What is the share price of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) today?
The share price of UJJIVANSFB as on 20th June 2025 is ₹48.17. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share?
The past returns of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share are- Past 1 week: 1.39%
- Past 1 month: 6.81%
- Past 3 months: 33.69%
- Past 6 months: 40.97%
- Past 1 year: -1.21%
- Past 3 years: 236.85%
- Past 5 years: 60.30%
What are the peers or stocks similar to Ujjivan Small Finance Bank Ltd (UJJIVANSFB)?
The peers or stocks similar to Ujjivan Small Finance Bank Ltd (UJJIVANSFB) include:What is the market cap of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is ₹9448.36 Cr as of 20th June 2025.What is the 52 week high and low of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share?
The 52-week high of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is ₹51.87 and the 52-week low is ₹30.88.What is the PE and PB ratio of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) stock?
The P/E (price-to-earnings) ratio of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is 13.01. The P/B (price-to-book) ratio is 1.55.Which sector does Ujjivan Small Finance Bank Ltd (UJJIVANSFB) belong to?
Ujjivan Small Finance Bank Ltd (UJJIVANSFB) belongs to the Financials sector & Private Banks sub-sector.How to buy Ujjivan Small Finance Bank Ltd (UJJIVANSFB) shares?
You can directly buy Ujjivan Small Finance Bank Ltd (UJJIVANSFB) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Ujjivan Small Finance Bank Ltd
UJJIVANSFB Share Price
48.170.40% (+0.19)
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UJJIVANSFB Performance & Key Metrics
UJJIVANSFB Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 13.01 | 1.55 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 16.82 | 2.53 | 1.18% |
92%
Analysts have suggested that investors can buy this stock
from 13 analysts
Price Upside
Earnings Growth
Rev. Growth
UJJIVANSFB Company Profile
Ujjivan Small Finance Bank is a commercial bank specializing in catering to unserved and underserved segments.
HDFCBANK
PE Ratio
20.95
20.95
1Y Return
17.69%
17.69%
Buy Reco %
92.68
92.68
ICICIBANK
PE Ratio
19.80
19.80
1Y Return
23.37%
23.37%
Buy Reco %
90.48
90.48
KOTAKBANK
PE Ratio
19.32
19.32
1Y Return
22.85%
22.85%
Buy Reco %
65.71
65.71
AXISBANK
PE Ratio
13.53
13.53
1Y Return
1.52%
1.52%
Buy Reco %
83.33
83.33
IDBI
PE Ratio
13.08
13.08
1Y Return
4.81%
4.81%
Buy Reco %
0.00
0.00
UJJIVANSFB Sentiment Analysis
UJJIVANSFB Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
UJJIVANSFB Stock Summary · May 2025
Ujjivan Small Finance Bank demonstrated robust growth in its loan portfolio, particularly in the microbanking and MSME segments, despite facing regional collection challenges, especially in Karnataka. The bank's strategic focus on diversifying its offerings, including a successful gold loan product and vehicle loans, has bolstered disbursements and improved collection efficiency overall. While asset quality has shown significant improvement, with reduced non-performing assets, management remains cautious about potential credit costs and operational expenses, particularly in light of regulatory changes. The pursuit of a Universal Banking License reflects the bank's ambition to enhance its service capabilities and capitalize on market opportunities amid competitive pressures. Overall, the bank's proactive approach positions it favorably for future growth, even as it navigates localized challenges.
UJJIVANSFB Stock Growth Drivers
UJJIVANSFB Stock Growth Drivers
7Strong Financial Performance
Ujjivan Small Finance Bank reported record disbursements of Rs. 7,440 crores in Q4 FY '25,
Diversification of Loan Portfolio
The bank successfully diversified its loan offerings, with secured loans now comprising 44% of the
UJJIVANSFB Stock Challenges
UJJIVANSFB Stock Challenges
6Decline in Gold Loan Portfolio
The Gold Loan (GL) book experienced a 4% decrease in Q4, totaling Rs. 13,090 crores.
