What is the share price of Bajaj Housing Finance Ltd (BAJAJHFL) today?
The share price of BAJAJHFL as on 25th April 2025 is ₹124.07. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Bajaj Housing Finance Ltd (BAJAJHFL) share?
The past returns of Bajaj Housing Finance Ltd (BAJAJHFL) share are- Past 1 week: 1.84%
- Past 1 month: 4.63%
- Past 3 months: 21.22%
- Past 6 months: 0.76%
- Past 1 year: -19.82%
- Past 3 years: N/A%
- Past 5 years: -19.82%
What are the peers or stocks similar to Bajaj Housing Finance Ltd (BAJAJHFL)?
The peers or stocks similar to Bajaj Housing Finance Ltd (BAJAJHFL) include:What is the market cap of Bajaj Housing Finance Ltd (BAJAJHFL) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Bajaj Housing Finance Ltd (BAJAJHFL) is ₹110236.79 Cr as of 25th April 2025.What is the 52 week high and low of Bajaj Housing Finance Ltd (BAJAJHFL) share?
The 52-week high of Bajaj Housing Finance Ltd (BAJAJHFL) is ₹188.50 and the 52-week low is ₹103.10.What is the PE and PB ratio of Bajaj Housing Finance Ltd (BAJAJHFL) stock?
The P/E (price-to-earnings) ratio of Bajaj Housing Finance Ltd (BAJAJHFL) is 50.97. The P/B (price-to-book) ratio is 9.01.Which sector does Bajaj Housing Finance Ltd (BAJAJHFL) belong to?
Bajaj Housing Finance Ltd (BAJAJHFL) belongs to the Financials sector & Consumer Finance sub-sector.How to buy Bajaj Housing Finance Ltd (BAJAJHFL) shares?
You can directly buy Bajaj Housing Finance Ltd (BAJAJHFL) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Bajaj Housing Finance Ltd
BAJAJHFL Share Price
BAJAJHFL Share Price Chart
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BAJAJHFL Performance & Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
50.97 | 9.01 | — |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
17.84 | 2.58 | 0.96% |
BAJAJHFL Analyst Ratings & Forecast
Detailed Forecast from 4 analysts
Price Upside
Earnings Growth
Rev. Growth
BAJAJHFL Company Profile
Bajaj Housing Finance Limited offers a range of housing finance products, including home loans and loans against property, catering to individuals and corporate clients.
Investor Presentation
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BAJAJHFL Stock Summary · January 2025
In Q3 FY25, the company demonstrated robust growth with a 26% increase in Assets Under Management, driven by strategic initiatives in affordable home loans and developer financing, despite competitive pressures compressing net interest margins. Operating efficiency improved significantly, with a targeted reduction in operating expenses, while maintaining a stable asset quality with low non-performing assets. The focus on new verticals and a conservative approach to provisioning positions the company well for future growth, even amid potential economic fluctuations. Management remains optimistic about achieving a 24% to 26% growth in home loans, leveraging digital channels and a strong risk management framework to navigate market dynamics effectively.
Key Points on Bajajhfl Stock
BAJAJHFL Stock Growth Drivers
8Strong Financial Performance
Bajaj Housing Finance reported a robust financial performance in Q3 FY25, achieving a 26% increase
Stable Asset Quality
The company maintained stable asset quality, with Gross Non-Performing Assets (GNPA) at 0.29% and Net
BAJAJHFL Stock Challenges
6Declining Profitability Metrics
The company has experienced a decrease in key profitability metrics, including a slight reduction in
Increasing Non-Performing Assets
The company reported an increase in Net Non-Performing Assets (NNPA) from 10 basis points to
BAJAJHFL Forecasts
Price
Revenue
Earnings
BAJAJHFL Share Price Forecast
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BAJAJHFL Company Revenue Forecast
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BAJAJHFL Stock EPS (Earnings Per Share) Forecast
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BAJAJHFL
Income
Balance Sheet
Cash Flow
BAJAJHFL Income Statement
Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 3.16 | 105.95 | 1,155.75 | 2,646.23 | 3,155.28 | 3,767.13 | 5,665.44 | 7,617.71 | 9,575.96 | 9,575.97 | ||||||||||
Raw Materials | 3.03 | — | — | — | — | — | — | — | 6,764.58 | 6,764.58 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | |||||||||||||
Employee Cost | 18.14 | 218.93 | 248.51 | 245.76 | 348.80 | 435.14 | 465.63 | |||||||||||||
Selling & Administrative Expenses | — | — | — | — | — | — | — | |||||||||||||
Operating & Other expenses | 76.81 | 781.30 | 1,807.13 | 2,274.57 | 2,432.71 | 3,496.84 | 4,951.16 | |||||||||||||
EBITDA | 0.13 | 11.00 | 155.52 | 590.59 | 634.95 | 985.62 | 1,733.46 | 2,200.92 | 2,811.38 | 2,811.39 | ||||||||||
Depreciation/Amortization | 0.01 | 0.15 | 6.82 | 23.14 | 21.77 | 25.76 | 33.40 | 39.60 | 41.15 | 41.15 | ||||||||||
