What is the share price of L&T Finance Ltd (LTF) today?
The share price of LTF as on 5th December 2025 is ₹298.70. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on L&T Finance Ltd (LTF) share?
The past returns of L&T Finance Ltd (LTF) share are- Past 1 week: -1.61%
- Past 1 month: 7.70%
- Past 3 months: 31.86%
- Past 6 months: 71.48%
- Past 1 year: 102.81%
- Past 3 years: 228.90%
- Past 5 years: 265.82%
What are the peers or stocks similar to L&T Finance Ltd (LTF)?
The peers or stocks similar to L&T Finance Ltd (LTF) include:What is the dividend yield % of L&T Finance Ltd (LTF) share?
The current dividend yield of L&T Finance Ltd (LTF) is 0.91.What is the market cap of L&T Finance Ltd (LTF) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of L&T Finance Ltd (LTF) is ₹75147.94 Cr as of 5th December 2025.What is the 52 week high and low of L&T Finance Ltd (LTF) share?
The 52-week high of L&T Finance Ltd (LTF) is ₹315.35 and the 52-week low is ₹129.20.What is the PE and PB ratio of L&T Finance Ltd (LTF) stock?
The P/E (price-to-earnings) ratio of L&T Finance Ltd (LTF) is 28.43. The P/B (price-to-book) ratio is 2.93.Which sector does L&T Finance Ltd (LTF) belong to?
L&T Finance Ltd (LTF) belongs to the Financials sector & Consumer Finance sub-sector.How to buy L&T Finance Ltd (LTF) shares?
You can directly buy L&T Finance Ltd (LTF) shares on Tickertape. Simply sign up, connect your demat account and place your order.
L&T Finance Ltd
LTF Share Price
298.700.58% (-1.75)
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LTF Stock Scorecard
Performance
HighThe creamy layer - amongst the top performing stocks
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
AvgThe stock is overpriced but is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
LTF Performance & Key Metrics
LTF Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 27.85 | 2.93 | 0.91% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.90 | 2.43 | 0.98% |
71%
Analysts have suggested that investors can buy this stock
from 17 analysts
Price Upside
Earnings Growth
Rev. Growth
LTF Company Profile
L&T Finance Limited is an India-based non-banking financial company offering personal loans, two-wheeler loans, home loans, rural business loans, farm loans, and SME loans.
BAJFINANCE
PE Ratio
38.44
38.44
1Y Return
52.69%
52.69%
Buy Reco %
51.72
51.72
PE Ratio
119.08
119.08
1Y Return
12.44%
12.44%
Buy Reco %
50.00
50.00
SHRIRAMFIN
PE Ratio
16.31
16.31
1Y Return
32.20%
32.20%
Buy Reco %
90.00
90.00
MUTHOOTFIN
PE Ratio
27.87
27.87
1Y Return
90.06%
90.06%
Buy Reco %
68.75
68.75
PE Ratio
33.17
33.17
1Y Return
29.67%
29.67%
Buy Reco %
59.38
59.38
LTF Sentiment Analysis
LTF Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
LTF Stock Summary · November 2025
L&T Finance is strategically enhancing its market position through a robust integration of technology and customer-centric innovations, particularly in the gold loan and mortgage sectors. The successful implementation of AI-driven tools has significantly improved underwriting efficiency and operational performance, while a focus on expanding branch networks aims to capture underserved markets. Despite challenges in the SME sector and geopolitical risks, the company is proactively managing credit risk and enhancing collection strategies, resulting in impressive collection efficiencies. Additionally, targeted marketing initiatives and partnerships are driving customer engagement, positioning L&T Finance favorably for future growth and increased market share. Overall, the commitment to operational excellence and technological advancements reflects a strong foundation for sustainable performance.
