Yes Bank Ltd

These unauthorised transactions were attempted on specific BIN numbers only, the bank added. The private sector lender further informed that the aforementioned transactions were carried out on 15 merchants that are based out of Latin American Country, in the early hours on 24 February 2026, between 3:30 AM and 8:30 AM (IST). The specific country does not mandate two factor authentication for e-commerce transactions. As a security measure, the bank has subsequently restricted e-commerce transactions from the specific Latin American Country. The internal investigation by the Bank has revealed that during the incident period transactions approximately equivalent of $0.28 million have been approved on behalf of 5000 customers. Due to the Bank's monitoring and control mechanisms, 688 unauthorised transaction attempts were declined, which led to safeguarding of approximately equivalent to $0.1 million. 'The bank is working with Card Network to raise chargeback to ensure that the impacted customers do not face any financial loss,' Yes Bank said in a statement. As per media reports, the Reserve Bank of India (RBI) has summoned senior officials of Yes Bank after the recent data breach involving the bank's co-branded multi-currency forex card. The RBI has sought a detailed explanation from Yes Bank on how sensitive card data was stored and protected, whether encryption and mandated cybersecurity protocols were followed, and why existing safeguards failed to prevent the breach, media report said. The central bank is reportedly also examining the timeline of detection and reporting, the extent of customer impact, the steps taken to block compromised cards and limit losses, as well as the bank's oversight of third-party service providers. According to media reports, the regulator has additionally asked for clarity on internal accountability and the corrective measures being implemented to prevent a recurrence. Yes Bank, a full-service commercial bank headquartered in Mumbai, offers a wide array of products, services, and digital solutions, catering to Retail, MSME, and Corporate clients. The bank operates its brokerage business through Yes Securities, a subsidiary of the bank. The bank has a pan-India presence including an International Banking Unit (IBU) at GIFT City, and a representative office in Abu Dhabi. The bank had reported 55.4% jump in standalone net profit to Rs 952 crore on a 9.7% increase in total income to Rs 4,098 crore in Q3 FY26 as compared with Q3 FY25. The scrip advanced 1.40% to end at Rs 21.03 on the BSE today. On the BSE, 89.07 lakh shares of the bank had changed hands at the counter as compared with the average trading volume of 18.70 lakh shares recorded in the past two weeks. In December 2025, NSE Indices had announced a rebalancing of the Nifty Bank index. The the Index Maintenance Sub-Committee (Equity) had decided to include Yes Bank into the Nifty Bank index. The Committee had stated that this rebalancing would take place in four monthly tranches, with the execution happening on the last trading of December 2025, January 2026, February 2026 and March 2026. Following this rebalancing, the stock of Yes Bank has reportedly recorded significant index-related inflows. According to media reports, Yes Bank is set to receive about $140 million in cumulative inflows, spread across the four tranches. Of this, around $26 million is estimated to flow in during today's February tranche, following inflows of $91 million in December and $13 million in January. The balance inflows would occur at the end of March. Powered by Capital Market - Live

YES BANK's Multi-Currency Prepaid Forex Card, which were issued in partnership with BookMyForex observed an unusual increase in transaction decline by the bank's fraud monitoring system. These unauthorised transactions were attempted on specific BIN numbers only. These fraudulent transactions were carried out on 15 merchants that are based out of Latin American Country, in the early hours on 24 February 2026, between 3:30 AM and 8:30 AM (IST). The specific country does not mandate two factor authentication for e-commerce transactions. As a security measure, the bank has subsequently restricted e-commerce transactions from the specific Latin American Country. The internal investigation by the Bank has revealed that during the incident period transactions approximately equivalent of USD 0.28 MN have been approved on behalf of 5000 customers. Due to the Bank's monitoring and control mechanisms, 688 unauthorised transaction attempts were declined, which led to safeguarding of approximately equivalent to USD 0.1 MN. The Bank is working with Card Network to raise chargeback to ensure that the impacted customers do not face any financial loss. YES BANK remains committed to the highest standards of data security and customer protection. The Bank continues to closely monitor the situation and is working with all relevant stakeholders to ensure customer interests are safeguarded.Powered by Capital Market - Live

Yes Bank has allotted 33,500 equity shares under ESOS on 19 February 2026. Consequent to the allotment, the paid-up share capital of the Bank stands increased from Rs. 62,758,838,354/- consisting of 31,379,419,177 equity shares of Rs. 2/- each to Rs. 62,758,905,354/- consisting of 31,379,452,677 equity shares of Rs. 2/- each. Powered by Capital Market - Live

Yes Bank has received proceeds of Rs 282 crore out of the agreed Rs 288 crore towards full and final settlement of outstanding dues from a borrower. Powered by Capital Market - Live

Yes Bank Ltd gained for a third straight session today. The stock is quoting at Rs 21.59, up 1.31% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.02% on the day, quoting at 25723.35. The Sensex is at 83606.72, down 0.16%. Yes Bank Ltd has slipped around 5.43% in last one month. Meanwhile, Nifty Bank index of which Yes Bank Ltd is a constituent, has slipped around 0.15% in last one month and is currently quoting at 60041.3, up 0.16% on the day. The volume in the stock stood at 618.26 lakh shares today, compared to the daily average of 1243.14 lakh shares in last one month. The benchmark February futures contract for the stock is quoting at Rs 21.58, up 0.79% on the day. Yes Bank Ltd is up 11.17% in last one year as compared to a 8.55% spurt in NIFTY and a 19.45% spurt in the Nifty Bank index.The PE of the stock is 21.32 based on TTM earnings ending December 25.Powered by Capital Market - Live

