Tata Capital Ltd

Total revenue from operations rose 15.1% YoY to Rs 8,821.93 crore during the quarter. Profit before tax (PBT) increased 56.21% YoY to Rs 2,159.12 crore in Q1 FY27. Assets under management (AUM) grew 22% to Rs 2,90,502 crore as of 30 June 2026, compared with Rs 2,37,508 crore a year earlier. Excluding the motor finance business, AUM registered a stronger growth of 28% YoY. The company continued to maintain a diversified lending portfolio, with the retail and SME segments accounting for 85.4% of net AUM. Unsecured retail loans constituted 10.3% of net AUM, while disbursements continued to witness healthy momentum during the quarter. Net interest income (NII) rose 25% YoY to Rs 3,571 crore in Q1 FY27. The gross loan book expanded 23% YoY to Rs 2,86,381 crore, reflecting sustained credit demand across key business segments. The NBFC's capital risk adequacy ratio stood at 18.5% as of June 30, 2026, comfortably above the regulatory minimum requirement of 15%. Rajiv Sabharwal, managing director & CEO, Tata Capital said: 'We commenced FY27 on a strong note, with healthy business momentum across our core franchises. Excluding Motor Finance, AUM grew 28% year on year to Rs 2,66,057 crore. Including Motor Finance, we achieved AUM growth of 22% year-on-year and PAT growth of 56% to Rs 1,547 crore. Asset quality trends continue to remain encouraging, underpinned by prudent underwriting and healthy collection efficiencies. Our entry into the gold loan business marks an important step in further diversifying Tata Capital's retail lending portfolio. This business complements our existing product suite and offers significant long-term growth potential, supported by increasing customer preference for high-frequency, secured credit. Going forward, we aim to combine Yogloans' proven expertise with Tata Capital's trusted brand, financial strength, technology and risk management capabilities, to scale the business further. The macroeconomic environment remains favourable, with supportive liquidity conditions and resilient domestic demand providing a strong foundation for economic growth. While external uncertainties persist, the strength of India's fundamentals and the continued momentum in credit demand give us confidence in our ability to grow in a prudent manner.' Tata Capital (TCL) is the flagship financial services company of the Tata Group and a subsidiary of Tata Sons. TCL conducts its lending business together with its material subsidiary Tata Capital Housing Finance (TCHFL). TCL offers a comprehensive suite of over 25 lending products, catering to a diverse customer base. In addition to its lending offerings, TCL also distributes third-party products such as insurance and credit cards, provides wealth management services, and acts as a sponsor and investment manager to private equity funds.Powered by Capital Market - Live

Total revenue from operations rose 15.1% YoY to Rs 8,821.93 crore during the quarter. Profit before tax (PBT) increased 56.21% YoY to Rs 2,159.12 crore in Q1 FY27. Assets under management (AUM) grew 22% to Rs 2,90,502 crore as of 30 June 2026, compared with Rs 2,37,508 crore a year earlier. Excluding the motor finance business, AUM registered a stronger growth of 28% YoY. The company continued to maintain a diversified lending portfolio, with the retail and SME segments accounting for 85.4% of net AUM. Unsecured retail loans constituted 10.3% of net AUM, while disbursements continued to witness healthy momentum during the quarter. Net interest income (NII) rose 25% YoY to Rs 3,571 crore in Q1 FY27. The gross loan book expanded 23% YoY to Rs 2,86,381 crore, reflecting sustained credit demand across key business segments. The NBFC's capital risk adequacy ratio stood at 18.5% as of June 30, 2026, comfortably above the regulatory minimum requirement of 15%. Rajiv Sabharwal, managing director & CEO, Tata Capital said: 'We commenced FY27 on a strong note, with healthy business momentum across our core franchises. Excluding Motor Finance, AUM grew 28% year on year to Rs 2,66,057 crore. Including Motor Finance, we achieved AUM growth of 22% year-on-year and PAT growth of 56% to Rs 1,547 crore. Asset quality trends continue to remain encouraging, underpinned by prudent underwriting and healthy collection efficiencies. Our entry into the gold loan business marks an important step in further diversifying Tata Capital's retail lending portfolio. This business complements our existing product suite and offers significant long-term growth potential, supported by increasing customer preference for high-frequency, secured credit. Going forward, we aim to combine Yogloans' proven expertise with Tata Capital's trusted brand, financial strength, technology and risk management capabilities, to scale the business further. The macroeconomic environment remains favourable, with supportive liquidity conditions and resilient domestic demand providing a strong foundation for economic growth. While external uncertainties persist, the strength of India's fundamentals and the continued momentum in credit demand give us confidence in our ability to grow in a prudent manner.' Tata Capital (TCL) is the flagship financial services company of the Tata Group and a subsidiary of Tata Sons. TCL conducts its lending business together with its material subsidiary Tata Capital Housing Finance (TCHFL). TCL offers a comprehensive suite of over 25 lending products, catering to a diverse customer base. In addition to its lending offerings, TCL also distributes third-party products such as insurance and credit cards, provides wealth management services, and acts as a sponsor and investment manager to private equity funds. The counter advanced 1.21% to settle at Rs 354.95 on the BSE.Powered by Capital Market - Live

Net profit of Tata Capital rose 56.32% to Rs 1547.38 crore in the quarter ended June 2026 as against Rs 989.89 crore during the previous quarter ended June 2025. Sales rose 15.10% to Rs 8821.93 crore in the quarter ended June 2026 as against Rs 7664.81 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales8821.937664.81 15 OPM %75.7172.27 - PBDT2313.451500.24 54 PBT2159.121382.19 56 NP1547.38989.89 56 Powered by Capital Market - Live

Tata Capital has today, 21 July 2026, approved the allotment of USD 400 million 5.332 per cent senior notes due 2030 (Notes) as part of the USD 2 billion medium term note programme established by the Company.

Tata Capital announced that S&P Global Ratings, the credit rating agency, has assigned a rating of 'BBB' in relation to the issuance of USD dollar-denominated senior unsecured notes proposed to be issued by the Company under the US$ 2 billion medium term note programme.

Tata Capital announced that the 35th Annual General Meeting(AGM) of the company will be held on 19 August 2026.

Tata Capital has fixed 27 July 2026 as record date for determining the entitlement of Members to receive the final dividend for the financial year ended 31 March 2026.

Tata Capital will hold a meeting of the Board of Directors of the Company on 28 July 2026.

Tata Capital has allotted 1 lakh Secured Redeemable Non Convertible Debentures of face value of Rs 1 lakh each aggregating to Rs 1,000 crore on private placement basis.

The issuance may be undertaken in one or more tranches through one or more categories of instruments, including secured or unsecured NCDs, subordinated debt, perpetual debt instruments, market-linked debentures and green bonds. The terms of issuance, including tenor, coupon, security structure and other transaction-specific details, will be determined at the time of individual issuances through the relevant offer documents and information memoranda. Tata Capital (TCL) is the flagship financial services company of the Tata Group and a subsidiary of Tata Sons. TCL conducts its lending business together with its material subsidiary Tata Capital Housing Finance (TCHFL). TCL offers a comprehensive suite of over 25 lending products, catering to a diverse customer base. In addition to its lending offerings, TCL also distributes third-party products such as insurance and credit cards, provides wealth management services, and acts as a sponsor and investment manager to private equity funds. The company has reported 42.8% rise in consolidated net profit to Rs 1,502 crore on an 8.7% increase in total income to Rs 8,163.29 crore in Q4 FY26 as compared with Q4 FY25. The scrip rose 0.22% to currently trade at Rs 340.25 on the BSE. Powered by Capital Market - Live