How to start a Bank of India mutual fund SIP online?

Here’s how you can start a SIP in Bank of India Mutual Funds, Launch Tickertape Mutual Fund Screener. Select the Bank of India Mutual Funds that aligns with your investment goals. Click on “Place Order” and select the option “SIP”. Enter the SIP amount and confirm “OK” Your order will be placed.

How to calculate Bank of India mutual fund returns?

Here’s how you can calculate returns on your Bank of India mutual fund investement - Absolute Return = ((Current NAV - Initial NAV) / Initial NAV) * 100 With this formula you can measure how much your investment has grown in total. Moreover, you can also use Tickertape Mutual Fund Screener to get latest data on the Bank of India mutual fund’s performance.

Does Bank of India offer tax-free mutual fund schemes?

Bank of India offers tax-saving options, particularly through its Equity Linked Savings Scheme (ELSS). While the returns are subject to long-term capital gains tax, these funds allow investors to claim tax deductions under Section 80C of the Income Tax Act. Disclaimer: You can check the latest information about Bank of India ELSS funds on Tickertape Mutual Fund Screener.

How do I cancel/stop Bank of India mutual fund SIP?

To cancel Bank of India mutual fund SIP, please refer to the official website. Disclaimer: Please do your own research or consult your financial advisor before making financial decision.

How to withdraw money from Bank of India mutual funds?

Here’s how to withdraw/redeem from Bank of India mutual fund on Tickertape Mutual Fund Screener - Step 1 - Select the Bank of India mutual fund you want to redeem Step 2 - It will automatically redirect you to smallcase app. There you’ve to login to your smallcase account using your registered email or broker login. Step 3 - Go to the “Investments” or “Portfolio” tab from the bottom navigation bar. Step 4 - Find the Bank of India mutual fund you want to withdraw under “Mutual Funds” section (or “My Investments”), Step 5 - Tap on the mutual fund name to open its details page. Step 6 - Choose the ‘Redeem’ option. It will start the withdrawal process. Step 7 - Select withdrawal type - By Amount, By Units, or Full Redemption. Step 8 - Confirm your bank account details. Step 9 - Tap on ‘Redeem’ / ‘Confirm’ to confirm redemption.

What are the redemption charges of the Bank of India mutual funds?

Bank of India mutual funds do not levy any redemption charges. However, an exit load may apply if units are redeemed within a specified period from the date of investment. You can check the latest specific scheme details for charges on Tickertape Mutual Fund Screener.

Which are the top-performing Bank of India mutual funds?

Here are the top Bank of India mutual funds based on their 5Y CAGR: Bank of India Mfg & Infra Fund Bank of India Small Cap Fund Bank of India Flexi Cap Fund Bank of India Credit Risk Fund Bank of India Mid & Small Cap Equity & Debt Fund Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

How to increase the SIP amount in Bank of India mutual funds?

You can do it from your broker account or from Bank of India mutual fund official website.

How to choose the best Bank of India Mutual Funds before investing?

Here’s how to choose the best Bank of India mutual fund for investing - Assess your risk tolerance. Analyse the fund’s performance on Tickertape Mutual Fund Screener. Compare the expense ratio. Evaluate portfolio diversification across sectors, market caps, and asset classes. Understand tax implications as equity and debt funds are taxed differently. Check for exit load and lock-in period. Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

Top Bank of India Mutual Funds - SIP Schemes, Performance, Returns 2025

As of Q2 FY 2025, Bank of India Investment Managers Private Limited handles assets exceeding ₹25,000 cr. In this piece, we look at Bank of India mutual funds you can invest in, their performance right now, and what's happening in the market.

Top Bank of India Mutual Funds in 2025

Top Bank of India Mutual Funds in India (2025)

Here's the list of top Bank of India mutual funds across equity, debt, hybrid funds offered by Bank of India Investment Managers Private Ltd.

