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Paisalo Digital Ltd

Paisalo Digital Ltd

PAISALO Share Price

NSE
70.173.20% (-2.32)
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With a market cap of ₹6,382 cr, stock is ranked 742

Stock is 3.35x as volatile as Nifty

PAISALO Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹6,382 cr, stock is ranked 742

Stock is 3.35x as volatile as Nifty

PAISALO Performance & Key Metrics

PAISALO Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
26.914.160.14%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.162.121.18%

PAISALO Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 1 analyst

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

PAISALO Company Profile

Paisalo Digital is a non-banking financial company.Its financial services division is engaged in the business of financing, which provides loans, including personal loans, business loans and loans against property to individuals/corporate bodies

Investor Presentation

View older View older 

May 10, 2026

PDF
View Older Presentations

PAISALO Similar Stocks (Peers)

Compare with peers Compare with peers 

PAISALO Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
33.13
33.13
1Y Return
5.62%
5.62%
Buy Reco %
78.79
78.79
PE Ratio
23.59
23.59
1Y Return
58.65%
58.65%
Buy Reco %
90.63
90.63
PE Ratio
99.29
99.29
1Y Return
25.83%
25.83%
Buy Reco %
100.00
100.00
PE Ratio
28.14
28.14
1Y Return
11.15%
11.15%
Buy Reco %
81.82
81.82
PE Ratio
29.75
29.75
1Y Return
3.45%
3.45%
Buy Reco %
84.62
84.62
Compare with Peers

PAISALO Sentiment Analysis

PAISALO Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

PAISALO Stock Summary · May 2026

Management positioned the quarter as a profitable scale‑up and capability‑building year, reporting assets under management of Rs.61,009 million (about +17% year‑on‑year) and a record Q4 profit after tax of Rs.722 million (+56% YoY). The tone was confident and calibrated: management emphasized deepening last‑mile distribution, broadening the product mix, embedding AI and automation across origination-to-collections, and optimizing capital structure as strategic priorities to drive operating leverage. They noted tangible operational progress but acknowledged tensions — strong disbursement momentum and improving asset‑quality metrics coexist with margin compression from recovery dynamics and the near‑term cost of scaling distribution and new product rollouts — and flagged limited uncertainty around co‑lending timing, with one structure expected this quarter and the second by end‑Q1 or shortly thereafter. Geopolitical disruption is being monitored but the retail book is viewed as largely insulated. Management reaffirmed the objective to double AUM, total income and net profit over three years and described FY26 as a foundational year for calibrated, profitable execution of that roadmap.

PAISALO Stock Growth Drivers
PAISALO Stock Growth Drivers
7
  • Robust financial performance and profitable scale-up

    Paisalo delivered a landmark FY26 and record Q4 with clear, realized financial gains: Q4 total

  • Pristine asset quality and strong collections

    The company demonstrated contained credit stress and effective portfolio oversight in FY26 with gross NPA

PAISALO Stock Challenges
PAISALO Stock Challenges
4
  • Regulatory disclosure and communication weaknesses

    The company filed a regulatory transcript notification dated May 14, 2026 that references a prior

  • Export-related stress concentrated in large SMEs and mid-corporates

    Management acknowledged that export-related credit stress is materializing primarily in large SMEs and mid‑corporates rather

PAISALO Forecast

PAISALO Forecasts

Price

Revenue

Earnings

PAISALO

PAISALO

Income

Balance Sheet

Cash Flow

PAISALO Income Statement

PAISALO Income Statement

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Quarterdec 2023mar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026
Total Revenue182.59195.77186.55187.03203.75194.56218.71224.01240.05260.92
Operating & Other expensessubtract105.72145.23129.80118.84120.22129.21152.91152.84148.13159.19
Depreciation/Amortizationsubtract0.860.920.961.051.232.232.202.183.134.73
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract19.5313.0014.3217.2219.8716.8316.4317.4622.5524.78
EPS0.630.790.460.560.700.510.520.570.730.80

PAISALO Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

May 10PDF
Feb 9PDF
Feb 9PDF
+2 more
FY 2025FY 2025

Annual report

PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 24PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 16PDF
Feb 13PDF
Nov 14PDF
Aug 6PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

