Paisalo Digital Ltd
PAISALOPaisalo Digital Ltd
PAISALO


Price Chart
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Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
31.16 | 3.60 | 0.11% |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
18.82 | 2.55 | 0.92% |
Forecast & Ratings
Detailed Forecastfrom 1 analyst
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Paisalo Digital is a non-banking financial company.Its financial services division is engaged in the business of financing, which provides loans, including personal loans, business loans and loans against property to individuals/corporate bodies
Investor Presentation
View olderPeers
Compare with peersBajaj Finance Ltd
Jio Financial Services Ltd
Cholamandalam Investment and Finance Company Ltd
Shriram Finance Ltd
Muthoot Finance Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
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Revenue Forecast
All values in ₹ cr.
All values in ₹ cr.
Earnings Per Share Forecast
All values in ₹
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Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2015 | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 190.58 | 205.02 | 266.54 | 303.13 | 360.60 | 374.77 | 346.44 | 392.22 | 473.19 | 521.12 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 337.22 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
Employee Cost | 7.41 | 9.55 | 11.72 | 14.79 | 21.91 | 20.83 | 18.99 | 20.70 | 28.33 | |||||||||||
Selling & Administrative Expenses | 32.33 | 37.35 | 42.67 | 41.31 | 47.00 | 33.70 | 26.60 | 20.71 | 46.59 | |||||||||||
Operating & Other expenses | 77.92 | 83.05 | 127.52 | 155.03 | 202.08 | 242.06 | 219.35 | 240.46 | 268.74 | |||||||||||
EBITDA | 72.92 | 75.07 | 84.63 | 92.00 | 89.61 | 78.18 | 81.50 | 110.35 | 129.53 | 183.90 | ||||||||||
Depreciation/Amortization | 6.37 | 5.40 | 5.77 | 5.57 | 4.70 | 4.03 | 3.74 | 3.23 | 3.29 | 3.42 | ||||||||||
PBIT | 66.55 | 69.67 | 78.86 | 86.43 | 84.91 | 74.15 | 77.76 | 107.12 | 126.24 | 180.48 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 66.55 | 69.67 | 78.86 | 86.43 | 84.91 | 74.15 | 77.76 | 107.12 | 126.24 | 180.48 | ||||||||||
Taxes & Other Items | 22.40 | 24.35 | 26.99 | 28.68 | 28.52 | 20.03 | 19.79 | 27.87 | 32.62 | 46.03 | ||||||||||
Net Income | 44.15 | 45.32 | 51.87 | 57.75 | 56.39 | 54.12 | 57.97 | 79.25 | 93.62 | 134.45 | ||||||||||
EPS | 0.11 | 0.11 | 0.13 | 0.14 | 0.14 | 0.13 | 0.14 | 0.18 | 0.39 | 2.99 | ||||||||||
DPS | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.10 | 0.10 | ||||||||||
Payout ratio | 0.09 | 0.09 | 0.08 | 0.07 | 0.07 | 0.08 | 0.07 | 0.05 | 0.26 | 0.03 |
Company Updates
Annual report
PDFAnnual report
PDFAnnual report
PDFInvestor Presentation
Peers & Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
Paisalo Digital Ltd | 44.75 | 3.60 | 0.11% |
Bajaj Finance Ltd | 39.66 | 8.39 | 0.40% |
Jio Financial Services Ltd | 5,065.35 | 1.39 | — |
Cholamandalam Investment and Finance Company Ltd | 35.83 | 6.66 | 0.17% |
Price Comparison
Compare PAISALO with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Increased Total Retail Holding
In last 3 months, retail holding in the company has increased by 1.36%
Decreased Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has decreased by 2.04%
Shareholding Pattern
Dec 2022
Mar 2023
Jun 2023
Sep 2023
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 2 Mutual Funds holding Paisalo Digital Ltd
Funds (Top 2) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
Motilal Oswal Nifty Microcap 250 Index Fund- Direct- Growth Option Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0554% | Percentage of the fund’s portfolio invested in the stock 0.50% | Change in the portfolio weight of the stock over the last 3 months 0.04% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 81/297 (+3) |
Groww Nifty Total Market Index Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0002% | Percentage of the fund’s portfolio invested in the stock 0.02% | Change in the portfolio weight of the stock over the last 3 months 0.02% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 519/752 (-9) |
Compare 3-month MF holding change on Screener
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Events
Dividend Trend
No Trend In Dividends
PAISALO has shown inconsistent dividend trend over the last 5 years
Dividend Yield
Current dividend yield is 0.11%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.10 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateSep 14, 2023
Dividend/Share
₹0.10
Ex DateEx Date
Sep 14, 2023
Cash Dividend
Ex DateEx DateSep 22, 2022
Dividend/Share
₹0.10
Ex DateEx Date
Sep 22, 2022
Cash Dividend
Ex DateEx DateSep 16, 2021
Dividend/Share
₹1.00
Ex DateEx Date
Sep 16, 2021
Cash Dividend
Ex DateEx DateAug 31, 2020
Dividend/Share
₹1.00
Ex DateEx Date
Aug 31, 2020
Cash Dividend
Ex DateEx DateAug 1, 2019
Dividend/Share
₹1.00
Ex DateEx Date
Aug 1, 2019
News & Opinions
News Video
SE Investments: Subdued Q2 -Oct 29
7 years ago•CNBC-TV18
News Video
Halftime Report: Sunil Agarwal, MD, SE Investments: April 13
7 years ago•CNBC-TV18
News Video
Midcap Radar: Sunil Agarwal MD, SE Investments
7 years ago•CNBC-TV18
News Video
Bazaar - Sunil Agarwal, MD, SE Investments - Nov 27
8 years ago•CNBC-TV18
Lower than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 9.32%, vs industry avg of 14.81%
Decreasing Market Share
Over the last 5 years, market share decreased from 0.34% to 0.29%
Lower than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 10.14%, vs industry avg of 22.78%