LIC Housing Finance Ltd

While net interest income (NII) improved by 3% YoY to Rs 2,221.78 crore, EBITDA margin fell by 5 basis points YoY to 2.80% in the fourth quarter. Profit before tax for Q4 FY26 was Rs 1,934.24 crore as against Rs 1,769.58 crore in Q4 FY25, a growth of 9%. The provisions for ECL stood at Rs 4,568.62 crore as on 31 March 2026 as against Rs 4,899.03 crore as on 31 March 2025. The Stage-3 exposure at default as of 31 March 2026 stood at 2.16% against 2.47 % as of 31 March 2025 and 2.45% as on 31 December 2025. Total disbursements were at Rs 21,019 crore in Q4 FY26 as against Rs 19,156 crore for the corresponding period in FY25, up by 10%. Out of this, disbursements in the individual home loan segment were at Rs. 16,672 crore (up 8% YoY), non-housing individual loan segment were at Rs 3,348 crore (up 25% YoY) and project loans added up to Rs 847 crore (down 3.2% YoY) in Q4 FY2025. The total outstanding portfolio grew at 4% to Rs 320,707 crore from Rs 307,732 crore in the earlier year. For FY26, the company has recorded net profit and revenue from operations of Rs 5,595.15 crore (up 3% YoY) and Rs 28,764.63 crore (up 3% YoY), respectively. Tribhuwan Adhikari, managing director & chief executive officer of LIC Housing Finance, said: Our performance has remained resilient despite a global war scenario, which impacts our country's oil bill and affects its macro-economic indicators. During the last quarter of FY2026, we witnessed a sustained demand momentum enabled by our efficient digital infrastructure, stable interest rate environment and our continued focus on cost optimisation plus customer-centricity. As we enter the new financial year, we remain optimistic about the housing sector outlook, driven by urbanization and continued policy support. LIC Housing Finance is the largest housing finance company in India. It has one of the widest networks of offices across the country and representative office in Dubai. The scrip declined 2.90% to currently trade at Rs 569 on the BSE. Powered by Capital Market - Live

LIC Housing Finance announced that the Board of Directors of the Company at its meeting held on 13 May 2026, inter alia, have recommended the final dividend of Rs 10 per equity Share (i.e. 500%) , subject to the approval of the shareholders.

Net profit of LIC Housing Finance rose 8.68% to Rs 1492.54 crore in the quarter ended March 2026 as against Rs 1373.39 crore during the previous quarter ended March 2025. Sales declined 1.25% to Rs 7211.92 crore in the quarter ended March 2026 as against Rs 7303.33 crore during the previous quarter ended March 2025. For the full year,net profit rose 2.97% to Rs 5603.67 crore in the year ended March 2026 as against Rs 5442.23 crore during the previous year ended March 2025. Sales rose 2.63% to Rs 28837.11 crore in the year ended March 2026 as against Rs 28097.16 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales7211.927303.33 -1 28837.1128097.16 3 OPM %93.5792.53 -93.5894.32 - PBDT1964.411806.47 9 7225.196976.63 4 PBT1933.471780.06 9 7103.476878.86 3 NP1492.541373.39 9 5603.675442.23 3 Powered by Capital Market - Live

LIC Housing Finance Ltd is up for a third straight session in a row. The stock is quoting at Rs 581.2, up 4.13% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.06% on the day, quoting at 24018.3. The Sensex is at 76839.15, down 0.23%. LIC Housing Finance Ltd has risen around 13.33% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has risen around 4.79% in last one month and is currently quoting at 25716.9, up 0.59% on the day. The volume in the stock stood at 29.62 lakh shares today, compared to the daily average of 14.58 lakh shares in last one month. The benchmark May futures contract for the stock is quoting at Rs 583.25, up 3.98% on the day. LIC Housing Finance Ltd is down 3.18% in last one year as compared to a 1.62% drop in NIFTY and a 1.14% drop in the Nifty Financial Services index.The PE of the stock is 5.62 based on TTM earnings ending December 25.Powered by Capital Market - Live

LIC Housing Finance Ltd rose for a third straight session today. The stock is quoting at Rs 564.95, up 2.72% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.36% on the day, quoting at 24321.3. The Sensex is at 77951.82, up 1.39%. LIC Housing Finance Ltd has added around 14.07% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has added around 11.11% in last one month and is currently quoting at 25937.5, up 0.76% on the day. The volume in the stock stood at 11.22 lakh shares today, compared to the daily average of 16.27 lakh shares in last one month. The benchmark May futures contract for the stock is quoting at Rs 567.5, up 2.56% on the day. LIC Housing Finance Ltd is down 5.99% in last one year as compared to a 0.05% fall in NIFTY and a 0.09% fall in the Nifty Financial Services index.The PE of the stock is 5.53 based on TTM earnings ending December 25.

Dayal holds an MBA in finance and a PhD in psychology and is proficient in Punjabi, Hindi, and English. He began his career with Punjab National Bank before joining Life Insurance Corporation of India (LIC) in 1992. Over a career spanning more than three decades, he has held leadership roles across operations, investments, credit, and administration. He has previously served as general manager (credit appraisal) at LIC Housing Finance and as deputy general manager at LIC Pension Fund. He has also been on deputation to the National Insurance Academy. His experience includes heading the Goa Division of LIC as senior divisional manager for three years, along with managing multiple branch offices in Surat, Dehradun, and Mumbai. Internationally, he served as general manager in charge of LIC's Fiji operations for three years, during which the unit received the Business Excellence Award in 2017 from the President of Fiji. Dayal also brings extensive expertise in investment management, having spent over 11 years in LIC's investment function, where he held roles including chief equity dealer, fund manager, and head of project and debt sections. LIC Housing Finance is the largest housing finance company in India. It has one of the widest networks of offices across the country and a representative office in Dubai. In addition, the company also distributes its products through branches of its subsidiary LIC HFL Financial Services. LIC Housing Finance has reported a 2.6% decrease in net profit to Rs 1,398.02 crore on a 2% rise in revenue from operations to Rs 7,215.15 crore in Q3 FY26 as compared with Q3 FY25.

LIC Housing Finance Ltd is up for a third straight session today. The stock is quoting at Rs 511.1, up 2.98% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 1.5% on the day, quoting at 22956.8. The Sensex is at 74072.48, down 1.6%. LIC Housing Finance Ltd has slipped around 3.19% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has slipped around 10.96% in last one month and is currently quoting at 25056.35, down 2.05% on the day. The volume in the stock stood at 29.23 lakh shares today, compared to the daily average of 19.72 lakh shares in last one month. The benchmark March futures contract for the stock is quoting at Rs 510.1, up 2.65% on the day. LIC Housing Finance Ltd is down 9.36% in last one year as compared to a 2.39% slide in NIFTY and a 2.12% slide in the Nifty Financial Services index.The PE of the stock is 4.99 based on TTM earnings ending December 25.Powered by Capital Market - Live

LIC Housing Finance will hold a meeting of the Board of Directors of the Company on 25 March 2026.Powered by Capital Market - Live

Net profit of LIC Housing Finance declined 2.57% to Rs 1398.02 crore in the quarter ended December 2025 as against Rs 1434.84 crore during the previous quarter ended December 2024. Sales rose 1.97% to Rs 7208.92 crore in the quarter ended December 2025 as against Rs 7069.99 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales7208.927069.99 2 OPM %93.3795.80 - PBDT1795.971823.23 -1 PBT1762.421798.31 -2 NP1398.021434.84 -3 Powered by Capital Market - Live

LIC Housing Finance will hold a meeting of the Board of Directors of the Company on 30 January 2026.Powered by Capital Market - Live