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Bajaj Housing Finance Ltd

BAJAJHFL Share Price

96.200.11% (-0.11)
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With a market cap of ₹80,212 cr, stock is ranked 135

Stock is 2.26x as volatile as Nifty

BAJAJHFL Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹80,212 cr, stock is ranked 135

Stock is 2.26x as volatile as Nifty

BAJAJHFL Performance & Key Metrics

BAJAJHFL Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
33.974.02
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.902.430.98%

BAJAJHFL Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
25%
Analysts have suggested that investors can buy this stock

from 8 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

BAJAJHFL Company Profile

Bajaj Housing Finance Limited offers a range of housing finance products, including home loans and loans against property, catering to individuals and corporate clients.

Investor Presentation

View older View older 

Jul 23, 2025

PDF
View Older Presentations

BAJAJHFL Similar Stocks (Peers)

Compare with peers Compare with peers 

BAJAJHFL Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
38.44
38.44
1Y Return
52.69%
52.69%
Buy Reco %
51.72
51.72
PE Ratio
119.08
119.08
1Y Return
12.44%
12.44%
Buy Reco %
50.00
50.00
PE Ratio
16.31
16.31
1Y Return
32.20%
32.20%
Buy Reco %
90.00
90.00
PE Ratio
27.87
27.87
1Y Return
90.06%
90.06%
Buy Reco %
68.75
68.75
PE Ratio
33.17
33.17
1Y Return
29.67%
29.67%
Buy Reco %
59.38
59.38
Compare with Peers

BAJAJHFL Sentiment Analysis

BAJAJHFL Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

BAJAJHFL Stock Summary · November 2025

Bajaj Housing Finance demonstrated robust financial health with a 24% year-over-year growth in assets under management and an 18% increase in profit after tax, despite facing challenges such as declining return on equity and margin compression due to competitive pressures. The company is strategically enhancing customer engagement through technology while focusing on a balanced portfolio of prime and non-prime assets to navigate a competitive landscape, particularly in the home loan segment. While high attrition rates and regulatory caps pose constraints, management remains optimistic about long-term growth potential driven by low mortgage penetration in India. The emphasis on operational efficiency and tailored products for affordable housing reflects a commitment to sustainable growth amidst evolving market dynamics.

BAJAJHFL Stock Growth Drivers
BAJAJHFL Stock Growth Drivers
7
  • Strong Financial Performance

    Bajaj Housing Finance Limited reported significant growth in its financial metrics for Q2 FY '26.

  • Increased Disbursements and Cost of Funds Improvement

    In Q2 FY '26, disbursements increased by 32%, rising from INR 12,000 crores to approximately

BAJAJHFL Stock Challenges
BAJAJHFL Stock Challenges
6
  • Decline in Key Financial Metrics

    The company has experienced a decline in its Return on Equity (ROE) from 13.3% in

  • Margin Compression and Guidance

    The company is facing expectations of margin compression, with guidance indicating a projected decline of

BAJAJHFL Forecast

BAJAJHFL Forecasts

Price

Revenue

Earnings

BAJAJHFL

BAJAJHFL

Income

Balance Sheet

Cash Flow

BAJAJHFL Income Statement

BAJAJHFL Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 29.33%, vs industry avg of 16.73%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 1.63% to 2.92%

Higher than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 38.7%, vs industry avg of 21.54%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue3.16105.951,155.752,646.233,155.283,767.135,665.447,617.719,575.9610,330.45
Raw Materialssubtract3.037,264.07
Power & Fuel Costsubtract
Employee Costsubtract18.14218.93248.51245.76348.94435.14465.63483.63
Selling & Administrative Expensessubtract
Operating & Other expensessubtract76.81781.301,807.132,274.572,432.573,496.844,951.166,280.95
Depreciation/Amortizationsubtract0.010.156.8223.1421.7725.7633.4039.6041.1544.01
Interest & Other Itemssubtract
Taxes & Other Itemssubtract0.000.7038.90146.12159.99250.24442.26430.10607.33661.41
EPS0.010.110.431.000.931.452.172.582.882.83
DPS0.000.000.000.000.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.000.000.000.000.00

BAJAJHFL Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Jul 23PDF
Jul 23PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Jan 27PDF
Oct 21PDF
 

