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Indian Overseas Bank

IOB

Indian Overseas Bank

IOB
FinancialsPublic Banks
LargecapWith a market cap of ₹91,052 cr, stock is ranked 93
High RiskStock is 3.46x as volatile as Nifty
48.172.75% (-1.36)
48.172.75% (-1.36)

Price Chart

High
Low
Returns
1D
1W
1M
1Y
5Y
Max
SIP
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1D
1W
1M
1Y
5Y
Max
SIP
FinancialsPublic Banks
LargecapWith a market cap of ₹91,052 cr, stock is ranked 93
High RiskStock is 3.46x as volatile as Nifty

How to use scorecard? Learn more

FinancialsPublic Banks
LargecapWith a market cap of ₹91,052 cr, stock is ranked 93
High RiskStock is 3.46x as volatile as Nifty

Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
29.243.30
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.632.311.04%

Forecast & Ratings

Detailed Forecast 
Forecast data is currently unavailable for this stock

Price

Price Upside

Earnings

Earnings Growth

Revenue

Rev. Growth

See Detailed Forecast

Company Profile

Indian Overseas Bank (the Bank) is engaged in the business of banking. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations.

Investor Presentation

View older 

Jan 20, 2025

PDF
View Older Presentations
PE Ratio
9.73
1Y Return
3.28%
Buy Reco %
78.05
PE Ratio
12.02
1Y Return
19.48%
Buy Reco %
60.00
PE Ratio
5.81
1Y Return
17.24%
Buy Reco %
74.19
PE Ratio
6.12
1Y Return
20.85%
Buy Reco %
90.00
PE Ratio
5.35
1Y Return
17.46%
Buy Reco %
75.00
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Forecasts

Price

Revenue

Earnings

Income

Balance Sheet

Cash Flow

Income Statement

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Financial YearFY 2021FY 2022FY 2023FY 2024TTM
Total Revenue22,461.2121,641.1723,523.4229,730.9733,605.38
Raw Materialssubtract29,432.25
Power & Fuel Costsubtract
Employee Costsubtract3,705.913,488.894,102.376,143.28
Selling & Administrative Expensessubtract889.49943.121,012.171,083.92
Operating & Other expensessubtract16,841.0315,257.8115,795.0318,744.82
Depreciation/Amortizationsubtract258.17172.56260.42336.37
Interest & Other Itemssubtract
Taxes & Other Itemssubtract8.2469.52249.45756.921,059.16
EPS0.460.971.111.411.65
DPS0.000.000.000.000.00
Payout ratio0.000.000.000.000.00

Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2022

Annual report

PDF

Investor Presentation

May 18PDF
Feb 2PDF
FY 2023

Annual report

PDF

Investor Presentation

May 14PDF
Feb 23PDF
Feb 10PDF
+2 more
FY 2024

Annual report

PDF

Investor Presentation

Aug 3PDF
FY 2025

Annual Report Pending

Investor Presentation

Jan 20PDF
Oct 17PDF
 

Peers & Comparison

Comparing 3 stocks from 
FinancialsPublic Banks

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Indian Overseas Bank34.163.30
State Bank of India9.731.521.87%
Punjab National Bank12.020.991.51%
Bank of Baroda Ltd5.810.903.62%

Price Comparison

Compare IOB with any stock or ETF
Compare IOB with any stock or ETF
IOB
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Shareholdings

Promoter Holdings Trend

Total Promoter Holding

Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding

Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

Institutional Holdings Trend

Total Retail Holding

Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding

Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding96.38%0.07%1.23%0.02%2.29%

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Shareholding History

SepDec '23MarJunSepDec '240.15%0.03%0.05%0.05%0.03%0.02%

Mutual Funds Holding Trend

Mutual Fund Holding

Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has almost stayed constant

Top 5 Mutual Funds holding Indian Overseas Bank




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0023%0.11%-0.00%149/153 (+1)
0.0019%0.11%-0.00%149/153 (0)
0.0009%0.21%0.00%134/504 (+28)

Compare 3-month MF holding change on Screener

Insider Trades & Bulk Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases

Looks like this stock is not in any smallcase yet.

Events

Dividend Trend

No Dividends

Dividends are the portion of earnings that a company distributes to all its shareholders every year

