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LIC Housing Finance Ltd

LICHSGFIN Share Price

619.001.99% (+12.10)
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With a market cap of ₹33,383 cr, stock is ranked 249

Stock is 2.22x as volatile as Nifty

LICHSGFIN Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

Low

Undervalued compared to the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹33,383 cr, stock is ranked 249

Stock is 2.22x as volatile as Nifty

LICHSGFIN Performance & Key Metrics

LICHSGFIN Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
6.131.061.65%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.172.481.02%

LICHSGFIN Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
48%
Analysts have suggested that investors can buy this stock

from 25 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

LICHSGFIN Company Profile

LIC Housing Finance Limited is engaged in the housing finance business. The Company provides loans for purchase, construction, repairs and renovation of houses/flats to individuals, corporate bodies, builders and co-operative housing societies.

Investor Presentation

View older View older 

May 15, 2025

PDF
View Older Presentations

LICHSGFIN Similar Stocks (Peers)

Compare with peers Compare with peers 

LICHSGFIN Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
14.62
14.62
1Y Return
37.35%
37.35%
Buy Reco %
92.31
92.31
PE Ratio
22.97
22.97
1Y Return
6.30%
6.30%
Buy Reco %
85.71
85.71
PE Ratio
27.42
27.42
1Y Return
9.52%
9.52%
Buy Reco %
66.67
66.67
PE Ratio
37.40
37.40
1Y Return
29.82%
29.82%
Buy Reco %
88.24
88.24
PE Ratio
12.38
12.38
1Y Return
9.28%
9.28%
Buy Reco %
71.43
71.43
Compare with Peers

LICHSGFIN Forecast

LICHSGFIN Forecasts

Price

Revenue

Earnings

LICHSGFIN

LICHSGFIN

Income

Balance Sheet

Cash Flow

LICHSGFIN Income Statement

LICHSGFIN Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 7.36%, vs industry avg of 2.89%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 12.01% to 49.85%

Higher than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 17.76%, vs industry avg of 7.13%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue14,100.9214,876.4417,398.4619,706.8819,880.2220,005.3122,728.2127,277.8028,113.6428,114.82
Raw Materialssubtract21,137.0121,138.19
Power & Fuel Costsubtract
Employee Costsubtract266.23245.10274.58327.62323.78602.45516.41649.63
Selling & Administrative Expensessubtract313.62190.94442.19231.24276.34279.11387.94372.03
Operating & Other expensessubtract10,538.1811,648.2113,278.0215,814.7315,862.5016,281.3018,194.0520,122.54
Depreciation/Amortizationsubtract9.7010.2111.9251.1152.4755.1969.0469.2397.7797.77
Interest & Other Itemssubtract
Taxes & Other Itemssubtract1,030.92774.05957.80878.92624.41501.61670.001,305.161,436.631,436.63
EPS38.4639.7748.2347.6254.3143.3452.5586.5298.9598.94
DPS6.206.807.608.008.508.508.509.0010.009.00
Payout ratio0.160.170.160.170.160.200.160.100.100.09

LICHSGFIN Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual Report Pending

Investor Presentation

May 15PDF
Jan 31PDF
Oct 28PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 3PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Nov 2PDF
Aug 5PDF
FY 2022FY 2022

Annual report

PDF

Investor Presentation

May 19PDF
Jan 27PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
FY 2015FY 2015

Annual report

PDF
 

LICHSGFIN Stock Peers

LICHSGFIN Past Performance & Peer Comparison

LICHSGFIN Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsHome Financing

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
LIC Housing Finance Ltd6.131.061.65%
PNB Housing Finance Ltd14.621.890.46%
Aptus Value Housing Finance India Ltd22.974.581.30%
Aavas Financiers Ltd27.424.17

LICHSGFIN Stock Price Comparison

Compare LICHSGFIN with any stock or ETF
Compare LICHSGFIN with any stock or ETF
LICHSGFIN
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LICHSGFIN Holdings

LICHSGFIN Shareholdings

LICHSGFIN Promoter Holdings Trend

LICHSGFIN Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

LICHSGFIN Institutional Holdings Trend

LICHSGFIN Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

LICHSGFIN Shareholding Pattern

LICHSGFIN Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding45.24%17.03%4.31%21.55%11.87%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