BAJAJHFL Stock Peers

BAJAJHFL Past Performance & Peer Comparison

BAJAJHFL Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Bajaj Housing Finance Ltd37.094.02
Bajaj Finance Ltd38.446.460.54%
Jio Financial Services Ltd119.081.550.17%
Shriram Finance Ltd16.312.761.19%

BAJAJHFL Stock Price Comparison

Compare BAJAJHFL with any stock or ETF
Compare BAJAJHFL with any stock or ETF
BAJAJHFL
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BAJAJHFL Holdings

BAJAJHFL Shareholdings

BAJAJHFL Promoter Holdings Trend

BAJAJHFL Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

BAJAJHFL Institutional Holdings Trend

BAJAJHFL Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

BAJAJHFL Shareholding Pattern

BAJAJHFL Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding88.70%0.33%0.26%0.86%9.86%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

BAJAJHFL Shareholding History

BAJAJHFL Shareholding History

JunSepDec '24MarJunSep0.00%1.68%1.11%1.12%1.04%0.86%

Mutual Funds Invested in BAJAJHFL

Mutual Funds Invested in BAJAJHFL

No mutual funds holding trends are available

Top 5 Mutual Funds holding Bajaj Housing Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0443%0.44%-0.02%53/57 (-4)
0.0392%0.08%-0.01%53/54 (-4)
0.0312%0.42%-0.03%53/56 (-4)

Compare 3-month MF holding change on Screener

BAJAJHFL Insider Trades & Bulk Stock Deals

BAJAJHFL Insider Trades & Bulk Stock Deals

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smallcases containing BAJAJHFL stock

smallcases containing BAJAJHFL stock

Looks like this stock is not in any smallcase yet.

BAJAJHFL Events

BAJAJHFL Events

BAJAJHFL Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

BAJAJHFL has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

BAJAJHFL Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

BAJAJHFL has not given any dividends in last 5 years

BAJAJHFL Dividends

BAJAJHFL Dividends

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BAJAJHFL Stock News & Opinions

BAJAJHFL Stock News & Opinions

Spotlight
Bajaj Housing Finance Ltd leads losers in 'A' group

Thangamayil Jewellery Ltd, Garden Reach Shipbuilders & Engineers Ltd, V I P Industries Ltd and Welspun Living Ltd are among the other losers in the BSE's 'A' group today, 02 December 2025.Bajaj Housing Finance Ltd lost 6.65% to Rs 97.55 at 14:46 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 465.8 lakh shares were traded on the counter so far as against the average daily volumes of 4.44 lakh shares in the past one month.Thangamayil Jewellery Ltd crashed 6.22% to Rs 3151.8. The stock was the second biggest loser in 'A' group.On the BSE, 12324 shares were traded on the counter so far as against the average daily volumes of 21677 shares in the past one month.Garden Reach Shipbuilders & Engineers Ltd tumbled 4.82% to Rs 2602.3. The stock was the third biggest loser in 'A' group.On the BSE, 78840 shares were traded on the counter so far as against the average daily volumes of 1.26 lakh shares in the past one month.V I P Industries Ltd dropped 4.20% to Rs 351. The stock was the fourth biggest loser in 'A' group.On the BSE, 19475 shares were traded on the counter so far as against the average daily volumes of 41627 shares in the past one month.Welspun Living Ltd corrected 4.09% to Rs 136.15. The stock was the fifth biggest loser in 'A' group.On the BSE, 1.74 lakh shares were traded on the counter so far as against the average daily volumes of 3.7 lakh shares in the past one month.Powered by Capital Market - Live

2 days agoCapital Market - Live
Spotlight
Volumes spurt at Bajaj Housing Finance Ltd counter

