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Jio Financial Services Ltd

JIOFIN Share Price

302.100.05% (-0.15)
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With a market cap of ₹1,92,023 cr, stock is ranked 46

Stock is 2.50x as volatile as Nifty

JIOFIN Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹1,92,023 cr, stock is ranked 46

Stock is 2.50x as volatile as Nifty

JIOFIN Performance & Key Metrics

JIOFIN Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
117.761.550.17%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.902.430.98%

JIOFIN Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
50%
Analysts have suggested that investors can buy this stock

from 2 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

JIOFIN Company Profile

Jio Financial Services Ltd provides accessible non-deposit financial solutions, leveraging infrastructure and digital reach for various segments.

Investor Presentation

View older View older 

Oct 16, 2025

PDF
View Older Presentations

JIOFIN Similar Stocks (Peers)

Compare with peers Compare with peers 

JIOFIN Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
38.44
38.44
1Y Return
52.69%
52.69%
Buy Reco %
51.72
51.72
PE Ratio
16.31
16.31
1Y Return
32.20%
32.20%
Buy Reco %
90.00
90.00
PE Ratio
27.87
27.87
1Y Return
90.06%
90.06%
Buy Reco %
68.75
68.75
PE Ratio
33.17
33.17
1Y Return
29.67%
29.67%
Buy Reco %
59.38
59.38
PE Ratio
37.30
37.30
1Y Return
2.56%
2.56%
Buy Reco %
100.00
100.00
Compare with Peers

JIOFIN Sentiment Analysis

JIOFIN Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

JIOFIN Stock Summary · October 2025

The company has showcased impressive financial growth, highlighted by a significant year-on-year increase in total income, driven by robust performance in lending and payment solutions. Strategic investments, including the integration of Jio Payments Bank, have enhanced operational scale while fostering a diverse product suite that caters to evolving customer needs. Despite challenges related to rising operational expenses, a disciplined approach to cost management and innovative AI-driven processes have positioned the company for sustainable growth. The expansion of its investor base and commitment to democratizing access to finance reflect a proactive strategy aimed at increasing market participation. Overall, the company’s focus on operational excellence and customer engagement underscores its ambition to lead in the competitive financial services landscape.

JIOFIN Stock Growth Drivers
JIOFIN Stock Growth Drivers
6
  • Strong Financial Performance

    In Q2 FY26, the company reported a Consolidated Total Income of Rs. 1,002 crores, reflecting

  • Expansion of Product Offerings

    The company has significantly expanded its product suite, introducing various financial solutions such as home

JIOFIN Stock Challenges
JIOFIN Stock Challenges
5
  • Decline in Net Gain on Fair Value Changes

    In Q2 FY26, the company reported a Net Gain on Fair Value Changes from market

  • Rising Total Expenses

    Total expenses surged to Rs. 436 crore in Q2 FY26, significantly higher than Rs. 146

JIOFIN Forecast

JIOFIN Forecasts

Price

Revenue

Earnings

JIOFIN

JIOFIN

Income

Balance Sheet

Cash Flow

JIOFIN Income Statement

JIOFIN Income Statement

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Financial YearFY 2023FY 2024FY 2025TTM
Total Revenue44.842,283.202,471.742,971.49
Raw Materialssubtract971.02
Power & Fuel Costsubtract
Employee Costsubtract0.00116.04214.92
Selling & Administrative Expensessubtract1.61164.07212.76
Operating & Other expensessubtract-6.1125.6874.63
Depreciation/Amortizationsubtract0.0021.5222.5225.40
Interest & Other Itemssubtract
Taxes & Other Itemssubtract18.09351.34334.32344.48
EPS154.695.052.542.57
DPS0.000.000.500.50
Payout ratio0.000.000.200.19

JIOFIN Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Oct 16PDF
Jul 17PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Jan 17PDF
Oct 18PDF
FY 2024FY 2024

Annual report

PDF
 

JIOFIN Stock Peers

JIOFIN Past Performance & Peer Comparison

JIOFIN Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Jio Financial Services Ltd119.081.550.17%
Bajaj Finance Ltd38.446.460.54%
Shriram Finance Ltd16.312.761.19%
Muthoot Finance Ltd27.874.960.70%

JIOFIN Stock Price Comparison

Compare JIOFIN with any stock or ETF
Compare JIOFIN with any stock or ETF
JIOFIN
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JIOFIN Holdings

