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Bajaj Housing Finance Ltd

BAJAJHFL Share Price

109.380.15% (-0.16)
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With a market cap of ₹91,098 cr, stock is ranked 118

Stock is 2.16x as volatile as Nifty

BAJAJHFL Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹91,098 cr, stock is ranked 118

Stock is 2.16x as volatile as Nifty

BAJAJHFL Performance & Key Metrics

BAJAJHFL Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
38.594.57
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.602.391.00%

BAJAJHFL Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
14%
Analysts have suggested that investors can buy this stock

from 7 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

BAJAJHFL Company Profile

Bajaj Housing Finance Limited offers a range of housing finance products, including home loans and loans against property, catering to individuals and corporate clients.

Investor Presentation

View older View older 

Jul 23, 2025

PDF
View Older Presentations

BAJAJHFL Similar Stocks (Peers)

Compare with peers Compare with peers 

BAJAJHFL Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
38.92
38.92
1Y Return
48.71%
48.71%
Buy Reco %
56.67
56.67
PE Ratio
117.44
117.44
1Y Return
8.57%
8.57%
Buy Reco %
50.00
50.00
PE Ratio
15.60
15.60
1Y Return
24.34%
24.34%
Buy Reco %
90.00
90.00
PE Ratio
33.32
33.32
1Y Return
29.04%
29.04%
Buy Reco %
63.64
63.64
PE Ratio
23.97
23.97
1Y Return
68.11%
68.11%
Buy Reco %
68.75
68.75
Compare with Peers

BAJAJHFL Sentiment Analysis

BAJAJHFL Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

BAJAJHFL Stock Summary · July 2025

In Q1 FY2026, the company demonstrated robust financial performance with a 24% increase in Assets Under Management, driven by competitive pricing strategies amid a moderating real estate market. Despite a 21% rise in Profit After Tax, challenges such as margin compression and rising salary costs pose risks to profitability, particularly in a competitive lending environment. The strategic shift towards non-metro markets and digital initiatives aims to enhance operational efficiency, while a cautious outlook on non-interest income reflects potential liquidity challenges. Management remains optimistic about stabilizing growth and maintaining asset quality, even as they navigate the pressures of a dynamic market landscape.

BAJAJHFL Stock Growth Drivers
BAJAJHFL Stock Growth Drivers
7
  • Strong Financial Performance

    Bajaj Housing Finance Limited reported a 24% growth in Assets Under Management (AUM) for Q1

  • Diversified Product Growth

    The company achieved significant growth across various product segments, with home loans growing by 21%,

BAJAJHFL Stock Challenges
BAJAJHFL Stock Challenges
7
  • Declining Portfolio Yield and Margin Compression

    The company has experienced a decrease in portfolio yield, which fell by 20 basis points

  • Flat AUM Growth Amidst Competitive Pressures

    Despite a 22% year-over-year growth in disbursements, the company's assets under management (AUM) growth has

BAJAJHFL Forecast

BAJAJHFL Forecasts

Price

Revenue

Earnings

BAJAJHFL

BAJAJHFL

Income

Balance Sheet

Cash Flow

BAJAJHFL Income Statement

BAJAJHFL Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 29.33%, vs industry avg of 16.2%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 1.73% to 3.19%

Higher than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 38.7%, vs industry avg of 20.22%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue3.16105.951,155.752,646.233,155.283,767.135,665.447,617.719,575.9610,330.45
Raw Materialssubtract3.037,264.07
Power & Fuel Costsubtract
Employee Costsubtract18.14218.93248.51245.76348.94435.14465.63483.63
Selling & Administrative Expensessubtract
Operating & Other expensessubtract76.81781.301,807.132,274.572,432.573,496.844,951.166,280.95
Depreciation/Amortizationsubtract0.010.156.8223.1421.7725.7633.4039.6041.1544.01
Interest & Other Itemssubtract
Taxes & Other Itemssubtract0.000.7038.90146.12159.99250.24442.26430.10607.33661.41
EPS0.010.110.431.000.931.452.172.582.882.83
DPS0.000.000.000.000.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.000.000.000.000.00

BAJAJHFL Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Jul 23PDF
Jul 23PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Jan 27PDF
Oct 21PDF
 

