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Punjab & Sind Bank

PSB Share Price

27.100.55% (-0.15)
High
Low
Returns
1D
1W
1M
1Y
5Y
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SIP
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1W
1M
1Y
5Y
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With a market cap of ₹19,229 cr, stock is ranked 348

Stock is 3.46x as volatile as Nifty

PSB Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹19,229 cr, stock is ranked 348

Stock is 3.46x as volatile as Nifty

PSB Performance & Key Metrics

PSB Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
15.851.440.26%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
18.272.490.97%

PSB Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

PSB Company Profile

Punjab & Sind Bank provides Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations.

Investor Presentation

View older View older 

Jan 17, 2026

PDF
View Older Presentations
PE Ratio
12.69
12.69
1Y Return
41.76%
41.76%
Buy Reco %
82.05
82.05
PE Ratio
7.22
7.22
1Y Return
31.63%
31.63%
Buy Reco %
82.35
82.35
PE Ratio
7.64
7.64
1Y Return
23.19%
23.19%
Buy Reco %
62.50
62.50
PE Ratio
7.54
7.54
1Y Return
49.23%
49.23%
Buy Reco %
84.62
84.62
PE Ratio
7.62
7.62
1Y Return
55.29%
55.29%
Buy Reco %
78.95
78.95
Compare with Peers

PSB Sentiment Analysis

PSB Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

PSB Stock Summary · January 2026

In the recent earnings call, the bank showcased robust financial performance, marked by significant year-on-year growth in operating and net profits, alongside a notable increase in core fee and non-interest income. However, challenges persist, particularly in deposit growth, as the credit-deposit ratio remains below industry averages, prompting management to adjust interest rates to enhance mobilization. Despite these hurdles, optimism surrounds credit quality, with expectations of improved gross NPA levels and strategic expansions into sectors like infrastructure and MSME. The bank is also prioritizing digital transformation and HR initiatives to bolster operational efficiency and customer engagement, reflecting a comprehensive approach to navigating the competitive landscape while maintaining a strong capital position.

PSB Stock Growth Drivers
PSB Stock Growth Drivers
8
  • Strong Financial Performance

    The bank has reported significant growth in its financial metrics, with total business reaching Rs.

  • Improved Asset Quality

    The bank's asset quality has shown significant improvement, with gross NPA declining to 2.60% and

PSB Stock Challenges
PSB Stock Challenges
2
  • Increased Provisions and Financial Performance Impact

    The company has experienced an increase in provisions during the quarter, which is significantly affecting

  • Concerns Over Special Mention Accounts (SMA)

    There are concerns regarding two state government-backed accounts that have slipped into the Special Mention

end marker

PSB Forecast

PSB Forecasts

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

PSB

PSB

Income

Balance Sheet

Cash Flow

PSB Income Statement

PSB Income Statement

Industry refers to the sub-sector this company belongs to.
Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 8.13%, vs industry avg of 14.43%

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 1.17% to 0.85%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue8,750.978,529.959,386.958,826.937,877.528,055.198,932.6910,915.4513,048.9514,137.64
Raw Materialssubtract0.000.000.000.000.000.000.000.000.0012,558.39
Power & Fuel Costsubtract0.000.000.000.000.000.000.000.000.00
Employee Costsubtract990.141,123.001,175.811,211.091,688.071,478.561,544.421,944.202,088.48
Selling & Administrative Expensessubtract273.19270.30288.26296.76311.74325.06412.06419.85481.21
Operating & Other expensessubtract7,286.557,667.388,796.368,787.529,179.834,927.805,208.027,464.328,996.62
Depreciation/Amortizationsubtract0.0064.11-14.7253.91102.13137.09148.33150.08145.080.00
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract0.00148.96-315.29-531.56-671.34147.63306.82341.56321.72366.37
EPS5.02-15.41-9.62-15.65-11.501.921.940.881.461.71
DPS0.000.000.000.000.000.310.480.200.070.07
Payout ratio0.000.000.000.000.000.160.250.230.050.04

PSB Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Jan 17PDF
Jan 17PDF
Oct 16PDF
Jul 19PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Apr 29PDF
Mar 6PDF
Mar 1PDF
+2 more
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 5PDF
FY 2023FY 2023

