Good morning :)
Place Order
Add to Watchlist

Indian Overseas Bank

IOB Share Price

38.610.72% (-0.28)
High
Low
Returns
1D
1W
1M
1Y
5Y
Max
SIP
Loading...
1D
1W
1M
1Y
5Y
Max
SIP

With a market cap of ₹74,349 cr, stock is ranked 136

Stock is 3.02x as volatile as Nifty

IOB Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Avg

The stock is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹74,349 cr, stock is ranked 136

Stock is 3.02x as volatile as Nifty

IOB Performance & Key Metrics

IOB Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
21.902.31
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.172.481.02%

IOB Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

IOB Company Profile

Indian Overseas Bank (the Bank) is engaged in the business of banking. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations.

Investor Presentation

View older View older 

May 2, 2025

PDF
View Older Presentations
PE Ratio
9.31
9.31
1Y Return
8.23%
8.23%
Buy Reco %
80.95
80.95
PE Ratio
6.89
6.89
1Y Return
8.44%
8.44%
Buy Reco %
57.14
57.14
PE Ratio
6.01
6.01
1Y Return
6.82%
6.82%
Buy Reco %
75.00
75.00
PE Ratio
6.23
6.23
1Y Return
5.63%
5.63%
Buy Reco %
81.82
81.82
PE Ratio
5.88
5.88
1Y Return
3.05%
3.05%
Buy Reco %
75.00
75.00
Compare with Peers

IOB Sentiment Analysis

IOB Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

IOB Stock Summary · May 2025

In the latest earnings call, the bank showcased a robust financial performance, highlighted by a 25.56% increase in net profit and a significant reduction in the cost-to-income ratio, reflecting enhanced operational efficiency. Despite facing challenges with fresh slippages and a notable disputed tax liability, management remains optimistic about growth, targeting a credit increase of 14% to 15% and expanding its branch network to bolster market presence. The successful capital raise through a Qualified Institutional Placement underscores market confidence, even as concerns about potential shareholder dilution linger. Additionally, strategic investments in IT and a focus on the MSME sector position the bank well for future growth, while proactive measures are being taken to address asset quality and compliance issues.

IOB Stock Growth Drivers
IOB Stock Growth Drivers
7
  • Strong Financial Performance

    The bank reported significant financial achievements for the year ended March 31, 2025, including a

  • Improved Asset Quality

    The bank's gross non-performing asset (GNPA) and net non-performing asset (NNPA) ratios improved, indicating enhanced

IOB Stock Challenges
IOB Stock Challenges
5
  • Increased Fresh Slippages

    The bank has reported a significant rise in fresh slippages, amounting to INR 2,756 crores.

  • Disputed Tax Liabilities

    The bank continues to face a significant disputed tax liability totaling INR 4,062 crores, along

IOB Forecast

IOB Forecasts

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

IOB

IOB

Income

Balance Sheet

Cash Flow

IOB Income Statement

IOB Income Statement

Loading...

Financial YearFY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue22,461.2121,641.1723,523.4229,730.9733,750.3133,750.31
Raw Materialssubtract29,177.80
Power & Fuel Costsubtract
Employee Costsubtract3,705.913,488.894,102.376,143.284,669.17
Selling & Administrative Expensessubtract889.49943.121,012.171,081.101,199.21
Operating & Other expensessubtract16,841.0315,257.8115,795.0318,747.6522,914.19
Depreciation/Amortizationsubtract258.17172.56260.42336.37395.23
Interest & Other Itemssubtract
Taxes & Other Itemssubtract8.2469.52249.45756.911,177.011,177.02
EPS0.460.971.111.411.781.76
DPS0.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.00

IOB Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 2PDF
Jan 20PDF
Oct 17PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 3PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 14PDF
Feb 23PDF
Feb 10PDF
+2 more
FY 2022FY 2022

Annual report

PDF

Investor Presentation

May 18PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
 

IOB Stock Peers

IOB Past Performance & Peer Comparison

IOB Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPublic Banks

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Indian Overseas Bank21.902.31
State Bank of India9.311.431.97%
Punjab National Bank6.890.952.62%
Bank of Baroda Ltd6.010.843.48%

IOB Stock Price Comparison

Compare IOB with any stock or ETF
Compare IOB with any stock or ETF
IOB
Loading...

