LIC Housing Finance Ltd

LIC Housing Finance announced that V. K. Kukreja (DIN - 01185834) has completed two consecutive terms of 5 years each, as an Independent Director on the Board of LIC Housing Finance at the closure of the day on 29 June 2025. Powered by Capital Market - Live

Net interest income (NII) fell by 3% to Rs 2166.44 crore in the quarter ended March 2025 from Rs 2237.60 crore in the quarter ended March 2024. Net interest margin (NIM) for the quarter stood at 2.86% as against 3.15% for Q4 FY 2024. Profit before tax in Q4 FY25 stood at Rs 1,769.58 crore, up by 20% from Rs 1,476.18 crore in Q4 FY24. Total disbursements for the fourth quarter were were at Rs 19,156 crore in Q4 FY2025, as against Rs 18,232 crore for the corresponding period in FY 2024, up by 5%. Out of this, disbursements in the Individual Home Loan segment were at Rs 15,383 crore (up 8% YoY) and Project loans were at Rs 875 crore (down 42% YoY). The provisions for expected credit loss (ECL) stood at Rs 4,899.03 crore as on 31 March 2025, as against Rs 6,270.06 crore as on 31 March 2024. The Stage 3 exposure at default as of 31 March 2025 stood at 2.47% against 3.31% as of 31 March 2024 and 2.75% as on 31 December 2024. The Individual Home Loan portfolio stood at Rs. 2,61,562 crore as on 31 March 2025, up by 7% YoY. The Project loan portfolio stood at Rs 9,213 crore as on 31 March 2025, up by 15% YoY. The total outstanding portfolio grew at 7% to Rs. 3,07,732 crore from Rs 2,86,844 crore in the earlier year. For FY25, LIC Housing has registered a net profit of Rs 5,429.02 crore (up 14% YoY) and revenue from operations of Rs 28,050.14 crore (up 3% YoY). Tribhuwan Adhikari, managing director & chief executive officer of LIC Housing Finance, said: The housing finance sector has been witnessing strong credit growth with tier-2 and tier-3 cities as main drivers. This has provided a momentum to our efforts towards deeper penetration and improving financial inclusion across the country. Our constant focus towards customer service, effective cost management and improvement in asset quality have contributed to stable margins and improved profitability. As we move into the next fiscal, we remain optimistic about our industry growth, especially in the affordable segment. This should give us a positive road map over the upcoming 12 months.' LIC Housing Finance is the largest housing finance company in India. It has one of the widest networks of offices across the country and representative office in Dubai. In addition, the company also distributes its products through branches of its subsidiary LIC HFL Financial Services. The scrip declined 1.46% to currently trade at Rs 615.80 on the BSE. Powered by Capital Market - Live

LIC Housing Finance announced that the Board of Directors of the Company at its meeting held on 15 May 2025, inter alia, have recommended the final dividend of Rs 10 per equity Share (i.e. 500%) , subject to the approval of the shareholders.Powered by Capital Market - Live

Net profit of LIC Housing Finance rose 26.98% to Rs 1373.38 crore in the quarter ended March 2025 as against Rs 1081.57 crore during the previous quarter ended March 2024. Sales rose 5.14% to Rs 7305.52 crore in the quarter ended March 2025 as against Rs 6948.21 crore during the previous quarter ended March 2024. For the full year,net profit rose 14.26% to Rs 5442.23 crore in the year ended March 2025 as against Rs 4762.97 crore during the previous year ended March 2024. Sales rose 3.05% to Rs 28110.08 crore in the year ended March 2025 as against Rs 27276.97 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales7305.526948.21 5 28110.0827276.97 3 OPM %92.4888.49 -94.2889.90 - PBDT1806.461500.13 20 6976.636137.36 14 PBT1780.051481.77 20 6878.866068.13 13 NP1373.381081.57 27 5442.234762.97 14 Powered by Capital Market - Live

LIC Housing Finance will hold a meeting of the Board of Directors of the Company on 15 May 2025.Powered by Capital Market - Live

