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Karnataka Bank Ltd

KTKBANK Share Price

206.651.04% (+2.13)
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KTKBANK Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

Low

Undervalued compared to the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

KTKBANK Performance & Key Metrics

KTKBANK Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
6.070.712.44%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.892.541.17%

KTKBANK Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 3 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

KTKBANK Company Profile

Karnataka Bank Limited is engaged in providing a range of banking and financial services, including retail, corporate banking and para-banking activities in addition to treasury and foreign exchange business.

Investor Presentation

View older View older 

May 14, 2025

PDF
View Older Presentations

KTKBANK Similar Stocks (Peers)

Compare with peers Compare with peers 

KTKBANK Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
21.10
21.10
1Y Return
16.50%
16.50%
Buy Reco %
92.68
92.68
PE Ratio
19.91
19.91
1Y Return
21.37%
21.37%
Buy Reco %
90.48
90.48
PE Ratio
19.79
19.79
1Y Return
23.22%
23.22%
Buy Reco %
65.71
65.71
PE Ratio
13.46
13.46
1Y Return
1.14%
1.14%
Buy Reco %
83.33
83.33
PE Ratio
12.95
12.95
1Y Return
6.33%
6.33%
Buy Reco %
0.00
0.00
Compare with Peers

KTKBANK Sentiment Analysis

KTKBANK Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

KTKBANK Stock Summary · February 2025

Karnataka Bank is actively transforming its operations to enhance performance and competitiveness, particularly through a focus on retail growth and digital innovation. The bank has successfully launched new products and established partnerships to diversify its offerings, while also centralizing operations to improve efficiency. Despite achieving a record high in aggregate business turnover, profitability has been challenged by rising deposit costs and a decline in loan yields. Management remains optimistic about future growth, targeting a significant increase in advances and deposits, supported by a strategic shift towards higher-yielding retail loans. Additionally, improvements in asset quality and liquidity ratios reflect a commitment to strengthening the bank's financial position amidst a competitive landscape.

KTKBANK Stock Growth Drivers
KTKBANK Stock Growth Drivers
7
  • Strategic Restructuring and Transformation

    The bank has made significant strides in its restructuring and transformation efforts, focusing on enhancing

  • Growth in Advances and Deposits

    Karnataka Bank has reported a year-on-year growth of 11.6% in gross advances, reaching INR 77,859.75

KTKBANK Stock Challenges
KTKBANK Stock Challenges
5
  • Declining Profitability

    Karnataka Bank Limited has reported a decrease in profit after tax (PAT) from INR 331

  • Asset Quality Concerns

    Despite improvements in non-performing asset (NPA) metrics, the bank's gross non-performing assets (GNPA) remain a

KTKBANK Forecast

KTKBANK Forecasts

Price

Revenue

Earnings

KTKBANK

KTKBANK

Income

Balance Sheet

Cash Flow

KTKBANK Income Statement

KTKBANK Income Statement

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Financial YearFY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue7,736.407,727.487,175.548,212.819,617.4810,283.1710,283.17
Raw Materialssubtract8,642.048,642.04
Power & Fuel Costsubtract
Employee Costsubtract897.00913.311,016.201,073.461,381.76
Selling & Administrative Expensessubtract315.33341.65363.57401.12470.93
Operating & Other expensessubtract5,938.275,787.185,028.175,211.306,129.94
Depreciation/Amortizationsubtract63.7673.5273.6786.4471.880.00
Interest & Other Itemssubtract
Taxes & Other Itemssubtract90.25129.36185.94260.80256.36368.29368.29
EPS13.8915.5216.3337.8437.8933.7033.74
DPS0.001.804.005.005.505.005.50
Payout ratio0.000.120.240.130.150.150.16

KTKBANK Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual Report Pending

Investor Presentation

May 14PDF
Jan 31PDF
Oct 23PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 3PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Feb 2PDF
Nov 2PDF
Jul 23PDF
FY 2022FY 2022

Annual report

PDF

Investor Presentation

May 30PDF
Jan 29PDF
Oct 29PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
FY 2015FY 2015

