What is the share price of Paisalo Digital Ltd (PAISALO) today?
The share price of PAISALO as on 8th July 2025 is ₹30.55. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Paisalo Digital Ltd (PAISALO) share?
The past returns of Paisalo Digital Ltd (PAISALO) share are- Past 1 week: -5.16%
- Past 1 month: -5.22%
- Past 3 months: -0.26%
- Past 6 months: -33.14%
- Past 1 year: -57.03%
- Past 3 years: -13.89%
- Past 5 years: 192.50%
What are the peers or stocks similar to Paisalo Digital Ltd (PAISALO)?
The peers or stocks similar to Paisalo Digital Ltd (PAISALO) include:What is the dividend yield % of Paisalo Digital Ltd (PAISALO) share?
The current dividend yield of Paisalo Digital Ltd (PAISALO) is 0.33.What is the market cap of Paisalo Digital Ltd (PAISALO) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Paisalo Digital Ltd (PAISALO) is ₹2744.24 Cr as of 8th July 2025.What is the 52 week high and low of Paisalo Digital Ltd (PAISALO) share?
The 52-week high of Paisalo Digital Ltd (PAISALO) is ₹82 and the 52-week low is ₹29.38.What is the PE and PB ratio of Paisalo Digital Ltd (PAISALO) stock?
The P/E (price-to-earnings) ratio of Paisalo Digital Ltd (PAISALO) is 13.71. The P/B (price-to-book) ratio is 2.06.Which sector does Paisalo Digital Ltd (PAISALO) belong to?
Paisalo Digital Ltd (PAISALO) belongs to the Financials sector & Consumer Finance sub-sector.How to buy Paisalo Digital Ltd (PAISALO) shares?
You can directly buy Paisalo Digital Ltd (PAISALO) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Paisalo Digital Ltd
PAISALO Share Price
PAISALO Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
AvgFinancials growth has been moderate for a few years
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
PAISALO Performance & Key Metrics
PAISALO Performance & Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
13.71 | 2.06 | 0.33% |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
17.26 | 2.53 | 1.02% |
from 1 analyst
Price Upside
Earnings Growth
Rev. Growth
PAISALO Company Profile
Paisalo Digital is a non-banking financial company.Its financial services division is engaged in the business of financing, which provides loans, including personal loans, business loans and loans against property to individuals/corporate bodies
PAISALO Sentiment Analysis
PAISALO Sentiment Analysis
PAISALO Stock Summary · February 2025
In Q3 FY2025, the company demonstrated robust financial performance, with a customer base expanding to 7.93 million and a notable 12.31% increase in Assets Under Management. This growth was complemented by a 25% rise in interest income, although challenges remain with Gross Non-Performing Assets at 1.10%, prompting a focus on enhanced debt management strategies. Operational efficiencies were evident as operating expenses relative to net income improved, alongside a decrease in the cost of funds to 11.26% and an increase in Net Interest Margin to 6.59%. The company’s strategic expansion to 3,538 touchpoints across 22 states, coupled with the successful issuance of Foreign Currency Convertible Bonds, underscores its commitment to market penetration and investor confidence. Overall, a high-tech, customer-centric approach positions the company favorably for future growth amidst a positive market sentiment.
PAISALO Stock Growth Drivers
PAISALO Stock Growth Drivers
5Strong Operational Performance
In Q3 FY25, the company reported a record addition of 1.41 million customers, increasing the
Financial Health and Stability
The company reported a robust liquidity coverage ratio of 462%, significantly exceeding the regulatory requirement
PAISALO Stock Challenges
PAISALO Stock Challenges
4Declining Financial Performance
In Q3 FY 2025, the company reported a decrease in key financial metrics, with an
Increased Non-Performing Assets
The company reported Gross Non-Performing Assets (GNPA) at 1.10% and Net Non-Performing Assets (NNPA) at
PAISALO Forecast
PAISALO Forecasts
Price
Revenue
Earnings
PAISALO Share Price Forecast
PAISALO Share Price Forecast
All values in ₹
All values in ₹
PAISALO Company Revenue Forecast
PAISALO Company Revenue Forecast
All values in ₹ cr.
All values in ₹ cr.
