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LIC Housing Finance Ltd

LIC Housing Finance Ltd

LICHSGFIN Share Price

NSE
535.000.09% (-0.50)
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With a market cap of ₹27,338 cr, stock is ranked 318

Stock is 1.89x as volatile as Nifty

LICHSGFIN Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

Low

Undervalued compared to the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹27,338 cr, stock is ranked 318

Stock is 1.89x as volatile as Nifty

LICHSGFIN Performance & Key Metrics

LICHSGFIN Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
4.760.662.01%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.632.141.29%

LICHSGFIN Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
52%
Analysts have suggested that investors can buy this stock

from 25 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

LICHSGFIN Company Profile

LIC Housing Finance Limited is engaged in the housing finance business. The Company provides loans for purchase, construction, repairs and renovation of houses/flats to individuals, corporate bodies, builders and co-operative housing societies.

Investor Presentation

View older View older 

Jul 30, 2026

PDF
View Older Presentations

LICHSGFIN Similar Stocks (Peers)

Compare with peers Compare with peers 

LICHSGFIN Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
13.31
13.31
1Y Return
52.52%
52.52%
Buy Reco %
92.31
92.31
PE Ratio
-2.41
-2.41
1Y Return
23.59%
23.59%
Buy Reco %
0.00
0.00
PE Ratio
13.69
13.69
1Y Return
21.14%
21.14%
Buy Reco %
94.12
94.12
PE Ratio
23.09
23.09
1Y Return
3.60%
3.60%
Buy Reco %
90.48
90.48
PE Ratio
10.18
10.18
1Y Return
12.38%
12.38%
Buy Reco %
86.67
86.67
Compare with Peers

LICHSGFIN Sentiment Analysis

LICHSGFIN Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

LICHSGFIN Stock Summary · May 2026

Cautious progress: management described a quarter of improving profitability and asset quality but clear margin pressure and timing risks on corporate recoveries. Q4 PAT was INR 1,497.41 crore while quarterly NIM stood at 2.80%, and leadership emphasized liability management, distribution diversification and retention as top priorities to sustain growth. They highlighted active repricing and fresh borrowings to lower funding costs, actions that cut interest expense and raised the share of floating‑rate borrowings, while also expanding co‑lending/direct assignment channels, hiring field marketers and creating a retention unit to curb BT‑out. Asset quality improved (Stage‑3/GNPA down to ~2.15–2.16%) but a sizeable corporate stressed pool requires legally complex resolutions whose recognition timing remains uncertain. That tension — tighter spreads (spreads ~1.94%) and significant loan rewrites at lower rates versus efforts to push higher‑yield LAP/LRD products — underpins near‑term margin constraints. For guidance, management expects Q1 NIM of 2.6–2.7%, full‑year NIM of 2.5–2.7%, FY27 ROA of 1.75–1.80% and loan‑book growth of about 10–12% with a FY27 disbursement budget of ~INR 78,000 crore.

LICHSGFIN Stock Growth Drivers
LICHSGFIN Stock Growth Drivers
9
  • Supportive macro backdrop and resilient mortgage demand

    India’s macro fundamentals remain relatively resilient, providing a favorable operating environment for housing finance as

  • Loan-book and disbursement momentum in retail mortgages

    The company demonstrated tangible retail lending momentum with the outstanding loan portfolio expanding 4% year‑on‑year

LICHSGFIN Stock Challenges
LICHSGFIN Stock Challenges
6
  • Geopolitical and energy-driven macro uncertainty

    Escalating geopolitical conflict in the Middle East/West Asia and related supply and logistics disruptions have

  • Funding disadvantage and margin compression from competitive repricing

    The company faces a persistent funding-cost gap versus banks that has intensified under recent market

LICHSGFIN Forecast

LICHSGFIN Forecasts

Price

Revenue

Earnings

LICHSGFIN

LICHSGFIN

Income

Balance Sheet

Cash Flow

LICHSGFIN Income Statement

LICHSGFIN Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue6,948.616,799.126,939.647,070.517,303.517,186.757,179.797,212.237,096.637,087.71
Operating & Other expensessubtract5,448.485,141.155,250.675,247.285,497.045,457.255,444.465,416.265,132.225,156.38
Depreciation/Amortizationsubtract18.3622.5023.9424.9226.4124.9032.3333.5530.9430.15
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract400.20329.17337.32363.47406.67340.71353.75364.40440.93402.33
EPS19.6723.7524.1426.0924.9724.8024.5325.4227.1327.25