Gujarat State Petronet Ltd, Akzo Nobel India Ltd, Gujarat Gas Ltd, Wockhardt Ltd are among the other stocks to see a surge in volumes on NSE today, 02 December 2025.Bajaj Housing Finance Ltd registered volume of 4209.01 lakh shares by 14:14 IST on NSE, a 114.86 fold spurt over two-week average daily volume of 36.64 lakh shares. The stock slipped 6.94% to Rs.97.24. Volumes stood at 36.6 lakh shares in the last session.Gujarat State Petronet Ltd recorded volume of 232.29 lakh shares by 14:14 IST on NSE, a 60.33 times surge over two-week average daily volume of 3.85 lakh shares. The stock gained 4.47% to Rs.303.60. Volumes stood at 1.25 lakh shares in the last session.Akzo Nobel India Ltd recorded volume of 5.12 lakh shares by 14:14 IST on NSE, a 25.28 times surge over two-week average daily volume of 20245 shares. The stock gained 7.96% to Rs.3,562.00. Volumes stood at 15705 shares in the last session.Gujarat Gas Ltd notched up volume of 17.37 lakh shares by 14:14 IST on NSE, a 11.07 fold spurt over two-week average daily volume of 1.57 lakh shares. The stock rose 2.08% to Rs.404.85. Volumes stood at 1.07 lakh shares in the last session.Wockhardt Ltd recorded volume of 143.23 lakh shares by 14:14 IST on NSE, a 8.28 times surge over two-week average daily volume of 17.30 lakh shares. The stock gained 2.00% to Rs.1,501.70. Volumes stood at 131.92 lakh shares in the last session.Powered by Capital Market - Live

2 days agoCapital Market - Live
Spotlight
Volumes spurt at Bajaj Housing Finance Ltd counter

Atul Ltd, Jubilant Foodworks Ltd, Wockhardt Ltd, Gujarat State Petronet Ltd are among the other stocks to see a surge in volumes on BSE today, 02 December 2025.Bajaj Housing Finance Ltd registered volume of 410.81 lakh shares by 10:46 IST on BSE, a 101.22 fold spurt over two-week average daily volume of 4.06 lakh shares. The stock slipped 6.70% to Rs.97.50. Volumes stood at 5.56 lakh shares in the last session.Atul Ltd notched up volume of 13680 shares by 10:46 IST on BSE, a 14.16 fold spurt over two-week average daily volume of 966 shares. The stock slipped 1.05% to Rs.5,742.75. Volumes stood at 423 shares in the last session.Jubilant Foodworks Ltd recorded volume of 5.85 lakh shares by 10:46 IST on BSE, a 12.25 times surge over two-week average daily volume of 47745 shares. The stock lost 1.02% to Rs.603.70. Volumes stood at 23800 shares in the last session.Wockhardt Ltd saw volume of 8.95 lakh shares by 10:46 IST on BSE, a 11.81 fold spurt over two-week average daily volume of 75810 shares. The stock increased 3.25% to Rs.1,518.65. Volumes stood at 5.29 lakh shares in the last session.Gujarat State Petronet Ltd saw volume of 3.57 lakh shares by 10:46 IST on BSE, a 10.1 fold spurt over two-week average daily volume of 35333 shares. The stock increased 6.11% to Rs.308.40. Volumes stood at 4213 shares in the last session.Powered by Capital Market - Live

2 days agoCapital Market - Live
Spotlight
Bajaj Housing drops after block deal

The company's promoter, Bajaj Finance, has likely offloaded about 2% of the equity in the transaction. Bajaj Finance currently owns 88.70% of the company, amounting to more than 739 crore shares. The block is reported to have cleared at around Rs 95 a share, marking a 9.08% discount to the previous day's NSE close of Rs 104.59. The sale comes a day after Bajaj Finance disclosed plans to divest up to 2% of its stake through open-market transactions to help Bajaj Housing Finance meet minimum public shareholding norms. The promoter aims to sell as many as 16.66 crore shares between 2 December 2025 and 28 February 2026 or until the full planned amount is exhausted. Bajaj Housing Finance is registered with National Housing Bank (NHB) as a non-deposit taking housing finance company and has been engaged in the business of mortgage lending since FY2018. It is subsidiary of Bajaj Finance and part of Bajaj group. It got listed on the exchanges in September 2024 through an Initial Public Offering (IPO). Profit after tax increased by 18% YoY in Q2FY26 to Rs 643 crore. Net interest income increased by 34% YoY in Q2FY26 to Rs 956 crore. Assets under management grew by 24% YoY to Rs 1,26,749 crore as of 30 September 2025 from Rs 1,02,569 crore as of 30 September 2024. Powered by Capital Market - Live

