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Punjab & Sind Bank

Punjab & Sind Bank

PSB Share Price

NSE
22.730.04% (-0.01)
High
Low
Returns
1D
1W
1M
1Y
5Y
Max
SIP
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1D
1W
1M
1Y
5Y
Max
SIP

With a market cap of ₹16,646 cr, stock is ranked 437

Stock is 2.25x as volatile as Nifty

PSB Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹16,646 cr, stock is ranked 437

Stock is 2.25x as volatile as Nifty

PSB Performance & Key Metrics

PSB Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
12.031.181.66%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.642.141.30%

PSB Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

PSB Company Profile

Punjab & Sind Bank provides Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations.

Investor Presentation

View older View older 

Sep 1, 2026

PDF
View Older Presentations
PE Ratio
11.62
11.62
1Y Return
20.89%
20.89%
Buy Reco %
85.00
85.00
PE Ratio
7.21
7.21
1Y Return
33.19%
33.19%
Buy Reco %
78.57
78.57
PE Ratio
7.28
7.28
1Y Return
8.34%
8.34%
Buy Reco %
68.75
68.75
PE Ratio
6.44
6.44
1Y Return
0.06%
0.06%
Buy Reco %
72.73
72.73
PE Ratio
10.09
10.09
1Y Return
22.66%
22.66%
Buy Reco %
93.33
93.33
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PSB Sentiment Analysis

PSB Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

PSB Stock Summary · July 2026

Management struck an upbeat but measured tone, highlighting broad-based growth, improving asset quality, and continued progress toward a more granular loan mix. Total business rose 15.27% year over year to Rs 2,66,420 crore, with advances up 19.35% and deposits up 12.16%, while RAM advances reached 60.02% of the loan book as the bank continued to shift away from lower-yield corporate exposure. Profitability improved even as operating profit was flat at Rs 545 crore, because net interest income rose 15.33% and net profit increased 23.05% to Rs 331 crore, supported by stronger fee income. Asset quality strengthened further, with gross NPA at 2.21%, net NPA at 0.65%, and provision coverage at 92.33%. Management also noted that treasury income remains volatile and market-driven, creating some offset to core momentum, while higher technology, branch, and staffing costs are being managed through automation and process changes. Near term, the bank said it remains broadly aligned with FY27 guidance, with advances ahead of target, deposits slightly below plan, and asset quality, recoveries, and credit costs on track.

PSB Stock Growth Drivers
PSB Stock Growth Drivers
7
  • Broad-Based Business Expansion

    The bank delivered strong balance sheet growth in Q1 FY27, with total business rising 15.27%

  • Improving Earnings and Profitability

    Core earnings improved meaningfully during the quarter, with net interest income up 15.33% year over

PSB Stock Challenges
PSB Stock Challenges
4
  • Profitability Pressure from Weak Non-Interest Income and Provisioning

    Profitability has weakened because lower recoveries from written-off accounts and higher NPA provisioning have offset

  • Limited Foreign Currency Deposit Mobilization Capacity

    The bank’s ability to capture FCNR(B) deposits is constrained by structural distribution limitations. Management said

PSB Forecast

PSB Forecasts

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

PSB

PSB

Income

Balance Sheet

Cash Flow

PSB Income Statement

PSB Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue2,894.222,846.023,097.863,269.373,835.703,379.393,373.283,549.273,457.363,545.72
Operating & Other expensessubtract2,667.432,632.802,790.552,894.723,393.333,056.373,015.893,092.802,841.913,094.23
Depreciation/Amortizationsubtract0.000.000.000.000.000.000.000.000.000.00
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract87.4431.7267.7292.69129.5953.8662.87120.05193.62119.98
EPS0.210.270.350.420.460.380.420.470.590.47

PSB Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Sep 1PDF
Jul 18PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

Apr 27PDF
Jan 17PDF
Jan 17PDF
+2 more
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Apr 29PDF
Mar 6PDF
Mar 1PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

PSB Stock Peers

PSB Past Performance & Peer Comparison

PSB Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPublic Banks

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Punjab & Sind Bank12.591.181.66%
State Bank of India11.621.571.65%
Union Bank of India Ltd7.211.052.73%
Punjab National Bank7.280.892.57%

PSB Stock Price Comparison

Compare PSB with any stock or ETF
Compare PSB with any stock or ETF
PSB
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PSB Holdings

PSB Shareholdings

PSB Promoter Holdings Trend

PSB Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

PSB Institutional Holdings Trend

PSB Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

PSB Shareholding Pattern

PSB Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding93.85%0.13%3.68%0.14%2.20%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

PSB Shareholding History

PSB Shareholding History

MarJunSepDec '25MarJun0.73%0.25%0.16%0.16%0.15%0.14%

Mutual Funds Invested in PSB

Mutual Funds Invested in PSB

No mutual funds holding trends are available

Top 2 Mutual Funds holding Punjab & Sind Bank



Funds (Top 2)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0001%0.27%-0.02%12/13 (+1)
0.0000%0.00%-0.00%940/1009 (-580)

Compare 3-month MF holding change on Screener

PSB Insider Trades & Bulk Stock Deals

PSB Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing PSB stock

smallcases containing PSB stock

Looks like this stock is not in any smallcase yet.

