• 1 Year Returns: 6.23%
• 3 Year Returns: 7.58%
• 5 Year Returns: 6.49%

• Public Banks | 35.15%
• Private Banks | 21.03%
• G-Sec | 13.96%
• Specialized Finance | 13.13%
• Consumer Finance | 11.22%

• 7.66% Maharashtra SDL (04-Mar-2047) | 5.47%
• 7.56% India Infrastructure Finance Co Ltd (20-Mar-2028) ** | 5.30%
• 7.65% Axis Bank Ltd (30-Jan-2027) ** | 4.42%
• 7.44% National Bank For Agriculture & Rural Development (17-Jul-2029) | 4.40%
• 7.38% Mahindra & Mahindra Financial Services Ltd (18-May-2029) ** $ | 4.34%

• Certificate of Deposit | 42.99%
• Corporate Debt | 40.76%
• Government Securities | 13.96%
• Cash & Equivalents | 1.93%
• N/A | 0.36%

The alpha ratio for the Franklin India Banking & PSU Debt Fund is 0.84

Alpha is the excess return of a fund compared to its expected return, based on its beta and the risk-free rate. Positive alpha indicates that the fund has outperformed its expected return, while negative alpha suggests underperformance.

The volatility or standard deviation for the Franklin India Banking & PSU Debt Fund is 1.14

Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

The Sharpe ratio for the Franklin India Banking & PSU Debt Fund is 1.57

The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

The Sortino Ratio for the Franklin India Banking & PSU Debt Fund is 0.17

The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.