What is the share price of PNB Housing Finance Ltd (PNBHOUSING) today?
The share price of PNBHOUSING as on 7th July 2025 is ₹1088.20. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on PNB Housing Finance Ltd (PNBHOUSING) share?
The past returns of PNB Housing Finance Ltd (PNBHOUSING) share are- Past 1 week: -2.38%
- Past 1 month: -3.46%
- Past 3 months: 17.82%
- Past 6 months: 22.88%
- Past 1 year: 37.21%
- Past 3 years: 293.96%
- Past 5 years: 513.67%
What are the peers or stocks similar to PNB Housing Finance Ltd (PNBHOUSING)?
The peers or stocks similar to PNB Housing Finance Ltd (PNBHOUSING) include:What is the dividend yield % of PNB Housing Finance Ltd (PNBHOUSING) share?
The current dividend yield of PNB Housing Finance Ltd (PNBHOUSING) is 0.46.What is the market cap of PNB Housing Finance Ltd (PNBHOUSING) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of PNB Housing Finance Ltd (PNBHOUSING) is ₹28307.77 Cr as of 7th July 2025.What is the 52 week high and low of PNB Housing Finance Ltd (PNBHOUSING) share?
The 52-week high of PNB Housing Finance Ltd (PNBHOUSING) is ₹1202.20 and the 52-week low is ₹741.25.What is the PE and PB ratio of PNB Housing Finance Ltd (PNBHOUSING) stock?
The P/E (price-to-earnings) ratio of PNB Housing Finance Ltd (PNBHOUSING) is 14.62. The P/B (price-to-book) ratio is 1.89.Which sector does PNB Housing Finance Ltd (PNBHOUSING) belong to?
PNB Housing Finance Ltd (PNBHOUSING) belongs to the Financials sector & Home Financing sub-sector.How to buy PNB Housing Finance Ltd (PNBHOUSING) shares?
You can directly buy PNB Housing Finance Ltd (PNBHOUSING) shares on Tickertape. Simply sign up, connect your demat account and place your order.
PNB Housing Finance Ltd
PNBHOUSING Share Price
PNBHOUSING Stock Scorecard
Performance
AvgPrice return has been average, nothing exciting
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
PNBHOUSING Performance & Key Metrics
PNBHOUSING Performance & Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
14.62 | 1.89 | 0.46% |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
17.26 | 2.53 | 1.02% |
from 11 analysts
Price Upside
Earnings Growth
Rev. Growth
PNBHOUSING Company Profile
PNB Housing Finance Limited provides housing loans to individuals and corporate bodies for construction, purchase, repair and up gradation of houses. It also provides loans for commercial space and loan for purchase of residential plots
PNBHOUSING Sentiment Analysis
PNBHOUSING Sentiment Analysis
PNBHOUSING Stock Summary · May 2025
In its recent earnings call, the company showcased robust financial performance, reporting an 18.2% year-on-year growth in its retail loan book, driven by strategic expansions in the Affordable and Emerging markets. With a focus on technology transformation and operational resilience, management emphasized the importance of maintaining asset quality, achieving a gross NPA reduction to 1.08%. Despite challenges such as rising operating expenses and competitive pressures, the outlook remains positive, bolstered by anticipated policy rate cuts and a commitment to enhancing net interest margins. The proactive approach to risk management and a targeted growth strategy aim to position the company favorably in the evolving housing finance landscape, with aspirations to achieve a retail loan book of INR 1,00,000 crores by 2027.