PSB Events

PSB Events

PSB Dividend Trend

No Trend In Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

PSB has shown inconsistent dividend trend over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 1.66%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹16.62 every year

Dividends

Corp. Actions

Announcements

Legal Orders

PSB Dividend Trend

No Trend In Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

PSB has shown inconsistent dividend trend over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 1.66%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹16.62 every year

PSB Upcoming Dividends

PSB Upcoming Dividends

No upcoming dividends are available

PSB Past Dividends

PSB Past Dividends

Cash Dividend

Ex DateEx DateJul 21, 2026

Final
Final | Div/Share: ₹0.39

Dividend/Share

0.39

Ex DateEx Date

Jul 21, 2026

Cash Dividend

Ex DateEx DateJul 29, 2025

Final
Final | Div/Share: ₹0.07

Dividend/Share

0.07

Ex DateEx Date

Jul 29, 2025

Cash Dividend

Ex DateEx DateJul 16, 2024

Final
Final | Div/Share: ₹0.20

Dividend/Share

0.20

Ex DateEx Date

Jul 16, 2024

Cash Dividend

Ex DateEx DateJul 4, 2023

Final
Final | Div/Share: ₹0.48

Dividend/Share

0.48

Ex DateEx Date

Jul 4, 2023

Cash Dividend

Ex DateEx DateJul 4, 2022

Final
Final | Div/Share: ₹0.31

Dividend/Share

0.31

Ex DateEx Date

Jul 4, 2022

PSB Stock News & Opinions

PSB Stock News & Opinions

Corporate
Corporate
Punjab & Sindh Bank anticipates potential disruptions from an All India Strike on September 11, 2026

Punjab & Sindh Bank informed the Bombay Stock Exchange and National Stock Exchange of India that it received a notice of strike from the United Forum of Bank Union (AIBEA - AIBOC -NCBE -AIBOA -BEFI -INBEF -INBOC) proposing an All India Strike on September 11, 2026, which may affect the functioning of the bank’s branches and offices.

3 days agoCapital Market - Live
Spotlight
Spotlight
Punjab & Sind Bank down for fifth straight session

Punjab & Sind Bank is down for a fifth straight session today. The stock is quoting at Rs 22.54, down 0.18% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.77% on the day, quoting at 23871.2. The Sensex is at 76440.78, down 0.65%.Punjab & Sind Bank has lost around 5.13% in last one month.Meanwhile, Nifty PSU Bank index of which Punjab & Sind Bank is a constituent, has eased around 0.01% in last one month and is currently quoting at 8505.75, down 0.24% on the day. The volume in the stock stood at 14.37 lakh shares today, compared to the daily average of 10.14 lakh shares in last one month.The PE of the stock is 11.59 based on TTM earnings ending June 26.

1 week agoCapital Market - Live
Spotlight
Spotlight
Punjab & Sind Bank secures reaffirmed CARE AA; Stable ratings for multiple Tier II bond series

Punjab & Sind Bank recently announced reaffirmations from CARE Ratings regarding its Tier II Bond Series XIV of Rs 500 crore, Tier II Bond Series XV of Rs 237.30 crore, and Tier II Bond Series XVI of Rs 500 crore, all maintaining a rating of CARE AA; Stable. Additionally, CARE Ratings reaffirmed the ratings on the bank's Tier-II Bonds Stable, while noting that recapitalization bonds totaling Rs 10,100 crore will be fair valued in FY25. Other instruments, including recapitalization bonds with infusions in FY18 (Rs 785 crore), FY20 (Rs 787 crore), FY21 (Rs 5,500 crore), and FY22 (Rs 4,600 crore), along with equity shares approved for a Qualified Institutional Placement (QIP) of Rs 3,000 crore and a previous QIP of Rs 1,219 crore, remain unrated, although the bank has board approval for the issuance of Tier -II / Tier -I Bonds totaling Rs 2,000 crore. CareEdge Ratings highlighted concerns regarding profitability, CASA deposits, and net stressed assets, while also noting an expected recovery in Net Interest Margin (NIM) and advances growth.

3 weeks agoCapital Market - Live
Corporate
Corporate
Punjab & Sindh Bank appoints Kristam Subba Raju Guptha for a 3-year board term

Punjab & Sindh Bank announced the appointment of Shri Kristam Subba Raju Guptha as a Part-Time Non-Official Director to its board, effective August 12, 2026, for a period of 3 years, as per a notification from the Central Government eF.No.6/ 2(iv)/2026-BO-I dated August 12, 2026.