BAJAJHFL Stock Peers

BAJAJHFL Past Performance & Peer Comparison

BAJAJHFL Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Bajaj Housing Finance Ltd42.124.57
Bajaj Finance Ltd38.926.550.54%
Jio Financial Services Ltd117.441.530.17%
Shriram Finance Ltd15.602.641.25%

BAJAJHFL Stock Price Comparison

Compare BAJAJHFL with any stock or ETF
Compare BAJAJHFL with any stock or ETF
BAJAJHFL
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BAJAJHFL Holdings

BAJAJHFL Shareholdings

BAJAJHFL Promoter Holdings Trend

BAJAJHFL Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

BAJAJHFL Institutional Holdings Trend

BAJAJHFL Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

BAJAJHFL Shareholding Pattern

BAJAJHFL Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding88.70%0.33%0.26%0.86%9.86%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

BAJAJHFL Shareholding History

BAJAJHFL Shareholding History

JunSepDec '24MarJunSep0.00%1.68%1.11%1.12%1.04%0.86%

Mutual Funds Invested in BAJAJHFL

Mutual Funds Invested in BAJAJHFL

No mutual funds holding trends are available

Top 5 Mutual Funds holding Bajaj Housing Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0394%0.45%-0.02%54/57 (-5)
0.0346%0.08%-0.01%49/50 (-1)
0.0301%2.88%-1.50%8/68 (-4)

Compare 3-month MF holding change on Screener

BAJAJHFL Insider Trades & Bulk Stock Deals

BAJAJHFL Insider Trades & Bulk Stock Deals

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smallcases containing BAJAJHFL stock

smallcases containing BAJAJHFL stock

Looks like this stock is not in any smallcase yet.

BAJAJHFL Events

BAJAJHFL Events

BAJAJHFL Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

BAJAJHFL has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

BAJAJHFL Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

BAJAJHFL has not given any dividends in last 5 years

BAJAJHFL Dividends

BAJAJHFL Dividends

Hmm, looks like data is unavailable here. Please come back after some time

BAJAJHFL Stock News & Opinions

BAJAJHFL Stock News & Opinions

Earnings
Bajaj Housing Finance standalone net profit rises 17.84% in the September 2025 quarter

Net profit of Bajaj Housing Finance rose 17.84% to Rs 642.96 crore in the quarter ended September 2025 as against Rs 545.60 crore during the previous quarter ended September 2024. Sales rose 14.10% to Rs 2735.61 crore in the quarter ended September 2025 as against Rs 2397.65 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales2735.612397.65 14 OPM %91.4793.06 - PBDT844.36717.61 18 PBT832.66707.59 18 NP642.96545.60 18 Powered by Capital Market - Live

12 hours agoCapital Market - Live
Corporate
Bajaj Housing Finance to conduct board meeting

Bajaj Housing Finance will hold a meeting of the Board of Directors of the Company on 6 November 2025.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Earnings
Bajaj Housing Finance standalone net profit rises 20.86% in the June 2025 quarter

Net profit of Bajaj Housing Finance rose 20.86% to Rs 583.30 crore in the quarter ended June 2025 as against Rs 482.61 crore during the previous quarter ended June 2024. Sales rose 18.67% to Rs 2606.86 crore in the quarter ended June 2025 as against Rs 2196.69 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales2606.862196.69 19 OPM %90.9692.80 - PBDT768.03639.79 20 PBT756.94629.88 20 NP583.30482.61 21 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Bajaj Housing allots NCDs aggregating Rs 1000 cr

Bajaj Housing Finance has allotted 1,00,000 Secured Redeemable Non-Convertible Debentures of face value of Rs 1 lakh each aggregating to Rs 1000 crore on private placement basis on 17 July 2025. Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Bajaj Housing Finance to discuss results

Bajaj Housing Finance will hold a meeting of the Board of Directors of the Company on 23 July 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Bajaj Housing Finance allots NCDs aggregating Rs 3,500 cr

Bajaj Housing Finance has allotted 3,50,000 Secured Redeemable Non-Convertible Debentures (NCDs) at face value of Rs 1,00,000 each, aggregating to Rs 3500 crore on private placement basis on 12 June 2025. Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Bajaj Housing Finance allots NCDs aggregating Rs 500 cr

Bajaj Housing Finance has allotted 50,000 non convertible debentures at face value of Rs 1 lakh each aggregating to Rs 500.9790 crore on private placement basis on 05 June 2025. Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
Bajaj Housing allots NCDs aggregating Rs 1000 cr

