What is the share price of Indian Overseas Bank (IOB) today?
The share price of IOB as on 20th July 2026 is ₹35. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Indian Overseas Bank (IOB) share?
The past returns of Indian Overseas Bank (IOB) share are- Past 1 week: 2.10%
- Past 1 month: -0.91%
- Past 3 months: 0.57%
- Past 6 months: 1.04%
- Past 1 year: -12.17%
- Past 3 years: 31.09%
- Past 5 years: 49.89%
What are the peers or stocks similar to Indian Overseas Bank (IOB)?
The peers or stocks similar to Indian Overseas Bank (IOB) include:What is the market cap of Indian Overseas Bank (IOB) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Indian Overseas Bank (IOB) is ₹67398.06 Cr as of 20th July 2026.What is the 52 week high and low of Indian Overseas Bank (IOB) share?
The 52-week high of Indian Overseas Bank (IOB) is ₹41.80 and the 52-week low is ₹31.20.What is the PE and PB ratio of Indian Overseas Bank (IOB) stock?
The P/E (price-to-earnings) ratio of Indian Overseas Bank (IOB) is 12.44. The P/B (price-to-book) ratio is 1.82.Which sector does Indian Overseas Bank (IOB) belong to?
Indian Overseas Bank (IOB) belongs to the Financials sector & Public Banks sub-sector.How to buy Indian Overseas Bank (IOB) shares?
You can directly buy Indian Overseas Bank (IOB) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Indian Overseas Bank
IOB Share Price
NSE₹35.003.40% (+1.15)
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IOB Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
AvgFinancials growth has been moderate for a few years
Profitability
HighShowing good signs of profitability & efficiency
Entry point
AvgThe stock is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
IOB Performance & Key Metrics
IOB Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 11.71 | 1.82 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 16.57 | 2.21 | 1.15% |
IOB Analyst Ratings & Forecast
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Analyst Ratings data is currently unavailable for this stockPrice Upside
Earnings Growth
Rev. Growth
IOB Company Profile
Indian Overseas Bank (the Bank) is engaged in the business of banking. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations.
PE Ratio
11.75
11.75
1Y Return
28.61%
28.61%
Buy Reco %
82.05
82.05
UNIONBANK
PE Ratio
6.91
6.91
1Y Return
23.34%
23.34%
Buy Reco %
76.92
76.92
BANKBARODA
PE Ratio
6.64
6.64
1Y Return
4.71%
4.71%
Buy Reco %
74.19
74.19
PE Ratio
6.98
6.98
1Y Return
0.75%
0.75%
Buy Reco %
71.43
71.43
CANBK
PE Ratio
6.54
6.54
1Y Return
14.99%
14.99%
Buy Reco %
88.24
88.24
IOB Sentiment Analysis
IOB Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
IOB Stock Summary · May 2026
Strong franchise expansion and improving profitability dominated the call, with total business up 20.76% to Rs. 6,78,614 crore and net interest income at Rs. 12,574 crore. Management conveyed a confident, disciplined tone, emphasizing RAM-led loan growth (retail, agriculture, MSME), continued digital and AI investments, tighter underwriting and centralized risk controls, and a preference for margin-accretive lending over low‑yield corporates. They highlighted falling asset stress—gross NPAs down to 1.42% and recoveries materially outpacing slippages—and strengthened buffers through targeted provisioning, including Rs. 1,750 crore of additional ECL, while noting total provisions declined 10% year‑on‑year. Tension surfaced between strong balance-sheet growth and higher absolute interest expense (up 12.07% YoY) plus a muted treasury outlook with limited near‑term gains, even as cost metrics and efficiency improved. For the near term, management reiterated NIM guidance around 3.30–3.35%, a three‑year internal growth baseline of roughly 14–15%, an intent to front‑load remaining ECL ahead of April 1, 2027, and plans to revisit equity‑raising to lift the public float.
