Bajaj Housing Finance Ltd

The company posted a profit before exceptional items and tax of Rs 877.68 crore in Q3 FY26 versus Rs 713.02 crore a year ago. Exceptional items of Rs 13.14 crore were due to a one-time higher gratuity provision linked to New Labour Code changes. The company reported strong quarterly performance for Q3 FY26, with assets under management (AUM) rising 23% to Rs 1,33,412 crore as of 31 December 2025, up from Rs 1,08,314 crore a year ago. Net interest income rose 19% YoY to Rs 963 crore in Q3 FY26 from Rs 806 crore in Q3 FY25, while net total income climbed 24% to Rs 1,153 crore from Rs 933 crore. The operating expense ratio improved to 19% from 19.8% in the year-ago quarter. Loan losses and provisions rose to Rs 56 crore in Q3 FY26 from Rs 35 crore in Q3 FY25, including a Rs 10 crore management overlay release. Asset quality remained healthy, with gross and net NPAs at 0.27% and 0.11% as of 31 December 2025, compared with 0.29% and 0.13% a year ago. The provisioning coverage ratio on stage-3 assets stood at 59%, while the capital adequacy ratio, including Tier-II capital, was 23.15%. The company continues to enjoy the highest credit ratings of AAA/Stable for its long-term debt program and A1+ for short-term debt from CRISIL and India Ratings. Bajaj Housing Finance is a non-deposit-taking housing finance company (HFC) registered with the National Housing Bank (NHB) since 2015 and has been offering mortgage loans.Powered by Capital Market - Live

Net profit of Bajaj Housing Finance rose 21.33% to Rs 664.89 crore in the quarter ended December 2025 as against Rs 548.02 crore during the previous quarter ended December 2024. Sales rose 18.17% to Rs 2877.69 crore in the quarter ended December 2025 as against Rs 2435.16 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales2877.692435.16 18 OPM %91.1591.94 - PBDT889.70723.15 23 PBT877.68713.02 23 NP664.89548.02 21 Powered by Capital Market - Live

Net Interest Income (NII) for Q3 FY26 stood at Rs 963 crore, up 19% as against Rs 806 crore in Q3 FY25. Profit before tax in the December 2025 quarter stood at Rs 864.54 crore, up 21.25% from Rs 713.02 crore posted in the corresponding quarter of the previous fiscal year. The company reported strong quarterly performance for Q3 FY26, with assets under management (AUM) rising 23% to Rs 1,33,412 crore as of 31 December 2025, up from Rs 1,08,314 crore a year ago. Net interest income grew 19% to Rs 963 crore in Q3 FY26 from Rs 806 crore in Q3 FY25, while net total income surged 24% to Rs 1,153 crore from Rs 933 crore. Operating expenses to net total income improved to 19% from 19.8% in the year-ago period. Exceptional items of Rs 13.14 crore included a one-time impact from higher gratuity liability following changes in the New Labour Codes issued by the government in November 2025. Loan losses and provisions increased to Rs 56 crore in Q3 FY26 from Rs 35 crore in Q3 FY25, including a Rs 10 crore management overlay release. The asset quality remained healthy, with gross and net NPA at 0.27% and 0.11% as of 31 December 2025, versus 0.29% and 0.13% a year ago. The provisioning coverage ratio on stage-3 assets stood at 59%. The capital adequacy ratio, including Tier-II capital, was 23.15%. The company continues to enjoy the highest credit ratings of AAA/Stable for its long-term debt programme and A1+ for short-term debt from CRISIL and India Ratings. Bajaj Housing Finance is a non-deposit-taking housing finance company (HFC) registered with the National Housing Bank (NHB) since 2015 and has been offering mortgage loans. Shares of Bajaj Housing Finance shed 0.06% to end at Rs 89.63 on the BSE. Powered by Capital Market - Live

The board of Bajaj Housing Finance at its meeting held on 02 February 2025 has approved the appointment of Ajay Kumar Chaudhary (DIN -09498080) as an Additional Director (Independent) of the Company w.e.f. 1 March 2026 for a tenure of 5 consecutive years subject to approval of members. Powered by Capital Market - Live

Bajaj Housing Finance will hold a meeting of the Board of Directors of the Company on 2 February 2026.Powered by Capital Market - Live

Assets under management (AUM) grew by 23% to approximately Rs 1,33,400 crore as of 31 December 2025 as compared to Rs 1,08,314 crore as of 31 December 2024. Accordingly, AUM in Q3 FY26 grew by approximately Rs 6,652 crore. The company's loan assets (AR) stood at approximately Rs 1,17,290 crore as of 31 December 2025 as compared to Rs 95,570 crore as of 31 December 2024, up 22.7% YoY. Bajaj Housing Finance is registered with National Housing Bank (NHB) as a non-deposit taking housing finance company and has been engaged in the business of mortgage lending since FY2018. It is subsidiary of Bajaj Finance and part of Bajaj group. It got listed on the exchanges in September 2024 through an Initial Public Offering (IPO). The company had reported 18% rise in net profit to Rs 643 crore on a 34% increase in net interest income to Rs 956 crore in Q2 FY26 as compared with Q2 FY25. The scrip rose 0.40% to currently trade at Rs 96.99 on the BSE. Powered by Capital Market - Live

