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LIC Housing Finance Ltd

LIC Housing Finance Ltd

LICHSGFIN Share Price

NSE
₹564.000.70% (-4.00)
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1M
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With a market cap of ₹30,344 cr, stock is ranked 282

Stock is 1.96x as volatile as Nifty

LICHSGFIN Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

Low

Undervalued compared to the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹30,344 cr, stock is ranked 282

Stock is 1.96x as volatile as Nifty

LICHSGFIN Performance & Key Metrics

LICHSGFIN Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
5.290.731.81%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
15.972.071.27%

LICHSGFIN Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
56%
Analysts have suggested that investors can buy this stock

from 25 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

LICHSGFIN Company Profile

LIC Housing Finance Limited is engaged in the housing finance business. The Company provides loans for purchase, construction, repairs and renovation of houses/flats to individuals, corporate bodies, builders and co-operative housing societies.

Investor Presentation

View older View older 

Jul 30, 2026

PDF
View Older Presentations

LICHSGFIN Similar Stocks (Peers)

Compare with peers Compare with peers 

LICHSGFIN Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
13.18
13.18
1Y Return
43.55%
43.55%
Buy Reco %
92.31
92.31
PE Ratio
-2.03
-2.03
1Y Return
16.82%
16.82%
Buy Reco %
0.00
0.00
PE Ratio
20.83
20.83
1Y Return
10.31%
10.31%
Buy Reco %
95.65
95.65
PE Ratio
11.46
11.46
1Y Return
28.21%
28.21%
Buy Reco %
94.74
94.74
PE Ratio
8.81
8.81
1Y Return
8.17%
8.17%
Buy Reco %
92.86
92.86
Compare with Peers

LICHSGFIN Sentiment Analysis

LICHSGFIN Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

LICHSGFIN Stock Summary · August 2026

Management’s message was that growth is reaccelerating even as margins and mix remain under pressure. Disbursements rose 14.5% year on year to INR15,014 crore in Q1 FY27, broadly in line with prior guidance, and the company is targeting about 15% growth again in Q2 and 10% to 12% for the full year. At the same time, loan book growth lagged at 4% as maturities, prepayments and balance-transfer outs offset new business, while net interest margin slipped to 2.58%, just below guidance, due to rate cuts and competitive pricing in individual home loans. Management stressed stable funding, with cost of funds at 7.28% and refinancing expected near current levels, but noted further near-term margin compression from the 8.25% incremental disbursement yield. Asset quality improved sharply, with stage 3 exposure down to 2.14% and credit cost negative 5 basis points, helped by recoveries and a one-off NPA sale. Near term, management expects continued stage 3 reduction, stable borrowing costs, and full-year disbursement growth within the stated range.

LICHSGFIN Stock Growth Drivers
LICHSGFIN Stock Growth Drivers
8
  • Loan Growth and Disbursement Momentum

    The company delivered a clear pickup in business momentum, with first-quarter disbursements rising 14.5% year

  • Improving Profitability and Earnings Execution

    Earnings performance improved during the quarter, with profit before tax rising 11% year on year

LICHSGFIN Stock Challenges
LICHSGFIN Stock Challenges
7
  • Weak Growth and Long-Term Underperformance

    The company has struggled to deliver satisfactory growth over an extended period, with management acknowledging

  • Margin Compression and Spread Pressure

    Profitability remains under pressure as net interest margin fell to 2.58%, below the 2.6% lower

LICHSGFIN Forecast

LICHSGFIN Forecasts

Price

Revenue

Earnings

LICHSGFIN

LICHSGFIN

Income

Balance Sheet

Cash Flow

LICHSGFIN Income Statement

LICHSGFIN Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue6,948.616,799.126,939.647,070.517,303.517,186.757,179.797,212.237,096.637,087.71
Operating & Other expensessubtract5,448.485,141.155,250.675,247.285,497.045,457.255,444.465,416.265,132.225,156.38
Depreciation/Amortizationsubtract18.3622.5023.9424.9226.4124.9032.3333.5530.9430.15
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract400.20329.17337.32363.47406.67340.71353.75364.40440.93402.33
EPS19.6723.7524.1426.0924.9724.8024.5325.4227.1327.25

