Tata Capital Ltd

The key equity benchmarks continued to trade with sharp losses in mid-afternoon trade as investor sentiment remained cautious amid stalled US-Iran negotiations, uncertainty over the reopening of the Strait of Hormuz and a sharp surge in crude oil prices above the $105-per-barrel mark. Until signs of de-escalation emerge, the overhang on crude oil prices, the rupee, and institutional flows is expected to persist. Investors are also closely monitoring Q4 earnings for further cues. The Nifty slipped below the 23,900 level. Realty shares declined for the second consecutive trading sessions. At 14:25 IST, the barometer index, the S&P BSE Sensex tumbled 1,118.30 points or 1.44% to 76,543.10. The Nifty 50 index slumped 313.85 points or 1.29% to 23,861.60. The broader market outrperformed the frontliner indices. The BSE 150 MidCap Index slipped 1.11% and the BSE 250 SmallCap Index dropped 1.23%. The market breadth was weak. On the BSE, 1,120 shares rose and 3,018 shares fell. A total of 171 shares were unchanged. The NSE's India VIX, a gauge of the market's expectation of volatility over the near term, rallied 5.01% to 19.52. Buzzing Index: The Nifty Realty index declined 1.44% to 777.20. The index fell 3.26 % for the second consecutive trading sessions. Anant Raj (down 2.35%), Lodha Developers (down 2.27%), Phoenix Mills (down 1.79%), Brigade Enterprises (down 1.69%), Prestige Estates Projects (down 1.63%), Godrej Properties (down 1.55%), Sobha (down 1.51%), DLF (down 1.21%), Oberoi Realty (down 1.1%) and Aditya Birla Real Estate (down 0.6%) declined. Numbers to Track: The yield on India's 10-year benchmark federal paper rose 0.33% to 6.74 compared with previous session close of 6.951. In the foreign exchange market, the rupee lowered against the dollar. The partially convertible rupee was hovering at 94.2875 compared with its close of 94.0150 during the previous trading session. MCX Gold futures for 5 June 2026 settlement rose 0.03% to Rs 151,804. The US Dollar Index (DXY), which tracks the greenback's value against a basket of currencies, was down 0.05% to 98.78. The United States 10-year bond yield advanced 0.21% to 4.334. In the commodities market, Brent crude for June 2026 settlement jumped $1.90 or 1.81% to $106.97 a barrel. Stocks in Spotlight: Tata Capital declined 1.25%. The company has reported 42.8% rise in consolidated net profit to Rs 1,502 crore on an 8.7% increase in total income to Rs 8,163.29 crore in Q4 FY26 as compared with Q4 FY25. Inventurus Knowledge Solutions rose 0.84% after the company said that its U.S. subsidiary Inventurus Knowledge Solutions has entered into a definitive agreement to acquire TruBridge for $565 million. IT major LTM (formerly LTIMindtree) declined 4.78%. The company reported a 44.57% surge in consolidated net profit to Rs 1,387.3 crore despite a 4.74% jump in revenue from operations to Rs 11,291.7 crore in Q4 FY26 over Q3 FY26.

Operating expense for the period under review was Rs 5,460.01 crore, up 4.8% YoY. Pre-provisioning operating profit improved by 17.6% to Rs 2,703.28 crore in Q4 FY26 from Rs 2,298.78 crore in Q4 FY25. Provisions & write offs fell by 29.1% YoY to Rs 582.23 crore in Q4 FY26. Profit before tax in Q4 FY26 stood at Rs 1,978.48 crore, up by 44.6% from Rs 1,368.50 crore in Q4 FY25. Tata Capital (TCL) is the flagship financial services company of the Tata Group and a subsidiary of Tata Sons. TCL conducts its lending business together with its material subsidiary Tata Capital Housing Finance (TCHFL). TCL offers a comprehensive suite of over 25 lending products, catering to a diverse customer base. In addition to its lending offerings, TCL also distributes third-party products such as insurance and credit cards, provides wealth management services, and acts as a sponsor and investment manager to private equity funds. The scrip fell 1.25% to currently trade at Rs 336.15 on the BSE.

Tata Capital announced that the Board of Directors of the Company at its meeting held on 23 April 2026, inter alia, have recommended the final dividend of Rs 0.57 per equity Share (i.e. 5.7%) , subject to the approval of the shareholders.

