Shriram Finance Ltd

Profit before tax stood at Rs 3,360.20 crore in Q3 FY26, down 23.91% as against Rs 4,415.92 crore reported in Q3 FY25. Net interest income grew 16.17% to Rs 6,764.09 crore in Q3 FY26 as against Rs 5,822.69 crore recorded in the same period a year ago. As of 31 December 2025, total assets under management climbed 14.63% to Rs 291,709.03 crore compared to Rs 254,469.69 crore as of 31 December 2024. The liquidity coverage ratio was at 334.93% as of 31 December 2025, as against 265.24% as of 31 December 2024. The cost-to-income ratio increased to 29.66% in Q3 FY26 from 28.59% in Q3 FY25. The firm's return on assets (ROA) (including exceptional items) and return on equity (ROE) (including exceptional items) stood at 3.09% and 4.94%, respectively, in the quarter ended 31 December 2025. Operating profit improved by 14.33% to Rs 4,670.52 crore in Q3 FY26 from Rs 4,084.98 crore in Q3 FY25. The board of directors had earlier, on 19 December 2025, approved a proposal to raise Rs 39,618 crore through a preferential issue of 47.11 crore fully paid-up equity shares of face value Rs 2 each at an issue price of Rs 840.93 per share to Japan-based MUFG Bank. The proposed allotment represents 20% of the post-preferential equity share capital on a fully diluted basis. The company said the requisite resolutions were approved by shareholders at the extraordinary general meeting held on 14 January 2026. The preferential issue is currently awaiting statutory and regulatory approvals. Upon completion, MUFG Bank will become a minority public shareholder in the company. Shriram Finance said its overseas subsidiary, Shriram Overseas Investments (SOIL), formerly known as Shriram Overseas Investments, became a wholly-owned subsidiary on May 9, 2025. SOIL holds an 81.63% stake in Bharat Investments Pte., Singapore, which has an associate entity in Bahrain. Shriram Finance is India's largest retail asset financing non-banking finance company (NBFC). It is the flagship company of the Shriram Group, which has a significant presence in consumer finance, life insurance, general insurance, housing finance, stock broking, and distribution businesses. Shares of Shriram Finance shed 0.92% to Rs 994.25 on the BSE.Powered by Capital Market - Live

Profit before tax stood at Rs 3,360.20 crore in Q3 FY26, down 23.91% as against Rs 4,415.92 crore reported in Q3 FY25. Net interest income grew 16.17% to Rs 6,764.09 crore in Q3 FY26 as against Rs 5,822.69 crore recorded in the same period a year ago. As of 31 December 2025, total assets under management climbed 14.63% to Rs 291,709.03 crore compared to Rs 254,469.69 crore as of 31 December 2024. The liquidity coverage ratio was at 334.93% as of 31 December 2025, as against 265.24% as of 31 December 2024. The cost-to-income ratio increased to 29.66% in Q3 FY26 from 28.59% in Q3 FY25. The firm's return on assets (ROA) (including exceptional items) and return on equity (ROE) (including exceptional items) stood at 3.09% and 4.94%, respectively, in the quarter ended 31 December 2025. Operating profit improved by 14.33% to Rs 4,670.52 crore in Q3 FY26 from Rs 4,084.98 crore in Q3 FY25. The board of directors had earlier, on 19 December 2025, approved a proposal to raise Rs 39,618 crore through a preferential issue of 47.11 crore fully paid-up equity shares of face value Rs 2 each at an issue price of Rs 840.93 per share to Japan-based MUFG Bank. The proposed allotment represents 20% of the post-preferential equity share capital on a fully diluted basis. The company said the requisite resolutions were approved by shareholders at the extraordinary general meeting held on 14 January 2026. The preferential issue is currently awaiting statutory and regulatory approvals. Upon completion, MUFG Bank will become a minority public shareholder in the company. Shriram Finance said its overseas subsidiary, Shriram Overseas Investments (SOIL), formerly known as Shriram Overseas Investments, became a wholly-owned subsidiary on May 9, 2025. SOIL holds an 81.63% stake in Bharat Investments Pte., Singapore, which has an associate entity in Bahrain. Shriram Finance is India's largest retail asset financing non-banking finance company (NBFC). It is the flagship company of the Shriram Group, which has a significant presence in consumer finance, life insurance, general insurance, housing finance, stock broking, and distribution businesses. Shares of Shriram Finance fell 0.29% to close at Rs 1,003.45 on the BSE.Powered by Capital Market - Live

