City Union Bank Ltd

City Union Bank has inaugurated four new branches at Ammanankoil (Tirupattur, Tamil Nadu), Pragathi Nagar (Hyderabad), Hanumangarh (Rajasthan) and MVP Colony (Visakhapatnam, Andhra Pradesh). With this, the bank's branch network has increased to 909 branches. Powered by Capital Market - Live

City Union Bank has appointed R. Vijay Anandh (currently Executive Director of the Bank) as the Managing Director & CEO of the Bank for a period of 3 years w.e.f 01 May 2026. Powered by Capital Market - Live

Net interest income (NII) rose 28% to Rs 752 crore in the December 2025 quarter, compared to Rs 588 crore in Q3 FY25. For Q3 FY26, NIM was at 3.89% as against 3.58% in the corresponding period last year. Profit before tax (PBT) grew 15.6% year on year (YoY) to Rs 417.16 crore in the quarter ended 31 December 2025. The bank's operating profit before provisions and contingencies jumped 18% to Rs 513 crore in the December 2025 quarter, compared to Rs 436 crore recorded in Q3 FY25. The bank made a provision of Rs 468 crore as of 31 December 2025, as against Rs 402 crore in the corresponding period last year. On the asset quality front, the gross non-performing assets (GNPA) were at Rs 1,320 crore as of 31 December 2025, down 20.03% as against Rs 1,693 crore as of 31 December 2024. The ratio of gross NPA stood at 2.17% as of 31 December 2025, compared to 3.36% as of 31 December 2024. The ratio of net NPA stood at 0.78% as of 31 December 2025, compared with 1.42% as of 31 December 2024. The bank's capital adequacy as of 31 December 2025, as per Reserve Bank of India (RBI) guidelines on Basel III norms, is 20.13%, and Tier-1 capital adequacy was 19.18%, well above regulatory requirements. Total deposits of the bank had increased by 21.01% and increased to Rs 70,516 crore in Q3 FY26 from Rs 58,271 crore in the corresponding period last year. The CASA portion stood at 27% of total deposits. The cost of deposits reduced to 5.57% in Q3 FY26 from 5.71% in Q3 FY25. Total advances increased by 21% for Q3 FY26 to Rs 60,892 crore from Rs 50,409 crore in Q3 FY25. The average credit deposit ratio stood at 84%. The yield on Advances for Q3 FY26 improved to 9.73% compared to 9.66% in Q2 FY26. City Union Bank is an old private sector bank with 902 branches across 18 states and four Union territories. It is a scheduled commercial bank regulated by the Reserve Bank of India. It is professionally managed and governed. City Union Bank has contemporary technology and infrastructure, including ATMs, net banking, mobile banking, e-wallets, and social media banking for personal as well as business banking customers.Powered by Capital Market - Live

Net profit of City Union Bank rose 16.14% to Rs 332.16 crore in the quarter ended December 2025 as against Rs 286.00 crore during the previous quarter ended December 2024. Total Operating Income rose 18.73% to Rs 1755.68 crore in the quarter ended December 2025 as against Rs 1478.74 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Total Operating Income1755.681478.74 19 OPM %66.9469.22 - PBDT417.16361.00 16 PBT417.16361.00 16 NP332.16286.00 16 Powered by Capital Market - Live

City Union Bank will hold a meeting of the Board of Directors of the Company on 2 February 2026.Powered by Capital Market - Live

City Union Bank has opened a new branch in Jhansi, Uttar Pradesh. With this, the bank's branch network has increased to 902 branches. Powered by Capital Market - Live

City Union Bank has opened its 893rd branch at Aligarh, Uttar Pradesh. Powered by Capital Market - Live

The bank's total income rose 15% year-on-year to Rs 1,912 crore in Q2 FY26 from Rs 1,660 crore in Q2 FY25, supported by a 15% increase in interest income to Rs 1,653 crore and a 14% rise in non-interest income to Rs 259 crore. Net interest income (NII) stood at Rs 667 crore, up 14% year-on-year. The bank's net interest margin (NIM) rose to 3.63% in Q2 FY26 from 3.54% in Q1 FY26, aided by faster deposit repricing and migration of gold loans to fixed rates. Operating profit grew 10% YoY to Rs 471 crore, while profit after tax (PAT) rose 15% YoY to Rs 329 crore from Rs 285 crore in the same period last year. Operating expenses climbed 20% YoY to Rs 455 crore in Q2 FY26. The bank's total deposits grew 21% to Rs 69,486 crore, with the CASA ratio at 27%. The cost of deposits eased slightly to 5.71% from 5.75% a year ago. On the lending side, advances increased 18% to Rs 57,561 crore, with the average credit-to-deposit ratio at 83%. The yield on advances eased marginally to 9.66% in Q2 FY26 as against 9.81% in Q2 FY25. Asset quality strengthened, with the gross non-performing assets (NPAs) at Rs 1,393 crore as on September 2025 as against Rs 1,617 crore as on June 2025 and Rs 1,726 crore as on September 2024. The ratio of gross NPAs to gross advances stood at 2.42% as on September 2025 as against 2.99% as on June 2025 and 3.54% as on September 2024. The ratio of net NPAs to net advances stood at 0.90% as on September 2025 as against 1.20% as on June 2025 and 1.62% as on September 2024. The provision coverage ratio stood at 82% including technical write-offs. Return on assets (ROA) improved to 1.59% as against 1.55% in Q1 FY26. The capital adequacy ratio (CAR) remained robust at 21.68%, with Tier-I capital at 20.71%, well above regulatory norms. City Union Bank is an old sector private sector bank with 889 branches across 18 states and 4 Union territories. It is a scheduled commercial Bank regulated by the Reserve Bank of India. The bank positioned itself as a banker to SMEs, Agri and Traders apart from all other banking activities. Powered by Capital Market - Live

Net profit of City Union Bank rose 15.22% to Rs 328.59 crore in the quarter ended September 2025 as against Rs 285.18 crore during the previous quarter ended September 2024. Total Operating Income rose 15.29% to Rs 1653.13 crore in the quarter ended September 2025 as against Rs 1433.95 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income1653.131433.95 15 OPM %69.0268.57 - PBDT413.59358.18 15 PBT413.59358.18 15 NP328.59285.18 15 Powered by Capital Market - Live

City Union Bank will hold a meeting of the Board of Directors of the Company on 3 November 2025.Powered by Capital Market - Live