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Best Finance Stocks in India

Finance stocks form a large part of India’s equity market, spanning banks, NBFCs, insurers, and asset managers. As of 2026, the financial services sector contributes over one-fourth of the Nifty 50’s weight, reflecting its role in credit growth, savings mobilisation, and capital formation.

Best Finance Sector Stocks in India (2026)

Financials Stock Screener

Financials Stock Screener: Analyse & Filter Indian Stocks on Tickertape

Showing 1 - 20 of 671 results

last updated at 6:30 AM IST 
NameStocks (671)Sub-SectorSub-SectorMarket CapMarket CapClose PriceClose PricePE RatioPE Ratio1D Return1D Return1M Return1M Return6M Return6M Return1Y Return1Y ReturnPB RatioPB RatioReturn on EquityReturn on EquityROCEROCEDividend YieldDiv YieldDebt to EquityDebt to EquityVolatility vs NiftyVolatility vs Nifty
1.HDFC Bank LtdHDFCBANKPrivate BanksPrivate Banks14,25,432.7614,25,432.76926.40926.4020.1420.141.121.12-6.97-6.97-7.75-7.7513.6813.682.652.6514.0514.055.705.701.181.180.000.001.271.27
2.ICICI Bank LtdICICIBANKPrivate BanksPrivate Banks9,73,737.249,73,737.241,361.401,361.4019.0819.081.341.340.620.62-8.53-8.5310.8710.872.962.9617.0417.047.247.240.800.800.000.001.381.38
3.State Bank of IndiaSBINPublic BanksPublic Banks9,72,122.499,72,122.491,053.151,053.1512.5312.532.302.309.049.0432.1132.1140.5740.571.921.9216.5816.585.635.631.461.460.000.001.471.47
4.Bajaj Finance LtdBAJFINANCEConsumer FinanceConsumer Finance5,68,609.125,68,609.12914.70914.7034.1834.18-1.42-1.42-8.33-8.333.883.8825.3825.385.755.7518.9518.955.185.180.610.613.653.652.092.09
5.Life Insurance Corporation Of IndiaLICIInsuranceInsurance5,10,933.315,10,933.31807.80807.8010.5710.570.670.67-4.70-4.70-9.32-9.32-0.15-0.154.014.0145.9345.931.001.001.491.490.000.001.811.81
6.Axis Bank LtdAXISBANKPrivate BanksPrivate Banks4,08,604.284,08,604.281,315.801,315.8014.5614.564.594.597.377.3722.5622.5638.7838.782.172.1716.2516.257.547.540.080.080.000.001.771.77
7.Kotak Mahindra Bank LtdKOTAKBANKPrivate BanksPrivate Banks4,06,506.254,06,506.25408.70408.7018.3718.37-3.33-3.33-5.76-5.763.913.918.628.622.582.5815.3915.397.517.510.120.120.000.001.701.70
8.Bajaj Finserv LtdBAJAJFINSVInsuranceInsurance3,06,352.033,06,352.031,917.701,917.7034.5334.53-1.61-1.61-4.70-4.70-3.04-3.0412.0412.042.392.397.647.645.275.270.050.052.772.771.971.97
9.SBI Life Insurance Company LtdSBILIFEInsuranceInsurance2,04,396.782,04,396.782,038.202,038.2084.7084.701.781.781.051.0510.1410.1443.0943.0912.0312.0315.1315.130.600.600.130.130.000.001.591.59
10.Shriram Finance LtdSHRIRAMFINConsumer FinanceConsumer Finance1,88,346.391,88,346.391,001.051,001.0519.7119.71-0.25-0.253.913.9158.0358.0395.6595.653.343.3418.0018.004.354.350.990.994.154.152.652.65
11.Jio Financial Services LtdJIOFINConsumer FinanceConsumer Finance1,62,672.191,62,672.19256.05256.05100.88100.881.251.25-13.64-13.64-16.69-16.699.759.751.321.321.231.231.481.480.200.200.030.032.342.34
12.Bank of Baroda LtdBANKBARODAPublic BanksPublic Banks1,56,175.141,56,175.14302.00302.007.547.541.981.985.045.0425.6625.6637.5137.511.061.0615.4315.437.477.472.772.770.000.002.142.14
13.HDFC Life Insurance Company LtdHDFCLIFEInsuranceInsurance1,55,320.261,55,320.26720.05720.0585.7785.771.121.12-3.56-3.56-5.41-5.4118.0018.009.619.6111.7511.750.380.380.290.290.180.181.641.64
14.Muthoot Finance LtdMUTHOOTFINConsumer FinanceConsumer Finance1,55,263.921,55,263.923,867.403,867.4029.1129.111.701.701.851.8546.0546.0580.8080.805.185.1819.1319.136.816.810.670.673.313.312.642.64
15.Indian Railway Finance Corp LtdIRFCSpecialized FinanceSpecialized Finance1,49,778.151,49,778.15114.61114.6123.0423.040.400.40-15.90-15.90-12.46-12.46-16.37-16.372.842.8412.7712.771.401.401.401.407.837.832.552.55
16.Tata Capital LtdTATACAPConsumer FinanceConsumer Finance1,42,776.641,42,776.64338.60338.6038.9638.96-3.74-3.740.240.242.452.452.452.454.154.1512.4312.432.242.240.110.116.086.081.841.84
17.Punjab National BankPNBPublic BanksPublic Banks1,41,305.741,41,305.74122.95122.957.657.652.332.333.703.7015.1315.1328.7328.731.061.0615.1015.109.219.212.362.360.000.002.102.10
18.Canara Bank LtdCANBKPublic BanksPublic Banks1,40,341.121,40,341.12154.72154.728.008.001.921.923.183.1840.1340.1368.3068.301.321.3217.5617.568.408.402.592.590.000.002.272.27
19.Cholamandalam Investment and Finance Company LtdCHOLAFINConsumer FinanceConsumer Finance1,38,393.491,38,393.491,639.701,639.7032.4732.47-0.21-0.21-2.91-2.9110.0210.0239.5139.515.855.8519.7119.713.033.030.120.127.407.402.552.55
20.ICICI Prudential Asset Management Company LtdICICIAMCAsset ManagementAsset Management1,33,800.721,33,800.722,707.102,707.1050.4850.48-2.51-2.513.013.014.694.694.694.6938.0438.0482.8482.8499.6499.641.611.610.000.002.502.50