Bajaj Housing has allotted 1,00,000 non convertible debentures of face value of Rs 1000 each aggregating to Rs 1000 crore on private placement basis on 02 May 2025. Powered by Capital Market - Live

6 months agoCapital Market - Live
Corporate
Bajaj Housing Finance to conduct AGM

Bajaj Housing Finance announced that the 17th Annual General Meeting(AGM) of the company will be held on 23 July 2025.Powered by Capital Market - Live

6 months agoCapital Market - Live
Spotlight
Bajaj Housing Finance gains as Q4 PAT rallies 54% YoY to Rs 587 crore

Net Interest Income (NII) for Q4 FY25 stood at Rs 823 crore, up 31% as against Rs 629 crore in Q4 FY24. Profit before tax in the March 2025 quarter stood at Rs 719.75 crore, up 47.42% from Rs 488.22 crore posted in the corresponding quarter of the previous fiscal year. The ratio of operating expenses to net total income for Q4 FY25 was 21.7%, reflecting a decline from 27% in Q4 FY24. Loan losses and provisions for Q4 FY25 amounted to Rs 30 crore, compared to Rs 35 crore in Q4 FY24. Assets under management (AUM) grew by 26% to Rs 1,14,684 crore as of 31 March 2025, compared to Rs 91,370 crore as of 31 March 2024. As of 31 March 2025, the gross NPA and net NPA stood at 0.29% and 0.11 %, respectively, compared to 0.27% and 0.10% as of 31 March 2024. The provisioning coverage ratio for stage 3 assets was at 60%. The annualized return on average assets (ROA) for Q4 FY25 was 2.4%, compared with 2% in Q4 FY24. The annualized return on average equity (ROE) for Q4 FY25 was 12.1%, compared to 12.7% in Q3 FY24. The capital adequacy ratio stood at 28.24% as of 31 March 2025, as against the regulatory requirement of 15%. Out of the total CRAR, Tier-1 was 27.72%. On a full-year basis, the company's net profit advanced 24.93% to Rs 2,162.90 crore on a 25.70% jump in revenue from operations to Rs 9,575.61 crore in FY25 over FY24. Bajaj Housing Finance is a non-deposit-taking housing finance company (HFC) registered with the National Housing Bank (NHB) since 2015 and has been offering mortgage loans. Powered by Capital Market - Live

6 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Bajaj Housing Finance Ltd (BAJAJHFL) today?

    The share price of BAJAJHFL as on 6th November 2025 is ₹109.38. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Bajaj Housing Finance Ltd (BAJAJHFL) share?

    The past returns of Bajaj Housing Finance Ltd (BAJAJHFL) share are
    • Past 1 week: -0.69%
    • Past 1 month: -2.98%
    • Past 3 months: -3.46%
    • Past 6 months: -7.52%
    • Past 1 year: -20.54%
    • Past 3 years: N/A%
    • Past 5 years: -33.71%

  3. What are the peers or stocks similar to Bajaj Housing Finance Ltd (BAJAJHFL)?
  4. What is the market cap of Bajaj Housing Finance Ltd (BAJAJHFL) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Bajaj Housing Finance Ltd (BAJAJHFL) is ₹91098.32 Cr as of 6th November 2025.

  5. What is the 52 week high and low of Bajaj Housing Finance Ltd (BAJAJHFL) share?

    The 52-week high of Bajaj Housing Finance Ltd (BAJAJHFL) is ₹147.70 and the 52-week low is ₹103.10.

  6. What is the PE and PB ratio of Bajaj Housing Finance Ltd (BAJAJHFL) stock?

    The P/E (price-to-earnings) ratio of Bajaj Housing Finance Ltd (BAJAJHFL) is 42.12. The P/B (price-to-book) ratio is 4.57.

  7. Which sector does Bajaj Housing Finance Ltd (BAJAJHFL) belong to?

    Bajaj Housing Finance Ltd (BAJAJHFL) belongs to the Financials sector & Consumer Finance sub-sector.

  8. How to buy Bajaj Housing Finance Ltd (BAJAJHFL) shares?

    You can directly buy Bajaj Housing Finance Ltd (BAJAJHFL) shares on Tickertape. Simply sign up, connect your demat account and place your order.