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PNB Housing Finance Ltd

PNB Housing Finance Ltd

PNBHOUSING Share Price

NSE
₹1,224.802.07% (+24.80)
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With a market cap of ₹30,201 cr, stock is ranked 284

Stock is 2.35x as volatile as Nifty

PNBHOUSING Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹30,201 cr, stock is ranked 284

Stock is 2.35x as volatile as Nifty

PNBHOUSING Performance & Key Metrics

PNBHOUSING Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
13.051.570.69%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
15.972.071.27%

PNBHOUSING Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
92%
Analysts have suggested that investors can buy this stock

from 13 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

PNBHOUSING Company Profile

PNB Housing Finance Limited provides housing loans to individuals and corporate bodies for construction, purchase, repair and up gradation of houses. It also provides loans for commercial space and loan for purchase of residential plots

Investor Presentation

View older View older 

Aug 4, 2026

PDF
View Older Presentations

PNBHOUSING Similar Stocks (Peers)

Compare with peers Compare with peers 

PNBHOUSING Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
5.42
5.42
1Y Return
1.46%
1.46%
Buy Reco %
56.00
56.00
PE Ratio
-2.03
-2.03
1Y Return
16.82%
16.82%
Buy Reco %
0.00
0.00
PE Ratio
20.83
20.83
1Y Return
10.31%
10.31%
Buy Reco %
95.65
95.65
PE Ratio
11.46
11.46
1Y Return
28.21%
28.21%
Buy Reco %
94.74
94.74
PE Ratio
8.81
8.81
1Y Return
8.17%
8.17%
Buy Reco %
92.86
92.86
Compare with Peers

PNBHOUSING Sentiment Analysis

PNBHOUSING Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

PNBHOUSING Stock Summary · August 2026

Management struck a constructive but measured tone, saying growth, profitability and asset quality all remained intact even as a one-time recognition change temporarily muted reported disbursements. Q1 FY27 disbursements rose 18% year on year to INR 5,882 crore on a reported basis, while the retail portfolio expanded 16% to INR 89,180 crore and profit after tax increased 4% to INR 557 crore, supported by operating leverage. The company said the growth mix continued to shift toward Affordable and Emerging lending, now 41% of the book, and highlighted branch expansion, co-located distribution, and a strengthened leadership team to accelerate that franchise, even as Affordable disbursements came in below target in the quarter. Management also pointed to steady funding costs, a rating-upgrade tailwind, and a likely bottom in NIMs, alongside gross NPA below 1% and negative credit cost driven by strong recoveries. Looking ahead, it maintained full-year guidance of 18% to 20% book growth and said Q2 should be stronger than Q1, with Affordable momentum already improving.

PNBHOUSING Stock Growth Drivers
PNBHOUSING Stock Growth Drivers
9
  • Structural Housing Demand and Supportive Macro Backdrop

    The housing finance business continues to benefit from durable long-term demand drivers, including urbanization, rising

  • Retail-Led Growth Momentum and Strong Disbursement Recovery

    The company delivered a steady start to FY27 with clear evidence of underlying growth momentum

PNBHOUSING Stock Challenges
PNBHOUSING Stock Challenges
6
  • Rising External Macro and Funding Pressures

    The company faced a more uncertain operating backdrop as geopolitical tensions in West Asia, the

  • Margin Compression from Higher Leverage and Funding Costs

    Profitability was pressured by a decline in net interest margin, which fell 19 basis points

PNBHOUSING Forecast

PNBHOUSING Forecasts

Price

Revenue

Earnings

PNBHOUSING

PNBHOUSING

Income

Balance Sheet

Cash Flow

PNBHOUSING Income Statement

PNBHOUSING Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue1,813.971,832.081,879.661,943.112,036.782,081.872,130.602,120.662,171.912,265.36
Operating & Other expensessubtract1,239.981,264.551,261.081,313.081,311.261,379.251,354.561,436.021,298.121,530.56
Depreciation/Amortizationsubtract14.1813.3513.8514.3814.3114.7016.4016.2019.1816.36
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract120.56121.37135.05132.38160.83154.42178.05148.09198.81161.10
EPS16.9116.6618.0818.6021.1820.5222.3419.9725.1721.39