JIOFIN Shareholdings

JIOFIN Promoter Holdings Trend

JIOFIN Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

JIOFIN Institutional Holdings Trend

JIOFIN Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

JIOFIN Shareholding Pattern

JIOFIN Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding47.12%6.47%8.41%11.84%26.15%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

JIOFIN Shareholding History

JIOFIN Shareholding History

JunSepDec '24MarJunSep17.55%16.88%15.61%11.66%12.30%11.84%

Mutual Funds Invested in JIOFIN

Mutual Funds Invested in JIOFIN

No mutual funds holding trends are available

Top 5 Mutual Funds holding Jio Financial Services Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0749%2.38%0.14%5/101 (+10)
0.0734%8.29%-0.22%8/51 (-5)
0.0731%8.04%-0.49%4/52 (+4)

Compare 3-month MF holding change on Screener

JIOFIN Insider Trades & Bulk Stock Deals

JIOFIN Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing JIOFIN stock

smallcases containing JIOFIN stock

Looks like this stock is not in any smallcase yet.

JIOFIN Events

JIOFIN Events

JIOFIN Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

JIOFIN Dividend Trend

No dividend trend available

JIOFIN Upcoming Dividends

JIOFIN Upcoming Dividends

No upcoming dividends are available

JIOFIN Past Dividends

JIOFIN Past Dividends

Cash Dividend

Ex DateEx DateAug 11, 2025

Final
Final | Div/Share: ₹0.50

Dividend/Share

0.50

Ex DateEx Date

Aug 11, 2025

JIOFIN Stock News & Opinions

JIOFIN Stock News & Opinions

Corporate
Jio Leasing Services further invests Rs 45 cr in JV Reliance International Leasing IFSC

Jio Financial Services announced that its wholly owned subsidiary, Jio Leasing Services (JLSL) has subscribed to and has been allotted 4,50,00,000, 8.1% Cumulative Optionally Convertible Preference Shares (OCPS) of Rs.10/- each of Reliance International Leasing IFSC (RILIPL) (a 50:50 joint venture between JLSL and Reliance Strategic Business Ventures, a wholly owned subsidiary of Reliance Industries), for cash at par, aggregating Rs. 45 crore, on a rights issue basis. The aggregate investment made by JLSL in RILIPL till date is Rs. 166.55 crore. The investment is made to fund the business operations of RILIPL.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Spotlight
Jio Financial Services Ltd spurts 1.1%, up for five straight sessions

Jio Financial Services Ltd rose for a fifth straight session today. The stock is quoting at Rs 312.9, up 1.1% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.28% on the day, quoting at 25949.3. The Sensex is at 84711.84, up 0.29%. Jio Financial Services Ltd has added around 2.39% in last one month. Meanwhile, Nifty Financial Services index of which Jio Financial Services Ltd is a constituent, has added around 2.33% in last one month and is currently quoting at 27337.35, up 0.43% on the day. The volume in the stock stood at 113.02 lakh shares today, compared to the daily average of 96.58 lakh shares in last one month. The benchmark November futures contract for the stock is quoting at Rs 313.85, up 0.87% on the day. Jio Financial Services Ltd is down 1.71% in last one year as compared to a 10.27% gain in NIFTY and a 18.34% gain in the Nifty Financial Services index.The PE of the stock is 281.36 based on TTM earnings ending September 25.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
Jio Financial Q2 PAT rises nearly 1% YoY to Rs 695 cr

