Karnataka Bank Ltd

Net interest income (NII) for the quarter was at Rs 792.06 crore, down 0.09% from Rs 792.78 crore posted in Q3 FY25. Net interest margin (NIM) reduced to 2.92% in Q3 FY26 compared with 3.02% reported in the corresponding quarter of the previous year. The bank's provisions (other than tax) and contingencies surged 13.24% to Rs 94.86 crore in Q3 FY26 as against Rs 83.77 crore in Q3 FY25. Operating profit was at Rs 451.80 crore in Q3 FY26, up 4.32% from Rs 433.07 crore in Q3 FY25. As of 31 December 2025, the bank's aggregate business (gross) reached Rs 1,81,394.37 crore, reflecting a modest 1.97% YoY growth. Deposits rose 4.08% YoY to Rs 1,04,111.52 crore, while gross advances slipped 0.74% YoY to Rs 77,282.85 crore. The ratio of gross NPAs was at 3.32% as of 31 December 2025, compared to 3.11% as of 31 December 2024. The ratio of net NPAs was at 1.31% as of 31 December 2025, compared to 1.39% as of 31 December 2024. Provision coverage ratio (PCR) increased by 26 bps to 80.90% as of 31 December 2025 from 80.64% as of 31 December 2024. The Capital Adequacy Ratio of the bank improved to 19.94% in Q3 FY26 compared to 17.64% in Q3 FY25. In line with RBI's revised draft guidelines, the liquidity coverage ratio as of December 31, 2025, stood at 186.84%. Raghavendra S. Bhat, managing director & CEO of the Karnataka Bank, said, 'We reiterate that our focus on the RAM (retail, agri, and MSME) segments and pursuing a strong base in low-cost deposits has started accruing benefits for the bank. As the bank has energized the distribution ecosystem by building rigor into the processes, the accretion of a high-quality credit portfolio is now visible. In parallel, digital transformation initiatives are gaining traction, with the development of new products and platforms to enhance customer experience and improve operational efficiency. Various analytical tools have now been embedded into core business processes, enabling analytics-driven decision-making and supporting predictive and strategic use cases to drive efficiency and deeper insights across the bank, he said, adding, 'Our mission and vision remain firmly anchored as we advance our objectives with renewed clarity and momentum.' Karnataka Bank provides a wide range of banking and financial services, including retail and corporate banking and para-banking activities, as well as treasury and foreign exchange operations. Shares of Karnataka Bank fell 0.90% to Rs 203.75 on the BSE.Powered by Capital Market - Live

Net profit of Karnataka Bank rose 2.55% to Rs 290.78 crore in the quarter ended December 2025 as against Rs 283.55 crore during the previous quarter ended December 2024. Total Operating Income declined 1.02% to Rs 2220.05 crore in the quarter ended December 2025 as against Rs 2243.02 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Total Operating Income2220.052243.02 -1 OPM %66.7866.90 - PBDT356.93349.25 2 PBT356.93349.25 2 NP290.78283.55 3 Powered by Capital Market - Live

Karnataka Bank will hold a meeting of the Board of Directors of the Company on 10 February 2026.Powered by Capital Market - Live

Exchange data showed that Cupid's chairman and managing director Aditya Kumar Halwasia purchased 38 lakh shares on the NSE at Rs 185.87 apiece. The stock reacted instantly, rising 7.88% that day, and has now rallied 15.7% in just two sessions. Halwasia's name was absent from Karnataka Bank's September quarter shareholding pattern. The bank has no promoter ownership. Mutual funds such as Quant Smallcap Fund, holding 3.9%, and Bandhan MF with 2.56%, feature among the larger institutional shareholders. Insurance giants are also present, including HDFC Life Insurance at 3.59%, LIC at 1.62% and Bajaj Allianz Life Insurance Company with 1.55%. The bank also carries a broad retail base. Around 3.98 lakh individual investors with holdings of up to Rs 2 lakh together control 36.19% of the bank. On a standalone basis, Karnataka Bank's net profit fell 5.04% to Rs 319.12 on a 0.74% increase in total income to Rs 2,522.55 crore in Q2 September 2025 over Q2 September 2024. Karnataka Bank is an 'A' Class scheduled commercial bank in India. It is engaged in providing, a wide range of banking and financial services involving retail, corporate / wholesale banking, para-banking activities, treasury operation and foreign exchange business. Powered by Capital Market - Live

