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Paisalo Digital Ltd

Paisalo Digital Ltd

PAISALO Share Price

NSE
₹78.630.97% (-0.77)
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With a market cap of ₹7,391 cr, stock is ranked 677

Stock is 3.18x as volatile as Nifty

PAISALO Stock Scorecard

Performance

High

The creamy layer - amongst the top performing stocks

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Avg

The stock has a moderate number of red flags

How to use scorecard? Learn more

With a market cap of ₹7,391 cr, stock is ranked 677

Stock is 3.18x as volatile as Nifty

PAISALO Performance & Key Metrics

PAISALO Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
27.854.120.12%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
15.602.021.30%

PAISALO Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 1 analyst

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

PAISALO Company Profile

Paisalo Digital is a non-banking financial company.Its financial services division is engaged in the business of financing, which provides loans, including personal loans, business loans and loans against property to individuals/corporate bodies

Investor Presentation

View older View older 

Oct 22, 2026

PDF
View Older Presentations

PAISALO Similar Stocks (Peers)

Compare with peers Compare with peers 

PAISALO Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
30.73
30.73
1Y Return
10.76%
10.76%
Buy Reco %
87.50
87.50
PE Ratio
19.32
19.32
1Y Return
11.50%
11.50%
Buy Reco %
91.18
91.18
PE Ratio
89.79
89.79
1Y Return
33.99%
33.99%
Buy Reco %
100.00
100.00
PE Ratio
25.99
25.99
1Y Return
7.35%
7.35%
Buy Reco %
87.50
87.50
PE Ratio
27.84
27.84
1Y Return
2.16%
2.16%
Buy Reco %
92.86
92.86
Compare with Peers

PAISALO Sentiment Analysis

PAISALO Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

PAISALO Stock Summary · August 2026

Paisalo said it is entering its next phase with strong growth, better profitability, and a broader, more efficient lending franchise. In Q1 FY2027, assets under management rose 28% year on year to Rs.67,074 million and quarterly disbursements hit a record Rs.17,309 million, while total income increased 19% to Rs.2,603 million and profit after tax grew 30% to Rs.613 million. Management attributed the performance to operating leverage, productivity gains, and disciplined cost control, alongside expansion of the distribution network to 5,995 touchpoints across 23 states and heavier use of AI across sourcing, underwriting, servicing, and collections. It also highlighted that asset quality stayed exceptionally strong, with collections at 97.5% and gross and net NPAs improving even as lending scaled. At the same time, management noted a lower cost of borrowing of 10.1% and emphasized maintaining a balanced funding profile, including the launch of a public NCD tranche to support the next growth phase. Near term, it said the business is positioned for its three-year ambition to roughly double AUM, income, and profitability.

PAISALO Stock Growth Drivers
PAISALO Stock Growth Drivers
7
  • Strong Operating Momentum and Scalable Franchise Expansion

    Paisalo Digital reported one of its strongest quarters across growth, distribution, technology, and asset quality,

  • Improving Access to MSME Credit from Regulatory Tailwinds

    Management viewed the RBI’s increase in the collateral-free lending threshold for micro and small enterprises

PAISALO Stock Challenges
PAISALO Stock Challenges
1
  • Deteriorating Collection Efficiency and Rising Credit Cost Pressure

    The quarter showed early signs of weakening asset-quality discipline, with collection efficiency declining by 1%

end marker

PAISALO Forecast

PAISALO Forecasts

Price

Revenue

Earnings

PAISALO

PAISALO

Income

Balance Sheet

Cash Flow

PAISALO Income Statement

PAISALO Income Statement

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Quarterjun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026sep 2026
Total Revenue186.55187.03203.75194.56218.71224.01240.05260.92260.29277.31
Operating & Other expensessubtract129.80118.84120.22129.21152.91152.84148.13159.19173.75184.39
Depreciation/Amortizationsubtract0.961.051.232.232.202.183.134.734.335.49
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract14.3217.2219.8716.8316.4317.4622.5524.7820.8921.79
EPS0.460.560.700.510.520.570.730.800.670.72

PAISALO Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Oct 22PDF
Aug 5PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 10PDF
Feb 9PDF
Feb 9PDF
+2 more
FY 2025FY 2025

Annual report

PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 24PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 16PDF
Feb 13PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
 

PAISALO Stock Peers

PAISALO Past Performance & Peer Comparison

PAISALO Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Paisalo Digital Ltd31.164.120.12%
Bajaj Finance Ltd30.735.000.64%
Shriram Finance Limited19.322.941.05%
Jio Financial Services Limited89.791.050.27%
ScreenerCompare valuation on Screener

