AU Small Finance Bank Ltd
AUBANKAU Small Finance Bank Ltd
AUBANKPrice Chart
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Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
24.36 | 3.53 | 0.15% |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
18.34 | 2.55 | 0.94% |
Forecast & Ratings
Detailed Forecast from 19 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Au Financiers Limited is a non-banking finance company which focuses in rural and semi urban areas in Rajasthan. It offers various services, such as commercial vehicle loan, car loan, loan against property, small and medium enterprises loan
Peers
Compare with peersÂBajaj Finance Ltd
Jio Financial Services Ltd
Shriram Finance Ltd
Bajaj Housing Finance Ltd
Cholamandalam Investment and Finance Company Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
All values in ₹
Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
All values in ₹
Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 1,015.48 | 2,089.96 | 2,155.25 | 3,411.04 | 4,991.97 | 6,370.98 | 6,915.42 | 9,239.87 | 12,300.60 | 15,397.52 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 13,016.87 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
Employee Cost | 152.80 | 192.78 | 424.89 | 601.11 | 759.62 | 980.17 | 1,378.92 | 1,793.03 | 2,103.68 | |||||||||||
Selling & Administrative Expenses | 83.37 | 63.66 | 200.93 | 266.94 | 332.93 | 354.24 | 568.27 | 897.01 | 1,194.56 | |||||||||||
Operating & Other expenses | 448.14 | 1,005.77 | 1,032.83 | 1,901.11 | 2,896.83 | 3,473.70 | 3,374.00 | 4,499.77 | 6,777.49 | |||||||||||
EBITDA | 331.17 | 827.75 | 496.60 | 641.88 | 1,002.59 | 1,562.87 | 1,594.23 | 2,050.06 | 2,224.87 | 2,380.65 | ||||||||||
Depreciation/Amortization | 8.52 | 5.78 | 53.25 | 61.75 | 88.62 | 104.37 | 140.17 | 185.42 | 225.44 | — | ||||||||||
PBIT | 322.65 | 821.97 | 443.35 | 580.13 | 913.97 | 1,458.50 | 1,454.06 | 1,864.64 | 1,999.43 | 2,380.65 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 322.65 | 821.97 | 443.35 | 580.13 | 913.97 | 1,458.50 | 1,454.06 | 1,864.64 | 1,999.43 | 2,380.65 | ||||||||||
Taxes & Other Items | 111.03 | 0.00 | 151.31 | 198.32 | 239.19 | 287.82 | 324.24 | 436.72 | 464.71 | 560.89 | ||||||||||
Net Income | 211.62 | 821.97 | 292.04 | 381.81 | 674.78 | 1,170.68 | 1,129.82 | 1,427.92 | 1,534.72 | 1,819.76 | ||||||||||
EPS | 2.00 | 7.49 | 3.42 | 6.61 | 11.31 | 18.99 | 18.02 | 22.03 | 22.98 | 27.19 | ||||||||||
DPS | 0.00 | 0.00 | 0.25 | 0.38 | 0.00 | 0.00 | 0.25 | 1.00 | 1.00 | 1.00 | ||||||||||
Payout ratio | 0.00 | 0.00 | 0.07 | 0.06 | 0.00 | 0.00 | 0.01 | 0.05 | 0.04 | 0.04 |
Company Updates
Annual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFPeers & Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
AU Small Finance Bank Ltd | 28.88 | 3.53 | 0.15% |
Bajaj Finance Ltd | 28.85 | 5.44 | 0.53% |
Jio Financial Services Ltd | 136.68 | 1.58 | — |
Shriram Finance Ltd | 15.99 | 2.37 | 1.44% |
Price Comparison
Compare AUBANK with any stock or ETFShareholdings
Promoter Holdings Trend
Decreased Total Promoter Holding
In last 6 months, promoter holding in the company has decreased by 2.55%
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Increased Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has increased by 1.13%
Shareholding Pattern
Mar 2024
Apr 2024
Jun 2024
Sep 2024
Shareholding History
Mutual Funds Holding Trend
Increased Mutual Fund Holding
In last 3 months, mutual fund holding of the company has increased by 3.09%
Top 5 Mutual Funds holding AU Small Finance Bank Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
HDFC Mid-Cap Opportunities Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 2.4007% | Percentage of the fund’s portfolio invested in the stock 1.40% | Change in the portfolio weight of the stock over the last 3 months -0.23% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 27/78 (-4) |
Kotak Flexicap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 1.2766% | Percentage of the fund’s portfolio invested in the stock 1.10% | Change in the portfolio weight of the stock over the last 3 months -0.26% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 34/64 (-1) |
DSP Midcap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 1.2409% | Percentage of the fund’s portfolio invested in the stock 2.86% | Change in the portfolio weight of the stock over the last 3 months 1.62% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 35/64 (+11) |
Compare 3-month MF holding change on Screener
smallcases
A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have AU Small Finance Bank Ltd
Events
Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateJul 12, 2024
Dividend/Share
₹1.00
Ex DateEx Date
Jul 12, 2024
Cash Dividend
Ex DateEx DateJul 14, 2023
Dividend/Share
₹1.00
Ex DateEx Date
Jul 14, 2023
Cash Dividend
Ex DateEx DateJul 28, 2022
Dividend/Share
₹0.50
Ex DateEx Date
Jul 28, 2022
Cash Dividend
Ex DateEx DateJul 18, 2019
Dividend/Share
₹0.75
Ex DateEx Date
Jul 18, 2019
Cash Dividend
Ex DateEx DateJul 30, 2018
Dividend/Share
₹0.50
Ex DateEx Date
