List of All Blue Chip Mutual Funds in India
Blue-chip mutual funds usually refer to large-cap funds that invest mainly in well-established companies with strong market presence. As per SEBI categorisation, large-cap funds invest at least 80% of their assets in large-cap stocks. In 2026. This article covers all the blue chip funds in India, provides an overview of the top blue chip funds, their benefits, risks, and key factors to consider before investing.
Top Blue Chip Mutual Funds - Best Funds, Benefits & Risks
Showing 1 - 12 of 12 results
last updated at 8:00 AM IST
| NameMFs (12)↓ | ↓Sub CategorySub Category↓ | ↓PlanPlan↓ | ↓AUMAUM↓ | ↓% Largecap Holding% Largecap Holding↓ | ↓NAVNAV↓ | ↓Absolute Returns - 3MAbsolute Ret. - 3M↓ | ↓Absolute Returns - 1YAbsolute Ret. - 1Y↓ | ↓CAGR 3YCAGR 3Y↓ | ↓Expense RatioExpense Ratio↓ | ↓Exit LoadExit Load↓ | ↓VolatilityVolatility↓ | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | ICICI Pru Large Cap Fund ICICI Pru Large Cap Fund | Large Cap Fund Large Cap Fund | Growth Growth | 79,420.74 79,420.74 | 81.90 81.90 | 118.38 118.38 | 0.63 0.63 | -2.10 -2.10 | 12.37 12.37 | 1.05 1.05 | 1.00 1.00 | 12.73 12.73 | |
| 2. | SBI Large Cap Fund SBI Large Cap Fund | Large Cap Fund Large Cap Fund | Growth Growth | 55,063.96 55,063.96 | 81.24 81.24 | 102.95 102.95 | 1.33 1.33 | 0.04 0.04 | 9.70 9.70 | 0.86 0.86 | 0.25 0.25 | 13.36 13.36 | |
| 3. | Nippon India Large Cap Fund Nippon India Large Cap Fund | Large Cap Fund Large Cap Fund | Growth Growth | 53,227.04 53,227.04 | 79.91 79.91 | 99.33 99.33 | -0.43 -0.43 | -1.97 -1.97 | 12.37 12.37 | 0.92 0.92 | 1.00 1.00 | 13.34 13.34 | |
| 4. | HDFC Large Cap Fund HDFC Large Cap Fund | Large Cap Fund Large Cap Fund | Growth Growth | 39,023.69 39,023.69 | 77.67 77.67 | 1,215.98 1,215.98 | 2.20 2.20 | -1.87 -1.87 | 10.47 10.47 | 1.04 1.04 | 1.00 1.00 | 13.59 13.59 | |
| 5. | Mirae Asset Large Cap Fund Mirae Asset Large Cap Fund | Large Cap Fund Large Cap Fund | Growth Growth | 38,379.27 38,379.27 | 84.09 84.09 | 125.38 125.38 | 2.00 2.00 | -1.88 -1.88 | 9.44 9.44 | 0.76 0.76 | 1.00 1.00 | 13.76 13.76 | |
| 6. | Axis Large Cap Fund Axis Large Cap Fund | Large Cap Fund Large Cap Fund | Growth Growth | 30,912.59 30,912.59 | 86.44 86.44 | 68.29 68.29 | 2.55 2.55 | -2.36 -2.36 | 8.92 8.92 | 0.98 0.98 | - - | 13.10 13.10 | |
| 7. | Aditya Birla SL Large Cap Fund Aditya Birla SL Large Cap Fund | Large Cap Fund Large Cap Fund | Growth Growth | 29,029.31 29,029.31 | 78.85 78.85 | 569.09 569.09 | 1.76 1.76 | -2.98 -2.98 | 10.55 10.55 | 1.08 1.08 | 1.00 1.00 | 13.15 13.15 | |
| 8. | Canara Rob Large Cap Fund Canara Rob Large Cap Fund | Large Cap Fund Large Cap Fund | Growth Growth | 16,692.31 16,692.31 | 85.24 85.24 | 70.81 70.81 | 1.07 1.07 | -3.32 -3.32 | 10.71 10.71 | 0.61 0.61 | 1.00 1.00 | 13.36 13.36 | |
| 9. | UTI Large Cap Fund UTI Large Cap Fund | Large Cap Fund Large Cap Fund | Growth Growth | 11,975.72 11,975.72 | 82.44 82.44 | 287.58 287.58 | 1.03 1.03 | -4.46 -4.46 | 8.23 8.23 | 1.09 1.09 | 1.00 1.00 | 13.08 13.08 | |
| 10. | Kotak Large Cap Fund Kotak Large Cap Fund | Large Cap Fund Large Cap Fund | Growth Growth | 10,772.29 10,772.29 | 81.45 81.45 | 649.24 649.24 | 0.94 0.94 | -1.40 -1.40 | 11.30 11.30 | 0.74 0.74 | 1.00 1.00 | 13.33 13.33 | |
| 11. | Franklin India Large Cap Fund Franklin India Large Cap Fund | Large Cap Fund Large Cap Fund | Growth Growth | 7,255.73 7,255.73 | 83.97 83.97 | 1,111.59 1,111.59 | 1.07 1.07 | -2.56 -2.56 | 10.33 10.33 | 1.46 1.46 | 1.00 1.00 | 12.94 12.94 | |
| 12. | DSP Large Cap Fund DSP Large Cap Fund | Large Cap Fund Large Cap Fund | Growth Growth | 7,190.45 7,190.45 | 87.91 87.91 | 499.04 499.04 | 0.62 0.62 | -4.41 -4.41 | 12.05 12.05 | 1.37 1.37 | 1.00 1.00 | 12.40 12.40 |
Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Mutual Fund Screener and is subject to real-time updates.
