Credit Risk Mutual Funds

Credit risk funds are the debt funds which majorly lend money to low rated companies. The companies have to pay higher interest for their low rating which makes the fund more riskier as compared to other debt funds.

⏱ Horizon: Medium
🔢 Total funds: 14
💰 Total AUM: 19,968 Cr

Best performing Credit Risk Mutual Funds

Name	AUM (Cr)	Exp Ratio (%)	1Y Return	3Y CAGR	5Y CAGR
Bank of India Credit Risk Fund	105.46	0.98	11.81%	8.07%	27.52%
DSP Credit Risk Fund	225.37	0.40	6.12%	15.02%	11.78%
Aditya Birla SL Credit Risk Fund	1,175.31	0.79	13.51%	12.77%	10.66%
UTI Credit Risk Fund	256.65	0.92	7.18%	7.89%	10.14%
HSBC Credit Risk Fund	481.31	0.96	18.75%	11.80%	9.33%
Baroda BNP Paribas Credit Risk Fund	186.56	0.85	8.04%	8.50%	9.26%
Nippon India Credit Risk Fund	1,059.04	0.70	8.88%	9.12%	9.14%
ICICI Pru Credit Risk Fund	5,945.63	0.76	9.22%	8.89%	8.02%
Invesco India Credit Risk Fund	161.72	0.28	7.21%	10.36%	8.01%
Axis Credit Risk Fund	366.82	0.80	8.72%	8.56%	7.58%

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Overview of Credit Risk Mutual Funds

Bank of India Credit Risk Fund

AUM
₹ 105.46 Cr.
Expense Ratio
0.98%
5Y CAGR
27.52%

Performance

The fund's annualised performance has been 2.86% since inception.

Risk

The fund has been categorised as Moderately High by SEBI and has a standard deviation of 5.09% vs its category average of 3.22%.

Composition

Corporate Debt makes up for the majority of the fund at 57.05% along with the largest allocation towards Miscellaneous at 19.44%.

DSP Credit Risk Fund

AUM
₹ 225.37 Cr.
Expense Ratio
0.4%
5Y CAGR
11.78%

Performance

The fund's annualised performance has been 8.81% since inception.

Risk

The fund has been categorised as Moderately High by SEBI and has a standard deviation of 1.82% vs its category average of 3.22%.

Composition

Corporate Debt makes up for the majority of the fund at 61.96% along with the largest allocation towards G-Sec at 18.06%.

Aditya Birla SL Credit Risk Fund

AUM
₹ 1,175.31 Cr.
Expense Ratio
0.79%
5Y CAGR
10.66%

Performance

The fund's annualised performance has been 9.42% since inception.

Risk

The fund has been categorised as Moderately High by SEBI and has a standard deviation of 3.53% vs its category average of 3.22%.

Composition

Corporate Debt makes up for the majority of the fund at 76.13% along with the largest allocation towards Others at 19.11%.

UTI Credit Risk Fund

AUM
₹ 256.65 Cr.
Expense Ratio
0.92%
5Y CAGR
10.14%

Performance

The fund's annualised performance has been 5.35% since inception.

Risk

The fund has been categorised as Moderately High by SEBI and has a standard deviation of 0.9% vs its category average of 3.22%.

Composition

Corporate Debt makes up for the majority of the fund at 65.98% along with the largest allocation towards Others at 16.91%.

HSBC Credit Risk Fund

AUM
₹ 481.31 Cr.
Expense Ratio
0.96%
5Y CAGR
9.33%

Performance

The fund's annualised performance has been 8.19% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 11.28% vs its category average of 3.22%.

Composition

Corporate Debt makes up for the majority of the fund at 66.41% along with the largest allocation towards G-Sec at 14.89%.

Baroda BNP Paribas Credit Risk Fund

AUM
₹ 186.56 Cr.
Expense Ratio
0.85%
5Y CAGR
9.26%

Performance

The fund's annualised performance has been 8.79% since inception.

Risk

The fund has been categorised as Moderately High by SEBI and has a standard deviation of 0.87% vs its category average of 3.22%.

Composition

Corporate Debt makes up for the majority of the fund at 76.03% along with the largest allocation towards Home Financing at 17.55%.

Nippon India Credit Risk Fund

AUM
₹ 1,059.04 Cr.
Expense Ratio
0.7%
5Y CAGR
9.14%

Performance

The fund's annualised performance has been 7.56% since inception.

Risk

The fund has been categorised as High by SEBI and has a standard deviation of 0.96% vs its category average of 3.22%.

Composition

Corporate Debt makes up for the majority of the fund at 74.16% along with the largest allocation towards Others at 20.46%.

ICICI Pru Credit Risk Fund

AUM
₹ 5,945.63 Cr.
Expense Ratio
0.76%
5Y CAGR
8.02%

Performance

The fund's annualised performance has been 8.9% since inception.

Risk

The fund has been categorised as High by SEBI and has a standard deviation of 1.21% vs its category average of 3.22%.

Composition

Corporate Debt makes up for the majority of the fund at 68.06% along with the largest allocation towards G-Sec at 17.15%.

Invesco India Credit Risk Fund

AUM
₹ 161.72 Cr.
Expense Ratio
0.28%
5Y CAGR
8.01%

Performance

The fund's annualised performance has been 7.23% since inception.

Risk

The fund has been categorised as Moderate by SEBI and has a standard deviation of 1.06% vs its category average of 3.22%.

Composition

Corporate Debt makes up for the majority of the fund at 58.72% along with the largest allocation towards G-Sec at 22.18%.

Axis Credit Risk Fund

AUM
₹ 366.82 Cr.
Expense Ratio
0.8%
5Y CAGR
7.58%

Performance

The fund's annualised performance has been 8.25% since inception.

Risk

The fund has been categorised as High by SEBI and has a standard deviation of 1.02% vs its category average of 3.22%.

Composition

Corporate Debt makes up for the majority of the fund at 73.76% along with the largest allocation towards Others at 28.66%.

This compilation has been made as and by way of an update from the publicly available sources of information.This compilation is provided for information purposes only and is not intended to be relied upon by any party as the basis of any decision.

While every effort has been made to take due care in publishing this compilation and to avoid errors or omissions, this compilation is published with a condition and understanding that the Anchorage Technologies Private Limited (ATPL) shall not be responsible for any damages, compensation or loss or action taken or abstained to be taken on the basis of this article/commentary to any person whomsoever.

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