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LIC Housing Finance Ltd

LIC Housing Finance Ltd

LICHSGFIN Share Price

NSE
520.352.13% (-11.30)
High
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Returns
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1M
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5Y
Max
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With a market cap of ₹25,341 cr, stock is ranked 275

Stock is 1.80x as volatile as Nifty

LICHSGFIN Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

Low

Undervalued compared to the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹25,341 cr, stock is ranked 275

Stock is 1.80x as volatile as Nifty

LICHSGFIN Performance & Key Metrics

LICHSGFIN Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
4.620.702.17%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
15.722.141.11%

LICHSGFIN Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
44%
Analysts have suggested that investors can buy this stock

from 25 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

LICHSGFIN Company Profile

LIC Housing Finance Limited is engaged in the housing finance business. The Company provides loans for purchase, construction, repairs and renovation of houses/flats to individuals, corporate bodies, builders and co-operative housing societies.

Investor Presentation

View older View older 

Jan 30, 2026

PDF
View Older Presentations

LICHSGFIN Similar Stocks (Peers)

Compare with peers Compare with peers 

LICHSGFIN Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
10.10
10.10
1Y Return
12.79%
12.79%
Buy Reco %
83.33
83.33
PE Ratio
12.75
12.75
1Y Return
26.44%
26.44%
Buy Reco %
85.71
85.71
PE Ratio
-5.85
-5.85
1Y Return
34.35%
34.35%
Buy Reco %
0.00
0.00
PE Ratio
13.42
13.42
1Y Return
27.42%
27.42%
Buy Reco %
88.24
88.24
PE Ratio
24.72
24.72
1Y Return
3.93%
3.93%
Buy Reco %
95.00
95.00
Compare with Peers

LICHSGFIN Sentiment Analysis

LICHSGFIN Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

LICHSGFIN Stock Summary · February 2026

In Q3 FY26, the company demonstrated resilience amid a challenging housing finance landscape, reporting a modest revenue increase while managing to protect its net interest margin despite rising operational costs. While disbursement growth has stagnated due to intense competition, particularly from banks, there is cautious optimism for a rebound in Q4, traditionally a stronger period. Strategic initiatives are underway to diversify the loan portfolio and enhance operational efficiency, with a focus on self-employed and affordable housing segments. However, borrower sentiment remains subdued, as many potential clients await further interest rate reductions before committing to loans. The company is also addressing legacy loans and adjusting credit underwriting standards to remain competitive, reflecting a commitment to long-term stability and growth.

LICHSGFIN Stock Growth Drivers
LICHSGFIN Stock Growth Drivers
7
  • Competitive Interest Rates

    The company has successfully reduced its new home loan rates to 7.15%, making it competitive

  • Growth in Disbursements

    The company has reported a significant improvement in disbursement figures, with January showing approximately Rs.

LICHSGFIN Stock Challenges
LICHSGFIN Stock Challenges
8
  • Declining Profitability

    The company reported a decrease in profit before tax, falling to Rs. 1,742.51 crores from

  • Tightening Liquidity Conditions

    Liquidity conditions, which were initially comfortable due to the Reserve Bank of India's liquidity infusion,

LICHSGFIN Forecast

LICHSGFIN Forecasts

Price

Revenue

Earnings

LICHSGFIN

LICHSGFIN

Income

Balance Sheet

Cash Flow

LICHSGFIN Income Statement

LICHSGFIN Income Statement

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Quartersep 2023dec 2023mar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025
Total Revenue6,765.876,804.196,948.616,799.126,939.647,070.517,305.557,250.447,179.797,215.15
Operating & Other expensessubtract5,269.675,331.565,448.485,141.155,250.675,247.285,499.095,520.945,444.465,419.18
Depreciation/Amortizationsubtract13.1618.3118.3622.5023.9424.9226.4124.9032.3333.55
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract291.27285.40400.20329.17337.32363.47406.67340.71353.75364.40
EPS21.6721.2119.6723.7524.1426.0924.9724.8024.5325.42