LICHSGFIN Shareholding History

LICHSGFIN Shareholding History

Dec '23MarJunSepDec '24Mar21.63%22.59%23.19%21.95%21.23%21.55%

Mutual Funds Invested in LICHSGFIN

Mutual Funds Invested in LICHSGFIN

No mutual funds holding trends are available

Top 5 Mutual Funds holding LIC Housing Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
2.2011%1.37%-0.11%57/70 (-7)
1.5582%0.96%0.63%23/91 (+10)
1.1795%0.96%-0.31%73/112 (-9)

Compare 3-month MF holding change on Screener

LICHSGFIN Insider Trades & Bulk Stock Deals

LICHSGFIN Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing LICHSGFIN stock

smallcases containing LICHSGFIN stock

Looks like this stock is not in any smallcase yet.

LICHSGFIN Events

LICHSGFIN Events

LICHSGFIN Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

LICHSGFIN has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 1.65%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹16.48 every year

Dividends

Corp. Actions

Announcements

Legal Orders

LICHSGFIN Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

LICHSGFIN has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 1.65%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹16.48 every year

LICHSGFIN Upcoming Dividends

LICHSGFIN Upcoming Dividends

No upcoming dividends are available

LICHSGFIN Past Dividends

LICHSGFIN Past Dividends

Cash Dividend

Ex DateEx DateAug 23, 2024

Final
Final | Div/Share: ₹9.00

Dividend/Share

9.00

Ex DateEx Date

Aug 23, 2024

Cash Dividend

Ex DateEx DateAug 18, 2023

Final
Final | Div/Share: ₹8.50

Dividend/Share

8.50

Ex DateEx Date

Aug 18, 2023

Cash Dividend

Ex DateEx DateSep 19, 2022

Final
Final | Div/Share: ₹8.50

Dividend/Share

8.50

Ex DateEx Date

Sep 19, 2022

Cash Dividend

Ex DateEx DateSep 16, 2021

Final
Final | Div/Share: ₹8.50

Dividend/Share

8.50

Ex DateEx Date

Sep 16, 2021

Cash Dividend

Ex DateEx DateSep 17, 2020

Final
Final | Div/Share: ₹8.00

Dividend/Share

8.00

Ex DateEx Date

Sep 17, 2020

LICHSGFIN Stock News & Opinions

LICHSGFIN Stock News & Opinions

Corporate
LIC Housing Finance announces cessation of director

LIC Housing Finance announced that V. K. Kukreja (DIN - 01185834) has completed two consecutive terms of 5 years each, as an Independent Director on the Board of LIC Housing Finance at the closure of the day on 29 June 2025. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Spotlight
LIC Housing posts PAT of Rs 1,368 crore in Q4; NIM declines to 2.86%

Net interest income (NII) fell by 3% to Rs 2166.44 crore in the quarter ended March 2025 from Rs 2237.60 crore in the quarter ended March 2024. Net interest margin (NIM) for the quarter stood at 2.86% as against 3.15% for Q4 FY 2024. Profit before tax in Q4 FY25 stood at Rs 1,769.58 crore, up by 20% from Rs 1,476.18 crore in Q4 FY24. Total disbursements for the fourth quarter were were at Rs 19,156 crore in Q4 FY2025, as against Rs 18,232 crore for the corresponding period in FY 2024, up by 5%. Out of this, disbursements in the Individual Home Loan segment were at Rs 15,383 crore (up 8% YoY) and Project loans were at Rs 875 crore (down 42% YoY). The provisions for expected credit loss (ECL) stood at Rs 4,899.03 crore as on 31 March 2025, as against Rs 6,270.06 crore as on 31 March 2024. The Stage 3 exposure at default as of 31 March 2025 stood at 2.47% against 3.31% as of 31 March 2024 and 2.75% as on 31 December 2024. The Individual Home Loan portfolio stood at Rs. 2,61,562 crore as on 31 March 2025, up by 7% YoY. The Project loan portfolio stood at Rs 9,213 crore as on 31 March 2025, up by 15% YoY. The total outstanding portfolio grew at 7% to Rs. 3,07,732 crore from Rs 2,86,844 crore in the earlier year. For FY25, LIC Housing has registered a net profit of Rs 5,429.02 crore (up 14% YoY) and revenue from operations of Rs 28,050.14 crore (up 3% YoY). Tribhuwan Adhikari, managing director & chief executive officer of LIC Housing Finance, said: The housing finance sector has been witnessing strong credit growth with tier-2 and tier-3 cities as main drivers. This has provided a momentum to our efforts towards deeper penetration and improving financial inclusion across the country. Our constant focus towards customer service, effective cost management and improvement in asset quality have contributed to stable margins and improved profitability. As we move into the next fiscal, we remain optimistic about our industry growth, especially in the affordable segment. This should give us a positive road map over the upcoming 12 months.' LIC Housing Finance is the largest housing finance company in India. It has one of the widest networks of offices across the country and representative office in Dubai. In addition, the company also distributes its products through branches of its subsidiary LIC HFL Financial Services. The scrip declined 1.46% to currently trade at Rs 615.80 on the BSE. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Board of LIC Housing Finance recommends final dividend