Created by

@8260032 8260032

Showing 1 - 20 of 23 results

last updated at 11:00 PM IST

	NameMFs (23)↓	↓Sub CategorySub Category↓	↓PlanPlan↓	↓AUMAUM↓	↓AMCAMC↓	↓NAVNAV↓	↓Absolute Returns - 3MAbsolute Ret. - 3M↓	↓Absolute Returns - 1YAbsolute Ret. - 1Y↓	↓CAGR 3YCAGR 3Y↓	↓Expense RatioExpense Ratio↓	↓Exit LoadExit Load↓	↓VolatilityVolatility↓	↓Sharpe RatioSharpe Ratio↓
1.	Bank of India Flexi Cap Fund Bank of India Flexi Cap Fund	Flexi Cap Fund Flexi Cap Fund	Growth Growth	2,164.81 2,164.81	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	38.75 38.75	6.14 6.14	0.99 0.99	22.81 22.81	0.47 0.47	1.00 1.00	18.73 18.73	-0.02 -0.02
2.	Bank of India Small Cap Fund Bank of India Small Cap Fund	Small Cap Fund Small Cap Fund	Growth Growth	1,925.38 1,925.38	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	52.43 52.43	2.52 2.52	-4.78 -4.78	21.65 21.65	0.65 0.65	1.00 1.00	21.56 21.56	-0.28 -0.28
3.	Bank of India Liquid Fund Bank of India Liquid Fund	Liquid Fund Liquid Fund	Growth Growth	1,512.94 1,512.94	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	3,100.12 3,100.12	1.45 1.45	6.76 6.76	7.10 7.10	0.10 0.10	0.01 0.01	0.11 0.11	3.51 3.51
4.	Bank of India ELSS Tax Saver Bank of India ELSS Tax Saver	Equity Linked Savings Scheme (ELSS) Equity Linked Savings Scheme (ELSS)	Growth Growth	1,374.63 1,374.63	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	188.34 188.34	3.68 3.68	-4.04 -4.04	17.24 17.24	0.67 0.67	- -	17.65 17.65	-0.33 -0.33
5.	Bank of India Mid & Small Cap Equity & Debt Fund Bank of India Mid & Small Cap Equity & Debt Fund	Aggressive Hybrid Fund Aggressive Hybrid Fund	Growth Growth	1,280.28 1,280.28	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	41.65 41.65	1.49 1.49	-0.10 -0.10	19.72 19.72	0.66 0.66	1.00 1.00	16.28 16.28	-0.09 -0.09
6.	Bank of India Multi Cap Fund Bank of India Multi Cap Fund	Multi Cap Fund Multi Cap Fund	Growth Growth	909.49 909.49	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	18.82 18.82	5.97 5.97	4.09 4.09	- -	0.91 0.91	1.00 1.00	16.60 16.60	0.16 0.16
7.	Bank of India Mid Cap Fund Bank of India Mid Cap Fund	Mid Cap Fund Mid Cap Fund	Growth Growth	667.76 667.76	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	10.01 10.01	- -	- -	- -	1.12 1.12	1.00 1.00	8.93 8.93	-0.36 -0.36
8.	Bank of India Mfg & Infra Fund Bank of India Mfg & Infra Fund	Sectoral Fund - Infrastructure Sectoral Fund - Infrastructure	Growth Growth	620.50 620.50	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	68.78 68.78	6.34 6.34	4.28 4.28	25.83 25.83	0.63 0.63	1.00 1.00	18.82 18.82	0.19 0.19
9.	Bank of India Business Cycle Fund Bank of India Business Cycle Fund	Thematic Fund Thematic Fund	Growth Growth	551.19 551.19	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	9.43 9.43	3.40 3.40	-6.82 -6.82	- -	1.01 1.01	1.00 1.00	17.65 17.65	-0.52 -0.52
10.	Bank of India Large & Mid Cap Fund Bank of India Large & Mid Cap Fund	Large & Mid Cap Fund Large & Mid Cap Fund	Growth Growth	414.09 414.09	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	102.80 102.80	4.96 4.96	1.98 1.98	16.94 16.94	0.82 0.82	1.00 1.00	16.12 16.12	0.02 0.02