PNBHOUSING Stock Growth Drivers
PNBHOUSING Stock Growth Drivers
8Strong Financial Performance
PNB Housing Finance has reported significant achievements in its financial performance, including an 18.2% year-over-year
Expansion and Market Penetration
The company has expanded its branch network significantly, opening 51 new branches in Q4 FY'25,
PNBHOUSING Stock Challenges
PNBHOUSING Stock Challenges
5Decline in Affordable Yield
The company has experienced a significant drop in affordable yield size, which fell by 40
Disbursement Momentum Concerns
There are concerns regarding disbursement momentum, particularly the contributions from different business segments. The balance
PNBHOUSING Forecast
PNBHOUSING Forecasts
Price
Revenue
Earnings
PNBHOUSING Share Price Forecast
PNBHOUSING Share Price Forecast
All values in ₹
All values in ₹
PNBHOUSING Company Revenue Forecast
PNBHOUSING Company Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
PNBHOUSING Stock EPS (Earnings Per Share) Forecast
PNBHOUSING Stock EPS (Earnings Per Share) Forecast
All values in ₹
All values in ₹
PNBHOUSING
PNBHOUSING
Income
Balance Sheet
Cash Flow
PNBHOUSING Income Statement
PNBHOUSING Income Statement
Financial Year | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 5,489.34 | 7,683.22 | 8,489.55 | 7,624.08 | 6,200.73 | 6,529.66 | 7,057.09 | 7,691.63 | 7,691.63 | |||||||||
Raw Materials | — | — | — | — | — | — | — | 5,149.97 | 5,149.97 | |||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | |||||||||||
Employee Cost | 144.14 | 303.88 | 233.06 | 211.29 | 216.61 | 265.96 | 337.34 | |||||||||||
Selling & Administrative Expenses | 253.26 | 239.97 | 170.02 | 128.90 | 173.45 | 193.51 | 257.11 | |||||||||||
Operating & Other expenses | 3,833.23 | 5,373.61 | 7,209.61 | 6,017.85 | 4,673.32 | 4,657.84 | 4,457.55 | |||||||||||
EBITDA | 1,258.71 | 1,765.76 | 876.86 | 1,266.04 | 1,137.35 | 1,412.35 | 2,005.09 | 2,541.66 | 2,541.66 | |||||||||
Depreciation/Amortization | 24.13 | 31.37 | 65.85 | 59.01 | 53.39 | 51.44 | 51.19 | 55.89 | 55.89 | |||||||||
PBIT | 1,234.58 | 1,734.39 | 811.01 | 1,207.03 | 1,083.96 | 1,360.91 | 1,953.90 | 2,485.77 | 2,485.77 | |||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | |||||||||
PBT | 1,234.58 | 1,734.39 | 811.01 | 1,207.03 | 1,083.96 | 1,360.91 | 1,953.90 | 2,485.77 | 2,485.77 | |||||||||
Taxes & Other Items | 393.43 | 542.87 | 164.77 | 277.13 | 247.48 | 314.91 | 445.89 | 549.63 | 549.63 | |||||||||
Net Income | 841.15 | 1,191.52 | 646.24 | 929.90 | 836.48 | 1,046.00 | 1,508.01 | 1,936.14 | 1,936.14 | |||||||||
EPS | 41.81 | 59.06 | 31.88 | 45.77 | 41.12 | 51.33 | 65.05 | 74.52 | 74.55 | |||||||||
DPS | 7.45 | 7.45 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 5.00 | 0.00 | |||||||||
Payout ratio | 0.18 | 0.13 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.07 | 0.00 |
PNBHOUSING Company Updates
Investor Presentation
PNBHOUSING Stock Peers
PNBHOUSING Past Performance & Peer Comparison
PNBHOUSING Past Performance & Peer Comparison
FinancialsHome Financing
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
PNB Housing Finance Ltd | 14.62 | 1.89 | 0.46% |
LIC Housing Finance Ltd | 6.14 | 1.06 | 1.65% |
Aptus Value Housing Finance India Ltd | 21.84 | 4.35 | 1.37% |
Aavas Financiers Ltd | 25.96 | 3.95 | — |
PNBHOUSING Stock Price Comparison
Compare PNBHOUSING with any stock or ETFPNBHOUSING Holdings
PNBHOUSING Shareholdings
PNBHOUSING Promoter Holdings Trend
PNBHOUSING Promoter Holdings Trend
In last 6 months, promoter holding in the company has almost stayed constant
Pledged promoter holdings is insignificant
PNBHOUSING Institutional Holdings Trend
PNBHOUSING Institutional Holdings Trend
In last 3 months, retail holding in the company has almost stayed constant
In last 3 months, foreign institutional holding of the company has decreased by 2.89%
PNBHOUSING Shareholding Pattern
PNBHOUSING Shareholding Pattern
PNBHOUSING Shareholding History
PNBHOUSING Shareholding History
Mutual Funds Invested in PNBHOUSING
Mutual Funds Invested in PNBHOUSING
No mutual funds holding trends are available
Top 5 Mutual Funds holding PNB Housing Finance Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 2.0301% | Percentage of the fund’s portfolio invested in the stock 0.91% | Change in the portfolio weight of the stock over the last 3 months 0.25% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 20/251 (+15) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.9535% | Percentage of the fund’s portfolio invested in the stock 1.67% | Change in the portfolio weight of the stock over the last 3 months 0.20% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 58/109 (+7) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.9150% | Percentage of the fund’s portfolio invested in the stock 1.93% | Change in the portfolio weight of the stock over the last 3 months 0.31% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 18/79 (+7) |
Compare 3-month MF holding change on Screener
smallcases containing PNBHOUSING stock
smallcases containing PNBHOUSING stock
Looks like this stock is not in any smallcase yet.