Selection criteria: Plan: Growth | Category: Equity | Sub-category: Largecap Fund | AUM: Sorted from Highest to Lowest
Selection criteria: Plan: Growth | Category: Equity | Sub-category: Largecap Fund | AUM: Sorted from Highest to Lowest
What is a Blue Chip Mutual Fund?
Blue-chip mutual funds are equity mutual funds that mainly invest in large, well-established companies. SEBI does not use “blue chip fund” as an official mutual fund category. These funds are usually classified as large-cap funds. As per SEBI rules, large-cap funds must invest at least 80% of their total assets in equity and equity-related securities of large-cap companies. These funds may offer relatively more stable returns than small-cap and mid-cap funds, but they still carry market risk. Investors often use the terms “large-cap funds” and “blue chip funds” interchangeably because both generally refer to funds that invest in large-cap companies.
Overview of Top Blue Chip Mutual Funds
ICICI Prudential Large Cap Fund
ICICI Prudential Large Cap Fund invests mainly in India’s top 100 listed companies. This ICICI Prudential blue chip fund employs a research-driven approach to identify high-quality businesses across sectors, aiming for long-term capital growth through a diversified, well-structured large-cap portfolio.
SBI Large Cap Fund
SBI Large Cap Fund focuses on leading Indian companies with strong financials and stable earnings. This SBI bluechip fund maintains a diversified portfolio across large-cap stocks and sectors, seeking consistent performance through disciplined stock selection and risk-managed exposure to established market leaders.
Nippon India Large Cap Fund
Nippon India Large Cap Fund allocates its portfolio to India’s top 100 companies by market capitalisation. It aims to capture long-term growth opportunities by investing in fundamentally strong businesses while maintaining diversification across key industries and sectors.
Mirae Asset Large Cap Fund
Mirae Asset Large Cap Fund invests predominantly in large-cap stocks and selectively in mid-cap opportunities. The fund focuses on high-quality companies with sustainable earnings and proven business models, aiming to deliver long-term capital appreciation through a balanced and research-led strategy.
HDFC Large Cap Fund
HDFC Large Cap Fund primarily invests in large-cap companies known for stability and sound management. It aims to create long-term value by maintaining a diversified portfolio across sectors, focusing on established businesses with the potential for steady growth over market cycles.
How to Invest in Blue Chip Mutual Funds?
Here’s how you can identify and invest in blue chip funds with Tickertape-
- Launch Tickertape Mutual Fund Screener.
- Under the “Equity” Category search for “Large Cap Funds”, which are also called blue chip funds.
- Sort out the top blue chip mutual funds based on over 50 fundamental and technical filters.
- After identifying the blue chip mutual fund that aligns with your investment thesis, click on “Place Order” to invest in the mutual fund.
With Tickertape Mutual Fund Screener, you can invest via ‘lumpsum’ or start a ‘SIP’ in Blue Chip Mutual Funds. Moreover, by connecting your portfolio, you can do a deep analysis of your portfolio and assess its performance.
Taxation of Blue Chip Mutual Funds
Equity mutual funds are taxed based on how long the investment is held. According to the 2024 Budget, both short-term and long-term capital gains have revised tax rates and limits, effective from 23 July 2024
| Capital Gains Type | Holding Period | Tax Rate |
|---|---|---|
| Short-Term Capital Gains (STCG) | Less than 12 months | 20% |
| Long-Term Capital Gains (LTCG) | More than 12 months | 12.5% (Exempt up to ₹1.25 lakh per financial year) |
Features of Blue Chip Mutual Funds
Investment in Large Companies
Blue chip mutual funds mainly invest in large, well-established companies with a strong market presence. These companies usually have a long operating history and stable business models.