11.	Bank of India Consumption Fund Bank of India Consumption Fund	Sectoral Fund - Consumption Sectoral Fund - Consumption	Growth Growth	395.33 395.33	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	11.27 11.27	5.52 5.52	- -	- -	1.26 1.26	1.00 1.00	13.88 13.88	0.77 0.77
12.	Bank of India Multi Asset Allocation Fund Bank of India Multi Asset Allocation Fund	Multi Asset Allocation Fund Multi Asset Allocation Fund	Growth Growth	337.14 337.14	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	11.99 11.99	4.51 4.51	8.37 8.37	- -	0.86 0.86	1.00 1.00	8.29 8.29	0.60 0.60
13.	Bank of India Money Market Fund Bank of India Money Market Fund	Money Market Fund Money Market Fund	Growth Growth	261.19 261.19	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	10.59 10.59	1.52 1.52	- -	- -	0.11 0.11	- -	0.46 0.46	8.20 8.20
14.	Bank of India Short Term Income Fund Bank of India Short Term Income Fund	Short Duration Fund Short Duration Fund	Growth Growth	245.86 245.86	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	29.80 29.80	1.53 1.53	8.06 8.06	8.10 8.10	0.45 0.45	- -	0.87 0.87	4.51 4.51
15.	Bank of India Large Cap Fund Bank of India Large Cap Fund	Large Cap Fund Large Cap Fund	Growth Growth	202.64 202.64	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	17.38 17.38	5.59 5.59	3.45 3.45	15.91 15.91	0.68 0.68	1.00 1.00	15.19 15.19	0.09 0.09
16.	Bank of India Ultra Short Duration Fund Bank of India Ultra Short Duration Fund	Ultra Short Duration Fund Ultra Short Duration Fund	Growth Growth	191.31 191.31	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	3,343.96 3,343.96	1.46 1.46	7.15 7.15	7.02 7.02	0.34 0.34	- -	0.35 0.35	8.71 8.71
17.	Bank of India Balanced Advantage Fund Bank of India Balanced Advantage Fund	Balanced Advantage Fund Balanced Advantage Fund	Growth Growth	141.38 141.38	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	27.54 27.54	3.95 3.95	4.91 4.91	11.19 11.19	0.96 0.96	1.00 1.00	9.26 9.26	0.16 0.16
18.	Bank of India Credit Risk Fund Bank of India Credit Risk Fund	Credit Risk Fund Credit Risk Fund	Growth Growth	106.30 106.30	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	12.80 12.80	1.82 1.82	6.77 6.77	6.39 6.39	0.98 0.98	2.00 2.00	0.79 0.79	3.42 3.42
19.	Bank of India Conservative Hybrid Fund Bank of India Conservative Hybrid Fund	Conservative Hybrid Fund Conservative Hybrid Fund	Growth Growth	65.59 65.59	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	37.18 37.18	1.94 1.94	5.13 5.13	8.17 8.17	1.24 1.24	1.00 1.00	3.83 3.83	0.33 0.33
20.	Bank of India Midcap Tax Fund-Sr 1 Bank of India Midcap Tax Fund-Sr 1	Equity Linked Savings Scheme (ELSS) Equity Linked Savings Scheme (ELSS)	Growth Growth	62.81 62.81	Bank of India Investment Managers Private Limited Bank of India Investment Managers Private Limited	28.70 28.70	3.99 3.99	2.39 2.39	16.93 16.93	- -	- -	18.82 18.82	0.10 0.10