Operational Challenges and Rising Expenses
Operating expenses (OPEX) rose by 18% year-over-year and 13% sequentially, attributed to investments aimed at
UJJIVANSFB Forecast
UJJIVANSFB Forecasts
Price
Revenue
Earnings
UJJIVANSFB Share Price Forecast
UJJIVANSFB Share Price Forecast
2025
Current
₹48.17
Baseline
Forecast for Jun 2026
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2025
Current
₹48.17
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UJJIVANSFB Company Revenue Forecast
UJJIVANSFB Company Revenue Forecast
2025
Current
₹7.20
Baseline
Forecast for Mar 2026
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All values in ₹ Thousand cr.
2025
Current
₹7.20
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UJJIVANSFB Stock EPS (Earnings Per Share) Forecast
UJJIVANSFB Stock EPS (Earnings Per Share) Forecast
2025
Current
₹5.92
Baseline
Forecast for Mar 2026
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₹5.92
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UJJIVANSFB
UJJIVANSFB
Income
Balance Sheet
Cash Flow
Annual Normal View
UJJIVANSFB Income Statement
UJJIVANSFB Income Statement
Annual Normal View
| Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 226.10 | 1,579.36 | 2,037.57 | 3,025.81 | 3,108.38 | 3,172.69 | 4,754.18 | 6,463.90 | 7,200.59 | 7,200.60 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 6,259.01 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 50.74 | 360.44 | 518.80 | 718.49 | 748.78 | 812.60 | 920.25 | 1,183.18 | 1,499.49 | |||||||||||
| Selling & Administrative Expenses | 20.59 | 148.31 | 259.54 | 313.00 | 229.96 | 230.21 | 321.15 | 417.43 | 448.55 | |||||||||||
| Operating & Other expenses | 148.78 | 1,020.38 | 999.42 | 1,571.79 | 2,042.63 | 2,599.79 | 1,955.27 | 3,062.84 | 4,176.25 | |||||||||||
EBITDA | 5.99 | 50.23 | 259.81 | 422.53 | 87.01 | -469.91 | 1,557.51 | 1,800.45 | 1,076.30 | 941.59 | ||||||||||
| Depreciation/Amortization | 5.10 | 41.37 | 60.60 | 72.63 | 76.80 | 80.44 | 90.28 | 98.29 | 134.72 | — | ||||||||||
| PBIT | 0.89 | 8.86 | 199.21 | 349.90 | 10.21 | -550.35 | 1,467.23 | 1,702.16 | 941.58 | 941.59 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 0.89 | 8.86 | 199.21 | 349.90 | 10.21 | -550.35 | 1,467.23 | 1,702.16 | 941.58 | 941.59 | ||||||||||
| Taxes & Other Items | 0.85 | 1.98 | 0.00 | 0.00 | 1.90 | -135.77 | 367.32 | 420.67 | 215.46 | 215.47 | ||||||||||
| Net Income | 0.04 | 6.88 | 199.21 | 349.90 | 8.31 | -414.58 | 1,099.91 | 1,281.49 | 726.12 | 726.12 | ||||||||||
| EPS | 0.00 | 0.05 | 1.38 | 2.21 | 0.05 | -2.40 | 5.97 | 10.36 | 5.92 | 3.75 | ||||||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.25 | 1.50 | 0.00 | 1.50 | ||||||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.21 | 0.14 | 0.00 | 0.40 |
UJJIVANSFB Company Updates
UJJIVANSFB Stock Peers
UJJIVANSFB Past Performance & Peer Comparison
UJJIVANSFB Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsPrivate Banks
Compare valuation on Screener
FinancialsPrivate Banks
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Ujjivan Small Finance Bank Ltd | 13.01 | 1.55 | — |
| HDFC Bank Ltd | 20.95 | 3.16 | 1.13% |
| ICICI Bank Ltd | 19.80 | 3.73 | 0.77% |
| Kotak Mahindra Bank Ltd | 19.32 | 3.26 | — |
UJJIVANSFB Stock Price Comparison
Compare UJJIVANSFB with any stock or ETFCompare UJJIVANSFB with any stock or ETF
UJJIVANSFB
UJJIVANSFB Holdings
UJJIVANSFB Shareholdings
UJJIVANSFB Promoter Holdings Trend
UJJIVANSFB Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
UJJIVANSFB Institutional Holdings Trend
UJJIVANSFB Institutional Holdings Trend
Decreased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has decreased by 1.59%
Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has increased by 1.63%
