Paisalo Digital Ltd
PAISALOPaisalo Digital Ltd
PAISALO
Price Chart
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Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 31.16 | 3.60 | 0.11% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 18.82 | 2.55 | 0.92% |
Forecast & Ratings
Detailed Forecastfrom 1 analyst
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Paisalo Digital is a non-banking financial company.Its financial services division is engaged in the business of financing, which provides loans, including personal loans, business loans and loans against property to individuals/corporate bodies
Investor Presentation
View olderPeers
Compare with peersBajaj Finance Ltd
Jio Financial Services Ltd
Cholamandalam Investment and Finance Company Ltd
Shriram Finance Ltd
Muthoot Finance Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
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Revenue Forecast
All values in ₹ cr.
All values in ₹ cr.
Earnings Per Share Forecast
All values in ₹
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Income
Balance Sheet
Cash Flow
Income Statement
| Financial Year | FY 2015 | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 190.58 | 205.02 | 266.54 | 303.13 | 360.60 | 374.77 | 346.44 | 392.22 | 473.19 | 521.12 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 337.22 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 7.41 | 9.55 | 11.72 | 14.79 | 21.91 | 20.83 | 18.99 | 20.70 | 28.33 | |||||||||||
| Selling & Administrative Expenses | 32.33 | 37.35 | 42.67 | 41.31 | 47.00 | 33.70 | 26.60 | 20.71 | 46.59 | |||||||||||
| Operating & Other expenses | 77.92 | 83.05 | 127.52 | 155.03 | 202.08 | 242.06 | 219.35 | 240.46 | 268.74 | |||||||||||
EBITDA | 72.92 | 75.07 | 84.63 | 92.00 | 89.61 | 78.18 | 81.50 | 110.35 | 129.53 | 183.90 | ||||||||||
| Depreciation/Amortization | 6.37 | 5.40 | 5.77 | 5.57 | 4.70 | 4.03 | 3.74 | 3.23 | 3.29 | 3.42 | ||||||||||
| PBIT | 66.55 | 69.67 | 78.86 | 86.43 | 84.91 | 74.15 | 77.76 | 107.12 | 126.24 | 180.48 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 66.55 | 69.67 | 78.86 | 86.43 | 84.91 | 74.15 | 77.76 | 107.12 | 126.24 | 180.48 | ||||||||||
| Taxes & Other Items | 22.40 | 24.35 | 26.99 | 28.68 | 28.52 | 20.03 | 19.79 | 27.87 | 32.62 | 46.03 | ||||||||||
| Net Income | 44.15 | 45.32 | 51.87 | 57.75 | 56.39 | 54.12 | 57.97 | 79.25 | 93.62 | 134.45 | ||||||||||
| EPS | 0.11 | 0.11 | 0.13 | 0.14 | 0.14 | 0.13 | 0.14 | 0.18 | 0.39 | 2.99 | ||||||||||
| DPS | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.10 | 0.10 | ||||||||||
| Payout ratio | 0.09 | 0.09 | 0.08 | 0.07 | 0.07 | 0.08 | 0.07 | 0.05 | 0.26 | 0.03 |
Company Updates
Annual report
PDFAnnual report
PDFAnnual report
PDFInvestor Presentation
Peers & Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Paisalo Digital Ltd | 44.75 | 3.60 | 0.11% |
| Bajaj Finance Ltd | 39.66 | 8.39 | 0.40% |
| Jio Financial Services Ltd | 5,065.35 | 1.39 | — |
| Cholamandalam Investment and Finance Company Ltd | 35.83 | 6.66 | 0.17% |
Price Comparison
Compare PAISALO with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Increased Total Retail Holding
In last 3 months, retail holding in the company has increased by 1.36%
Decreased Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has decreased by 2.04%
Shareholding Pattern
Dec 2022
Mar 2023
Jun 2023
Sep 2023
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 2 Mutual Funds holding Paisalo Digital Ltd
| Funds (Top 2) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
Motilal Oswal Nifty Microcap 250 Index Fund- Direct- Growth Option Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0554% | Percentage of the fund’s portfolio invested in the stock 0.50% | Change in the portfolio weight of the stock over the last 3 months 0.04% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 81/297 (+3) |
Groww Nifty Total Market Index Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0002% | Percentage of the fund’s portfolio invested in the stock 0.02% | Change in the portfolio weight of the stock over the last 3 months 0.02% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 519/752 (-9) |
Compare 3-month MF holding change on Screener
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No Trend In Dividends
PAISALO has shown inconsistent dividend trend over the last 5 years
Dividend Yield
Current dividend yield is 0.11%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.10 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateSep 14, 2023
Dividend/Share
₹0.10
Ex DateEx Date
Sep 14, 2023
Cash Dividend
Ex DateEx DateSep 22, 2022
Dividend/Share
₹0.10
Ex DateEx Date
Sep 22, 2022
Cash Dividend
Ex DateEx DateSep 16, 2021
Dividend/Share
₹1.00
Ex DateEx Date
Sep 16, 2021
Cash Dividend
Ex DateEx DateAug 31, 2020
Dividend/Share
₹1.00
Ex DateEx Date
Aug 31, 2020
Cash Dividend
Ex DateEx DateAug 1, 2019
Dividend/Share
₹1.00
Ex DateEx Date
Aug 1, 2019
News & Opinions
News Video
SE Investments: Subdued Q2 -Oct 29
7 years ago•CNBC-TV18
News Video
Halftime Report: Sunil Agarwal, MD, SE Investments: April 13
7 years ago•CNBC-TV18
News Video
Midcap Radar: Sunil Agarwal MD, SE Investments
7 years ago•CNBC-TV18
News Video
Bazaar - Sunil Agarwal, MD, SE Investments - Nov 27
8 years ago•CNBC-TV18
Lower than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 9.32%, vs industry avg of 14.81%
Decreasing Market Share
Over the last 5 years, market share decreased from 0.34% to 0.29%
Lower than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 10.14%, vs industry avg of 22.78%