Paisalo Digital Ltd

Paisalo Digital has allotted commercial paper of Rs 30 crore with maturity date of 04 September 2025. Powered by Capital Market - Live

 Paisalo Digital has entered into a Co-Lending Loan Arrangement for SME products with the State Bank of India (SBI), the country's largest public sector bank. This agreement, formalised on June 26, 2025, marks a significant extension of the existing SBI-Paisalo partnership and further strengthens their collaborative platform for inclusive credit delivery. This new co-lending arrangement builds upon the already operational co-lending (formerly co origination) digital platform established between Paisalo and SBI in 2021. It is fully aligned with the Reserve Bank of India's guidelines on co-lending of loans issued on November 5, 2020, which aim to deepen credit flow to priority sectors, including micro, small and medium enterprises (MSMEs), by leveraging the combined reach and strengths of banks and NBFCs. Under this arrangement, SBI and Paisalo will jointly fund SME loans, enabling wider access to formal credit for India's growing base of small businesses, especially in tier 2, tier 3 cities and rural markets. The SBI-Paisalo co-lending platform is a digital platform that offers end-to-end services for loan origination, processing, disbursement, servicing, and recovery, ensuring efficiency and transparency throughout the loan lifecycle. Powered by Capital Market - Live

The agreement, formalized on 26 June 2025, marks a significant expansion of the existing SBI'Paisalo partnership and further reinforces their joint digital platform for inclusive credit delivery. Under this arrangement, SBI and Paisalo will jointly fund loans for small and medium enterprises (SMEs). This initiative will improve access to formal credit, especially in tier-2 and tier-3 cities and rural areas. The SBI-Paisalo co-lending platform offers a fully digital process for loan origination, disbursement, servicing, and recovery, ensuring efficiency and transparency throughout. This new SME-focused collaboration builds on their existing co-lending platform, which started in 2021. It follows the Reserve Bank of India's co-lending framework released on November 5, 2020. This framework aims to increase credit flow to priority sectors like MSMEs by utilizing the strengths of both banks and non-banking financial companies. Santanu Agarwal, deputy managing director of Paisalo Digital, said, 'This new arrangement with SBI underlines our shared vision to expand affordable and timely credit access to the backbone of the Indian economy. By leveraging our integrated physical and digital approach and SBI's robust banking infrastructure, we are positioned to scale our impact, drive entrepreneurship, and contribute meaningfully to employment generation across the country.' Since its inception, the SBI-Paisalo co-lending platform has served over 94 lakh customers through 3,565 touchpoints. With the addition of SME products, the platform is expected to speed up lending to priority sectors and meet the financing needs of underserved business segments. Paisalo Digital is a non-deposit-taking, non-banking financial company. The registered office of the company is in Delhi, and the head office is in Agra. State Bank of India (SBI) is an Indian multinational, public-sector banking, and financial services statutory body. As of 31 March 2025, the Government of India held a 57.43% stake in the bank. Shares of State Bank of India rose 0.99% to Rs 804.90 on the BSE.Powered by Capital Market - Live

Paisalo Digital has allotted commercial paper of Rs 30 crore on 13 June 2025. Powered by Capital Market - Live

Paisalo Digital will hold a meeting of the Board of Directors of the Company on 15 May 2025.Powered by Capital Market - Live

Paisalo Digital announced that the Board of Directors of the Company at its meeting held on 9 May 2025, inter alia, have recommended the final dividend of Rs 0.1 per equity Share (i.e. 10%) , subject to the approval of the shareholders.Powered by Capital Market - Live

Net profit of Paisalo Digital rose 26.44% to Rs 46.29 crore in the quarter ended March 2025 as against Rs 36.61 crore during the previous quarter ended March 2024. Sales declined 0.78% to Rs 193.77 crore in the quarter ended March 2025 as against Rs 195.29 crore during the previous quarter ended March 2024. For the full year,net profit rose 11.82% to Rs 200.12 crore in the year ended March 2025 as against Rs 178.97 crore during the previous year ended March 2024. Sales rose 17.06% to Rs 771.11 crore in the year ended March 2025 as against Rs 658.75 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales193.77195.29 -1 771.11658.75 17 OPM %77.6169.65 -77.9878.05 - PBDT64.5750.05 29 273.05244.10 12 PBT62.3349.13 27 267.58240.70 11 NP46.2936.61 26 200.12178.97 12 Powered by Capital Market - Live

The Board of Paisalo Digital at its meeting held on 09 May 2025 has approved the issuance of Non-Convertible Debt Securities (NCDs) on private placement basis, subject to the borrowing limits of Rs. 9000 crore. Powered by Capital Market - Live

Paisalo Digital will hold a meeting of the Board of Directors of the Company on 9 May 2025.Powered by Capital Market - Live

Paisalo Digital announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 2 May 2025.Powered by Capital Market - Live