Yes Bank Ltd fell for a fifth straight session today. The stock is quoting at Rs 21.18, down 2.08% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.56% on the day, quoting at 25148.95. The Sensex is at 81826.26, down 0.58%.Yes Bank Ltd has eased around 2.35% in last one month.Meanwhile, Nifty Bank index of which Yes Bank Ltd is a constituent, has eased around 0.51% in last one month and is currently quoting at 59200.1, down 0.54% on the day. The volume in the stock stood at 583.92 lakh shares today, compared to the daily average of 1165.56 lakh shares in last one month. The benchmark January futures contract for the stock is quoting at Rs 21.12, down 2.4% on the day. Yes Bank Ltd jumped 16.12% in last one year as compared to a 8.91% rally in NIFTY and a 21.74% spurt in the Nifty Bank index.The PE of the stock is 21.64 based on TTM earnings ending December 25.Powered by Capital Market - Live

Net profit of Yes Bank rose 54.44% to Rs 956.55 crore in the quarter ended December 2025 as against Rs 619.38 crore during the previous quarter ended December 2024. Total Operating Income declined 3.58% to Rs 7552.81 crore in the quarter ended December 2025 as against Rs 7833.00 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Total Operating Income7552.817833.00 -4 OPM %60.7962.10 - PBDT1218.19830.30 47 PBT1218.19830.30 47 NP956.55619.38 54 Powered by Capital Market - Live

Profit also rose 45.4% sequentially from Rs 654 crore in Q2 FY26. Net interest income stood at Rs 2,466 crore, up 10.9% YoY and 7.2% QoQ, aided by a reduction in the cost of funds. Non-interest income came in at Rs 1,633 crore, rising 8% YoY, though 0.7% lower on a sequential basis. As a result, total income increased 9.7% YoY to Rs 4,098 crore, and was up 3.9% QoQ. On the cost side, operating expenses rose 7.8% YoY to Rs 2,865 crore, partly reflecting Rs 155 crore of gratuity provision linked to the statutory impact of the new labour codes. Excluding this one-off, cost growth remained well controlled. Consequently, operating profit stood at Rs 1,234 crore, up 14.3% YoY, though down 4.9% QoQ. Adjusted for the gratuity impact, operating profit rose 28.7% YoY to Rs 1,389 crore. Provisioning remained benign, with provisions falling sharply to Rs 22 crore, keeping net credit costs negligible for the quarter. Profit before tax jumped 47.7% YoY and 38.1% QoQ to Rs 1,212 crore, while tax expense rose to Rs 260 crore. This translated into the strong bottom-line growth. Margins also improved. Net interest margin expanded to 2.6%, up 20 bps YoY and 10 bps QoQ, while the cost-to-income ratio improved to 66.1% from 71.1% a year ago. On the balance sheet, CASA deposits rose 8.5% YoY to Rs 99,483 crore, with average quarterly balance growth of 13.6% YoY. Net advances stood at Rs 2,57,451 crore, up 5.2% YoY and 2.9% QoQ, supported by steady momentum across segments. Total disbursements increased 7% YoY to Rs 26,982 crore, led by nearly 15% YoY growth in retail asset disbursements. Asset quality continued to strengthen. The gross NPA ratio declined to 1.5%, down 10 bps YoY and QoQ, while the net NPA ratio improved to 0.3%, down 20 bps YoY. The provision coverage ratio rose to 83.3%, compared with 71.2% in Q3 FY25. Gross slippages reduced to Rs 1,050 crore, or 1.6% of advances, with retail slippages (3.7%) at their lowest level in seven quarters. Recoveries and upgrades totaled Rs 1,224 crore, including a Rs 555 crore gain from security receipts. Operationally, the bank continued to expand its footprint, opening 33 new branches during Q3 FY26, taking the total to 76 branches added in the first nine months, achieving 95% of its full-year branch expansion target. Yes Bank, a full-service commercial bank headquartered in Mumbai, offers a wide array of products, services, and digital solutions, catering to Retail, MSME, and Corporate clients. The bank operates its brokerage business through Yes Securities, a subsidiary of the bank. The bank has a pan-India presence including an International Banking Unit (IBU) at GIFT City, and a representative office in Abu Dhabi. Shares of Yes Bank rose 2.22% to settle at Rs 23.46 on 16 January 2026. Powered by Capital Market - Live

Deposits of the bank stood at Rs 292,484 crore during the period under review, up 5.5% YoY and 1.3% QoQ. The bank's CASA (current account savings account) ratio improved to 34% as of 31 December 2025, up from 33.1% a year earlier and 33.7% in the previous quarter. The credit-to-deposit ratio stood at 88% as of 31 December 2025, compared to 88.3% in the same period of the previous year and 84.5% in the previous quarter. The liquidity coverage ratio was at 123.8% as of 31 December 2025, as against 133.2% as of 31 December 2024 and 125.1% as of 30 September 2025. Yes Bank is a full-service commercial bank providing a complete range of products, services, and technology-driven digital offerings, catering to retail and MSME as well as corporate clients. The bank reported an 18.3% rise in net profit to Rs 654 crore on a 9.4% increase in total net income to Rs 3,945 crore in Q2 September 2025 as compared with Q2 September 2024. Shares of Yes Bank rose 0.58% to Rs 22.42 on the BSE.Powered by Capital Market - Live

Yes Bank will hold a meeting of the Board of Directors of the Company on 17 January 2026.Powered by Capital Market - Live