Indian Overseas Bank
IOBIndian Overseas Bank
IOB


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Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
29.24 | 3.30 | — |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
16.63 | 2.31 | 1.04% |
Forecast & Ratings
Detailed Forecast Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Indian Overseas Bank (the Bank) is engaged in the business of banking. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations.
Investor Presentation
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Forecasts
Price
Revenue
Earnings
Price Forecast
Revenue Forecast
Earnings Per Share Forecast
Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | |||||
---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 22,461.21 | 21,641.17 | 23,523.42 | 29,730.97 | 33,605.38 | |||||
Raw Materials | — | — | — | — | 29,432.25 | |||||
Power & Fuel Cost | — | — | — | — | ||||||
Employee Cost | 3,705.91 | 3,488.89 | 4,102.37 | 6,143.28 | ||||||
Selling & Administrative Expenses | 889.49 | 943.12 | 1,012.17 | 1,083.92 | ||||||
Operating & Other expenses | 16,841.03 | 15,257.81 | 15,795.03 | 18,744.82 | ||||||
EBITDA | 1,024.78 | 1,951.35 | 2,613.85 | 3,758.95 | 4,173.13 | |||||
Depreciation/Amortization | 258.17 | 172.56 | 260.42 | 336.37 | — | |||||
PBIT | 766.61 | 1,778.79 | 2,353.43 | 3,422.58 | 4,173.13 | |||||
Interest & Other Items | — | — | — | — | — | |||||
PBT | 766.61 | 1,778.79 | 2,353.43 | 3,422.58 | 4,173.13 | |||||
Taxes & Other Items | 8.24 | 69.52 | 249.45 | 756.92 | 1,059.16 | |||||
Net Income | 758.37 | 1,709.27 | 2,103.98 | 2,665.66 | 3,113.97 | |||||
EPS | 0.46 | 0.97 | 1.11 | 1.41 | 1.65 | |||||
DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Company Updates
Annual report
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Peers & Comparison
FinancialsPublic Banks
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
Indian Overseas Bank | 34.16 | 3.30 | — |
State Bank of India | 9.73 | 1.52 | 1.87% |
Punjab National Bank | 12.02 | 0.99 | 1.51% |
Bank of Baroda Ltd | 5.81 | 0.90 | 3.62% |
Price Comparison
Compare IOB with any stock or ETFShareholdings
Promoter Holdings Trend
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding Indian Overseas Bank
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0023% | Percentage of the fund’s portfolio invested in the stock 0.11% | Change in the portfolio weight of the stock over the last 3 months -0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 149/153 (+1) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0019% | Percentage of the fund’s portfolio invested in the stock 0.11% | Change in the portfolio weight of the stock over the last 3 months -0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 149/153 (0) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0009% | Percentage of the fund’s portfolio invested in the stock 0.21% | Change in the portfolio weight of the stock over the last 3 months 0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 134/504 (+28) |
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Events
Dividend Trend
No Dividends
IOB has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateJun 19, 2014
Dividend/Share
₹0.50
Ex DateEx Date
Jun 19, 2014
Cash Dividend
Ex DateEx DateFeb 10, 2014
Dividend/Share
₹0.70
Ex DateEx Date
Feb 10, 2014
Cash Dividend
Ex DateEx DateJun 20, 2013
Dividend/Share
₹2.00
Ex DateEx Date
Jun 20, 2013
Cash Dividend
Ex DateEx DateJun 21, 2012
Dividend/Share
₹4.50
Ex DateEx Date
Jun 21, 2012
Cash Dividend
Ex DateEx DateJul 4, 2011
Dividend/Share
₹5.00
Ex DateEx Date
Jul 4, 2011
Operating profit stood at Rs 2,266 crore in the December 2024 quarter, up 27.28% from Rs 1780.2 crore posted in the corresponding quarter last year. Profit before tax gained 14.70% year on year (YoY) to Rs 1,237.4 crore in the quarter ended 31 December 2024. Net interest income jumped 16.30% to Rs 2,789 crore in Q3 FY25 as compared to Rs 2,398 crore in the corresponding period last year. Net interest margin (NIM) improved to 3.33% in Q2 FY25 as compared to 3.12% registered in the same period a year ago. On the asset quality front, the bank's gross non-performing assets (NPAs) declined 28.28% to Rs 6,071 crore as on 31 December 2024 as against Rs 8,441 crore as on 31 December 2023. The bank's net non-performing assets (NPAs) declined 25.10% to Rs 976 crore as on 31 December 2024 as against Rs 1,303 crore as on 31 December 2023. The ratio of gross NPAs reduced to 2.55% as on 31 December 2024 as compared to 3.90% as on 31 December 2023. The ratio of net NPAs reduced to 0.42% as on 31 December 2024 from 0.62% as on 31 December 2023. Provision coverage ratio improved to 97.07% as on 31 December 2024 as against 96.85% as on 31 December 2023. Total deposits stood at Rs 3,05,121 crore (up 9.74% YoY), while advances came in at Rs 2,37,632 crore (up 9.93% YoY) as on 31 December 2024. Total CASA rose 9.45% to Rs 1,32,338 crore as 31 December 2024, as compared with Rs 1,20,915 crore as on 31 December 2023. CASA ratio reduced to 43.37% as on 31 December 2024 from 43.49% reported in the same period a year ago. CRAR improved to 16.97% as on 31 December 2024 as against 16.80% as on 31 December 2023. Indian Overseas Bank is engaged in the business of banking & financial services.Powered by Capital Market - Live
