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SRG Housing Finance Ltd

SRG Housing Finance Ltd

SRGHFL Share Price

NSE
128.150.16% (+0.20)
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With a market cap of ₹201 cr, stock is ranked 2,683

Stock is 3.62x as volatile as Nifty

SRGHFL Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

Avg

Can be considered moderately valued vs the market

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is not in the overbought zone

Red flags

Avg

The stock has a moderate number of red flags

How to use scorecard? Learn more

With a market cap of ₹201 cr, stock is ranked 2,683

Stock is 3.62x as volatile as Nifty

SRGHFL Performance & Key Metrics

SRGHFL Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
5.890.76
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.182.081.19%

SRGHFL Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

SRGHFL Company Profile

SRG Housing Finance Limited is a housing finance company engaged in providing home loans for construction, additions, alterations, and repair and renovation purpose.

Investor Presentation

View older View older 

Aug 11, 2026

PDF
View Older Presentations

SRGHFL Similar Stocks (Peers)

Compare with peers Compare with peers 

SRGHFL Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
34.03
34.03
1Y Return
4.40%
4.40%
Buy Reco %
81.25
81.25
PE Ratio
23.71
23.71
1Y Return
61.11%
61.11%
Buy Reco %
87.50
87.50
PE Ratio
29.39
29.39
1Y Return
13.45%
13.45%
Buy Reco %
84.38
84.38
PE Ratio
97.25
97.25
1Y Return
27.56%
27.56%
Buy Reco %
100.00
100.00
PE Ratio
30.57
30.57
1Y Return
6.31%
6.31%
Buy Reco %
84.62
84.62
Compare with Peers

SRGHFL Sentiment Analysis

SRGHFL Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

SRGHFL Stock Summary · May 2026

Strong growth but cautious execution was the dominant message, as management highlighted AUM crossing INR 1,042 crore (up 37% YoY) and full‑year PAT of INR 32.49 crore (up 33% YoY) while laying out disciplined expansion plans. They emphasized scaling rural and semi‑urban small‑ticket housing finance through deliberate, research‑driven branch rollouts into southern states, a field‑first underwriting model focused on self‑employed borrowers, and productivity gains—AUM per branch and per employee improved and cost‑to‑income declined—alongside stronger funding relationships and an A‑ Stable rating. Management also balanced optimism with noted tensions: margin expansion and lower funding costs are supporting profitability, yet service‑delivery challenges when scaling deeper into rural markets, ongoing AI/ERP investments with unquantified costs and benefits, and portfolio concentration in Rajasthan that influenced GNPA were acknowledged. For the near term they reiterated targets of roughly INR 600 crore in disbursements and AUM of about INR 1,400–1,500 crore, expect margins to sit near 11%, and will monitor leverage with possible equity raising if leverage exceeds typical bank appetite.

SRGHFL Stock Growth Drivers
SRGHFL Stock Growth Drivers
8
  • Sustained Scale-up and Strong Financial Momentum

    The company has demonstrated material scale and improving profitability, with assets under management rising from

  • Disciplined Underwriting and Resilient Asset Quality

    The business highlights conservative underwriting and strong field assessment capabilities that have preserved portfolio health,

SRGHFL Stock Challenges
SRGHFL Stock Challenges
4
  • Severe Geographic Concentration Risk

    Approximately 77% of the company’s assets under management are concentrated in two states, creating material

  • Elevated Early-Stage Delinquencies and Weak Collections

    Presentation data and investor queries highlight a high proportion of gross assets (~INR 1,042 crore

SRGHFL Forecast

SRGHFL Forecasts

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

SRGHFL

SRGHFL

Income

Balance Sheet

Cash Flow

SRGHFL Income Statement

SRGHFL Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue36.5633.9836.8540.2543.5042.7048.4551.2557.3354.03
Operating & Other expensessubtract27.2325.5926.9031.3734.0333.4136.6339.3344.3142.77
Depreciation/Amortizationsubtract1.711.521.621.711.791.441.511.531.431.23
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract1.521.021.721.421.491.062.072.182.341.54
EPS4.584.384.874.164.434.335.265.235.895.39

SRGHFL Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Aug 11PDF
Jul 7PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 12PDF
Feb 7PDF
Nov 13PDF
Aug 14PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 2PDF
May 1PDF
Jan 31PDF
Oct 29PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
 

SRGHFL Stock Peers

SRGHFL Past Performance & Peer Comparison

SRGHFL Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
SRG Housing Finance Ltd6.200.76
Bajaj Finance Ltd34.035.530.58%
Shriram Finance Limited23.713.610.86%
Cholamandalam Investment and Finance Company Ltd29.395.050.11%