UJJIVANSFB Shareholding Pattern
UJJIVANSFB Shareholding Pattern
UJJIVANSFB Shareholding History
UJJIVANSFB Shareholding History
Foreign Institutions
Mutual Funds Invested in UJJIVANSFB
Mutual Funds Invested in UJJIVANSFB
Mutual Fund Holding
Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding Ujjivan Small Finance Bank Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.9039% | Percentage of the fund’s portfolio invested in the stock 0.69% | Change in the portfolio weight of the stock over the last 3 months 0.69% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 89/106 (+10) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.8168% | Percentage of the fund’s portfolio invested in the stock 1.30% | Change in the portfolio weight of the stock over the last 3 months 1.30% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 37/71 (+28) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.7663% | Percentage of the fund’s portfolio invested in the stock 1.74% | Change in the portfolio weight of the stock over the last 3 months -0.28% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 19/60 (-3) |
Compare 3-month MF holding change on Screener
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases containing UJJIVANSFB stock
smallcases containing UJJIVANSFB stock
Looks like this stock is not in any smallcase yet.
UJJIVANSFB Events
UJJIVANSFB Events
UJJIVANSFB Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
UJJIVANSFB Dividend Trend
No dividend trend available
UJJIVANSFB Upcoming Dividends
UJJIVANSFB Upcoming Dividends
No upcoming dividends are available
UJJIVANSFB Past Dividends
UJJIVANSFB Past Dividends
Cash Dividend
Ex DateEx DateJul 12, 2024
Final
Final | Div/Share: ₹1.50
Dividend/Share
₹1.50
Ex DateEx Date
Jul 12, 2024
Cash Dividend
Ex DateEx DateJul 14, 2023
Final
Final | Div/Share: ₹0.50
Dividend/Share
₹0.50
Ex DateEx Date
Jul 14, 2023
Cash Dividend
Ex DateEx DateMar 1, 2023
Interim
Interim | Div/Share: ₹0.75
Dividend/Share
₹0.75
Ex DateEx Date
Mar 1, 2023
UJJIVANSFB Stock News & Opinions
UJJIVANSFB Stock News & Opinions
Articles & Videos
Corporate
Ujjivan Small Finance Bank AGM scheduled
Ujjivan Small Finance Bank announced that the 9th Annual General Meeting(AGM) of the bank will be held on 27 June 2025.Powered by Capital Market - Live
2 weeks agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank grants 40,105 stock options under ESOP
Ujjivan Small Finance Bank has approved a grant of 40,105 options to eligible employee under Bank ESOP Scheme 2019. Powered by Capital Market - Live
3 weeks agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank allots 1.48 lakh equity shares under ESOP
Ujjivan Small Finance Bank has allotted 1,48,894 equity shares under ESOP on 14 May 2025. Consequently, the paid-up capital of the Bank has increased from Rs. 19,35,06,59,470 to Rs. 19,35,21,48,410. Powered by Capital Market - Live
1 month agoCapital Market - Live
Earnings
Ujjivan Small Finance Bank standalone net profit declines 74.70% in the March 2025 quarter
Net profit of Ujjivan Small Finance Bank declined 74.70% to Rs 83.39 crore in the quarter ended March 2025 as against Rs 329.63 crore during the previous quarter ended March 2024. Total Operating Income rose 2.93% to Rs 1573.36 crore in the quarter ended March 2025 as against Rs 1528.51 crore during the previous quarter ended March 2024. For the full year,net profit declined 43.34% to Rs 726.10 crore in the year ended March 2025 as against Rs 1281.50 crore during the previous year ended March 2024. Total Operating Income rose 11.93% to Rs 6354.39 crore in the year ended March 2025 as against Rs 5677.16 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Total Operating Income1573.361528.51 3 6354.395677.16 12 OPM %33.9852.23 -44.2856.07 - PBDT95.26439.56 -78 941.571702.17 -45 PBT95.26439.56 -78 941.571702.17 -45 NP83.39329.63 -75 726.101281.50 -43 Powered by Capital Market - Live