LICHSGFIN Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Jul 30PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 13PDF
Jan 30PDF
Oct 29PDF
Aug 1PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 15PDF
Jan 31PDF
Oct 28PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 3PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Nov 2PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

LICHSGFIN Stock Peers

LICHSGFIN Past Performance & Peer Comparison

LICHSGFIN Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsHome Financing

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
LIC Housing Finance Ltd4.880.662.01%
PNB Housing Finance Ltd13.311.590.68%
Sammaan Capital Ltd-2.410.79
Aptus Value Housing Finance India Ltd13.692.551.75%

LICHSGFIN Stock Price Comparison

Compare LICHSGFIN with any stock or ETF
Compare LICHSGFIN with any stock or ETF
LICHSGFIN
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LICHSGFIN Holdings

LICHSGFIN Shareholdings

LICHSGFIN Promoter Holdings Trend

LICHSGFIN Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

LICHSGFIN Institutional Holdings Trend

LICHSGFIN Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

LICHSGFIN Shareholding Pattern

LICHSGFIN Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding45.24%18.02%3.00%21.47%12.27%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

LICHSGFIN Shareholding History

LICHSGFIN Shareholding History

MarJunSepDec '25MarJun21.55%20.26%20.17%20.36%21.39%21.47%

Mutual Funds Invested in LICHSGFIN

Mutual Funds Invested in LICHSGFIN

No mutual funds holding trends are available

Top 5 Mutual Funds holding LIC Housing Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
2.3335%1.04%-0.09%34/95 (-6)
1.6708%1.56%1.56%25/89 (+46)
1.2634%1.75%-0.22%46/164 (-1)

Compare 3-month MF holding change on Screener

LICHSGFIN Insider Trades & Bulk Stock Deals

LICHSGFIN Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing LICHSGFIN stock

smallcases containing LICHSGFIN stock

Looks like this stock is not in any smallcase yet.

LICHSGFIN Events

LICHSGFIN Events

LICHSGFIN Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

LICHSGFIN has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 2.01%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹20.12 every year

Dividends

Corp. Actions

Announcements

Legal Orders

LICHSGFIN Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

LICHSGFIN has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 2.01%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹20.12 every year

LICHSGFIN Upcoming Dividends

LICHSGFIN Upcoming Dividends

No upcoming dividends are available

LICHSGFIN Past Dividends

LICHSGFIN Past Dividends

Cash Dividend

Ex DateEx DateAug 21, 2026

Final
Final | Div/Share: ₹10.00

Dividend/Share

10.00

Ex DateEx Date

Aug 21, 2026

Cash Dividend

Ex DateEx DateAug 22, 2025

Final
Final | Div/Share: ₹10.00

Dividend/Share

10.00

Ex DateEx Date

Aug 22, 2025

Cash Dividend

Ex DateEx DateAug 23, 2024

Final
Final | Div/Share: ₹9.00

Dividend/Share

9.00

Ex DateEx Date

Aug 23, 2024

Cash Dividend

Ex DateEx DateAug 18, 2023

Final
Final | Div/Share: ₹8.50

Dividend/Share

8.50

Ex DateEx Date

Aug 18, 2023

Cash Dividend

Ex DateEx DateSep 19, 2022

Final
Final | Div/Share: ₹8.50

Dividend/Share

8.50

Ex DateEx Date

Sep 19, 2022

LICHSGFIN Stock News & Opinions

LICHSGFIN Stock News & Opinions

Spotlight
Spotlight
LIC Housing Finance Ltd soars 1.32%, Gains for third straight session

LIC Housing Finance Ltd is up for a third straight session in a row. The stock is quoting at Rs 531.3, up 1.32% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.13% on the day, quoting at 24176.5. The Sensex is at 77361.12, down 0.14%. LIC Housing Finance Ltd has dropped around 2.64% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has dropped around 1.21% in last one month and is currently quoting at 26386.75, down 0.18% on the day. The volume in the stock stood at 51.98 lakh shares today, compared to the daily average of 22.46 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 537.35, up 1.41% on the day. LIC Housing Finance Ltd is down 2.93% in last one year as compared to a 1.32% fall in NIFTY and a 2.72% fall in the Nifty Financial Services index.The PE of the stock is 5.05 based on TTM earnings ending June 26.