LTF Stock Growth Drivers
LTF Stock Growth Drivers
6Strong Financial Performance
The company has achieved significant financial milestones, including a 42% increase in Rural Business Finance
Technological Advancements
The company has operationalized Project Cyclops, an AI-based credit engine, which has improved underwriting processes
LTF Stock Challenges
LTF Stock Challenges
4Decreased Gross New Sales and High Bounce Rates
The company's Gross New Sales (GNS) have decreased to 57% of their peak levels from
Cyclical Business Exposure and Collection Efficiency Risks
The company faces significant exposure to cyclical businesses and event risks, particularly in areas like
LTF Forecast
LTF Forecasts
Price
Revenue
Earnings
LTF Share Price Forecast
LTF Share Price Forecast
2025
Current
₹300.45
Baseline
Forecast for Dec 2026
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2025
Current
₹300.45
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Forecast for Dec 2026
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LTF Company Revenue Forecast
LTF Company Revenue Forecast
2025
Current
₹15.94
Baseline
Forecast for Mar 2026
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2025
Current
₹15.94
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LTF Stock EPS (Earnings Per Share) Forecast
LTF Stock EPS (Earnings Per Share) Forecast
2025
Current
₹10.61
Baseline
Forecast for Mar 2026
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2025
Current
₹10.61
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LTF
LTF
Income
Balance Sheet
Cash Flow
Annual Normal View
LTF Income Statement
LTF Income Statement
Annual Normal View
| Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 8,572.31 | 10,266.26 | 13,368.82 | 14,476.75 | 14,189.59 | 12,523.56 | 15,567.07 | 14,726.25 | 15,940.98 | 16,727.74 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 12,997.43 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 493.52 | 408.70 | 824.73 | 1,062.32 | 938.07 | 1,094.84 | 1,405.93 | 1,806.37 | 2,216.51 | |||||||||||
| Selling & Administrative Expenses | 471.70 | 892.47 | 1,826.17 | 1,047.79 | 1,459.98 | 2,410.72 | 2,254.72 | 3,043.11 | 1,848.59 | |||||||||||
| Operating & Other expenses | 6,460.89 | 7,467.40 | 7,616.32 | 9,604.97 | 10,233.89 | 7,492.50 | 10,086.33 | 6,732.97 | 8,245.72 | |||||||||||
EBITDA | 1,146.20 | 1,497.69 | 3,101.60 | 2,761.67 | 1,557.65 | 1,525.50 | 1,820.09 | 3,143.80 | 3,630.16 | 3,730.31 | ||||||||||
| Depreciation/Amortization | 67.30 | 51.93 | 49.62 | 81.59 | 85.66 | 102.64 | 111.24 | 114.77 | 138.90 | 168.81 | ||||||||||
| PBIT | 1,078.90 | 1,445.76 | 3,051.98 | 2,680.08 | 1,471.99 | 1,422.86 | 1,708.85 | 3,029.03 | 3,491.26 | 3,561.50 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 1,078.90 | 1,445.76 | 3,051.98 | 2,680.08 | 1,471.99 | 1,422.86 | 1,708.85 | 3,029.03 | 3,491.26 | 3,561.50 | ||||||||||
| Taxes & Other Items | 36.72 | 191.08 | 825.68 | 979.91 | 501.05 | 352.75 | 85.60 | 708.93 | 847.60 | 862.99 | ||||||||||
| Net Income | 1,042.18 | 1,254.68 | 2,226.30 | 1,700.17 | 970.94 | 1,070.11 | 1,623.25 | 2,320.10 | 2,643.66 | 2,698.51 | ||||||||||
| EPS | 5.52 | 6.22 | 10.37 | 7.90 | 4.20 | 4.33 | 6.55 | 9.34 | 10.61 | 10.82 | ||||||||||
| DPS | 0.74 | 0.93 | 0.93 | 0.84 | 0.00 | 0.50 | 2.00 | 2.50 | 2.75 | 2.75 | ||||||||||
| Payout ratio | 0.13 | 0.15 | 0.09 | 0.11 | 0.00 | 0.12 | 0.31 | 0.27 | 0.26 | 0.25 |
LTF Company Updates
FY 2026FY 2026
Investor Presentation
Nov 6PDF
Oct 15PDF
Jul 18PDF
LTF Stock Peers
LTF Past Performance & Peer Comparison
LTF Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsConsumer Finance
Compare valuation on Screener
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| L&T Finance Ltd | 28.43 | 2.93 | 0.91% |
| Bajaj Finance Ltd | 38.44 | 6.46 | 0.54% |
| Jio Financial Services Ltd | 119.08 | 1.55 | 0.17% |
| Shriram Finance Ltd | 16.31 | 2.76 | 1.19% |
LTF Stock Price Comparison
Compare LTF with any stock or ETFCompare LTF with any stock or ETF
LTF
LTF Holdings
LTF Shareholdings
LTF Promoter Holdings Trend
LTF Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
LTF Institutional Holdings Trend
LTF Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
LTF Shareholding Pattern
LTF Shareholding Pattern
LTF Shareholding History
LTF Shareholding History
Foreign Institutions
Mutual Funds Invested in LTF
Mutual Funds Invested in LTF
No mutual funds holding trends are available
Top 5 Mutual Funds holding L&T Finance Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 1.4124% | Percentage of the fund’s portfolio invested in the stock 1.76% | Change in the portfolio weight of the stock over the last 3 months 1.76% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 48/71 (+18) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.8785% | Percentage of the fund’s portfolio invested in the stock 1.54% | Change in the portfolio weight of the stock over the last 3 months -0.15% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 58/102 (-4) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.7475% | Percentage of the fund’s portfolio invested in the stock 2.86% | Change in the portfolio weight of the stock over the last 3 months 0.79% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 5/65 (+13) |
Compare 3-month MF holding change on Screener
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases containing LTF stock
smallcases containing LTF stock
Looks like this stock is not in any smallcase yet.