PNBHOUSING Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Aug 4PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

Apr 20PDF
Jan 21PDF
Oct 27PDF
Jul 21PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Apr 28PDF
Jan 21PDF
Oct 24PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 24PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 18PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

PNBHOUSING Stock Peers

PNBHOUSING Past Performance & Peer Comparison

PNBHOUSING Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsHome Financing

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
PNB Housing Finance Ltd13.181.570.69%
LIC Housing Finance Ltd5.420.731.81%
Sammaan Capital Ltd-2.030.76—
Home First Finance Company India Ltd20.832.580.48%
ScreenerCompare valuation on Screener

PNBHOUSING Stock Price Comparison

Compare PNBHOUSING with any stock or ETF
Compare PNBHOUSING with any stock or ETF
PNBHOUSING
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PNBHOUSING Holdings

PNBHOUSING Shareholdings

PNBHOUSING Promoter Holdings Trend

PNBHOUSING Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

PNBHOUSING Institutional Holdings Trend

PNBHOUSING Institutional Holdings Trend

Decreased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has decreased by 1.35%

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

PNBHOUSING Shareholding Pattern

PNBHOUSING Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding28.03%33.62%12.09%16.81%9.44%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

PNBHOUSING Shareholding History

PNBHOUSING Shareholding History

MarJunSepDec '25MarJun21.44%24.18%18.61%17.22%16.60%16.81%

Mutual Funds Invested in PNBHOUSING

Mutual Funds Invested in PNBHOUSING

No mutual funds holding trends are available

Top 5 Mutual Funds holding PNB Housing Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.7784%3.13%0.45%13/41 (+5)
1.7610%0.66%0.04%137/273 (-1)
1.5646%1.32%-0.15%42/289 (-2)

Compare 3-month MF holding change on Screener

PNBHOUSING Insider Trades & Bulk Stock Deals

PNBHOUSING Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing PNBHOUSING stock

smallcases containing PNBHOUSING stock

Looks like this stock is not in any smallcase yet.

PNBHOUSING Events

PNBHOUSING Events

PNBHOUSING Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

PNBHOUSING Dividend Trend

No dividend trend available

PNBHOUSING Upcoming Dividends

PNBHOUSING Upcoming Dividends

No upcoming dividends are available

PNBHOUSING Past Dividends

PNBHOUSING Past Dividends

Cash Dividend

Ex DateEx DateJul 31, 2026

Final
Final | Div/Share: ₹8.00

Dividend/Share

₹8.00

Ex DateEx Date

Jul 31, 2026

Cash Dividend

Ex DateEx DateAug 1, 2025

Final
Final | Div/Share: ₹5.00

Dividend/Share

₹5.00

Ex DateEx Date

Aug 1, 2025

Cash Dividend

Ex DateEx DateJul 19, 2019

Final
Final | Div/Share: ₹9.00

Dividend/Share

₹9.00

Ex DateEx Date

Jul 19, 2019

Cash Dividend

Ex DateEx DateJul 19, 2018

Final
Final | Div/Share: ₹9.00

Dividend/Share

₹9.00

Ex DateEx Date

Jul 19, 2018

Cash Dividend

Ex DateEx DateJul 25, 2017

Final
Final | Div/Share: ₹6.00

Dividend/Share

₹6.00

Ex DateEx Date

Jul 25, 2017

PNBHOUSING Stock News & Opinions

PNBHOUSING Stock News & Opinions

Corporate
Corporate
PNB Housing Finance confirms all shares held in demat form, per SEBI regulation

PNB Housing Finance Limited informed the BSE Limited and National Stock Exchange of India Limited that it received a certificate from MUFG Intime India Private Limited, formerly known as Link Intime India Private Limited, under Regulation 74(5) of Securities and Exchange Board of India (Depositories and Participants) Regulations, 2018, for the quarter ended September 30, 2026, confirming that the regulation is not applicable as all shares are held in demat form.

