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Paisalo Digital Ltd

PAISALO Share Price

36.900.27% (+0.10)
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With a market cap of ₹3,347 cr, stock is ranked 945

Stock is 3.59x as volatile as Nifty

PAISALO Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹3,347 cr, stock is ranked 945

Stock is 3.59x as volatile as Nifty

PAISALO Performance & Key Metrics

PAISALO Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
16.142.180.27%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.902.430.98%

PAISALO Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 1 analyst

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

PAISALO Company Profile

Paisalo Digital is a non-banking financial company.Its financial services division is engaged in the business of financing, which provides loans, including personal loans, business loans and loans against property to individuals/corporate bodies

Investor Presentation

View older View older 

Nov 10, 2025

PDF
View Older Presentations

PAISALO Similar Stocks (Peers)

Compare with peers Compare with peers 

PAISALO Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
38.44
38.44
1Y Return
52.69%
52.69%
Buy Reco %
51.72
51.72
PE Ratio
119.08
119.08
1Y Return
12.44%
12.44%
Buy Reco %
50.00
50.00
PE Ratio
16.31
16.31
1Y Return
32.20%
32.20%
Buy Reco %
90.00
90.00
PE Ratio
27.87
27.87
1Y Return
90.06%
90.06%
Buy Reco %
68.75
68.75
PE Ratio
33.17
33.17
1Y Return
29.67%
29.67%
Buy Reco %
59.38
59.38
Compare with Peers

PAISALO Sentiment Analysis

PAISALO Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

PAISALO Stock Summary · July 2025

Paisalo Digital Limited has demonstrated impressive financial resilience, reporting a 14% year-on-year growth in assets under management and a significant increase in disbursements, driven by a customer-centric approach that added 1.5 million new clients. The company’s unique lending model, focused on individual income-generating loans, has resulted in low non-performing asset ratios and a robust capital adequacy ratio of 39.5%, positioning it well to absorb financial shocks. Strategic partnerships, including a co-lending initiative with the State Bank of India, are set to enhance profitability while expanding market reach into underserved regions. Advanced risk management practices, leveraging AI and geospatial mapping, further bolster borrower assessment and credit quality, ensuring sustainable growth in a competitive landscape.

PAISALO Stock Growth Drivers
PAISALO Stock Growth Drivers
7
  • Strong Financial Performance

    Paisalo Digital Limited has reported significant financial achievements, including a 14% year-on-year growth in assets

  • Customer Base Expansion

    The company has successfully expanded its customer base to 11 million, adding approximately 1.5 million

PAISALO Stock Challenges
PAISALO Stock Challenges
0
No ConsHmm, looks like there are no
challenges

PAISALO Forecast

PAISALO Forecasts

Price

Revenue

Earnings

PAISALO

PAISALO

Income

Balance Sheet

Cash Flow

PAISALO Income Statement

PAISALO Income Statement

Industry refers to the sub-sector this company belongs to.
Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 15.55%, vs industry avg of 16.73%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 0.23% to 0.24%

Higher than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 29.89%, vs industry avg of 21.54%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue266.54303.13360.60374.77346.44392.22473.19659.23771.89841.03
Raw Materialssubtract555.18
Power & Fuel Costsubtract
Employee Costsubtract11.7214.7921.9120.8318.9920.7028.3342.5456.10
Selling & Administrative Expensessubtract42.6741.3147.0033.7026.6020.7146.5974.5976.74
Operating & Other expensessubtract127.52155.03202.08242.06219.35240.46268.73297.51365.23
Depreciation/Amortizationsubtract5.775.574.704.033.743.233.293.405.477.84
Interest & Other Itemssubtract
Taxes & Other Itemssubtract26.9928.6828.5220.0319.7927.8732.6262.2168.2470.59
EPS0.640.710.690.650.690.921.051.992.222.30
DPS0.050.050.050.050.050.050.050.100.100.10
Payout ratio0.080.070.070.080.070.050.050.050.040.04

PAISALO Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Nov 10PDF
Jul 21PDF
FY 2025FY 2025

Annual report

PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 24PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 16PDF
Feb 13PDF
Nov 14PDF
Aug 6PDF
FY 2022FY 2022

