PNB Housing Finance Ltd

PNB Housing Finance announced that the 37th Annual General Meeting(AGM) of the company will be held on 21 August 2025.Powered by Capital Market - Live

PNB Housing Finance has fixed 01 August 2025 as record date for the purpose of determining the members eligible to receive dividend for the financial year 2024-25. Powered by Capital Market - Live

PNB Housing Finance will hold a meeting of the Board of Directors of the Company on 2 July 2025.Powered by Capital Market - Live

PNB Housing Finance has approved the allotment of 83,415 Equity Shares of the Company of face value of Rs.10 each on June 19, 2025, pursuant to the exercise of Options and RSUs by the eligible employees under ESOP Scheme 2018, RSU Scheme 2020 and ESOP Scheme 2022, under distinctive numbers 26,00,50,501 to 26,01,33,915 (both numbers inclusive).Powered by Capital Market - Live

PNB Housing Finance has approved on 16 May 2025, the grant of 1,08,000 Options representing 1,08,000 equity shares of Rs 10/- each to certain eligible employees under ESOP Scheme 2018 of the Company. Powered by Capital Market - Live

Nuvoco Vistas Corporation Ltd, Adani Ports & Special Economic Zone Ltd, Godrej Agrovet Ltd, Westlife Foodworld Ltd are among the other stocks to see a surge in volumes on BSE today, 02 May 2025.PNB Housing Finance Ltd notched up volume of 101.64 lakh shares by 10:46 IST on BSE, a 82.5 fold spurt over two-week average daily volume of 1.23 lakh shares. The stock rose 4.72% to Rs.1,057.85. Volumes stood at 59016 shares in the last session.Nuvoco Vistas Corporation Ltd notched up volume of 73821 shares by 10:46 IST on BSE, a 12.07 fold spurt over two-week average daily volume of 6114 shares. The stock rose 8.10% to Rs.345.80. Volumes stood at 2983 shares in the last session.Adani Ports & Special Economic Zone Ltd notched up volume of 8.44 lakh shares by 10:46 IST on BSE, a 4.55 fold spurt over two-week average daily volume of 1.86 lakh shares. The stock rose 5.48% to Rs.1,283.70. Volumes stood at 1.36 lakh shares in the last session.Godrej Agrovet Ltd saw volume of 96277 shares by 10:46 IST on BSE, a 4.36 fold spurt over two-week average daily volume of 22069 shares. The stock dropped 12.05% to Rs.678.70. Volumes stood at 5760 shares in the last session.Westlife Foodworld Ltd saw volume of 4666 shares by 10:46 IST on BSE, a 3.26 fold spurt over two-week average daily volume of 1433 shares. The stock dropped 1.02% to Rs.665.05. Volumes stood at 3035 shares in the last session.Powered by Capital Market - Live

Net interest income grew by 16.2% YoY and 5.5% QoQ to Rs 734 crore during the quarter. Net Interest Margin stood at 3.75% in Q4 FY25 compared with 3.70% in Q3 FY25 and 3.65% in Q4 FY24. Gross Margin, net of acquisition cost, stood at 4.27% in Q4 FY25. Operating expenditure grew by 18.2% YoY and 2.6% QoQ to Rs 208 crore. Pre-provision operating profit grew by 14.1% YoY and 11.5% QoQ to Rs 646 crore. With recovery from write-off pool, Credit Cost was -32 bps in Q4 FY25 as against -19 bps in Q3 FY25 and 4 bps in Q4 FY24. Annually, PNB Housing Finance's profit after tax is at Rs 1,936 crore compared with Rs 1,508 crore in FY24, registering an increase of 28.4% YoY. Net interest income grew by 9.3% YoY to Rs 2,750 crore. The Net Interest Income for Retail segment grew by 15.0% YoY. Net Interest Margin stood at 3.70% in FY25 compared with 3.74% in FY24. Gross Margin, net of acquisition cost, stood at 4.11% in FY25. Operating expenditure increased by 21.3% YoY to Rs 799 crore in FY25. Pre provision operating profit grew by 9.5% YoY to Rs 2,328 crore during the year. ROA improved by 35 bps YoY at 2.55% in FY25 (annualized). ROE is at 12.19% (annualized) for FY25. Gross Non-Performing Assets stood at 1.08% as on 31st March 2025 compared with 1.19% as on 31st December 2024 and 1.50% as on 31st March 2024. Net NPA stood at 0.69% as on 31st March 2025. NNPA in Retail segment is at 0.70%. The company's CRAR stood at 29.38% as on 31st Mar 2025, of which Tier I capital is 28.39% and Tier II is 0.99% as compared to 29.26% as on 31st Mar 2024, of which Tier I capital is 27.90% and Tier II is 1.36%. The disbursements during FY25 grew by 25% YoY to Rs 21,972 crore. For Q4 FY25, disbursement stood at Rs 6,854 crore registering an increase of 23% YoY and by 27% QoQ. Loan Asset grew by 16% YoY and 5% QoQ to Rs 75,765 crore as on 31st Mar 2025. Asset under Management (AUM) grew by 13% YoY and 5% QoQ to Rs 80,397 crore as on 31st March 2025. The board recommended a dividend of Rs 5 per equity share for FY25. Girish Kousgi, managing director & CEO said: During the Financial Year 2024-25, the Company delivered strong performance across multiple parameters and surpassed its stated guidance for the year on growth, asset quality and profitability. As we progress, we will continue to focus on profitable growth while sustaining the Asset Quality. PNB Housing Finance is promoted by Punjab National Bank and is a registered Housing Finance Company with National Housing Bank (NHB). The company's asset base comprises primarily of retail loans and corporate loans. The retail business focusses on organized mass housing segment financing for acquisition or construction of houses. In addition, it also provides loan against properties and loans for purchase & construction of non-residential premises. PNB Housing Finance is a deposit taking Housing Finance Company. The company has 356 branches/outreach locations as on 31st March 2025. Powered by Capital Market - Live

Net profit of PNB Housing Finance rose 25.30% to Rs 550.38 crore in the quarter ended March 2025 as against Rs 439.25 crore during the previous quarter ended March 2024. Sales rose 11.71% to Rs 2021.85 crore in the quarter ended March 2025 as against Rs 1809.95 crore during the previous quarter ended March 2024. For the full year,net profit rose 28.39% to Rs 1936.14 crore in the year ended March 2025 as against Rs 1508.01 crore during the previous year ended March 2024. Sales rose 8.73% to Rs 7665.35 crore in the year ended March 2025 as against Rs 7050.08 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales2021.851809.95 12 7665.357050.08 9 OPM %93.4190.59 -92.1988.78 - PBDT725.52573.99 26 2541.662005.09 27 PBT711.21559.81 27 2485.771953.90 27 NP550.38439.25 25 1936.141508.01 28 Powered by Capital Market - Live

PNB Housing Finance announced that the Board of Directors of the Company at its meeting held on 28 April 2025, has recommended a Final dividend of Rs.5 per share (i.e.50%), subject to the approval of the shareholders.Powered by Capital Market - Live

PNB Housing Finance will hold a meeting of the Board of Directors of the Company on 28 April 2025.Powered by Capital Market - Live