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Bajaj Housing Finance Ltd

Bajaj Housing Finance Ltd

BAJAJHFL Share Price

NSE
85.583.51% (+2.90)
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With a market cap of ₹71,277 cr, stock is ranked 161

Stock is 1.64x as volatile as Nifty

BAJAJHFL Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹71,277 cr, stock is ranked 161

Stock is 1.64x as volatile as Nifty

BAJAJHFL Performance & Key Metrics

BAJAJHFL Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
26.473.16
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.182.081.18%

BAJAJHFL Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
41%
Analysts have suggested that investors can buy this stock

from 17 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

BAJAJHFL Company Profile

Bajaj Housing Finance Limited offers a range of housing finance products, including home loans and loans against property, catering to individuals and corporate clients.

Investor Presentation

View older View older 

May 11, 2026

PDF
View Older Presentations

BAJAJHFL Similar Stocks (Peers)

Compare with peers Compare with peers 

BAJAJHFL Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
34.03
34.03
1Y Return
4.40%
4.40%
Buy Reco %
81.25
81.25
PE Ratio
23.71
23.71
1Y Return
61.11%
61.11%
Buy Reco %
87.50
87.50
PE Ratio
29.39
29.39
1Y Return
13.45%
13.45%
Buy Reco %
84.38
84.38
PE Ratio
97.25
97.25
1Y Return
27.56%
27.56%
Buy Reco %
100.00
100.00
PE Ratio
30.57
30.57
1Y Return
6.31%
6.31%
Buy Reco %
84.62
84.62
Compare with Peers

BAJAJHFL Sentiment Analysis

BAJAJHFL Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

BAJAJHFL Stock Summary · August 2026

Management struck a largely positive but more cautious tone, saying Q1 FY27 delivered record growth alongside resilient profitability. AUM rose to nearly INR1.5 lakh crore, disbursements reached their highest quarterly level to date, and PAT increased 23% year on year, while ROA held steady at 2.3%. The company said growth was broad-based across home loans, LAP, LRD and developer finance, and it also highlighted continued progress in smaller markets, where Sambhav’s monthly disbursements improved to about INR450-465 crores and the business remained on track to exceed its INR600 crore-plus target over the next nine months. At the same time, management acknowledged margin pressure from portfolio yield compression, with spreads broadly flat and FY27 NIM expected to moderate by 20-25 bps versus FY26, even as funding costs eased slightly and cost of funds in Q2 was expected to be broadly sideways with a slight downward bias. Asset quality remained strong, with credit cost at 5 bps, though management said this was an outlier and kept full-year guidance at 10-15 bps. The near-term outlook was more guarded, with tougher macro conditions and ROA expected to stay in the 2.1% to 2.3% range.

BAJAJHFL Stock Growth Drivers
BAJAJHFL Stock Growth Drivers
8
  • Record Business Growth and Disbursement Momentum

    The company delivered its strongest quarterly performance to date, with record AUM growth and the

  • Improving Profitability, Returns and Operating Efficiency

    Profitability improved meaningfully during the quarter, supported by 23% year-on-year PAT growth to INR715 crore

BAJAJHFL Stock Challenges
BAJAJHFL Stock Challenges
4
  • Margin Compression from Lower-Yield New Originations and Stable Pricing

    The company is facing sustained pressure on lending margins as higher-yielding legacy loans roll off

  • Muted Demand and Softer Growth Visibility in Housing

    The company is seeing softer-than-expected demand conditions in the real estate and housing market, with

BAJAJHFL Forecast

BAJAJHFL Forecasts

Price

Revenue

Earnings

BAJAJHFL

BAJAJHFL

Income

Balance Sheet

Cash Flow

BAJAJHFL Income Statement

BAJAJHFL Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue1,996.502,208.732,410.242,448.982,504.112,618.452,755.002,883.832,902.703,063.05
Operating & Other expensessubtract1,498.081,568.941,692.631,725.831,773.271,850.421,910.642,007.272,024.302,121.46
Depreciation/Amortizationsubtract10.209.9110.0210.1311.0911.0911.7012.0212.5212.85
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract106.88147.27161.99165.00133.07173.64189.70199.65196.69213.46
EPS0.570.620.690.660.700.700.770.800.800.86

BAJAJHFL Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 11PDF
Jul 23PDF
Jul 23PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Jan 27PDF
Oct 21PDF
 

BAJAJHFL Stock Peers

BAJAJHFL Past Performance & Peer Comparison

BAJAJHFL Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Bajaj Housing Finance Ltd27.843.16
Bajaj Finance Ltd34.035.530.58%
Shriram Finance Limited23.713.610.86%
Cholamandalam Investment and Finance Company Ltd29.395.050.11%

