Axis Bank Ltd

Axis Bank Ltd is up for a third straight session in a row. The stock is quoting at Rs 1345.7, up 1.96% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.16% on the day, quoting at 25302.45. The Sensex is at 82334.29, down 0.01%. Axis Bank Ltd has risen around 8% in last one month. Meanwhile, Nifty Bank index of which Axis Bank Ltd is a constituent, has risen around 1.02% in last one month and is currently quoting at 59598.8, up 0.29% on the day. The volume in the stock stood at 71.34 lakh shares today, compared to the daily average of 70.83 lakh shares in last one month. The benchmark February futures contract for the stock is quoting at Rs 1352.5, up 2.18% on the day. Axis Bank Ltd is up 36.66% in last one year as compared to a 8.83% spurt in NIFTY and a 21.22% spurt in the Nifty Bank index.The PE of the stock is 16.74 based on TTM earnings ending December 25.Powered by Capital Market - Live

Axis Bank has allotted 91,454 equity shares under ESOP on 28 January 2026. With this allotment, the paid up equity share capital has increased to Rs. 6,210,918,354 (3,105,459,177 equity shares of Rs. 2/- each). Powered by Capital Market - Live

Equity benchmarks registered modest gains in a volatile trading session after India and the European Union reached a landmark free trade agreement (FTA), ending 18 years of prolonged negotiations. Investor sentiment was also shaped by anticipation ahead of the Union Budget 2026. The Nifty settled above the 25,200 mark. Gains were led by metal, PSU bank, and private bank stocks, while media, auto, and FMCG shares declined. As per provisional closing data, the barometer index, the S&P BSE Sensex jumped 319.78 points or 0.39% to 81,857.48. The Nifty 50 index added 193.10 points or 0.49% to 25,241.75. In the broader market, the S&P BSE Mid-Cap index rose 0.44%, while the S&P BSE Small-Cap index fell 0.33%. The market breadth was strong. On the BSE, 2,306 shares rose and 1,985 shares fell. A total of 193 shares were unchanged. The NSE's India VIX, a gauge of the market's expectation of volatility over the near term, jumped 1.05% to 1.05. India-EU Trade Deal: India and the European Union have signed the 'mother of all deals', PM Modi said on Tuesday. Prime Minister Narendra Modi lauded the signing of the free trade agreement between India and the European Union and said that the deal represented '25 per cent of the global GDP and 1/3rd of global trade'. The Narendra Modi government is said to have agreed to immediately lower duties on up to 200,000 European cars a year priced above '15,000, or about Rs 16.5 lakh. Electric vehicles are excluded. Automobile tariffs will fall sharply, with duties on cars gradually reduced from 110% to as low as 10%, and car parts tariffs fully eliminated within five to ten years. Agri-food tariffs will drop significantly, including wine tariffs cut from 150% to 75% initially and as low as 20% later, and olive oil tariffs reduced from 45% to zero over five years. The pact includes strong sustainability and climate commitments, alongside plans for an EU'India climate cooperation platform and up to '500 million in EU support for India's green transition. On tariffs overall, Sefcovic said the aim is 97'99% partial or full tariff liberalisation, which could generate savings of around '4 billion a year and help double bilateral trade within five years. Buzzing Index: The Nifty Metal index surged 3.25% to 11,851.10. the index declined 0.83% in the past trading session. Jindal Stainless (up 8.84%), Adani Enterprises (up 5.03%), Steel Authority of India (up 4.91%), JSW Steel (up 4.74%) and Hindustan Copper (up 4.7%), Hindustan Zinc (up 4.32%), National Aluminium Company (up 3.95%), NMDC (up 3.22%), Vedanta (up 3.22%) and APL Apollo Tubes (up 3.07%) surged. Stocks in Spotlight: Axis Bank jumped 4.31% after the bank reported a 2.94% increase in standalone net profit to Rs 6,489.57 crore in Q3 FY26 compared with Rs 6,303.77 crore in Q3 FY25. Total income increased 4.26% year on year (YoY) to Rs 38,500.06 crore in Q3 FY26. Indusind Bank slipped 0.11%. The bank reported 88.5% decline in standalone net profit to Rs 161.16 crore on 13.67% fall in total income to Rs 13,079.39 crore in Q3 FY26 over Q3 FY25. Shriram Finance lost 0.39%. The NBFC's standalone net profit declined 29.36% to Rs 2,521.67 crore on a 13.88% increase in total income to Rs 12,191.58 crore in Q3 FY26 over Q3 FY25. Ultratech Cement advanced 1.97% after the company reported a 26.92% jump in consolidated net profit to Rs 1,725.40 crore on 22.78% increase in revenue from operations to Rs 21,829.68 crore in Q3 FY26 over Q3 FY25. Bharat Petroleum Corporation (BPCL) added 2.30% after the company reported a 62.29% jump in standalone net profit to Rs 7,545.27 crore in Q3 FY26 as against Rs 4,649.20 crore posted in Q3 FY25. Net sales (excluding excise duty) rose 5.18% YoY to Rs 1,18,999.37 crore in the December 2025 quarter. DCB Bank surged 9.50% after the bank reported 22% jump in net profit to Rs 185 crore on a 16% increase in total income to Rs 846 crore in Q3 FY26 as compared with Q3 FY25. Godrej Consumer Products tumbled 5.34% after the company's consolidated net profit remained flat at Rs 497.91 crore in Q3 FY26, even as net sales increased 8.8% year-on-year to Rs 4,079.47 crore compared with Q3 FY25. Tata Consumer Products gained 2.86% after the company's consolidated net profit jumped 37.91% to Rs 384.61 crore on a 15.04% increase in revenue from operations to Rs 5,112 crore in Q3 FY26 over Q3 FY25. Asian Paints fell 2.81% after the company's consolidated net profit declined 4.55% to Rs 1,059.87 crore in Q3 FY26 as against Rs 1,110.48 crore in Q3 FY25. However, revenue from sales rose 3.85% year on year (YoY) to Rs 8,849.72 crore in Q3 FY26. Global Markets: European markets traded higher on Tuesday, helped by a trade deal between the European Union and India, as investors await more quarterly earnings and a Federal Reserve rate decision. Asian ended higher despite concerns regarding tariffs resurfaced post US President Donald Trump threatening to increase levies on South Korean goods. Trump said on Truth Social that South Korea's legislature has not approved Seoul's trade deal with Washington, and that tariffs on the country will climb to 25%, from 15%. Overnight in the U.S., the S&P 500 advanced 0.50% to settle at 6,950.23, while the Dow Jones Industrial Average gained 0.64% to close at 49,412.40. The Nasdaq Composite climbed 0.43% to end at 23,601.36, supported by jumps of about 3%, 2% and 1% in Apple, Meta Platforms and Microsoft, respectively, ahead of their earnings reports later in the week.Powered by Capital Market - Live