PNBHOUSING Events
PNBHOUSING Events
PNBHOUSING Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
PNBHOUSING Dividend Trend
No dividend trend available
PNBHOUSING Upcoming Dividends
PNBHOUSING Upcoming Dividends
No upcoming dividends are available
PNBHOUSING Past Dividends
PNBHOUSING Past Dividends
Cash Dividend
Ex DateEx DateJul 19, 2019
Dividend/Share
₹9.00
Ex DateEx Date
Jul 19, 2019
Cash Dividend
Ex DateEx DateJul 19, 2018
Dividend/Share
₹9.00
Ex DateEx Date
Jul 19, 2018
Cash Dividend
Ex DateEx DateJul 25, 2017
Dividend/Share
₹6.00
Ex DateEx Date
Jul 25, 2017
PNBHOUSING Stock News & Opinions
PNBHOUSING Stock News & Opinions
PNB Housing Finance announced that the 37th Annual General Meeting(AGM) of the company will be held on 21 August 2025.Powered by Capital Market - Live
PNB Housing Finance has fixed 01 August 2025 as record date for the purpose of determining the members eligible to receive dividend for the financial year 2024-25. Powered by Capital Market - Live
PNB Housing Finance will hold a meeting of the Board of Directors of the Company on 2 July 2025.Powered by Capital Market - Live
PNB Housing Finance has approved the allotment of 83,415 Equity Shares of the Company of face value of Rs.10 each on June 19, 2025, pursuant to the exercise of Options and RSUs by the eligible employees under ESOP Scheme 2018, RSU Scheme 2020 and ESOP Scheme 2022, under distinctive numbers 26,00,50,501 to 26,01,33,915 (both numbers inclusive).Powered by Capital Market - Live
PNB Housing Finance has approved on 16 May 2025, the grant of 1,08,000 Options representing 1,08,000 equity shares of Rs 10/- each to certain eligible employees under ESOP Scheme 2018 of the Company. Powered by Capital Market - Live
Nuvoco Vistas Corporation Ltd, Adani Ports & Special Economic Zone Ltd, Godrej Agrovet Ltd, Westlife Foodworld Ltd are among the other stocks to see a surge in volumes on BSE today, 02 May 2025.PNB Housing Finance Ltd notched up volume of 101.64 lakh shares by 10:46 IST on BSE, a 82.5 fold spurt over two-week average daily volume of 1.23 lakh shares. The stock rose 4.72% to Rs.1,057.85. Volumes stood at 59016 shares in the last session.Nuvoco Vistas Corporation Ltd notched up volume of 73821 shares by 10:46 IST on BSE, a 12.07 fold spurt over two-week average daily volume of 6114 shares. The stock rose 8.10% to Rs.345.80. Volumes stood at 2983 shares in the last session.Adani Ports & Special Economic Zone Ltd notched up volume of 8.44 lakh shares by 10:46 IST on BSE, a 4.55 fold spurt over two-week average daily volume of 1.86 lakh shares. The stock rose 5.48% to Rs.1,283.70. Volumes stood at 1.36 lakh shares in the last session.Godrej Agrovet Ltd saw volume of 96277 shares by 10:46 IST on BSE, a 4.36 fold spurt over two-week average daily volume of 22069 shares. The stock dropped 12.05% to Rs.678.70. Volumes stood at 5760 shares in the last session.Westlife Foodworld Ltd saw volume of 4666 shares by 10:46 IST on BSE, a 3.26 fold spurt over two-week average daily volume of 1433 shares. The stock dropped 1.02% to Rs.665.05. Volumes stood at 3035 shares in the last session.Powered by Capital Market - Live
Net interest income grew by 16.2% YoY and 5.5% QoQ to Rs 734 crore during the quarter. Net Interest Margin stood at 3.75% in Q4 FY25 compared with 3.70% in Q3 FY25 and 3.65% in Q4 FY24. Gross Margin, net of acquisition cost, stood at 4.27% in Q4 FY25. Operating expenditure grew by 18.2% YoY and 2.6% QoQ to Rs 208 crore. Pre-provision operating profit grew by 14.1% YoY and 11.5% QoQ to Rs 646 crore. With recovery from write-off pool, Credit Cost was -32 bps in Q4 FY25 as against -19 bps in Q3 FY25 and 4 bps in Q4 FY24. Annually, PNB Housing Finance's profit after tax is at Rs 1,936 crore compared with Rs 1,508 crore in FY24, registering