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Muthoot Finance Ltd

Muthoot Finance Ltd

MUTHOOTFIN Share Price

NSE
3,353.502.40% (-82.40)
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With a market cap of ₹1,34,632 cr, stock is ranked 74

Stock is 2.98x as volatile as Nifty

MUTHOOTFIN Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹1,34,632 cr, stock is ranked 74

Stock is 2.98x as volatile as Nifty

MUTHOOTFIN Performance & Key Metrics

MUTHOOTFIN Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
15.444.490.78%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
18.342.500.97%

MUTHOOTFIN Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
47%
Analysts have suggested that investors can buy this stock

from 17 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

MUTHOOTFIN Company Profile

Muthoot Finance Limited is a non-banking financial company (NBFC), which is engaged in providing loan (financing) against collateral of gold jewelry.

Investor Presentation

View older View older 

Feb 12, 2026

PDF
View Older Presentations

MUTHOOTFIN Similar Stocks (Peers)

Compare with peers Compare with peers 

MUTHOOTFIN Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
37.21
37.21
1Y Return
14.40%
14.40%
Buy Reco %
71.88
71.88
PE Ratio
21.26
21.26
1Y Return
77.88%
77.88%
Buy Reco %
89.66
89.66
PE Ratio
100.62
100.62
1Y Return
15.20%
15.20%
Buy Reco %
100.00
100.00
PE Ratio
34.59
34.59
1Y Return
20.31%
20.31%
Buy Reco %
66.67
66.67
PE Ratio
38.39
38.39
1Y Return
0.94%
0.94%
Buy Reco %
87.50
87.50
Compare with Peers

MUTHOOTFIN Sentiment Analysis

MUTHOOTFIN Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

MUTHOOTFIN Stock Summary · February 2026

In the recent earnings call, the company showcased robust growth, particularly in its gold loan segment, achieving a historic AUM of INR 50,000 crores and a remarkable 91% increase in profit after tax. This success is attributed to heightened demand during the festive season and favorable regulatory changes from the Reserve Bank of India, which are expected to facilitate further expansion. However, challenges persist, including rising operating expenses driven by inflation and difficulties in passing on reduced borrowing costs to customers, which may impact profit margins. Despite a slight decline in new customer acquisition, management remains optimistic about future growth through strategic branch expansions and effective NPA recovery efforts, aiming to enhance shareholder value through potential stock splits and bonus shares. Overall, the company is well-positioned to navigate market dynamics while maintaining a focus on operational resilience and investor engagement.

MUTHOOTFIN Stock Growth Drivers
MUTHOOTFIN Stock Growth Drivers
6
  • Strong Growth in Gold Loan Business

    Muthoot Finance has achieved significant milestones in its gold loan business, with standalone Assets Under

  • Positive Performance in Home Loan and Microfinance Subsidiaries

    Muthoot Finance's home loan subsidiary reported an AUM of INR 3,380 crores, reflecting a 24%

MUTHOOTFIN Stock Challenges
MUTHOOTFIN Stock Challenges
5
  • Decrease in New Customers

    Muthoot Finance has experienced a slight decrease in the number of new customers, dropping from

  • Rising Operational Expenses

    The company has reported a significant increase in operational expenses (opex), which have risen from

MUTHOOTFIN Forecast

MUTHOOTFIN Forecasts

Price

Revenue

Earnings

MUTHOOTFIN

MUTHOOTFIN

Income

Balance Sheet

Cash Flow

MUTHOOTFIN Income Statement

MUTHOOTFIN Income Statement

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Quartersep 2023dec 2023mar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025
Total Revenue3,631.953,842.684,179.424,492.474,957.395,221.695,652.946,485.027,332.598,239.21
Operating & Other expensessubtract2,139.562,284.202,567.632,820.943,130.763,304.793,686.023,796.234,050.774,376.29
Depreciation/Amortizationsubtract22.1824.1326.6125.8424.8630.5834.7134.7537.6140.48
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract410.59430.83446.10481.67530.17497.14454.52637.83823.561,018.43
EPS26.3927.4928.3728.9931.6735.3636.8150.2260.2969.84

