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Private Bank Stocks: List of Private Bank Sector Stocks

India’s private banks drive much of the country’s digital finance growth. The system includes 21 private sector banks that compete across lending, payments, and digital services. India’s fintech industry already stands at $ 111 bn and could reach $ 421 bn by 2029, making it the third-largest fintech market in the world. Banks now open all new rural accounts digitally, while the micro-ATM network has reached about 1.46 mn units, improving last-mile access. Digital payments also continue to rise, with 65% of transactions expected to be digital by 2026.

Top Private Bank Stocks in 2025

Private Banks Stock Screener

Private Banks Stock Screener: Analyse & Filter Indian Stocks on Tickertape

Showing 1 - 20 of 27 results

last updated at 6:30 AM IST 
NameStocks (27)Sub-SectorSub-SectorMarket CapMarket CapClose PriceClose PricePE RatioPE Ratio1D Return1D Return1M Return1M Return6M Return6M Return1Y Return1Y ReturnPB RatioPB RatioReturn on EquityReturn on EquityROCEROCEDividend YieldDiv YieldDebt to EquityDebt to EquityVolatility vs NiftyVolatility vs Nifty
1.HDFC Bank LtdHDFCBANKPrivate BanksPrivate Banks15,40,554.4915,40,554.491,001.501,001.5021.7621.760.120.120.530.533.073.077.737.732.862.8614.0514.055.705.701.091.090.000.001.271.27
2.ICICI Bank LtdICICIBANKPrivate BanksPrivate Banks9,76,253.619,76,253.611,366.001,366.0019.1319.130.440.44-0.14-0.14-4.15-4.152.762.762.972.9717.0417.047.247.240.800.800.000.001.331.33
3.Kotak Mahindra Bank LtdKOTAKBANKPrivate BanksPrivate Banks4,32,871.984,32,871.982,176.602,176.6019.5619.56-0.17-0.173.893.892.342.3423.0623.062.752.7515.3915.397.517.510.110.110.000.001.801.80
4.Axis Bank LtdAXISBANKPrivate BanksPrivate Banks3,99,236.643,99,236.641,286.101,286.1014.2314.231.051.053.523.526.046.0412.2612.262.132.1316.2516.257.547.540.080.080.000.001.681.68
5.IDBI Bank LtdIDBIPrivate BanksPrivate Banks1,07,287.471,07,287.4799.7899.7814.0614.064.874.87-4.10-4.102.252.2520.1720.171.741.7413.5013.5010.3910.392.102.100.000.003.303.30
6.IDFC First Bank LtdIDFCFIRSTBPrivate BanksPrivate Banks70,727.3770,727.3782.2982.2947.4647.462.082.08-0.43-0.4316.1516.1527.9227.921.851.854.234.232.022.020.260.260.000.002.302.30
7.Yes Bank LtdYESBANKPrivate BanksPrivate Banks68,779.5968,779.5921.9221.9228.1128.11-0.09-0.09-3.56-3.567.357.353.403.401.441.445.445.442.312.31--0.000.002.412.41
8.Indusind Bank LtdINDUSINDBKPrivate BanksPrivate Banks65,921.5165,921.51846.15846.1525.6025.601.271.270.650.651.961.96-15.21-15.211.021.024.024.022.442.44--0.000.003.163.16
9.Federal Bank LtdFEDERALBNKPrivate BanksPrivate Banks64,338.0564,338.05261.35261.3515.4715.470.170.1710.5510.5526.5926.5922.8822.881.811.8112.5312.537.227.220.460.460.000.001.841.84
10.Bandhan Bank LtdBANDHANBNKPrivate BanksPrivate Banks24,095.3024,095.30149.57149.578.788.782.952.95-4.43-4.43-15.82-15.82-12.28-12.280.980.9811.8811.888.928.921.001.000.000.002.592.59
11.Karur Vysya Bank LtdKARURVYSYAPrivate BanksPrivate Banks23,715.0923,715.09245.36245.3612.2112.211.521.52-2.23-2.2322.2522.2523.6823.681.991.9917.6817.6814.8414.840.880.880.000.002.332.33
12.City Union Bank LtdCUBPrivate BanksPrivate Banks20,285.2620,285.26273.35273.3518.0518.054.274.270.480.4840.0540.0549.9249.922.142.1412.5812.5810.0510.050.730.730.000.002.532.53
13.RBL Bank LtdRBLBANKPrivate BanksPrivate Banks18,978.2218,978.22307.60307.6026.4726.47-1.16-1.16-3.49-3.4937.9637.9677.1577.151.211.214.704.701.941.940.320.320.000.002.882.88
14.Jammu and Kashmir Bank LtdJ&KBANKPrivate BanksPrivate Banks11,290.4211,290.42102.53102.535.425.420.260.26-5.04-5.04-4.40-4.40-1.85-1.850.790.7915.7715.7714.0814.082.102.100.000.002.862.86
15.South Indian Bank LtdSOUTHBANKPrivate BanksPrivate Banks10,457.7210,457.7239.9639.968.038.030.830.833.023.0233.8733.8754.1154.111.031.0313.7613.7610.1310.131.001.000.000.002.842.84
16.Ujjivan Small Finance Bank LtdUJJIVANSFBPrivate BanksPrivate Banks10,277.7310,277.7353.0253.0214.1514.150.040.043.783.789.529.5247.0347.031.691.6912.4212.429.349.34--0.000.002.792.79
17.Tamilnad Mercantile Bank LtdTMBPrivate BanksPrivate Banks8,030.008,030.00507.10507.106.796.79-0.88-0.881.721.7211.2211.223.443.440.890.8913.9713.9712.2412.240.010.010.000.001.591.59
18.Karnataka Bank LtdKTKBANKPrivate BanksPrivate Banks7,646.007,646.00202.20202.206.016.01-1.87-1.8715.6515.65-2.42-2.42-10.79-10.790.630.6311.1011.1010.0610.062.472.470.000.002.262.26
19.Equitas Small Finance Bank LtdEQUITASBNKPrivate BanksPrivate Banks6,696.036,696.0358.7058.7045.5445.54-1.16-1.161.431.43-15.65-15.65-8.28-8.281.101.102.442.442.042.041.701.700.000.002.722.72
20.CSB Bank LtdCSBBANKPrivate BanksPrivate Banks6,606.676,606.67390.15390.1511.1311.130.370.37-10.60-10.600.310.3123.0823.081.471.4714.3114.317.287.28--0.000.002.502.50

Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Stock Screener and is subject to real-time updates.

Selection criteria: Sub-sector: Private Banks | Market Cap: Sorted from Highest to Lowest

Overview of Top Private Banks Stocks

HDFC Bank Ltd

HDFC Bank Ltd, founded in 1994, is one of India’s largest private sector banks known for its strong retail franchise, digital capabilities, and consistent asset quality. The bank operates across retail banking, payments, loans, and corporate banking, making it a key player in the financial sector.

ICICI Bank Ltd

ICICI Bank Ltd, established in 1994, is a major private sector bank offering a wide range of services across retail, corporate, SME, and international banking. Its network, technology-led operations, and diversified revenue streams make it one of India’s most influential financial institutions.

Kotak Mahindra Bank Ltd

Kotak Mahindra Bank Ltd, founded in 2003 after receiving a banking licence from the RBI, has expanded from a financial services firm into a full-service private sector bank. It is known for strong capital management, digital-first offerings, and a growing presence in retail and corporate banking.

Axis Bank Ltd

Axis Bank Ltd, established in 1993 (then UTI Bank), is a large private sector bank with a balanced mix of retail and corporate business. The bank focuses on digital banking, payments, and lending solutions, supported by a broad branch network and diverse financial subsidiaries.

IDBI Bank Ltd

IDBI Bank Ltd began in 1964 as the Industrial Development Bank of India and later transitioned into a full-fledged commercial bank. While classified as a private sector bank since 2019 due to majority LIC ownership, it continues to operate across retail, corporate, and development-focused financial services.

What are Private Banks Stocks?

Private bank stocks are shares of banking companies in India that are owned and operated by private entities rather than the government. These banks function under the guidelines of the Reserve Bank of India (RBI) but have private ownership, professional management, and greater flexibility in operations compared with public sector banks.

How to Invest in Private Bank Stocks?

