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Jio Financial Services Limited

Jio Financial Services Limited

JIOFIN Share Price

NSE
₹214.270.48% (+1.02)
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With a market cap of ₹1,46,842 cr, stock is ranked 63

Stock is 2.05x as volatile as Nifty

JIOFIN Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹1,46,842 cr, stock is ranked 63

Stock is 2.05x as volatile as Nifty

JIOFIN Performance & Key Metrics

JIOFIN Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
85.781.100.26%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
15.882.071.27%

JIOFIN Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 3 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

JIOFIN Company Profile

Jio Financial Services Ltd provides accessible non-deposit financial solutions, leveraging infrastructure and digital reach for various segments.

Investor Presentation

View older View older 

Jul 16, 2026

PDF
View Older Presentations

JIOFIN Similar Stocks (Peers)

Compare with peers Compare with peers 

JIOFIN Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
31.42
31.42
1Y Return
7.01%
7.01%
Buy Reco %
87.50
87.50
PE Ratio
20.77
20.77
1Y Return
11.09%
11.09%
Buy Reco %
91.18
91.18
PE Ratio
27.04
27.04
1Y Return
3.99%
3.99%
Buy Reco %
87.50
87.50
PE Ratio
28.86
28.86
1Y Return
1.52%
1.52%
Buy Reco %
92.86
92.86
PE Ratio
9.58
9.58
1Y Return
20.76%
20.76%
Buy Reco %
63.16
63.16
Compare with Peers

JIOFIN Sentiment Analysis

JIOFIN Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

JIOFIN Stock Summary · July 2026

Strong quarter driven by rapid lending scale‑up, payments recovery and accounting consolidation, with consolidated total income (ex‑dividends) rising to ₹1,496 crore (+141% YoY) and the lending arm’s gross AUM reaching ₹30,667 crore (2.6x YoY). Management struck an assertive, execution‑oriented tone, highlighting priorities of scaling the NBFC through diversified mortgage, corporate/SME and retail loan products, monetizing payments via high‑ticket merchants and cross‑border services, expanding omni‑channel distribution and embedding AI‑native personalization to improve credit and conversion metrics. They also stressed liability diversification and low funding costs—average borrowing cost at 7.07% with borrowings of ~₹28,000 crore and a 3.9x debt‑to‑equity ratio—to preserve capacity for growth while maintaining a disciplined treasury focus. Management acknowledged accounting effects and one‑offs that boosted reported profit (including ₹509 crore of dividend and a ₹29 crore consolidation charge), noting that consolidation will lift PPOP from Q1 FY27 though PAT treatment is unchanged, and signaled continued measured deployment of capital into growth businesses in the near term.

JIOFIN Stock Growth Drivers
JIOFIN Stock Growth Drivers
10
  • Robust Quarter-level Financial Momentum

    The company reported materially stronger consolidated results in Q1 FY27, evidencing broad operational momentum. Consolidated

  • Rapid and Profitable Lending Scale-up (Jio Credit)

    The lending arm demonstrated pronounced scale and improving unit economics, with Gross AUM rising roughly

JIOFIN Stock Challenges
JIOFIN Stock Challenges
3
  • Material escalation in operating and scaling costs

    Total expenses surged to ₹991 crore for the quarter versus ₹254 crore a year earlier

  • Rising funding costs and greater reliance on market borrowings

    Finance and interest charges increased sharply as the group tapped debt markets to support lending

JIOFIN Forecast

JIOFIN Forecasts

Price

Revenue

Earnings

JIOFIN

JIOFIN

Income

Balance Sheet

Cash Flow

JIOFIN Income Statement

JIOFIN Income Statement

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Quarterjun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026sep 2026
Total Revenue479.74919.56507.97564.47679.481,219.57937.011,058.522,004.541,699.41
Operating & Other expensessubtract73.96140.46124.99162.90254.38428.75558.37711.981,025.411,198.64
Depreciation/Amortizationsubtract5.395.615.765.766.137.757.558.019.4511.31
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract87.7684.4282.4479.7094.3188.03102.1166.31139.43149.02
EPS0.491.090.460.500.511.100.420.431.270.51

JIOFIN Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Jul 16PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