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Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Mutual Fund Screener and is subject to real-time updates.

Selection criteria: AMC: Bank of India Investment Managers Private Limited | AUM: Sorted from Highest to Lowest

What are Bank of India Mutual Funds?

Bank of India Mutual Funds are investment products offered by Bank of India Investment Managers Private Limited. The company is owned by Bank of India and manages people's money by investing in different places—stocks, bonds, or a mix of both—depending on what each fund is meant to do.

Every fund has managers who decide where your money goes. Their job is to meet the fund's goals, like helping your money grow, bringing you a steady income, or keeping your wealth safe. You'll find funds here for equities, debt, hybrid investing, and specific sectors, too.

Key Information About Bank of India Investment Managers Private Limited

Here are the key details about Bank of India Investment Managers Private Limited-

Category	Details
Company Name	Bank of India Investment Management Pvt Ltd
Founded	1997
Ownership	Fully owned by Bank of India
Assets Under Management (AUM)	₹25,000 cr (as of Q2 FY 2025)
Headquarters	Mumbai, Maharashtra, India
Products Offered	Equity Funds, Debt Funds, Hybrid Funds, Sectoral Funds
Key Management	Nilesh Shah (Managing Director)
Regulatory Authority	SEBI (Securities and Exchange Board of India)
Mutual Fund Schemes	Bank of India offers over 20 schemes across various asset classes
Distribution Network	Available through direct and regular plans, with access via platforms, brokers, and financial advisors
Sustainability Initiatives	Focus on ESG (Environmental, Social, Governance) criteria in investment choices
Distribution Channels	Online platforms, Distributors, Agents, Banks, and Direct Plans

Types of Funds Offered by Bank of India Mutual Fund

Bank of India Equity Funds

Bank of India runs equity funds that put money into stocks from different sectors and company sizes. The goal here is to grow your investment over time. Right now, in October 2025, they handle 9 equity schemes. You'll find large-cap, mid-cap, small-cap funds, flexi-cap varieties, thematic choices, and sector-specific ones like banking and consumption.

Bank of India Debt Funds

Debt funds here put most of their money into bonds and government securities, things that pay fixed returns. The idea is to give you steady earnings without taking big risks with your original investment. There are 6 debt schemes available, covering liquid funds, short-duration options, and dynamic bond funds.

Bank of India Hybrid Funds

Hybrid funds mix stocks and bonds together. This gives you a shot at growth from equities while the debt portion keeps things somewhat stable. Bank of India has 4 hybrid schemes you can pick from, like the Aggressive Hybrid Fund and the Balanced Advantage Fund.

Bank of India Solution-Oriented Schemes

These are built for specific life goals, things like planning for retirement or saving up for your kid's education. Bank of India runs 2 of these: the Retirement Fund and the Child Education Fund.

Overview Top Bank of India Mutual Fund Schemes

Bank of India Flexi Cap Fund

Bank of India Flexi Cap Fund spreads money across large, mid, and small companies. It gives you exposure to different market segments. The managers shift things around based on what's happening in the market, trying to grab growth opportunities while keeping risks in check.

Bank of India Small Cap Fund

Bank of India Small Cap Fund targets small companies that could grow fast. Small-cap stocks can jump significantly, but they also swing around more. It's meant for people who want aggressive growth and can handle the ups and downs.

Bank of India Liquid Fund

Bank of India Liquid Fund parks money in short-term instruments and government securities. It's for when you need your cash available quickly and want something safer than stocks. Returns can be stable, though not as high as equity funds.

Bank of India ELSS Tax Saver

Bank of India ELSS Tax Saver Fund lets you claim tax deductions under Section 80C. Most of the money goes into stocks and related instruments. You're locked in for three years, but during that time, it works on growing your capital while cutting your tax bill.

Bank of India Mid & Small Cap Equity & Debt Fund

Bank of India Mid & Small Cap Equity & Debt Fund mixes mid-cap and small-cap stocks with debt instruments. The equity side goes after growth, while bonds add some stability. You get both—chances for your money to grow and some regular income from the debt portion.