1 month agoCapital Market - Live
Spotlight
Spotlight
Punjab & Sind Bank Q1 PAT climbs 23% YoY to Rs 332 cr

Profit before tax (PBT) stood at Rs 451.49 crore in Q1 FY27, registering growth of 39.77% YoY. Net interest income (NII) grew 15.33% to Rs 1,038 crore in Q1 FY27 as compared with Rs 900 crore recorded in Q1 FY26. During the quarter, the bank's total business grew by 15.27% YoY to Rs 2,66,420 crore, wherein total advances were up by 19.35% YoY to Rs 1,19,290 crore. Total deposits rose 12.16% to Rs 1,47,130 crore as against Rs 1,31,182 crore recorded in the corresponding quarter last year. CASA deposits stood at Rs 44,225 crore in Q1 FY27 as compared to Rs 40,133 crore posted in Q1 FY26, registering a growth of 10.20%. The CASA ratio was 30.31% as of 30 June 2026, as against 30.43% as of 30 June 2025. Gross non-performing assets (GNPA) reduced 21.02% to Rs 2,637 crore as of 30 June 2026, as against Rs 3,339 crore as of 30 June 2025. On the asset quality front, the gross NPA ratio reduced to 2.21% in Q1 FY27 as against 3.34% recorded in Q1 FY26. The net NPA ratio reduced to 0.65% in Q1 FY27 as against 0.91% in Q1 FY26. The Capital Adequacy Ratio (CRAR) stood at 17.61%, and the Tier I (including CCB) capital ratio improved to 16.56% in Q1 FY27 as against 16.02% registered in Q1 FY26. The bank's provision coverage ratio increased by 56 bps to 92.33%. The bank's CD ratio improved by 489 bps to 81.08% in Q1 FY27 as against 76.19% in Q1 FY26. Punjab and Sind Bank is a leading public sector bank and a major bank in northern India. The bank provides customer service through innovative products and services for different customer segments. The scrip rose 0.36% to Rs 24.87 on the BSE.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Earnings
Punjab & Sind Bank standalone net profit rises 23.16% in the June 2026 quarter

Net profit of Punjab & Sind Bank rose 23.16% to Rs 331.51 crore in the quarter ended June 2026 as against Rs 269.16 crore during the previous quarter ended June 2025. Total Operating Income rose 10.40% to Rs 3213.37 crore in the quarter ended June 2026 as against Rs 2910.66 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Total Operating Income3213.372910.66 10 OPM %71.3864.06 - PBDT451.49323.02 40 PBT451.49323.02 40 NP331.51269.16 23 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Corporate
Punjab & Sind Bank to conduct board meeting

Punjab & Sind Bank will hold a meeting of the Board of Directors of the Company on 18 July 2026.

1 month agoCapital Market - Live
Corporate
Corporate
Punjab & Sind Bank to convene AGM

Punjab & Sind Bank announced that the Annual General Meeting(AGM) of the bank will be held on 28 July 2026.

2 months agoCapital Market - Live
Corporate
Corporate
Punjab & Sind Bank fixes record date for final dividend

Punjab & Sind Bank has fixed 21 July 2026 as record date for the purpose of final dividend for the FY 2025-26.

2 months agoCapital Market - Live
Spotlight
Spotlight
Punjab & Sind Bank gains after advances grow 20% YoY in Q1 FY27

Total business grew 15.33% year-on-year to Rs 2,66,574 crore as of 30 June 2026, compared with Rs 2,31,132 crore in the year-ago period. Total deposits rose 12.16% year-on-year to Rs 1,47,134 crore as of 30 June 2026, from Rs 1,31,182 crore a year earlier. Punjab & Sind Bank is a public sector lender offering a range of banking products and services across retail, corporate and other customer segments. The bank reported a 34.9% year-on-year increase in standalone net profit to Rs 421.83 crore in Q4 FY26, while revenue from operations declined 9.9% to Rs 3,457.36 crore. Powered by Capital Market - Live

2 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. The share price of PSB as on 11th September 2026 is ₹22.73. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of Punjab & Sind Bank (PSB) share are
    • Past 1 week: -1.98%
    • Past 1 month: -3.81%
    • Past 3 months: -2.86%
    • Past 6 months: -6.61%
    • Past 1 year: -22.56%
    • Past 3 years: -45.75%
    • Past 5 years: 36.93%

  3. The current dividend yield of Punjab & Sind Bank (PSB) is 1.66.

  4. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Punjab & Sind Bank (PSB) is ₹16646.24 Cr as of 11th September 2026.

  5. The 52-week high of Punjab & Sind Bank (PSB) is ₹32.46 and the 52-week low is ₹20.50.

  6. The P/E (price-to-earnings) ratio of Punjab & Sind Bank (PSB) is 12.59. The P/B (price-to-book) ratio is 1.18.

  7. Punjab & Sind Bank (PSB) belongs to the Financials sector & Public Banks sub-sector.

  8. You can directly buy Punjab & Sind Bank (PSB) shares on Tickertape. Simply sign up, connect your demat account and place your order.