Disclaimer: Please note that the above table is for informational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Stock Screener and is subject to real-time updates.

Selection criteria: Sub-sector: Consumer, Diversified, Specialized Finance | Market Cap: Sorted from Highest to Lowest

Union Budget FY 2025-26 on Finance Sector

The Union Budget for FY 2025‑26 was presented by Finance Minister Nirmala Sitharaman on 1 February 2025. The Budget includes a dedicated section on Financial Sector Reforms and Development, which outlines initiatives to increase market depth, expand services, and strengthen regulatory frameworks. Here is what is included:

  1. Public sector banks to develop a credit scoring framework for SHG members and rural borrowers.
  2. Introduction of a Partial Credit Enhancement Facility to support infrastructure-related corporate bonds.
  3. FDI limit in the insurance sector to increase from 74% to 100% for companies reinvesting the entire premium in India.
  4. A regulatory forum is to be established for coordinating and developing new pension products.
  5. A committee to streamline non-financial sector regulations, certifications, licenses, and permissions.
  6. Over 100 legal provisions to be decriminalised to ease regulatory compliance.
  7. A new index is to be launched in 2025 to assess states’ investment policies, promoting competitive cooperative federalism.

Overview of Best Finance Stocks in India

HDFC Bank Ltd

HDFC Bank Ltd is a leading private sector bank in India, offering comprehensive financial services such as retail and corporate banking, wealth management, and trade finance. HDFC Bank focuses on customer‑centric solutions and solid risk management practices. Its equity ranks among the top finance stocks in India.

ICICI Bank Ltd

ICICI Bank Ltd blends digital banking innovations with corporate lending and wealth management to serve a wide customer base. Its emphasis on technology-driven services and comprehensive financial solutions earns it a spot among the top finance stocks in India.

Bajaj Finance Ltd

Bajaj Finance Ltd is a non-banking financial company (NBFC) offering consumer lending, business loans, wealth management, and insurance distribution services across India. The company provides EMI financing, personal loans, home loans, and credit cards through digital and physical channels to retail and commercial customers.