Net profit of Tata Capital rose 42.82% to Rs 1502.02 crore in the quarter ended March 2026 as against Rs 1051.70 crore during the previous quarter ended March 2025. Sales rose 9.12% to Rs 8160.10 crore in the quarter ended March 2026 as against Rs 7478.10 crore during the previous quarter ended March 2025. For the full year,net profit rose 32.24% to Rs 4846.10 crore in the year ended March 2026 as against Rs 3664.66 crore during the previous year ended March 2025. Sales rose 11.40% to Rs 31539.89 crore in the year ended March 2026 as against Rs 28311.37 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales8160.107478.10 9 31539.8928311.37 11 OPM %75.1872.30 -73.1871.63 - PBDT2121.051477.49 44 7143.945308.58 35 PBT1978.481368.50 45 6606.424918.56 34 NP1502.021051.70 43 4846.103664.66 32 Powered by Capital Market - Live

Tata Capital will hold a meeting of the Board of Directors of the Company on 23 April 2026.Powered by Capital Market - Live

Tata Capital has allotted 34,300 secured, redeemable, non-convertible debentures of face value of Rs 1 lakh each aggregating to Rs 343 crore on private placement basis on 04 March 2026. Powered by Capital Market - Live

Net profit of Tata Capital rose 16.86% to Rs 1256.87 crore in the quarter ended December 2025 as against Rs 1075.57 crore during the previous quarter ended December 2024. Sales rose 12.27% to Rs 7975.44 crore in the quarter ended December 2025 as against Rs 7103.61 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales7975.447103.61 12 OPM %72.7775.19 - PBDT1880.421513.98 24 PBT1738.731414.66 23 NP1256.871075.57 17 Powered by Capital Market - Live

The company's consolidated interest income increased 10% to Rs 7,242 crore in Q3 FY26 as against Rs 6,585 crore in Q3 FY25. Total revenue from operations rallied 12.27% year on year (YoY) to Rs 7,975.44 crore in Q3 FY26. Profit before tax in Q3 FY26 stood at Rs 1,694.69 crore, up by 19.79% from Rs 1,414.66 crore in Q3 FY25 Assets under management rose 26% year-on-year to Rs 2,34,114 crore as of 31 December 2025, from Rs 1,86,404 crore a year earlier. Annualised operating expenses as a percentage of the average net loan book declined to 2.3% from 2.4% in the year-ago quarter, while the cost-to-income ratio improved to 35.7% from 40.1%. Annualised return on assets rising to 2.3% in Q3FY26 from 2.0% a year earlier, and return on equity inching up to 14.3% from 14.1%. Asset quality remained stable, with gross Stage 3 assets at 1.6% and net Stage 3 assets at 0.6% as of 31 December 2025. The provision coverage ratio stood at 64.5% at the end of the quarter. Tata Capital reported strong growth across its consolidated business, including Motor Finance, in Q3FY26. 'Our AUM grew 7% quarter-on-quarter, and PAT (excluding the impact of new labour codes) rose 18% to Rs 1,290 crore. Our Motor Finance segment achieved PAT breakeven this quarter, and we remain focused on executing our strategic priorities,' said the company. Designated as an upper-layer NBFC in September 2022, Tata Capital offers a portfolio of more than 25 lending products, serving a diverse customer base that includes salaried and self-employed individuals, entrepreneurs, small businesses, SMEs, and corporates. Beyond lending, the company distributes third-party products such as insurance and credit cards, provides wealth management services, and acts as a sponsor and investment manager for private equity funds. Rajiv Sabharwal, managing director (MD) & CEO, Tata Capital said, 'We witnessed sustained business momentum in Q3FY26, with broad-based growth across products. Excluding Motor Finance, AUM grew 26% year-on-year to Rs 2,34,114 crore, and comparable PAT increased by 39% year-on-year to Rs 1,285 crore for Q3FY26. Credit quality continued to remain robust, with early leading indicators reflecting stable portfolio performance across segments. Unsecured retail disbursements, which were moderated earlier as a prudent risk measure, have seen a gradual uptick, with slippages coming down. Our distribution network and strategic focus on digital and GenAI capabilities, continue to drive operating efficiencies. Tata Capital (TCL), the flagship financial services company of the Tata Group, is a subsidiary of Tata Sons and is carrying on business as a NBFC. It is engaged in providing/supplying a wide array of services/products in the financial services sector and operates across various areas of business: Commercial Finance, Consumer Loans, Wealth Services and distribution and marketing of Tata Cards. Powered by Capital Market - Live

Tata Capital will hold a meeting of the Board of Directors of the Company on 19 January 2026.Powered by Capital Market - Live

Tata Capital (TCL) has partnered with the Green Climate Fund (GCF) under its newly approved BEACON INDIA Programme to support early-stage climate-tech start-ups across India. The programme is being implemented in collaboration with the Small Industries Development Bank of India (SIDBI) and TREC-STEP, an innovation and entrepreneurship development organisation. Under this partnership, Tata Capital will receive a first-of-its-kind revolving facility of USD 15.85 million from the GCF, along with an additional USD 3 million grant to make financing more affordable for climate-focused start-ups. The revolving structure means that as start ups repay their loans, Tata Capital will reinvest that money to fund new ventures ensuring the support continues for years to come. In addition, Tata Capital will contribute USD 47.6 million of its own funds, showing its strong commitment towards building India''s climate innovation ecosystem. The initiative is expected to reduce over 1.1 million tonnes of CO'' emissions and benefit nearly 2.9 million people through climate adaptation and mitigation efforts Powered by Capital Market - Live