LICHSGFIN Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Jan 30PDF
Oct 29PDF
Aug 1PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 15PDF
Jan 31PDF
Oct 28PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 3PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Nov 2PDF
Aug 5PDF
FY 2022FY 2022

Annual report

PDF

Investor Presentation

May 19PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
 

LICHSGFIN Stock Peers

LICHSGFIN Past Performance & Peer Comparison

LICHSGFIN Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsHome Financing

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
LIC Housing Finance Ltd4.660.702.17%
PNB Housing Finance Ltd10.101.160.66%
Can Fin Homes Ltd12.752.161.46%
Sammaan Capital Ltd-5.850.481.54%

LICHSGFIN Stock Price Comparison

Compare LICHSGFIN with any stock or ETF
Compare LICHSGFIN with any stock or ETF
LICHSGFIN
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LICHSGFIN Holdings

LICHSGFIN Shareholdings

LICHSGFIN Promoter Holdings Trend

LICHSGFIN Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

LICHSGFIN Institutional Holdings Trend

LICHSGFIN Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

LICHSGFIN Shareholding Pattern

LICHSGFIN Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding45.24%18.21%3.60%20.36%12.59%

Mar 2025

Jun 2025

Sep 2025

Dec 2025

LICHSGFIN Shareholding History

LICHSGFIN Shareholding History

SepDec '24MarJunSepDec '2521.95%21.23%21.55%20.26%20.17%20.36%

Mutual Funds Invested in LICHSGFIN

Mutual Funds Invested in LICHSGFIN

No mutual funds holding trends are available

Top 5 Mutual Funds holding LIC Housing Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
2.2856%1.04%0.03%27/90 (-3)
1.6671%0.54%0.11%34/294 (+14)
1.3289%3.60%1.66%7/51 (+5)

Compare 3-month MF holding change on Screener

LICHSGFIN Insider Trades & Bulk Stock Deals

LICHSGFIN Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing LICHSGFIN stock

smallcases containing LICHSGFIN stock

Looks like this stock is not in any smallcase yet.

LICHSGFIN Events

LICHSGFIN Events

LICHSGFIN Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

LICHSGFIN has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 2.17%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹21.71 every year

Dividends

Corp. Actions

Announcements

Legal Orders

LICHSGFIN Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

LICHSGFIN has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 2.17%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹21.71 every year