Total income increased 4.26% year on year (YoY) to Rs 38,500.06 crore in Q3 FY26. Operating profit rose 3.24% to Rs 10,875.70 crore during the quarter ended 31 December 2025 compared with Rs 10,533.85 crore posted in corresponding quarter last year. The bank's net interest income (NII) stood at Rs 14,287 crore in Q3 FY26, up 5% YoY. Net Interest Margin (NIM) for Q3 FY26 stood at 3.64%. Provision and contingencies for Q3 FY26 stood at Rs 2,246 crore. Specific loan loss provisions for Q3 FY26 stood at Rs 2,307 crore. Total deposits climbed 15% to 12,60,786 crore as on 31 December 2025 compared with Rs 10,95,883 crore as on 31 December 2024. CASA deposits increased 14% to Rs 4,93,073 crore as of 31 December 2025 as against Rs 4,32,855 crore as of 31 December 2024. CASA deposits constitute 39% of the total deposits as of 31 December 2025. The bank's advances grew 14% YoY to Rs 11,59,052 crore as on 31 December 2025. Retail loans grew 6% YoY to Rs 6,44,575 crore, accounting for 56% of the bank's net advances. As on 30th September 2025 the bank's reported Gross NPA and Net NPA levels were 1.46% and 0.44% respectively, as against 1.57% and 0.45% as on 30th June 2025. The shareholders' funds of the bank grew 15% YoY, reaching Rs 1,96,709 crore as of 31 December 2025. The Capital Adequacy Ratio (CAR) and CET1 ratio stood at 16.55% and 14.50%, respectively. Additionally, Rs 5,012 crore of other provisions and Rs 1,231 crore of one-time additional standard asset provisions are not considered in the CAR calculation, providing a cushion of approximately 43 bps over the reported CAR. The book value per equity share increased from Rs 553 on 31 December 2024 to Rs 634 on 31 December 2025. As of 31 December 2025, the bank's Gross NPA and Net NPA stood at 1.40% and 0.42%, respectively, compared with 1.46% and 0.44% as of 30 September 2025. Recoveries from written-off accounts during the quarter amounted to Rs 799 crore. Reported net slippages, adjusted for recoveries from the written-off pool, were Rs 2,335 crore, comprising retail: Rs 2,506 crore, Corporate & Business Group (CBG) Rs 109 crore, and wholesale Rs 280 crore. As of 31 December 2025, the bank's provision coverage ratio stood at 70% of Gross NPAs, down from 76% YoY as of 31 December 2024. As of 31 December 2025, the bank's distribution network comprised 6,110 domestic branches and extension counters and 281 business correspondent banking outlets (BCBOs) across 3,315 centers, up from 5,706 branches and 202 BCBOs in 3,122 centers YoY. The bank also had 12,838 ATMs and cash recyclers nationwide. Its Axis virtual centre operated across eight centers with 1,582 virtual relationship managers as of 31 December 2025. Amitabh Chaudhry, MD & CEO, Axis Bank said: 'Our progress this quarter reflects our focus on creating solutions that matter - simplifying access to credit, reimagining digital banking, and investing in talent and ideas that will shape the future. We will keep strengthening our competitive edge by modernising our platforms, empowering our teams, and staying ahead of shifts in customer behavior through smart and revolutionary solutions.' Axis Bank is a private sector bank. It has the third-largest network of branches among private sector banks and an international presence through branches in DIFC (Dubai) and Singapore along with representative offices in Abu Dhabi, Sharjah, Dhaka and Dubai and an offshore banking unit in GIFT City. Powered by Capital Market - Live