PAISALO Stock EPS (Earnings Per Share) Forecast
PAISALO Stock EPS (Earnings Per Share) Forecast
All values in ₹
All values in ₹
PAISALO
PAISALO
Income
Balance Sheet
Cash Flow
PAISALO Income Statement
PAISALO Income Statement
Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 266.54 | 303.13 | 360.60 | 374.77 | 346.44 | 392.22 | 473.19 | 659.23 | 771.89 | 771.89 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | 498.06 | 498.07 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | ||||||||||||
Employee Cost | 11.72 | 14.79 | 21.91 | 20.83 | 18.99 | 20.70 | 28.33 | 42.54 | ||||||||||||
Selling & Administrative Expenses | 42.67 | 41.31 | 47.00 | 33.70 | 26.60 | 20.71 | 46.59 | 74.59 | ||||||||||||
Operating & Other expenses | 127.52 | 155.03 | 202.08 | 242.06 | 219.35 | 240.46 | 268.73 | 297.51 | ||||||||||||
EBITDA | 84.63 | 92.00 | 89.61 | 78.18 | 81.50 | 110.35 | 129.54 | 244.59 | 273.83 | 273.82 | ||||||||||
Depreciation/Amortization | 5.77 | 5.57 | 4.70 | 4.03 | 3.74 | 3.23 | 3.29 | 3.40 | 5.47 | 5.47 | ||||||||||
PBIT | 78.86 | 86.43 | 84.91 | 74.15 | 77.76 | 107.12 | 126.25 | 241.19 | 268.36 | 268.35 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 78.86 | 86.43 | 84.91 | 74.15 | 77.76 | 107.12 | 126.25 | 241.19 | 268.36 | 268.35 | ||||||||||
Taxes & Other Items | 26.99 | 28.68 | 28.52 | 20.03 | 19.79 | 27.87 | 32.62 | 62.21 | 68.24 | 68.24 | ||||||||||
Net Income | 51.87 | 57.75 | 56.39 | 54.12 | 57.97 | 79.25 | 93.63 | 178.98 | 200.12 | 200.11 | ||||||||||
EPS | 0.64 | 0.71 | 0.69 | 0.65 | 0.69 | 0.92 | 1.05 | 1.99 | 2.23 | 2.23 | ||||||||||
DPS | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.10 | 0.10 | 0.10 | ||||||||||
Payout ratio | 0.08 | 0.07 | 0.07 | 0.08 | 0.07 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 |
PAISALO Company Updates
PAISALO Stock Peers
PAISALO Past Performance & Peer Comparison
PAISALO Past Performance & Peer Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
Paisalo Digital Ltd | 13.71 | 2.06 | 0.33% |
Bajaj Finance Ltd | 34.52 | 5.81 | 0.61% |
Jio Financial Services Ltd | 129.24 | 1.50 | 0.15% |
Cholamandalam Investment and Finance Company Ltd | 29.88 | 6.50 | 0.13% |
PAISALO Stock Price Comparison
Compare PAISALO with any stock or ETFPAISALO Holdings
PAISALO Shareholdings
PAISALO Promoter Holdings Trend
PAISALO Promoter Holdings Trend
In last 6 months, promoter holding in the company has almost stayed constant
Pledged promoter holdings is insignificant
PAISALO Institutional Holdings Trend
PAISALO Institutional Holdings Trend
In last 3 months, retail holding in the company has increased by 1.38%
In last 3 months, foreign institutional holding of the company has almost stayed constant
PAISALO Shareholding Pattern
PAISALO Shareholding Pattern
PAISALO Shareholding History
PAISALO Shareholding History
Mutual Funds Invested in PAISALO
Mutual Funds Invested in PAISALO
No mutual funds holding trends are available
Top 5 Mutual Funds holding Paisalo Digital Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.1982% | Percentage of the fund’s portfolio invested in the stock 0.23% | Change in the portfolio weight of the stock over the last 3 months -0.13% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 102/318 (-8) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0010% | Percentage of the fund’s portfolio invested in the stock 0.01% | Change in the portfolio weight of the stock over the last 3 months -0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 558/816 (-5) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0001% | Percentage of the fund’s portfolio invested in the stock 0.01% | Change in the portfolio weight of the stock over the last 3 months -0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 801/817 (-191) |
Compare 3-month MF holding change on Screener
smallcases containing PAISALO stock
smallcases containing PAISALO stock
Looks like this stock is not in any smallcase yet.