Annual report

PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
 

PSB Stock Peers

PSB Past Performance & Peer Comparison

PSB Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPublic Banks

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Punjab & Sind Bank18.931.440.26%
State Bank of India12.691.951.44%
Bank of Baroda Ltd7.221.012.89%
Punjab National Bank7.641.062.36%

PSB Stock Price Comparison

Compare PSB with any stock or ETF
Compare PSB with any stock or ETF
PSB
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PSB Holdings

PSB Shareholdings

PSB Promoter Holdings Trend

PSB Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

PSB Institutional Holdings Trend

PSB Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

PSB Shareholding Pattern

PSB Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding93.85%0.11%3.89%0.16%1.99%

Mar 2025

Jun 2025

Sep 2025

Dec 2025

PSB Shareholding History

PSB Shareholding History

SepDec '24MarJunSepDec '250.00%0.00%0.73%0.25%0.16%0.16%

Mutual Funds Invested in PSB

Mutual Funds Invested in PSB

No mutual funds holding trends are available

Top 4 Mutual Funds holding Punjab & Sind Bank




Funds (Top 4)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0000%0.01%-0.00%657/1042 (+104)
0.0000%0.00%-0.01%438/536 (+3)
0.0000%0.00%-0.06%63/66 (-1)

Compare 3-month MF holding change on Screener

PSB Insider Trades & Bulk Stock Deals

PSB Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing PSB stock

smallcases containing PSB stock

Looks like this stock is not in any smallcase yet.

PSB Events

PSB Events

PSB Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

PSB Dividend Trend

No dividend trend available

PSB Upcoming Dividends

PSB Upcoming Dividends

No upcoming dividends are available

PSB Past Dividends

PSB Past Dividends

Cash Dividend

Ex DateEx DateJul 29, 2025

Final
Final | Div/Share: ₹0.07

Dividend/Share

0.07

Ex DateEx Date

Jul 29, 2025

Cash Dividend

Ex DateEx DateJul 16, 2024

Final
Final | Div/Share: ₹0.20

Dividend/Share

0.20

Ex DateEx Date

Jul 16, 2024

Cash Dividend

Ex DateEx DateJul 4, 2023

Final
Final | Div/Share: ₹0.48

Dividend/Share

0.48

Ex DateEx Date

Jul 4, 2023

Cash Dividend

Ex DateEx DateJul 4, 2022

Final
Final | Div/Share: ₹0.31

Dividend/Share

0.31

Ex DateEx Date

Jul 4, 2022

Cash Dividend

Ex DateEx DateJun 20, 2016

Final
Final | Div/Share: ₹1.65

Dividend/Share

1.65

Ex DateEx Date

Jun 20, 2016

PSB Stock News & Opinions

PSB Stock News & Opinions

Corporate
Punjab & Sind Bank intimates of strike by United Forum of Bank Unions

Punjab & Sind Bank that the United Forum of Bank Unions (U.F.B.U.) has served a notice informing their decision to go on Strike on 27 January 2026, on various issues/demands.Powered by Capital Market - Live

1 week agoCapital Market - Live
Earnings
Punjab & Sind Bank standalone net profit rises 19.31% in the December 2025 quarter

Net profit of Punjab & Sind Bank rose 19.31% to Rs 336.42 crore in the quarter ended December 2025 as against Rs 281.96 crore during the previous quarter ended December 2024. Total Operating Income rose 3.78% to Rs 3041.98 crore in the quarter ended December 2025 as against Rs 2931.14 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Total Operating Income3041.982931.14 4 OPM %65.9169.22 - PBDT456.47374.65 22 PBT456.47374.65 22 NP336.42281.96 19 Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Spotlight
Punjab & Sind Bank rises for third straight session

Punjab & Sind Bank is up for a third straight session today. The stock is quoting at Rs 27.86, up 2.05% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.09% on the day, quoting at 25754.85. The Sensex is at 83636.15, up 0.01%. Punjab & Sind Bank has gained around 0.32% in last one month. Meanwhile, Nifty PSU Bank index of which Punjab & Sind Bank is a constituent, has gained around 5.85% in last one month and is currently quoting at 8725, up 0.52% on the day. The volume in the stock stood at 12.31 lakh shares today, compared to the daily average of 20.8 lakh shares in last one month.The PE of the stock is 16.75 based on TTM earnings ending September 25.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Punjab & Sind Bank to conduct board meeting

Punjab & Sind Bank will hold a meeting of the Board of Directors of the Company on 17 January 2026.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Live Market Update
Nifty trades near 26,250 mark; auto shares gear up

The key domestic indices traded with moderate gains in morning trade as the Nifty traded near the 26,250 mark. Trading activity remained positive amid sustained buying interest, reflecting improved risk appetite among investors. Market participants will now turn their focus to the upcoming earnings season. Auto shares extended their rally for a fourth consecutive trading session. At 10:25 IST, the barometer index, the S&P BSE Sensex advanced 343.99 points or 0.40% to 85,532.59. The Nifty 50 index gained 101.90 points or 0.39% to 26,248.45. In the broader market, the S&P BSE Mid-Cap index added 0.47% and the S&P BSE Small-Cap index jumped 0.40%. The market breadth was strong. On the BSE, 2,352 shares rose and 1,264 shares fell. A total of 201 shares were unchanged. Buzzing Index: The Nifty Auto index jumped 1.07% to 28,786.65. The index jumped 4.33% for the four consecutive trading sessions. Hero MotoCorp (up 2.54%), TVS Motor Company (up 2.28%), Bosch (up 2.02%), Ashok Leyland (up 1.81%), Maruti Suzuki India (up 1.48%), Samvardhana Motherson International (up 1.36%), Mahindra & Mahindra (up 1.3%), Bharat Forge (up 0.98%), Sona BLW Precision Forgings (up 0.95%) and Tata Motors Passenger Vehicles (up 0.71%) surged. Stocks in Spotlight: Punjab & Sind Bank rose 2.61% after the bank's gross advances increased by 15.25% to Rs 110,488 crore as of 31 December 2025, as against Rs 95,870 crore as of 31 December 2024. South Indian Bank added 2.11% after the private lender said that its gross advances jumped 11.27% to Rs 96,765 crore as of 31 December 2025 as against Rs 86,966 crore as of 31 December 2024. Hyundai Motor India (HMIL) declined 2.06%. The company has recorded 6.6% year-on-year (YoY) growth in total monthly sales, clocking sales of 58,702 units in December 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Punjab & Sind Bank gains after advances grow 15% YoY in Q3

The bank's total business stood at Rs 2,49,691 crore as of 31 December 2025, registering a growth of 11.84% from the Rs 2,23,267 crore recorded in the same period last year. Total deposits for the quarter ended 31 December 2025 were at Rs 1,39,203 crore, up 9.27% from Rs 1,27,397 crore as of 31 December 2024. CASA deposits rose 8.77% year on year (YoY) to Rs 43,182 crore as of 31 December 2025. The CASA ratio declined to 31.02% as of 31 December 2025, compared with 31.16% as of 31 December 2024. The credit-deposit (CD) ratio stood at 79.37% as of 31 December 2025, as against 75.25% reported in the corresponding quarter of the previous year. Punjab and Sind Bank is a leading public sector bank and a major bank in northern India. The bank provides customer service through innovative products and services for different customer segments. The bank's standalone net profit jumped 22.92% to Rs 294.52 crore on an 8.89% increase in total income to Rs 3,373.28 crore in Q2 FY26 over Q2 FY25.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Punjab & Sind Bank EGM scheduled

Punjab & Sind Bank announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 21 January 2026.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Punjab & Sind Bank down for fifth straight session

Punjab & Sind Bank is down for a fifth straight session today. The stock is quoting at Rs 27.43, down 3.07% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.7% on the day, quoting at 26004.2. The Sensex is at 85175.61, down 0.63%.Punjab & Sind Bank has lost around 11.34% in last one month.Meanwhile, Nifty PSU Bank index of which Punjab & Sind Bank is a constituent, has eased around 2.19% in last one month and is currently quoting at 8381.75, down 2.67% on the day. The volume in the stock stood at 12.01 lakh shares today, compared to the daily average of 17.91 lakh shares in last one month.The PE of the stock is 17.32 based on TTM earnings ending September 25.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Punjab & Sind Bank down for fifth straight session