Profit before tax (PBT) advanced 1.2% to Rs 783.07 crore in Q2 FY26 compared with Rs 773.49 crore in Q2 FY24. Asset under management (AUM) surged to Rs 14,712 crore during the quarter, compared with Rs 1,206 crore in Q2 FY25. Pre-provisioning operating profit stood at Rs 579 crore in Q2 FY26, registering the growth of 4.89% compared with Rs 552 crore in Q2 FY25. Jio Credit (JCL), the NBFC arm of JFSL, reported a 12x YoY growth in its AUM during the quarter, with broad-based traction across its diverse secured lending solutions spanning retail and corporate finance. The NBFC expanded its physical footprint to cover 14 cities through 15 offices. Jio Payments Bank launched an industry-first product, Savings Pro, which allows customers to auto-invest their idle surplus liquidity into overnight mutual funds for higher returns. The payment bank's network of Business Correspondents (BCs) grew to around 200,000 BCs in Q2 FY26, up from 2,307 in Q2 FY25. Its customer base during the quarter stood at 2.95 million, and deposit base was at Rs 421 crore, both grew around 2x compared to Q2 FY25. Jio Payment Solutions (JPSL) reported a robust 167% YoY increase in transaction processing volume (TPV) to Rs 13,566 crore, maintaining its focus on unit-level profitability. Jio Insurance Broking recorded Rs 347 crore in premiums and issued 2.9 lakh policies across life, health and general insurance segments during the quarter. It scaled up its digital point of sales person channel to over 100 cities across six states, enabling personalised advisory and service in diverse regional markets. On the asset management front, Jio BlackRock Asset Management Private Limited, a 50:50 JV between JFSL and BlackRock, launched six funds during the quarter. This included its maiden active equity fund, powered by BlackRock's proprietary, AI-based systematic active equity approach. The JioBlackRock Flexi Cap Fund attracted investments of around Rs 1,500 crore through the new fund offer (NFO). In just under four months since launch, the asset management company has a client base of over 150 institutional investors and more than 635,000 retail investors. Hitesh Sethia, managing director and CEO, JFSL, said: The significant growth in business income is a direct result of the initiatives taken over the last few quarters towards scaling up profitably, by pursuing a risk-calibrated growth strategy. Our expanding user base is a validation of the enthusiasm with which our offerings have been met in the market. As we design financial services of the future for all Indians, we are actively leveraging next-gen AI and analytics to position JioFinance as a trusted, intelligent, and simplified digital platform that delivers personalised, and fit-for-purpose products to each individual customer. The results of these efforts would become more pronounced over the coming quarters.' Jio Financial Services is a Core Investment Company (CIC), registered with the Reserve Bank of India. JFSL is a new-age institution, which operates a full-stack financial services business through customer-facing entities, including Jio Credit, Jio Insurance Broking, Jio Payment Solutions, Jio Leasing Services, Jio Finance Platform and Service, and Jio Payments Bank. The counter shed 0.87% to Rs 309.40 on the BSE. Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Jio Financial Services consolidated net profit rises 0.87% in the September 2025 quarter

Net profit of Jio Financial Services rose 0.87% to Rs 695.04 crore in the quarter ended September 2025 as against Rs 689.07 crore during the previous quarter ended September 2024. Sales rose 41.51% to Rs 981.39 crore in the quarter ended September 2025 as against Rs 693.50 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales981.39693.50 42 OPM %70.1579.75 - PBDT790.82779.10 2 PBT783.07773.49 1 NP695.04689.07 1 Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Jio Financial arm bags tolling services contract for MLFF road projects

The said two toll plazas situated between Gurugram and Jaipur, were awarded through a tender issued by Indian Highways Management Company (IHMCL) for managing toll processing under India's pilot Multi-Lane Free Flow (MLFF) project. The MLFF tolling system is an advanced electronic toll collection technology that accurately identifies, classifies, and charges vehicles traveling without requiring them to slow down, stop, or use designated toll lanes. Currently, Jio Payments Bank manages toll operations at 11 toll plazas on different highway stretches across the country as an acquirer bank. With the acquisition of toll management rights at these two MLFF road projects, the company is well-positioned to play a pivotal role in the country's evolving infrastructure-linked digital payments ecosystem. Vinod Easwaran, managing director & CEO, Jio Payments Bank, said: 'Our expansion into the tolling ecosystem is a natural progression of our mission to digitise everyday payments and build smart financial infrastructure at scale. This milestone reflects our commitment to delivering seamless, citizen-centric financial services and driving access, efficiency, and inclusion across the country. By leveraging the synergy of digital capabilities with the group ecosystem, we are actively building capabilities to participate in the evolving mobility ecosystem in India.' Jio Financial Services is a Core Investment Company (CIC), registered with the Reserve Bank of India. JFSL is a new-age institution, which operates a full-stack financial services business through customer-facing entities, including Jio Credit, Jio Insurance Broking, Jio Payment Solutions, Jio Leasing Services, Jio Finance Platform and Service, and Jio Payments Bank. The company's consolidated net profit rose 3.83% to Rs 325 crore while total income jumped 48.09% to Rs 418 crore in Q1 June 2025 over Q1 June 2024. The pre-provisioning operating profit stood at Rs 366 crore, up 8%, while profit before tax rose 4.5% to Rs 419 crore during the period under review. The scrip shed 0.10% to Rs 308 on the BSE.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Jio Financial Services to convene board meeting

Jio Financial Services will hold a meeting of the Board of Directors of the Company on 16 October 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Jio Financial Services Ltd drops for fifth straight session