IOB Stock Growth Drivers
IOB Stock Growth Drivers
7Broad-based balance-sheet expansion with healthy funding mix
The bank delivered substantial balance-sheet growth, with total business up 20.76% year‑on‑year to Rs 6,78,614
Marked improvement in profitability and operating efficiency
Profitability strengthened across multiple metrics: net interest income rose to Rs 12,574 crore (+15.46% YoY),
IOB Stock Challenges
IOB Stock Challenges
10Declining Recoveries from Written‑off Accounts
Recoveries from technical write‑offs have fallen, reducing a source of credit income and potential loss
Rising Absolute Interest Expense and Deposit Cost Pressure
Despite improvements in reported funding metrics, absolute interest costs increased meaningfully and are pressuring profitability;
IOB Forecast
IOB Forecasts
Forecast data is currently unavailable
Forecast data is currently unavailable
Price
Price Upside
Revenue
Revenue Growth
Earnings
Earnings Per Share
IOB
IOB
Income
Balance Sheet
Cash Flow
Quarterly Normal View
IOB Income Statement
IOB Income Statement
Quarterly Normal View
| Quarter | mar 2024 | jun 2024 | sep 2024 | dec 2024 | mar 2025 | jun 2025 | sep 2025 | dec 2025 | mar 2026 | jun 2026 | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 9,112.67 | 7,572.25 | 8,487.53 | 8,413.96 | 9,215.88 | 8,867.88 | 9,216.33 | 9,671.58 | 9,779.87 | 10,937.80 | ||||||||||
Operating & Other expenses | 7,916.71 | 6,833.63 | 7,505.55 | 7,176.36 | 7,662.26 | 7,353.33 | 7,487.27 | 8,304.13 | 8,120.78 | 9,078.73 | ||||||||||
EBITDA | 1,195.96 | 738.62 | 981.98 | 1,237.60 | 1,553.62 | 1,514.55 | 1,729.06 | 1,367.45 | 1,659.09 | 1,859.07 | ||||||||||
| Depreciation/Amortization | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| PBIT | 1,195.96 | 738.62 | 981.98 | 1,237.60 | 1,553.62 | 1,514.55 | 1,729.06 | 1,367.45 | 1,659.09 | 1,859.07 | ||||||||||
| Interest & Other Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| PBT | 1,195.96 | 738.62 | 981.98 | 1,237.60 | 1,553.62 | 1,514.55 | 1,729.06 | 1,367.45 | 1,659.09 | 1,859.07 | ||||||||||
| Taxes & Other Items | 385.54 | 105.18 | 204.73 | 363.71 | 503.40 | 402.86 | 501.16 | 2.33 | 153.64 | 199.83 | ||||||||||
| Net Income | 810.42 | 633.44 | 777.25 | 873.89 | 1,050.22 | 1,111.69 | 1,227.90 | 1,365.12 | 1,505.45 | 1,659.24 | ||||||||||
| EPS | 0.43 | 0.34 | 0.41 | 0.46 | 0.58 | 0.61 | 0.65 | 0.71 | 0.81 | 0.89 |
IOB Company Updates
FY 2027FY 2027
Investor Presentation
Jul 20PDF
IOB Stock Peers
IOB Past Performance & Peer Comparison
IOB Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsPublic Banks
Compare valuation on Screener
FinancialsPublic Banks
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Indian Overseas Bank | 12.44 | 1.82 | — |
| State Bank of India | 11.75 | 1.59 | 1.64% |
| Union Bank of India Ltd | 6.91 | 1.01 | 2.84% |
| Bank of Baroda Ltd | 6.64 | 0.79 | 3.34% |
IOB Stock Price Comparison
Compare IOB with any stock or ETFCompare IOB with any stock or ETF
IOB
IOB Holdings
IOB Shareholdings
IOB Promoter Holdings Trend
IOB Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
IOB Institutional Holdings Trend
IOB Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
IOB Shareholding Pattern
IOB Shareholding Pattern
IOB Shareholding History
IOB Shareholding History
Foreign Institutions
Mutual Funds Invested in IOB
Mutual Funds Invested in IOB
No mutual funds holding trends are available
Top 5 Mutual Funds holding Indian Overseas Bank
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0118% | Percentage of the fund’s portfolio invested in the stock 0.23% | Change in the portfolio weight of the stock over the last 3 months -0.04% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 202/255 (-76) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0076% | Percentage of the fund’s portfolio invested in the stock 1.43% | Change in the portfolio weight of the stock over the last 3 months 0.01% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 9/13 (+1) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0060% | Percentage of the fund’s portfolio invested in the stock 0.23% | Change in the portfolio weight of the stock over the last 3 months -0.04% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 98/254 (-14) |
Compare 3-month MF holding change on Screener
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases containing IOB stock
smallcases containing IOB stock
Looks like this stock is not in any smallcase yet.
