs its category average of 0.79%.

Composition

Corporate Debt makes up for the majority of the fund at 68.57% along with the largest allocation towards Public Banks at 25.06%.

Kotak Banking and PSU Debt Fund

AUM
₹ 5,951.91 Cr.
Expense Ratio
0.37%
5Y CAGR
7.45%

Performance

The fund's annualised performance has been 8.15% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 0.97% vs its category average of 0.79%.

Composition

Corporate Debt makes up for the majority of the fund at 72.85% along with the largest allocation towards Public Banks at 24.69%.

ICICI Pru Banking & PSU Debt Fund

AUM
₹ 8,836.80 Cr.
Expense Ratio
0.39%
5Y CAGR
7.44%

Performance

The fund's annualised performance has been 8.18% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 0.7% vs its category average of 0.79%.

Composition

Corporate Debt makes up for the majority of the fund at 66.59% along with the largest allocation towards G-Sec at 26.58%.

Bandhan Banking & PSU Debt Fund

AUM
₹ 14,207.57 Cr.
Expense Ratio
0.33%
5Y CAGR
7.32%

Performance

The fund's annualised performance has been 7.75% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 0.66% vs its category average of 0.79%.

Composition

Corporate Debt makes up for the majority of the fund at 71.54% along with the largest allocation towards Consumer Finance at 23.25%.

Aditya Birla SL Banking & PSU Debt

AUM
₹ 10,060.04 Cr.
Expense Ratio
0.38%
5Y CAGR
7.29%

Performance

The fund's annualised performance has been 8.43% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 0.73% vs its category average of 0.79%.

Composition

Corporate Debt makes up for the majority of the fund at 64.64% along with the largest allocation towards Public Banks at 30.43%.

HDFC Banking and PSU Debt Fund

AUM
₹ 6,267.07 Cr.
Expense Ratio
0.39%
5Y CAGR
7.28%

Performance

The fund's annualised performance has been 7.95% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 0.69% vs its category average of 0.79%.

Composition

Corporate Debt makes up for the majority of the fund at 76.58% along with the largest allocation towards Public Banks at 28.37%.

DSP Banking & PSU Debt Fund

AUM
₹ 2,375.57 Cr.
Expense Ratio
0.33%
5Y CAGR
7.04%

Performance

The fund's annualised performance has been 7.93% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 0.98% vs its category average of 0.79%.

Composition

Corporate Debt makes up for the majority of the fund at 68.42% along with the largest allocation towards Public Banks at 35.4%.

Franklin India Banking & PSU Debt Fund

AUM
₹ 630.16 Cr.
Expense Ratio
0.26%
5Y CAGR
6.96%

Performance

The fund's annualised performance has been 7.82% since inception.

Risk

The fund has been categorised as Moderately Low by SEBI and has a standard deviation of 0.54% vs its category average of 0.79%.

Composition

Corporate Debt makes up for the majority of the fund at 88.99% along with the largest allocation towards Public Banks at 33.17%.

This compilation has been made as and by way of an update from the publicly available sources of information.This compilation is provided for information purposes only and is not intended to be relied upon by any party as the basis of any decision.

While every effort has been made to take due care in publishing this compilation and to avoid errors or omissions, this compilation is published with a condition and understanding that the Anchorage Technologies Private Limited (ATPL) shall not be responsible for any damages, compensation or loss or action taken or abstained to be taken on the basis of this article/commentary to any person whomsoever.

Investing in Mutual Funds,Stocks/ETFs (Exchange Traded Funds) and securities are subject to market risk. Please read all the related documents carefully before investing. Investors should consider all risk factors and consult their financial advisor before investing. Representations are not indicative of future results.