Apr 17PDF
Jan 15PDF
Oct 16PDF
Jul 17PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Jan 17PDF
Oct 18PDF
FY 2024FY 2024

Annual report

PDF
 

JIOFIN Stock Peers

JIOFIN Past Performance & Peer Comparison

JIOFIN Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Jio Financial Services Limited95.501.100.26%
Bajaj Finance Ltd31.425.160.62%
Shriram Finance Limited20.773.160.98%
Cholamandalam Investment and Finance Company Ltd27.044.650.12%
ScreenerCompare valuation on Screener

JIOFIN Stock Price Comparison

Compare JIOFIN with any stock or ETF
Compare JIOFIN with any stock or ETF
JIOFIN
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JIOFIN Holdings

JIOFIN Shareholdings

JIOFIN Promoter Holdings Trend

JIOFIN Promoter Holdings Trend

Increased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has increased by 2.00%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

JIOFIN Institutional Holdings Trend

JIOFIN Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

JIOFIN Shareholding Pattern

JIOFIN Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding49.13%5.08%8.31%10.65%26.84%

Mar 2026

Apr 2026

Jun 2026

Sep 2026

JIOFIN Shareholding History

JIOFIN Shareholding History

SepDec '25MarAprJunSep11.84%11.55%12.31%11.61%11.27%10.65%

Mutual Funds Invested in JIOFIN

Mutual Funds Invested in JIOFIN

No mutual funds holding trends are available

Top 5 Mutual Funds holding Jio Financial Services Limited




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.2615%1.07%-0.30%117/225 (-1)
0.2439%0.77%-0.01%119/226 (0)
0.2008%1.20%-0.12%116/226 (-3)

Compare 3-month MF holding change on Screener

JIOFIN Insider Trades & Bulk Stock Deals

JIOFIN Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing JIOFIN stock

smallcases containing JIOFIN stock

Looks like this stock is not in any smallcase yet.

JIOFIN Events

JIOFIN Events

JIOFIN Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

JIOFIN Dividend Trend

No dividend trend available

JIOFIN Upcoming Dividends

JIOFIN Upcoming Dividends

No upcoming dividends are available

JIOFIN Past Dividends

JIOFIN Past Dividends

Cash Dividend

Ex DateEx DateAug 10, 2026

Final
Final | Div/Share: ₹0.60

Dividend/Share

₹0.60

Ex DateEx Date

Aug 10, 2026

Cash Dividend

Ex DateEx DateAug 11, 2025

Final
Final | Div/Share: ₹0.50

Dividend/Share

₹0.50

Ex DateEx Date

Aug 11, 2025

JIOFIN Stock News & Opinions

JIOFIN Stock News & Opinions

Corporate
Corporate
Jio Financial Services sees promoter stake rise to 50.98% via warrant conversion

Jio Financial Services Limited announced that its Stakeholders’ Relationship Committee has allotted 12,50,00,000 equity shares to Sikka Ports & Terminals Limited and Jamnagar Utilities & Power Private Limited upon conversion of warrants, increasing the promoter and promoter group holding to 50.98% from 49.13%.

4 days agoCapital Market - Live
Spotlight
Spotlight
Jio Financial Services Ltd eases for fifth straight session

Jio Financial Services Ltd dropped for a fifth straight session today. The stock is quoting at Rs 202.8, down 3.8% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 1.24% on the day, quoting at 22406.15. The Sensex is at 72532.22, down 0.98%.Jio Financial Services Ltd has eased around 10.74% in last one month.Meanwhile, Nifty Financial Services index of which Jio Financial Services Ltd is a constituent, has eased around 2.86% in last one month and is currently quoting at 24657.7, down 1.69% on the day. The volume in the stock stood at 129.31 lakh shares today, compared to the daily average of 140.13 lakh shares in last one month. The benchmark October futures contract for the stock is quoting at Rs 202.81, down 3.68% on the day. Jio Financial Services Ltd tumbled 33.71% in last one year as compared to a 13.14% slide in NIFTY and a 11.52% fall in the Nifty Financial Services index.The PE of the stock is 167.46 based on TTM earnings ending September 26.