SRGHFL Stock Price Comparison

Compare SRGHFL with any stock or ETF
Compare SRGHFL with any stock or ETF
SRGHFL
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SRGHFL Holdings

SRGHFL Shareholdings

SRGHFL Promoter Holdings Trend

SRGHFL Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

SRGHFL Institutional Holdings Trend

SRGHFL Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

SRGHFL Shareholding Pattern

SRGHFL Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding59.02%0.00%0.00%0.00%40.98%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

SRGHFL Shareholding History

SRGHFL Shareholding History

MarJunSepDec '25MarJun0.00%0.01%0.00%0.00%0.00%0.00%

SRGHFL Insider Trades & Bulk Stock Deals

SRGHFL Insider Trades & Bulk Stock Deals

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smallcases containing SRGHFL stock

smallcases containing SRGHFL stock

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SRGHFL Events

SRGHFL Events

SRGHFL Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SRGHFL has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

SRGHFL Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SRGHFL has not given any dividends in last 5 years

SRGHFL Upcoming Dividends

SRGHFL Upcoming Dividends

No upcoming dividends are available

SRGHFL Past Dividends

SRGHFL Past Dividends

Cash Dividend

Ex DateEx DateMar 19, 2015

Interim
Interim | Div/Share: ₹0.25

Dividend/Share

0.25

Ex DateEx Date

Mar 19, 2015

SRGHFL Stock News & Opinions

SRGHFL Stock News & Opinions

Spotlight
Spotlight
SRG Housing Finance Ltd. receives reaffirmed ratings from Acuité for Rs 1299.00 crore exposure

SRG Housing Finance Ltd announced on September 11, 2026, that Acuité Ratings & Research Limited (Acuité) has reaffirmed ratings for the company pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, assigning an Acuite A-; Stable rating with a Rating watch with Developing Implications to the Long term Bank loan (Present + Proposed) amounting to Rs 1175.00 crore, as well as to the Non-Convertible Debentures (NCD) totaling Rs 76.00 crore, and to the Proposed Non-Convertible Debentures amounting to Rs 48.00 crore; no enhancements, assignments, or withdrawals were noted by Acuité in this rating action, resulting in a total rated exposure of Rs 1299.00 crore.

1 week agoCapital Market - Live
Spotlight
Spotlight
SRG Housing Finance Ltd leads losers in 'B' group

Shri Krishna Devcon Ltd, Moneyboxx Finance Ltd, Addi Industries Ltd and Suratwwala Business Group Ltd are among the other losers in the BSE's 'B' group today, 10 September 2026.SRG Housing Finance Ltd crashed 20.00% to Rs 190.4 at 14:25 IST.The stock was the biggest loser in the BSE's 'B' group.On the BSE, 24728 shares were traded on the counter so far as against the average daily volumes of 120 shares in the past one month.Shri Krishna Devcon Ltd lost 14.86% to Rs 29.5. The stock was the second biggest loser in 'B' group.On the BSE, 2 shares were traded on the counter so far as against the average daily volumes of 197 shares in the past one month.Moneyboxx Finance Ltd tumbled 13.55% to Rs 39.42. The stock was the third biggest loser in 'B' group.On the BSE, 1.36 lakh shares were traded on the counter so far as against the average daily volumes of 8459 shares in the past one month.Addi Industries Ltd plummeted 12.03% to Rs 72.13. The stock was the fourth biggest loser in 'B' group.On the BSE, 331 shares were traded on the counter so far as against the average daily volumes of 774 shares in the past one month.Suratwwala Business Group Ltd dropped 10.33% to Rs 21.52. The stock was the fifth biggest loser in 'B' group.On the BSE, 43068 shares were traded on the counter so far as against the average daily volumes of 2906 shares in the past one month.

1 week agoCapital Market - Live
Corporate
Corporate
SRG Housing Finance Limited refutes NHB report allegations of fictitious loan accounts

SRG Housing Finance Limited denied news reports alleging fictitious loan accounts were flagged by the National Housing Bank (NHB), stating it has not received any communication from NHB Re Finance Department regarding the matter and that the articles present a distorted and misleading account of the facts. The company added that it has not created or maintained fictitious accounts, nor diverted any funds, and that an ongoing inspection by NHB is a routine regulatory exercise.

1 week agoCapital Market - Live
Corporate
Corporate
SRG Housing Finance Limited denies fictitious loan allegations from the National Housing Bank

SRG Housing Finance Limited rejected allegations circulating in news reports regarding fictitious loan accounts flagged by the National Housing Bank (NHB), stating it has not received any communication from NHB’s Refinance Department and that the articles present a distorted and misleading account of the facts. The company confirmed that NHB is currently conducting a routine inspection, which is a standard regulatory exercise for housing finance companies, and that no fictitious accounts were created or maintained, nor has any amount been diverted.