2 days agoCapital Market - Live
Corporate
Bajaj Finance to divest up to 2% stake in Bajaj Housing Finance

Bajaj Housing Finance announced that Bajaj Finance proposed to divest up to 2% of its equity shareholding of the company not exceeding in aggregate up to 16,66,00,000 share in one or more tranches in the open market for achieving minimum public shareholding. Bajaj Finance the promoter of the company holds 7,39,10,03,845 equity shares aggregating 88.70% of the total paid up capital of the company, as on date. Powered by Capital Market - Live

3 days agoCapital Market - Live
Earnings
Bajaj Housing Finance standalone net profit rises 17.84% in the September 2025 quarter

Net profit of Bajaj Housing Finance rose 17.84% to Rs 642.96 crore in the quarter ended September 2025 as against Rs 545.60 crore during the previous quarter ended September 2024. Sales rose 14.10% to Rs 2735.61 crore in the quarter ended September 2025 as against Rs 2397.65 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales2735.612397.65 14 OPM %91.4793.06 - PBDT844.36717.61 18 PBT832.66707.59 18 NP642.96545.60 18 Powered by Capital Market - Live

4 weeks agoCapital Market - Live
Corporate
Bajaj Housing Finance to conduct board meeting

Bajaj Housing Finance will hold a meeting of the Board of Directors of the Company on 6 November 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Bajaj Housing Finance standalone net profit rises 20.86% in the June 2025 quarter

Net profit of Bajaj Housing Finance rose 20.86% to Rs 583.30 crore in the quarter ended June 2025 as against Rs 482.61 crore during the previous quarter ended June 2024. Sales rose 18.67% to Rs 2606.86 crore in the quarter ended June 2025 as against Rs 2196.69 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales2606.862196.69 19 OPM %90.9692.80 - PBDT768.03639.79 20 PBT756.94629.88 20 NP583.30482.61 21 Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Bajaj Housing allots NCDs aggregating Rs 1000 cr

Bajaj Housing Finance has allotted 1,00,000 Secured Redeemable Non-Convertible Debentures of face value of Rs 1 lakh each aggregating to Rs 1000 crore on private placement basis on 17 July 2025. Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Bajaj Housing Finance to discuss results

Bajaj Housing Finance will hold a meeting of the Board of Directors of the Company on 23 July 2025.Powered by Capital Market - Live

5 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Bajaj Housing Finance Ltd (BAJAJHFL) today?

    The share price of BAJAJHFL as on 5th December 2025 is ₹96.20. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Bajaj Housing Finance Ltd (BAJAJHFL) share?

    The past returns of Bajaj Housing Finance Ltd (BAJAJHFL) share are
    • Past 1 week: -7.96%
    • Past 1 month: -11.77%
    • Past 3 months: -14.01%
    • Past 6 months: -20.90%
    • Past 1 year: -30.41%
    • Past 3 years: N/A%
    • Past 5 years: -41.63%

  3. What are the peers or stocks similar to Bajaj Housing Finance Ltd (BAJAJHFL)?
  4. What is the market cap of Bajaj Housing Finance Ltd (BAJAJHFL) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Bajaj Housing Finance Ltd (BAJAJHFL) is ₹80212.83 Cr as of 5th December 2025.

  5. What is the 52 week high and low of Bajaj Housing Finance Ltd (BAJAJHFL) share?

    The 52-week high of Bajaj Housing Finance Ltd (BAJAJHFL) is ₹147.70 and the 52-week low is ₹95.

  6. What is the PE and PB ratio of Bajaj Housing Finance Ltd (BAJAJHFL) stock?

    The P/E (price-to-earnings) ratio of Bajaj Housing Finance Ltd (BAJAJHFL) is 37.09. The P/B (price-to-book) ratio is 4.02.

  7. Which sector does Bajaj Housing Finance Ltd (BAJAJHFL) belong to?

    Bajaj Housing Finance Ltd (BAJAJHFL) belongs to the Financials sector & Consumer Finance sub-sector.

  8. How to buy Bajaj Housing Finance Ltd (BAJAJHFL) shares?

    You can directly buy Bajaj Housing Finance Ltd (BAJAJHFL) shares on Tickertape. Simply sign up, connect your demat account and place your order.