1 month agoCapital Market - Live
Spotlight
Ujjivan SFB rises after total deposits climb 20% YoY to Rs 37,617 crore in Q4
The NBFC's CASA increased 15.3% to Rs 9,611 crore in Q4 FY25 as compared with Rs 8,335 crore in Q4 FY24. CASA ratio stood at 25.6% as of 31st March 2025 as against 26.5% as of 31st March 2024. Credit-deposits ratio declined to 85.4% as of 31st March 2025 as compared with 94.7% as of 31st March 2024. Gross loan book stood Rs 32,122 crore as on 31st March 2025, registering the growth of 7.9% as compared with Rs 29,780 crore as of 31st March 2024. It includes IBPC/ Securitization of Rs 195 crore as on 31st March 2025. Overall disbursement jumped 11.6% to Rs 7,455 crore in Q4 FY25 as compared with Rs 6,681 crore in Q3 FY24. The bank's GNPA (Gross Non-Performing Assets) ratio stood at 2.2% as of 31st March 2025, an increase from 2.1% as of 31st March 2024, and down from 2.7% as of 31st December 2024. Additionally, collection efficiency stood at 96.9% as of 31st March 2025, slightly up from 96.6% recorded on 28th February 2025. Ujjivan Small Finance Bank was established as a non banking financial services company in the year 2005 with the mission to provide a full range of financial services to the 'economically poor' who were not adequately served by financial institutions. The company's consolidated net profit declined 63.8% to Rs 108.62 crore in Q3 FY25 as compared with Rs 300.06 crore in Q3 FY24. Total income increased 6.5% YoY to Rs 1763.24 crore dunri gthe quarter ended 31st March 2025.Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank announces board meeting date
Ujjivan Small Finance Bank will hold a meeting of the Board of Directors of the Company on 30 April 2025.Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank allots 2.18 lakh equity shares under ESOP
Ujjivan Small Finance Bank has allotted 2,18,939 equity shares of face value of Rs.10/- each fully paid-up, pursuant to exercise of stock options under the ESOP Scheme 2019 of the Bank. Consequently, the paid-up capital of the Bank has increased from Rs. 19,34,78,47,040 to Rs. 19,35,00,36,430. Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank to convene EGM
Ujjivan Small Finance Bank announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 28 March 2025.Powered by Capital Market - Live
3 months agoCapital Market - Live
Earnings
Ujjivan Small Finance Bank standalone net profit declines 63.80% in the December 2024 quarter
Net profit of Ujjivan Small Finance Bank declined 63.80% to Rs 108.62 crore in the quarter ended December 2024 as against Rs 300.06 crore during the previous quarter ended December 2023. Total Operating Income rose 8.19% to Rs 1591.07 crore in the quarter ended December 2024 as against Rs 1470.63 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Total Operating Income1591.071470.63 8 OPM %42.0255.78 - PBDT136.37394.39 -65 PBT136.37394.39 -65 NP108.62300.06 -64 Powered by Capital Market - Live
4 months agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank to announce Quarterly Result
Ujjivan Small Finance Bank will hold a meeting of the Board of Directors of the Company on 23 January 2025.Powered by Capital Market - Live
5 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 25.97%, vs industry avg of 16.68%
Over the last 5 years, market share increased from 0.38% to 0.55%
Over the last 5 years, net income has grown at a yearly rate of 45.1%, vs industry avg of 43.24%