PAISALO Events
PAISALO Events
PAISALO Dividend Trend
PAISALO has increased or maintained dividend levels over the last 5 years
Current dividend yield is 0.33%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹3.27 every year
Dividends
Corp. Actions
Announcements
Legal Orders
PAISALO Dividend Trend
PAISALO has increased or maintained dividend levels over the last 5 years
Current dividend yield is 0.33%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹3.27 every year
PAISALO Upcoming Dividends
PAISALO Upcoming Dividends
No upcoming dividends are available
PAISALO Past Dividends
PAISALO Past Dividends
Cash Dividend
Ex DateEx DateSep 13, 2024
Dividend/Share
₹0.10
Ex DateEx Date
Sep 13, 2024
Cash Dividend
Ex DateEx DateSep 14, 2023
Dividend/Share
₹0.10
Ex DateEx Date
Sep 14, 2023
Cash Dividend
Ex DateEx DateSep 22, 2022
Dividend/Share
₹0.10
Ex DateEx Date
Sep 22, 2022
Cash Dividend
Ex DateEx DateSep 16, 2021
Dividend/Share
₹1.00
Ex DateEx Date
Sep 16, 2021
Cash Dividend
Ex DateEx DateAug 31, 2020
Dividend/Share
₹1.00
Ex DateEx Date
Aug 31, 2020
PAISALO Stock News & Opinions
PAISALO Stock News & Opinions
Paisalo Digital has allotted commercial paper of Rs 30 crore with maturity date of 04 September 2025. Powered by Capital Market - Live
Paisalo Digital has entered into a Co-Lending Loan Arrangement for SME products with the State Bank of India (SBI), the country's largest public sector bank. This agreement, formalised on June 26, 2025, marks a significant extension of the existing SBI-Paisalo partnership and further strengthens their collaborative platform for inclusive credit delivery. This new co-lending arrangement builds upon the already operational co-lending (formerly co origination) digital platform established between Paisalo and SBI in 2021. It is fully aligned with the Reserve Bank of India's guidelines on co-lending of loans issued on November 5, 2020, which aim to deepen credit flow to priority sectors, including micro, small and medium enterprises (MSMEs), by leveraging the combined reach and strengths of banks and NBFCs. Under this arrangement, SBI and Paisalo will jointly fund SME loans, enabling wider access to formal credit for India's growing base of small businesses, especially in tier 2, tier 3 cities and rural markets. The SBI-Paisalo co-lending platform is a digital platform that offers end-to-end services for loan origination, processing, disbursement, servicing, and recovery, ensuring efficiency and transparency throughout the loan lifecycle. Powered by Capital Market - Live
The agreement, formalized on 26 June 2025, marks a significant expansion of the existing SBI'Paisalo partnership and further reinforces their joint digital platform for inclusive credit delivery. Under this arrangement, SBI and Paisalo will jointly fund loans for small and medium enterprises (SMEs). This initiative will improve access to formal credit, especially in tier-2 and tier-3 cities and rural areas. The SBI-Paisalo co-lending platform offers a fully digital process for loan origination, disbursement, servicing, and recovery, ensuring efficiency and transparency throughout. This new SME-focused collaboration builds on their existing co-lending platform, which started in 2021. It follows the Reserve Bank of India's co-lending framework released on November 5, 2020. This framework aims to increase credit flow to priority sectors like MSMEs by utilizing the strengths of both banks and non-banking financial companies. Santanu Agarwal, deputy managing director of Paisalo Digital, said, 'This new arrangement with SBI underlines our shared vision to expand affordable and timely credit access to the backbone of the Indian economy. By leveraging our integrated physical and digital approach and SBI's robust banking infrastructure, we are positioned to scale our impact, drive entrepreneurship, and contribute meaningfully to employment generation across the country.' Since its inception, the SBI-Paisalo co-lending platform has served over 94 lakh customers through 3,565 touchpoints. With the addition of SME products, the platform is expected to speed up lending to priority sectors and meet the financing needs of underserved business segments. Paisalo Digital is a non-deposit-taking, non-banking financial company. The registered office of the company is in Delhi, and the head office is in Agra. State Bank of India (SBI) is an Indian multinational, public-sector banking, and financial services statutory body. As of 31 March 2025, the Government of India held a 57.43% stake in the bank. Shares of State Bank of India rose 0.99% to Rs 804.90 on the BSE.Powered by Capital Market - Live
Paisalo Digital has allotted commercial paper of Rs 30 crore on 13 June 2025. Powered by Capital Market - Live
Paisalo Digital will hold a meeting of the Board of Directors of the Company on 15 May 2025.Powered by Capital Market - Live
Paisalo Digital announced that the Board of Directors of the Company at its meeting held on 9 May 2025, inter alia, have recommended the final dividend of Rs 0.1 per equity Share (i.e. 10%) , subject to the approval of the shareholders.Powered by Capital Market - Live
Net profit of Paisalo Digital rose 26.44% to Rs 46.29 crore in the quarter ended March 2025 as against Rs 36.61 crore during the previous quarter ended March 2024. Sales declined 0.78% to Rs 193.77 crore in the quarter ended March 2025 as against Rs 195.29 crore during the previous quarter ended March 2024. For the full year,net profit rose 11.82% to Rs 200.12 crore in the year ended March 2025 as against Rs 178.97 crore during the previous year ended March 2024. Sales rose 17.06% to Rs 771.11 crore in the year ended March 2025 as against Rs 658.75 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales193.77195.29 -1 771.11658.75 17 OPM %77.6169.65 -77.9878.05 - PBDT64.5750.05 29 273.05244.10 12 PBT62.3349.13 27 267.58240.70 11 NP46.2936.61 26 200.12178.97 12 Powered by Capital Market - Live
The Board of Paisalo Digital at its meeting held on 09 May 2025 has approved the issuance of Non-Convertible Debt Securities (NCDs) on private placement basis, subject to the borrowing limits of Rs. 9000 crore. Powered by Capital Market - Live
Paisalo Digital will hold a meeting of the Board of Directors of the Company on 9 May 2025.Powered by Capital Market - Live
Paisalo Digital announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 2 May 2025.Powered by Capital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 15.55%, vs industry avg of 16.14%
Over the last 5 years, market share increased from 0.25% to 0.26%
Over the last 5 years, net income has grown at a yearly rate of 29.89%, vs industry avg of 20.04%