MUTHOOTFIN Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Feb 12PDF
Nov 13PDF
Aug 13PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 14PDF
Feb 12PDF
Nov 14PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 11PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 19PDF
Feb 6PDF
Nov 10PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

MUTHOOTFIN Stock Peers

MUTHOOTFIN Past Performance & Peer Comparison

MUTHOOTFIN Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Muthoot Finance Ltd25.254.490.78%
Bajaj Finance Ltd37.216.260.56%
Shriram Finance Ltd21.263.600.92%
Jio Financial Services Ltd100.621.310.20%

MUTHOOTFIN Stock Price Comparison

Compare MUTHOOTFIN with any stock or ETF
Compare MUTHOOTFIN with any stock or ETF
MUTHOOTFIN
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MUTHOOTFIN Holdings

MUTHOOTFIN Shareholdings

MUTHOOTFIN Promoter Holdings Trend

MUTHOOTFIN Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

MUTHOOTFIN Institutional Holdings Trend

MUTHOOTFIN Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

MUTHOOTFIN Shareholding Pattern

MUTHOOTFIN Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding73.35%9.08%2.05%11.75%3.77%

Mar 2025

Jun 2025

Sep 2025

Dec 2025

MUTHOOTFIN Shareholding History

MUTHOOTFIN Shareholding History

SepDec '24MarJunSepDec '259.84%10.26%11.03%10.84%11.58%11.75%

Mutual Funds Invested in MUTHOOTFIN

Mutual Funds Invested in MUTHOOTFIN

No mutual funds holding trends are available

Top 5 Mutual Funds holding Muthoot Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.9818%3.30%0.14%31/131 (-24)
1.9434%6.23%0.11%3/34 (0)
0.5073%4.65%0.69%5/41 (-1)

Compare 3-month MF holding change on Screener

MUTHOOTFIN Insider Trades & Bulk Stock Deals

MUTHOOTFIN Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing MUTHOOTFIN stock

smallcases containing MUTHOOTFIN stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have Muthoot Finance Ltd

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Banking Privately Theme

Banking Privately Theme

Created by Windmill Capital

MUTHOOTFIN's Wtg.
7.60%
7.60%
CAGR
16.38%

MUTHOOTFIN Events

MUTHOOTFIN Events

MUTHOOTFIN Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

MUTHOOTFIN has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.76%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹7.57 every year

Dividends

Corp. Actions

Announcements

Legal Orders

MUTHOOTFIN Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

MUTHOOTFIN has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.76%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹7.57 every year

