What is the current price / NAV of Bank of India Credit Risk Fund?

The current NAV of Bank of India Credit Risk Fund is ₹14.90, as of 24th September 2026.

What are the returns of Bank of India Credit Risk Fund?

The Bank of India Credit Risk Fund was launched on 27th February 2015. This mutual fund's past returns are as follows: 1 Year Returns: 17.85% 3 Year Returns: 10.09% 5 Year Returns: 27.78%

What are the top 5 sectoral holdings of Bank of India Credit Risk Fund?

What are the top 5 holdings of Bank of India Credit Risk Fund?

The top 5 holdings for Bank of India Credit Risk Fund are as follows: TREPS | 26.89% Indian Bank (04/12/2026) ** # | 12.17% 8.5% Nirma Limited (07/04/2027) ** | 11.67% 8.35% Aditya Birla Real Estate Limited (30/08/2027) | 10.23% 9.45% Vedanta Limited (05/06/2028) | 7.37% This data is as on 24th September 2026.

What is the asset allocation of Bank of India Credit Risk Fund?

The asset allocation for Bank of India Credit Risk Fund is as follows: Corporate Debt | 58.31% Cash & Equivalents | 28.80% Certificate of Deposit | 12.17% N/A | 0.72% This data is as on 24th September 2026.

What is the AUM of Bank of India Credit Risk Fund?

The AUM (i.e. assets under management) of Bank of India Credit Risk Fund is ₹68.71 Cr as of 24th September 2026.

What is the base expense ratio of Bank of India Credit Risk Fund?

The base expense ratio of Bank of India Credit Risk Fund Plan is 0.51 as of 24th September 2026.

What is the alpha ratio of Bank of India Credit Risk Fund?

The alpha ratio for the Bank of India Credit Risk Fund is 5 Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

What is the volatility or standard deviation of Bank of India Credit Risk Fund?

The volatility or standard deviation for the Bank of India Credit Risk Fund is 7.46 Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

What is the sharpe ratio of Bank of India Credit Risk Fund?

The Sharpe ratio for the Bank of India Credit Risk Fund is 1.74 The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

What is the Sortino ratio of Bank of India Credit Risk Fund?

The Sortino Ratio for the Bank of India Credit Risk Fund is 2.15 The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.

Bank of India Credit Risk Fund: NAV, Performance, Returns

No LabelNo Label	Base Expense RatioBase Exp. Ratio	No LabelNo Label
0.62	0.51	1.74

No LabelNo Label	No LabelNo Label	No LabelNo Label
1.14	1.79	6.78

PlanPlan	Lock inLock in Lock in Period Period before which your investment can't be withdrawn from the MF scheme	Exit LoadExit Load Exit Load The fee that the AMC charges investors at the time of exiting or redeeming their fund units.
Growth	0 yrs	1.00% NIL for 10% of investments and 1% for remaining investments on or before 1Y NIL after 1Y

SIP Inv.SIP Inv. Sip Investment If SIP investments are allowed in the fund or not	Min. LumpsumMin. Lumpsum Minimum Lumpsum Inv Amount Minimum investment the AMC allows in the given scheme via lumpsum route
Not allowed	₹ 5,000 Initial: ₹ 5,000 Incremental: ₹ 5,000

BenchmarkBenchmark Benchmark Index Benchmark index wrt which performance of the fund is tracked
CRISIL Credit Risk Debt Index

Mutual Fund	1Y Returns1Y Returns	3Y CAGR3Y CAGR	Life CAGRLife CAGR
Bank of India Credit Risk Fund	17.85%	10.09%	3.50%
HDFC Credit Risk Fund	7.22%	8.18%	8.69%
ICICI Pru Credit Risk Fund	8.18%	9.09%	8.91%
SBI Credit Risk Fund	8.06%	8.53%	8.62%