Thangamayil Jewellery Ltd, Garden Reach Shipbuilders & Engineers Ltd, V I P Industries Ltd and Welspun Living Ltd are among the other losers in the BSE's 'A' group today, 02 December 2025.Bajaj Housing Finance Ltd lost 6.65% to Rs 97.55 at 14:46 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 465.8 lakh shares were traded on the counter so far as against the average daily volumes of 4.44 lakh shares in the past one month.Thangamayil Jewellery Ltd crashed 6.22% to Rs 3151.8. The stock was the second biggest loser in 'A' group.On the BSE, 12324 shares were traded on the counter so far as against the average daily volumes of 21677 shares in the past one month.Garden Reach Shipbuilders & Engineers Ltd tumbled 4.82% to Rs 2602.3. The stock was the third biggest loser in 'A' group.On the BSE, 78840 shares were traded on the counter so far as against the average daily volumes of 1.26 lakh shares in the past one month.V I P Industries Ltd dropped 4.20% to Rs 351. The stock was the fourth biggest loser in 'A' group.On the BSE, 19475 shares were traded on the counter so far as against the average daily volumes of 41627 shares in the past one month.Welspun Living Ltd corrected 4.09% to Rs 136.15. The stock was the fifth biggest loser in 'A' group.On the BSE, 1.74 lakh shares were traded on the counter so far as against the average daily volumes of 3.7 lakh shares in the past one month.Powered by Capital Market - Live

Gujarat State Petronet Ltd, Akzo Nobel India Ltd, Gujarat Gas Ltd, Wockhardt Ltd are among the other stocks to see a surge in volumes on NSE today, 02 December 2025.Bajaj Housing Finance Ltd registered volume of 4209.01 lakh shares by 14:14 IST on NSE, a 114.86 fold spurt over two-week average daily volume of 36.64 lakh shares. The stock slipped 6.94% to Rs.97.24. Volumes stood at 36.6 lakh shares in the last session.Gujarat State Petronet Ltd recorded volume of 232.29 lakh shares by 14:14 IST on NSE, a 60.33 times surge over two-week average daily volume of 3.85 lakh shares. The stock gained 4.47% to Rs.303.60. Volumes stood at 1.25 lakh shares in the last session.Akzo Nobel India Ltd recorded volume of 5.12 lakh shares by 14:14 IST on NSE, a 25.28 times surge over two-week average daily volume of 20245 shares. The stock gained 7.96% to Rs.3,562.00. Volumes stood at 15705 shares in the last session.Gujarat Gas Ltd notched up volume of 17.37 lakh shares by 14:14 IST on NSE, a 11.07 fold spurt over two-week average daily volume of 1.57 lakh shares. The stock rose 2.08% to Rs.404.85. Volumes stood at 1.07 lakh shares in the last session.Wockhardt Ltd recorded volume of 143.23 lakh shares by 14:14 IST on NSE, a 8.28 times surge over two-week average daily volume of 17.30 lakh shares. The stock gained 2.00% to Rs.1,501.70. Volumes stood at 131.92 lakh shares in the last session.Powered by Capital Market - Live

Atul Ltd, Jubilant Foodworks Ltd, Wockhardt Ltd, Gujarat State Petronet Ltd are among the other stocks to see a surge in volumes on BSE today, 02 December 2025.Bajaj Housing Finance Ltd registered volume of 410.81 lakh shares by 10:46 IST on BSE, a 101.22 fold spurt over two-week average daily volume of 4.06 lakh shares. The stock slipped 6.70% to Rs.97.50. Volumes stood at 5.56 lakh shares in the last session.Atul Ltd notched up volume of 13680 shares by 10:46 IST on BSE, a 14.16 fold spurt over two-week average daily volume of 966 shares. The stock slipped 1.05% to Rs.5,742.75. Volumes stood at 423 shares in the last session.Jubilant Foodworks Ltd recorded volume of 5.85 lakh shares by 10:46 IST on BSE, a 12.25 times surge over two-week average daily volume of 47745 shares. The stock lost 1.02% to Rs.603.70. Volumes stood at 23800 shares in the last session.Wockhardt Ltd saw volume of 8.95 lakh shares by 10:46 IST on BSE, a 11.81 fold spurt over two-week average daily volume of 75810 shares. The stock increased 3.25% to Rs.1,518.65. Volumes stood at 5.29 lakh shares in the last session.Gujarat State Petronet Ltd saw volume of 3.57 lakh shares by 10:46 IST on BSE, a 10.1 fold spurt over two-week average daily volume of 35333 shares. The stock increased 6.11% to Rs.308.40. Volumes stood at 4213 shares in the last session.Powered by Capital Market - Live

The company's promoter, Bajaj Finance, has likely offloaded about 2% of the equity in the transaction. Bajaj Finance currently owns 88.70% of the company, amounting to more than 739 crore shares. The block is reported to have cleared at around Rs 95 a share, marking a 9.08% discount to the previous day's NSE close of Rs 104.59. The sale comes a day after Bajaj Finance disclosed plans to divest up to 2% of its stake through open-market transactions to help Bajaj Housing Finance meet minimum public shareholding norms. The promoter aims to sell as many as 16.66 crore shares between 2 December 2025 and 28 February 2026 or until the full planned amount is exhausted. Bajaj Housing Finance is registered with National Housing Bank (NHB) as a non-deposit taking housing finance company and has been engaged in the business of mortgage lending since FY2018. It is subsidiary of Bajaj Finance and part of Bajaj group. It got listed on the exchanges in September 2024 through an Initial Public Offering (IPO). Profit after tax increased by 18% YoY in Q2FY26 to Rs 643 crore. Net interest income increased by 34% YoY in Q2FY26 to Rs 956 crore. Assets under management grew by 24% YoY to Rs 1,26,749 crore as of 30 September 2025 from Rs 1,02,569 crore as of 30 September 2024. Powered by Capital Market - Live