RBL Bank Ltd

RBL Bank has allotted 3,41,431 equity shares under ESOP on 02 February 2026. With this allotment, the paid up equity share capital has increased to 61,74,97,910 equity shares of Rs. 10 each aggregating to Rs. 617,49,79,100.Powered by Capital Market - Live

Credit cost increased to 64 bps in Q3 FY26 from 54 bps in Q2 FY25, although it eased significantly from 139 bps in Q3 FY25. Despite the higher provisions and elevated credit cost, the lender reported a massive 555.47% surge in standalone net profit to Rs 213.88 crore in Q3 FY26 compared with Rs 32.63 crore in Q3 FY25. Total income increased 2.33% YoY to Rs 4,71,700 crore as on 31st December 2025. The company reported robust growth in profit despite earnings being impacted by a one-off pre-tax expense of Rs 32 crore arising from the revision in the definition of wages under the New Labour Codes, effective November 21, 2025. Operating profit, excluding the above one-off impact recorded in other income in Q3 FY25, rose 7% year-on-year and 25% quarter-on-quarter to Rs 912 crore during the quarter. Total deposits grew 12% YoY and 3% QoQ to 1,19,721 crore as of 31st December 2025. Net Advances grew 14% YoY and 3% QoQ to 1,03,086 crore as of 31st December 2025. CASA deposits increased 6% YoY to Rs 36,972 as of 31st December 2025. Retail advances expanded 10% YoY and 1% QoQ to Rs 60,611 crore, while wholesale advances registered strong growth of 21% YoY and 5% QoQ to Rs 42,475 crore as of 31 December 2025. Gross NPA ratio as of 31st December 2025 was 1.88% as against 2.32% as of 30th September 2025. Net NPA ratio as of 31st December 2025 was 0.55% as compared with 0.57% as of 30th September 2025. Provision Coverage Ratio including technical write offs was 93.2%. Total capital adequacy was 14.94% as of 31st December 2025 vs 15.02% as of 30th September 2025; CET 1 is 13.45% as of 31st December 2025 vs 13.51% as of 30th September 2025. R Subramaniakumar, MD & CEO, RBL Bank remarked, 'Q3 FY26 marks another quarter of stable and consistent operational performance for the Bank. We continued to deliver strong growth in our focus areas, with secured retail advances and commercial banking driving asset side expansion while granular deposits supported on liability side. The collection efficiency in our JLG business has materially improved and disbursal run-rate are now close to normalised levels. Our core operating engine remains robust ' anchored in disciplined execution, profitable Balance Sheet, and a sharper cross sell to our existing customer base. During the quarter, the Bank received shareholder approval for capital infusion by Emirates NBD PJSC and for amalgamation of its Indian branches with RBL. The Bank is awaiting regulatory approvals for the same.' RBL Bank provides a wide range of banking and financial services, including wholesale banking, retail banking, treasury operations, and other banking-related activities. As of 31st December 2025, the Bank has 1,921 total touch points of which 580 are bank branches and 1,341 business correspondent branches. Of 1,341 BC branches, 291 are banking outlets. RBL Finserve (RBL Finserve), a 100% subsidiary of the Bank, accounts for 1,084 business correspondent branches.Powered by Capital Market - Live

Total income increased 2.33% YoY to Rs 4,71,700 crore as on 31st December 2025. The company reported robust growth in profit despite earnings being impacted by a one-off pre-tax expense of Rs 32 crore arising from the revision in the definition of wages under the New Labour Codes, effective November 21, 2025. Operating profit, excluding the above one-off impact recorded in other income in Q3 FY25, rose 7% year-on-year and 25% quarter-on-quarter to Rs 912 crore during the quarter. Total deposits grew 12% YoY and 3% QoQ to 1,19,721 crore as of 31st December 2025. Net Advances grew 14% YoY and 3% QoQ to 1,03,086 crore as of 31st December 2025. CASA deposits increased 6% YoY to Rs 36,972 as of 31st December 2025. Retail advances expanded 10% YoY and 1% QoQ to Rs 60,611 crore, while wholesale advances registered strong growth of 21% YoY and 5% QoQ to Rs 42,475 crore as of 31 December 2025. Gross NPA ratio as of 31st December 2025 was 1.88% as against 2.32% as of 30th September 2025. Net NPA ratio as of 31st December 2025 was 0.55% as compared with 0.57% as of 30th September 2025. Provision Coverage Ratio including technical write offs was 93.2%. Total capital adequacy was 14.94% as of 31st December 2025 vs 15.02% as of 30th September 2025; CET 1 is 13.45% as of 31st December 2025 vs 13.51% as of 30th September 2025. R Subramaniakumar, MD & CEO, RBL Bank remarked, 'Q3 FY26 marks another quarter of stable and consistent operational performance for the Bank. We continued to deliver strong growth in our focus areas, with secured retail advances and commercial banking driving asset side expansion while granular deposits supported on liability side. The collection efficiency in our JLG business has materially improved and disbursal run-rate are now close to normalised levels. Our core operating engine remains robust ' anchored in disciplined execution, profitable Balance Sheet, and a sharper cross sell to our existing customer base. During the quarter, the Bank received shareholder approval for capital infusion by Emirates NBD PJSC and for amalgamation of its Indian branches with RBL. The Bank is awaiting regulatory approvals for the same.' RBL Bank provides a wide range of banking and financial services, including wholesale banking, retail banking, treasury operations, and other banking-related activities. As of 31st December 2025, the Bank has 1,921 total touch points of which 580 are bank branches and 1,341 business correspondent branches. Of 1,341 BC branches, 291 are banking outlets. RBL Finserve (RBL Finserve), a 100% subsidiary of the Bank, accounts for 1,084 business correspondent branches. The scrip rallied 4.28% to end at Rs 325.10 on the BSE.Powered by Capital Market - Live