LIC Housing Finance announced that the Board of Directors of the Company at its meeting held on 15 May 2025, inter alia, have recommended the final dividend of Rs 10 per equity Share (i.e. 500%) , subject to the approval of the shareholders.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
LIC Housing Finance consolidated net profit rises 26.98% in the March 2025 quarter

Net profit of LIC Housing Finance rose 26.98% to Rs 1373.38 crore in the quarter ended March 2025 as against Rs 1081.57 crore during the previous quarter ended March 2024. Sales rose 5.14% to Rs 7305.52 crore in the quarter ended March 2025 as against Rs 6948.21 crore during the previous quarter ended March 2024. For the full year,net profit rose 14.26% to Rs 5442.23 crore in the year ended March 2025 as against Rs 4762.97 crore during the previous year ended March 2024. Sales rose 3.05% to Rs 28110.08 crore in the year ended March 2025 as against Rs 27276.97 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales7305.526948.21 5 28110.0827276.97 3 OPM %92.4888.49 -94.2889.90 - PBDT1806.461500.13 20 6976.636137.36 14 PBT1780.051481.77 20 6878.866068.13 13 NP1373.381081.57 27 5442.234762.97 14 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
LIC Housing Finance schedules board meeting

LIC Housing Finance will hold a meeting of the Board of Directors of the Company on 15 May 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
LIC Housing Finance appoints Lokesh Mudhra as CFO

Consequent to the above, Sudipto Sil who was a chief financial officer and designated as key managerial personnel has been transferred and redesignated as marketing head of western region at Mumbai with effect from 17th April, 2025. Lokesh Mundhra holds a position of Zonal Manager at LIC of India. He is a qualified Chartered Accountant. Further, he has served under various roles at LIC of India for last 32 years in various departments like Finance & Accounts, Personel, Legal, Estates, with last six years in the investment department of LIC with exposure to all the three wing of investment i.e. operations, monitoring and front office. LIC Housing Finance is the largest housing finance company in India. It has one of the widest networks of offices across the country and representative office in Dubai. In addition, the company also distributes its products through branches of its subsidiary LIC HFL Financial Services. The company's consolidated net profit jumped 22.7% to Rs 1,434.84 crore in Q3 FY25 as compared with Rs 1,168.92 crore in Q3 FY24. Total income increased 3.9% YoY to Rs 7,070.51 crore in Q3 FY25. The counter advanced 1.74% to settle at Rs 604.45 on Thursday, 17 April 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
LIC Housing Finance Ltd spurts 0.02%, rises for fifth straight session

LIC Housing Finance Ltd gained for a fifth straight session today. The stock is quoting at Rs 530.25, up 0.02% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.14% on the day, quoting at 22577. The Sensex is at 74336.54, down 0%. LIC Housing Finance Ltd has slipped around 5.79% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has slipped around 1.04% in last one month and is currently quoting at 23163, down 0.03% on the day. The volume in the stock stood at 5.65 lakh shares today, compared to the daily average of 13.89 lakh shares in last one month. The benchmark March futures contract for the stock is quoting at Rs 529, down 0.45% on the day. LIC Housing Finance Ltd is down 16.44% in last one year as compared to a 1.09% jump in NIFTY and a 11% jump in the Nifty Financial Services index.The PE of the stock is 5.66 based on TTM earnings ending December 24.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Board of LIC Housing Finance approves borrowing budget of Rs 1.22 lakh crore for FY2026

