Bank of India Ltd

Bank of India rose for a fifth straight session today. The stock is quoting at Rs 144, up 2.92% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 1.01% on the day, quoting at 23958.55. The Sensex is at 76230.39, up 1.08%. Bank of India has dropped around 2.38% in last one month. Meanwhile, Nifty PSU Bank index of which Bank of India is a constituent, has dropped around 7.74% in last one month and is currently quoting at 8006.15, up 2.03% on the day. The volume in the stock stood at 65.4 lakh shares today, compared to the daily average of 116.49 lakh shares in last one month. The benchmark May futures contract for the stock is quoting at Rs 143.63, up 2.57% on the day. Bank of India is up 22.75% in last one year as compared to a 4.17% fall in NIFTY and a 21.66% fall in the Nifty PSU Bank index.The PE of the stock is 6.06 based on TTM earnings ending March 26.Powered by Capital Market - Live

Profit before provisions and contingencies rose 2.88% YoY to Rs 5,025 crore in Q4 FY26. Net Interest income (NII) increased 11.01% to Rs 6,730 crore in Q4 FY26. Global net interest margin (NIM) stood at 2.58% in Q4 FY26. Global deposits stood at Rs 9,27,271 crore as on 31st March 2026, up 13.56% compared with Rs 816,541 crore as on 31st March 2025. Domestic CASA rose 7.30% YoY to Rs 300,765 crore as on 31st March 2026. CASA ratio fell to 37.64% as on 31st March 2026 as against 40.2% as on 31st March 2025. Global advances stood at Rs 7,40,314 crore as on 31st March 2026, up 15.82% compared with Rs 666,047 crore as on 31st March 2025. Gross NPAs declined to 1.98% as of 31st March 2026, from 3.27% as of 31st March 2025. Net NPAs fell to 0.56% as of 31st March 2026 from 0.82% as of 31st March 2025. The provision coverage ratio (PCR) as on 31st March 2026 was at 93.57%. Capital adequacy ratio (CAR) as at the end of Q4 FY26 stood at 18.1%. As on 31st March 2026, CET-1 ratio stood at 15.05% while Tier-1 ratio stood at 15.36%. Meanwhile, the company's board recommended a dividend of Rs 4.65 per equity share with a face value Rs 10 each fully paid up for the FY2025-26. The record date has been fixed as 29th May 2026. Bank of India is a public sector bank. The Government of India held a 73.38% stake in the bank as of 31st March 2026.Powered by Capital Market - Live

Bank of India announced that the 30th Annual General Meeting(AGM) of the company will be held on 15 June 2026.

Bank of India announced that the Board of Directors of the Company at its meeting held on 8 May 2026, inter alia, have recommended the final dividend of Rs 4.65 per equity Share (i.e. 46.5%) , subject to the approval of the shareholders.

Bank of India has fixed 29 May 2026 as record date for payment of dividend on equity shares.

Profit before provisons and contingencies rose 2.88% YoY to Rs 5,025 crore in Q4 FY26. Net Interest income (NII) increased 11.01% to Rs 6,730 crore in Q4 FY26. Global net interest margin (NIM) stood at 2.58% in Q4 FY26. Global deposits stood at Rs 9,27,271 crore as on 31st March 2026, up 13.56% compared with Rs 816,541 crore as on 31st March 2025. Domestic CASA rose 7.30% YoY to Rs 300,765 crore as on 31st March 2026. CASA ratio fell to 37.64% as aon 31st March 2026 as against 40.2% as on 31st March 2025. Global advances stood at Rs 7,40,314 crore as on 31st Match 2026, up 15.82% compared with Rs 666,047 crore as on 31st March 2025. Gross NPAs declined to 1.98% as of 31st March 2026, from 3.27% as of 31st March 2025. Net NPAs fell to 0.56% as of 31st March 2026 from 0.82% as of 31st March 2025. The provision coverage ratio (PCR) as on 31st March 2026 was at 93.57%. Capital adequacy ratio (CAR) as at the end of Q4 FY26 stood at 18.1%. As on 31st March 2026, CET-1 ratio stood at 15.05% while Tier-1 ratio stood at 15.36%. Meanwhile, the company's board recommended a dividend of Rs 4.65 per equity share with a face value Rs 10 each fully paid up for the FY2025-26. The record date has been fixed as 29th May 2026. Bank of India is a public sector bank. The Government of India held a 73.38% stake in the bank as of 31st March 2026. The scrip shed 0.39% to end at Rs 139.75 on the BSE.Powered by Capital Market - Live

Net profit of Bank of India rose 18.67% to Rs 3087.76 crore in the quarter ended March 2026 as against Rs 2601.98 crore during the previous quarter ended March 2025. Total Operating Income rose 5.92% to Rs 19573.37 crore in the quarter ended March 2026 as against Rs 18478.96 crore during the previous quarter ended March 2025. For the full year,net profit rose 7.94% to Rs 10306.30 crore in the year ended March 2026 as against Rs 9548.28 crore during the previous year ended March 2025. Total Operating Income rose 6.04% to Rs 75613.28 crore in the year ended March 2026 as against Rs 71307.71 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Total Operating Income19573.3718478.96 6 75613.2871307.71 6 OPM %69.4067.26 -71.6570.19 - PBDT4079.363551.26 15 14071.5012558.33 12 PBT4079.363551.26 15 14071.5012558.33 12 NP3087.762601.98 19 10306.309548.28 8 Powered by Capital Market - Live

Bank of India will hold a meeting of the Board of Directors of the Company on 30 April 2026.

Bank of India gained for a third straight session today. The stock is quoting at Rs 152.2, up 1.58% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.69% on the day, quoting at 24407.4. The Sensex is at 78638, down 0.8%. Bank of India has risen around 5.89% in last one month. Meanwhile, Nifty PSU Bank index of which Bank of India is a constituent, has risen around 9.81% in last one month and is currently quoting at 9011.45, up 0.3% on the day. The volume in the stock stood at 90.17 lakh shares today, compared to the daily average of 116.45 lakh shares in last one month. The benchmark April futures contract for the stock is quoting at Rs 152.65, up 1.77% on the day. Bank of India is up 29.22% in last one year as compared to a 0.32% spurt in NIFTY and a 34.99% spurt in the Nifty PSU Bank index.The PE of the stock is 6.73 based on TTM earnings ending December 25.

As per the revised rate card, the overnight MCLR stands at 7.70%, while the one-month, three-month and six-month MCLR are at 8.05%, 8.20% and 8.60%, respectively. The one-year and three-year MCLR have been retained at 8.75% and 8.90%. The lender also announced changes in its fixed rate spread structure effective April 1. Interest rates for different tenors have been revised, with one-year loans priced at 8.75% plus credit risk premium (CRP), two-year loans at 9.25% plus CRP, and three-year loans at 9.35% plus CRP. Four-year loans will carry an interest rate of 9.75% plus CRP, while loans above five years will be priced at 8.75% plus tenor premium and CRP. Separately, the bank said its base rate has been reduced by 50 basis points to 9.50% per annum from 10%, effective April 1, 2026, and will remain applicable till June 30, 2026. Bank of India is an India-based bank. The Bank's segments include Treasury Operations, Wholesale Banking and Retail Banking. The Treasury operations segment includes the entire investment portfolio, which is dealing in government and other securities, money market operations and foreign exchange operations. The bank standalone rose 7.5% to Rs 2,704.67 crore on 6.3% increase in revenue from operations to Rs 21,205.95 crore in Q3 FY26 over Q3 FY25.