BAJAJHFL Stock Price Comparison

Compare BAJAJHFL with any stock or ETF
Compare BAJAJHFL with any stock or ETF
BAJAJHFL
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BAJAJHFL Holdings

BAJAJHFL Shareholdings

BAJAJHFL Promoter Holdings Trend

BAJAJHFL Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

BAJAJHFL Institutional Holdings Trend

BAJAJHFL Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

BAJAJHFL Shareholding Pattern

BAJAJHFL Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding86.70%0.28%0.73%0.90%11.38%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

BAJAJHFL Shareholding History

BAJAJHFL Shareholding History

MarJunSepDec '25MarJun1.12%1.04%0.86%0.94%0.98%0.90%

Mutual Funds Invested in BAJAJHFL

Mutual Funds Invested in BAJAJHFL

No mutual funds holding trends are available

Top 5 Mutual Funds holding Bajaj Housing Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.1176%0.16%0.07%101/104 (-1)
0.0596%0.37%-0.05%44/65 (+1)
0.0230%0.02%-0.00%232/340 (+90)

Compare 3-month MF holding change on Screener

BAJAJHFL Insider Trades & Bulk Stock Deals

BAJAJHFL Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing BAJAJHFL stock

smallcases containing BAJAJHFL stock

Looks like this stock is not in any smallcase yet.

BAJAJHFL Events

BAJAJHFL Events

BAJAJHFL Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

BAJAJHFL has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

BAJAJHFL Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

BAJAJHFL has not given any dividends in last 5 years

BAJAJHFL Dividends

BAJAJHFL Dividends

Hmm, looks like data is unavailable here. Please come back after some time

BAJAJHFL Stock News & Opinions

BAJAJHFL Stock News & Opinions

Spotlight
Spotlight
Bajaj Housing Finance received an ESG rating of 71.44 from Niche Ninety Nine OPC Private Limited

Bajaj Housing Finance Ltd announced that Niche Ninety Nine Capability and Certifications (OPC) Private Limited (“Niche”) has assigned an ESG Rating of “71.44” based on publicly available data, noting that the company did not engage Niche for this rating assessment. The communication of this rating was received via email from BSE on September 17, 2026, at 6:49 p.m., and no rating agencies beyond Niche are referenced, with no enhancements, assignments, or withdrawals related to any instruments – including any instruments listed on the BSE (BSE Code: 544252) or NSE (NSE Code: BAJAJHFL - EQ) – being reported.

1 day agoCapital Market - Live
Earnings
Earnings
Bajaj Housing Finance standalone net profit rises 22.63% in the June 2026 quarter

Net profit of Bajaj Housing Finance rose 22.63% to Rs 715.28 crore in the quarter ended June 2026 as against Rs 583.30 crore during the previous quarter ended June 2025. Sales rose 17.09% to Rs 3052.38 crore in the quarter ended June 2026 as against Rs 2606.86 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales3052.382606.86 17 OPM %92.7290.96 - PBDT941.59768.03 23 PBT928.74756.94 23 NP715.28583.30 23 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Corporate
Bajaj Housing Finance announces board meeting date

Bajaj Housing Finance will hold a meeting of the Board of Directors of the Company on 29 July 2026.

2 months agoCapital Market - Live
Corporate
Corporate
Bajaj Housing Finance allots NCDs aggregating to Rs 2,500 cr

Bajaj Housing Finance has allotted 2,50,000 Secured Redeemable Non-Convertible Debentures of face value of Rs 1 lakh each aggregating to Rs 2,500.8458 crore (including premium) on private placement basis.

2 months agoCapital Market - Live
Corporate
Corporate
Bajaj Housing Finance raises Rs 1,991 cr via NCDs

Bajaj Housing Finance has allotted 2,00,000 Secured Redeemable Non-Convertible Debentures (NCDs) of face value of Rs 1 lakh each aggregating to Rs 1,991.8320 crore (including discount and accrued interest).

3 months agoCapital Market - Live
Corporate
Corporate
Bajaj Housing Finance allots NCDs aggregating to Rs 2,000 cr

Bajaj Housing Finance has allotted 2,00,000 non convertible debentures of face value of Rs 1 lakh each aggregating to Rs 2,000 crore on private placement basis.

3 months agoCapital Market - Live
Corporate
Corporate
Bajaj Housing Finance allots NCDs aggregating to Rs 500 cr

Bajaj Housing Finance has allotted 50,000 non convertible debentures of face value of Rs 1 lakh each aggregating to Rs 500 crore on private placement basis on 18 May 2026.

4 months agoCapital Market - Live
Corporate
Corporate
Bajaj Housing Finance to conduct AGM

Bajaj Housing Finance announced that the 18th Annual General Meeting(AGM) of the company will be held on 29 July 2026.