Jul 30, 2018
AU Small Finance Bank Ltd fell for a fifth straight session today. The stock is quoting at Rs 580.15, down 0.55% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.12% on the day, quoting at 24160.65. The Sensex is at 79874.26, up 0.09%.AU Small Finance Bank Ltd has eased around 7.24% in last one month.Meanwhile, Nifty Bank index of which AU Small Finance Bank Ltd is a constituent, has increased around 1.2% in last one month and is currently quoting at 52055.6, down 0.43% on the day. The volume in the stock stood at 17.13 lakh shares today, compared to the daily average of 24.37 lakh shares in last one month. The benchmark December futures contract for the stock is quoting at Rs 582.55, down 0.68% on the day. AU Small Finance Bank Ltd tumbled 23.03% in last one year as compared to a 16.79% rally in NIFTY and a 11.63% spurt in the Nifty Bank index.The PE of the stock is 23.04 based on TTM earnings ending September 24.Powered by Capital Market - Live
AU Small Finance Bank (AU SFB) and Bharti AXA Life Insurance, a wholly owned subsidiary of Bharti Life Ventures (Bharti Group) , today announced its strategic bancassurance partnership aimed at providing AU SFB's customers with a comprehensive life insurance and financial security solutions. With immediate effect, AU SFB's customers will gain access to Bharti AXA's extensive suite of life insurance and financial security solutions, featuring life insurance, term insurance, ULIP plans, savings plans, child education plans, and retirement plans. This strategic partnership is expected to significantly enhance AU SFB's offerings in Southern India, leveraging Bharti AXA Life's diversified portfolio to create a holistic ecosystem for customers with a wide range of financial solutions, streamlined services and personalized support. Following its recent application for a universal banking license with the Reserve Bank of India (RBI), AU SFB is strategically enhancing its bancassurance portfolio to provide cutting-edge, technology-driven insurance solutions to its extensive customer base of over 1 crore, spanning diverse segments. This customer-centric strategy empowers AU SFB to assess and address the distinct financial requirements of each customer. Powered by Capital Market - Live
AU SFB customers will have access to Bharti AXA's comprehensive life insurance and financial security solutions, including life insurance, term insurance, ULIP plans, savings plans, child education plans, and retirement plans. This partnership aims to enhance AU SFB's offerings, particularly in Southern India, by leveraging Bharti AXA Life's diverse portfolio to create a holistic ecosystem with a wide range of financial solutions, streamlined services, and personalized support. Following its recent application for a universal banking license with the Reserve Bank of India (RBI), AU SFB is strategically enhancing its bancassurance portfolio to provide cutting-edge, technology-driven insurance solutions to its extensive customer base of over 1 crore, spanning diverse segments. Uttam Tibrewal, executive director and deputy CEO of AU Small Finance Bank, said, 'At AU SFB, our customers remain at the core of everything we do. The bank remains committed to its mission of constantly evolving and adapting to meet the changing needs of the customers. AU SFB is excited to partner with Bharti AXA Life Insurance to offer a wide range of innovative life insurance products. This collaboration will empower our customers to achieve their aspirations, protect their loved ones, and secure their financial futures. This partnership also marks a significant step towards realizing our vision of becoming the preferred digital financial partner while embodying our 'Banking Bhi, Bima Bhi' ethos. AU SFB's customer-focused approach will allow individuals to choose the insurance solution that suits them best, ensuring they receive fair and transparent sales practices.' Parag Raja, MD & CEO at Bharti AXA Life Insurance, said, 'We are delighted to announce our strategic partnership with AU SFB, which has a strong legacy of serving the unreached and unbanked masses of India. AU SFB's extensive network, combined with our expertise in simplifying insurance, creates a powerful synergy that will allow us to offer tailored and innovative financial solutions. This alliance aligns with IRDAI's vision of achieving 'Insurance for all' by 2047. By combining our capabilities, Bharti AXA Life and AU SFB look forward to creating a more comprehensive financial experience for customers, thereby contributing to increased insurance penetration and advancing towards the regulator's vision.' AU Small Finance Bank (AU SFB/AU) is a scheduled commercial bank, a Fortune India 500 Company and the largest Small Finance Bank in the country. The bank's net profit jumped 42.15% to Rs 571.21 crore in Q2 FY25 as compared with Rs 401.83 crore in Q2 FY24. Net interest income (NII) stood at Rs 1,974 crore in the second quarter of FY25, up 58.05% YoY. Shares of AU Small Finance Bank fell 0.76% to Rs 585.90 on the BSE.Powered by Capital Market - Live