Annual report

PDF

Investor Presentation

May 11PDF
Feb 12PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

PAISALO Stock Peers

PAISALO Past Performance & Peer Comparison

PAISALO Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Paisalo Digital Ltd16.732.180.27%
Bajaj Finance Ltd38.446.460.54%
Jio Financial Services Ltd119.081.550.17%
Shriram Finance Ltd16.312.761.19%

PAISALO Stock Price Comparison

Compare PAISALO with any stock or ETF
Compare PAISALO with any stock or ETF
PAISALO
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PAISALO Holdings

PAISALO Shareholdings

PAISALO Promoter Holdings Trend

PAISALO Promoter Holdings Trend

Increased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has increased by 4.11%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

PAISALO Institutional Holdings Trend

PAISALO Institutional Holdings Trend

Increased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has increased by 2.41%

Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has increased by 14.67%

Tickertape Separator

PAISALO Shareholding Pattern

PAISALO Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding41.16%0.00%7.68%20.89%30.27%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

PAISALO Shareholding History

PAISALO Shareholding History

JunSepDec '24MarJunSep9.70%7.51%6.68%7.63%6.22%20.89%

Mutual Funds Invested in PAISALO

Mutual Funds Invested in PAISALO

No mutual funds holding trends are available

Top 5 Mutual Funds holding Paisalo Digital Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0002%0.01%0.00%759/1023 (-29)
0.0000%0.00%-0.01%622/795 (-3)
0.0000%0.00%-0.23%68/295 (+3)

Compare 3-month MF holding change on Screener

PAISALO Insider Trades & Bulk Stock Deals

PAISALO Insider Trades & Bulk Stock Deals

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smallcases containing PAISALO stock

smallcases containing PAISALO stock

Looks like this stock is not in any smallcase yet.

PAISALO Events

PAISALO Events

PAISALO Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

PAISALO has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.27%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹2.70 every year

Dividends

Corp. Actions

Announcements

Legal Orders

PAISALO Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

PAISALO has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.27%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹2.70 every year

PAISALO Upcoming Dividends

PAISALO Upcoming Dividends

No upcoming dividends are available

PAISALO Past Dividends

PAISALO Past Dividends

Cash Dividend

Ex DateEx DateSep 22, 2025

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 22, 2025

Cash Dividend

Ex DateEx DateSep 13, 2024

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 13, 2024

Cash Dividend

Ex DateEx DateSep 14, 2023

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 14, 2023

Cash Dividend

Ex DateEx DateSep 22, 2022

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 22, 2022

Cash Dividend

Ex DateEx DateSep 16, 2021

Final
Final | Div/Share: ₹1.00

Dividend/Share

1.00

Ex DateEx Date

Sep 16, 2021

PAISALO Stock News & Opinions

PAISALO Stock News & Opinions

Corporate
Paisalo Digital approves NCD issuance up to Rs 75 cr

Paisalo Digital has approved the issuance of up to 7,500 Unsecured Non-Convertible Debentures, each having a face value of Rs. 1,00,000/- each aggregating upto Rs. 75 crore inclusive of base issue of Rs. 25 crore with an option to retain over subscription (Green Shoe Option) upto Rs. 50 crore in total aggregating upto Rs. 75 crore. The tentative date of allotment is 09 December 2025. Powered by Capital Market - Live

1 week agoCapital Market - Live
Earnings
Paisalo Digital consolidated net profit rises 3.25% in the September 2025 quarter

Net profit of Paisalo Digital rose 3.25% to Rs 51.54 crore in the quarter ended September 2025 as against Rs 49.92 crore during the previous quarter ended September 2024. Sales rose 19.77% to Rs 224.01 crore in the quarter ended September 2025 as against Rs 187.03 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales224.01187.03 20 OPM %75.4277.80 - PBDT71.1868.18 4 PBT69.0067.14 3 NP51.5449.92 3 Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Paisalo Digital to announce Quarterly Result

Paisalo Digital will hold a meeting of the Board of Directors of the Company on 10 November 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Paisalo Digital corrects on profit selling

Despite the pullback, the scrip remains up 33.28% in the last three months, though it is still down 34.58% over the past year. Paisalo Digital is a non-banking finance company (NBFC) that provides small-ticket income generation loans to financially underserved segments in India. On a consolidated basis, the company's net profit rose 13.69% to Rs 47.17 crore on 17.24% increase in total income to Rs 218.71 crore in Q1 June 2025 over Q1 June 2024. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Paisalo Digital allots NCDs aggregating Rs 50 cr