PAISALO Stock Price Comparison

Compare PAISALO with any stock or ETF
Compare PAISALO with any stock or ETF
PAISALO
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PAISALO Holdings

PAISALO Shareholdings

PAISALO Promoter Holdings Trend

PAISALO Promoter Holdings Trend

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

PAISALO Institutional Holdings Trend

PAISALO Institutional Holdings Trend

No institutional holdings trend are available

Tickertape Separator

PAISALO Shareholding Pattern

PAISALO Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding45.22%0.14%5.59%7.17%41.88%

Mar 2026

Jun 2026

Sep 2026

Oct 2026

PAISALO Shareholding History

PAISALO Shareholding History

SepDec '25MarJunSepOct20.89%20.08%17.54%6.79%7.37%7.17%

Mutual Funds Invested in PAISALO

Mutual Funds Invested in PAISALO

No mutual funds holding trends are available

Top 5 Mutual Funds holding Paisalo Digital Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.1365%0.42%0.42%52/317 (+15)
0.0009%0.02%0.02%489/811 (+20)
0.0001%0.02%0.02%576/814 (+33)

Compare 3-month MF holding change on Screener

PAISALO Insider Trades & Bulk Stock Deals

PAISALO Insider Trades & Bulk Stock Deals

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smallcases containing PAISALO stock

smallcases containing PAISALO stock

Looks like this stock is not in any smallcase yet.

PAISALO Events

PAISALO Events

PAISALO Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

PAISALO has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.12%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.23 every year

Dividends

Corp. Actions

Announcements

Legal Orders

PAISALO Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

PAISALO has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.12%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.23 every year

PAISALO Upcoming Dividends

PAISALO Upcoming Dividends

No upcoming dividends are available

PAISALO Past Dividends

PAISALO Past Dividends

Cash Dividend

Ex DateEx DateSep 11, 2026

Final
Final | Div/Share: ₹0.10

Dividend/Share

₹0.10

Ex DateEx Date

Sep 11, 2026

Cash Dividend

Ex DateEx DateSep 22, 2025

Final
Final | Div/Share: ₹0.10

Dividend/Share

₹0.10

Ex DateEx Date

Sep 22, 2025

Cash Dividend

Ex DateEx DateSep 13, 2024

Final
Final | Div/Share: ₹0.10

Dividend/Share

₹0.10

Ex DateEx Date

Sep 13, 2024

Cash Dividend

Ex DateEx DateSep 14, 2023

Final
Final | Div/Share: ₹0.10

Dividend/Share

₹0.10

Ex DateEx Date

Sep 14, 2023

Cash Dividend

Ex DateEx DateSep 22, 2022

Final
Final | Div/Share: ₹0.10

Dividend/Share

₹0.10

Ex DateEx Date

Sep 22, 2022

PAISALO Stock News & Opinions

PAISALO Stock News & Opinions

Earnings
Earnings
Paisalo Digital Ltd consolidated sales up 6.54% on year in Q3FY2026, net profit saw a mild growth of 7.06%

Paisalo Digital Ltd share price declined by 1% to Rs 79.11. The Company's net profit inched up 7.06% to Rs 65.64 crore, while revenue from operations improved marginally 6.54% to Rs 277.31 crore in Q3FY26 over Q2FY26. The market capitalization of Non Banking Financial Company (NBFC) industry group stocks on BSE stood at Rs 18.54 lakh crore, rising 7.85%. It has eased by 4.42% over last one week and slid back by 10.28% in last one month while the market capitalization of Paisalo Digital Ltd has softened by 2.78% and 13.28% in the same period respectively. Profit before tax (PBT) of Paisalo Digital Ltd stood at Rs 87.43 crore in Q3 FY26, expanding by 26.71% year-on-year, and easing 6.35% quarter-on-quarter. EBITDA came in at Rs 93 crore, jumping 30.54% YoY and gaining 7.37% sequentially. Total expenses posted a minor rise of 6.63% to Rs 189.88 crore in Q3FY26 over Q3FY25. During the quarter, employee benefits expense was at Rs 19.32 crore, improving by 8.11% YoY. For the TTM ended FY26, revenue from operations surged 22.38% to Rs 943.7 crore, while net profit improved by 18.53% to Rs 237.21 crore, compared to previous TTM. EBITDA soared by 27881% to Rs 331.43 crore, and PBT registered a growth of 18.65% to Rs 318.41 crore compared to previous TTM. Paisalo Digital Ltd surged by 99.67% in last one year, significantly outperforming the benchmark BSE Sensex which has slipped by 13.37% during the same period.