How to Invest in Bank of India Mutual Funds?

Here’s how you can identify and invest in top Bank of India Mutual Funds with Tickertape Mutual Fund Screener -

Launch Tickertape Mutual Fund Screener.
Add a filter “AMC” and select “Bank of India Investment Managers Private Ltd”.
Sort out the top Bank of India mutual funds based on over 50 fundamental and technical filters.
After identifying the Bank of India mutual funds, that align with your investment thesis, click on “Place Order” to invest the Bank of India mutual funds.

With Tickertape Mutual Fund Screener, you can invest ‘lumpsum’ or start a ‘SIP’ in Bank of India mutual funds. Moreover, by connecting your portfolio , you can do a deep analysis of your portfolio and assess its performance.

Top Bank of India Mutual Fund Managers

Alok Singh

Alok Singh is the Chief Investment Officer at Bank of India Investment Managers. He oversees both equity and debt strategies, aligning fund positioning with market and macroeconomic conditions to maintain consistent performance.

Mohit Bhatia

Mohit Bhatia serves as Managing Director & CEO of Bank of India Investment Managers. With extensive experience in asset management and distribution, he drives the AMC’s product strategy and ensures robust governance across all funds.

Risks Associated with Bank of India Mutual Funds

Market Fluctuations

When you invest in equity funds—like multi-cap or small cap—expect value swings. These funds respond quickly to economic changes, political developments, and shifts in how investors feel about the market. Sometimes these swings can be quite dramatic.

Interest Rate Movements

Interest rate fluctuations heavily influence debt funds (such as liquid funds and dynamic bond funds). Here's what happens: when rates go up, existing bonds lose value. This particularly affects funds holding longer-term fixed-income assets.

Credit Risks

Some debt funds invest in corporate bonds or instruments with lower ratings. There's always a chance companies might default on payments. When that happens, it directly impacts returns and can mean losses for investors.

Liquidity Challenges

Funds that focus on specific sectors or niche markets can run into liquidity problems, especially when markets get shaky. You might find it difficult to sell assets quickly without affecting their price, which makes redeeming your investment harder.

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Factors to Consider Before Investing in Bank of India Mutual Funds

Understanding the Investment Strategy

You can look closely at what each fund is actually trying to do. Some chase high growth through equities, while others play it safer with debt investments. Understanding this helps you pick funds that match what you're trying to achieve financially.

Diversification and Asset Allocation

It can help to pay attention to how funds spread money across different sectors, industries, and asset types. Generally speaking, diversified portfolios are less risky, but you need to check if the fund's mix actually works for your situation and how much risk you're comfortable taking.

Expense Efficiency

Management fees (shown in the expense ratio) eat into your returns over time. High fees can really add up, so make sure what you're paying is reasonable compared to what the fund delivers.

Assessing Risk-Return Alignment

Different mutual funds offer different trade-offs between risk and potential returns. Some might promise higher returns but come with bigger risks. You can look at past performance, how the fund invests, and which sectors it focuses on—this tells you whether the risk level works for your goals and comfort zone. However, past performance is not an indicator for future returns and investors should stay wary of market fluctuations.

Documents Required to Invest in Bank of India Mutual Fund

Here are a few documents you may require to invest in Bank of India Mutual Funds

Know Your Customer (KYC) Compliance
Common Application Form
Proof of Identity (PoI)
Proof of Address (PoA)
Proof of Bank Account
Additional Documents for Specific Categories (e.g., Non-Individuals, HUF, Partnership Firms)
NRI Investors: Overseas Address Proof, Bank Account Proof, FIRC/Banker’s Certificate

Note: For latest details, visit Bank of India’s official AMC website.