LICHSGFIN Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Jul 30PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 13PDF
Jan 30PDF
Oct 29PDF
Aug 1PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 15PDF
Jan 31PDF
Oct 28PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 3PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Nov 2PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

LICHSGFIN Stock Peers

LICHSGFIN Past Performance & Peer Comparison

LICHSGFIN Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsHome Financing

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
LIC Housing Finance Ltd5.420.731.81%
PNB Housing Finance Ltd13.181.570.69%
Sammaan Capital Ltd-2.030.76—
Home First Finance Company India Ltd20.832.580.48%
ScreenerCompare valuation on Screener

LICHSGFIN Stock Price Comparison

Compare LICHSGFIN with any stock or ETF
Compare LICHSGFIN with any stock or ETF
LICHSGFIN
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LICHSGFIN Holdings

LICHSGFIN Shareholdings

LICHSGFIN Promoter Holdings Trend

LICHSGFIN Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

LICHSGFIN Institutional Holdings Trend

LICHSGFIN Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

LICHSGFIN Shareholding Pattern

LICHSGFIN Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding45.24%18.02%3.00%21.47%12.27%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

LICHSGFIN Shareholding History

LICHSGFIN Shareholding History

MarJunSepDec '25MarJun21.55%20.26%20.17%20.36%21.39%21.47%

Mutual Funds Invested in LICHSGFIN

Mutual Funds Invested in LICHSGFIN

No mutual funds holding trends are available

Top 5 Mutual Funds holding LIC Housing Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.9178%1.02%-0.13%39/85 (-8)
1.5257%1.53%-0.23%51/88 (-5)
1.1886%1.75%-0.31%44/161 (+2)

Compare 3-month MF holding change on Screener

LICHSGFIN Insider Trades & Bulk Stock Deals

LICHSGFIN Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing LICHSGFIN stock

smallcases containing LICHSGFIN stock

Looks like this stock is not in any smallcase yet.

LICHSGFIN Events

LICHSGFIN Events

LICHSGFIN Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

LICHSGFIN has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 1.81%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹18.13 every year

Dividends

Corp. Actions

Announcements

Legal Orders

LICHSGFIN Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

LICHSGFIN has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 1.81%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹18.13 every year