Annual report

PDF
 

KTKBANK Stock Peers

KTKBANK Past Performance & Peer Comparison

KTKBANK Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPrivate Banks

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Karnataka Bank Ltd6.070.712.44%
HDFC Bank Ltd21.103.181.12%
ICICI Bank Ltd19.913.750.76%
Kotak Mahindra Bank Ltd19.793.34

KTKBANK Stock Price Comparison

Compare KTKBANK with any stock or ETF
Compare KTKBANK with any stock or ETF
KTKBANK
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KTKBANK Holdings

KTKBANK Shareholdings

KTKBANK Promoter Holdings Trend

KTKBANK Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

KTKBANK Institutional Holdings Trend

KTKBANK Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has increased by 1.66%

Tickertape Separator

KTKBANK Shareholding Pattern

KTKBANK Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding0.00%8.31%9.85%12.88%68.96%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

KTKBANK Shareholding History

KTKBANK Shareholding History

FebMarJunSepDec '24Mar18.89%18.86%14.72%10.29%11.22%12.88%

Mutual Funds Invested in KTKBANK

Mutual Funds Invested in KTKBANK

No mutual funds holding trends are available

Top 5 Mutual Funds holding Karnataka Bank Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
3.5118%1.04%-0.05%22/112 (+1)
1.7963%1.18%-0.17%12/203 (-5)
0.8459%0.48%-0.01%83/103 (-3)

Compare 3-month MF holding change on Screener

KTKBANK Insider Trades & Bulk Stock Deals

KTKBANK Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing KTKBANK stock

smallcases containing KTKBANK stock

Looks like this stock is not in any smallcase yet.

KTKBANK Events

KTKBANK Events

KTKBANK Dividend Trend

No Trend In Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

KTKBANK has shown inconsistent dividend trend over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 2.44%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹24.40 every year

Dividends

Corp. Actions

Announcements

Legal Orders

KTKBANK Dividend Trend

No Trend In Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

KTKBANK has shown inconsistent dividend trend over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 2.44%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹24.40 every year