IOB Holdings

IOB Shareholdings

IOB Promoter Holdings Trend

IOB Promoter Holdings Trend

Decreased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has decreased by 1.77%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

IOB Institutional Holdings Trend

IOB Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

IOB Shareholding Pattern

IOB Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding94.61%0.12%2.25%0.08%2.94%

Sep 2024

Dec 2024

Mar 2025

Jun 2025

IOB Shareholding History

IOB Shareholding History

MarJunSepDec '24MarJun0.05%0.05%0.03%0.02%0.22%0.08%

Mutual Funds Invested in IOB

Mutual Funds Invested in IOB

No mutual funds holding trends are available

Top 5 Mutual Funds holding Indian Overseas Bank




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0066%0.20%0.04%156/255 (+10)
0.0041%0.20%0.04%205/254 (+19)
0.0026%0.20%0.04%156/254 (-98)

Compare 3-month MF holding change on Screener

IOB Insider Trades & Bulk Stock Deals

IOB Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing IOB stock

smallcases containing IOB stock

Looks like this stock is not in any smallcase yet.

IOB Events

IOB Events

IOB Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

IOB has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

IOB Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

IOB has not given any dividends in last 5 years

IOB Upcoming Dividends

IOB Upcoming Dividends

No upcoming dividends are available

IOB Past Dividends

IOB Past Dividends

Cash Dividend

Ex DateEx DateJun 19, 2014

Final
Final | Div/Share: ₹0.50

Dividend/Share

0.50

Ex DateEx Date

Jun 19, 2014

Cash Dividend

Ex DateEx DateFeb 10, 2014

Interim
Interim | Div/Share: ₹0.70

Dividend/Share

0.70

Ex DateEx Date

Feb 10, 2014

Cash Dividend

Ex DateEx DateJun 20, 2013

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jun 20, 2013

Cash Dividend

Ex DateEx DateJun 21, 2012

Final
Final | Div/Share: ₹4.50

Dividend/Share

4.50

Ex DateEx Date

Jun 21, 2012

Cash Dividend

Ex DateEx DateJul 4, 2011

Final
Final | Div/Share: ₹5.00

Dividend/Share

5.00

Ex DateEx Date

Jul 4, 2011

IOB Stock News & Opinions

IOB Stock News & Opinions

Corporate
Indian Overseas Bank to hold board meeting

Indian Overseas Bank will hold a meeting of the Board of Directors of the Company on 18 July 2025.Powered by Capital Market - Live

17 hours agoCapital Market - Live
Spotlight
Indian Overseas Bank spurts 1.87%, rises for third straight session

Indian Overseas Bank rose for a third straight session today. The stock is quoting at Rs 39.71, up 1.87% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.1% on the day, quoting at 25541.75. The Sensex is at 83696.96, up 0.11%. Indian Overseas Bank has dropped around 5.59% in last one month. Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has dropped around 1.53% in last one month and is currently quoting at 7202.4, up 0.45% on the day. The volume in the stock stood at 97 lakh shares today, compared to the daily average of 185.83 lakh shares in last one month.The PE of the stock is 22.54 based on TTM earnings ending March 25.Powered by Capital Market - Live

1 week agoCapital Market - Live
Spotlight
Indian Overseas Bank drops for fifth straight session

Indian Overseas Bank fell for a fifth straight session today. The stock is quoting at Rs 37.16, down 0.91% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.87% on the day, quoting at 24933.35. The Sensex is at 81777.75, up 0.81%.Indian Overseas Bank has eased around 5.57% in last one month.Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has increased around 3.07% in last one month and is currently quoting at 6934.85, down 0.05% on the day. The volume in the stock stood at 95.11 lakh shares today, compared to the daily average of 187.35 lakh shares in last one month.The PE of the stock is 21.68 based on TTM earnings ending March 25.Powered by Capital Market - Live

4 weeks agoCapital Market - Live
Corporate
Indian Overseas Bank reduces external benchmark lending rate by 50 bps