MUTHOOTFIN Upcoming Dividends

MUTHOOTFIN Upcoming Dividends

No upcoming dividends are available

MUTHOOTFIN Past Dividends

MUTHOOTFIN Past Dividends

Cash Dividend

Ex DateEx DateApr 25, 2025

Interim
Interim | Div/Share: ₹26.00

Dividend/Share

26.00

Ex DateEx Date

Apr 25, 2025

Cash Dividend

Ex DateEx DateMay 31, 2024

Interim
Interim | Div/Share: ₹24.00

Dividend/Share

24.00

Ex DateEx Date

May 31, 2024

Cash Dividend

Ex DateEx DateApr 18, 2023

Interim
Interim | Div/Share: ₹22.00

Dividend/Share

22.00

Ex DateEx Date

Apr 18, 2023

Cash Dividend

Ex DateEx DateApr 25, 2022

Interim
Interim | Div/Share: ₹20.00

Dividend/Share

20.00

Ex DateEx Date

Apr 25, 2022

Cash Dividend

Ex DateEx DateApr 22, 2021

Interim
Interim | Div/Share: ₹20.00

Dividend/Share

20.00

Ex DateEx Date

Apr 22, 2021

MUTHOOTFIN Stock News & Opinions

MUTHOOTFIN Stock News & Opinions

Spotlight
Muthoot Finance Ltd down for fifth straight session

Muthoot Finance Ltd is down for a fifth straight session today. The stock is quoting at Rs 3448.8, down 0.23% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.82% on the day, quoting at 25607. The Sensex is at 82979.58, down 0.9%.Muthoot Finance Ltd has lost around 12.25% in last one month.Meanwhile, Nifty Financial Services index of which Muthoot Finance Ltd is a constituent, has increased around 3.71% in last one month and is currently quoting at 28463.25, down 0.89% on the day. The volume in the stock stood at 3.03 lakh shares today, compared to the daily average of 10.89 lakh shares in last one month. The benchmark February futures contract for the stock is quoting at Rs 3454.8, down 0.23% on the day. Muthoot Finance Ltd jumped 51.51% in last one year as compared to a 11.76% rally in NIFTY and a 21.16% spurt in the Nifty Financial Services index.The PE of the stock is 16.22 based on TTM earnings ending December 25.Powered by Capital Market - Live

1 week agoCapital Market - Live
Earnings
Muthoot Finance consolidated net profit rises 101.85% in the December 2025 quarter

Net profit of Muthoot Finance rose 101.85% to Rs 2804.03 crore in the quarter ended December 2025 as against Rs 1389.18 crore during the previous quarter ended December 2024. Sales rose 57.77% to Rs 8187.60 crore in the quarter ended December 2025 as against Rs 5189.73 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales8187.605189.73 58 OPM %82.2072.92 - PBDT3862.941916.90 102 PBT3822.461886.32 103 NP2804.031389.18 102 Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Spotlight
Muthoot Finance Ltd spurts 0.81%, up for five straight sessions

Muthoot Finance Ltd rose for a fifth straight session today. The stock is quoting at Rs 3964.9, up 0.81% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is down around 0.42% on the day, quoting at 25844.45. The Sensex is at 83853.26, down 0.45%. Muthoot Finance Ltd has added around 0.98% in last one month. Meanwhile, Nifty Financial Services index of which Muthoot Finance Ltd is a constituent, has added around 2.84% in last one month and is currently quoting at 28276.95, up 0.32% on the day. The volume in the stock stood at 3.9 lakh shares today, compared to the daily average of 6.78 lakh shares in last one month. The benchmark February futures contract for the stock is quoting at Rs 3975.6, up 1.01% on the day. Muthoot Finance Ltd is up 71.06% in last one year as compared to a 12.21% gain in NIFTY and a 21.9% gain in the Nifty Financial Services index.The PE of the stock is 21.74 based on TTM earnings ending September 25.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Spotlight
Muthoot Finance Ltd spurts 2.4%, gains for third straight session

Muthoot Finance Ltd is up for a third straight session in a row. The stock is quoting at Rs 3870.4, up 2.4% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.45% on the day, quoting at 25984.15. The Sensex is at 84465.17, up 0.48%. Muthoot Finance Ltd has dropped around 0.99% in last one month. Meanwhile, Nifty Financial Services index of which Muthoot Finance Ltd is a constituent, has dropped around 2.58% in last one month and is currently quoting at 28154.05, up 0.26% on the day. The volume in the stock stood at 3.34 lakh shares today, compared to the daily average of 6.81 lakh shares in last one month. The benchmark February futures contract for the stock is quoting at Rs 3885.4, up 2.57% on the day. Muthoot Finance Ltd is up 76.88% in last one year as compared to a 12.62% spurt in NIFTY and a 22.25% spurt in the Nifty Financial Services index.The PE of the stock is 20.9 based on TTM earnings ending September 25.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Spotlight
Muthoot Finance Ltd soars 1.83%, Gains for third straight session