Investing in private bank stocks in India using Tickertape is a straightforward process. Tickertape is a powerful stock analysis and screening tool that helps you make informed investment decisions. Here’s how you can use Tickertape to invest in private bank stocks:

  1. Sign Up and Log In: You can create an account on the Tickertape or log in if you already have one.
  2. Search for “Private Banks Stocks”: Go to Tickertape Stock Screener and set the “Sub-sector: Private Banks” filter
  3. Use Filters: You can apply over 200 filters to get stocks sorted based on criteria like market cap, P/E ratio, or returns. You can create your own custom filter, in case your preferred parameters are not available. This can help you narrow down the top private sector bank list.
  4. Analyse Stock Data: Tickertape provides comprehensive data on each stock, including financials, performance metrics, future projections, red flags, and more. You can review this data to assess each company’s health and potential in depth.
  5. Add to Watchlist: You may keep track of potential investments by adding them to your watchlist.
  6. Invest Through Your Broker: Once you’ve decided on a stock, you can place a buy order through your brokerage account linked to Tickertape.

You can stay updated with each of your favourite stocks’ alerts and announcements with Tickertape Alerts. Further, you can analyse your overall portfolio and potential red flags in it by connecting it to Tickertape. Check out detailed analysis of your portfolio now!

Recent Developments and Investments in the Private Banking Sector

  1. Foreign Capital Inflows and Strategic Investments: International financial institutions continue to participate in India’s lending ecosystem, including transactions worth ₹9,444 cr. in the education-financing space and ₹3,434 cr. in specialised lending segments.
  2. Regulatory Approvals and Banking Transitions: In 2025, regulatory authorities granted in-principle approval for a small finance institution to transition into a universal bank, the first such approval in nearly a decade. Approvals were also issued for post-amalgamation stake acquisitions within the small-finance banking ecosystem, reinforcing growth in niche lending segments
  3. Advancements in Digital Banking and Payment Security: Digital transactions continue to grow rapidly, with UPI volumes reaching 27.3 bn transactions during FY24 (until May). Regulatory guidelines now require UPI IDs linked to inactive mobile numbers to be deactivated, improving customer safety.

Advantages of Investing in Private Banks Stocks

Stronger Focus on Profitability

Private banks generally prioritise efficiency, customer acquisition, and long-term profitability. Their business models often emphasise better cost management, retail loan growth, and steady fee income, which can support financial performance over time.

Faster Adoption of Digital Banking

Private banks usually invest earlier and more aggressively in digital platforms. Mobile banking, online onboarding, AI-driven support, and secure payments help improve customer experience and operational efficiency.

Diversified Loan Portfolios

These banks typically maintain a balanced mix of retail, SME, and corporate lending. A diversified loan book helps manage risk across different borrower categories and economic cycles.

Better Asset Quality Management

Private banks often have stronger credit evaluation frameworks and risk controls. This can help maintain healthier loan books and manage non-performing assets more effectively.

Steady Demand for Banking Services

India’s growing middle class, rising consumption, and increasing use of formal credit support long-term banking demand. Private banks play a major role in retail credit, digital payments, and wealth products, contributing to consistent business activity.

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Risks of Investing in Private Banks Stocks

Exposure to Credit Risk

Private banks lend across retail, SME, and corporate segments. Any rise in loan defaults, delays, or economic stress can affect asset quality and lead to higher provisioning requirements.

Interest Rate and Policy Sensitivity

Changes in monetary policy influence lending rates, deposit costs, and net interest margins. Sudden rate hikes, liquidity shifts, or regulatory tightening can impact profitability.

Economic Cycles

Private banks depend heavily on credit demand. Slowdowns in consumption, business activity, or housing markets can reduce loan growth and fee income.

Competition in the Banking Sector

Competition from public sector banks, non-banking financial companies (NBFCs), fintechs, and payment platforms can affect margins, customer acquisition, and market share.

Operational and Cybersecurity Risks

As private banks rely heavily on digital ecosystems, disruptions, data breaches, fraud, or technology failures can impact service quality and customer trust.

Factors to Consider Before Investing Private Banks Stocks

Quality of the Loan Book

A bank’s financial stability often depends on how well its loans perform. Trends in NPAs, recoveries, and provisioning give a clearer picture of how the bank handles credit risk during good and challenging periods.