4 months agoCapital Market - Live
Spotlight
Spotlight
Bajaj Housing Finance, Coal India, AU SFB, Maruti Suzuki India, Adani Total Gas in the limelight

Securities in F&O Ban: Shares of Steel Authority of India (SAIL) are banned from F&O trading on 28 April 2026. Results to Watch: Maruti Suzuki India, Motherson Sumi Wiring India, AWL Agri Business, Eternal, Bandhan Bank, Canara HSBC Life Insurance Company, Castrol India, Ceat, Dalmia Bharat, Emmvee Photovoltaic Power, Fedbank Financial Services, Five Star Business Finance, Go Digit General Insurance, Garden Reach Shipbuilders & Engineers(GRSE), Mahindra Lifespace Developers, Piramal Pharma, REC, Sanofi Consumer Healthcare India, Sapphire Foods India, Star Health and Allied Insurance Company, Leela Palaces Hotels & Resorts, Vardhman Special Steels will declare their result later today. Stocks to Watch: Bajaj Housing Finance reported a 14.1% increase in standalone net profit to Rs 669.19 crore on 15.9% jump in total income to Rs 2,902.70 crore in Q4 FY26 over Q4 FY25. Coal India reported a 12.9% jump in consolidated net profit to Rs 10,839.18 crore in Q4 FY26 compared with Rs 9,604.02 crore in Q4 FY25. Revenue from operations climbed 36.1% YoY to Rs 46,490.03 crore in Q4 FY26. Adani Total Gas reported a 8.9% rise in consolidated net profit to Rs 168.34 crore on 16.1% increase in net sales to Rs 1557.22 crore in Q4 FY26 over Q4 FY25. AU Small Finance Bank (SFB) reported a standalone net profit of Rs 831.87 crore in Q4 FY26, up 65.15% as against Rs 503.70 crore posted in Q4 FY25. Total income surged 14.29% to Rs 5,750.09 crore in Q4 FY26, compared with Rs 5031.27 crore posted in Q4 FY25. Surya Roshni has announced that it has bagged two export orders aggregating Rs 86 crore from the United States of America for supply of ERW steel and ERW carbon steel pipes. Central Bank of India announced that its board will meet on 30 April 2026 to consider a fundraising plan through a further public offer (FPO), rights issue, Qualified Institutional Placement (QIP) or bonds. Huhtamaki India appoints Amit Gupta as chief financial officer (CFO) with effect from 28 April 2026, Anil Kaul ceases to be CFO.

4 months agoCapital Market - Live
Earnings
Earnings
Bajaj Housing Finance standalone net profit rises 14.06% in the March 2026 quarter

Net profit of Bajaj Housing Finance rose 14.06% to Rs 669.19 crore in the quarter ended March 2026 as against Rs 586.68 crore during the previous quarter ended March 2025. Sales rose 15.69% to Rs 2890.81 crore in the quarter ended March 2026 as against Rs 2498.67 crore during the previous quarter ended March 2025. For the full year,net profit rose 18.38% to Rs 2560.34 crore in the year ended March 2026 as against Rs 2162.90 crore during the previous year ended March 2025. Sales rose 16.61% to Rs 11110.97 crore in the year ended March 2026 as against Rs 9528.16 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales2890.812498.67 16 11110.979528.16 17 OPM %91.3391.32 -91.2392.26 - PBDT878.40730.84 20 3380.492811.38 20 PBT865.88719.75 20 3333.162770.23 20 NP669.19586.68 14 2560.342162.90 18 Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. The share price of BAJAJHFL as on 18th September 2026 is ₹85.58. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of Bajaj Housing Finance Ltd (BAJAJHFL) share are
    • Past 1 week: 3.11%
    • Past 1 month: 1.35%
    • Past 3 months: -0.34%
    • Past 6 months: 3.00%
    • Past 1 year: -25.45%
    • Past 3 years: N/A%
    • Past 5 years: -48.13%

  3. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Bajaj Housing Finance Ltd (BAJAJHFL) is ₹71277.52 Cr as of 18th September 2026.

  4. The 52-week high of Bajaj Housing Finance Ltd (BAJAJHFL) is ₹115.99 and the 52-week low is ₹72.65.

  5. The P/E (price-to-earnings) ratio of Bajaj Housing Finance Ltd (BAJAJHFL) is 27.84. The P/B (price-to-book) ratio is 3.16.

  6. Bajaj Housing Finance Ltd (BAJAJHFL) belongs to the Financials sector & Consumer Finance sub-sector.

  7. You can directly buy Bajaj Housing Finance Ltd (BAJAJHFL) shares on Tickertape. Simply sign up, connect your demat account and place your order.