Net profit of RBL Bank rose 381.72% to Rs 227.95 crore in the quarter ended December 2025 as against Rs 47.32 crore during the previous quarter ended December 2024. Total Operating Income rose 3.68% to Rs 3666.78 crore in the quarter ended December 2025 as against Rs 3536.55 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Total Operating Income3666.783536.55 4 OPM %34.0019.79 - PBDT289.23-177.45 LP PBT289.23-177.45 LP NP227.9547.32 382 Powered by Capital Market - Live

RBL Bank has granted 81,000 stock options under ESOP on 16 January 2026. Powered by Capital Market - Live

RBL Bank Ltd is up for a third straight session in a row. The stock is quoting at Rs 325.15, up 4.21% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.35% on the day, quoting at 25755.6. The Sensex is at 83702.57, up 0.38%. RBL Bank Ltd has risen around 9.5% in last one month. Meanwhile, Nifty Private Bank index of which RBL Bank Ltd is a constituent, has risen around 1.27% in last one month and is currently quoting at 28561.85, up 0.48% on the day. The volume in the stock stood at 73.39 lakh shares today, compared to the daily average of 50.2 lakh shares in last one month. The benchmark January futures contract for the stock is quoting at Rs 326.15, up 4.12% on the day. RBL Bank Ltd is up 109.61% in last one year as compared to a 11% spurt in NIFTY and a 21.19% spurt in the Nifty Private Bank index.The PE of the stock is 40.07 based on TTM earnings ending September 25.Powered by Capital Market - Live

RBL Bank will hold a meeting of the Board of Directors of the Company on 17 January 2026.Powered by Capital Market - Live

RBL Bank Ltd gained for a third straight session today. The stock is quoting at Rs 314.5, up 1.55% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.76% on the day, quoting at 26136.25. The Sensex is at 85259.33, up 0.69%. RBL Bank Ltd has risen around 2.43% in last one month. Meanwhile, Nifty Private Bank index of which RBL Bank Ltd is a constituent, has risen around 0.21% in last one month and is currently quoting at 28433.15, up 0.93% on the day. The volume in the stock stood at 40.71 lakh shares today, compared to the daily average of 41.9 lakh shares in last one month. The benchmark January futures contract for the stock is quoting at Rs 316.15, up 1.66% on the day. RBL Bank Ltd is up 99.3% in last one year as compared to a 10.08% spurt in NIFTY and a 15.28% spurt in the Nifty Private Bank index.The PE of the stock is 39.81 based on TTM earnings ending September 25.Powered by Capital Market - Live

RBL Bank Ltd gained for a fifth straight session today. The stock is quoting at Rs 307.1, up 1.15% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.06% on the day, quoting at 26193.1. The Sensex is at 85533.45, up 0.01%. RBL Bank Ltd has slipped around 0.37% in last one month. Meanwhile, Nifty Private Bank index of which RBL Bank Ltd is a constituent, has slipped around 0.88% in last one month and is currently quoting at 28501.55, up 0.11% on the day. The volume in the stock stood at 49.82 lakh shares today, compared to the daily average of 40.79 lakh shares in last one month. The benchmark December futures contract for the stock is quoting at Rs 307.45, up 1.25% on the day. RBL Bank Ltd is up 89.09% in last one year as compared to a 10.29% spurt in NIFTY and a 15.06% spurt in the Nifty Private Bank index.The PE of the stock is 39 based on TTM earnings ending September 25.Powered by Capital Market - Live

RBL Bank Ltd is up for a third straight session today. The stock is quoting at Rs 303.65, up 1.13% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.6% on the day, quoting at 26122.1. The Sensex is at 85390.89, up 0.54%. RBL Bank Ltd has slipped around 1.51% in last one month. Meanwhile, Nifty Private Bank index of which RBL Bank Ltd is a constituent, has slipped around 0.5% in last one month and is currently quoting at 28411.5, up 0.28% on the day. The volume in the stock stood at 18.31 lakh shares today, compared to the daily average of 41.7 lakh shares in last one month. The benchmark December futures contract for the stock is quoting at Rs 303.4, up 0.71% on the day. RBL Bank Ltd is up 95.89% in last one year as compared to a 9.97% jump in NIFTY and a 14.72% jump in the Nifty Private Bank index.The PE of the stock is 38.57 based on TTM earnings ending September 25.Powered by Capital Market - Live