Good morning :)
Paisalo Digital Ltd

Paisalo Digital Ltd

PAISALO Share Price

NSE
84.590.14% (+0.12)
High
Low
Returns
1D
1W
1M
1Y
5Y
Max
SIP
Loading...
1D
1W
1M
1Y
5Y
Max
SIP

With a market cap of ₹7,732 cr, stock is ranked 676

Stock is 3.25x as volatile as Nifty

PAISALO Stock Scorecard

Performance

High

The creamy layer - amongst the top performing stocks

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is underpriced but is in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹7,732 cr, stock is ranked 676

Stock is 3.25x as volatile as Nifty

PAISALO Performance & Key Metrics

PAISALO Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
30.774.310.12%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
15.932.051.36%

PAISALO Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 1 analyst

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

PAISALO Company Profile

Paisalo Digital is a non-banking financial company.Its financial services division is engaged in the business of financing, which provides loans, including personal loans, business loans and loans against property to individuals/corporate bodies

Investor Presentation

View older View older 

Aug 5, 2026

PDF
View Older Presentations

PAISALO Similar Stocks (Peers)

Compare with peers Compare with peers 

PAISALO Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
32.92
32.92
1Y Return
0.85%
0.85%
Buy Reco %
81.25
81.25
PE Ratio
22.98
22.98
1Y Return
58.87%
58.87%
Buy Reco %
87.50
87.50
PE Ratio
28.83
28.83
1Y Return
11.52%
11.52%
Buy Reco %
84.38
84.38
PE Ratio
95.12
95.12
1Y Return
28.58%
28.58%
Buy Reco %
100.00
100.00
PE Ratio
29.89
29.89
1Y Return
3.89%
3.89%
Buy Reco %
84.62
84.62
Compare with Peers

PAISALO Sentiment Analysis

PAISALO Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

PAISALO Stock Summary · August 2026

Paisalo said it is entering its next phase with strong growth, better profitability, and a broader, more efficient lending franchise. In Q1 FY2027, assets under management rose 28% year on year to Rs.67,074 million and quarterly disbursements hit a record Rs.17,309 million, while total income increased 19% to Rs.2,603 million and profit after tax grew 30% to Rs.613 million. Management attributed the performance to operating leverage, productivity gains, and disciplined cost control, alongside expansion of the distribution network to 5,995 touchpoints across 23 states and heavier use of AI across sourcing, underwriting, servicing, and collections. It also highlighted that asset quality stayed exceptionally strong, with collections at 97.5% and gross and net NPAs improving even as lending scaled. At the same time, management noted a lower cost of borrowing of 10.1% and emphasized maintaining a balanced funding profile, including the launch of a public NCD tranche to support the next growth phase. Near term, it said the business is positioned for its three-year ambition to roughly double AUM, income, and profitability.

PAISALO Stock Growth Drivers
PAISALO Stock Growth Drivers
7
  • Strong Operating Momentum and Scalable Franchise Expansion

    Paisalo Digital reported one of its strongest quarters across growth, distribution, technology, and asset quality,

  • Improving Access to MSME Credit from Regulatory Tailwinds

    Management viewed the RBI’s increase in the collateral-free lending threshold for micro and small enterprises

PAISALO Stock Challenges
PAISALO Stock Challenges
1
  • Deteriorating Collection Efficiency and Rising Credit Cost Pressure

    The quarter showed early signs of weakening asset-quality discipline, with collection efficiency declining by 1%

end marker

PAISALO Forecast

PAISALO Forecasts

Price

Revenue

Earnings

PAISALO

PAISALO

Income

Balance Sheet

Cash Flow

PAISALO Income Statement

PAISALO Income Statement

Loading...

Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue195.77186.55187.03203.75194.56218.71224.01240.05260.92260.29
Operating & Other expensessubtract145.23129.80118.84120.22129.21152.91152.84148.13159.19173.75
Depreciation/Amortizationsubtract0.920.961.051.232.232.202.183.134.734.33
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract13.0014.3217.2219.8716.8316.4317.4622.5524.7820.89
EPS0.790.460.560.700.510.520.570.730.800.67

PAISALO Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Aug 5PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 10PDF
Feb 9PDF
Feb 9PDF
+2 more
FY 2025FY 2025

Annual report

PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 24PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 16PDF
Feb 13PDF
Nov 14PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
 

PAISALO Stock Peers

PAISALO Past Performance & Peer Comparison

PAISALO Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Paisalo Digital Ltd32.604.310.12%
Bajaj Finance Ltd32.925.350.60%
Shriram Finance Limited22.983.490.88%
Cholamandalam Investment and Finance Company Ltd28.834.950.11%

PAISALO Stock Price Comparison

Compare PAISALO with any stock or ETF
Compare PAISALO with any stock or ETF
PAISALO
Loading...

PAISALO Holdings

PAISALO Shareholdings

PAISALO Promoter Holdings Trend

PAISALO Promoter Holdings Trend

Increased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has increased by 4.97%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

PAISALO Institutional Holdings Trend

PAISALO Institutional Holdings Trend

Decreased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has decreased by 1.92%

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 10.75%

Tickertape Separator

PAISALO Shareholding Pattern

PAISALO Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding46.72%0.00%6.83%6.79%39.67%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

PAISALO Shareholding History

PAISALO Shareholding History

MarJunSepDec '25MarJun7.63%6.22%20.89%20.08%17.54%6.79%

Mutual Funds Invested in PAISALO

Mutual Funds Invested in PAISALO

No mutual funds holding trends are available

Top 1 Mutual Funds holding Paisalo Digital Ltd


Funds (Top 1)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0001%0.02%0.00%623/1009 (+79)

Compare 3-month MF holding change on Screener

PAISALO Insider Trades & Bulk Stock Deals

PAISALO Insider Trades & Bulk Stock Deals

Loading...

smallcases containing PAISALO stock

smallcases containing PAISALO stock

Looks like this stock is not in any smallcase yet.

PAISALO Events

PAISALO Events

PAISALO Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

PAISALO has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.12%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.18 every year

Dividends

Corp. Actions

Announcements

Legal Orders

PAISALO Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

PAISALO has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.12%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.18 every year

PAISALO Upcoming Dividends

PAISALO Upcoming Dividends

No upcoming dividends are available

PAISALO Past Dividends

PAISALO Past Dividends

Cash Dividend

Ex DateEx DateSep 11, 2026

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 11, 2026

Cash Dividend

Ex DateEx DateSep 22, 2025

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 22, 2025

Cash Dividend

Ex DateEx DateSep 13, 2024

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 13, 2024

Cash Dividend

Ex DateEx DateSep 14, 2023

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 14, 2023

Cash Dividend

Ex DateEx DateSep 22, 2022

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 22, 2022

PAISALO Stock News & Opinions

PAISALO Stock News & Opinions

Corporate
Corporate
Sulabhya Paramita Trust released pledges on 95,81,000 Paisalo Digital shares via Bajaj Financial Securities

Sulabhya Paramita Private Trust released pledges on 95,81,000 shares, representing 1.05% of Paisalo Digital Limited’s share capital, on September 4, 2026, through Bajaj Financial Securities Limited, as disclosed to the National Stock Exchange of India Limited and BSE Limited. The release was for shares previously pledged to avail a margin trading facility and did not involve a transfer of ownership or control.

1 week agoCapital Market - Live
Corporate
Corporate
Sunil Agarwal released 30% of Paisalo Digital shares from pledge to facilitate margin trading

Sunil Agarwal, a promoter of Paisalo Digital Limited, has disclosed the release of pledged shares, totaling 27.75 million shares, representing approximately 30% of the company's outstanding shares. These shares were previously pledged to Bajaj Financial Securities Limited and other entities, including Motilal Oswal Financial Services and Sharekhan Limited, as collateral for debt instruments. The releases are part of a series of encumbrances and releases spanning from June 2026, with the purpose stated as facilitating margin trading and not involving a transfer of ownership or control. The value of the released shares is approximately Rs 4.80 crore, and the transactions were related to debt instruments with credit ratings and ISINs, though specific details remain undisclosed.