1 day agoCapital Market - Live
Spotlight
Spotlight
Crisil upgrades PNB Housing Finance instruments, citing financial strength and parentage support

PNB Housing Finance Ltd. has announced credit rating upgrades and reaffirmations across a range of instruments by Crisil Ratings, reflecting the agency's assessment of the company's financial strength and parentage support. Crisil upgraded the Bank Loan Facilities, Short Term Bank Facility, Non-Convertible Debentures, Fixed Deposits, Lower Tier II Bonds, and Non-Convertible Debentures from 'Crisil AA+/Stable' to 'Crisil AAA/Stable,' while reaffirming the Short Term Bank Facility and Commercial Paper at 'Crisil A1+'. Several instruments, including INE572E07159 and INE572E07175 debentures, received upgrades, while INE572E07100 and INE572E07118 debentures were withdrawn due to redemption, and the rating rationale is available on the Crisil website. The ratings incorporate expectations of continued support from the parent company, Punjab National Bank, and consider factors such as asset quality metrics and capital adequacy ratios, with a networth as of June 30, 2026, reported at Rs. 19,794 crore.

1 week agoCapital Market - Live
Corporate
Corporate
PNB Housing Finance closes trading window ahead of Q3 FY27 results disclosure

PNB Housing Finance Limited will close its trading window for all designated persons and their immediate relatives starting Thursday, October 01, 2026, due to the upcoming disclosure of the company’s financial results for the quarter ending September 30, 2026, in compliance with the SEBI (Prohibition of Insider Trading) Regulations, 2018.

2 weeks agoCapital Market - Live
Spotlight
Spotlight
PNB Housing Finance receives reaffirmed ratings from ICRA for instruments totaling Rs 10,000.00

PNB Housing Finance Ltd announced that ICRA Limited has reaffirmed its ratings for various instruments, including a long-term bank facilities programme of Rs 10,000.00, non-convertible debentures (NCDs) totaling Rs 500.00 and Rs 2,000.00, and Basel III Tier I bonds carrying ratings of [ICRA]AAA (Stable)/[ICRA]A1+/[ICRA]AA+ (Stable), alongside reaffirming ratings for long-term others – Fund based of Rs 10,000.00, long term of Rs 10,000.00, long term of Rs 2,500.00, long term of Rs 2,500.00, NCD programme Long term of Rs 2,500.00, Tier II bonds Long term, NCDs of Rs 400 and Rs 2,100, and Long -term bank facilities (others) of Rs 10,000; ICRA also affirmed ratings for instruments INE572E071 and another yet to be placed, both carrying a [ICRA]AAA rating with a Stable Outlook, while noting a Capital to Risk Weighted Assets Ratio (CRAR) of 28.3% as of June 30, 2026, and 27.3% as of March 31, 2026, following the raising of Rs 2,494 crore in fresh equity capital in FY2024.

2 weeks agoCapital Market - Live
Corporate
Corporate
PNB Housing Finance confirms Anubhav Rajput's departure, Santosh Singh remains CIO

PNB Housing Finance Limited informed the BSE Limited and the National Stock Exchange of India Limited that Anubhav Rajput, Function Head (IT- Department), has been relieved from the company’s services as of the close of business on Wednesday, September 23, 2026, and Santosh Singh remains the Chief Information Officer since September 8, 2026.

2 weeks agoCapital Market - Live
Corporate
Corporate
PNB Housing Finance allotted Rs 5,000 crore in debentures via a private placement on the NSE

PNB Housing Finance Limited announced that its Management Committee has approved the allotment of 50,000 Listed, Secured, Rated, Taxable, Redeemable Non-Convertible Debentures of face value of Rs 1,00,000 each, aggregating to Rs 5,00,00,00,000, through a private placement via the Electronic Book Provider (EBP) platform of the National Stock Exchange of India Limited. The debentures, bearing an interest rate of 8.135% p.a., will mature on September 17, 2031, and are proposed to be listed on the Wholesale Debt Market (WDM) Segment of the NSE.