Muthoot Finance Ltd is up for a third straight session in a row. The stock is quoting at Rs 3690.6, up 1.83% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.02% on the day, quoting at 25723.35. The Sensex is at 83606.72, down 0.16%. Muthoot Finance Ltd has dropped around 5.88% in last one month. Meanwhile, Nifty Financial Services index of which Muthoot Finance Ltd is a constituent, has dropped around 0.3% in last one month and is currently quoting at 27674.05, up 0.34% on the day. The volume in the stock stood at 2.64 lakh shares today, compared to the daily average of 6.66 lakh shares in last one month. The benchmark February futures contract for the stock is quoting at Rs 3704.6, up 1.72% on the day. Muthoot Finance Ltd is up 62.86% in last one year as compared to a 8.55% gain in NIFTY and a 17.34% gain in the Nifty Financial Services index.The PE of the stock is 20.03 based on TTM earnings ending September 25.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
Muthoot Finance Ltd spurts 3.07%, rises for third straight session

Muthoot Finance Ltd rose for a third straight session today. The stock is quoting at Rs 4077, up 3.07% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.16% on the day, quoting at 25302.45. The Sensex is at 82334.29, down 0.01%. Muthoot Finance Ltd has added around 7.31% in last one month. Meanwhile, Nifty Financial Services index of which Muthoot Finance Ltd is a constituent, has added around 0.02% in last one month and is currently quoting at 27335.2, up 0.2% on the day. The volume in the stock stood at 5.4 lakh shares today, compared to the daily average of 5.53 lakh shares in last one month. The benchmark February futures contract for the stock is quoting at Rs 4090.4, up 2.61% on the day. Muthoot Finance Ltd is up 84.51% in last one year as compared to a 8.83% gain in NIFTY and a 18.4% gain in the Nifty Financial Services index.The PE of the stock is 21.92 based on TTM earnings ending September 25.Powered by Capital Market - Live

4 weeks agoCapital Market - Live
Corporate
Muthoot Finance to discuss results

Muthoot Finance will hold a meeting of the Board of Directors of the Company on 12 February 2026.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Muthoot Finance infuses Rs 500-cr into Muthoot Money

The subsidiary has allotted 3,25,139 equity shares to Muthoot Finance. This capital infusion is intended to strengthen Muthoot Money's capital base and improve its capital adequacy ratio. The funds raised through the rights issue will be utilized for funding the business, general corporate purposes and for repayment of existing loans. Muthoot Finance provides gold loans secured against gold jewellery, helping individuals and small businesses access essential short-term liquidity. Additionally, through its subsidiaries, the company offers a range of financial services, including personal and business loans, insurance distribution, and money transfer services. The company's consolidated net profit jumped 90.4% to Rs 2,420.63 crore on 47.9% increase in total income to Rs 7,332.59 crore in Q2 FY26 over Q2 FY25. The scrip rose 0.35% to settle at Rs 3,813.60 on the BSE.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Muthoot Finance spurts after Q2 PAT surges 90% YoY to Rs 2,421 cr