Consequent to the above, Sudipto Sil who was a chief financial officer and designated as key managerial personnel has been transferred and redesignated as marketing head of western region at Mumbai with effect from 17th April, 2025. Lokesh Mundhra holds a position of Zonal Manager at LIC of India. He is a qualified Chartered Accountant. Further, he has served under various roles at LIC of India for last 32 years in various departments like Finance & Accounts, Personel, Legal, Estates, with last six years in the investment department of LIC with exposure to all the three wing of investment i.e. operations, monitoring and front office. LIC Housing Finance is the largest housing finance company in India. It has one of the widest networks of offices across the country and representative office in Dubai. In addition, the company also distributes its products through branches of its subsidiary LIC HFL Financial Services. The company's consolidated net profit jumped 22.7% to Rs 1,434.84 crore in Q3 FY25 as compared with Rs 1,168.92 crore in Q3 FY24. Total income increased 3.9% YoY to Rs 7,070.51 crore in Q3 FY25. The counter advanced 1.74% to settle at Rs 604.45 on Thursday, 17 April 2025.Powered by Capital Market - Live

LIC Housing Finance Ltd gained for a fifth straight session today. The stock is quoting at Rs 530.25, up 0.02% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.14% on the day, quoting at 22577. The Sensex is at 74336.54, down 0%. LIC Housing Finance Ltd has slipped around 5.79% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has slipped around 1.04% in last one month and is currently quoting at 23163, down 0.03% on the day. The volume in the stock stood at 5.65 lakh shares today, compared to the daily average of 13.89 lakh shares in last one month. The benchmark March futures contract for the stock is quoting at Rs 529, down 0.45% on the day. LIC Housing Finance Ltd is down 16.44% in last one year as compared to a 1.09% jump in NIFTY and a 11% jump in the Nifty Financial Services index.The PE of the stock is 5.66 based on TTM earnings ending December 24.Powered by Capital Market - Live

The Board of LIC Housing Finance at its meeting held on 05 March 2025 has approved the Borrowing budget aggregate to Rs. 1,22,500 crore for Financial Year 2025-2026 through Loans and/or Issue of Redeemable Non-Convertible Debentures/ Zero Couponed Bonds/ Subordinate Debt / Upper Tier II Bonds / Commercial Paper / External Commercial Borrowing / Bonds/Foreign Currency Bond/ Securitization by private placement/Public Issue, Refinance from NHB in one or more tranches, Deposits from Public, Corporate, trusts and any other mode of borrowing.Powered by Capital Market - Live

LIC Housing Finance Ltd is up for a third straight session in a row. The stock is quoting at Rs 520.6, up 3.46% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.3% on the day, quoting at 22369.85. The Sensex is at 73855.47, up 1.19%. LIC Housing Finance Ltd has dropped around 9.65% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has dropped around 2.47% in last one month and is currently quoting at 23028.45, up 0.2% on the day. The volume in the stock stood at 11.53 lakh shares today, compared to the daily average of 13.8 lakh shares in last one month. The benchmark March futures contract for the stock is quoting at Rs 524.2, up 3.59% on the day. LIC Housing Finance Ltd is down 18.68% in last one year as compared to a 0.46% drop in NIFTY and a 9.96% drop in the Nifty Financial Services index.The PE of the stock is 5.38 based on TTM earnings ending December 24.Powered by Capital Market - Live

LIC Housing Finance Ltd fell for a fifth straight session today. The stock is quoting at Rs 496.25, down 3.35% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 1.84% on the day, quoting at 22131.1. The Sensex is at 73247.33, down 1.83%.LIC Housing Finance Ltd has eased around 13.64% in last one month.Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has eased around 0.46% in last one month and is currently quoting at 23173.65, down 1.02% on the day. The volume in the stock stood at 12.56 lakh shares today, compared to the daily average of 15.15 lakh shares in last one month. The benchmark March futures contract for the stock is quoting at Rs 499.35, down 3.3% on the day. LIC Housing Finance Ltd tumbled 23.41% in last one year as compared to a 0.67% rally in NIFTY and a 12.4% spurt in the Nifty Financial Services index.The PE of the stock is 5.47 based on TTM earnings ending December 24.Powered by Capital Market - Live