The Board of LIC Housing Finance at its meeting held on 05 March 2025 has approved the Borrowing budget aggregate to Rs. 1,22,500 crore for Financial Year 2025-2026 through Loans and/or Issue of Redeemable Non-Convertible Debentures/ Zero Couponed Bonds/ Subordinate Debt / Upper Tier II Bonds / Commercial Paper / External Commercial Borrowing / Bonds/Foreign Currency Bond/ Securitization by private placement/Public Issue, Refinance from NHB in one or more tranches, Deposits from Public, Corporate, trusts and any other mode of borrowing.Powered by Capital Market - Live

4 months agoCapital Market - Live
Spotlight
LIC Housing Finance Ltd spurts 3.46%, gains for third straight session

LIC Housing Finance Ltd is up for a third straight session in a row. The stock is quoting at Rs 520.6, up 3.46% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.3% on the day, quoting at 22369.85. The Sensex is at 73855.47, up 1.19%. LIC Housing Finance Ltd has dropped around 9.65% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has dropped around 2.47% in last one month and is currently quoting at 23028.45, up 0.2% on the day. The volume in the stock stood at 11.53 lakh shares today, compared to the daily average of 13.8 lakh shares in last one month. The benchmark March futures contract for the stock is quoting at Rs 524.2, up 3.59% on the day. LIC Housing Finance Ltd is down 18.68% in last one year as compared to a 0.46% drop in NIFTY and a 9.96% drop in the Nifty Financial Services index.The PE of the stock is 5.38 based on TTM earnings ending December 24.Powered by Capital Market - Live

4 months agoCapital Market - Live
Spotlight
LIC Housing Finance Ltd eases for fifth straight session

LIC Housing Finance Ltd fell for a fifth straight session today. The stock is quoting at Rs 496.25, down 3.35% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 1.84% on the day, quoting at 22131.1. The Sensex is at 73247.33, down 1.83%.LIC Housing Finance Ltd has eased around 13.64% in last one month.Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has eased around 0.46% in last one month and is currently quoting at 23173.65, down 1.02% on the day. The volume in the stock stood at 12.56 lakh shares today, compared to the daily average of 15.15 lakh shares in last one month. The benchmark March futures contract for the stock is quoting at Rs 499.35, down 3.3% on the day. LIC Housing Finance Ltd tumbled 23.41% in last one year as compared to a 0.67% rally in NIFTY and a 12.4% spurt in the Nifty Financial Services index.The PE of the stock is 5.47 based on TTM earnings ending December 24.Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of LIC Housing Finance Ltd (LICHSGFIN) today?

    The share price of LICHSGFIN as on 15th July 2025 is ₹619. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on LIC Housing Finance Ltd (LICHSGFIN) share?

    The past returns of LIC Housing Finance Ltd (LICHSGFIN) share are
    • Past 1 week: -0.25%
    • Past 1 month: 0.80%
    • Past 3 months: 5.30%
    • Past 6 months: 11.95%
    • Past 1 year: -22.94%
    • Past 3 years: 71.66%
    • Past 5 years: 138.12%

  3. What are the peers or stocks similar to LIC Housing Finance Ltd (LICHSGFIN)?
  4. What is the dividend yield % of LIC Housing Finance Ltd (LICHSGFIN) share?

    The current dividend yield of LIC Housing Finance Ltd (LICHSGFIN) is 1.65.

  5. What is the market cap of LIC Housing Finance Ltd (LICHSGFIN) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of LIC Housing Finance Ltd (LICHSGFIN) is ₹33383.32 Cr as of 15th July 2025.

  6. What is the 52 week high and low of LIC Housing Finance Ltd (LICHSGFIN) share?

    The 52-week high of LIC Housing Finance Ltd (LICHSGFIN) is ₹826.75 and the 52-week low is ₹483.70.

  7. What is the PE and PB ratio of LIC Housing Finance Ltd (LICHSGFIN) stock?

    The P/E (price-to-earnings) ratio of LIC Housing Finance Ltd (LICHSGFIN) is 6.13. The P/B (price-to-book) ratio is 1.06.

  8. Which sector does LIC Housing Finance Ltd (LICHSGFIN) belong to?

    LIC Housing Finance Ltd (LICHSGFIN) belongs to the Financials sector & Home Financing sub-sector.

  9. How to buy LIC Housing Finance Ltd (LICHSGFIN) shares?

    You can directly buy LIC Housing Finance Ltd (LICHSGFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.