LICHSGFIN Upcoming Dividends

LICHSGFIN Upcoming Dividends

No upcoming dividends are available

LICHSGFIN Past Dividends

LICHSGFIN Past Dividends

Cash Dividend

Ex DateEx DateAug 22, 2025

Final
Final | Div/Share: ₹10.00

Dividend/Share

10.00

Ex DateEx Date

Aug 22, 2025

Cash Dividend

Ex DateEx DateAug 23, 2024

Final
Final | Div/Share: ₹9.00

Dividend/Share

9.00

Ex DateEx Date

Aug 23, 2024

Cash Dividend

Ex DateEx DateAug 18, 2023

Final
Final | Div/Share: ₹8.50

Dividend/Share

8.50

Ex DateEx Date

Aug 18, 2023

Cash Dividend

Ex DateEx DateSep 19, 2022

Final
Final | Div/Share: ₹8.50

Dividend/Share

8.50

Ex DateEx Date

Sep 19, 2022

Cash Dividend

Ex DateEx DateSep 16, 2021

Final
Final | Div/Share: ₹8.50

Dividend/Share

8.50

Ex DateEx Date

Sep 16, 2021

LICHSGFIN Stock News & Opinions

LICHSGFIN Stock News & Opinions

Spotlight
LIC Housing Finance appoints Sanjay Dayal as chief operating officer

Dayal holds an MBA in finance and a PhD in psychology and is proficient in Punjabi, Hindi, and English. He began his career with Punjab National Bank before joining Life Insurance Corporation of India (LIC) in 1992. Over a career spanning more than three decades, he has held leadership roles across operations, investments, credit, and administration. He has previously served as general manager (credit appraisal) at LIC Housing Finance and as deputy general manager at LIC Pension Fund. He has also been on deputation to the National Insurance Academy. His experience includes heading the Goa Division of LIC as senior divisional manager for three years, along with managing multiple branch offices in Surat, Dehradun, and Mumbai. Internationally, he served as general manager in charge of LIC's Fiji operations for three years, during which the unit received the Business Excellence Award in 2017 from the President of Fiji. Dayal also brings extensive expertise in investment management, having spent over 11 years in LIC's investment function, where he held roles including chief equity dealer, fund manager, and head of project and debt sections. LIC Housing Finance is the largest housing finance company in India. It has one of the widest networks of offices across the country and a representative office in Dubai. In addition, the company also distributes its products through branches of its subsidiary LIC HFL Financial Services. LIC Housing Finance has reported a 2.6% decrease in net profit to Rs 1,398.02 crore on a 2% rise in revenue from operations to Rs 7,215.15 crore in Q3 FY26 as compared with Q3 FY25.

1 day agoCapital Market - Live
Spotlight
LIC Housing Finance Ltd rises for third straight session

LIC Housing Finance Ltd is up for a third straight session today. The stock is quoting at Rs 511.1, up 2.98% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 1.5% on the day, quoting at 22956.8. The Sensex is at 74072.48, down 1.6%. LIC Housing Finance Ltd has slipped around 3.19% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has slipped around 10.96% in last one month and is currently quoting at 25056.35, down 2.05% on the day. The volume in the stock stood at 29.23 lakh shares today, compared to the daily average of 19.72 lakh shares in last one month. The benchmark March futures contract for the stock is quoting at Rs 510.1, up 2.65% on the day. LIC Housing Finance Ltd is down 9.36% in last one year as compared to a 2.39% slide in NIFTY and a 2.12% slide in the Nifty Financial Services index.The PE of the stock is 4.99 based on TTM earnings ending December 25.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
LIC Housing Finance to convene board meeting

LIC Housing Finance will hold a meeting of the Board of Directors of the Company on 25 March 2026.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
LIC Housing Finance consolidated net profit declines 2.57% in the December 2025 quarter

Net profit of LIC Housing Finance declined 2.57% to Rs 1398.02 crore in the quarter ended December 2025 as against Rs 1434.84 crore during the previous quarter ended December 2024. Sales rose 1.97% to Rs 7208.92 crore in the quarter ended December 2025 as against Rs 7069.99 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales7208.927069.99 2 OPM %93.3795.80 - PBDT1795.971823.23 -1 PBT1762.421798.31 -2 NP1398.021434.84 -3 Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
LIC Housing Finance to announce Quarterly Result

LIC Housing Finance will hold a meeting of the Board of Directors of the Company on 30 January 2026.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
LIC Housing Finance Ltd soars 1.52%, up for third straight session

LIC Housing Finance Ltd rose for a third straight session today. The stock is quoting at Rs 556.45, up 1.52% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.08% on the day, quoting at 26165.55. The Sensex is at 85506.55, up 1.09%. LIC Housing Finance Ltd has dropped around 4.77% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has dropped around 0.85% in last one month and is currently quoting at 27409.4, up 1.25% on the day. The volume in the stock stood at 10.34 lakh shares today, compared to the daily average of 12.59 lakh shares in last one month. The benchmark December futures contract for the stock is quoting at Rs 560.95, up 1.79% on the day. LIC Housing Finance Ltd is down 11.33% in last one year as compared to a 7.79% gain in NIFTY and a 14.81% gain in the Nifty Financial Services index.The PE of the stock is 5.47 based on TTM earnings ending September 25.Powered by Capital Market - Live

4 months agoCapital Market - Live
Earnings
LIC Housing Finance consolidated net profit rises 1.62% in the September 2025 quarter

Net profit of LIC Housing Finance rose 1.62% to Rs 1349.25 crore in the quarter ended September 2025 as against Rs 1327.71 crore during the previous quarter ended September 2024. Sales rose 3.48% to Rs 7179.25 crore in the quarter ended September 2025 as against Rs 6937.72 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales7179.256937.72 3 OPM %93.7394.64 - PBDT1735.331688.97 3 PBT1703.001665.03 2 NP1349.251327.71 2 Powered by Capital Market - Live