Indian Overseas Bank announced that it has decided to reduce External Benchmark Lending Rate (EBLR) by 50 bps w.e.f 12 June 2025 as detailed below: Repo Linked Lending Rate (RLLR) - 8.35% Repo Rate - 5.50% Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Indian Overseas Bank to convene AGM

Indian Overseas Bank announced that the 25th Annual General Meeting(AGM) of the bank will be held on 2 July 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Indian Overseas Bank consolidated net profit rises 34.74% in the March 2025 quarter

Net profit of Indian Overseas Bank rose 34.74% to Rs 1091.94 crore in the quarter ended March 2025 as against Rs 810.42 crore during the previous quarter ended March 2024. Total Operating Income rose 15.09% to Rs 7634.81 crore in the quarter ended March 2025 as against Rs 6633.50 crore during the previous quarter ended March 2024. For the full year,net profit rose 27.38% to Rs 3395.51 crore in the year ended March 2025 as against Rs 2665.66 crore during the previous year ended March 2024. Total Operating Income rose 16.95% to Rs 28143.64 crore in the year ended March 2025 as against Rs 24065.67 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Total Operating Income7634.816633.50 15 28143.6424065.67 17 OPM %58.7238.96 -57.6049.80 - PBDT1595.341195.96 33 4572.523422.74 34 PBT1595.341195.96 33 4572.523422.74 34 NP1091.94810.42 35 3395.512665.66 27 Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Indian Overseas Bank's board to mull fund raising plan on 2nd May

'To consider the Capital Raising Plan of the Bank for FY 2025-26 through issue of equity shares by way of follow-on public offer (FPO)/rights issue/ qualified institutional placement (QIP) / preferential issue/ESPS or any other mode or combination thereof and /or through issue of BASEL III compliant Tier II Bonds or such other securities as may be permitted under the applicable laws subject to necessary approvals,' it stated in exchange filing. Indian Overseas Bank is engaged in the business of banking & financial services. The bank's standalone net profit jumped 20.9% to Rs 873.66 crore in Q3 FY25 as compared with Rs 722.56 crore in Q3 FY24. Total income increased 13.1% YoY to Rs 1,297.53 crore in Q3 FY25. The scrip declined 3.06% to end at Rs 37.43 on the BSE.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Indian Overseas Bank schedules board meeting

Indian Overseas Bank will hold a meeting of the Board of Directors of the Company on 2 May 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Indian Overseas Bank schedules board meeting

Indian Overseas Bank will hold a meeting of the Board of Directors of the Company on 19 March 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Board of Indian Overseas Bank to consider fund raising via LT infra bond issuance

The Board of Indian Overseas Bank will meet on 19 March 2025 to consider the proposal of fund raising by issue of Long Term Infrastructure Bonds. Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Indian Overseas Bank (IOB) today?

    The share price of IOB as on 14th July 2025 is ₹38.61. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Indian Overseas Bank (IOB) share?

    The past returns of Indian Overseas Bank (IOB) share are
    • Past 1 week: -2.34%
    • Past 1 month: 3.49%
    • Past 3 months: 10.54%
    • Past 6 months: -28.19%
    • Past 1 year: -43.57%
    • Past 3 years: 124.48%
    • Past 5 years: 276.68%

  3. What are the peers or stocks similar to Indian Overseas Bank (IOB)?
  4. What is the market cap of Indian Overseas Bank (IOB) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Indian Overseas Bank (IOB) is ₹74349.69 Cr as of 14th July 2025.

  5. What is the 52 week high and low of Indian Overseas Bank (IOB) share?

    The 52-week high of Indian Overseas Bank (IOB) is ₹72.60 and the 52-week low is ₹33.50.

  6. What is the PE and PB ratio of Indian Overseas Bank (IOB) stock?

    The P/E (price-to-earnings) ratio of Indian Overseas Bank (IOB) is 21.90. The P/B (price-to-book) ratio is 2.31.

  7. Which sector does Indian Overseas Bank (IOB) belong to?

    Indian Overseas Bank (IOB) belongs to the Financials sector & Public Banks sub-sector.

  8. How to buy Indian Overseas Bank (IOB) shares?

    You can directly buy Indian Overseas Bank (IOB) shares on Tickertape. Simply sign up, connect your demat account and place your order.