What is the future projection of PSU Bank Stocks?

PSU banks have rebounded, delivering up to 23% returns in a month, driven by RBI’s rate cut stance and improving asset quality. Experts see further upside. Disclaimer: This is only for educational purposes as the latest data is derived from major financial research reports.

How to choose PSU Bank Stocks for investing?

Evaluate government support, NPA levels, capital adequacy, and reform measures. Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

Do PSU Bank Stocks offer regular dividends?

After a recovery from NPA cycles, PSU banks are showing strong profits and have resumed consistent dividend payouts, also influenced by government ownership. Disclaimer: The latest data on dividends is derived from Tickertape Stock Screener.

Is PSU Bank Stocks a good investment for the long term?

Public sector banks face margin pressures but are expected to benefit from improved liquidity and government support. The RBI's liquidity measures are likely to ease funding pressures. Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

List of PSU Bank Stocks in India (2025)

Q: How to invest in PSU Bank Stocks?

Here’s how you can invest in PSU Bank Stocks: Go to the Tickertape Stock Screener . In the 'Financials' sector, select the ‘Public Banks’ sub-sector. Analyse and sort the PSU Bank Stocks using over 200+ filters—including valuation ratios, financials, technical indicators, and more—based on your investment thesis. Review the filtered list, and identify stocks that best align with your risk appetite, return expectations, and investment goals. Once you've shortlisted the stocks, click ‘Place Order’ to invest in your preferred PSU Bank Stocks. Disclaimer - Please do your own research or consult your financial advisor before investing.

PSU bank stocks consits of publicly listed public banks companies which are engaged in retail and corporate lending, governed by monetary policy, credit growth, and fiscal announcements.

Top PSU Bank Stocks in 2025

Public Banks Stock Screener

Public Banks Stock Screener: Analyse & Filter Indian Stocks on Tickertape

Created by

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Showing 1 - 12 of 12 results

last updated at 9:45 PM IST

	NameStocks (12)↓	↓Sub-SectorSub-Sector↓	↓Market CapMarket Cap↓	↓Close PriceClose Price↓	↓PE RatioPE Ratio↓	↓1D Return1D Return↓	↓1M Return1M Return↓	↓6M Return6M Return↓	↓1Y Return1Y Return↓	↓PB RatioPB Ratio↓	↓Return on EquityReturn on Equity↓	↓ROCEROCE↓	↓Dividend YieldDiv Yield↓	↓Debt to EquityDebt to Equity↓	↓Volatility vs NiftyVolatility vs Nifty↓
1.	State Bank of India SBIN	Public BanksPublic Banks	8,89,046.938,89,046.93	963.15963.15	11.4611.46	-0.01-0.01	0.550.55	19.5019.50	12.8212.82	1.761.76	16.5816.58	5.635.63	1.601.60	0.000.00	1.471.47
2.	Bank of Baroda Ltd BANKBARODA	Public BanksPublic Banks	1,47,099.401,47,099.40	284.45284.45	7.107.10	-0.19-0.19	-0.84-0.84	18.2018.20	9.749.74	1.001.00	15.4315.43	7.477.47	2.942.94	0.000.00	2.132.13
3.	Punjab National Bank PNB	Public BanksPublic Banks	1,35,398.361,35,398.36	117.81117.81	7.337.33	0.200.20	-4.09-4.09	9.069.06	9.279.27	1.011.01	15.1015.10	9.219.21	2.462.46	0.000.00	2.082.08
4.	Canara Bank Ltd CANBK	Public BanksPublic Banks	1,33,002.961,33,002.96	146.63146.63	7.587.58	-0.12-0.12	3.483.48	26.8026.80	36.4036.40	1.251.25	17.5617.56	8.408.40	2.732.73	0.000.00	2.322.32
5.	Union Bank of India Ltd UNIONBANK	Public BanksPublic Banks	1,16,595.691,16,595.69	152.74152.74	6.476.47	1.471.47	-1.94-1.94	1.491.49	18.5118.51	1.021.02	17.0517.05	11.5911.59	3.113.11	0.000.00	2.742.74
6.	Indian Bank INDIANB	Public BanksPublic Banks	1,06,322.601,06,322.60	789.35789.35	9.449.44	0.860.86	-10.38-10.38	26.2826.28	36.6536.65	1.491.49	17.0917.09	10.5310.53	2.062.06	0.000.00	2.342.34
7.	Indian Overseas Bank IOB	Public BanksPublic Banks	71,307.1571,307.15	37.0337.03	21.0021.00	0.080.08	-5.85-5.85	-3.92-3.92	-35.80-35.80	2.212.21	11.3611.36	5.525.52	--	0.000.00	2.912.91
8.	Bank of India Ltd BANKINDIA	Public BanksPublic Banks	64,247.2564,247.25	141.12141.12	6.736.73	0.260.26	-4.06-4.06	14.9514.95	24.8724.87	0.790.79	12.5912.59	5.355.35	2.872.87	0.000.00	2.452.45
9.	Bank of Maharashtra Ltd MAHABANK	Public BanksPublic Banks	43,864.9443,864.94	57.0357.03	7.927.92	-0.73-0.73	-0.21-0.21	5.445.44	2.082.08	1.531.53	22.8222.82	8.898.89	2.632.63	0.000.00	2.682.68
10.	UCO Bank UCOBANK	Public BanksPublic Banks	36,439.9636,439.96	29.0629.06	14.7714.77	-0.34-0.34	-7.87-7.87	-8.47-8.47	-40.23-40.23	1.181.18	8.508.50	5.575.57	1.341.34	0.000.00	2.852.85
11.	Central Bank of India Ltd CENTRALBK	Public BanksPublic Banks	32,965.2032,965.20	36.4236.42	8.388.38	-0.36-0.36	-3.82-3.82	-5.30-5.30	-38.70-38.70	0.890.89	11.3311.33	7.477.47	0.520.52	0.000.00	2.892.89
12.	Punjab & Sind Bank PSB	Public BanksPublic Banks	19,661.8719,661.87	27.7127.71	19.3619.36	0.290.29	-10.03-10.03	-13.24-13.24	-47.26-47.26	1.471.47	7.037.03	4.164.16	0.250.25	0.000.00	3.443.44

