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Credit Risk Mutual Funds

Credit risk funds are the debt funds which majorly lend money to low rated companies. The companies have to pay higher interest for their low rating which makes the fund more riskier as compared to other debt funds.

  • ⏱ Horizon: Medium
  • 🔢 Total funds: 14
  • 💰 Total AUM: 19,876 Cr

Best performing Credit Risk Mutual Funds

NameAUM (Cr)Exp Ratio (%)1Y Return3Y CAGR5Y CAGR
Bank of India Credit Risk Fund105.960.9811.96%8.06%27.57%
DSP Credit Risk Fund216.840.4018.99%14.72%11.59%
Aditya Birla SL Credit Risk Fund1,138.040.8017.71%12.87%10.82%
UTI Credit Risk Fund258.470.927.67%7.94%10.18%
Baroda BNP Paribas Credit Risk Fund186.080.858.20%8.60%10.10%
HSBC Credit Risk Fund511.380.9620.60%11.87%9.42%
Nippon India Credit Risk Fund1,030.580.709.26%9.10%9.21%
ICICI Pru Credit Risk Fund5,919.750.769.80%9.20%8.08%
Invesco India Credit Risk Fund158.250.289.85%10.48%8.04%
Axis Credit Risk Fund362.790.809.11%8.66%7.67%

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Overview of Credit Risk Mutual Funds

Bank of India Credit Risk Fund
  • AUM
    ₹ 105.96 Cr.
  • Expense Ratio
    0.98%
  • 5Y CAGR
    27.57%
Performance
The fund's annualised performance has been 2.84% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 5.09% vs its category average of 3.87%.
Composition
Corporate Debt makes up for the majority of the fund at 60.47% along with the largest allocation towards Public Banks at 13.9%.
DSP Credit Risk Fund
  • AUM
    ₹ 216.84 Cr.
  • Expense Ratio
    0.4%
  • 5Y CAGR
    11.59%
Performance
The fund's annualised performance has been 8.77% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 8.95% vs its category average of 3.87%.
Composition
Corporate Debt makes up for the majority of the fund at 60.53% along with the largest allocation towards G-Sec at 23.22%.
Aditya Birla SL Credit Risk Fund
  • AUM
    ₹ 1,138.04 Cr.
  • Expense Ratio
    0.8%
  • 5Y CAGR
    10.82%
Performance
The fund's annualised performance has been 9.48% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 5.04% vs its category average of 3.87%.
Composition
Corporate Debt makes up for the majority of the fund at 74.95% along with the largest allocation towards Others at 15.27%.
UTI Credit Risk Fund
  • AUM
    ₹ 258.47 Cr.
  • Expense Ratio
    0.92%
  • 5Y CAGR
    10.18%
Performance
The fund's annualised performance has been 5.36% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 0.84% vs its category average of 3.87%.
Composition
Corporate Debt makes up for the majority of the fund at 69.3% along with the largest allocation towards G-Sec at 14.91%.
Baroda BNP Paribas Credit Risk Fund
  • AUM
    ₹ 186.08 Cr.
  • Expense Ratio
    0.85%
  • 5Y CAGR
    10.1%
Performance
The fund's annualised performance has been 8.82% since inception.
Risk
The fund has been categorised as Moderately High by SEBI and has a standard deviation of 0.84% vs its category average of 3.87%.
Composition
Corporate Debt makes up for the majority of the fund at 77.22% along with the largest allocation towards Home Financing at 17.6%.
HSBC Credit Risk Fund
  • AUM
    ₹ 511.38 Cr.
  • Expense Ratio
    0.96%
  • 5Y CAGR
    9.42%
Performance
The fund's annualised performance has been 8.23% since inception.
Risk
The fund has been categorised as Moderate by SEBI and has a standard deviation of 11.34% vs its category average of 3.87%.
Composition
Corporate Debt makes up for the majority of the fund at 67.19% along with the largest allocation towards G-Sec at 15.21%.
Nippon India Credit Risk Fund
  • AUM
    ₹ 1,030.58 Cr.
  • Expense Ratio
    0.7%
  • 5Y CAGR
    9.21%
Performance
The fund's annualised performance has been 7.57% since inception.
Risk
The fund has been categorised as High by SEBI and has a standard deviation of 0.9% vs its category average of 3.87%.
Composition
Corporate Debt makes up for the majority of the fund at 73.59% along with the largest allocation towards Others at 22.05%.
ICICI Pru Credit Risk Fund
  • AUM
    ₹ 5,919.75 Cr.
  • Expense Ratio
    0.76%
  • 5Y CAGR
    8.08%
Performance
The fund's annualised performance has been 8.96% since inception.
Risk
The fund has been categorised as High by SEBI and has a standard deviation of 1.1% vs its category average of 3.87%.
Composition
Corporate Debt makes up for the majority of the fund at 68.06% along with the largest allocation towards G-Sec at 16.47%.
Invesco India Credit Risk Fund
  • AUM
    ₹ 158.25 Cr.
  • Expense Ratio
    0.28%
  • 5Y CAGR
    8.04%
Performance
The fund's annualised performance has been 7.26% since inception.
Risk
The fund has been categorised as Moderate by SEBI and has a standard deviation of 1.89% vs its category average of 3.87%.
Composition
Corporate Debt makes up for the majority of the fund at 59.98% along with the largest allocation towards G-Sec at 28.68%.
Axis Credit Risk Fund
  • AUM
    ₹ 362.79 Cr.
  • Expense Ratio
    0.8%
  • 5Y CAGR
    7.67%
Performance
The fund's annualised performance has been 8.28% since inception.
Risk
The fund has been categorised as High by SEBI and has a standard deviation of 0.88% vs its category average of 3.87%.
Composition
Corporate Debt makes up for the majority of the fund at 79.14% along with the largest allocation towards Others at 26.8%.
This compilation has been made as and by way of an update from the publicly available sources of information.This compilation is provided for information purposes only and is not intended to be relied upon by any party as the basis of any decision.

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