KTKBANK Upcoming Dividends

KTKBANK Upcoming Dividends

No upcoming dividends are available

KTKBANK Past Dividends

KTKBANK Past Dividends

Cash Dividend

Ex DateEx DateSep 3, 2024

Final
Final | Div/Share: ₹5.50

Dividend/Share

5.50

Ex DateEx Date

Sep 3, 2024

Cash Dividend

Ex DateEx DateAug 22, 2023

Final
Final | Div/Share: ₹5.00

Dividend/Share

5.00

Ex DateEx Date

Aug 22, 2023

Cash Dividend

Ex DateEx DateAug 18, 2022

Final
Final | Div/Share: ₹4.00

Dividend/Share

4.00

Ex DateEx Date

Aug 18, 2022

Cash Dividend

Ex DateEx DateAug 18, 2021

Final
Final | Div/Share: ₹1.80

Dividend/Share

1.80

Ex DateEx Date

Aug 18, 2021

Cash Dividend

Ex DateEx DateJul 29, 2019

Final
Final | Div/Share: ₹3.50

Dividend/Share

3.50

Ex DateEx Date

Jul 29, 2019

KTKBANK Stock News & Opinions

KTKBANK Stock News & Opinions

Spotlight
Karnataka Bank drops after weak Q4 outcome

However, the corresponding previous year figures are not directly comparable due to changes in accounting policy for investments (as per master direction issued by RBI) since April 2024. Had the bank continued to follow the earlier accounting policy, profit before tax would have been higher by Rs 147.51 crore. Excluding the impact of the above and the additional actuarial estimates for retirement benefits of Rs 113 crore, the adjusted profit after tax of the bank would have been Rs 372 crore for Q4 FY25 (Y-o-Y growth of 35.6%). The bank's total income rose 2.55% YoY to Rs 2,686.69 crore in Q4 FY25. Net interest income fell 6.40% YoY to Rs 780.68 crore in Q4 FY25. Net interest margin stood at 2.98% in Q4 FY25 as against 3.32% in Q4 FY24. The bank said that it made notable improvements in its three primary objectives of expanding the distribution network, improving the quality of asset book and working towards improving financial metrics. In Q4 FY25, the bank's aggregate deposits stood at Rs 1,04,807.49 crore registering YoY growth of 6.96%, while gross advances stood at Rs 77,958.72 crore registering YoY growth of 6.79%. CASA deposits grew by 6.35%, from Rs 31,293 crore as on 31 st March 2024 to Rs 33,281 crore as on 31 March 2025, a net accretion of Rs 1,988 crore. CASA ratio (%) fell to 31.75% in Q4 FY25, down 19 bps as against 31.94% in Q4 FY24. The asset quality has improved during FY'24-25 with GNPA % declining by 45 bps to 3.08% from 3.53% as compared to March 2024. Similarly, the NNPA% also declined by 27 bps to 1.31 % from 1.58% as compared to March 2024. The PCR has improved to 81.42% in March 2025 (from 79.22% in March 2024). The bank is comfortably capitalized with a CRAR of 19.85%. The bank posted a net profit for the full year 2024-25 of Rs 1,272.37 crore, as against Rs 1,306.28 crore earned during the corresponding period previous year, a decline (Y-o-Y) of 2.60%. Total income rose 6.92% YoY to Rs 10,283.12 crore in FY25. The bank's board has recomended a dividend of Rs 5 per equity share for the financial year ended 31 March 2025. Srikrishnan H, managing director & CEO of the bank said Kamataka Bank's focus in developing retail, mid-market and direct-to-corporate lending businesses is picking up steam as reflected in the book growth during the last few quarters. The bank is well-positioned on the liability franchise, digital and branch-led distribution. Based on sound financial parameters achieved during the year, substantial improvement in the book quality and improved technology platforms and processes, the outlook for FY'25-26 looks very promising. Sekhar Rao, executive director of the bank, reflecting on the bank's performance stated, FY25 was a year marked by macroeconomic headwinds, tightening liquidity, and pressure on Net Interest Margins (NIMs). Despite these, we demonstrated resilience and adaptability, delivering a stable performance and reinforcing our strategic priorities. A key driver of our progress this year was our increased focus on the retail segment. By deepening customer engagement, expanding digital offerings, and tailoring financial products to meet evolving household and small business needs, we achieved healthy growth in retail advances and improved portfolio diversification. Looking ahead, we believe our sharpened focus on retail banking, combined with a robust digital backbone and customer-centric approach, positions us well for sustained, inclusive growth. We thank all our stakeholders for their continued trust and support. Karnataka Bank, a leading 'A' Class Scheduled Commercial Bank in India, was incorporated on 18th February 1924 at Mangaluru. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Board of Karnataka Bank recommends final dividend

Karnataka Bank announced that the Board of Directors of the Company at its meeting held on 14 May 2025, inter alia, have recommended the final dividend of Rs 5 per equity Share (i.e. 50%) , subject to the approval of the shareholders.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Karnataka Bank consolidated net profit declines 7.95% in the March 2025 quarter

Net profit of Karnataka Bank declined 7.95% to Rs 252.62 crore in the quarter ended March 2025 as against Rs 274.43 crore during the previous quarter ended March 2024. Total Operating Income rose 2.63% to Rs 2258.46 crore in the quarter ended March 2025 as against Rs 2200.56 crore during the previous quarter ended March 2024. For the full year,net profit declined 2.58% to Rs 1272.84 crore in the year ended March 2025 as against Rs 1306.61 crore during the previous year ended March 2024. Total Operating Income rose 8.62% to Rs 9013.60 crore in the year ended March 2025 as against Rs 8298.50 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Total Operating Income2258.462200.56 3 9013.608298.50 9 OPM %62.0157.36 -67.4063.19 - PBDT344.25315.16 9 1641.131562.97 5 PBT344.25315.16 9 1641.131562.97 5 NP252.62274.43 -8 1272.841306.61 -3 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Karnataka Bank schedules board meeting

Karnataka Bank will hold a meeting of the Board of Directors of the Company on 14 May 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Karnataka Bank allots 17,810 equity shares under ESOS

Karnataka Bank has allotted 17,810 equity shares under ESOS on 15 February 2025. Powered by Capital Market - Live