1 day agoCapital Market - Live
Spotlight
Spotlight
LIC Housing Finance Ltd eases for fifth straight session

LIC Housing Finance Ltd dropped for a fifth straight session today. The stock is quoting at Rs 511.45, down 0.11% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.27% on the day, quoting at 24547.3. The Sensex is at 78458.26, up 0.04%.LIC Housing Finance Ltd has eased around 6.81% in last one month.Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has eased around 1.03% in last one month and is currently quoting at 26844.7, down 0.48% on the day. The volume in the stock stood at 7.12 lakh shares today, compared to the daily average of 12.86 lakh shares in last one month. The benchmark August futures contract for the stock is quoting at Rs 502.35, down 0.29% on the day. LIC Housing Finance Ltd tumbled 11.22% in last one year as compared to a 0.11% slide in NIFTY and a 1.31% spurt in the Nifty Financial Services index.The PE of the stock is 4.94 based on TTM earnings ending June 26.

3 weeks agoCapital Market - Live
Earnings
Earnings
LIC Housing Finance consolidated net profit rises 9.90% in the June 2026 quarter

Net profit of LIC Housing Finance rose 9.90% to Rs 1498.85 crore in the quarter ended June 2026 as against Rs 1363.89 crore during the previous quarter ended June 2025. Sales declined 1.34% to Rs 7066.80 crore in the quarter ended June 2026 as against Rs 7162.42 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales7066.807162.42 -1 OPM %97.2594.61 - PBDT1931.331729.50 12 PBT1901.181704.60 12 NP1498.851363.89 10 Powered by Capital Market - Live

4 weeks agoCapital Market - Live
Corporate
Corporate
LIC Housing Finance to conduct board meeting

LIC Housing Finance will hold a meeting of the Board of Directors of the Company on 30 July 2026.

1 month agoCapital Market - Live
Corporate
Corporate
LIC Housing Finance to conduct AGM

LIC Housing Finance announced that the 37th Annual General Meeting(AGM) of the company will be held on 28 August 2026.

1 month agoCapital Market - Live
Corporate
Corporate
LIC Housing Finance to hold board meeting

LIC Housing Finance will hold a meeting of the Board of Directors of the Company on 6 July 2026.

1 month agoCapital Market - Live
Spotlight
Spotlight
LIC Housing Finance posts PAT of Rs 1,497 crore for Q4; outstanding portfolio rises to Rs 3.2 lakh crore

While net interest income (NII) improved by 3% YoY to Rs 2,221.78 crore, EBITDA margin fell by 5 basis points YoY to 2.80% in the fourth quarter. Profit before tax for Q4 FY26 was Rs 1,934.24 crore as against Rs 1,769.58 crore in Q4 FY25, a growth of 9%. The provisions for ECL stood at Rs 4,568.62 crore as on 31 March 2026 as against Rs 4,899.03 crore as on 31 March 2025. The Stage-3 exposure at default as of 31 March 2026 stood at 2.16% against 2.47 % as of 31 March 2025 and 2.45% as on 31 December 2025. Total disbursements were at Rs 21,019 crore in Q4 FY26 as against Rs 19,156 crore for the corresponding period in FY25, up by 10%. Out of this, disbursements in the individual home loan segment were at Rs. 16,672 crore (up 8% YoY), non-housing individual loan segment were at Rs 3,348 crore (up 25% YoY) and project loans added up to Rs 847 crore (down 3.2% YoY) in Q4 FY2025. The total outstanding portfolio grew at 4% to Rs 320,707 crore from Rs 307,732 crore in the earlier year. For FY26, the company has recorded net profit and revenue from operations of Rs 5,595.15 crore (up 3% YoY) and Rs 28,764.63 crore (up 3% YoY), respectively. Tribhuwan Adhikari, managing director & chief executive officer of LIC Housing Finance, said: Our performance has remained resilient despite a global war scenario, which impacts our country's oil bill and affects its macro-economic indicators. During the last quarter of FY2026, we witnessed a sustained demand momentum enabled by our efficient digital infrastructure, stable interest rate environment and our continued focus on cost optimisation plus customer-centricity. As we enter the new financial year, we remain optimistic about the housing sector outlook, driven by urbanization and continued policy support. LIC Housing Finance is the largest housing finance company in India. It has one of the widest networks of offices across the country and representative office in Dubai. The scrip declined 2.90% to currently trade at Rs 569 on the BSE. Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Corporate
Board of LIC Housing Finance recommends final dividend

LIC Housing Finance announced that the Board of Directors of the Company at its meeting held on 13 May 2026, inter alia, have recommended the final dividend of Rs 10 per equity Share (i.e. 500%) , subject to the approval of the shareholders.