an increase of 28.4% YoY. Net interest income grew by 9.3% YoY to Rs 2,750 crore. The Net Interest Income for Retail segment grew by 15.0% YoY. Net Interest Margin stood at 3.70% in FY25 compared with 3.74% in FY24. Gross Margin, net of acquisition cost, stood at 4.11% in FY25. Operating expenditure increased by 21.3% YoY to Rs 799 crore in FY25. Pre provision operating profit grew by 9.5% YoY to Rs 2,328 crore during the year. ROA improved by 35 bps YoY at 2.55% in FY25 (annualized). ROE is at 12.19% (annualized) for FY25. Gross Non-Performing Assets stood at 1.08% as on 31st March 2025 compared with 1.19% as on 31st December 2024 and 1.50% as on 31st March 2024. Net NPA stood at 0.69% as on 31st March 2025. NNPA in Retail segment is at 0.70%. The company's CRAR stood at 29.38% as on 31st Mar 2025, of which Tier I capital is 28.39% and Tier II is 0.99% as compared to 29.26% as on 31st Mar 2024, of which Tier I capital is 27.90% and Tier II is 1.36%. The disbursements during FY25 grew by 25% YoY to Rs 21,972 crore. For Q4 FY25, disbursement stood at Rs 6,854 crore registering an increase of 23% YoY and by 27% QoQ. Loan Asset grew by 16% YoY and 5% QoQ to Rs 75,765 crore as on 31st Mar 2025. Asset under Management (AUM) grew by 13% YoY and 5% QoQ to Rs 80,397 crore as on 31st March 2025. The board recommended a dividend of Rs 5 per equity share for FY25. Girish Kousgi, managing director & CEO said: During the Financial Year 2024-25, the Company delivered strong performance across multiple parameters and surpassed its stated guidance for the year on growth, asset quality and profitability. As we progress, we will continue to focus on profitable growth while sustaining the Asset Quality. PNB Housing Finance is promoted by Punjab National Bank and is a registered Housing Finance Company with National Housing Bank (NHB). The company's asset base comprises primarily of retail loans and corporate loans. The retail business focusses on organized mass housing segment financing for acquisition or construction of houses. In addition, it also provides loan against properties and loans for purchase & construction of non-residential premises. PNB Housing Finance is a deposit taking Housing Finance Company. The company has 356 branches/outreach locations as on 31st March 2025. Powered by Capital Market - Live
Net profit of PNB Housing Finance rose 25.30% to Rs 550.38 crore in the quarter ended March 2025 as against Rs 439.25 crore during the previous quarter ended March 2024. Sales rose 11.71% to Rs 2021.85 crore in the quarter ended March 2025 as against Rs 1809.95 crore during the previous quarter ended March 2024. For the full year,net profit rose 28.39% to Rs 1936.14 crore in the year ended March 2025 as against Rs 1508.01 crore during the previous year ended March 2024. Sales rose 8.73% to Rs 7665.35 crore in the year ended March 2025 as against Rs 7050.08 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales2021.851809.95 12 7665.357050.08 9 OPM %93.4190.59 -92.1988.78 - PBDT725.52573.99 26 2541.662005.09 27 PBT711.21559.81 27 2485.771953.90 27 NP550.38439.25 25 1936.141508.01 28 Powered by Capital Market - Live
PNB Housing Finance announced that the Board of Directors of the Company at its meeting held on 28 April 2025, has recommended a Final dividend of Rs.5 per share (i.e.50%), subject to the approval of the shareholders.Powered by Capital Market - Live
PNB Housing Finance will hold a meeting of the Board of Directors of the Company on 28 April 2025.Powered by Capital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of -1.95%, vs industry avg of 2.89%
Over the last 5 years, market share increased from 5.17% to 13.64%
Over the last 5 years, net income has grown at a yearly rate of 24.54%, vs industry avg of 7.13%