LICHSGFIN Upcoming Dividends

LICHSGFIN Upcoming Dividends

No upcoming dividends are available

LICHSGFIN Past Dividends

LICHSGFIN Past Dividends

Cash Dividend

Ex DateEx DateAug 21, 2026

Final
Final | Div/Share: ₹10.00

Dividend/Share

₹10.00

Ex DateEx Date

Aug 21, 2026

Cash Dividend

Ex DateEx DateAug 22, 2025

Final
Final | Div/Share: ₹10.00

Dividend/Share

₹10.00

Ex DateEx Date

Aug 22, 2025

Cash Dividend

Ex DateEx DateAug 23, 2024

Final
Final | Div/Share: ₹9.00

Dividend/Share

₹9.00

Ex DateEx Date

Aug 23, 2024

Cash Dividend

Ex DateEx DateAug 18, 2023

Final
Final | Div/Share: ₹8.50

Dividend/Share

₹8.50

Ex DateEx Date

Aug 18, 2023

Cash Dividend

Ex DateEx DateSep 19, 2022

Final
Final | Div/Share: ₹8.50

Dividend/Share

₹8.50

Ex DateEx Date

Sep 19, 2022

LICHSGFIN Stock News & Opinions

LICHSGFIN Stock News & Opinions

Spotlight
Spotlight
LIC Housing Finance Ltd rises for third consecutive session

LIC Housing Finance Ltd gained for a third straight session today. The stock is quoting at Rs 550.1, up 2.44% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.17% on the day, quoting at 22490.9. The Sensex is at 72395.05, up 1.12%. LIC Housing Finance Ltd has slipped around 0.4% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has slipped around 2.31% in last one month and is currently quoting at 24640.45, up 1.18% on the day. The volume in the stock stood at 38.29 lakh shares today, compared to the daily average of 40.91 lakh shares in last one month. The benchmark October futures contract for the stock is quoting at Rs 552.75, up 2% on the day. LIC Housing Finance Ltd is down 3.23% in last one year as compared to a 11.05% drop in NIFTY and a 7.12% drop in the Nifty Financial Services index.The PE of the stock is 5.16 based on TTM earnings ending June 26.

4 days agoCapital Market - Live
Spotlight
Spotlight
LIC Housing Finance Ltd eases for fifth straight session

LIC Housing Finance Ltd dropped for a fifth straight session today. The stock is quoting at Rs 505.7, down 0.65% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.25% on the day, quoting at 22478.35. The Sensex is at 72078.38, up 0.23%.LIC Housing Finance Ltd has eased around 8.39% in last one month.Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has eased around 5.11% in last one month and is currently quoting at 24556.1, up 0.22% on the day. The volume in the stock stood at 10.97 lakh shares today, compared to the daily average of 35.89 lakh shares in last one month. The benchmark October futures contract for the stock is quoting at Rs 507.55, down 0.87% on the day. LIC Housing Finance Ltd tumbled 12.33% in last one year as compared to a 10.37% slide in NIFTY and a 7.87% fall in the Nifty Financial Services index.The PE of the stock is 4.91 based on TTM earnings ending June 26.

1 week agoCapital Market - Live
Spotlight
Spotlight
LIC Housing Finance Ltd up for fifth session

LIC Housing Finance Ltd is up for a fifth straight session in a row. The stock is quoting at Rs 569, up 0.18% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is down around 0.29% on the day, quoting at 23345.95. The Sensex is at 74614.23, down 0.33%. LIC Housing Finance Ltd has risen around 15.79% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has risen around 2.73% in last one month and is currently quoting at 25524.7, down 0.32% on the day. The volume in the stock stood at 16.94 lakh shares today, compared to the daily average of 43.08 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 568.65, down 0.07% on the day. LIC Housing Finance Ltd is down 2.33% in last one year as compared to a 7.25% drop in NIFTY and a 4.2% drop in the Nifty Financial Services index.The PE of the stock is 5.45 based on TTM earnings ending June 26.

3 weeks agoCapital Market - Live
Spotlight
Spotlight
LIC Housing Finance Ltd soars 3.91%, rises for third straight session

LIC Housing Finance Ltd rose for a third straight session today. The stock is quoting at Rs 575.65, up 3.91% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.28% on the day, quoting at 23940.4. The Sensex is at 76706.33, up 0.73%. LIC Housing Finance Ltd has added around 12.42% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has added around 2.76% in last one month and is currently quoting at 25923.05, up 0.7% on the day. The volume in the stock stood at 51.58 lakh shares today, compared to the daily average of 28.84 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 576.75, up 3.78% on the day. LIC Housing Finance Ltd is up 3.87% in last one year as compared to a 3.24% fall in NIFTY and a 0.83% fall in the Nifty Financial Services index.The PE of the stock is 5.32 based on TTM earnings ending June 26.

1 month agoCapital Market - Live
Corporate
Corporate
LIC Housing Finance announces Joint General Manager I Sreedhar's retirement in August 2026

LIC Housing Finance Limited informed the National Stock Exchange of India and BSE Limited that I Sreedhar, Joint General Manager, has ceased to hold the position due to superannuation, effective August 31, 2026.