1 week agoCapital Market - Live
Corporate
Corporate
Santanu Agarwal released pledges on 95,81,000 Paisalo Digital shares via Bajaj Financial Securities

Santanu Agarwal disclosed the release of pledges on 95,81,000 shares, representing 1.05% of Paisalo Digital Limited, on September 4, 2026. The release, involving Bajaj Financial Securities Limited, was for a total of 27,96,000 shares. According to the disclosure, the pledge was created solely to obtain a margin trading facility and does not involve any transfer of ownership or control of shares.

1 week agoCapital Market - Live
Corporate
Corporate
Sunil Agarwal and other entities released pledges on Paisalo Digital shares via Bajaj Financial Securities

Sulabhya Paramita Private Trust disclosed the release of a pledge on 4,350,000 shares, representing 0.48% of the total share capital of Paisalo Digital Limited, held by Mr. Sunil Purushottam Agarwal. The release was facilitated through Bajaj Financial Securities Limited, and the pledge was created solely for availing a margin trading facility. Additionally, several other entities including Mr. Santanu Agarwal, ProfitCCH Pvt. Ltd., Pri Caf Pvt. Ltd., Equilibrated Venture Cflow Pvt. Ltd., and Suneeti Dollaa Private Trust, also released pledges on shares of Paisalo Digital Limited through Bajaj Financial Securities Limited on the same date.

1 week agoCapital Market - Live
Corporate
Corporate
Sunil Agarwal released 27.75 million Paisalo Digital shares pledged for margin trading

Sunil Agarwal, a promoter of Paisalo Digital Limited, has disclosed the release of pledged shares held by him, totaling 27.75 million shares, representing 0.30% of the company's total share capital. The release occurred on September 4, 2026, following a series of encumbrances initiated between May 2026 and June 2026. These pledges were made to various financial institutions, including Bajaj Financial Securities Limited and Motilal Oswal Financial Services Limited, and were primarily for margin trading purposes, not involving a transfer of ownership or control. The value of the released shares was approximately Rs 4.80 crore, and the transactions were related to personal use by the promoter and did not directly benefit the listed company.

1 week agoCapital Market - Live
Corporate
Corporate
Santanu Agarwal released pledges on nearly 960,000 shares of Paisalo Digital Limited

Santanu Agarwal disclosed the release of pledges on 95,81,000 shares, representing 1.05% of Paisalo Digital Limited, on September 4, 2026. The release, involving Bajaj Financial Securities Limited, was for a total of 27,96,000 shares. According to the disclosure, the pledge was created solely to obtain a margin trading facility and did not involve a transfer of ownership or control.

1 week agoCapital Market - Live
Spotlight
Spotlight
Paisalo Digital's instruments reaffirmed with ratings up to Rs 4500 crore by INFOMERICS VALUATION

Paisalo Digital Ltd announced on August 14, 2026, that INFOMERICS VALUATION AND RATING LIMITED has reaffirmed ratings for several instruments, including Long Term Bank Facilities with a rating of IVR AA/Stable (IVR Double A with Stable Outlook) for an amount of Rs 4500.00 crores, Non-Convertible Debentures (NCD) with a rating of IVR AA/Stable (IVR Double A with Stable Outlook) for an amount of Rs 2059.00 crores, and Commercial Paper (CP) with a rating of IVR A1+ (IVR A One Plus) for an amount of Rs 540.00 crores; there were no enhancements, assignments, or withdrawals associated with these reaffirmations.

1 month agoCapital Market - Live
Earnings
Earnings
Paisalo Digital Ltd consolidated sales down 0.24% on year in Q2FY2026