Punjab & Sind Bank is down for a fifth straight session today. The stock is quoting at Rs 30.02, down 0.03% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.28% on the day, quoting at 25806.35. The Sensex is at 84242.43, down 0.28%.Punjab & Sind Bank has lost around 0.43% in last one month.Meanwhile, Nifty PSU Bank index of which Punjab & Sind Bank is a constituent, has increased around 8.05% in last one month and is currently quoting at 8303.05, up 0.5% on the day. The volume in the stock stood at 12.72 lakh shares today, compared to the daily average of 36.54 lakh shares in last one month.The PE of the stock is 18.42 based on TTM earnings ending September 25.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Punjab & Sind Bank Q2 PAT climbs 23% YoY to Rs 295 cr

Profit before tax (PBT) stood at Rs 357.39 crore in Q2 FY26, registering growth of 16.29% YoY. Net interest income (NII) grew 8.82% to Rs 950 crore in Q2 FY26 as compared with Rs 873 crore recorded in Q2 FY25. During the quarter, the bank's total business grew by 12.19% YoY to Rs 2,41,272 crore, where in total advances were up by 15.97% YoY to Rs 1,05,566 crore. Total deposits rose 9.42% to Rs 1,35,706 crore as against Rs 1,24,025 crore recorded in the corresponding quarter last year. CASA deposits stood at Rs 41,129 crore in Q2 FY26 as compared to Rs 37,744 crore posted in Q2 FY25, registering a growth of 8.97%. The CASA ratio was 30.31% as of 30 September 2025, as against 30.43% as of 30 September 2024. Gross non-performing assets (GNPA) reduced 19.63% to Rs 3,082 crore as of 30 September 2025, as against Rs 3,835 crore as of 30 September 2024. On the asset quality front, the gross NPA ratio reduced to 2.92% in Q2 FY26 as against 4.21% recorded in Q2 FY25. The net NPA ratio reduced to 0.83% in Q2 FY26 as against 1.46% in Q2 FY25. The Capital Adequacy Ratio (CRAR) improved by 30 bps to 17.19%, and the Tier I (including CCB) capital ratio improved to 15.32% in Q2 FY26 as against 14.55% registered in Q2 FY25. The bank's provision coverage ratio increased by 332 bps and stands at 91.88%. The bank's CD ratio improved by 439 bps to 77.79% in Q2 FY26 as against 73.40% in Q2 FY25. Punjab and Sind Bank is a leading public sector bank and a major bank in northern India. The bank provides customer service through innovative products and services for different customer segments. The bank has a total of 1,607 branches and 1,053 ATMs. The scrip shed 0.63% to end at Rs 30.03 on the BSE. Powered by Capital Market - Live

3 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Punjab & Sind Bank (PSB) today?

    The share price of PSB as on 6th February 2026 is ₹27.10. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Punjab & Sind Bank (PSB) share?

    The past returns of Punjab & Sind Bank (PSB) share are
    • Past 1 week: 0.11%
    • Past 1 month: -5.74%
    • Past 3 months: -10.38%
    • Past 6 months: -4.27%
    • Past 1 year: -43.12%
    • Past 3 years: -3.04%
    • Past 5 years: 96.38%

  3. What are the peers or stocks similar to Punjab & Sind Bank (PSB)?
  4. What is the dividend yield % of Punjab & Sind Bank (PSB) share?

    The current dividend yield of Punjab & Sind Bank (PSB) is 0.26.

  5. What is the market cap of Punjab & Sind Bank (PSB) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Punjab & Sind Bank (PSB) is ₹19229.04 Cr as of 6th February 2026.

  6. What is the 52 week high and low of Punjab & Sind Bank (PSB) share?

    The 52-week high of Punjab & Sind Bank (PSB) is ₹50.50 and the 52-week low is ₹25.22.

  7. What is the PE and PB ratio of Punjab & Sind Bank (PSB) stock?

    The P/E (price-to-earnings) ratio of Punjab & Sind Bank (PSB) is 18.93. The P/B (price-to-book) ratio is 1.44.

  8. Which sector does Punjab & Sind Bank (PSB) belong to?

    Punjab & Sind Bank (PSB) belongs to the Financials sector & Public Banks sub-sector.

  9. How to buy Punjab & Sind Bank (PSB) shares?

    You can directly buy Punjab & Sind Bank (PSB) shares on Tickertape. Simply sign up, connect your demat account and place your order.