Conclusion

Bank of India Mutual Funds provide a range of investment options, from equity-focused schemes to more stable debt-based products. Each fund offers distinct strategies and risk profiles, and understanding these can help investors make informed decisions based on their individual financial goals and risk tolerance. Investors can also utilise tools like the Tickertape Mutual Fund Screener to search for Bank of India Mutual Funds and sort them according to their returns, expense ratio, AUM or any of the available 50+ filters, to aid their investment decisions.

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Frequently Asked Questions on Bank of India Mutual Funds

How to start a Bank of India mutual fund SIP online?
Here’s how you can start a SIP in Bank of India Mutual Funds,
1. Launch Tickertape Mutual Fund Screener.
2. Select the Bank of India Mutual Funds that aligns with your investment goals.
3. Click on “Place Order” and select the option “SIP”. Enter the SIP amount and confirm “OK”
Your order will be placed.
How to calculate Bank of India mutual fund returns?
Here’s how you can calculate returns on your Bank of India mutual fund investement -
Absolute Return = ((Current NAV - Initial NAV) / Initial NAV) * 100

With this formula you can measure how much your investment has grown in total. Moreover, you can also use Tickertape Mutual Fund Screener to get latest data on the Bank of India mutual fund’s performance.
Does Bank of India offer tax-free mutual fund schemes?
Bank of India offers tax-saving options, particularly through its Equity Linked Savings Scheme (ELSS). While the returns are subject to long-term capital gains tax, these funds allow investors to claim tax deductions under Section 80C of the Income Tax Act.

Disclaimer: You can check the latest information about Bank of India ELSS funds on Tickertape Mutual Fund Screener.
How do I cancel/stop Bank of India mutual fund SIP?
To cancel Bank of India mutual fund SIP, please refer to the official website.

Disclaimer: Please do your own research or consult your financial advisor before making financial decision.
How to withdraw money from Bank of India mutual funds?
Here’s how to withdraw/redeem from Bank of India mutual fund on Tickertape Mutual Fund Screener -
1. Step 1 - Select the Bank of India mutual fund you want to redeem
2. Step 2 - It will automatically redirect you to smallcase app. There you’ve to login to your smallcase account using your registered email or broker login.
3. Step 3 - Go to the “Investments” or “Portfolio” tab from the bottom navigation bar.
4. Step 4 - Find the Bank of India mutual fund you want to withdraw under “Mutual Funds” section (or “My Investments”),
5. Step 5 - Tap on the mutual fund name to open its details page.
6. Step 6 - Choose the ‘Redeem’ option. It will start the withdrawal process.
7. Step 7 - Select withdrawal type - By Amount, By Units, or Full Redemption.
8. Step 8 - Confirm your bank account details.
9. Step 9 - Tap on ‘Redeem’ / ‘Confirm’ to confirm redemption.
What are the redemption charges of the Bank of India mutual funds?
Bank of India mutual funds do not levy any redemption charges. However, an exit load may apply if units are redeemed within a specified period from the date of investment. You can check the latest specific scheme details for charges on Tickertape Mutual Fund Screener.
Which are the top-performing Bank of India mutual funds?
Here are the top Bank of India mutual funds based on their 5Y CAGR:
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.
How to increase the SIP amount in Bank of India mutual funds?
You can do it from your broker account or from Bank of India mutual fund official website.
How to choose the best Bank of India Mutual Funds before investing?
Here’s how to choose the best Bank of India mutual fund for investing -
1. Assess your risk tolerance.
2. Analyse the fund’s performance on Tickertape Mutual Fund Screener.
3. Compare the expense ratio.
4. Evaluate portfolio diversification across sectors, market caps, and asset classes.
5. Understand tax implications as equity and debt funds are taxed differently.
6. Check for exit load and lock-in period.
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

Disclaimer: This article is for informational purposes only. The content of the article including securities/investment products mentioned if any, should not in any manner be construed as an investment advice, recommendation, offer, solicitation to buy/hold/sell any securities/investment products. The securities quoted if any, are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Please consult a SEBI-registered financial advisor before investing.