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Punjab & Sind Bank

Punjab & Sind Bank

PSB Share Price

NSE
24.840.28% (+0.07)
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Returns
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With a market cap of ₹17,625 cr, stock is ranked 410

Stock is 2.27x as volatile as Nifty

PSB Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹17,625 cr, stock is ranked 410

Stock is 2.27x as volatile as Nifty

PSB Performance & Key Metrics

PSB Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
12.731.251.57%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.572.211.15%

PSB Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

PSB Company Profile

Punjab & Sind Bank provides Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations.

Investor Presentation

View older View older 

Jul 18, 2026

PDF
View Older Presentations
PE Ratio
11.75
11.75
1Y Return
28.61%
28.61%
Buy Reco %
82.05
82.05
PE Ratio
6.91
6.91
1Y Return
23.34%
23.34%
Buy Reco %
76.92
76.92
PE Ratio
6.64
6.64
1Y Return
4.71%
4.71%
Buy Reco %
74.19
74.19
PE Ratio
6.98
6.98
1Y Return
0.75%
0.75%
Buy Reco %
71.43
71.43
PE Ratio
6.54
6.54
1Y Return
14.99%
14.99%
Buy Reco %
88.24
88.24
Compare with Peers

PSB Sentiment Analysis

PSB Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

PSB Stock Summary · May 2026

Management framed the quarter as a phase of strong balance‑sheet expansion and record profitability, noting total business rose 14.94% to Rs.2,63,652 crore and FY net profit reached a record Rs.1,322 crore (up 30.12% YoY). They emphasised priorities of funding diversification and margin recovery—mobilising more low‑cost deposits, shifting lending toward higher‑yielding Agriculture and MSME segments, and growing co‑lending (now >Rs.10,000 crore)—while accelerating digital transformation (UnIC 2.0, doubled IT/AI/cyber budgets) and expanding distribution with 200 new branches and an enlarged BC network. Management also highlighted improved income mix and efficiency—NII adjusted for a prior one‑off would have grown >8%, core fees strengthened, and cost‑to‑income fell to 60.97%—but acknowledged margin pressure (12‑month NIM 2.55%) and residual stress in agriculture/MSME with quarterly slippages rising to Rs.355 crore and PCR easing to 90.91%. They flagged a preliminary ECL/RWA capital impact of ~Rs.600–800 crore to be absorbed over the glide path, and reiterated FY27 targets of 13–14% deposit growth, 16–18% advances growth, RAM >60% and a medium‑term business aim of Rs.4,00,000 crore by FY29.

PSB Stock Growth Drivers
PSB Stock Growth Drivers
7
  • Historic balance-sheet expansion and record profitability

    The bank delivered a historic expansion in FY26 with total business rising 14.94% year‑on‑year to

  • Stronger deposit franchise and diversified funding mix

    The liability franchise materially strengthened as low‑cost CASA balances rose over 10% year‑on‑year and retail

PSB Stock Challenges
PSB Stock Challenges
6
  • Deteriorating asset quality and rising slippages

    Quarterly gross slippages rose materially to Rs.355 crore from Rs.168 crore in the prior quarter,

  • Regulatory provisioning and capital hit from new ECL/RWA rules

    The final regulatory framework for expected credit loss (ECL) and related risk‑weighted assets introduces substantive

PSB Forecast

PSB Forecasts

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

PSB

PSB

Income

Balance Sheet

Cash Flow

PSB Income Statement

PSB Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue2,894.222,846.023,097.863,269.373,835.703,379.393,373.283,549.273,457.363,545.72
Operating & Other expensessubtract2,667.432,632.802,790.552,894.723,393.333,056.373,015.893,092.802,841.913,094.23
Depreciation/Amortizationsubtract0.000.000.000.000.000.000.000.000.000.00
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract87.4431.7267.7292.69129.5953.8662.87120.05193.62119.98
EPS0.210.270.350.420.460.380.420.470.590.47

PSB Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Jul 18PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

