Central Bank of India Ltd

Net interest income (NII) grew by 15.70% on YoY basis to Rs 3,914 crore in Q1 FY27 as against Rs 3,383 crore in Q1 FY26. Net interest margin (NIM) stood at 3.06% as on 30 June 2026. Operating profit for Q1 FY27 declined by 5.12% to Rs 2,186 crore from Rs 2304 crore in Q1 FY26. Provisions declined by 24.05% YoY to Rs 862 crore in the June 2026 quarter. Provision coverage ratio stood at 95.86 as on 30 June 2026. Accordingly, profit before tax in Q1 FY27 stood at Rs 1,784.45 crore, up by 0.1% from Rs 1,783 crore in Q1 FY26. Total tax outgo the first quarter of FY27 was Rs 461 crore, down 25% YoY. Gross NPA as on 30 June 2026 was 2.60% as against 3.13% as on 30 June 2025. Net NPA remained unchanged at 0.49% as on 30 June 2026. Total global business of the bank grew by 18.29% to Rs 833,320 crore in Q1 FY27 from Rs 704,485 crore in Q1 FY26. Total deposits increased by 11.68% YoY to Rs 478,972 crore in June 2026 quarter. Gross global advances jumped by 28.58% to Rs 354,348 crore in Q1 FY27 from Rs 275,595 crore in Q1 FY26. CRAR improved to 18.28 %, out of which Tier I is 16.54 % as on 30 June 2026. Central Bank of India is a public sector bank. The bank is having pan India presence with total 22346 touch points, with 4605 branches, with network of branches in rural & semi urban areas (66.31%) & 1 IFSC Banking Unit, 3820 ATMs and 13890 BC outlets & 30 BC Maxx Centres as on 30 June 2026. Powered by Capital Market - Live

Net profit of Central Bank of India rose 3.21% to Rs 1323.13 crore in the quarter ended June 2026 as against Rs 1281.98 crore during the previous quarter ended June 2025. Total Operating Income rose 12.79% to Rs 9725.90 crore in the quarter ended June 2026 as against Rs 8623.38 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Total Operating Income9725.908623.38 13 OPM %67.8360.79 - PBDT1791.221792.94 0 PBT1791.221792.94 0 NP1323.131281.98 3 Powered by Capital Market - Live

Central Bank of India will hold a meeting of the Board of Directors of the Company on 17 July 2026.

The bank's total deposits rose 11.66% YoY to Rs 4,78,895 crore as of 30 June 2026, up from Rs 4,28,890 crore a year ago. On a sequential basis, total deposits increased 2.34% from Rs 4,67,923 crore as of 31 March 2026. Total global business stood at Rs 8,33,840 crore as of 30 June 2026, registering an 18.36% YoY and 2.63% quarter-on-quarter (QoQ) growth from Rs 7,04,485 crore and Rs 8,12,439 crore, respectively. CASA deposits increased 11.14% YoY to Rs 2,22,865 crore, compared with Rs 2,00,522 crore a year ago, and rose 0.94% QoQ from Rs 2,20,781 crore. The bank's CASA ratio eased to 46.61% as of 30 June 2026, from 46.88% as of 30 June 2025 and 47.30% as of 31 March 2026, reflecting a decline of 27 basis points (bps) YoY and 69 bps QoQ. The bank also reported IBU (Overseas) advances of Rs 473 crore as of 30 June 2026. Central Bank of India is engaged in providing banking and financial services with a wide range of products and services to individuals, commercial enterprises, large corporations, public bodies, and institutional customers. On a standalone basis, the PSU lender's net profit fell 29.91% to Rs 724.43 crore on a 4.62% increase in total income to Rs 10,810.49 crore in Q4 March 2026 over Q4 March 2025.Powered by Capital Market - Live

Central Bank of India is up for a third straight session today. The stock is quoting at Rs 31.06, up 2.07% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.35% on the day, quoting at 23203.25. The Sensex is at 73727.01, up 0.28%. Central Bank of India has slipped around 12.85% in last one month. Meanwhile, Nifty PSU Bank index of which Central Bank of India is a constituent, has slipped around 3.5% in last one month and is currently quoting at 8199.55, up 3.01% on the day. The volume in the stock stood at 110.26 lakh shares today, compared to the daily average of 179.04 lakh shares in last one month.The PE of the stock is 6.3 based on TTM earnings ending March 26.Powered by Capital Market - Live

Central Bank of India announced that the 19th Annual General Meeting(AGM) of the bank will be held on 17 July 2026.