What is the current price / NAV of Bank of India Credit Risk Fund?
The current NAV of Bank of India Credit Risk Fund is ₹14.90, as of 24th September 2026.
What are the returns of Bank of India Credit Risk Fund?
The Bank of India Credit Risk Fund was launched on 27th February 2015. This mutual fund's past returns are as follows:
- 1 Year Returns: 17.85%
- 3 Year Returns: 10.09%
- 5 Year Returns: 27.78%
What are the top 5 sectoral holdings of Bank of India Credit Risk Fund?
The top sectors Bank of India Credit Risk Fund has invested in are as follows:
- Miscellaneous | 26.89%
- Public Banks | 12.17%
- Diversified Chemicals | 11.67%
- Real Estate | 10.23%
- Metals - Diversified | 7.37%
This data is as on 24th September 2026.
What are the top 5 holdings of Bank of India Credit Risk Fund?
The top 5 holdings for Bank of India Credit Risk Fund are as follows:
- TREPS | 26.89%
- Indian Bank (04/12/2026) ** # | 12.17%
- 8.5% Nirma Limited (07/04/2027) ** | 11.67%
- 8.35% Aditya Birla Real Estate Limited (30/08/2027) | 10.23%
- 9.45% Vedanta Limited (05/06/2028) | 7.37%
This data is as on 24th September 2026.
What is the asset allocation of Bank of India Credit Risk Fund?
The asset allocation for Bank of India Credit Risk Fund is as follows:
- Corporate Debt | 58.31%
- Cash & Equivalents | 28.80%
- Certificate of Deposit | 12.17%
- N/A | 0.72%
This data is as on 24th September 2026.
What is the AUM of Bank of India Credit Risk Fund?
The AUM (i.e. assets under management) of Bank of India Credit Risk Fund is ₹68.71 Cr as of 24th September 2026.
What is the base expense ratio of Bank of India Credit Risk Fund?
The base expense ratio of Bank of India Credit Risk Fund Plan is 0.51 as of 24th September 2026.
What is the alpha ratio of Bank of India Credit Risk Fund?
The alpha ratio for the Bank of India Credit Risk Fund is 5

Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.
What is the volatility or standard deviation of Bank of India Credit Risk Fund?
The volatility or standard deviation for the Bank of India Credit Risk Fund is 7.46

Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.
What is the sharpe ratio of Bank of India Credit Risk Fund?
The Sharpe ratio for the Bank of India Credit Risk Fund is 1.74

The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.
What is the Sortino ratio of Bank of India Credit Risk Fund?
The Sortino Ratio for the Bank of India Credit Risk Fund is 2.15

The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.

Bank of India Credit Risk Fund Direct Growth

Scorecard

Bank of India Credit Risk Fund Direct Growth

Scorecard

Bank of India Credit Risk Fund Performance & Key Metrics

Bank of India Credit Risk Fund Performance & Key Metrics

Bank of India Credit Risk Fund Scheme InfoBank of India Credit Risk Fund Scheme Info

About Credit Risk Fund

About Credit Risk Fund

Bank of India Credit Risk Fund Peers

Bank of India Credit Risk Fund Peers & Comparison

Bank of India Credit Risk Fund Returns Comparison

Bank of India Credit Risk Fund Portfolio

Bank of India Credit Risk Fund Asset Allocation

Bank of India Credit Risk Fund Asset Allocation

Bank of India Credit Risk Fund Sector Distribution

Bank of India Credit Risk Fund Sector Distribution

Bank of India Credit Risk Fund Sector Weightage

Bank of India Credit Risk Fund Sector Weightage

Bank of India Credit Risk Fund Current Holdings

Bank of India Credit Risk Fund Current Holdings

AMC Profile of Bank of India Credit Risk Fund

AMC Profile of Bank of India Credit Risk Fund

Bank of India Credit Risk Fund Manager Details

Bank of India Credit Risk Fund Manager Details

Bank of India Credit Risk Fund Manager Profile

Bank of India Credit Risk Fund Manager Profile

Alok Singh

Qualification

Past Experience

Funds Managed (10)

Bank of India Credit Risk Fund Manager Performance (0)