Apr 27PDF
Jan 17PDF
Jan 17PDF
+2 more
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Apr 29PDF
Mar 6PDF
Mar 1PDF
Jan 15PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

PSB Stock Peers

PSB Past Performance & Peer Comparison

PSB Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPublic Banks

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Punjab & Sind Bank13.331.251.57%
State Bank of India11.751.591.64%
Union Bank of India Ltd6.911.012.84%
Bank of Baroda Ltd6.640.793.34%

PSB Stock Price Comparison

Compare PSB with any stock or ETF
Compare PSB with any stock or ETF
PSB
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PSB Holdings

PSB Shareholdings

PSB Promoter Holdings Trend

PSB Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

PSB Institutional Holdings Trend

PSB Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

PSB Shareholding Pattern

PSB Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding93.85%0.13%3.68%0.14%2.20%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

PSB Shareholding History

PSB Shareholding History

MarJunSepDec '25MarJun0.73%0.25%0.16%0.16%0.15%0.14%

Mutual Funds Invested in PSB

Mutual Funds Invested in PSB

No mutual funds holding trends are available

Top 2 Mutual Funds holding Punjab & Sind Bank



Funds (Top 2)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0001%0.29%0.02%13/13 (0)
0.0000%0.00%0.00%379/1047 (+5)

Compare 3-month MF holding change on Screener

PSB Insider Trades & Bulk Stock Deals

PSB Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing PSB stock

smallcases containing PSB stock

Looks like this stock is not in any smallcase yet.

PSB Events

PSB Events

PSB Dividend Trend

No Trend In Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

PSB has shown inconsistent dividend trend over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 1.57%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹15.74 every year

Dividends

Corp. Actions

Announcements

Legal Orders

PSB Dividend Trend

No Trend In Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

PSB has shown inconsistent dividend trend over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 1.57%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹15.74 every year