3 weeks agoCapital Market - Live
Corporate
Corporate
PNB Housing Finance plans to raise funds via NCDs, pending board approval

PNB Housing Finance Limited will seek approval from its board of directors on September 7, 2026, for a fund raising through the issuance of Non- Convertible Debentures (NCDs) on a private placement basis, according to a regulatory filing with the BSE Limited and the National Stock Exchange of India Limited on August 31, 2026.

1 month agoCapital Market - Live
Corporate
Corporate
PNB Housing Finance names Santosh Kumar Singh as Chief Information Officer, Sept. 8

PNB Housing Finance Limited said Anubhav Rajput, Chief Information Officer, will resign on September 7, 2026, to pursue an alternate career plan, while Santosh Kumar Singh will assume the role of Chief Information Officer effective September 8, 2026.

1 month agoCapital Market - Live
Spotlight
Spotlight
ICRA upgrades PNB Housing Finance ratings on Rs 10,500 crore of instruments to [ICRA]AAA (Stable)

PNB Housing Finance Ltd announced that ICRA Limited has upgraded the ratings on its instruments, including long-term bank facilities amounting to Rs 10,000.00 crore and non-convertible debentures (NCDs) totaling Rs 500.00 crore, both to [ICRA]AAA (Stable) from [ICRA]AA+ (Stable), encompassing a total of Rs 10,500.00 crore; this upgrade follows prior rating actions by ICRA, including a rating of [ICRA]AA (Positive) for long-term bank facilities on August 22, 2023, and September 4, 2023, and several instances of [ICRA]AA+ (Stable) for long-term others instruments of Rs 10,000.00 each on November 27, 2025, November 28, 2024, March 28, 2024, May 10, 2024, and August 25, 2026, while no rating actions were taken by other agencies.

1 month agoCapital Market - Live
Corporate
Corporate
PNB Housing Finance allotted shares to employees under various schemes, boosting equity capital

PNB Housing Finance Limited announced the allotment of 2,13,990 equity shares on August 20, 2026, following the exercise of options and Restricted Stock Units by eligible employees under the ESOP Scheme 2018, RSU Scheme 2020, and ESOP Scheme 2022. Consequently, the company's paid-up equity share capital increased to Rs 260,80,39,130, comprising 26,08,03,913 shares of Rs 10 each, and the company will apply for listing these shares on the National Stock Exchange of India Limited and BSE Limited.

1 month agoCapital Market - Live

Frequently asked questions

  1. The share price of PNBHOUSING as on 13th October 2026 is ₹1224.80. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of PNB Housing Finance Ltd (PNBHOUSING) share are
    • Past 1 week: 11.04%
    • Past 1 month: 3.90%
    • Past 3 months: 9.13%
    • Past 6 months: 44.66%
    • Past 1 year: 43.55%
    • Past 3 years: 68.66%
    • Past 5 years: 127.75%

  3. The current dividend yield of PNB Housing Finance Ltd (PNBHOUSING) is 0.69.

  4. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of PNB Housing Finance Ltd (PNBHOUSING) is ₹30201.09 Cr as of 13th October 2026.

  5. The 52-week high of PNB Housing Finance Ltd (PNBHOUSING) is ₹1224.80 and the 52-week low is ₹729.60.

  6. The P/E (price-to-earnings) ratio of PNB Housing Finance Ltd (PNBHOUSING) is 13.18. The P/B (price-to-book) ratio is 1.57.

  7. PNB Housing Finance Ltd (PNBHOUSING) belongs to the Financials sector & Home Financing sub-sector.

  8. You can directly buy PNB Housing Finance Ltd (PNBHOUSING) shares on Tickertape. Simply sign up, connect your demat account and place your order.