LTF Events
LTF Events
LTF Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
LTF Dividend Trend
No dividend trend available
LTF Upcoming Dividends
LTF Upcoming Dividends
No upcoming dividends are available
LTF Past Dividends
LTF Past Dividends
Cash Dividend
Ex DateEx DateMay 27, 2025
Final
Final | Div/Share: ₹2.75
Dividend/Share
₹2.75
Ex DateEx Date
May 27, 2025
Cash Dividend
Ex DateEx DateJun 18, 2024
Final
Final | Div/Share: ₹2.50
Dividend/Share
₹2.50
Ex DateEx Date
Jun 18, 2024
Cash Dividend
Ex DateEx DateJul 21, 2023
Final
Final | Div/Share: ₹2.00
Dividend/Share
₹2.00
Ex DateEx Date
Jul 21, 2023
Cash Dividend
Ex DateEx DateJul 1, 2022
Final
Final | Div/Share: ₹0.50
Dividend/Share
₹0.50
Ex DateEx Date
Jul 1, 2022
Cash Dividend
Ex DateEx DateMar 26, 2020
Interim
Interim | Div/Share: ₹0.90
Dividend/Share
₹0.90
Ex DateEx Date
Mar 26, 2020
LTF Stock News & Opinions
LTF Stock News & Opinions
Articles & Videos
Corporate
L&T Finance allots 6.15 lakh equity shares under ESOP
L&T Finance has allotted 6,15,531 equity shares under ESOP on 31 October 2025. Powered by Capital Market - Live
1 month agoCapital Market - Live
Spotlight
L&T Finance Q2 PAT rises 6% YoY to Rs 735 cr
Profit before tax rose 5.24% year-on-year to Rs 988.86 crore in Q2 FY26, compared to Rs 939.57 crore posted in Q2 FY25. The company's retail book witnessed a growth of 18% YoY to Rs 1,04,607 crore, while disbursements increased by 25% YoY to Rs 18,883 crore. Rural business finance quarterly disbursements stood at Rs 6,316 crore in Q2 FY26, up 16% compared with Rs 5,435 crore in Q2 FY25, while book size increased 3% YoY to Rs 27,460 crore in Q2 FY26. Growth was driven by improved collection efficiency and sectoral trends. Farmer finance disbursements fell 7% YoY to Rs 1,654 crore in Q2 FY26. The book size stood at Rs 15,943 crore, up 10% YoY. Two-wheeler finance disbursements rose 5% YoY to Rs 2,512 crore in Q2 FY26, compared with Rs 2,393 crore in Q2 FY25. The book size stood at Rs 13,013 crore in Q2 FY26, up 3% YoY. Personal loan disbursements surged 114% YoY to Rs 2,918 crore during the quarter. The book size climbed 52% YoY to Rs 10,878 crore in Q2 FY26. In Q2 FY26, home loan disbursements rose 7% to Rs 2,713 crore, compared with Rs 2,531 crore in Q2 FY25. The book size increased 26% YoY to Rs 27,407 crore during the quarter. SME finance disbursements jumped 18% to Rs 1,468 crore during the quarter, compared with Rs 1,244 crore in Q2 FY25. The book size jumped 44% to Rs 7,465 crore in Q2 FY26, compared with Rs 5,190 crore in the same quarter last year. Gold loan disbursements in Q2 FY26 were Rs 983 crore, with the book size at Rs 1,475 crore. In Q2 FY26, the company's RoA stood at 2.41%, while RoE declined to 11.33%, down from 11.65% in Q2 FY25. L&T Finance offers financing for two-wheelers, consumer goods, homes, farm equipment, women entrepreneurs, rural groups, real estate, and infrastructure. It provides financing for small and medium enterprises through term loans and overdraft facilities. The scrip shed 0.99% to Rs 268.85 on the BSE. Powered by Capital Market - Live
1 month agoCapital Market - Live
Earnings
L&T Finance consolidated net profit rises 5.64% in the September 2025 quarter
Net profit of L&T Finance rose 5.64% to Rs 734.84 crore in the quarter ended September 2025 as against Rs 695.58 crore during the previous quarter ended September 2024. Sales rose 7.87% to Rs 4335.75 crore in the quarter ended September 2025 as against Rs 4019.34 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales4335.754019.34 8 OPM %61.6760.82 - PBDT1039.81972.86 7 PBT988.86939.57 5 NP734.84695.58 6 Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
L&T Finance to hold board meeting
L&T Finance will hold a meeting of the Board of Directors of the Company on 15 October 2025.Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
L&T Finance receives upgrade in credit ratings
L&T Finance has received upgrade in credit ratings from S&P Global Ratings as under: Long Term Issuer Credit Rating - BBB / Stable (upgraded from BBB-/ Positive) Short Term Issuer Credit Rating - A-2 (upgraded from A-3) Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