1 week agoCapital Market - Live
Corporate
Corporate
SRG Housing Finance paid interest and partially redeemed debentures totaling Rs 75,75,757.57

SRG Housing Finance Limited informed the BSE that it made interest and partial redemption payments on its outstanding secured redeemable non-convertible debentures with ISIN INE559N07058. The company paid Rs 40,19,311.32 in interest on August 27, 2026, two days prior to the scheduled due date of August 29, 2026, and redeemed Rs 75,75,757.57, leaving an outstanding amount of Rs 409,090,909.09.

3 weeks agoCapital Market - Live
Corporate
Corporate
SRG Housing Finance made payments on debentures totaling Rs 26 crore, including a green shoe option

SRG Housing Finance Limited informed the BSE Limited that it has made an interest payment of Rs 1989606.38 and a partial redemption payment of Rs 3939393.97 on its outstanding secured redeemable non-convertible debentures with ISIN INE559N07066, aggregating to Rs 26 crore including a green shoe option of Rs 1 crore, on August 24, 2026, as per SEBI regulations.

3 weeks agoCapital Market - Live
Corporate
Corporate
SRG Housing Finance to review quarterly results at board meeting on August 5, 2026

SRG Housing Finance Limited will hold a board meeting on Wednesday, August 05, 2026, to consider and approve the unaudited financial results for the quarter ended June 30, 2026, according to a filing with the National Stock Exchange of India Ltd and BSE Limited. The trading window for the company's securities has been closed since July 1, 2026, and will remain closed until 48 hours after the public announcement of the results.

1 month agoCapital Market - Live
Corporate
Corporate
SRG Housing Finance paid Rs 39.6 million in interest and Rs 75.8 million in principal

SRG Housing Finance Limited informed the BSE that it has made interest and partial redemption payments on its secured redeemable non-convertible debentures with ISIN INE559N07058, totaling Rs 39,60,377.49 in interest and Rs 75,75,757.57 in principal, with an outstanding amount of Rs 416,666,666.67, as of July 29, 2026, following a monthly redemption schedule.

1 month agoCapital Market - Live
Corporate
Corporate
SRG Housing Finance allots 1350 equity shares under ESOS

SRG Housing Finance has allotted 1350 equity shares under ESOS on 01 July 2026. Consequently, the paid up equity share capital has increased to Rs. 15,70,75,880 (consisting of 1,57,07,588 equity shares of face value of Rs. 10 each).

2 months agoCapital Market - Live
Earnings
Earnings
SRG Housing Finance standalone net profit rises 49.43% in the March 2026 quarter

Net profit of SRG Housing Finance rose 49.43% to Rs 9.25 crore in the quarter ended March 2026 as against Rs 6.19 crore during the previous quarter ended March 2025. Sales rose 37.83% to Rs 55.20 crore in the quarter ended March 2026 as against Rs 40.05 crore during the previous quarter ended March 2025. For the full year,net profit rose 33.16% to Rs 32.49 crore in the year ended March 2026 as against Rs 24.40 crore during the previous year ended March 2025. Sales rose 31.86% to Rs 188.98 crore in the year ended March 2026 as against Rs 143.32 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales55.2040.05 38 188.98143.32 32 OPM %64.5163.25 -65.3066.77 - PBDT13.029.47 37 46.0636.71 25 PBT11.597.68 51 40.1530.06 34 NP9.256.19 49 32.4924.40 33 Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. The share price of SRGHFL as on 18th September 2026 is ₹128.15. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of SRG Housing Finance Ltd (SRGHFL) share are
    • Past 1 week: -17.85%
    • Past 1 month: -51.82%
    • Past 3 months: -53.85%
    • Past 6 months: -52.38%
    • Past 1 year: -56.45%
    • Past 3 years: -50.32%
    • Past 5 years: -48.61%

  3. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of SRG Housing Finance Ltd (SRGHFL) is ₹201.29 Cr as of 18th September 2026.

  4. The 52-week high of SRG Housing Finance Ltd (SRGHFL) is ₹335 and the 52-week low is ₹118.60.

  5. The P/E (price-to-earnings) ratio of SRG Housing Finance Ltd (SRGHFL) is 6.20. The P/B (price-to-book) ratio is 0.76.

  6. SRG Housing Finance Ltd (SRGHFL) belongs to the Financials sector & Consumer Finance sub-sector.

  7. You can directly buy SRG Housing Finance Ltd (SRGHFL) shares on Tickertape. Simply sign up, connect your demat account and place your order.