3 months agoCapital Market - Live
Earnings
Earnings
LIC Housing Finance consolidated net profit rises 8.68% in the March 2026 quarter

Net profit of LIC Housing Finance rose 8.68% to Rs 1492.54 crore in the quarter ended March 2026 as against Rs 1373.39 crore during the previous quarter ended March 2025. Sales declined 1.25% to Rs 7211.92 crore in the quarter ended March 2026 as against Rs 7303.33 crore during the previous quarter ended March 2025. For the full year,net profit rose 2.97% to Rs 5603.67 crore in the year ended March 2026 as against Rs 5442.23 crore during the previous year ended March 2025. Sales rose 2.63% to Rs 28837.11 crore in the year ended March 2026 as against Rs 28097.16 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales7211.927303.33 -1 28837.1128097.16 3 OPM %93.5792.53 -93.5894.32 - PBDT1964.411806.47 9 7225.196976.63 4 PBT1933.471780.06 9 7103.476878.86 3 NP1492.541373.39 9 5603.675442.23 3 Powered by Capital Market - Live

3 months agoCapital Market - Live
Spotlight
Spotlight
LIC Housing Finance Ltd spurts 4.13%, gains for third straight session

LIC Housing Finance Ltd is up for a third straight session in a row. The stock is quoting at Rs 581.2, up 4.13% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.06% on the day, quoting at 24018.3. The Sensex is at 76839.15, down 0.23%. LIC Housing Finance Ltd has risen around 13.33% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has risen around 4.79% in last one month and is currently quoting at 25716.9, up 0.59% on the day. The volume in the stock stood at 29.62 lakh shares today, compared to the daily average of 14.58 lakh shares in last one month. The benchmark May futures contract for the stock is quoting at Rs 583.25, up 3.98% on the day. LIC Housing Finance Ltd is down 3.18% in last one year as compared to a 1.62% drop in NIFTY and a 1.14% drop in the Nifty Financial Services index.The PE of the stock is 5.62 based on TTM earnings ending December 25.Powered by Capital Market - Live

3 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of LIC Housing Finance Ltd (LICHSGFIN) today?

    The share price of LICHSGFIN as on 28th August 2026 is ₹535. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on LIC Housing Finance Ltd (LICHSGFIN) share?

    The past returns of LIC Housing Finance Ltd (LICHSGFIN) share are
    • Past 1 week: 7%
    • Past 1 month: -2.98%
    • Past 3 months: -3.85%
    • Past 6 months: 1.34%
    • Past 1 year: -2.26%
    • Past 3 years: 27.38%
    • Past 5 years: 34.63%

  3. What are the peers or stocks similar to LIC Housing Finance Ltd (LICHSGFIN)?
  4. What is the dividend yield % of LIC Housing Finance Ltd (LICHSGFIN) share?

    The current dividend yield of LIC Housing Finance Ltd (LICHSGFIN) is 2.01.

  5. What is the market cap of LIC Housing Finance Ltd (LICHSGFIN) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of LIC Housing Finance Ltd (LICHSGFIN) is ₹27338.13 Cr as of 28th August 2026.

  6. What is the 52 week high and low of LIC Housing Finance Ltd (LICHSGFIN) share?

    The 52-week high of LIC Housing Finance Ltd (LICHSGFIN) is ₹598.20 and the 52-week low is ₹458.90.

  7. What is the PE and PB ratio of LIC Housing Finance Ltd (LICHSGFIN) stock?

    The P/E (price-to-earnings) ratio of LIC Housing Finance Ltd (LICHSGFIN) is 4.88. The P/B (price-to-book) ratio is 0.66.

  8. Which sector does LIC Housing Finance Ltd (LICHSGFIN) belong to?

    LIC Housing Finance Ltd (LICHSGFIN) belongs to the Financials sector & Home Financing sub-sector.

  9. How to buy LIC Housing Finance Ltd (LICHSGFIN) shares?

    You can directly buy LIC Housing Finance Ltd (LICHSGFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.