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Credit Risk Mutual Funds

Credit risk funds are the debt funds which majorly lend money to low rated companies. The companies have to pay higher interest for their low rating which makes the fund more riskier as compared to other debt funds.

  • ⏱ Horizon: Medium
  • 🔢 Total funds: 14
  • 💰 Total AUM: 22,063 Cr

Best performing Credit Risk Mutual Funds

NameAUM (Cr)Exp Ratio (%)1Y Return3Y CAGR5Y CAGR
Bank of India Credit Risk Fund92.490.6217.68%10.07%27.80%
DSP Credit Risk Fund287.460.4611.31%16.96%13.35%
Aditya Birla SL Credit Risk Fund1,532.330.7913.19%13.27%11.00%
UTI Credit Risk Fund252.731.047.01%7.94%10.30%
HSBC Credit Risk Fund459.980.976.55%11.84%9.53%
Baroda BNP Paribas Credit Risk Fund177.690.807.04%8.40%9.36%
Invesco India Credit Risk Fund165.520.288.36%9.79%8.55%
ICICI Pru Credit Risk Fund6,319.790.778.97%9.25%8.14%
Nippon India Credit Risk Fund1,556.390.618.08%9.06%8.05%
SBI Credit Risk Fund2,180.800.918.28%8.66%7.83%

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Overview of Credit Risk Mutual Funds

Bank of India Credit Risk Fund
  • AUM
    ₹ 92.49 Cr.
  • Expense Ratio
    0.62%
  • 5Y CAGR
    27.8%
Performance
The fund's annualised performance has been 3.48% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 7.47% vs its category average of 1.95%.
Composition
Corporate Debt makes up for the majority of the fund at 55.91% along with the largest allocation towards Miscellaneous at 31.02%.
DSP Credit Risk Fund
  • AUM
    ₹ 287.46 Cr.
  • Expense Ratio
    0.46%
  • 5Y CAGR
    13.35%
Performance
The fund's annualised performance has been 9.25% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 6.23% vs its category average of 1.95%.
Composition
Corporate Debt makes up for the majority of the fund at 78.91% along with the largest allocation towards Construction & Engineering at 15.41%.
Aditya Birla SL Credit Risk Fund
  • AUM
    ₹ 1,532.33 Cr.
  • Expense Ratio
    0.79%
  • 5Y CAGR
    11%
Performance
The fund's annualised performance has been 9.54% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 3.6% vs its category average of 1.95%.
Composition
Corporate Debt makes up for the majority of the fund at 74.32% along with the largest allocation towards Others at 20.48%.
UTI Credit Risk Fund
  • AUM
    ₹ 252.73 Cr.
  • Expense Ratio
    1.04%
  • 5Y CAGR
    10.3%
Performance
The fund's annualised performance has been 5.44% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 0.98% vs its category average of 1.95%.
Composition
Corporate Debt makes up for the majority of the fund at 69.6% along with the largest allocation towards Others at 20.62%.
HSBC Credit Risk Fund
  • AUM
    ₹ 459.98 Cr.
  • Expense Ratio
    0.97%
  • 5Y CAGR
    9.53%
Performance
The fund's annualised performance has been 8.2% since inception.
Risk
The fund has been categorised as Moderate by SEBI and has a standard deviation of 0.86% vs its category average of 1.95%.
Composition
Corporate Debt makes up for the majority of the fund at 74.88% along with the largest allocation towards Others at 26.82%.
Baroda BNP Paribas Credit Risk Fund
  • AUM
    ₹ 177.69 Cr.
  • Expense Ratio
    0.8%
  • 5Y CAGR
    9.36%
Performance
The fund's annualised performance has been 8.77% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 0.88% vs its category average of 1.95%.
Composition
Corporate Debt makes up for the majority of the fund at 67.85% along with the largest allocation towards Investment Banking & Brokerage at 27.03%.
Invesco India Credit Risk Fund
  • AUM
    ₹ 165.52 Cr.
  • Expense Ratio
    0.28%
  • 5Y CAGR
    8.55%
Performance
The fund's annualised performance has been 7.41% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 1.67% vs its category average of 1.95%.
Composition
Corporate Debt makes up for the majority of the fund at 59.01% along with the largest allocation towards G-Sec at 36.23%.
ICICI Pru Credit Risk Fund
  • AUM
    ₹ 6,319.79 Cr.
  • Expense Ratio
    0.77%
  • 5Y CAGR
    8.14%
Performance
The fund's annualised performance has been 8.97% since inception.
Risk
The fund has been categorised as High by SEBI and has a standard deviation of 1.31% vs its category average of 1.95%.
Composition
Corporate Debt makes up for the majority of the fund at 74.22% along with the largest allocation towards Investment Banking & Brokerage at 16.93%.
Nippon India Credit Risk Fund
  • AUM
    ₹ 1,556.39 Cr.
  • Expense Ratio
    0.61%
  • 5Y CAGR
    8.05%
Performance
The fund's annualised performance has been 7.63% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 0.99% vs its category average of 1.95%.
Composition
Corporate Debt makes up for the majority of the fund at 74% along with the largest allocation towards Others at 23.57%.
SBI Credit Risk Fund
  • AUM
    ₹ 2,180.80 Cr.
  • Expense Ratio
    0.91%
  • 5Y CAGR
    7.83%
Performance
The fund's annualised performance has been 8.66% since inception.
Risk
The fund has been categorised as High by SEBI and has a standard deviation of 1.17% vs its category average of 1.95%.
Composition
Corporate Debt makes up for the majority of the fund at 71.71% along with the largest allocation towards Others at 20.85%.
This compilation has been made as and by way of an update from the publicly available sources of information.This compilation is provided for information purposes only and is not intended to be relied upon by any party as the basis of any decision.

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