4 months agoCapital Market - Live
Earnings
Karnataka Bank consolidated net profit declines 14.39% in the December 2024 quarter

Net profit of Karnataka Bank declined 14.39% to Rs 283.55 crore in the quarter ended December 2024 as against Rs 331.21 crore during the previous quarter ended December 2023. Total Operating Income rose 6.17% to Rs 2243.02 crore in the quarter ended December 2024 as against Rs 2112.61 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Total Operating Income2243.022112.61 6 OPM %66.9064.13 - PBDT349.25395.92 -12 PBT349.25395.92 -12 NP283.55331.21 -14 Powered by Capital Market - Live

4 months agoCapital Market - Live
Earnings
Karnataka Bank standalone net profit declines 14.34% in the December 2024 quarter

Net profit of Karnataka Bank declined 14.34% to Rs 283.60 crore in the quarter ended December 2024 as against Rs 331.08 crore during the previous quarter ended December 2023. Total Operating Income rose 6.17% to Rs 2243.02 crore in the quarter ended December 2024 as against Rs 2112.61 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Total Operating Income2243.022112.61 6 OPM %67.1964.13 - PBDT349.30395.79 -12 PBT349.30395.79 -12 NP283.60331.08 -14 Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Karnataka Bank allots 17,974 equity shares under ESOS

Karnataka Bank has allotted 17,974 equity shares under ESOS on 16 January 2025. Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
Karnataka Bank to hold board meeting

Karnataka Bank will hold a meeting of the Board of Directors of the Company on 31 January 2025.Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
Karnataka Bank appoints Head of Internal Audit and Chief of Internal Vigilance

Karnataka Bank has appointed Jayanagaraja Rao S, General Manager, as the Head of Internal Audit (HIA) and Chief of Internal Vigilance (CIV) of the Bank, at its board meeting held on 21 December 2024. Jayanagaraja Rao S, the HIA and CIV designate would take charge as HIA and CIV of the Bank on 01 March 2025, after the superannuation of the present incumbent, Nirmal Kumar Kechappa Hegde on 28 February 2025Powered by Capital Market - Live

6 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Karnataka Bank Ltd (KTKBANK) today?

    The share price of KTKBANK as on 24th June 2025 is ₹206.65. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Karnataka Bank Ltd (KTKBANK) share?

    The past returns of Karnataka Bank Ltd (KTKBANK) share are
    • Past 1 week: -2.28%
    • Past 1 month: 1.79%
    • Past 3 months: 12.71%
    • Past 6 months: -1.60%
    • Past 1 year: -9.93%
    • Past 3 years: 214.40%
    • Past 5 years: 349.00%

  3. What are the peers or stocks similar to Karnataka Bank Ltd (KTKBANK)?

    The peers or stocks similar to Karnataka Bank Ltd (KTKBANK) include:

  4. What is the dividend yield % of Karnataka Bank Ltd (KTKBANK) share?

    The current dividend yield of Karnataka Bank Ltd (KTKBANK) is 2.44.

  5. What is the market cap of Karnataka Bank Ltd (KTKBANK) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Karnataka Bank Ltd (KTKBANK) is ₹7730.21 Cr as of 24th June 2025.

  6. What is the 52 week high and low of Karnataka Bank Ltd (KTKBANK) share?

    The 52-week high of Karnataka Bank Ltd (KTKBANK) is ₹245 and the 52-week low is ₹162.20.

  7. What is the PE and PB ratio of Karnataka Bank Ltd (KTKBANK) stock?

    The P/E (price-to-earnings) ratio of Karnataka Bank Ltd (KTKBANK) is 6.07. The P/B (price-to-book) ratio is 0.71.

  8. Which sector does Karnataka Bank Ltd (KTKBANK) belong to?

    Karnataka Bank Ltd (KTKBANK) belongs to the Financials sector & Private Banks sub-sector.

  9. How to buy Karnataka Bank Ltd (KTKBANK) shares?

    You can directly buy Karnataka Bank Ltd (KTKBANK) shares on Tickertape. Simply sign up, connect your demat account and place your order.