1 month agoCapital Market - Live
Spotlight
Spotlight
LIC Housing Finance Ltd soars 1.32%, Gains for third straight session

LIC Housing Finance Ltd is up for a third straight session in a row. The stock is quoting at Rs 531.3, up 1.32% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.13% on the day, quoting at 24176.5. The Sensex is at 77361.12, down 0.14%. LIC Housing Finance Ltd has dropped around 2.64% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has dropped around 1.21% in last one month and is currently quoting at 26386.75, down 0.18% on the day. The volume in the stock stood at 51.98 lakh shares today, compared to the daily average of 22.46 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 537.35, up 1.41% on the day. LIC Housing Finance Ltd is down 2.93% in last one year as compared to a 1.32% fall in NIFTY and a 2.72% fall in the Nifty Financial Services index.The PE of the stock is 5.05 based on TTM earnings ending June 26.

1 month agoCapital Market - Live
Spotlight
Spotlight
LIC Housing Finance Ltd eases for fifth straight session

LIC Housing Finance Ltd dropped for a fifth straight session today. The stock is quoting at Rs 511.45, down 0.11% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.27% on the day, quoting at 24547.3. The Sensex is at 78458.26, up 0.04%.LIC Housing Finance Ltd has eased around 6.81% in last one month.Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has eased around 1.03% in last one month and is currently quoting at 26844.7, down 0.48% on the day. The volume in the stock stood at 7.12 lakh shares today, compared to the daily average of 12.86 lakh shares in last one month. The benchmark August futures contract for the stock is quoting at Rs 502.35, down 0.29% on the day. LIC Housing Finance Ltd tumbled 11.22% in last one year as compared to a 0.11% slide in NIFTY and a 1.31% spurt in the Nifty Financial Services index.The PE of the stock is 4.94 based on TTM earnings ending June 26.

2 months agoCapital Market - Live
Earnings
Earnings
LIC Housing Finance consolidated net profit rises 9.90% in the June 2026 quarter

Net profit of LIC Housing Finance rose 9.90% to Rs 1498.85 crore in the quarter ended June 2026 as against Rs 1363.89 crore during the previous quarter ended June 2025. Sales declined 1.34% to Rs 7066.80 crore in the quarter ended June 2026 as against Rs 7162.42 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales7066.807162.42 -1 OPM %97.2594.61 - PBDT1931.331729.50 12 PBT1901.181704.60 12 NP1498.851363.89 10 Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Corporate
LIC Housing Finance to conduct board meeting

LIC Housing Finance will hold a meeting of the Board of Directors of the Company on 30 July 2026.

2 months agoCapital Market - Live
Corporate
Corporate
LIC Housing Finance to conduct AGM

LIC Housing Finance announced that the 37th Annual General Meeting(AGM) of the company will be held on 28 August 2026.

3 months agoCapital Market - Live

Frequently asked questions

  1. The share price of LICHSGFIN as on 13th October 2026 is ₹564. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of LIC Housing Finance Ltd (LICHSGFIN) share are
    • Past 1 week: 11.62%
    • Past 1 month: 0.28%
    • Past 3 months: 2.19%
    • Past 6 months: 8.39%
    • Past 1 year: -1.46%
    • Past 3 years: 20%
    • Past 5 years: 26.27%

  3. The current dividend yield of LIC Housing Finance Ltd (LICHSGFIN) is 1.81.

  4. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of LIC Housing Finance Ltd (LICHSGFIN) is ₹30344.23 Cr as of 13th October 2026.

  5. The 52-week high of LIC Housing Finance Ltd (LICHSGFIN) is ₹598.20 and the 52-week low is ₹458.90.

  6. The P/E (price-to-earnings) ratio of LIC Housing Finance Ltd (LICHSGFIN) is 5.42. The P/B (price-to-book) ratio is 0.73.

  7. LIC Housing Finance Ltd (LICHSGFIN) belongs to the Financials sector & Home Financing sub-sector.

  8. You can directly buy LIC Housing Finance Ltd (LICHSGFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.