AU Small Finance Bank has allotted 3,17,883 equity shares under ESOP on 25 November 2024. The paid-up equity share capital of the Bank will accordingly increase from Rs. 7,43,76,18,730 to Rs. 7,44,13,37,560. Powered by Capital Market - Live
AU Small Finance Bank Ltd is up for a fifth straight session in a row. The stock is quoting at Rs 594.75, up 0.14% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 1.39% on the day, quoting at 23674.85. The Sensex is at 78197.15, up 1.35%. AU Small Finance Bank Ltd has dropped around 8.79% in last one month. Meanwhile, Nifty Bank index of which AU Small Finance Bank Ltd is a constituent, has dropped around 0.46% in last one month and is currently quoting at 50372.9, up 1.25% on the day. The volume in the stock stood at 10.33 lakh shares today, compared to the daily average of 28.47 lakh shares in last one month. The benchmark November futures contract for the stock is quoting at Rs 594, up 0.39% on the day. AU Small Finance Bank Ltd is down 17.32% in last one year as compared to a 19.56% spurt in NIFTY and a 17.04% spurt in the Nifty Bank index.The PE of the stock is 23.49 based on TTM earnings ending September 24.Powered by Capital Market - Live
AU Small Finance Bank Ltd gained for a third straight session today. The stock is quoting at Rs 593.95, up 2.58% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.25% on the day, quoting at 23745.85. The Sensex is at 78326.94, up 1.28%. AU Small Finance Bank Ltd has slipped around 10.66% in last one month. Meanwhile, Nifty Bank index of which AU Small Finance Bank Ltd is a constituent, has slipped around 2.02% in last one month and is currently quoting at 50363.8, up 1.1% on the day. The volume in the stock stood at 15.11 lakh shares today, compared to the daily average of 27.66 lakh shares in last one month. The benchmark November futures contract for the stock is quoting at Rs 592.55, up 2.54% on the day. AU Small Finance Bank Ltd is down 19.1% in last one year as compared to a 20.57% jump in NIFTY and a 16.82% jump in the Nifty Bank index.The PE of the stock is 22.87 based on TTM earnings ending September 24.Powered by Capital Market - Live
AU Small Finance Bank Ltd fell for a fifth straight session today. The stock is quoting at Rs 577.9, down 0.47% on the day as on 12:59 IST on the NSE. The benchmark NIFTY is up around 0.35% on the day, quoting at 24233.2. The Sensex is at 79752.86, up 0.34%.AU Small Finance Bank Ltd has eased around 17.56% in last one month.Meanwhile, Nifty Bank index of which AU Small Finance Bank Ltd is a constituent, has increased around 0.41% in last one month and is currently quoting at 51561.2, up 0.91% on the day. The volume in the stock stood at 20.06 lakh shares today, compared to the daily average of 23.85 lakh shares in last one month. The benchmark November futures contract for the stock is quoting at Rs 579.9, down 0.52% on the day. AU Small Finance Bank Ltd tumbled 18.38% in last one year as compared to a 24.11% rally in NIFTY and a 18.26% spurt in the Nifty Bank index.The PE of the stock is 22.94 based on TTM earnings ending September 24.Powered by Capital Market - Live
Net profit of AU Small Finance Bank rose 42.15% to Rs 571.21 crore in the quarter ended September 2024 as against Rs 401.83 crore during the previous quarter ended September 2023. Total Operating Income rose 54.51% to Rs 3910.61 crore in the quarter ended September 2024 as against Rs 2531.05 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Total Operating Income3910.612531.05 55 OPM %52.6055.67 - PBDT758.78533.38 42 PBT758.78533.38 42 NP571.21401.83 42 Powered by Capital Market - Live
AU Small Finance Bank Ltd fell for a fifth straight session today. The stock is quoting at Rs 686.8, down 0.52% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.63% on the day, quoting at 25122. The Sensex is at 81953.1, up 0.7%.AU Small Finance Bank Ltd has eased around 4.47% in last one month.Meanwhile, Nifty Bank index of which AU Small Finance Bank Ltd is a constituent, has eased around 0.89% in last one month and is currently quoting at 51172.3, up 1.01% on the day. The volume in the stock stood at 5.82 lakh shares today, compared to the daily average of 22.23 lakh shares in last one month. The benchmark October futures contract for the stock is quoting at Rs 690.9, down 0.27% on the day. AU Small Finance Bank Ltd tumbled 3.18% in last one year as compared to a 27.32% rally in NIFTY and a 16.87% spurt in the Nifty Bank index.The PE of the stock is 29.97 based on TTM earnings ending June 24.Powered by Capital Market - Live
AU Small Finance Bank will hold a meeting of the Board of Directors of the Company on 23 October 2024Powered by Capital Market - Live
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 29.24%, vs industry avg of 15.21%
Increasing Market Share
Over the last 5 years, market share increased from 2.73% to 5.24%
Higher than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 32.08%, vs industry avg of 20.97%