1 week agoCapital Market - Live
Earnings
Earnings
Jio Financial Services Ltd consolidated sales down 15.23% on year in Q3FY2026, net profit witnessed a sharp fall of 59%

Jio Financial Services Ltd share price gained 0.09% to Rs 218.75. The Company's net profit tanked by 59% to Rs 340.44 crore, while revenue from operations slipped 15.23% to Rs 1699.28 crore in Q3FY26 over Q2FY26. The market capitalization of Investment Company industry group stocks on BSE stood at Rs 4.29 lakh crore, gaining 3.27%. It has inched up 1.07% over last one week and declined by 8.43% in last one month while the market capitalization of Jio Financial Services Ltd has marginally improved by 1.84% and 9.98% in the same period respectively. Profit before tax (PBT) of Jio Financial Services Ltd stood at Rs 489.46 crore in Q3 FY26, tumbling by 37.49% year-on-year, and nosediving by 49.52% quarter-on-quarter. EBITDA came in at Rs 544 crore, rising 2.40% YoY and crashing by 45.45% sequentially. Total expenses increased by 14.79% to Rs 1166.07 crore in Q3FY26 over Q3FY25. During the quarter, employee benefits expense was at Rs 146.67 crore, softening 3.47% YoY. For the TTM ended FY26, revenue from operations witnessed a strong growth of 71.97% to Rs 3513.26 crore, while net profit slipped by 3.21% to Rs 1560.9 crore, compared to previous TTM. EBITDA surged by 151051% to Rs 1530.42 crore, and PBT softened 1.81% to Rs 1911.66 crore compared to previous TTM. Jio Financial Services Ltd nosedived by 30.03% in last one year, underperforming the benchmark BSE Sensex which has declined by 10.04% during the same period.

2 weeks agoCapital Market - Live
Earnings
Earnings
Jio Financial Services Ltd consolidated sales down 15.23% on year in Q3FY2026, net profit plunged by 59%

Jio Financial Services Ltd share price inched up 0.09% to Rs 218.75. The Company's net profit tanked by 59% to Rs 340.44 crore, while revenue from operations reduced 15.23% to Rs 1699.28 crore in Q3FY26 over Q2FY26. The market capitalization of Investment Company industry group stocks on BSE stood at Rs 4.29 lakh crore, easing 3.27%. It has improved by 2.42% over last one week and dropped by 8.43% in last one month while the market capitalization of Jio Financial Services Ltd has marginally improved by 3.43% and 9.98% in the same period respectively. Profit before tax (PBT) of Jio Financial Services Ltd stood at Rs 489.46 crore in Q3 FY26, tanking 37.49% year-on-year, and plunging by 49.52% quarter-on-quarter. EBITDA came in at Rs 544 crore, rising 2.40% YoY and tumbling by 45.45% sequentially. Total expenses rose by 14.79% to Rs 1166.07 crore in Q3FY26 over Q3FY25. During the quarter, employee benefits expense was at Rs 146.67 crore, seeing a marginal contraction of 3.47% YoY. For the TTM ended FY26, revenue from operations witnessed a strong growth of 71.97% to Rs 3513.26 crore, while net profit slipped by 3.21% to Rs 1560.9 crore, compared to previous TTM. EBITDA soared by 151051% to Rs 1530.42 crore, and PBT dipped slightly 1.81% to Rs 1911.66 crore compared to previous TTM. Jio Financial Services Ltd crashed 28.47% in last one year, underperforming the benchmark BSE Sensex which has declined by 11.27% during the same period.

2 weeks agoCapital Market - Live
Corporate
Corporate
Jio Financial Services to review quarterly results at a board meeting on October 15

Jio Financial Services Limited will hold a board meeting on Thursday, October 15, 2026, to consider and approve the standalone and consolidated unaudited financial results for the quarter and half year ended September 30, 2026, with a presentation to analysts planned for the same day following the meeting.

3 weeks agoCapital Market - Live
Corporate
Corporate
Jio Financial Services and Allianz invest Rs 320 crore each in Jio Allianz General Insurance

Jio Financial Services Limited and Allianz Europe B.V. have jointly invested Rs 320.05 crore each in Jio Allianz General Insurance Limited, a 50:50 joint venture, by subscribing to 32,00,50,000 equity shares, bringing Jio Financial Services’ total investment in the venture to Rs 375 crore.