PAISALO Stock Peers

PAISALO Past Performance & Peer Comparison

PAISALO Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Paisalo Digital Ltd26.904.160.14%
Bajaj Finance Ltd33.135.390.59%
Shriram Finance Ltd23.593.590.86%
Jio Financial Services Ltd99.291.250.25%

PAISALO Stock Price Comparison

Compare PAISALO with any stock or ETF
Compare PAISALO with any stock or ETF
PAISALO
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PAISALO Holdings

PAISALO Shareholdings

PAISALO Promoter Holdings Trend

PAISALO Promoter Holdings Trend

Increased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has increased by 4.97%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

PAISALO Institutional Holdings Trend

PAISALO Institutional Holdings Trend

Decreased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has decreased by 1.92%

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 10.75%

Tickertape Separator

PAISALO Shareholding Pattern

PAISALO Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding46.72%0.00%6.83%6.79%39.67%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

PAISALO Shareholding History

PAISALO Shareholding History

MarJunSepDec '25MarJun7.63%6.22%20.89%20.08%17.54%6.79%

Mutual Funds Invested in PAISALO

Mutual Funds Invested in PAISALO

No mutual funds holding trends are available

Top 1 Mutual Funds holding Paisalo Digital Ltd


Funds (Top 1)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0001%0.02%0.01%774/1047 (-12)

Compare 3-month MF holding change on Screener

PAISALO Insider Trades & Bulk Stock Deals

PAISALO Insider Trades & Bulk Stock Deals

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smallcases containing PAISALO stock

smallcases containing PAISALO stock

Looks like this stock is not in any smallcase yet.

PAISALO Events

PAISALO Events

PAISALO Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

PAISALO has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.14%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.41 every year

Dividends

Corp. Actions

Announcements

Legal Orders

PAISALO Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

PAISALO has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.14%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.41 every year

PAISALO Upcoming Dividends

PAISALO Upcoming Dividends

No upcoming dividends are available

PAISALO Past Dividends

PAISALO Past Dividends

Cash Dividend

Ex DateEx DateSep 22, 2025

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 22, 2025

Cash Dividend

Ex DateEx DateSep 13, 2024

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 13, 2024

Cash Dividend

Ex DateEx DateSep 14, 2023

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 14, 2023

Cash Dividend

Ex DateEx DateSep 22, 2022

Final
Final | Div/Share: ₹0.10

Dividend/Share

0.10

Ex DateEx Date

Sep 22, 2022

Cash Dividend

Ex DateEx DateSep 16, 2021

Final
Final | Div/Share: ₹1.00

Dividend/Share

1.00

Ex DateEx Date

Sep 16, 2021

PAISALO Stock News & Opinions

PAISALO Stock News & Opinions

Corporate
Corporate
Paisalo Digital to hold board meeting

Paisalo Digital will hold a meeting of the Board of Directors of the Company on 5 August 2026.

2 weeks agoCapital Market - Live
Spotlight
Spotlight
Paisalo Digital hits the roof after promoter's increase stake to 46.72%

The June 2026 quarter saw the promoter group's shareholding increase by 4.97% through open-market purchases. The continued rise in promoter ownership, from around 26% in FY19 to its current level of 46.72%, reflects sustained confidence in the company's long-term business strategy and execution. Alongside the stake increase, the company reiterated its three-year roadmap to double AUM, total income and PAT, supported by an AI-led lending model, expansion of its distribution network, disciplined underwriting, strong asset quality, and diversification of funding sources to lower its cost of capital. Santanu Agarwal, deputy managing director, Paisalo Digital, said: 'The increase in promoter shareholding to 46.72%, including an addition of 4.97% during the quarter, is a strong reflection of our long-term confidence in Paisalo's growth journey. We are building a scalable, AI-led and risk-disciplined lending franchise for Bharat ' anchored on responsible growth, technology-led underwriting, deep distribution, strong governance and pristine asset quality.' In a separate filing, Paisalo Digital informed that its Promoter group entity Equilibrated Venture Cflow has released the pledge on 90 lakh equity shares of Paisalo Digital, representing 0.99% of the company's equity capital. The pledge release follows the repayment of an existing loan availed by the promoter entity from Bajaj Financial Securities Limited and has been disclosed in accordance with SEBI's promoter encumbrance regulations. Following the transaction, the number of shares pledged by Equilibrated Venture Cflow declined from 6.41 crore shares (7.05% of the company's equity capital) to 5.51 crore shares (6.06% of the company's equity capital). Paisalo Digital is a non-banking finance company (NBFC) that provides small-ticket income generation loans to financially underserved segments in India. The company had reported 56.04% increase in consolidated net profit to Rs 72.23 crore on a 34.65% rise in revenue to Rs 260.92 crore in Q4 FY26 over Q4 FY25. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
Spotlight
Paisalo Digital Ltd leads gainers in 'A' group