L&T Finance allots NCDs aggregating Rs 250 cr
L&T Finance has allotted 25,000 Senior, Secured, Rated, Listed, Redeemable, Non-Convertible Debentures having face value of Rs. 1,00,000 each, aggregating to Rs. 250 crore through private placement basis, to the identified investors on 29 July 2025. Powered by Capital Market - Live
4 months agoCapital Market - Live
Corporate
L&T Finance allots 12.38 lakh equity shares under ESOS
L&T Finance has allotted 12,38,524 equity shares under ESOS on 29 July 2025. Powered by Capital Market - Live
4 months agoCapital Market - Live
Spotlight
L&T Finance posts PAT of Rs 701 crore in Q1 FY26; retail disbursements up by 18% YoY
Net interest income for the period under review was Rs 2,054 crore, up 2% YoY. Net interest margin was 8.24% in Q1 FY26 as against 9.31% in Q1 FY25. Earnings before credit cost rose by 4% to Rs 1,499 crore in Q1 FY26 from Rs 1,438 crore in Q1 FY25. Credit cost for the June'25 quarter was Rs 556 crore, up 8% YoY. Profit before tax in Q1 FY26 stood at Rs 943 crore, up by 2% from Rs 923 crore posted in Q1 FY25. The quarterly retail disbursements increased by 18% to Rs 17,522 crore in Q1 FY26 from Rs 14,839 crore. This was led by farmer finance, home loan & loan against property (LAP), and gold loans in the secured assets space while unsecured asset growth was contributed by personal loans. The company's quarterly weighted average cost of borrowing (WACB) for Q1 FY26 was 7.68%, down 16 basis points (bps) on a quarter-on-quarter (QoQ) basis. Consolidated book size as on 30 June 2025 was at Rs 1,02,314 crore as against Rs 88,717 crore as on 30 June 2024, up 15% YoY. Retail book was at Rs 99,816 crore as on 30 June 2025, up 18% YoY. Gross Stage-3 (GS3) stood at 3.31% in Q1 FY26 as against 3.29% in Q4 FY25 and 3.14% in Q1 FY25. Net Stage 3 (NS3) stood at 0.99% in Q1 FY26 as against 0.79% in Q1 FY25 and 0.97% in Q4 FY25. Consolidated return on equity (RoE) stood at 10.86% as against 11.58% in Q1 FY25. Return on assets (RoA) stood at 2.37% as against 2.68% in Q1 FY25. Sudipta Roy, managing director & CEO, LTF said: In a challenging quarter, our Company remained focused on outcomes and achieved a resilient performance while showcasing our ability to manage market headwinds. In the quarter, we achieved the highest-ever consolidated book of over Rs. 1 lakh crore milestone and added a secured high yield product to our loan portfolio i.e., gold loan. Our company has been assigned a debut investment grade credit rating of 'BBB-/Positive' by S&P Global Ratings and 'BBB- /Stable' by Fitch Ratings. This rating will serve as a foundation for further diversifying our liability franchise. L&T Finance offers financing for two-wheelers, consumer goods, homes, farm equipment, women entrepreneurs, rural groups, real estate, and infrastructure. It provides financing for small and medium enterprises through term loans and overdraft facilities. The scrip fell 1.73% to currently trade at Rs 206.95 on the BSE. Powered by Capital Market - Live
4 months agoCapital Market - Live
Earnings
L&T Finance consolidated net profit rises 2.27% in the June 2025 quarter
Net profit of L&T Finance rose 2.27% to Rs 701.10 crore in the quarter ended June 2025 as against Rs 685.51 crore during the previous quarter ended June 2024. Sales rose 12.56% to Rs 4259.57 crore in the quarter ended June 2025 as against Rs 3784.40 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales4259.573784.40 13 OPM %61.5060.83 - PBDT983.91950.71 3 PBT943.22922.27 2 NP701.10685.51 2 Powered by Capital Market - Live
4 months agoCapital Market - Live
Corporate
L&T Finance allots NCDs aggregating Rs 1000 cr
L&T Finance has allotted 1,00,000 Senior, Secured, Rated, Listed, Redeemable, Non-Convertible Debentures having face value of Rs. 1,00,000 each, aggregating to Rs. 1000 crore through private placement basis. Powered by Capital Market - Live
4 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 1.95%, vs industry avg of 16.73%
Over the last 5 years, market share decreased from 8.92% to 4.85%
Over the last 5 years, net income has grown at a yearly rate of 9.23%, vs industry avg of 21.54%