Life Insurance Corporation Of India

Life Insurance Corporation of India is the nation’s largest life insurer, offering insurance policies, pension plans, and investment products. As a state‑owned entity regulated by IRDAI, it manages a vast fund of premium collections and invests across asset classes. LIC also ranks among the top 100 finance companies in India by assets under management.

Bajaj Finance Ltd

A leading non-banking financial company (NBFC) in India, Bajaj Finance provides diverse financial products, including consumer loans, SME financing, and commercial lending. It is known for its innovative digital lending solutions and strong market presence in retail and rural financing.

How to Invest in Finance Sector Stocks?

Investing in Finance stocks using Tickertape is a straightforward process. Tickertape is a powerful stock analysis and screening tool that helps you make informed investment decisions. Here’s how you can use Tickertape to invest in Finance stocks:

  1. Sign Up and Log In: You can create an account on the Tickertape or log in if you already have one.
  2. Search for Finance Stocks: Go to Tickertape Stock Screener and search for the ‘Aerospace & Defense Equipments’ sector.
  3. Use Filters: You can apply from over 200 filters to get stocks sorted based on criteria like market cap, P/E ratio, or dividend yield. You can create your own custom filter, in case your preferred parameters are not available. This can help you narrow down the top pesticide companies in India.
  4. Analyse Stock Data: Tickertape provides comprehensive data on each stock, including financials, performance metrics, future projections, red flags, and more. You can review this data to assess each company’s health and potential in depth.
  5. Add to Watchlist: You may keep track of potential investments by adding them to your watchlist.
  6. Invest Through Your Broker: Once you’ve decided on a stock, you can place a buy order through your brokerage account linked to Tickertape.

You can stay updated with each of your favourite stocks’ alerts and announcements with Tickertape Alerts. Further, you can analyse your overall portfolio and potential red flags in it by connecting it to Tickertape. Check out detailed analysis of your portfolio now!

What are Finance Stocks in India?

Financial services stocks in India include shares of companies involved in banking, insurance, and investment services. These stocks give investors a chance to tap into the growth of India’s financial sector. The finance share list includes some of the top finance companies in India and highlights the performance of the country’s financial services sector.

What is the Nifty Bank Index?

The Nifty Bank Index is a sectoral stock market index that tracks the performance of the most liquid and large banking stocks listed on the National Stock Exchange (NSE) of India. It comprises 12 banking-sector stocks, including public-sector banks, private-sector banks, and foreign banks operating in India. The index serves as a benchmark for the Indian banking sector's performance and is widely used by investors and fund managers to gauge banking sector trends. It's also used as an underlying for derivatives trading. The index is calculated using free-float market capitalisation methodology and represents about 40% of the total free-float market capitalisation of the Nifty 50.

Advantages of Investing in Finance Stocks in India

Economic Growth Alignment

Finance stocks grow when India's economy grows. As the economy expands, these stocks often gain value. Digital finance sectors show this pattern clearly—service demand there just keeps rising.

Portfolio Diversification

Adding financial services stocks from India spreads your investment across different areas. You get exposure to various sectors and market conditions, which helps balance things out.

Inflation Hedge

When inflation hits, financial companies usually hold up well. Energy finance firms are a good example of this. Their performance during inflationary periods helps protect your purchasing power.

Technological Innovation Exposure

Buying public and private finance stocks gives you a stake in the sector's tech progress. Fintech developments and digital banking innovations are reshaping how these companies work.

Regulatory Support

India's financial sector works within a regulated system. Regulators enforce transparency and consistency, which gives investors an extra layer of security.

Risks of Investing in Finance Stocks

Exposure to Economic Cycles

Economic ups and downs hit finance stocks hard. During downturns, more people default on loans and fewer people want financial products. Both problems hurt earnings and drag down stock values.

Asset Quality Concerns

Companies that deal with loans or investments face real risks around asset quality. When non-performing assets (NPAs) jump, profitability drops and stock performance suffers.

Liquidity Constraints in Market Shocks

During crises, liquidity can vanish quickly. Selling finance stocks becomes tough without taking big losses on price. Smaller financial institutions face this problem more acutely.