Reliance Power Ltd, Rites Ltd, Le Travenues Technology Ltd and Gujarat Gas Ltd are among the other gainers in the BSE's 'A' group today, 01 July 2026.Paisalo Digital Ltd surged 19.99% to Rs 71.06 at 11:46 IST. The stock was the biggest gainer in the BSE's 'A' group. On the BSE, 113.05 lakh shares were traded on the counter so far as against the average daily volumes of 3.82 lakh shares in the past one month. Reliance Power Ltd soared 15.98% to Rs 28.81. The stock was the second biggest gainer in 'A' group. On the BSE, 175.31 lakh shares were traded on the counter so far as against the average daily volumes of 34.72 lakh shares in the past one month. Rites Ltd spiked 14.06% to Rs 233.65. The stock was the third biggest gainer in 'A' group. On the BSE, 15.93 lakh shares were traded on the counter so far as against the average daily volumes of 66467 shares in the past one month. Le Travenues Technology Ltd exploded 7.34% to Rs 211.2. The stock was the fourth biggest gainer in 'A' group. On the BSE, 2.63 lakh shares were traded on the counter so far as against the average daily volumes of 2.57 lakh shares in the past one month. Gujarat Gas Ltd rose 6.89% to Rs 350.5. The stock was the fifth biggest gainer in 'A' group. On the BSE, 76445 shares were traded on the counter so far as against the average daily volumes of 74784 shares in the past one month. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Corporate
Promoter holding increases by 4.97% in Paisalo Digital in Q1 FY27

Paisalo Digital announced that promoter shareholding has increased to 46.72% in Q1FY27 from 41.75% in FY26, following a series of open-market acquisitions. The promoter group's 4.97% stake addition this quarter, lifting ownership to 46.72% in Q1FY27, is the latest milestone in a consistent, multi-year pattern of conviction-led buying. Promoter holding has risen steadily from approximately 26% in FY19 to about 37% in FY25, 41.75% in FY26, and now 46.72%.

3 weeks agoCapital Market - Live
Earnings
Earnings
Paisalo Digital consolidated net profit rises 56.04% in the March 2026 quarter

Net profit of Paisalo Digital rose 56.04% to Rs 72.23 crore in the quarter ended March 2026 as against Rs 46.29 crore during the previous quarter ended March 2025. Sales rose 34.65% to Rs 260.92 crore in the quarter ended March 2026 as against Rs 193.77 crore during the previous quarter ended March 2025. For the full year,net profit rose 18.53% to Rs 237.21 crore in the year ended March 2026 as against Rs 200.12 crore during the previous year ended March 2025. Sales rose 22.38% to Rs 943.70 crore in the year ended March 2026 as against Rs 771.11 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales260.92193.77 35 943.70771.11 22 OPM %72.5677.61 -74.7977.98 - PBDT101.7464.57 58 331.43273.05 21 PBT97.0162.33 56 319.19267.58 19 NP72.2346.29 56 237.21200.12 19 Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Corporate
Board of Paisalo Digital recommends final dividend

Paisalo Digital announced that the Board of Directors of the Company at its meeting held on 10 May 2026, inter alia, have recommended the final dividend of Rs 0.1 per equity Share (i.e. 10%) , subject to the approval of the shareholders.