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Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Stock Screener and is subject to real-time updates.

Selection criteria: Sub-sector: Public Banks | Market Cap: Sorted from Highest to Lowest

Overview of Top PSU Bank Stocks in India

State Bank of India

State Bank of India operates as India’s largest public sector bank and serves retail, corporate, and rural customers. The bank offers services such as deposits, loans, digital banking, and treasury operations. SBI manages a wide branch network and plays a key role in financial inclusion and government-linked programs.

Bank of Baroda Ltd

Bank of Baroda Ltd serves customers across retail, MSME, and corporate segments. The bank offers products such as savings accounts, loans, cards, and digital services. Bank of Baroda operates an international presence and manages a wide domestic branch network that supports both urban and rural banking needs.

Punjab National Bank

Punjab National Bank provides services across retail and corporate banking. The bank offers deposits, credit products, digital solutions, and government-linked schemes. PNB manages an extensive nationwide network and serves diverse customer groups through lending programs, branch operations, and digital platforms.

Canara Bank Ltd

Canara Bank Ltd caters to retail, MSME, corporate, and rural customers through deposits, loans, and digital banking services. The bank runs an extensive branch network across India and participates in government-supported credit programs. Canara Bank also focuses on technology adoption in its service delivery.

Indian Bank

Indian Bank offers banking services to individuals, businesses, and rural customers. Its offerings include deposits, loans, digital banking, and trade-related services. Indian Bank operates a wide branch network and supports government financial initiatives, as well as credit programs for small enterprises and agriculture.

What are PSU Bank Stocks?

PSU bank stocks belong to public sector banks where the Government of India holds a majority stake. These banks provide services such as deposits, loans, and credit facilities across retail, corporate, and rural segments. Their performance often reflects economic activity and policy decisions.

How to Invest in PSU Bank Stocks?

Investing in PSU bank stocks in India using Tickertape is a straightforward process. Tickertape is a powerful stock analysis and screening tool that helps you make informed investment decisions. Here’s how you can use Tickertape to invest in PSU bank stocks in India:

Sign Up and Log In: You can create an account on the Tickertape or log in if you already have one.
Search for “PSU Bank”: Go to Tickertape Stock Screener and set the “Sub-sector: PSU Bank” filter
Use Filters: You can apply over 200 filters to get stocks sorted based on criteria like market cap, P/E ratio, or returns. You can create your own custom filter, in case your preferred parameters are not available. This can help you narrow down the top PSU bank stocks in India.
Analyse Stock Data: Tickertape provides comprehensive data on each stock, including financials, performance metrics, future projections, red flags, and more. You can review this data to assess each company’s health and potential in depth.
Add to Watchlist: You may keep track of potential investments by adding them to your watchlist.
Invest Through Your Broker: Once you’ve decided on a stock, you can place a buy order through your brokerage account linked to Tickertape.