Net profit of Axis Bank rose 3.98% to Rs 7010.65 crore in the quarter ended December 2025 as against Rs 6742.29 crore during the previous quarter ended December 2024. Total Operating Income rose 4.81% to Rs 33709.17 crore in the quarter ended December 2025 as against Rs 32162.20 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Total Operating Income33709.1732162.20 5 OPM %62.2062.96 - PBDT9370.649006.76 4 PBT9370.649006.76 4 NP7010.656742.29 4 Powered by Capital Market - Live

Axis Bank has allotted 59,522 equity shares of Rs. 2/- each of the Bank on 20 January 2026, pursuant to exercise of stock options / units under its ESOP / RSU Scheme. The paid-up share capital of the Bank has accordingly increased from Rs. 6,210,616,402 (3,105,308,201 equity shares of Rs. 2/- each) to Rs. 6,210,735,446 (3,105,367,723 equity shares of Rs. 2/- each).Powered by Capital Market - Live

Axis Bank has allotted 88,198 equity shares under ESOP on 13 January 2026. The paid-up share capital of the Bank has accordingly increased from Rs. 6,210,440,006 (3,105,220,003 equity shares of Rs. 2/- each) to Rs. 6,210,616,402 (3,105,308,201 equity shares of Rs. 2/- each).Powered by Capital Market - Live

Axis Bank will hold a meeting of the Board of Directors of the Company on 26 January 2026.Powered by Capital Market - Live

Axis Bank has allotted 1,38,572 equity shares of Rs. 2/- each of the Bank on 06 January 2026, pursuant to exercise of stock options / units under its ESOP / RSU Scheme. The paid-up share capital of the Bank has accordingly increased from Rs. 6,210,162,862 (3,105,081,431 equity shares of Rs. 2/- each) to Rs. 6,210,440,006 (3,105,220,003 equity shares of Rs. 2/- each). Powered by Capital Market - Live

On a sequential basis, the bank's average total deposits increased 5.1%. Average CASA deposits stood at Rs 4,48,200 crore as of 31 December 2025, registering a 3.3% quarter-on-quarter (QoQ) growth and an 8.9% YoY growth. The bank's gross advances (end balance) rose 14.1% YoY to Rs 11,70,500 crore in Q3 FY26, compared with Rs 10,25,900 crore in Q3 FY25. On a QoQ basis, gross advances increased 3.7%. Total deposits (end balance) increased 15% YoY and 4.8% QoQ to Rs 12,60,800 crore in Q3 FY26. Axis Bank is the third-largest private sector bank in India. As of 30th September 2025, the bank's distribution network comprised 5,976 domestic branches and 13,177 ATMs. The bank reported a 26.42% decline in standalone net profit to Rs 5,089.64 crore in Q2 FY26 compared with Rs 6,917.57 crore in Q2 FY25. Total income increased 1.22% YoY to Rs 37,594.81 crore in Q2 FY26. The bank's net interest income (NII) stood at Rs 13,745 crore in Q2 FY26, up 1% QoQ and 2% YoY basis. Net Interest Margin (NIM) for Q2 FY26 stood at 3.73%. The counter rose 0.17% to Rs 1,288 on the BSE. Powered by Capital Market - Live