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Home First Finance Company India Ltd

Home First Finance Company India Ltd

HOMEFIRST Share Price

NSE
1,241.305.64% (+66.30)
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With a market cap of ₹12,979 cr, stock is ranked 531

Stock is 2.81x as volatile as Nifty

HOMEFIRST Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹12,979 cr, stock is ranked 531

Stock is 2.81x as volatile as Nifty

HOMEFIRST Performance & Key Metrics

HOMEFIRST Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
22.332.980.42%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.172.081.18%

HOMEFIRST Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
91%
Analysts have suggested that investors can buy this stock

from 22 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

HOMEFIRST Company Profile

Home First Finance Company India Limited is an India-based housing finance company. The Company is a technology-driven lender that provides loans to customers from low and middle-income groups.

Investor Presentation

View older View older 

Jul 27, 2026

PDF
View Older Presentations

HOMEFIRST Similar Stocks (Peers)

Compare with peers Compare with peers 

HOMEFIRST Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
5.38
5.38
1Y Return
7.59%
7.59%
Buy Reco %
52.00
52.00
PE Ratio
12.90
12.90
1Y Return
31.56%
31.56%
Buy Reco %
92.31
92.31
PE Ratio
-2.31
-2.31
1Y Return
3.40%
3.40%
Buy Reco %
0.00
0.00
PE Ratio
12.62
12.62
1Y Return
27.87%
27.87%
Buy Reco %
94.12
94.12
PE Ratio
9.55
9.55
1Y Return
0.46%
0.46%
Buy Reco %
85.71
85.71
Compare with Peers

HOMEFIRST Sentiment Analysis

HOMEFIRST Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

HOMEFIRST Stock Summary · August 2026

Management’s message was that the business began FY27 with strong growth and stable credit performance, while continuing to invest for expansion. AUM and disbursements rose strongly, earnings improved meaningfully year on year, and asset quality metrics remained unchanged in the quarter, allowing management to reiterate confidence in delivering 25% AUM growth alongside profitability, portfolio quality and operating efficiency. Total income and margins were supported by stable yields, a modest fall in borrowing costs and a favorable liability mix, with a fully floating-rate book helping preserve spreads and current incremental spread cited at around 5.2% to 5.4%. At the same time, operating expenses rose modestly as the company added about 130 employees in the latest quarter and expanded its branch network, reflecting a deliberate push to scale distribution and collections. Growth continued to tilt toward home loans rather than LAP, and management said collections improved with AI-enabled tools, though it also acknowledged that the recent BT-out rate of 4.5% may not be sustained and is likely to normalize toward 5% to 6% in the near term.

HOMEFIRST Stock Growth Drivers
HOMEFIRST Stock Growth Drivers
8
  • Strong Operating Momentum and Profitability Expansion

    The company delivered a strong start to FY27, with healthy growth in disbursements and assets

  • Stable Asset Quality and Strong Collections Discipline

    Growth continued without visible deterioration in portfolio quality, underscoring disciplined underwriting and effective servicing. Asset

HOMEFIRST Stock Challenges
HOMEFIRST Stock Challenges
2
  • Near-term rate-cut uncertainty and macro risk

    The company does not expect a PLR cut in the near term, reflecting a cautious

  • Repayment rate deterioration versus assumptions

    The reported repayment rate declined to 14.3%, below the prior year’s roughly 16% average, indicating

end marker

HOMEFIRST Forecast

HOMEFIRST Forecasts

Price

Revenue

Earnings

HOMEFIRST

HOMEFIRST

Income

Balance Sheet

Cash Flow

HOMEFIRST Income Statement

HOMEFIRST Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue317.75341.33374.24407.45416.19455.27479.05483.68504.74539.84
Operating & Other expensessubtract203.77224.34250.26273.52273.97294.39301.27295.96304.45326.91
Depreciation/Amortizationsubtract3.233.463.624.124.334.394.544.885.105.30
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract27.2825.7528.1332.4333.2137.6041.3942.6345.7447.78
EPS9.439.9010.3610.9011.6511.6912.7613.5214.3515.31