Indian Overseas Bank is up for a third straight session in a row. The stock is quoting at Rs 52.9, up 4.46% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.64% on the day, quoting at 23350.8. The Sensex is at 77182.56, up 0.74%. Indian Overseas Bank has added around 2.44% in last one month. Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has added around 3.1% in last one month and is currently quoting at 6294, up 2.32% on the day. The volume in the stock stood at 119.78 lakh shares today, compared to the daily average of 72.59 lakh shares in last one month.The PE of the stock is 32.46 based on TTM earnings ending September 24.Powered by Capital Market - Live
Net profit of Indian Overseas Bank rose 20.87% to Rs 875.27 crore in the quarter ended December 2024 as against Rs 724.14 crore during the previous quarter ended December 2023. Total Operating Income rose 15.15% to Rs 7115.88 crore in the quarter ended December 2024 as against Rs 6179.84 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Total Operating Income7115.886179.84 15 OPM %59.9158.21 - PBDT1238.981080.30 15 PBT1238.981080.30 15 NP875.27724.14 21 Powered by Capital Market - Live
Indian Overseas Bank will hold a meeting of the Board of Directors of the Company on 20 January 2025.Powered by Capital Market - Live
Indian Overseas Bank dropped for a fifth straight session today. The stock is quoting at Rs 52.04, down 0.69% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.4% on the day, quoting at 23682.349609375. The Sensex is at 78309.92, up 0.34%.Indian Overseas Bank has lost around 0.8% in last one month.Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has eased around 1.87% in last one month and is currently quoting at 6575.7, up 1.17% on the day. The volume in the stock stood at 27.65 lakh shares today, compared to the daily average of 109.29 lakh shares in last one month.The PE of the stock is 33.62 based on TTM earnings ending September 24.Powered by Capital Market - Live
Indian Overseas Bank has received upgrade in credit rating for Basel III Tier II bonds at ICRA AA- to ICRA AA with revision in outlook from Positive to Stable. Powered by Capital Market - Live
Indian Overseas Bank gained for a third straight session today. The stock is quoting at Rs 50.86, up 1.94% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.25% on the day, quoting at 23745.85. The Sensex is at 78340.19, up 1.29%. Indian Overseas Bank has slipped around 4.74% in last one month. Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has slipped around 0.21% in last one month and is currently quoting at 6534.75, up 0.79% on the day. The volume in the stock stood at 41.58 lakh shares today, compared to the daily average of 63.73 lakh shares in last one month.The PE of the stock is 31.97 based on TTM earnings ending September 24.Powered by Capital Market - Live
Indian Overseas Bank dropped for a fifth straight session today. The stock is quoting at Rs 49.77, down 3.32% on the day as on 12:59 IST on the NSE. The benchmark NIFTY is down around 0.94% on the day, quoting at 23659.1. The Sensex is at 78007.07, down 0.85%.Indian Overseas Bank has eased around 7.99% in last one month.Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has eased around 0.18% in last one month and is currently quoting at 6745.95, down 1.86% on the day. The volume in the stock stood at 34.04 lakh shares today, compared to the daily average of 64.23 lakh shares in last one month.The PE of the stock is 32.91 based on TTM earnings ending September 24.Powered by Capital Market - Live
Net profit of Indian Overseas Bank rose 24.31% to Rs 779.62 crore in the quarter ended September 2024 as against Rs 627.18 crore during the previous quarter ended September 2023. Total Operating Income rose 17.67% to Rs 6853.94 crore in the quarter ended September 2024 as against Rs 5824.90 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Total Operating Income6853.945824.90 18 OPM %53.4451.43 - PBDT984.35635.50 55 PBT984.35635.50 55 NP779.62627.18 24 Powered by Capital Market - Live
Indian Overseas Bank will hold a meeting of the Board of Directors of the Company on 17 October 2024.Powered by Capital Market - Live
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant