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Indian Railway Finance Corp Ltd

IRFC Share Price

128.004.06% (-5.42)

IRFC Share Price Chart

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FinancialsSpecialized Finance
LargecapWith a market cap of ₹1,68,322 cr, stock is ranked 47
Moderate RiskStock is 2.88x as volatile as Nifty

IRFC Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Avg

The stock is overpriced but is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

FinancialsSpecialized Finance
LargecapWith a market cap of ₹1,68,322 cr, stock is ranked 47
Moderate RiskStock is 2.88x as volatile as Nifty

IRFC Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
25.753.421.16%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.462.530.99%

IRFC Analyst Ratings & Forecast

Detailed Forecast 
0%
Analysts have suggested that investors can buy this stock

from 1 analyst

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

IRFC Company Profile

Indian Railway Finance Corporation Ltd, located in New Delhi, India, is a financing arm of the Ministry of Railways.

IRFC Similar Stocks (Peers)

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PE Ratio
6.93
1Y Return
1.97%
Buy Reco %
100.00
PE Ratio
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1Y Return
6.44%
Buy Reco %
100.00
PE Ratio
47.84
1Y Return
25.79%
Buy Reco %
0.00
PE Ratio
26.52
1Y Return
0.18%
Buy Reco %
66.67
PE Ratio
20.83
1Y Return
8.47%
Buy Reco %
100.00
Compare with Peers
IRFC Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly

IRFC Stock Summary · January 2025

The company demonstrated stable growth in Q3 FY 2024-25, focusing on enhancing its debt-to-equity ratio while diversifying beyond traditional railway financing to capture higher-margin opportunities. Management is optimistic about future profitability, particularly as they shift towards non-Railway ventures, despite a significant portion of Assets Under Management (AUM) being under moratorium. Strategic initiatives, including participation in Public-Private Partnerships and refinancing high-rate projects, are expected to bolster financial performance and operational efficiency. While concerns about AUM stability post-FY '27 linger, the proactive approach to exploring new business avenues and leveraging existing resources positions the company favorably in a competitive landscape. Overall, the sentiment reflects confidence in navigating challenges and capitalizing on emerging opportunities.

Key Points on Irfc Stock
IRFC Stock Growth Drivers
7
  • Strong Financial Performance

    The company has reported stable and consistently improving financial results, with significant growth in Assets

  • Successful Diversification Efforts

    The company has successfully diversified its business beyond its traditional focus on Indian Railways, actively

IRFC Stock Challenges
0
No ConsHmm, looks like there are no
challenges

IRFC Forecasts

Price

Revenue

Earnings

IRFC

Income

Balance Sheet

Cash Flow

IRFC Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 19.08%, vs industry avg of 12.71%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 9.13% to 12.34%

Higher than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 23.25%, vs industry avg of 18.28%

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Financial YearFY 2016FY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024TTM
Total Revenue7,507.319,047.669,268.3811,133.5913,421.0915,770.8620,301.6023,762.7726,655.9226,910.60
Raw Materialssubtract20,367.40
Power & Fuel Costsubtract
Employee Costsubtract4.093.005.536.256.277.8510.7513.1011.17
Selling & Administrative Expensessubtract
Operating & Other expensessubtract5,552.956,911.056,670.018,225.3510,222.2811,342.4614,186.6717,568.4620,223.20
Depreciation/Amortizationsubtract0.350.350.350.420.464.4314.0314.069.445.75
Interest & Other Itemssubtract
Taxes & Other Itemssubtract1,101.221,199.46537.83646.840.000.000.320.000.00
EPS2.094.076.232.833.003.544.664.724.915.00
DPS0.750.570.580.430.001.051.401.501.501.50
Payout ratio0.360.140.090.150.000.300.300.320.310.30

IRFC Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2022

Annual report

PDF

Investor Presentation

May 24PDF
Feb 14PDF
Jan 12PDF
+3 more
FY 2023

Annual report

PDF

Investor Presentation

May 29PDF
Aug 16PDF
 

IRFC Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsSpecialized Finance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Indian Railway Finance Corp Ltd26.253.421.16%
Power Finance Corporation Ltd6.931.023.25%
REC Limited7.861.603.79%
Rail Vikas Nigam Ltd47.848.610.58%

IRFC Stock Price Comparison

Compare IRFC with any stock or ETF
Compare IRFC with any stock or ETF
IRFC
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IRFC Shareholdings

IRFC Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

IRFC Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

IRFC Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding86.36%0.21%1.13%0.98%11.32%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

IRFC Shareholding History

Dec '23MarJunSepDec '24Mar1.15%1.08%1.11%1.09%1.01%0.98%

Mutual Funds Invested in IRFC

Mutual Fund Holding
Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has almost stayed constant

Top 5 Mutual Funds holding Indian Railway Finance Corp Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0404%1.01%-0.08%55/59 (-2)
0.0289%1.01%-0.08%54/58 (-5)
0.0155%0.03%-0.08%67/328 (0)

Compare 3-month MF holding change on Screener

IRFC Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing IRFC stock

Looks like this stock is not in any smallcase yet.