HOMEFIRST Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Jul 27PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 6PDF
Jan 22PDF
Nov 4PDF
+2 more
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 1PDF
Jan 28PDF
Oct 24PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 27PDF
FY 2023FY 2023

Annual report

PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
 

HOMEFIRST Stock Peers

HOMEFIRST Past Performance & Peer Comparison

HOMEFIRST Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsHome Financing

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Home First Finance Company India Ltd24.022.980.42%
LIC Housing Finance Ltd5.380.731.82%
PNB Housing Finance Ltd12.901.540.71%
Sammaan Capital Ltd-2.310.87

HOMEFIRST Stock Price Comparison

Compare HOMEFIRST with any stock or ETF
Compare HOMEFIRST with any stock or ETF
HOMEFIRST
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HOMEFIRST Holdings

HOMEFIRST Shareholdings

HOMEFIRST Promoter Holdings Trend

HOMEFIRST Promoter Holdings Trend

Decreased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has decreased by 5.38%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

HOMEFIRST Institutional Holdings Trend

HOMEFIRST Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 1.83%

Tickertape Separator

HOMEFIRST Shareholding Pattern

HOMEFIRST Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding6.97%21.80%8.03%43.90%19.30%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

HOMEFIRST Shareholding History

HOMEFIRST Shareholding History

AprJunSepDec '25MarJun36.53%37.19%39.99%40.82%45.72%43.90%

Mutual Funds Invested in HOMEFIRST

Mutual Funds Invested in HOMEFIRST

No mutual funds holding trends are available

Top 5 Mutual Funds holding Home First Finance Company India Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
5.4472%1.69%0.00%14/87 (-1)
3.4287%0.62%-0.02%68/74 (-1)
1.3029%0.86%-0.03%65/84 (-14)

Compare 3-month MF holding change on Screener

HOMEFIRST Insider Trades & Bulk Stock Deals

HOMEFIRST Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing HOMEFIRST stock

smallcases containing HOMEFIRST stock

Looks like this stock is not in any smallcase yet.

HOMEFIRST Events

HOMEFIRST Events

HOMEFIRST Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

HOMEFIRST Dividend Trend

No dividend trend available

HOMEFIRST Upcoming Dividends

HOMEFIRST Upcoming Dividends

No upcoming dividends are available

HOMEFIRST Past Dividends

HOMEFIRST Past Dividends

Cash Dividend

Ex DateEx DateMay 29, 2026

Final
Final | Div/Share: ₹5.20

Dividend/Share

5.20

Ex DateEx Date

May 29, 2026

Cash Dividend

Ex DateEx DateMay 30, 2025

Final
Final | Div/Share: ₹3.70

Dividend/Share

3.70

Ex DateEx Date

May 30, 2025

Cash Dividend

Ex DateEx DateJun 7, 2024

Final
Final | Div/Share: ₹3.40

Dividend/Share

3.40

Ex DateEx Date

Jun 7, 2024

Cash Dividend

Ex DateEx DateMay 19, 2023

Final
Final | Div/Share: ₹2.60

Dividend/Share

2.60

Ex DateEx Date

May 19, 2023

HOMEFIRST Stock News & Opinions

HOMEFIRST Stock News & Opinions

Corporate
Corporate
Home First Finance Company India Limited’s ESOP exercise boosts paid-up share capital

Home First Finance Company India Limited announced the allotment of 3,681 equity shares of Rs 2/- each against the exercise of vested Employee Stock Options under its ESOP schemes. Consequently, the company's paid-up share capital increased from Rs 20,91,18,922 consisting of 10,45,59,461 equity shares to Rs 20,91,26,284 consisting of 10,45,63,142 equity shares.

2 days agoCapital Market - Live
Corporate
Corporate
Home First Finance Company India Limited confirms Nutan Gaba Patwari's departure as CFO

Home First Finance Company India Limited informed the Bombay Stock Exchange and the National Stock Exchange that Ms. Nutan Gaba Patwari has vacated her office as Chief Financial Officer, Key Managerial Personnel, and Senior Management Personnel, effective August 31, 2026, as previously announced in a letter dated June 25, 2026.

2 weeks agoCapital Market - Live
Corporate
Corporate
Home First Finance secured Rs 150 crore in debentures from Kotak Mahindra Bank

Home First Finance Company India Limited announced the allotment of 15,000 Senior, Secured, Rated, Listed, Taxable, Redeemable, Transferable Non-Convertible Debentures with a face value of Rs 1,00,000 each, totaling an aggregate nominal value of Rs 150,00,00,000 to Kotak Mahindra Bank Ltd. on a private placement basis, with a coupon rate of 7.55% per annum and a maturity date of August 22, 2031. The debentures are proposed to be listed on the wholesale debt market (WDM) segment of BSE Limited.

3 weeks agoCapital Market - Live
Spotlight
Spotlight
Home First Finance plans to raise Rs 150 crore via NCDs on a private placement basis

Home First Finance Company India Limited plans to raise Rs 150 crore through the issuance of 15,000 senior, secured, rated, listed, taxable, redeemable, transferable non-convertible debentures (NCDs) with a face value of Rs 1,00,000 each, on a private placement basis, to be listed on the wholesale debt market segment of BSE Limited. The NCDs will carry an interest rate determined by the prevailing 3-month overnight indexed swap (OIS) based lending rate (FBIL 3M MIBOR-OIS) plus a spread, payable quarterly. The allotment date is proposed for August 28, 2026, with a maturity date of August 22, 2031, and the debentures will be secured by a first ranking pari passu charge over the company's receivables. The board approved this issuance following authorization from shareholders and in accordance with applicable SEBI regulations.

4 weeks agoCapital Market - Live
Corporate
Corporate
Home First Finance secures approval to issue Rs 150 crore in debt securities listed on BSE

Home First Finance Company India Limited announced that its Committee of Directors and Review Committee approved the issuance of up to 15,000 senior, secured, rated, listed, taxable, redeemable, transferable non-convertible debentures with a face value of Rs 100,000 each, totaling an aggregate nominal value of Rs 150 crore, to be listed on the wholesale debt market segment of BSE Limited. The debentures, to be issued on a private placement basis, will carry an interest rate based on the prevailing three-month overnight indexed swap (OIS) based lending rate plus a spread, with a tenure of 59 months and 25 days, with a deemed date of allotment on August 28, 2026, and a final redemption date on August 22, 2031.

4 weeks agoCapital Market - Live
Spotlight
Spotlight
Home First Finance’s Rs 561 crore NCDs reaffirmed as [ICRA] AA (Stable) by ICRA Limited

Home First Finance Company India Ltd has announced the revalidation of its credit rating for Non-Convertible Debentures (NCDs) by ICRA Limited, confirming a rating of [ICRA] AA (Stable) for an outstanding amount of Rs 561.00 crores; this revalidation mirrors the rating originally reaffirmed by ICRA on June 04, 2026, and supersedes no previous rating actions. The rating action, communicated on August 11, 2026, applies to the aforementioned NCDs and reflects ICRA’s ongoing assessment of the company’s financial health, with no enhancements, assignments, or withdrawals noted. The total rated amount remains at Rs 561.00 crores, and the rating outlook is stable.