2 months agoCapital Market - Live
Corporate
Corporate
Paisalo Digital receives ratings action for proposed NCDs from Brickwork Ratings

Paisalo Digital has strengthened its credit profile by obtaining an additional external credit rating from Brickwork Ratings India for its proposed Non-Convertible Debentures (NCDs). The rating agency has assigned a long-term rating of 'BWR AA / Stable' for the Company's proposed Rs 1,500 crore NCD issuance, supplementing the Company's existing rating from Infomerics Analytics and Research. This dual rating reflects Paisalo's continued commitment to transparency, strong governance standards, and broader investor participation in its debt capital market issuances. According to Brickwork Ratings, the assigned rating factors in several structural strengths of Paisalo's business model and financial profile: Established franchise and scalable lending model Strong capitalization and experienced management Steady loan book growth and asset quality Powered by Capital Market - Live

4 months agoCapital Market - Live
Spotlight
Spotlight
Paisalo Digital soars as board to mull fundraising on 18 March'26

The announcement was made after market hours on Saturday, 14 March 2026. Paisalo Digital is a non-banking finance company (NBFC) that provides small-ticket income generation loans to financially underserved segments in India. The company's consolidated net profit surged 6.13% to Rs 66.26 crore on 17.82% increase in revenue from operations to Rs 240.05 crore in Q3 FY26 over Q3 FY25. Powered by Capital Market - Live

4 months agoCapital Market - Live
Earnings
Earnings
Paisalo Digital consolidated net profit rises 6.13% in the December 2025 quarter

Net profit of Paisalo Digital rose 6.13% to Rs 66.26 crore in the quarter ended December 2025 as against Rs 62.43 crore during the previous quarter ended December 2024. Sales rose 17.82% to Rs 240.05 crore in the quarter ended December 2025 as against Rs 203.75 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales240.05203.75 18 OPM %78.0881.29 - PBDT92.7183.54 11 PBT89.5882.30 9 NP66.2662.43 6 Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
Corporate
Paisalo Digital to discuss results

Paisalo Digital will hold a meeting of the Board of Directors of the Company on 6 February 2026.Powered by Capital Market - Live

6 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Paisalo Digital Ltd (PAISALO) today?

    The share price of PAISALO as on 24th July 2026 is ₹70.17. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Paisalo Digital Ltd (PAISALO) share?

    The past returns of Paisalo Digital Ltd (PAISALO) share are
    • Past 1 week: -4.71%
    • Past 1 month: 17.50%
    • Past 3 months: 51.03%
    • Past 6 months: 117.45%
    • Past 1 year: 98.11%
    • Past 3 years: 161.34%
    • Past 5 years: 107.30%

  3. What are the peers or stocks similar to Paisalo Digital Ltd (PAISALO)?
  4. What is the dividend yield % of Paisalo Digital Ltd (PAISALO) share?

    The current dividend yield of Paisalo Digital Ltd (PAISALO) is 0.14.

  5. What is the market cap of Paisalo Digital Ltd (PAISALO) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Paisalo Digital Ltd (PAISALO) is ₹6382.11 Cr as of 24th July 2026.

  6. What is the 52 week high and low of Paisalo Digital Ltd (PAISALO) share?

    The 52-week high of Paisalo Digital Ltd (PAISALO) is ₹77.39 and the 52-week low is ₹29.86.

  7. What is the PE and PB ratio of Paisalo Digital Ltd (PAISALO) stock?

    The P/E (price-to-earnings) ratio of Paisalo Digital Ltd (PAISALO) is 26.90. The P/B (price-to-book) ratio is 4.16.

  8. Which sector does Paisalo Digital Ltd (PAISALO) belong to?

    Paisalo Digital Ltd (PAISALO) belongs to the Financials sector & Consumer Finance sub-sector.

  9. How to buy Paisalo Digital Ltd (PAISALO) shares?

    You can directly buy Paisalo Digital Ltd (PAISALO) shares on Tickertape. Simply sign up, connect your demat account and place your order.