Vivek Kumar has over 27 years of experience in the banking industry and three years of experience in financial services. He joined the bank in 1999 and has worked across retail banking, credit, information technology, financial inclusion, merchant banking and general banking functions. He has also served as chairman of a regional rural bank. Central Bank of India is engaged in providing banking and financial services with a wide range of products and services to individuals, commercial enterprises, large corporations, public bodies, and institutional customers. On a standalone basis, the PSU lender's net profit fell 29.91% to Rs 724.43 crore on a 4.62% increase in total income to Rs 10,810.49 crore in Q4 March 2026 over Q4 March 2025. Shares of Central Bank of India shed 0.86% to Rs 30.04 on the BSE.Powered by Capital Market - Live

The government had set a floor price of Rs 31 per share for the OFS. The OFS opened for non-retail investors on 22 May 2026 and for retail investors on 25 May 2026. The base offer comprised 36.20 crore equity shares, representing around 4% stake in the bank, with an oversubscription option of an additional 36.20 crore shares. The government exercised the greenshoe option, taking the total OFS size to 72.41 crore shares, or nearly 8% of the bank's equity share capital. Out of the total offer size, around 65.17 crore shares were reserved for non-retail investors, while 7.24 crore shares were earmarked for retail investors. As of 3:30 PM on 25 May 2026, the OFS received bids for 9.24 crore shares in the retail category, translating into 127.73% subscription against the retail offer size of 7.24 crore shares. The non-retail portion was subscribed 113.63%. The clearing price for the OFS was fixed at Rs 31 per share for the non-retail portion. Additionally, the government may offer 75 lakh shares to eligible employees under a separate employee quota. As of March 2026, the Government of India held 89.27% stake in Central Bank of India. On a standalone basis, the PSU lender's net profit fell 29.91% to Rs 724.43 crore on 4.62% increase in total income to Rs 10,810.49 crore in Q4 March 2026 over Q4 March 2026. Shares of Central Bank of India were currently down 0.23% at Rs 30.97 on the BSE today. Powered by Capital Market - Live

The government set a floor price of Rs 31 per share for the OFS, representing a discount of about 8.6% to the previous closing price of Rs 33.91. The discount likely weighed on investor sentiment and pressured the stock. According to BSE data, the OFS opened for non-retail investors on 22 May 2026 and will open for retail investors on 25 May 2026. The base offer comprises 36.20 crore shares, representing around 4% equity stake in the bank, with an oversubscription option of an additional 36.20 crore shares. Including the greenshoe option, the total OFS size stands at 72.41 crore shares, equivalent to around 8% of the bank's total equity share capital. Of the total offer, 32.58 crore shares have been reserved for non-retail investors, while 3.62 crore shares have been earmarked for retail investors under the base offer. As of 1:05 PM on 22 May 2026, the non-retail portion of the OFS had received bids for 6.23 crore shares, translating into 19.14% subscription against the base non-retail offer size of 32.58 crore shares. The government may also offer an additional 75 lakh shares to eligible employees under a separate employee offer. Eligible employees can apply for shares worth up to Rs 5 lakh under the scheme. The Government of India held 89.27% stake in the PSU lender. On a standalone basis, the PSU lender's net profit fell 29.91% to Rs 724.43 crore on 4.62% increase in total income to Rs 10,810.49 crore in Q4 March 2026 over Q4 March 2026. Powered by Capital Market - Live

Central Bank of India gained for a third straight session today. The stock is quoting at Rs 37.25, up 1.42% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.46% on the day, quoting at 24442.8. The Sensex is at 78179.79, up 0.28%. Central Bank of India has gained around 5.26% in last one month. Meanwhile, Nifty PSU Bank index of which Central Bank of India is a constituent, has gained around 0.49% in last one month and is currently quoting at 8679.15, down 0.07% on the day. The volume in the stock stood at 51.05 lakh shares today, compared to the daily average of 56.32 lakh shares in last one month.The PE of the stock is 7.6 based on TTM earnings ending March 26.Powered by Capital Market - Live