AU Small Finance Bank Ltd
AUBANKAU Small Finance Bank Ltd
AUBANK
Price Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
HighShowing good signs of profitability & efficiency
Entry point
AvgThe stock is overpriced but is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 28.44 | 3.74 | 0.14% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.94 | 2.65 | 0.82% |
Forecast & Ratings
Detailed Forecast from 16 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Au Financiers Limited is a non-banking finance company which focuses in rural and semi urban areas in Rajasthan. It offers various services, such as commercial vehicle loan, car loan, loan against property, small and medium enterprises loan
Peers
Compare with peersBajaj Finance Ltd
Jio Financial Services Ltd
Cholamandalam Investment and Finance Company Ltd
Shriram Finance Ltd
Muthoot Finance Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
All values in ₹
Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
All values in ₹
Income
Balance Sheet
Cash Flow
Income Statement
| Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,015.48 | 2,089.96 | 2,155.25 | 3,411.04 | 4,991.97 | 6,370.98 | 6,915.42 | 9,239.87 | 12,300.60 | 13,841.85 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 11,686.60 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 152.80 | 192.78 | 424.89 | 601.11 | 759.62 | 980.17 | 1,378.92 | 1,793.03 | 2,103.68 | |||||||||||
| Selling & Administrative Expenses | 83.37 | 63.66 | 200.93 | 266.94 | 332.93 | 354.24 | 568.27 | 897.01 | 1,194.56 | |||||||||||
| Operating & Other expenses | 448.14 | 1,005.77 | 1,032.83 | 1,901.11 | 2,896.83 | 3,473.70 | 3,374.00 | 4,499.77 | 6,777.49 | |||||||||||
EBITDA | 331.17 | 827.75 | 496.60 | 641.88 | 1,002.59 | 1,562.87 | 1,594.23 | 2,050.06 | 2,224.87 | 2,155.25 | ||||||||||
| Depreciation/Amortization | 8.52 | 5.78 | 53.25 | 61.75 | 88.62 | 104.37 | 140.17 | 185.42 | 225.44 | — | ||||||||||
| PBIT | 322.65 | 821.97 | 443.35 | 580.13 | 913.97 | 1,458.50 | 1,454.06 | 1,864.64 | 1,999.43 | 2,155.25 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 322.65 | 821.97 | 443.35 | 580.13 | 913.97 | 1,458.50 | 1,454.06 | 1,864.64 | 1,999.43 | 2,155.25 | ||||||||||
| Taxes & Other Items | 111.03 | 0.00 | 151.31 | 198.32 | 239.19 | 287.82 | 324.24 | 436.72 | 464.71 | 504.87 | ||||||||||
| Net Income | 211.62 | 821.97 | 292.04 | 381.81 | 674.78 | 1,170.68 | 1,129.82 | 1,427.92 | 1,534.72 | 1,650.38 | ||||||||||
| EPS | 2.00 | 7.49 | 3.42 | 6.61 | 11.31 | 18.99 | 18.02 | 22.03 | 22.98 | 24.66 | ||||||||||
| DPS | 0.00 | 0.00 | 0.25 | 0.38 | 0.00 | 0.00 | 0.25 | 1.00 | 1.00 | 1.00 | ||||||||||
| Payout ratio | 0.00 | 0.00 | 0.07 | 0.06 | 0.00 | 0.00 | 0.01 | 0.05 | 0.04 | 0.04 |
Company Updates
Peers & Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| AU Small Finance Bank Ltd | 30.59 | 3.74 | 0.14% |
| Bajaj Finance Ltd | 28.45 | 5.36 | 0.54% |
| Jio Financial Services Ltd | 130.35 | 1.83 | — |
| Cholamandalam Investment and Finance Company Ltd | 33.50 | 5.85 | 0.15% |
Price Comparison
Compare AUBANK with any stock or ETFShareholdings
Promoter Holdings Trend
Decreased Total Promoter Holding
In last 6 months, promoter holding in the company has decreased by 2.55%
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Decreased Total Retail Holding
In last 3 months, retail holding in the company has decreased by 1.88%
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Dec 2023
Mar 2024
Apr 2024
Jun 2024
Shareholding History
Mutual Funds Holding Trend
Decreased Mutual Fund Holding
In last 3 months, mutual fund holding of the company has decreased by 2.08%
Top 5 Mutual Funds holding AU Small Finance Bank Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
HDFC Mid-Cap Opportunities Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 2.2008% | Percentage of the fund’s portfolio invested in the stock 1.46% | Change in the portfolio weight of the stock over the last 3 months 0.36% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 48/76 (+4) |
Kotak Flexicap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 1.4260% | Percentage of the fund’s portfolio invested in the stock 1.38% | Change in the portfolio weight of the stock over the last 3 months -0.34% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 25/61 (-4) |
Kotak Emerging Equity Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 1.0607% | Percentage of the fund’s portfolio invested in the stock 1.02% | Change in the portfolio weight of the stock over the last 3 months -0.04% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 25/80 (+1) |
Compare 3-month MF holding change on Screener
smallcases
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Events
Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateJul 12, 2024
Dividend/Share
₹1.00
Ex DateEx Date
Jul 12, 2024
Cash Dividend
Ex DateEx DateJul 14, 2023
Dividend/Share
₹1.00
Ex DateEx Date
Jul 14, 2023
Cash Dividend
Ex DateEx DateJul 28, 2022
Dividend/Share
₹0.50
Ex DateEx Date
Jul 28, 2022
Cash Dividend
Ex DateEx DateJul 18, 2019
Dividend/Share
₹0.75
Ex DateEx Date
Jul 18, 2019
Cash Dividend
Ex DateEx DateJul 30, 2018
Dividend/Share
₹0.50
Ex DateEx Date
Jul 30, 2018
Sensex breaks 5-day losing streak, surges over 600 pts; Nifty above 22,600
Buy Au Small Finance Bank, target price Rs 675: JM Financial
AU Small Finance Bank’s board approves proposal to make an application to RBI for transition to universal bank
Microfinance Business Little Heated, Says AU Small Finance Bank’s Sanjay Agarwal
AU Small Finance Bank Q1 Results: Profit Rises 30% On Higher Other Income
AU Small Finance Bank Q1 Results: PAT up 30% to Rs 503 crore, NII up 54%; to apply for universal banking licence
AU Small Finance Bank Q1 results: Net profit surges 30% to Rs 502 cr
AU Small Finance Bank standalone net profit rises 29.90% in the June 2024 quarter
Net profit of AU Small Finance Bank rose 29.90% to Rs 502.57 crore in the quarter ended June 2024 as against Rs 386.90 crore during the previous quarter ended June 2023. Total Operating Income rose 53.32% to Rs 3769.04 crore in the quarter ended June 2024 as against Rs 2458.34 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Total Operating Income3769.042458.34 53 OPM %52.3157.36 - PBDT668.89513.06 30 PBT668.89513.06 30 NP502.57386.90 30 Powered by Capital Market - Live
D Street Whales, Adani Green, Nestle & Tech Mahindra To Announce Their Q1 Financials Today
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 29.24%, vs industry avg of 14.73%
Increasing Market Share
Over the last 5 years, market share increased from 2.76% to 5.49%
Higher than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 32.08%, vs industry avg of 21.21%