Large-Cap Exposure
SEBI does not use “blue chip fund” as an official mutual fund category. These funds usually fall under the large-cap fund category. Large-cap funds invest mainly in the top 100 companies by full market capitalisation.
Relatively Stable Performance
Blue chip funds may offer relatively more stable performance than small-cap and mid-cap funds because they invest in larger companies. However, they still invest in equities, so their value can move with the stock market.
Diversified Portfolio
Blue chip mutual funds usually invest across multiple large-cap companies and sectors. This reduces dependence on a single stock, although the fund still carries equity market risk.
Who Can Consider Investing in Blue Chip Mutual Funds
Long-Term Investors
Blue chip mutual funds may suit investors with a long-term investment horizon. Investors who are planning for goals such as retirement or long-term wealth creation can consider these funds for exposure to large, established companies. However, returns depend on market conditions and fund performance.
Moderate Risk-Takers
These funds may suit investors who prefer relatively stable equity exposure over high-risk investment options. Blue chip funds usually invest in large-cap companies, which may be less volatile than small-cap and mid-cap companies. However, they still carry equity market risk.
SIP Investors
Investors who prefer regular and smaller investments can consider blue chip funds for SIP. A SIP allows investors to invest a fixed amount at regular intervals and build wealth over time, even with modest monthly contributions.
Dividend Seekers
Investors looking for periodic payouts may consider blue chip mutual funds with IDCW options. However, these payouts are not guaranteed and depend on the fund’s distributable surplus and the AMC’s decision. Investors should also check the fund’s expense ratio, performance and risk before investing.
Advantages of Investing in Blue Chip Mutual Funds
Exposure to Large Companies
Blue-chip mutual funds provide access to some of India’s largest listed businesses, many of which hold significant market share in their industries.
Relatively Stable Behaviour
Large-cap funds have historically shown relatively lower drawdowns than mid-cap and small-cap categories during periods of market stress, even though they may underperform during strong broader-market rallies.
Diversified Sector Exposure
Most blue-chip mutual funds hold companies across multiple sectors, which can reduce dependence on a single industry.
Strong Liquidity Profile
Large-cap stocks generally have higher trading volumes and broader institutional participation, supporting smoother portfolio execution and liquidity management.
Regulatory Clarity in Allocation
SEBI’s categorisation framework requires large-cap funds to maintain a minimum allocation of 80% to large-cap stocks, thereby creating consistency in the category structure.
Risks of Investing in Blue Chip Mutual Funds
Equity Market Risk
Blue chip mutual funds invest mainly in equities, so their NAV can move up or down with the stock market. Even large and established companies can see price changes during market volatility.
Lower Return Potential
Blue chip mutual funds may deliver lower returns when mid-cap and small-cap stocks perform strongly. During such phases, investors may shift towards higher-growth segments, which can make large-cap funds lag the broader market.
Sector Concentration Risk
Some blue chip mutual funds may hold a large portion of their portfolio in sectors such as financial services, IT or consumer goods. If any of these sectors faces a slowdown, the fund’s performance may get affected.
Limited Exposure to Emerging Companies
Blue chip funds mainly invest in established companies. As a result, they may have limited exposure to smaller companies that are still growing rapidly.
Market-Cycle Sensitivity
Large-cap companies are generally more stable than smaller companies, but they are not risk-free. Weak economic conditions, global market stress, lower earnings growth or valuation corrections can still affect their stock prices and fund returns.
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Factors to Consider Before Investing in Blue Chip Mutual Funds
Portfolio Composition
The portfolio composition of a blue chip mutual fund can shape its overall performance. Sector allocation, stock concentration and exposure to specific companies can influence how the fund behaves, even within the large-cap category.
Expense Ratio and Fund Efficiency
The expense ratio affects the fund’s net returns over time because the fund deducts this cost from its assets. In index-oriented blue chip funds, tracking difference can also matter as it shows how closely the fund’s returns match its benchmark.
Investment Horizon
Blue chip mutual funds are equity schemes, so they can face short-term market volatility. While they may be relatively more stable than mid-cap and small-cap funds, they still require a suitable investment horizon to manage market cycles.
Comparison With Broader Categories
Large-cap funds can behave differently from flexi-cap, mid-cap and multi-cap funds across market cycles. During broader market rallies, mid-cap and small-cap funds may attract stronger inflows and deliver higher returns, while large-cap funds may show steadier but slower movement.
Role Within Overall Allocation
Blue chip mutual funds usually form part of an investor’s broader equity allocation. They are often assessed along with other fund categories instead of being viewed in isolation.