IOB Events
IOB Events
IOB Dividend Trend
No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
IOB has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
IOB Dividend Trend
No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
IOB has not given any dividends in last 5 years
IOB Upcoming Dividends
IOB Upcoming Dividends
No upcoming dividends are available
IOB Past Dividends
IOB Past Dividends
Cash Dividend
Ex DateEx DateJun 19, 2014
Final
Final | Div/Share: ₹0.50
Dividend/Share
₹0.50
Ex DateEx Date
Jun 19, 2014
Cash Dividend
Ex DateEx DateFeb 10, 2014
Interim
Interim | Div/Share: ₹0.70
Dividend/Share
₹0.70
Ex DateEx Date
Feb 10, 2014
Cash Dividend
Ex DateEx DateJun 20, 2013
Final
Final | Div/Share: ₹2.00
Dividend/Share
₹2.00
Ex DateEx Date
Jun 20, 2013
Cash Dividend
Ex DateEx DateJun 21, 2012
Final
Final | Div/Share: ₹4.50
Dividend/Share
₹4.50
Ex DateEx Date
Jun 21, 2012
Cash Dividend
Ex DateEx DateJul 4, 2011
Final
Final | Div/Share: ₹5.00
Dividend/Share
₹5.00
Ex DateEx Date
Jul 4, 2011
IOB Stock News & Opinions
IOB Stock News & Opinions
Articles & Videos
Spotlight
Spotlight
Indian Overseas Bank ends higher after net profit rises over 49% YoY in Q1Net interest income (NII) grew by 34.3% on YoY basis to Rs 2,693 crore in Q1 FY27 as against Rs 2,358 crore in Q1 FY26. Domestic net interest margin (NIM) stood at 3.48% as on 30 June 2026, up 31 basis points YoY. Operating profit for Q1 FY27 rose 14.21% to Rs 2,693 crore from Rs 2,358 crore in Q1 FY26. Provisions declined by 1.19% YoY to Rs 834 crore in the June 2026 quarter. Provision Coverage Ratio stood at 97.67% as on 30 June 2026. Profit before tax in Q1 FY27 stood at Rs 1,859 crore, up by 22.80% from Rs 1,514 in Q1 FY26. Gross NPA as on 30 June 2026 was 1.33% as against 1.97% as on 30 June 2025. Net NPA was at 0.18% as on 30 June 2026 as compared with 0.32% as on 30 June 2025 Total business of the bank grew by 17.72% to Rs 698,325 crore in Q1 FY27 from Rs 593,213 crore in Q1 FY26. Total deposits increased by 13.72% YoY to Rs 376,193 crore in June 2026 quarter. Advances jumped by 22.75% to Rs 322,132 crore in Q1 FY27 from Rs 262,421 crore in Q1 FY26. CRAR increased by 108 basis points YoY to 19.36%, of which Tier I was 16.88% as on 30 June 2026. Indian Overseas Bank is a public sector bank, with 3,522 domestic branches as on 31 June 2026. The Government of India held 92.44% stake in the bank as on 30 June 2026. Powered by Capital Market - Live
10 hours agoCapital Market - Live
Earnings
Earnings
Indian Overseas Bank consolidated net profit rises 45.64% in the June 2026 quarterNet profit of Indian Overseas Bank rose 45.64% to Rs 1716.29 crore in the quarter ended June 2026 as against Rs 1178.45 crore during the previous quarter ended June 2025. Total Operating Income rose 18.82% to Rs 8777.57 crore in the quarter ended June 2026 as against Rs 7387.49 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Total Operating Income8777.577387.49 19 OPM %54.5663.26 - PBDT1859.071514.55 23 PBT1859.071514.55 23 NP1716.291178.45 46 Powered by Capital Market - Live
13 hours agoCapital Market - Live
Corporate
Corporate
Indian Overseas Bank to discuss resultsIndian Overseas Bank will hold a meeting of the Board of Directors of the Company on 20 July 2026.