1 week agoCapital Market - Live
Earnings
Earnings
Paisalo Digital Ltd consolidated sales up 6.54% on year in Q3FY2026, net profit grew slightly 7.06%

Paisalo Digital Ltd share price inched up 0.21% to Rs 79.91 after the company's net profit saw a marginal increase of 7.06% to Rs 65.64 crore, while revenue from operations improved marginally 6.54% to Rs 277.31 crore in Q3FY26 over Q2FY26. The market capitalization of Non Banking Financial Company (NBFC) industry group stocks on BSE stood at Rs 18.54 lakh crore, easing 7.85%. It has eased by 4.20% over last one week and fell by 10.24% in last one month while the market capitalization of Paisalo Digital Ltd has slipped by 1.43% and 14.43% in the same period respectively. Profit before tax (PBT) of Paisalo Digital Ltd stood at Rs 87.43 crore in Q3 FY26, jumping 26.71% year-on-year, and rising 6.35% quarter-on-quarter. EBITDA came in at Rs 93 crore, rallying 30.54% YoY and gaining 7.37% sequentially. Total expenses posted a minor rise of 6.63% to Rs 189.88 crore in Q3FY26 over Q3FY25. During the quarter, employee benefits expense was at Rs 19.32 crore, registering a growth of 8.11% YoY. For the TTM ended FY26, revenue from operations jumped by 22.38% to Rs 943.7 crore, while net profit improved by 18.53% to Rs 237.21 crore, compared to previous TTM. EBITDA soared by 27881% to Rs 331.43 crore, and PBT rose 18.65% to Rs 318.41 crore compared to previous TTM. Paisalo Digital Ltd jumped 100.88% in last one year, significantly outperforming the benchmark BSE Sensex which has slipped by 12.69% during the same period.

1 week agoCapital Market - Live
Corporate
Corporate
Paisalo Digital Limited revised disclosure shows 68,06,000 shares released to multiple entities

Santanu Agarwal has revised a disclosure regarding the release of pledged shares in Paisalo Digital Limited, correcting an earlier reporting error. The revised filing, submitted to the National Stock Exchange of India Limited and BSE Limited on October 8, 2026, indicated that 68,06,000 shares were released, instead of the previously reported 69,06,000 shares. The releases, which occurred on September 4, 2026, were made to Bajaj Financial Securities Limited, Motilal Oswal Financial Services Limited, IIFL Capital Services Ltd, and other entities, and were undertaken to avail a margin trading facility without transferring ownership or control of the shares.

3 weeks agoCapital Market - Live
Spotlight
Spotlight
Paisalo Digital Ltd leads losers in 'A' group

Jana Small Finance Bank Ltd, Manappuram Finance Ltd, Poly Medicure Ltd and Yes Bank Ltd are among the other losers in the BSE's 'A' group today, 28 September 2026.Paisalo Digital Ltd lost 15.43% to Rs 75 at 14:48 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 17.99 lakh shares were traded on the counter so far as against the average daily volumes of 10.11 lakh shares in the past one month.Jana Small Finance Bank Ltd tumbled 6.98% to Rs 499. The stock was the second biggest loser in 'A' group.On the BSE, 52769 shares were traded on the counter so far as against the average daily volumes of 25449 shares in the past one month.Manappuram Finance Ltd crashed 6.26% to Rs 313.1. The stock was the third biggest loser in 'A' group.On the BSE, 2.41 lakh shares were traded on the counter so far as against the average daily volumes of 1.87 lakh shares in the past one month.Poly Medicure Ltd pared 5.94% to Rs 1621.95. The stock was the fourth biggest loser in 'A' group.On the BSE, 2058 shares were traded on the counter so far as against the average daily volumes of 9617 shares in the past one month.Yes Bank Ltd shed 5.65% to Rs 21.19. The stock was the fifth biggest loser in 'A' group.On the BSE, 46.43 lakh shares were traded on the counter so far as against the average daily volumes of 39.72 lakh shares in the past one month.

1 month agoCapital Market - Live
Corporate
Corporate
Sulabhya Paramita Trust released pledges on 95,81,000 Paisalo Digital shares via Bajaj Financial Securities

Sulabhya Paramita Private Trust released pledges on 95,81,000 shares, representing 1.05% of Paisalo Digital Limited’s share capital, on September 4, 2026, through Bajaj Financial Securities Limited, as disclosed to the National Stock Exchange of India Limited and BSE Limited. The release was for shares previously pledged to avail a margin trading facility and did not involve a transfer of ownership or control.