Paisalo Digital Ltd share price declined by 1.39% to Rs 70.97 after the company's net profit dropped 15.12% to Rs 61.31 crore, while revenue from operations slipped slightly by 0.24% to Rs 260.29 crore in Q2FY26 over Q1FY26. The market capitalization of Non Banking Financial Company (NBFC) industry group stocks on BSE stood at Rs 18.21 lakh crore, gaining 6.12%. It has inched up 3.87% over last one week and rose by 9.72% in last one month while the market capitalization of Paisalo Digital Ltd has slipped by 0.73% and 43.06% in the same period respectively. Profit before tax (PBT) of Paisalo Digital Ltd stood at Rs 82.21 crore in Q2 FY26, expanding by 29.26% year-on-year, and crashing by 15.26% quarter-on-quarter. EBITDA came in at Rs 87 crore, surging by 31.52% YoY and dropping 14.94% sequentially. Total expenses saw a slight increase of 8.64% to Rs 178.08 crore in Q2FY26 over Q2FY25. During the quarter, employee benefits expense was at Rs 17.87 crore, collapsing by 12.19% YoY. For the TTM ended FY26, revenue from operations improved 17.06% to Rs 771.11 crore, while net profit expanded by 11.82% to Rs 200.12 crore, compared to previous TTM. EBITDA surged by 24518% to Rs 273.04 crore, and PBT registered a growth of 11.27% to Rs 268.36 crore compared to previous TTM. Paisalo Digital Ltd jumped 130.35% in last one year, significantly outperforming the benchmark BSE Sensex which has softened by 3.20% during the same period.

1 month agoCapital Market - Live
Corporate
Corporate
Paisalo Digital to hold board meeting

Paisalo Digital will hold a meeting of the Board of Directors of the Company on 5 August 2026.

2 months agoCapital Market - Live
Spotlight
Spotlight
Paisalo Digital hits the roof after promoter's increase stake to 46.72%

The June 2026 quarter saw the promoter group's shareholding increase by 4.97% through open-market purchases. The continued rise in promoter ownership, from around 26% in FY19 to its current level of 46.72%, reflects sustained confidence in the company's long-term business strategy and execution. Alongside the stake increase, the company reiterated its three-year roadmap to double AUM, total income and PAT, supported by an AI-led lending model, expansion of its distribution network, disciplined underwriting, strong asset quality, and diversification of funding sources to lower its cost of capital. Santanu Agarwal, deputy managing director, Paisalo Digital, said: 'The increase in promoter shareholding to 46.72%, including an addition of 4.97% during the quarter, is a strong reflection of our long-term confidence in Paisalo's growth journey. We are building a scalable, AI-led and risk-disciplined lending franchise for Bharat ' anchored on responsible growth, technology-led underwriting, deep distribution, strong governance and pristine asset quality.' In a separate filing, Paisalo Digital informed that its Promoter group entity Equilibrated Venture Cflow has released the pledge on 90 lakh equity shares of Paisalo Digital, representing 0.99% of the company's equity capital. The pledge release follows the repayment of an existing loan availed by the promoter entity from Bajaj Financial Securities Limited and has been disclosed in accordance with SEBI's promoter encumbrance regulations. Following the transaction, the number of shares pledged by Equilibrated Venture Cflow declined from 6.41 crore shares (7.05% of the company's equity capital) to 5.51 crore shares (6.06% of the company's equity capital). Paisalo Digital is a non-banking finance company (NBFC) that provides small-ticket income generation loans to financially underserved segments in India. The company had reported 56.04% increase in consolidated net profit to Rs 72.23 crore on a 34.65% rise in revenue to Rs 260.92 crore in Q4 FY26 over Q4 FY25. Powered by Capital Market - Live

2 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. The share price of PAISALO as on 16th September 2026 is ₹84.59. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of Paisalo Digital Ltd (PAISALO) share are
    • Past 1 week: 9.08%
    • Past 1 month: 23.67%
    • Past 3 months: 42.91%
    • Past 6 months: 144.04%
    • Past 1 year: 121.32%
    • Past 3 years: 165.89%
    • Past 5 years: 118.59%

  3. The current dividend yield of Paisalo Digital Ltd (PAISALO) is 0.12.

  4. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Paisalo Digital Ltd (PAISALO) is ₹7732.79 Cr as of 16th September 2026.

  5. The 52-week high of Paisalo Digital Ltd (PAISALO) is ₹85.60 and the 52-week low is ₹30.

  6. The P/E (price-to-earnings) ratio of Paisalo Digital Ltd (PAISALO) is 32.60. The P/B (price-to-book) ratio is 4.31.

  7. Paisalo Digital Ltd (PAISALO) belongs to the Financials sector & Consumer Finance sub-sector.

  8. You can directly buy Paisalo Digital Ltd (PAISALO) shares on Tickertape. Simply sign up, connect your demat account and place your order.