Net profit of Shriram Finance declined 22.09% to Rs 2529.65 crore in the quarter ended December 2025 as against Rs 3246.85 crore during the previous quarter ended December 2024. Sales rose 13.63% to Rs 12033.22 crore in the quarter ended December 2025 as against Rs 10590.12 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales12033.2210590.12 14 OPM %72.9172.38 - PBDT3540.152921.07 21 PBT3363.522759.15 22 NP2529.653246.85 -22 Powered by Capital Market - Live

Fitch Ratings has placed India-based Shriram Finance's (SFL) Long-Term Foreign- and Local-Currency Issuer Default Ratings (IDRs) of 'BB+' and Short-Term IDR of 'B' on Rating Watch Positive (RWP). The company's medium-term note programme and debt ratings have also been placed on RWP. The RWP follows an agreement under which MUFG Bank (A/Stable), a subsidiary of Mitsubishi UFJ Financial Group, Inc. (MUFG, A-/Stable), will acquire a 20% stake in SFL. Fitch believes SFL's rating could benefit from a one-notch uplift to its Standalone Credit Profile (SCP), reflecting the strategic investment from a stronger long-term shareholder, in line with Fitch's criteria. Fitch expects to resolve the RWP once the transaction is completed, which SFL expects to occur in 2026, subject to regulatory approvals and other closing conditions. The rating could stay at its present level or be upgraded upon the resolution of the RWP.Powered by Capital Market - Live

Shriram Finance will hold a meeting of the Board of Directors of the Company on 23 January 2026.Powered by Capital Market - Live

Shriram Finance Ltd is up for a third straight session in a row. The stock is quoting at Rs 1010.15, up 2.96% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.35% on the day, quoting at 25755.6. The Sensex is at 83702.57, up 0.38%. Shriram Finance Ltd has risen around 16.89% in last one month. Meanwhile, Nifty Financial Services index of which Shriram Finance Ltd is a constituent, has risen around 1.23% in last one month and is currently quoting at 27501.4, up 0.31% on the day. The volume in the stock stood at 84.89 lakh shares today, compared to the daily average of 100.18 lakh shares in last one month. The benchmark January futures contract for the stock is quoting at Rs 1011, up 2.89% on the day. Shriram Finance Ltd is up 91.86% in last one year as compared to a 11% spurt in NIFTY and a 22.02% spurt in the Nifty Financial Services index.The PE of the stock is 20.45 based on TTM earnings ending September 25.Powered by Capital Market - Live

The board of Shriram Finance will meet on 23 January 2026 to consider approval of periodical resource mobilisation plan for issuance of debt securities viz. redeemable non-convertible debentures (NCDs)/ subordinated debentures, bonds/ notes on private placement basis and/or public issue in tranches or any other methods of borrowing in onshore/offshore market for the purpose of business of the CompanyPowered by Capital Market - Live

Shriram Finance announced that CRISIL Ratings has assigned CRISIL AA+/Watch Positive rating to the company's fixed deposit programme. The company's long term rating continues on 'Watch Positive' while short-term rating is reaffirmed at CRISIL A1+. Powered by Capital Market - Live

Shriram Finance has allotted 1,26,275 equity shares under ESOS on 09 January 2026. Pursuant to allotment of the equity shares, the paid-up share capital of the Company stands increased from Rs.376,27,24,202/- to Rs.376,29,76,752/-. Powered by Capital Market - Live

Shriram Finance Ltd dropped for a fifth straight session today. The stock is quoting at Rs 994.05, down 0.18% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.86% on the day, quoting at 25915.25. The Sensex is at 84313.4, down 0.76%.Shriram Finance Ltd has gained around 17.4% in last one month.Meanwhile, Nifty Financial Services index of which Shriram Finance Ltd is a constituent, has increased around 0.48% in last one month and is currently quoting at 27853.35, down 0.62% on the day. The volume in the stock stood at 24.09 lakh shares today, compared to the daily average of 99.26 lakh shares in last one month. The benchmark January futures contract for the stock is quoting at Rs 997.3, down 0.35% on the day. Shriram Finance Ltd jumped 76.89% in last one year as compared to a 10.15% rally in NIFTY and a 20.22% spurt in the Nifty Financial Services index.The PE of the stock is 20.83 based on TTM earnings ending September 25.Powered by Capital Market - Live