Capital Position and Cushion

Stronger capital levels help banks absorb shocks and support future lending. Ratios like CAR and Tier-1 capital show how much buffer the bank maintains against unexpected losses.

Mix of Retail and Corporate Lending

Banks differ in how much they lend to households, small businesses, and large companies. A balanced mix can help reduce exposure to stress in any one segment of the economy.

Profitability and Earnings Consistency

Metrics such as NIM, return ratios, fee income, and operating costs help explain how efficiently the bank earns money and how stable those earnings have been over time.

Digital Strength and Service Delivery

Private banks invest heavily in digital platforms for payments, onboarding, and customer service. Strong digital systems often improve efficiency, reduce costs, and enhance transaction security.

Market Behaviour and Sector Sentiment

Private bank stocks tend to react to news quickly. Earnings announcements, macroeconomic developments, or global events may influence short-term movements, even when fundamentals remain stable.

Conclusion

Private banks play a key role in India’s financial system, supported by steady credit demand and rapid digital adoption. The sector continues to grow through new investments, mergers, policy reforms, and the growing use of technology in lending and payments. Performance depends on factors like asset quality, capital strength, and economic conditions, which influence how banks navigate growth cycles. Users who want to study private banks more closely can use platforms like the Tickertape Stock Screener to compare financials, loan book trends, and digital metrics through more than 200 filters.

Frequently Asked Questions on Private Bank Stocks

  1. What are private bank stocks?

    Private bank stocks represent shares of banking companies in India that are owned and managed by private entities rather than the government. These banks operate under RBI regulations and focus on retail lending, corporate banking, digital services, and payment solutions.

  2. How to invest in private bank stocks?

    Here’s how you can invest in private bank stocks:
    1. Go to the Tickertape Stock Screener.
    2. In the 'Financials' sector, select ‘Private Banks' sub-sector.
    3. Analyse and sort the Private banks stocks using over 200+ filters, including valuation ratios, financials, technical indicators, and more, based on your investment thesis.
    4. Review the filtered list, and identify stocks that best align with your risk appetite, return expectations, and investment goals.
    5. Once you've shortlisted the stocks, click ‘Place Order’ to invest in your preferred Private banks stocks.

    Disclaimer - Please do your own research or consult your financial advisor before investing.

  3. What are the factors affecting private bank stock prices?

    The prices of bank stocks are influenced by credit growth, interest rate changes, asset quality trends, economic conditions, regulatory updates, liquidity in the financial system, and market sentiment toward the banking sector. For a clearer view of these movements, users can create a bank share price list using the Tickertape Stock Screener, which provides real-time data and helps compare banks across multiple parameters.

  4. What are the best private bank stocks?

    As of 5th December, some of the best private bank stocks based on market capitalisation are:
    1. HDFC Bank Ltd
    2. ICICI Bank Ltd
    3. Kotak Mahindra Bank Ltd
    4. Axis Bank Ltd
    5. IDBI Bank Ltd

    Disclaimer: The above private banking sector share list information is for educational purposes only and should not be considered investment advice.

  5. What is the future projection of private bank stocks?

    The future performance of private banks depends on economic growth, digital banking adoption, credit demand, risk management practices, and regulatory developments. These factors collectively shape the long-term outlook of the sector.

  6. How to choose private bank stocks?

    Before choosing private bank stocks, it’s important for investors to review factors such as loan book quality, profitability metrics, capital adequacy, digital capabilities, and governance standards. Investors can also use tools like Tickertape Stock Screener, which comes with more than 200 filters and allows investors to create a bank sector share list based on various parameters and financial metrics.
    Disclaimer - Please do your own research or consult your financial advisor before investing.

  7. Do private bank stocks offer regular dividends?

    Dividend payments vary across banks and depend on profitability, capital requirements, and board decisions. Some banks have a track record of paying dividends, while others may retain earnings for growth.
    Disclaimer: Please note that the above information is for educational purposes only. For the latest data on dividends, please refer to the Tickertape Stock Screener.

  8. Is private bank stock a good investment for the long term?

    The long-term potential of private banks depends on credit quality, digital strength, leadership stability, and economic conditions. Each bank performs differently based on these factors, so investors must do thorough research while exploring the banking sector share list. Disclaimer: This information is for educational purposes only and is not a recommendation.