IOB has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

Upcoming Dividends

No upcoming dividends are available

Past Dividends

Cash Dividend

Ex DateEx DateJun 19, 2014

Final
Final | Div/Share: ₹0.50

Dividend/Share

0.50

Ex DateEx Date

Jun 19, 2014

Cash Dividend

Ex DateEx DateFeb 10, 2014

Interim
Interim | Div/Share: ₹0.70

Dividend/Share

0.70

Ex DateEx Date

Feb 10, 2014

Cash Dividend

Ex DateEx DateJun 20, 2013

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jun 20, 2013

Cash Dividend

Ex DateEx DateJun 21, 2012

Final
Final | Div/Share: ₹4.50

Dividend/Share

4.50

Ex DateEx Date

Jun 21, 2012

Cash Dividend

Ex DateEx DateJul 4, 2011

Final
Final | Div/Share: ₹5.00

Dividend/Share

5.00

Ex DateEx Date

Jul 4, 2011

News & Opinions
Spotlight
IOB jumps as PAT rises 21% YoY to Rs 874-cr in Q3 FY25

Operating profit stood at Rs 2,266 crore in the December 2024 quarter, up 27.28% from Rs 1780.2 crore posted in the corresponding quarter last year. Profit before tax gained 14.70% year on year (YoY) to Rs 1,237.4 crore in the quarter ended 31 December 2024. Net interest income jumped 16.30% to Rs 2,789 crore in Q3 FY25 as compared to Rs 2,398 crore in the corresponding period last year. Net interest margin (NIM) improved to 3.33% in Q2 FY25 as compared to 3.12% registered in the same period a year ago. On the asset quality front, the bank's gross non-performing assets (NPAs) declined 28.28% to Rs 6,071 crore as on 31 December 2024 as against Rs 8,441 crore as on 31 December 2023. The bank's net non-performing assets (NPAs) declined 25.10% to Rs 976 crore as on 31 December 2024 as against Rs 1,303 crore as on 31 December 2023. The ratio of gross NPAs reduced to 2.55% as on 31 December 2024 as compared to 3.90% as on 31 December 2023. The ratio of net NPAs reduced to 0.42% as on 31 December 2024 from 0.62% as on 31 December 2023. Provision coverage ratio improved to 97.07% as on 31 December 2024 as against 96.85% as on 31 December 2023. Total deposits stood at Rs 3,05,121 crore (up 9.74% YoY), while advances came in at Rs 2,37,632 crore (up 9.93% YoY) as on 31 December 2024. Total CASA rose 9.45% to Rs 1,32,338 crore as 31 December 2024, as compared with Rs 1,20,915 crore as on 31 December 2023. CASA ratio reduced to 43.37% as on 31 December 2024 from 43.49% reported in the same period a year ago. CRAR improved to 16.97% as on 31 December 2024 as against 16.80% as on 31 December 2023. Indian Overseas Bank is engaged in the business of banking & financial services.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
Indian Overseas Bank spurts 4.46%, gains for third straight session

Indian Overseas Bank is up for a third straight session in a row. The stock is quoting at Rs 52.9, up 4.46% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.64% on the day, quoting at 23350.8. The Sensex is at 77182.56, up 0.74%. Indian Overseas Bank has added around 2.44% in last one month. Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has added around 3.1% in last one month and is currently quoting at 6294, up 2.32% on the day. The volume in the stock stood at 119.78 lakh shares today, compared to the daily average of 72.59 lakh shares in last one month.The PE of the stock is 32.46 based on TTM earnings ending September 24.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Earnings
Indian Overseas Bank consolidated net profit rises 20.87% in the December 2024 quarter

Net profit of Indian Overseas Bank rose 20.87% to Rs 875.27 crore in the quarter ended December 2024 as against Rs 724.14 crore during the previous quarter ended December 2023. Total Operating Income rose 15.15% to Rs 7115.88 crore in the quarter ended December 2024 as against Rs 6179.84 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Total Operating Income7115.886179.84 15 OPM %59.9158.21 - PBDT1238.981080.30 15 PBT1238.981080.30 15 NP875.27724.14 21 Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Indian Overseas Bank to declare Quarterly Result

Indian Overseas Bank will hold a meeting of the Board of Directors of the Company on 20 January 2025.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
Indian Overseas Bank slips for fifth straight session

Indian Overseas Bank dropped for a fifth straight session today. The stock is quoting at Rs 52.04, down 0.69% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.4% on the day, quoting at 23682.349609375. The Sensex is at 78309.92, up 0.34%.Indian Overseas Bank has lost around 0.8% in last one month.Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has eased around 1.87% in last one month and is currently quoting at 6575.7, up 1.17% on the day. The volume in the stock stood at 27.65 lakh shares today, compared to the daily average of 109.29 lakh shares in last one month.The PE of the stock is 33.62 based on TTM earnings ending September 24.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Indian Overseas Bank receives upgrade in credit rating for Tier II bonds

Indian Overseas Bank has received upgrade in credit rating for Basel III Tier II bonds at ICRA AA- to ICRA AA with revision in outlook from Positive to Stable. Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Indian Overseas Bank rises for third consecutive session

Indian Overseas Bank gained for a third straight session today. The stock is quoting at Rs 50.86, up 1.94% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.25% on the day, quoting at 23745.85. The Sensex is at 78340.19, up 1.29%. Indian Overseas Bank has slipped around 4.74% in last one month. Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has slipped around 0.21% in last one month and is currently quoting at 6534.75, up 0.79% on the day. The volume in the stock stood at 41.58 lakh shares today, compared to the daily average of 63.73 lakh shares in last one month.The PE of the stock is 31.97 based on TTM earnings ending September 24.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Indian Overseas Bank eases for fifth straight session

Indian Overseas Bank dropped for a fifth straight session today. The stock is quoting at Rs 49.77, down 3.32% on the day as on 12:59 IST on the NSE. The benchmark NIFTY is down around 0.94% on the day, quoting at 23659.1. The Sensex is at 78007.07, down 0.85%.Indian Overseas Bank has eased around 7.99% in last one month.Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has eased around 0.18% in last one month and is currently quoting at 6745.95, down 1.86% on the day. The volume in the stock stood at 34.04 lakh shares today, compared to the daily average of 64.23 lakh shares in last one month.The PE of the stock is 32.91 based on TTM earnings ending September 24.Powered by Capital Market - Live

2 months agoCapital Market - Live
Earnings
Indian Overseas Bank consolidated net profit rises 24.31% in the September 2024 quarter

Net profit of Indian Overseas Bank rose 24.31% to Rs 779.62 crore in the quarter ended September 2024 as against Rs 627.18 crore during the previous quarter ended September 2023. Total Operating Income rose 17.67% to Rs 6853.94 crore in the quarter ended September 2024 as against Rs 5824.90 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Total Operating Income6853.945824.90 18 OPM %53.4451.43 - PBDT984.35635.50 55 PBT984.35635.50 55 NP779.62627.18 24 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Indian Overseas Bank to hold board meeting

Indian Overseas Bank will hold a meeting of the Board of Directors of the Company on 17 October 2024.Powered by Capital Market - Live

4 months agoCapital Market - Live