5 months agoCapital Market - Live
Spotlight
LIC Housing Finance Ltd up for third straight session

LIC Housing Finance Ltd is up for a third straight session today. The stock is quoting at Rs 593.1, up 1.23% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.56% on the day, quoting at 26080.4. The Sensex is at 85005.24, up 0.45%. LIC Housing Finance Ltd has gained around 4.97% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has gained around 5.88% in last one month and is currently quoting at 27453.95, up 0.36% on the day. The volume in the stock stood at 7.05 lakh shares today, compared to the daily average of 11.61 lakh shares in last one month. The benchmark November futures contract for the stock is quoting at Rs 597.45, up 1.49% on the day. LIC Housing Finance Ltd is down 6.3% in last one year as compared to a 7.15% jump in NIFTY and a 14.62% jump in the Nifty Financial Services index.The PE of the stock is 5.87 based on TTM earnings ending June 25.Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
LIC Housing Finance to discuss results

LIC Housing Finance will hold a meeting of the Board of Directors of the Company on 29 October 2025.Powered by Capital Market - Live

5 months agoCapital Market - Live
Spotlight
LIC Housing Finance Ltd down for fifth straight session

LIC Housing Finance Ltd is down for a fifth straight session today. The stock is quoting at Rs 574.3, down 1.11% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.23% on the day, quoting at 24998.35. The Sensex is at 81448.84, down 0.33%.LIC Housing Finance Ltd has added around 2.48% in last one month.Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has increased around 1.68% in last one month and is currently quoting at 26388.45, up 0% on the day. The volume in the stock stood at 2.94 lakh shares today, compared to the daily average of 12.4 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 574.9, down 1.18% on the day. LIC Housing Finance Ltd tumbled 13.83% in last one year as compared to a 4.64% slide in NIFTY and a 4.9% spurt in the Nifty Financial Services index.The PE of the stock is 5.83 based on TTM earnings ending June 25.Powered by Capital Market - Live

6 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of LIC Housing Finance Ltd (LICHSGFIN) today?

    The share price of LICHSGFIN as on 13th April 2026 is ₹520.35. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on LIC Housing Finance Ltd (LICHSGFIN) share?

    The past returns of LIC Housing Finance Ltd (LICHSGFIN) share are
    • Past 1 week: 1.20%
    • Past 1 month: 5.04%
    • Past 3 months: -0.13%
    • Past 6 months: -9.09%
    • Past 1 year: -11.48%
    • Past 3 years: 58.93%
    • Past 5 years: 32.02%

  3. What are the peers or stocks similar to LIC Housing Finance Ltd (LICHSGFIN)?
  4. What is the dividend yield % of LIC Housing Finance Ltd (LICHSGFIN) share?

    The current dividend yield of LIC Housing Finance Ltd (LICHSGFIN) is 2.17.

  5. What is the market cap of LIC Housing Finance Ltd (LICHSGFIN) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of LIC Housing Finance Ltd (LICHSGFIN) is ₹25341.40 Cr as of 13th April 2026.

  6. What is the 52 week high and low of LIC Housing Finance Ltd (LICHSGFIN) share?

    The 52-week high of LIC Housing Finance Ltd (LICHSGFIN) is ₹646.50 and the 52-week low is ₹458.90.

  7. What is the PE and PB ratio of LIC Housing Finance Ltd (LICHSGFIN) stock?

    The P/E (price-to-earnings) ratio of LIC Housing Finance Ltd (LICHSGFIN) is 4.66. The P/B (price-to-book) ratio is 0.70.

  8. Which sector does LIC Housing Finance Ltd (LICHSGFIN) belong to?

    LIC Housing Finance Ltd (LICHSGFIN) belongs to the Financials sector & Home Financing sub-sector.

  9. How to buy LIC Housing Finance Ltd (LICHSGFIN) shares?

    You can directly buy LIC Housing Finance Ltd (LICHSGFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.