5 days agoCapital Market - Live
Corporate
Corporate
Indian Overseas Bank to convene AGMIndian Overseas Bank announced that the 26th Annual General Meeting(AGM) of the bank will be held on 7 July 2026.
1 month agoCapital Market - Live
Corporate
Corporate
Indian Overseas Bank to hold board meetingIndian Overseas Bank will hold a meeting of the Board of Directors of the Company on 21 May 2026.
2 months agoCapital Market - Live
Spotlight
Spotlight
Indian Overseas Bank Q4 PAT jumps 43% YoY to Rs 1,505 crTotal income increased 6.14% YoY to Rs 9,779.87 crore in Q4 FY26. Operating profit stood at Rs 2,665.05 crore, up 1.80% YoY from Rs 2,617.92 crore in the corresponding quarter last year. Profit before tax (PBT) rose 6.72% YoY to Rs 1,659.09 crore in Q4 FY26, compared with Rs 1,554.46 crore in Q4 FY25. Net Interest Income (NII) jumped 11.11% to Rs 3,470 crore in Q4 FY26 as against Rs 3,123 crore reported in Q4 FY25. Domestic NIM stood at 3.35% while global NIM stood at 3.25% in Q4 FY26. The bank's total business increased 20.76% to Rs 6,78,614 crore in Q4 FY26 as against Rs 5,61,958 crore in Q4 FY25. Total deposits increased 18.03% to Rs 3,68,191 crore in Q4 FY26 as against Rs 3,11,938 crore in Q4 FY25. Current Account and Savings Account (CASA) deposits grew 10.85% to Rs 1.51 lakh crore in Q4 FY26 from Rs 1.36 lakh crore in Q4 FY25. The domestic CASA ratio declined to 41.46% in Q4 FY26 from 44.05% a year ago. During the quarter, the gross NPA ratio stood at 1.42% as of 31 March 2026, compared with 2.14% a year ago, while the net NPA ratio stood at 0.21% versus 0.37%. Retail, agri, and MSME credit rose 45.12%, 39.27%, and 13.08% YoY, respectively, while RAM (Retail, Agri, and MSME) business grew 34.91% YoY. The Provision Coverage Ratio (PCR) stood at 97.50% as of 31 March 2026, compared with 97.30% a year ago. The cost-to-income ratio decreased to 44.02% for Q4 FY26 as against 44.35% for Q4 FY25. Capital Adequacy Ratio (CAR) rose 74 basis points (bps) to 19.78%, with Tier-I at 16.94% and Tier-II at 2.84% as of March 2026. On a full-year basis, the bank's standalone net profit surged 56.18% to Rs 5,208.03 crore, while total income increased 11.44% to Rs 37,532.15 crore in FY26 compared with FY25. Indian Overseas Bank is engaged in the business of banking & financial services. Shares of Indian Overseas Bank shed 0.31% to Rs 35 on the BSE.Powered by Capital Market - Live
2 months agoCapital Market - Live
Spotlight
Spotlight
Indian Overseas Bank Q4 PAT jumps 43% YoY to Rs 1,505 crTotal income increased 6.14% YoY to Rs 9,779.87 crore in Q4 FY26. Operating profit stood at Rs 2,665.05 crore, up 1.80% YoY from Rs 2,617.92 crore in the corresponding quarter last year. Profit before tax (PBT) rose 6.72% YoY to Rs 1,659.09 crore in Q4 FY26, compared with Rs 1,554.46 crore in Q4 FY25. Net Interest Income (NII) jumped 11.11% to Rs 3,470 crore in Q4 FY26 as against Rs 3,123 crore reported in Q4 FY25. Domestic NIM stood at 3.35% while global NIM stood at 3.25% in Q4 FY26. The bank's total business increased 20.76% to Rs 6,78,614 crore in Q4 FY26 as against Rs 5,61,958 crore in Q4 FY25. Total deposits increased 18.03% to Rs 3,68,191 crore in Q4 FY26 as against Rs 3,11,938 crore in Q4 FY25. Current Account and Savings Account (CASA) deposits grew 10.85% to Rs 1.51 lakh crore in Q4 FY26 from Rs 1.36 lakh crore in Q4 FY25. The domestic CASA ratio declined to 41.46% in Q4 FY26 from 44.05% a year ago. During the quarter, the gross NPA ratio stood at 1.42% as of 31 March 2026, compared with 2.14% a year ago, while the net NPA ratio stood at 0.21% versus 0.37%. Retail, agri, and MSME credit rose 45.12%, 39.27%, and 13.08% YoY, respectively, while RAM (Retail, Agri, and MSME) business grew 34.91% YoY. The Provision Coverage Ratio (PCR) stood at 97.50% as of 31 March 2026, compared with 97.30% a year ago. The cost-to-income ratio decreased to 44.02% for Q4 FY26 as against 44.35% for Q4 FY25. Capital Adequacy Ratio (CAR) rose 74 basis points (bps) to 19.78%, with Tier-I at 16.94% and Tier-II at 2.84% as of March 2026. On a full-year basis, the bank's standalone net profit surged 56.18% to Rs 5,208.03 crore, while total income increased 11.44% to Rs 37,532.15 crore in FY26 compared with FY25. Indian Overseas Bank is engaged in the business of banking & financial services. Shares of Indian Overseas Bank rose 0.49% to close at Rs 35.13 on the BSE.Powered by Capital Market - Live
2 months agoCapital Market - Live
Earnings
Earnings
Indian Overseas Bank consolidated net profit rises 42.51% in the March 2026 quarterNet profit of Indian Overseas Bank rose 42.51% to Rs 1556.15 crore in the quarter ended March 2026 as against Rs 1091.94 crore during the previous quarter ended March 2025. Total Operating Income rose 11.19% to Rs 8488.96 crore in the quarter ended March 2026 as against Rs 7634.81 crore during the previous quarter ended March 2025. For the full year,net profit rose 59.58% to Rs 5418.46 crore in the year ended March 2026 as against Rs 3395.51 crore during the previous year ended March 2025. Total Operating Income rose 13.33% to Rs 31895.68 crore in the year ended March 2026 as against Rs 28143.64 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Total Operating Income8488.967634.81 11 31895.6828143.64 13 OPM %63.4658.72 -62.5657.60 - PBDT1659.091553.62 7 6268.034511.83 39 PBT1659.091553.62 7 6268.034511.83 39 NP1556.151091.94 43 5418.463395.51 60 Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
Corporate
Indian Overseas Bank schedules board meetingIndian Overseas Bank will hold a meeting of the Board of Directors of the Company on 29 April 2026.
2 months agoCapital Market - Live
Corporate
Corporate
Indian Overseas Bank revises MCLR rates effective 15 AprilIndian Overseas Bank announced that the Asset Liability Management Committee (ALCO) of the Bank, in its meeting held on 13 April 2026, has reviewed the MCLR workings as on 10 April 2026 and decided to reduce the Overnight, 1- Year & 2- Year MCLR by 5 bps each w.e.f 15 April 2026. The revised MCLR shall be effective from 15.04.2026. The effective MCLR will be as per details given below until further review. Overnight - 7.90% One month - 8.20% Three month - 8.40% Six month - 8.65% One year - 8.75% Two year - 8.75% Three year - 8.85%
3 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 10.94%, vs industry avg of 11.83%
Over the last 5 years, market share decreased from 2.42% to 2.33%
Over the last 5 years, net income has grown at a yearly rate of 48.18%, vs industry avg of 41.76%