Jio Financial Services Ltd fell for a fifth straight session today. The stock is quoting at Rs 305.75, down 0.33% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.23% on the day, quoting at 24998.35. The Sensex is at 81448.84, down 0.33%.Jio Financial Services Ltd has eased around 3.17% in last one month.Meanwhile, Nifty Financial Services index of which Jio Financial Services Ltd is a constituent, has increased around 1.68% in last one month and is currently quoting at 26388.45, up 0% on the day. The volume in the stock stood at 64.1 lakh shares today, compared to the daily average of 109.12 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 306.05, down 0.36% on the day. Jio Financial Services Ltd tumbled 12.61% in last one year as compared to a 4.64% slide in NIFTY and a 4.9% spurt in the Nifty Financial Services index.The PE of the stock is 356.51 based on TTM earnings ending June 25.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Jio Financial Services Ltd spurts 0.59%, gains for five straight sessions

Jio Financial Services Ltd rose for a fifth straight session today. The stock is quoting at Rs 317.2, up 0.59% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.52% on the day, quoting at 25198.35. The Sensex is at 82238.08, up 0.55%. Jio Financial Services Ltd has dropped around 3.69% in last one month. Meanwhile, Nifty Financial Services index of which Jio Financial Services Ltd is a constituent, has dropped around 0.43% in last one month and is currently quoting at 26393.05, up 0.38% on the day. The volume in the stock stood at 57.1 lakh shares today, compared to the daily average of 104.81 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 318.1, up 0.41% on the day. Jio Financial Services Ltd is down 9.8% in last one year as compared to a 0.87% fall in NIFTY and a 10.43% fall in the Nifty Financial Services index.The PE of the stock is 366.69 based on TTM earnings ending June 25.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Jio Financial Services and Allianz incorporate JV - Allianz Jio Reinsurance

Jio Financial Services and Allianz have incorporated a joint venture company named 'Allianz Jio Reinsurance' (AJRL) on 08 September 2025, to carry on the business of reinsurance in India, subject to regulatory approvals. The Company will invest an amount of Rs. 2.50 lakhs towards initial subscription of 25,000 equity shares of face value Rs. 10/- each for 50% stake. AJRL has been incorporated pursuant to receipt of no objection certificate from Insurance Regulatory and Development Authority of India.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Jio Financial Services raises Rs 3956 cr via warrants issuance

Jio Financial Services has allotted 50 lakh warrants for cash at a price of Rs 316.50 per warrant to members of the promoter group of the company on preferential basis upon receipt of Rs 3956.25 crore. Powered by Capital Market - Live

3 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Jio Financial Services Ltd (JIOFIN) today?

    The share price of JIOFIN as on 5th December 2025 is ₹302.10. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Jio Financial Services Ltd (JIOFIN) share?

    The past returns of Jio Financial Services Ltd (JIOFIN) share are
    • Past 1 week: -2.78%
    • Past 1 month: -1.89%
    • Past 3 months: -2.33%
    • Past 6 months: 4.10%
    • Past 1 year: -12.44%
    • Past 3 years: N/A%
    • Past 5 years: 21.43%

  3. What are the peers or stocks similar to Jio Financial Services Ltd (JIOFIN)?
  4. What is the dividend yield % of Jio Financial Services Ltd (JIOFIN) share?

    The current dividend yield of Jio Financial Services Ltd (JIOFIN) is 0.17.

  5. What is the market cap of Jio Financial Services Ltd (JIOFIN) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Jio Financial Services Ltd (JIOFIN) is ₹192023.71 Cr as of 5th December 2025.

  6. What is the 52 week high and low of Jio Financial Services Ltd (JIOFIN) share?

    The 52-week high of Jio Financial Services Ltd (JIOFIN) is ₹347.35 and the 52-week low is ₹198.65.

  7. What is the PE and PB ratio of Jio Financial Services Ltd (JIOFIN) stock?

    The P/E (price-to-earnings) ratio of Jio Financial Services Ltd (JIOFIN) is 119.08. The P/B (price-to-book) ratio is 1.55.

  8. Which sector does Jio Financial Services Ltd (JIOFIN) belong to?

    Jio Financial Services Ltd (JIOFIN) belongs to the Financials sector & Consumer Finance sub-sector.

  9. How to buy Jio Financial Services Ltd (JIOFIN) shares?

    You can directly buy Jio Financial Services Ltd (JIOFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.