Sharda Cropchem Ltd, Anupam Rasayan India Ltd, DCM Shriram Ltd and Alembic Pharmaceuticals Ltd are among the other gainers in the BSE's 'A' group today, 21 November 2025.Karnataka Bank Ltd soared 6.88% to Rs 187.2 at 11:46 IST. The stock was the biggest gainer in the BSE's 'A' group. On the BSE, 4.99 lakh shares were traded on the counter so far as against the average daily volumes of 5.89 lakh shares in the past one month. Sharda Cropchem Ltd spiked 6.21% to Rs 820.4. The stock was the second biggest gainer in 'A' group. On the BSE, 55643 shares were traded on the counter so far as against the average daily volumes of 27712 shares in the past one month. Anupam Rasayan India Ltd surged 6.03% to Rs 1248.4. The stock was the third biggest gainer in 'A' group. On the BSE, 32454 shares were traded on the counter so far as against the average daily volumes of 5330 shares in the past one month. DCM Shriram Ltd spurt 6.03% to Rs 1249. The stock was the fourth biggest gainer in 'A' group. On the BSE, 35264 shares were traded on the counter so far as against the average daily volumes of 12614 shares in the past one month. Alembic Pharmaceuticals Ltd jumped 4.92% to Rs 943. The stock was the fifth biggest gainer in 'A' group. On the BSE, 1.32 lakh shares were traded on the counter so far as against the average daily volumes of 27692 shares in the past one month. Powered by Capital Market - Live

Karnataka Bank announced the appointment of Raghavendra S Bhat as the new Managing Director & CEO of the Bank. The appointment is effective from 16 November 2025 for a period of one year. Powered by Capital Market - Live

Net profit of Karnataka Bank declined 5.06% to Rs 319.22 crore in the quarter ended September 2025 as against Rs 336.24 crore during the previous quarter ended September 2024. Total Operating Income declined 2.46% to Rs 2179.18 crore in the quarter ended September 2025 as against Rs 2234.13 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income2179.182234.13 -2 OPM %70.1169.82 - PBDT420.08429.23 -2 PBT420.08429.23 -2 NP319.22336.24 -5 Powered by Capital Market - Live

Karnataka Bank will hold a meeting of the Board of Directors of the Company on 8 November 2025.Powered by Capital Market - Live

Vijayakumar P H succeeds, Abhishek Sankar Bagchi, who ceases to be the CFO from the close of business hours on 14 September 2025, upon completion of his tenure. In addition to the CFO role, Vijayakumar P.H. has been promoted to the position of general manager. With this change, he will also assume responsibilities as a Key Managerial Personnel (KMP) and Senior Management Personnel (SMP) of the Bank from 15 September 2025. correspondingly, Bagchi will cease to be a KMP and SMP effective 14 September 2025. Vijayakumar P.H. brings over 25 years of banking experience to his new role. He joined Karnataka Bank as a probationary officer on 22 May 2000, and has since held several key positions, including officer, manager, senior manager, chief manager, and assistant general manager. Between June 2005 and March 2021, he served in the Bank's HO-Treasury & Accounts Department, and was promoted to deputy general manager (DGM) on March 29, 2021. During his tenure as DGM, he managed portfolios in Finance & Accounts, Inspection & Audit, and Information Systems Audit. Vijayakumar holds a Bachelor of Commerce degree, is a Chartered Accountant, and a Certified Associate of the Indian Institute of Bankers (CAIIB). Karnataka Bank, a leading 'A' Class Scheduled Commercial Bank in India, was incorporated on 18th February 1924 at Mangaluru. The bank reported standalone net profit declined 27% to Rs 292.40 crore on a 2.4% rise in total income to Rs 2,619.64 crore in Q1 FY26 over Q1 FY25. The scrip rose 0.14% to Rs 179.35 on the BSE. Powered by Capital Market - Live

Raja B S joined the Karnataka Bank as probationary officer on 17-July 1990. He has worked as Branch Head (scale I, II, III) at Hindupur, Turuvekere, Kakinada, Tadapatri, Vishakapatnam, etc. He was the chief manager (scale IV) at head office (HO)-vigilance department, HO-HR and IR Department. He was promoted to general manager (scale VII) cadre on 29 March 2021. As GM he handled the portfolios of branch banking department, HR and IR department (CLO role), credit marketing department, legal and recovery department, inspection and audit (HIA role). He was general manager in-charge of branch banking department (with effect from 01 March 2025 till 03 September 2025) and Operations Department (additional charge with effect from 05 August 2025 till 03 September 2025). He opted for Voluntary Retirement from the services of the Bank on 03 September 2025. He assumed charge of COO with effect from 4 September 2025. Karnataka Bank, a leading 'A' Class Scheduled Commercial Bank in India, was incorporated on 18th February 1924 at Mangaluru. The bank reported standalone net profit declined 27% to Rs 292.40 crore on a 2.4% rise in total income to Rs 2,619.64 crore in Q1 FY26 over Q1 FY25. The scrip rose 0.66% to Rs 176 on the BSE.Powered by Capital Market - Live