Impact of Rising Defaults and Delinquencies

More loan defaults mean trouble for financial companies. Earnings fall, asset values shrink, and investors start backing away from the stock.

Vulnerability to Regulatory Changes

Regulatory shifts can reshape the playing field. Stricter capital adequacy rules or new tax laws change how much it costs to operate. That affects profitability and moves stock prices.

Factors to Consider Before Investing in Finance Stocks

Economic Environment

Look at India's economic health first. GDP growth and employment rates matter because they drive how much people need financial services.

Regulatory Landscape

Keep tabs on what the Reserve Bank of India (RBI) and Securities and Exchange Board of India (SEBI) are doing. Their decisions can make or break profitability for even the best finance stocks in India.

Company Fundamentals

Check the numbers that matter: earnings per share (EPS), price-to-earnings (P/E) ratio, and return on equity (ROE). These metrics show you how healthy and well-performing a company actually is.

Market Position and Competition

See where the company stands in the financial sector. Look at its market share and what gives it an edge over competitors. This tells you whether it can keep growing.

Asset Quality

Dig into the company's assets, especially its loan portfolio. You need to know the default risk and whether the company has set aside enough money for bad loans.

Management Efficiency

Leadership makes a real difference when problems get complicated. Check out the management team's background and what they've accomplished before.

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Conclusion

Finance stocks in India put you in a sector that moves with economic and regulatory changes. These companies can grow, but they come with their share of risks like finance share market swings, credit problems, policy shifts. Do your research and don't put all your eggs in one basket. Tools like Tickertape Screener help you track how stocks perform, spot trends, and size up financial stocks using different measures.

Frequently Asked Questions on Finance Stocks

  1. What are the finance sector stocks in India?

    Indian financial sector stocks include companies in banking, insurance, asset management, and investments. These stocks drive economic growth by providing capital and credit.

  2. What is the outlook for finance sector stocks?

    The future of finance stocks is promising, driven by digital transformation, financial inclusion, and economic growth. Tech innovations like digital payments and online lending boost efficiency. Government initiatives and increasing demand for financial products also contribute to growth. Regulatory changes and fintech competition may influence future performance.

  3. What types of finance stocks are there?

    Companies working in the finance sector offer different financial services. That’s why the types of finance stocks include banks (loans and deposits), insurance companies (financial protection), investment firms (asset management), and payment processors (electronic transactions). Each plays a critical role in supporting the financial system, offering diverse investment opportunities based on different areas of financial services and products.

  4. What are the key risks when investing in finance stocks?

    Finance stocks carry risks like economic downturns, reducing demand, financial crises causing losses, and competition from fintech disrupting existing players. Investors must monitor the finance share market trends and economic indicators to manage these risks effectively while capitalising on growth opportunities within the finance sector.

  5. What are the top finance stocks in India?

    As of 18th December 2025, the best finance stocks as per the finance share market capitalisation include: 

    1. HDFC Bank Ltd
    2. ICICI Bank Ltd
    3. State Bank of India
    4. Bajaj Finance Ltd
    5. Life Insurance Corporation Of India

    Disclaimer: Please note that the above finance share list is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.

  6. What are the advantages of investing in finance stocks?

    Finance stocks may offer exposure to economic growth, as financial institutions often benefit from expanding credit demand and business activity. Many finance companies provide regular dividend income. The sector includes diverse sub-segments like banks, NBFCs, and insurance, offering varied investment characteristics. Performance typically correlates with interest rate cycles and overall economic health.

  7. Who should invest in finance stocks?

    Those interested in the finance sector might consider these stocks, provided they understand the potential risks and rewards. It’s essential to assess your own risk tolerance and investment objectives before making any decisions.

    Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

  8. How do I analyse the financial performance of finance sector stocks before investing?

    When analysing finance sector stocks on the finance share list, focus on key metrics like earnings growth, asset quality, and return on equity (ROE). Platforms like Tickertape can help you track these metrics and compare stocks across the sector.

    Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.

  9. How do I find finance stocks with strong fundamentals in India?

    To find finance stocks with strong fundamentals in India, use stock screeners such as Tickertape, which allow you to filter stocks by key factors, including profitability, asset quality, and financial ratios.

    Disclaimer: Please note that this is not a recommendation. Please do your own research or consult your financial advisor before investing.