IRFC Events

IRFC Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

IRFC Upcoming Dividends

No upcoming dividends are available

IRFC Past Dividends

Cash Dividend

Ex DateEx DateMar 21, 2025

Interim 2
Interim 2 | Div/Share: ₹0.80

Dividend/Share

0.80

Ex DateEx Date

Mar 21, 2025

Cash Dividend

Ex DateEx DateNov 12, 2024

Interim
Interim | Div/Share: ₹0.80

Dividend/Share

0.80

Ex DateEx Date

Nov 12, 2024

Cash Dividend

Ex DateEx DateAug 22, 2024

Final
Final | Div/Share: ₹0.70

Dividend/Share

0.70

Ex DateEx Date

Aug 22, 2024

Cash Dividend

Ex DateEx DateNov 10, 2023

Interim
Interim | Div/Share: ₹0.80

Dividend/Share

0.80

Ex DateEx Date

Nov 10, 2023

Cash Dividend

Ex DateEx DateSep 15, 2023

Final
Final | Div/Share: ₹0.70

Dividend/Share

0.70

Ex DateEx Date

Sep 15, 2023

IRFC Stock News & Opinions

Corporate
Indian Railway Finance Corp. revises board meeting date

Indian Railway Finance Corp. has revised the meeting of the Board of Directors which was scheduled to be held on 29 April 2025. The meeting will now be held on 28 April 2025.Powered by Capital Market - Live

4 days agoCapital Market - Live
Corporate
IRFC appoints director

Indian Railway Finance Corporation announced the appointment of Vallabhbhai Maneklal Patel (DIN: 07713055) as an Additional Director designated as Non official Independent Director on the Board of the Company w.e.f. 16 April 2025. Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Indian Railway Finance Corp. to convene board meeting

Indian Railway Finance Corp. will hold a meeting of the Board of Directors of the Company on 29 April 2025.Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Board of Indian Railway Finance Corp. recommends 2nd interim dividend

Indian Railway Finance Corp. announced that the Board of Directors of the Company at its meeting held on 17 March 2025, inter alia, have recommended the 2nd interim dividend of Rs 0.8 per equity Share (i.e. 8%) , subject to the approval of the shareholders.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
IRFC fixes record date for 2nd interim dividend

Indian Railway Finance Corporation has fixed 21 March 2025 as record date for payment of second interim dividend of Rs 0.80 per share of Rs 10 each for FY 2024-25. The dividend will be paid on or before 21 March 2025. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Indian Railway Finance Corp. to conduct board meeting

Indian Railway Finance Corp. will hold a meeting of the Board of Directors of the Company on 17 March 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
IRFC fixes record date for second interim dividend

Indian Railway Finance Corporation has fixed 21 March 2025 as record date for second interim dividend for FY 2024-25. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
IRFC receives prestigious Navratna status

Indian Railway Finance Corporation (IRFC) has been awarded the prestigious Navratna status by the Government of India. This recognition marks a significant milestone in IRFC's journey as one of the Central Public Sector Enterprises (CPSE) supporting India's railway infrastructure.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
IRFC, IRCTC edge higher after Govt confers 'Navratna' status

The Department of Public Enterprises (DPE) falls under the Ministry of Finance and it plays a pivotal role in formulating policies and guidelines concerning the functioning and performance of public sector enterprises in India. 'Navratna' status is conferred upon public sector undertakings that demonstrate outstanding financial and market performance. This recognition enhances their autonomy and financial authority. Shares of Indian Railway Finance Corporation (IRFC) advanced 2.88% to Rs 114.35 while those of Indian Railway Catering and Tourism Corporation (IRCTC) gained 0.34% to currently trade at Rs 678.35 on the BSE. Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Indian Railway Finance Corporation standalone net profit rises 1.98% in the December 2024 quarter

Net profit of Indian Railway Finance Corporation rose 1.98% to Rs 1630.66 crore in the quarter ended December 2024 as against Rs 1598.93 crore during the previous quarter ended December 2023. Sales rose 0.40% to Rs 6763.43 crore in the quarter ended December 2024 as against Rs 6736.60 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales6763.436736.60 0 OPM %99.4299.47 - PBDT1632.001600.26 2 PBT1630.661598.93 2 NP1630.661598.93 2 Powered by Capital Market - Live

3 months agoCapital Market - Live

Frequently asked questions

  1. What is the share price of Indian Railway Finance Corp Ltd (IRFC) today?

    The share price of IRFC as on 25th April 2025 is ₹128. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Indian Railway Finance Corp Ltd (IRFC) share?

    The past returns of Indian Railway Finance Corp Ltd (IRFC) share are
    • Past 1 week: 2.82%
    • Past 1 month: -0.18%
    • Past 3 months: -8.44%
    • Past 6 months: -4.19%
    • Past 1 year: -14.28%
    • Past 3 years: 477.58%
    • Past 5 years: 419.35%

  3. What are the peers or stocks similar to Indian Railway Finance Corp Ltd (IRFC)?
  4. What is the dividend yield % of Indian Railway Finance Corp Ltd (IRFC) share?

    The current dividend yield of Indian Railway Finance Corp Ltd (IRFC) is 1.16.

  5. What is the market cap of Indian Railway Finance Corp Ltd (IRFC) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Indian Railway Finance Corp Ltd (IRFC) is ₹168322.36 Cr as of 25th April 2025.

  6. What is the 52 week high and low of Indian Railway Finance Corp Ltd (IRFC) share?

    The 52-week high of Indian Railway Finance Corp Ltd (IRFC) is ₹229 and the 52-week low is ₹108.04.

  7. What is the PE and PB ratio of Indian Railway Finance Corp Ltd (IRFC) stock?

    The P/E (price-to-earnings) ratio of Indian Railway Finance Corp Ltd (IRFC) is 26.25. The P/B (price-to-book) ratio is 3.42.

  8. Which sector does Indian Railway Finance Corp Ltd (IRFC) belong to?

    Indian Railway Finance Corp Ltd (IRFC) belongs to the Financials sector & Specialized Finance sub-sector.

  9. How to buy Indian Railway Finance Corp Ltd (IRFC) shares?

    You can directly buy Indian Railway Finance Corp Ltd (IRFC) shares on Tickertape. Simply sign up, connect your demat account and place your order.