1 month agoCapital Market - Live
Corporate
Corporate
Jio Financial Services will close trading windows following Q2 2026 results

Jio Financial Services Limited informed the BSE Limited and National Stock Exchange of India Limited that a trading window will close from October 1, 2026, and remain closed for 48 hours after the company’s financial results for the second quarter ending September 30, 2026, become generally available.

1 month agoCapital Market - Live
Spotlight
Spotlight
Jio Financial Services Ltd spurts 0.52%, up for five straight sessions

Jio Financial Services Ltd rose for a fifth straight session today. The stock is quoting at Rs 231.9, up 0.52% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.51% on the day, quoting at 23448.85. The Sensex is at 74901.08, up 0.5%. Jio Financial Services Ltd has dropped around 4.17% in last one month. Meanwhile, Nifty Financial Services index of which Jio Financial Services Ltd is a constituent, has dropped around 2.25% in last one month and is currently quoting at 25417.95, up 0.6% on the day. The volume in the stock stood at 39.88 lakh shares today, compared to the daily average of 110.6 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 232.38, up 0.74% on the day. Jio Financial Services Ltd is down 24.4% in last one year as compared to a 6.42% fall in NIFTY and a 3.1% fall in the Nifty Financial Services index.The PE of the stock is 212.96 based on TTM earnings ending June 26.

1 month agoCapital Market - Live
Spotlight
Spotlight
Jio Financial Services Ltd drops for fifth straight session

Jio Financial Services Ltd fell for a fifth straight session today. The stock is quoting at Rs 226.9, down 1.45% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.64% on the day, quoting at 23328.5. The Sensex is at 74509.94, down 0.52%.Jio Financial Services Ltd has eased around 11.38% in last one month.Meanwhile, Nifty Financial Services index of which Jio Financial Services Ltd is a constituent, has eased around 4.21% in last one month and is currently quoting at 25520.3, down 0.81% on the day. The volume in the stock stood at 117.82 lakh shares today, compared to the daily average of 122.59 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 227.95, down 1.05% on the day. Jio Financial Services Ltd tumbled 27.09% in last one year as compared to a 7.11% slide in NIFTY and a 3.98% fall in the Nifty Financial Services index.The PE of the stock is 214.03 based on TTM earnings ending June 26.

1 month agoCapital Market - Live
Corporate
Corporate
Jio Financial Services appoints PKF Sridhar & Santhanam LLP as auditors for three years

Jio Financial Services Limited announced at its Annual General Meeting on August 26, 2026, the appointment of PKF Sridhar & Santhanam LLP as Joint Statutory Auditors for three years, replacing Lodha & Co LLP, which ceased to be auditors at the meeting’s conclusion. Additionally, Jio Financial Services re-appointed Hitesh Kumar Sethia as Managing Director and Chief Executive Officer for a further five years, effective November 15, 2026.

2 months agoCapital Market - Live

Frequently asked questions

  1. The share price of JIOFIN as on 3rd November 2026 is ₹214.27. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of Jio Financial Services Limited (JIOFIN) share are
    • Past 1 week: 4.32%
    • Past 1 month: 0.20%
    • Past 3 months: -18.53%
    • Past 6 months: -15.22%
    • Past 1 year: -30.16%
    • Past 3 years: -2.18%
    • Past 5 years: -13.91%

  3. The current dividend yield of Jio Financial Services Limited (JIOFIN) is 0.26.

  4. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Jio Financial Services Limited (JIOFIN) is ₹146842.27 Cr as of 3rd November 2026.

  5. The 52-week high of Jio Financial Services Limited (JIOFIN) is ₹316.85 and the 52-week low is ₹202.51.

  6. The P/E (price-to-earnings) ratio of Jio Financial Services Limited (JIOFIN) is 95.50. The P/B (price-to-book) ratio is 1.10.

  7. Jio Financial Services Limited (JIOFIN) belongs to the Financials sector & Consumer Finance sub-sector.

  8. You can directly buy Jio Financial Services Limited (JIOFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.