PSB Upcoming Dividends

PSB Upcoming Dividends

Cash Dividend

Ex DateEx DateJul 21, 2026

Final
Final | Div/Share: ₹0.39

Dividend/Share

0.39

Ex DateEx Date

Jul 21, 2026

PSB Past Dividends

PSB Past Dividends

Cash Dividend

Ex DateEx DateJul 29, 2025

Final
Final | Div/Share: ₹0.07

Dividend/Share

0.07

Ex DateEx Date

Jul 29, 2025

Cash Dividend

Ex DateEx DateJul 16, 2024

Final
Final | Div/Share: ₹0.20

Dividend/Share

0.20

Ex DateEx Date

Jul 16, 2024

Cash Dividend

Ex DateEx DateJul 4, 2023

Final
Final | Div/Share: ₹0.48

Dividend/Share

0.48

Ex DateEx Date

Jul 4, 2023

Cash Dividend

Ex DateEx DateJul 4, 2022

Final
Final | Div/Share: ₹0.31

Dividend/Share

0.31

Ex DateEx Date

Jul 4, 2022

Cash Dividend

Ex DateEx DateJun 20, 2016

Final
Final | Div/Share: ₹1.65

Dividend/Share

1.65

Ex DateEx Date

Jun 20, 2016

PSB Stock News & Opinions

PSB Stock News & Opinions

Spotlight
Spotlight
Punjab & Sind Bank Q1 PAT climbs 23% YoY to Rs 332 cr

Profit before tax (PBT) stood at Rs 451.49 crore in Q1 FY27, registering growth of 39.77% YoY. Net interest income (NII) grew 15.33% to Rs 1,038 crore in Q1 FY27 as compared with Rs 900 crore recorded in Q1 FY26. During the quarter, the bank's total business grew by 15.27% YoY to Rs 2,66,420 crore, wherein total advances were up by 19.35% YoY to Rs 1,19,290 crore. Total deposits rose 12.16% to Rs 1,47,130 crore as against Rs 1,31,182 crore recorded in the corresponding quarter last year. CASA deposits stood at Rs 44,225 crore in Q1 FY27 as compared to Rs 40,133 crore posted in Q1 FY26, registering a growth of 10.20%. The CASA ratio was 30.31% as of 30 June 2026, as against 30.43% as of 30 June 2025. Gross non-performing assets (GNPA) reduced 21.02% to Rs 2,637 crore as of 30 June 2026, as against Rs 3,339 crore as of 30 June 2025. On the asset quality front, the gross NPA ratio reduced to 2.21% in Q1 FY27 as against 3.34% recorded in Q1 FY26. The net NPA ratio reduced to 0.65% in Q1 FY27 as against 0.91% in Q1 FY26. The Capital Adequacy Ratio (CRAR) stood at 17.61%, and the Tier I (including CCB) capital ratio improved to 16.56% in Q1 FY27 as against 16.02% registered in Q1 FY26. The bank's provision coverage ratio increased by 56 bps to 92.33%. The bank's CD ratio improved by 489 bps to 81.08% in Q1 FY27 as against 76.19% in Q1 FY26. Punjab and Sind Bank is a leading public sector bank and a major bank in northern India. The bank provides customer service through innovative products and services for different customer segments. The scrip rose 0.36% to Rs 24.87 on the BSE.Powered by Capital Market - Live

16 hours agoCapital Market - Live
Earnings
Earnings
Punjab & Sind Bank standalone net profit rises 23.16% in the June 2026 quarter

Net profit of Punjab & Sind Bank rose 23.16% to Rs 331.51 crore in the quarter ended June 2026 as against Rs 269.16 crore during the previous quarter ended June 2025. Total Operating Income rose 10.40% to Rs 3213.37 crore in the quarter ended June 2026 as against Rs 2910.66 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Total Operating Income3213.372910.66 10 OPM %71.3864.06 - PBDT451.49323.02 40 PBT451.49323.02 40 NP331.51269.16 23 Powered by Capital Market - Live

19 hours agoCapital Market - Live
Corporate
Corporate
Punjab & Sind Bank to conduct board meeting

Punjab & Sind Bank will hold a meeting of the Board of Directors of the Company on 18 July 2026.

4 days agoCapital Market - Live
Corporate
Corporate
Punjab & Sind Bank to convene AGM

Punjab & Sind Bank announced that the Annual General Meeting(AGM) of the bank will be held on 28 July 2026.

2 weeks agoCapital Market - Live
Corporate
Corporate
Punjab & Sind Bank fixes record date for final dividend

Punjab & Sind Bank has fixed 21 July 2026 as record date for the purpose of final dividend for the FY 2025-26.

2 weeks agoCapital Market - Live
Spotlight
Spotlight
Punjab & Sind Bank gains after advances grow 20% YoY in Q1 FY27

Total business grew 15.33% year-on-year to Rs 2,66,574 crore as of 30 June 2026, compared with Rs 2,31,132 crore in the year-ago period. Total deposits rose 12.16% year-on-year to Rs 1,47,134 crore as of 30 June 2026, from Rs 1,31,182 crore a year earlier. Punjab & Sind Bank is a public sector lender offering a range of banking products and services across retail, corporate and other customer segments. The bank reported a 34.9% year-on-year increase in standalone net profit to Rs 421.83 crore in Q4 FY26, while revenue from operations declined 9.9% to Rs 3,457.36 crore. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Spotlight
Spotlight
Punjab & Sind Bank slips for fifth straight session

Punjab & Sind Bank is down for a fifth straight session today. The stock is quoting at Rs 23.38, down 0.13% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.22% on the day, quoting at 23353.3. The Sensex is at 74101.32, down 0.33%.Punjab & Sind Bank has lost around 6.22% in last one month.Meanwhile, Nifty PSU Bank index of which Punjab & Sind Bank is a constituent, has eased around 3.07% in last one month and is currently quoting at 8185.9, down 0.07% on the day. The volume in the stock stood at 5.74 lakh shares today, compared to the daily average of 13.95 lakh shares in last one month.The PE of the stock is 12.6 based on TTM earnings ending March 26.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Spotlight
Punjab & Sind Bank soars 2.35%, Gains for third straight session