Paisalo Digital has allotted 5000 Rated, Listed, Senior, Secured, Redeemable, Taxable, Transferable, Non-Convertible Debentures of face value of Rs 1 lakh each aggregating Rs 50 crore on private placement basis on 10 September 2025. Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Paisalo Digital climbs after board OKs raising Rs 50-cr via NCDs

The company will issue upto 5,000 non-convertible debentures (NCDs) with a face value of Rs 1 lakh each, aggregating to Rs 50 crore. The NCDs will carry a coupon rate of 10% per annum, with a tenure of 36 months. The coupon will be payable monthly and redemption will be made in 4 equal quarterly instalment starting from 9th quarter. The debentures are proposed to be listed on Bombay Stock Exchange (BSE). Paisalo is an NBFC focused on providing small-ticket loans to financially excluded segments, including SMEs, MSMEs and self-employed individuals. The company has co-lending tie-ups with major banks. On a consolidated basis, the company's net profit rose 13.69% to Rs 47.17 crore on 17.24% increase in total income to Rs 218.71 crore in Q1 June 2025 over Q1 June 2024.Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Paisalo Digital approves NCD issuance up to Rs 50 cr

 Paisalo Digital has approved the allotment of up to 5,000 Non Convertible Debentures of face value of Rs 1 lakh each aggregating to Rs 50 crore on private placement basis. The tentative dated of allotment is 10 September 2025. Powered by Capital Market - Live

3 months agoCapital Market - Live
Spotlight
Paisalo Digital spurts on fund raising plan

Paisalo Digital announced that its Operations and Finance Committee will meet on 4 September 2025. The agenda includes approving a proposal to raise funds via issuance of listed, secured, non-convertible debentures on a private placement basis. Paisalo is an NBFC focused on providing small-ticket loans to financially excluded segments, including SMEs, MSMEs and self-employed individuals. The company has co-lending tie-ups with major banks. On a consolidated basis, the company's net profit rose 13.69% to Rs 47.17 crore on 17.24% increase in total income to Rs 218.71 crore in Q1 June 2025 over Q1 June 2024. Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Paisalo Digital to conduct board meeting

Paisalo Digital will hold a meeting of the Board of Directors of the Company on 5 August 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Paisalo Digital announces cessation of director

Paisalo Digital announced that Gauri Shankar ceased to be the Independent Director of the Company with effect from closing business hours on 21 July 2025 on completion of second and final term of appointment. Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Paisalo Digital Ltd (PAISALO) today?

    The share price of PAISALO as on 5th December 2025 is ₹36.90. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Paisalo Digital Ltd (PAISALO) share?

    The past returns of Paisalo Digital Ltd (PAISALO) share are
    • Past 1 week: 4.32%
    • Past 1 month: -1.67%
    • Past 3 months: 7.07%
    • Past 6 months: 18.06%
    • Past 1 year: -38.94%
    • Past 3 years: -11.50%
    • Past 5 years: 84.55%

  3. What are the peers or stocks similar to Paisalo Digital Ltd (PAISALO)?
  4. What is the dividend yield % of Paisalo Digital Ltd (PAISALO) share?

    The current dividend yield of Paisalo Digital Ltd (PAISALO) is 0.27.

  5. What is the market cap of Paisalo Digital Ltd (PAISALO) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Paisalo Digital Ltd (PAISALO) is ₹3347.04 Cr as of 5th December 2025.

  6. What is the 52 week high and low of Paisalo Digital Ltd (PAISALO) share?

    The 52-week high of Paisalo Digital Ltd (PAISALO) is ₹63.74 and the 52-week low is ₹29.38.

  7. What is the PE and PB ratio of Paisalo Digital Ltd (PAISALO) stock?

    The P/E (price-to-earnings) ratio of Paisalo Digital Ltd (PAISALO) is 16.73. The P/B (price-to-book) ratio is 2.18.

  8. Which sector does Paisalo Digital Ltd (PAISALO) belong to?

    Paisalo Digital Ltd (PAISALO) belongs to the Financials sector & Consumer Finance sub-sector.

  9. How to buy Paisalo Digital Ltd (PAISALO) shares?

    You can directly buy Paisalo Digital Ltd (PAISALO) shares on Tickertape. Simply sign up, connect your demat account and place your order.