You can stay updated with each of your favourite stocks’ alerts and announcements with Tickertape Alerts. Further, you can analyse your overall portfolio and potential red flags in it by connecting it to Tickertape. Check out detailed analysis of your portfolio now!

Advantages of Investing in PSU Bank Stocks in India

Government Backing Adds Stability

PSU banks are majority-owned by the government. This backing often supports confidence during periods of stress and helps maintain operational continuity.

Large Customer Base Across India

PSU banks serve a broad mix of customers in urban and rural regions. This reach supports steady growth in deposits and loan demand across economic cycles.

Role in Credit Expansion

These banks play a significant role in government-led lending programs. Such programs often drive loan growth in MSME, agriculture, and priority sectors.

Improving Asset Quality Trend

PSU banks have seen improvements in NPAs because of recoveries and resolution processes. Better asset quality supports stronger financial performance over time.

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Risks of Investing in PSU Bank Stocks in India

Exposure to Stressed Sectors

PSU banks often lend to sectors with higher default risk. This exposure may affect asset quality during economic slowdowns.

Dependence on Policy Decisions

Policy-linked mandates may impact profitability. Priority lending requirements or interest-linked schemes can influence margins.

Higher Credit Costs During Cycles

Rising NPAs during downturns may increase provisioning requirements. This pressure affects profitability until recoveries improve.

Slow Pace of Operational Change

PSU banks may take longer to adopt new systems or processes. Slower change may affect competitiveness in fast-evolving banking segments.

Factors to Consider Before Investing in PSU Bank Stocks in India

Asset Quality Track Record

Asset quality is observed through NPAs, provisioning patterns, and recovery performance. Changes in these indicators provide insights into a bank’s risk environment over time.

Capital Adequacy Position

Capital adequacy reflects a bank’s ability to manage financial stress and maintain operations. Variations in buffer levels offer context on balance-sheet strength.

Loan Book Mix

The composition of retail, MSME, corporate, and rural lending shapes the bank’s exposure profile. Different segments contribute differently to overall portfolio behaviour.

Profitability Metrics

Indicators such as ROA, ROE, net interest margin, and cost-to-income ratio outline operational efficiency. Movement in these metrics highlights shifts in performance dynamics.

Conclusion

PSU bank stocks reflect how public sector banks respond to economic conditions, regulatory developments, and credit demand across India. Their performance moves with changes in asset quality, capital strength, and loan growth patterns. Observing these factors helps readers build a clearer view of the PSU banking industry.

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Frequently Asked Questions on PSU Bank Stocks

What are PSU Bank Stocks?
Public banks, also called Public Sector Banks (PSBs), are government-owned financial institutions. In India, the central government holds a majority stake (over 50%) in these banks. They play a crucial role in implementing financial inclusion, rural banking, and welfare schemes.
How to invest in PSU Bank Stocks?
Here’s how you can invest in PSU Bank Stocks:
1. Go to the Tickertape Stock Screener.
2. In the 'Financials' sector, select the ‘Public Banks’ sub-sector.
3. Analyse and sort the PSU Bank Stocks using over 200+ filters—including valuation ratios, financials, technical indicators, and more—based on your investment thesis.
4. Review the filtered list, and identify stocks that best align with your risk appetite, return expectations, and investment goals.
5. Once you've shortlisted the stocks, click ‘Place Order’ to invest in your preferred PSU Bank Stocks.
Disclaimer - Please do your own research or consult your financial advisor before investing.
What is the future projection of PSU Bank Stocks?
PSU banks have rebounded, delivering up to 23% returns in a month, driven by RBI’s rate cut stance and improving asset quality. Experts see further upside.

Disclaimer: This is only for educational purposes as the latest data is derived from major financial research reports.
How to choose PSU Bank Stocks for investing?
Evaluate government support, NPA levels, capital adequacy, and reform measures.

Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.
Do PSU Bank Stocks offer regular dividends?
After a recovery from NPA cycles, PSU banks are showing strong profits and have resumed consistent dividend payouts, also influenced by government ownership.

Disclaimer: The latest data on dividends is derived from Tickertape Stock Screener.
Is PSU Bank Stocks a good investment for the long term?
Public sector banks face margin pressures but are expected to benefit from improved liquidity and government support. The RBI's liquidity measures are likely to ease funding pressures.

Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

Disclaimer: This article is for informational purposes only. The content of the article including securities/investment products mentioned if any, should not in any manner be construed as an investment advice, recommendation, offer, solicitation to buy/hold/sell any securities/investment products. The securities quoted if any, are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Please consult a SEBI-registered financial advisor before investing.