Scheme Mandate and Benchmark
Each blue chip mutual fund can follow a different benchmark, stock-selection strategy and fund-management approach. These factors can create differences in performance, risk and portfolio structure even among funds within the same broad category.
Conclusion
Now that you know what blue chip funds are, make sure to assess your financial goals and risk tolerance to choose the fund that works best for you. For those seeking guidance, reviewing the top 10 blue-chip mutual funds in India and growth-focused blue-chip funds will give you a great starting point for identifying strong performers in this category. To screen mutual funds based on different parameters, use Tickertape Mutual Fund Screener, which has over 50 filters to help you find your best mutual funds.
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Frequently Asked Questions About Blue Chip Mutual Funds
What is blue chip fund in a mutual fund?
A blue chip mutual fund primarily invests in large, financially stable, and well-established companies. These funds focus on businesses known for stability, consistent earnings, and long-term market presence.What is the difference between a blue chip mutual fund and a large-cap fund?
Blue-chip funds form a subset of large-cap funds. While both invest in top 100 companies, blue chip funds specifically target high-quality businesses with consistent financial performance and a proven track record of market stability.How to choose the best blue chip mutual fund?
Here’s how to choose the best blue chip mutual fund for investing -
- Assess your risk tolerance.
- Analyse the fund’s performance on Tickertape Mutual Fund Screener.
- Compare the expense ratio.
- Evaluate portfolio diversification across sectors, market caps, and asset classes.
- Understand tax implications as equity and debt funds are taxed differently.
- Check for exit load and lock-in period.
Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.Which bluechip mutual fund is best?
Here are some of the best blue chip mutual funds based on 3Y CAGR:
Disclaimer: This list is for informational purposes only and does not constitute investment advice. The funds mentioned are examples from the blue chip mutual fund category and should not be treated as a complete ranking of the top 10 blue chip mutual funds in India.What is better in blue chip funds: lump sum or SIP?
Both approaches can work, but an SIP in the best blue chip fund for SIP can be considered by investors looking to spread out their investments and benefit from rupee-cost averaging, especially in volatile markets.Disclaimer: Please note that this is not a recommendation and investors should conduct thorough research and/or consult a financial advisor before investing.Do you need a demat account to invest in blue chip funds?
No, you do not need a demat account to invest in tax-efficient blue chip funds, as mutual fund investments can be made directly through fund houses or other platforms.Disclaimer: You can check the Demat account requirement for mutual funds through the Tickertape Mutual Fund Screener.Is bluechip a good investment?
Blue chip mutual funds are typically associated with large, well-established companies and are often considered part of core equity allocations. Their suitability depends on factors such as risk tolerance, investment horizon, and overall financial goals rather than the category alone.Disclaimer:This information is for educational purposes only and should not be considered investment advice. Investment decisions should be based on individual financial circumstances.What are the drawbacks of blue chip funds?
Blue-chip funds may offer relatively lower growth potential than mid-cap or small-cap funds during strong market rallies. They also remain exposed to equity market risks, and performance can be influenced by sector concentration, especially in financials or IT.Disclaimer: This information is for educational purposes only and should not be considered investment advice. Market-linked investments are subject to risks.Which is better, Blue chip or Index Fund?
Blue-chip funds are actively managed and aim to outperform a benchmark, while index funds passively track a specific index. The difference lies in management style, cost structure, and tracking approach rather than one being inherently better than the other.Disclaimer: This information is for educational purposes only and should not be considered investment advice. The choice between fund types depends on individual preferences and financial goals.Are blue chip funds good for beginners?
Blue chip funds are often seen as relatively stable within the equity category due to their focus on large-cap companies. However, they are still subject to market fluctuations, and their suitability depends on the individual’s risk profile and time horizon.Disclaimer: This information is for educational purposes only and should not be considered investment advice. Investors should evaluate their financial situation before making any investment decisions.Are blue chip funds risky?
Blue-chip mutual funds carry relatively lower risk compared to mid-cap or small-cap funds. However, since they invest in equities, their value can fluctuate with overall market performance and economic conditions.Disclaimer: Investors should understand that these funds are subject to market risks and should review their financial goals, risk tolerance, and time horizon before investing.What are the types of blue chip funds?
Blue-chip funds usually fall under the large-cap category. Some track major indices, such as the Nifty 50 or Sensex, while others are actively managed, where fund managers select companies based on their financial strength and stability.What are the top 10 blue chip mutual funds?
As of 29th June 2026 the top 10 blue chip mutual funds in India are:Disclaimer: The above list of large cap mutual funds in India is for educational purposes only and should not be considered investment advice. Market-linked investments are subject to risks.