Profit before tax (PBT) climbed 80.1% YoY to Rs 3,244.20 crore in Q2 Sept 2025. During the quarter, consolidated loan assets under management (AUM) stood at Rs 1,47,673 crore, registering the growth of 42% YoY, with Muthoot Finance contributing Rs 1,29,185 crore and subsidiaries Rs 18,488 crore. On a standalone basis, Muthoot Finance (MFIN) India's largest gold financing company in terms of loan portfolio, registered profit after tax for Q2FY26 stood at Rs 2,345 crore as against Rs 1,251 crore in Q2 FY25, registering the growth of 87%. During Q2 FY26, gold loan AUM increased by Rs 11,723 crore, registering a growth of 10%. On half-yearly basis, the company's consolidated net profit jumped 82.2% to Rs 4436.83 crore on 46.2% increase in total income to Rs 13,817.61 crore in H1 FY26 over H1 FY25. George Jacob Muthoot, chairman said 'We are pleased to report sustained continued growth momentum in our consolidated loan assets under management which have reached a historic high of Rs 1,47,673 crore driven by robust performance of our core gold loan business. Our consolidated profit after tax grew by 74% YoY to Rs 4,386 crore for H1FY26, reflecting strong lending activity.' George Alexander Muthoot, managing director, said, 'We are delighted to report another strong quarter, with Standalone Loan Assets Under Management rising to Rs 1,32,305 crore, up 47% year-on-year and 10% quarter-on-quarter. This steady trajectory highlights the resilience of our business model and the continued trust our customers. Standalone Profit After Tax increased 88% YoY to Rs. 4,391crores for H1FY26. In view of this performance, we are upgrading our FY26 gold loan growth guidance from 15% to 30-35%. Favorable regulatory changes by the RBI for gold loan sector, higher gold prices and tighter norms for unsecured credit are expected to boost gold loan demand. We will continue to expand our non-gold loan portfolio including personal loan, home loan and business loan while maintaining our total non-gold loan AUM including microfinance at about 12-15% of the consolidated loan portfolio.' Meanwhile, the company's board approved raising up to Rs 35,000 crore through issuance of redeemable non-convertible debentures (NCDs) via private placement, to be executed in multiple tranches. Further, the board approved an additional equity infusion of Rs 500 crore in Muthoot Money, the company's wholly owned subsidiary. Muthoot Finance offers easy access to credit for individuals who own gold jewellery but may face delays in accessing formal lending channels. Its core offering ' gold loans secured against gold jewellery ' supports individuals and small businesses with essential short-term liquidity. In addition, it also provides a range of financial services through subsidiaries, including personal and business loans, insurance distribution and money transfer services.Powered by Capital Market - Live

3 months agoCapital Market - Live
Earnings
Muthoot Finance consolidated net profit rises 90.36% in the September 2025 quarter

Net profit of Muthoot Finance rose 90.36% to Rs 2420.63 crore in the quarter ended September 2025 as against Rs 1271.60 crore during the previous quarter ended September 2024. Sales rose 47.76% to Rs 7282.79 crore in the quarter ended September 2025 as against Rs 4928.82 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales7282.794928.82 48 OPM %79.6873.14 - PBDT3281.811826.64 80 PBT3244.201801.78 80 NP2420.631271.60 90 Powered by Capital Market - Live

3 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Muthoot Finance Ltd (MUTHOOTFIN) today?

    The share price of MUTHOOTFIN as on 27th February 2026 is ₹3353.50. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Muthoot Finance Ltd (MUTHOOTFIN) share?

    The past returns of Muthoot Finance Ltd (MUTHOOTFIN) share are
    • Past 1 week: -1.14%
    • Past 1 month: -13.38%
    • Past 3 months: -10.82%
    • Past 6 months: 26.80%
    • Past 1 year: 51.83%
    • Past 3 years: 249.78%
    • Past 5 years: 157.55%

  3. What are the peers or stocks similar to Muthoot Finance Ltd (MUTHOOTFIN)?
  4. What is the dividend yield % of Muthoot Finance Ltd (MUTHOOTFIN) share?

    The current dividend yield of Muthoot Finance Ltd (MUTHOOTFIN) is 0.78.

  5. What is the market cap of Muthoot Finance Ltd (MUTHOOTFIN) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Muthoot Finance Ltd (MUTHOOTFIN) is ₹134632.45 Cr as of 27th February 2026.

  6. What is the 52 week high and low of Muthoot Finance Ltd (MUTHOOTFIN) share?

    The 52-week high of Muthoot Finance Ltd (MUTHOOTFIN) is ₹4149.50 and the 52-week low is ₹1965.

  7. What is the PE and PB ratio of Muthoot Finance Ltd (MUTHOOTFIN) stock?

    The P/E (price-to-earnings) ratio of Muthoot Finance Ltd (MUTHOOTFIN) is 25.25. The P/B (price-to-book) ratio is 4.49.

  8. Which sector does Muthoot Finance Ltd (MUTHOOTFIN) belong to?

    Muthoot Finance Ltd (MUTHOOTFIN) belongs to the Financials sector & Consumer Finance sub-sector.

  9. How to buy Muthoot Finance Ltd (MUTHOOTFIN) shares?

    You can directly buy Muthoot Finance Ltd (MUTHOOTFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.