1 month agoCapital Market - Live
Earnings
Earnings
Home First Finance Company India standalone net profit rises 34.45% in the June 2026 quarter

Net profit of Home First Finance Company India rose 34.45% to Rs 159.85 crore in the quarter ended June 2026 as against Rs 118.89 crore during the previous quarter ended June 2025. Sales rose 18.52% to Rs 535.99 crore in the quarter ended June 2026 as against Rs 452.22 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales535.99452.22 19 OPM %78.2879.50 - PBDT212.93160.88 32 PBT207.63156.49 33 NP159.85118.89 34 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Corporate
Home First Finance Company India allots 8,543 equity shares under ESOP

Home First Finance Company India has allotted 8,543 equity shares of Rs. 2/- each pursuant to exercise of Employee Stock Options under the ESOP Schemes of the Company. The paid-up share capital of the Company has accordingly increased from Rs. 20,90,50,442 consisting of 10,45,25,221 equity shares having a face value of Rs. 2/- each to Rs. 20,90,67,528 consisting of 10,45,33,764 equity shares having a face value of Rs. 2/- each

1 month agoCapital Market - Live
Corporate
Corporate
Home First Finance Co. India to announce Quarterly Result

Home First Finance Co. India will hold a meeting of the Board of Directors of the Company on 27 July 2026.

1 month agoCapital Market - Live
Spotlight
Spotlight
Volumes spurt at Home First Finance Company India Ltd counter

Balkrishna Industries Ltd, Timken India Ltd, Bikaji Foods International Ltd, Lodha Developers Ltd are among the other stocks to see a surge in volumes on BSE today, 08 July 2026.Home First Finance Company India Ltd registered volume of 5.2 lakh shares by 10:46 IST on BSE, a 38.68 fold spurt over two-week average daily volume of 13451 shares. The stock slipped 0.78% to Rs.1,200.00. Volumes stood at 6438 shares in the last session.Balkrishna Industries Ltd recorded volume of 1.04 lakh shares by 10:46 IST on BSE, a 15.27 times surge over two-week average daily volume of 6792 shares. The stock gained 0.89% to Rs.2,273.80. Volumes stood at 5084 shares in the last session.Timken India Ltd notched up volume of 60196 shares by 10:46 IST on BSE, a 6.34 fold spurt over two-week average daily volume of 9492 shares. The stock slipped 1.13% to Rs.3,223.45. Volumes stood at 52670 shares in the last session.Bikaji Foods International Ltd saw volume of 35976 shares by 10:46 IST on BSE, a 4.73 fold spurt over two-week average daily volume of 7606 shares. The stock dropped 0.12% to Rs.643.00. Volumes stood at 6921 shares in the last session.Lodha Developers Ltd clocked volume of 20.14 lakh shares by 10:46 IST on BSE, a 4.6 times surge over two-week average daily volume of 4.38 lakh shares. The stock gained 3.15% to Rs.1,137.85. Volumes stood at 12.34 lakh shares in the last session.Powered by Capital Market - Live

2 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. The share price of HOMEFIRST as on 18th September 2026 is ₹1241.30. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of Home First Finance Company India Ltd (HOMEFIRST) share are
    • Past 1 week: 4.24%
    • Past 1 month: 5.11%
    • Past 3 months: 8.31%
    • Past 6 months: 26.19%
    • Past 1 year: -2.92%
    • Past 3 years: 47.08%
    • Past 5 years: 124.51%

  3. The current dividend yield of Home First Finance Company India Ltd (HOMEFIRST) is 0.42.

  4. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Home First Finance Company India Ltd (HOMEFIRST) is ₹12979.42 Cr as of 18th September 2026.

  5. The 52-week high of Home First Finance Company India Ltd (HOMEFIRST) is ₹1317.70 and the 52-week low is ₹893.70.

  6. The P/E (price-to-earnings) ratio of Home First Finance Company India Ltd (HOMEFIRST) is 24.02. The P/B (price-to-book) ratio is 2.98.

  7. Home First Finance Company India Ltd (HOMEFIRST) belongs to the Financials sector & Home Financing sub-sector.

  8. You can directly buy Home First Finance Company India Ltd (HOMEFIRST) shares on Tickertape. Simply sign up, connect your demat account and place your order.