Punjab & Sind Bank is up for a third straight session in a row. The stock is quoting at Rs 26.12, up 2.35% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.46% on the day, quoting at 24442.8. The Sensex is at 78179.79, up 0.28%. Punjab & Sind Bank has added around 6.87% in last one month. Meanwhile, Nifty PSU Bank index of which Punjab & Sind Bank is a constituent, has added around 0.49% in last one month and is currently quoting at 8679.15, down 0.07% on the day. The volume in the stock stood at 24.38 lakh shares today, compared to the daily average of 16.68 lakh shares in last one month.The PE of the stock is 13.7 based on TTM earnings ending March 26.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Corporate
Board of Punjab & Sind Bank recommends final dividend

Punjab & Sind Bank announced that the Board of Directors of the Company at its meeting held on 27 April 2026, inter alia, have recommended the final dividend of Rs 0.39 per equity Share (i.e. 3.9%) , subject to the approval of the shareholders.

2 months agoCapital Market - Live
Earnings
Earnings
Punjab & Sind Bank standalone net profit rises 34.86% in the March 2026 quarter

Net profit of Punjab & Sind Bank rose 34.86% to Rs 421.83 crore in the quarter ended March 2026 as against Rs 312.78 crore during the previous quarter ended March 2025. Total Operating Income declined 4.08% to Rs 3029.99 crore in the quarter ended March 2026 as against Rs 3158.94 crore during the previous quarter ended March 2025. For the full year,net profit rose 30.13% to Rs 1321.93 crore in the year ended March 2026 as against Rs 1015.83 crore during the previous year ended March 2025. Total Operating Income rose 4.36% to Rs 11981.50 crore in the year ended March 2026 as against Rs 11481.30 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Total Operating Income3029.993158.94 -4 11981.5011481.30 4 OPM %74.0457.06 -67.9865.04 - PBDT615.45442.37 39 1752.331337.55 31 PBT615.45442.37 39 1752.331337.55 31 NP421.83312.78 35 1321.931015.83 30 Powered by Capital Market - Live

2 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Punjab & Sind Bank (PSB) today?

    The share price of PSB as on 20th July 2026 is ₹24.84. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Punjab & Sind Bank (PSB) share?

    The past returns of Punjab & Sind Bank (PSB) share are
    • Past 1 week: 0.36%
    • Past 1 month: -2.78%
    • Past 3 months: -0.88%
    • Past 6 months: -8.84%
    • Past 1 year: -22.30%
    • Past 3 years: -25.29%
    • Past 5 years: 29.04%

  3. What are the peers or stocks similar to Punjab & Sind Bank (PSB)?
  4. What is the dividend yield % of Punjab & Sind Bank (PSB) share?

    The current dividend yield of Punjab & Sind Bank (PSB) is 1.57.

  5. What is the market cap of Punjab & Sind Bank (PSB) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Punjab & Sind Bank (PSB) is ₹17625.43 Cr as of 20th July 2026.

  6. What is the 52 week high and low of Punjab & Sind Bank (PSB) share?

    The 52-week high of Punjab & Sind Bank (PSB) is ₹33.10 and the 52-week low is ₹20.50.

  7. What is the PE and PB ratio of Punjab & Sind Bank (PSB) stock?

    The P/E (price-to-earnings) ratio of Punjab & Sind Bank (PSB) is 13.33. The P/B (price-to-book) ratio is 1.25.

  8. Which sector does Punjab & Sind Bank (PSB) belong to?

    Punjab & Sind Bank (PSB) belongs to the Financials sector & Public Banks sub-sector.

  9. How to buy Punjab & Sind Bank (PSB) shares?

    You can directly buy Punjab & Sind Bank (PSB) shares on Tickertape. Simply sign up, connect your demat account and place your order.