1 month agoCapital Market - Live
Corporate
Corporate
Sunil Agarwal released 30% of Paisalo Digital shares from pledge to facilitate margin trading

Sunil Agarwal, a promoter of Paisalo Digital Limited, has disclosed the release of pledged shares, totaling 27.75 million shares, representing approximately 30% of the company's outstanding shares. These shares were previously pledged to Bajaj Financial Securities Limited and other entities, including Motilal Oswal Financial Services and Sharekhan Limited, as collateral for debt instruments. The releases are part of a series of encumbrances and releases spanning from June 2026, with the purpose stated as facilitating margin trading and not involving a transfer of ownership or control. The value of the released shares is approximately Rs 4.80 crore, and the transactions were related to debt instruments with credit ratings and ISINs, though specific details remain undisclosed.

1 month agoCapital Market - Live
Corporate
Corporate
Santanu Agarwal released pledges on 95,81,000 Paisalo Digital shares via Bajaj Financial Securities

Santanu Agarwal disclosed the release of pledges on 95,81,000 shares, representing 1.05% of Paisalo Digital Limited, on September 4, 2026. The release, involving Bajaj Financial Securities Limited, was for a total of 27,96,000 shares. According to the disclosure, the pledge was created solely to obtain a margin trading facility and does not involve any transfer of ownership or control of shares.

1 month agoCapital Market - Live
Corporate
Corporate
Sunil Agarwal and other entities released pledges on Paisalo Digital shares via Bajaj Financial Securities

Sulabhya Paramita Private Trust disclosed the release of a pledge on 4,350,000 shares, representing 0.48% of the total share capital of Paisalo Digital Limited, held by Mr. Sunil Purushottam Agarwal. The release was facilitated through Bajaj Financial Securities Limited, and the pledge was created solely for availing a margin trading facility. Additionally, several other entities including Mr. Santanu Agarwal, ProfitCCH Pvt. Ltd., Pri Caf Pvt. Ltd., Equilibrated Venture Cflow Pvt. Ltd., and Suneeti Dollaa Private Trust, also released pledges on shares of Paisalo Digital Limited through Bajaj Financial Securities Limited on the same date.

1 month agoCapital Market - Live
Corporate
Corporate
Sunil Agarwal released 27.75 million Paisalo Digital shares pledged for margin trading

Sunil Agarwal, a promoter of Paisalo Digital Limited, has disclosed the release of pledged shares held by him, totaling 27.75 million shares, representing 0.30% of the company's total share capital. The release occurred on September 4, 2026, following a series of encumbrances initiated between May 2026 and June 2026. These pledges were made to various financial institutions, including Bajaj Financial Securities Limited and Motilal Oswal Financial Services Limited, and were primarily for margin trading purposes, not involving a transfer of ownership or control. The value of the released shares was approximately Rs 4.80 crore, and the transactions were related to personal use by the promoter and did not directly benefit the listed company.

1 month agoCapital Market - Live
Corporate
Corporate
Santanu Agarwal released pledges on nearly 960,000 shares of Paisalo Digital Limited

Santanu Agarwal disclosed the release of pledges on 95,81,000 shares, representing 1.05% of Paisalo Digital Limited, on September 4, 2026. The release, involving Bajaj Financial Securities Limited, was for a total of 27,96,000 shares. According to the disclosure, the pledge was created solely to obtain a margin trading facility and did not involve a transfer of ownership or control.

1 month agoCapital Market - Live

Frequently asked questions

  1. The share price of PAISALO as on 30th October 2026 is ₹78.63. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of Paisalo Digital Ltd (PAISALO) share are
    • Past 1 week: -0.97%
    • Past 1 month: 0.05%
    • Past 3 months: 10.65%
    • Past 6 months: 57.45%
    • Past 1 year: 105.14%
    • Past 3 years: 107.47%
    • Past 5 years: 66.73%

  3. The current dividend yield of Paisalo Digital Ltd (PAISALO) is 0.12.

  4. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Paisalo Digital Ltd (PAISALO) is ₹7391.70 Cr as of 30th October 2026.

  5. The 52-week high of Paisalo Digital Ltd (PAISALO) is ₹94.88 and the 52-week low is ₹30.

  6. The P/E (price-to-earnings) ratio of Paisalo Digital Ltd (PAISALO) is 31.16. The P/B (price-to-book) ratio is 4.12.

  7. Paisalo Digital Ltd (PAISALO) belongs to the Financials sector & Consumer Finance sub-sector.

  8. You can directly buy Paisalo Digital Ltd (PAISALO) shares on Tickertape. Simply sign up, connect your demat account and place your order.