PBIT | 0.12 | 10.85 | 148.70 | 567.45 | 613.18 | 959.86 | 1,700.06 | 2,161.32 | 2,770.23 | 2,770.24 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 0.12 | 10.85 | 148.70 | 567.45 | 613.18 | 959.86 | 1,700.06 | 2,161.32 | 2,770.23 | 2,770.24 | ||||||||||
Taxes & Other Items | 0.00 | 0.70 | 38.90 | 146.12 | 159.99 | 250.24 | 442.26 | 430.10 | 607.33 | 607.33 | ||||||||||
Net Income | 0.12 | 10.15 | 109.80 | 421.33 | 453.19 | 709.62 | 1,257.80 | 1,731.22 | 2,162.90 | 2,162.91 | ||||||||||
EPS | 0.01 | 0.11 | 0.43 | 1.00 | 0.93 | 1.45 | 2.17 | 2.58 | 2.67 | 3.22 | ||||||||||
DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
BAJAJHFL Company Updates
Investor Presentation
BAJAJHFL Past Performance & Peer Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
Bajaj Housing Finance Ltd | 50.97 | 9.01 | — |
Bajaj Finance Ltd | 39.96 | 7.53 | 0.39% |
Jio Financial Services Ltd | 102.23 | 1.18 | 0.19% |
Shriram Finance Ltd | 17.78 | 2.64 | 1.29% |
BAJAJHFL Stock Price Comparison
Compare BAJAJHFL with any stock or ETFBAJAJHFL Shareholdings
BAJAJHFL Promoter Holdings Trend
In last 6 months, promoter holding in the company has almost stayed constant
Pledged promoter holdings is insignificant
BAJAJHFL Institutional Holdings Trend
In last 3 months, retail holding in the company has almost stayed constant
In last 3 months, foreign institutional holding of the company has almost stayed constant
BAJAJHFL Shareholding Pattern
BAJAJHFL Shareholding History
Mutual Funds Invested in BAJAJHFL
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding Bajaj Housing Finance Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0402% | Percentage of the fund’s portfolio invested in the stock 0.51% | Change in the portfolio weight of the stock over the last 3 months -0.46% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 62/91 (-1) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0325% | Percentage of the fund’s portfolio invested in the stock 4.27% | Change in the portfolio weight of the stock over the last 3 months 1.53% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 29/66 (-2) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0322% | Percentage of the fund’s portfolio invested in the stock 0.10% | Change in the portfolio weight of the stock over the last 3 months -0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 46/48 (-2) |
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BAJAJHFL Events
BAJAJHFL Dividend Trend
BAJAJHFL has not given any dividends in last 5 years
Dividends
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BAJAJHFL Dividends
BAJAJHFL Stock News & Opinions
Bajaj Housing Finance announced that the 17th Annual General Meeting(AGM) of the company will be held on 23 July 2025.Powered by Capital Market - Live
Net Interest Income (NII) for Q4 FY25 stood at Rs 823 crore, up 31% as against Rs 629 crore in Q4 FY24. Profit before tax in the March 2025 quarter stood at Rs 719.75 crore, up 47.42% from Rs 488.22 crore posted in the corresponding quarter of the previous fiscal year. The ratio of operating expenses to net total income for Q4 FY25 was 21.7%, reflecting a decline from 27% in Q4 FY24. Loan losses and provisions for Q4 FY25 amounted to Rs 30 crore, compared to Rs 35 crore in Q4 FY24. Assets under management (AUM) grew by 26% to Rs 1,14,684 crore as of 31 March 2025, compared to Rs 91,370 crore as of 31 March 2024. As of 31 March 2025, the gross NPA and net NPA stood at 0.29% and 0.11 %, respectively, compared to 0.27% and 0.10% as of 31 March 2024. The provisioning coverage ratio for stage 3 assets was at 60%. The annualized return on average assets (ROA) for Q4 FY25 was 2.4%, compared with 2% in Q4 FY24. The annualized return on average equity (ROE) for Q4 FY25 was 12.1%, compared to 12.7% in Q3 FY24. The capital adequacy ratio stood at 28.24% as of 31 March 2025, as against the regulatory requirement of 15%. Out of the total CRAR, Tier-1 was 27.72%. On a full-year basis, the company's net profit advanced 24.93% to Rs 2,162.90 crore on a 25.70% jump in revenue from operations to Rs 9,575.61 crore in FY25 over FY24. Bajaj Housing Finance is a non-deposit-taking housing finance company (HFC) registered with the National Housing Bank (NHB) since 2015 and has been offering mortgage loans. Powered by Capital Market - Live
Net profit of Bajaj Housing Finance rose 53.85% to Rs 586.68 crore in the quarter ended March 2025 as against Rs 381.34 crore during the previous quarter ended March 2024. Sales rose 25.78% to Rs 2498.67 crore in the quarter ended March 2025 as against Rs 1986.56 crore during the previous quarter ended March 2024. For the full year,net profit rose 24.94% to Rs 2162.90 crore in the year ended March 2025 as against Rs 1731.22 crore during the previous year ended March 2024. Sales rose 25.71% to Rs 9528.16 crore in the year ended March 2025 as against Rs 7579.35 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales2498.671986.56 26 9528.167579.35 26 OPM %91.3289.48 -92.2690.95 - PBDT730.84498.42 47 2811.382200.92 28 PBT719.75488.22 47 2770.232161.32 28 NP586.68381.34 54 2162.901731.22 25 Powered by Capital Market - Live
Bajaj Housing Finance has allotted 1,50,000 NCDs of face value of Rs 1,00,000 each, aggregating to Rs 1503.04 crore on private placement basis on 09 April 2025. Powered by Capital Market - Live
Assets under management (AUM) grew by 26% to approximately Rs 1,14,680 crore as of 31 March 2025 as compared to Rs 91,370 crore as of 31 March 2024. AUM in Q4 FY25 grew by approximately Rs 6,365 crore. The company's loan assets (AR) stood at approximately Rs 99,500 crore as of 31 March 2025 as compared to Rs 79,301 crore as of 31 March 2024. Meanwhile, the company's board is scheduled to meet on 23rd April 2025, to consider and approve the audited standalone financial results for the quarter and year ended 31 March 2025. Bajaj Housing Finance (BHFL) is India's largest non-deposit-taking housing finance company (HFC) registered with the National Housing Bank (NHB). The company's standalone net profit jumped 25.4% to Rs 548.02 crore on 25.8% increase in total income to Rs 2448.98 crore in Q3 FY25 over Q3 FY24. The counter declined 4.56% to Rs 116.05 on the BSE.Powered by Capital Market - Live
Bajaj Housing Finance will hold a meeting of the Board of Directors of the Company on 23 April 2025.Powered by Capital Market - Live
Net Interest Income (NII) for Q3 FY25 stood at Rs 806 crore, up 24.96% as against Rs 645 crore in Q3 FY24. Profit before tax in the December 2024 quarter stood at Rs 713.02 crore, up 24.68% from Rs 571.86 crore posted in the corresponding quarter of the previous fiscal. The ratio of operating expenses to net total income for Q3 FY25 was 19.8%, reflecting an improvement from 23.2% in Q3 FY24. Loan losses and provisions for Q3 FY25 amounted to Rs 35 crore, compared to Rs 1 crore in Q3 FY24. Assets under management (AUM) grew by 26% to Rs 1,08,314 crore as of 31 December 2024, compared to Rs 85,929 crore as of 31 December 2023. As of 31 December 2024, the gross NPA and net NPA stood at 0.29% and 0.13%, respectively, compared to 0.25% and 0.10% as of 31 December 2023. The provisioning coverage ratio for stage 3 assets was at 55%. The annualized return on average assets for Q3 FY25 was 2.4%, maintaining the same level as in Q3 FY24. The annualized return on average equity for Q3 FY25 was 11.5%, compared to 15.0% in Q3 FY24, driven by primary capital infusion through the IPO of Rs 3,560 crore. The capital adequacy ratio (including Tier-II capital) as of 31 December 2024 stood at 27.86%. Bajaj Housing Finance (BHFL) is India's largest non-deposit-taking housing finance company (HFC) registered with the National Housing Bank (NHB) since 24 September 2015. The company is a part of the Bajaj Group, a diversified business group that has been in existence for a century. It has undertaken mortgage lending since FY2018 and is categorized as an Upper Layer NBFC (NBFC-UL) by the Reserve Bank of India (RBI) since September 2022. BHFL has emerged as the second largest HFC within seven years of commencing mortgage operations. The eighth largest NBFC-ULs by AUMs end March 2024 is the second most profit-making HFC in India, recording the second highest loan disbursement by HFCs in India in FY2024 and Q1 FY2025. It has the second highest AUM per branch and AUM per employee among large HFCs. Shares of Bajaj Housing Finance declined 1.98% to Rs 103.75 on the BSE.Powered by Capital Market - Live
Net profit of Bajaj Housing Finance rose 25.41% to Rs 548.02 crore in the quarter ended December 2024 as against Rs 436.97 crore during the previous quarter ended December 2023. Sales rose 25.91% to Rs 2435.16 crore in the quarter ended December 2024 as against Rs 1934.00 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales2435.161934.00 26 OPM %91.9492.15 - PBDT723.15581.85 24 PBT713.02571.86 25 NP548.02436.97 25 Powered by Capital Market - Live
Bajaj Housing Finance will hold a meeting of the Board of Directors of the Company on 27 January 2025.Powered by Capital Market - Live
Bajaj Housing Finance has allotted 50,000 NCDs at face value of Rs 1 lakh each aggregating to Rs 500 crore on private placement basis on 20 December 2024. Powered by Capital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 45.81%, vs industry avg of 15.17%
Over the last 5 years, market share increased from 0.92% to 3.24%
Over the last 5 years, net income has grown at a yearly rate of 73.6%, vs industry avg of 20.9%