L&T Finance Ltd

L&T Finance Limited announced the allotment of 50,000 senior, secured, rated, listed, redeemable, non-convertible debentures with a face value of Rs 100,000 each on a private placement basis, for an aggregate nominal value of Rs 500 crore to identified investors on September 2, 2026. The debentures, with an original tenor of 1179 days and a coupon rate of 7.8384% p.a., are scheduled for maturity and redemption on September 28, 2029, and will be listed on the Negotiated Trade Reporting Platform of the National Stock Exchange of India Limited.

L&T Finance Limited announced that its ESOP Allotment Committee approved the allotment of 3,06,752 equity shares to option grantees under the L&TFL Employee Stock Option Scheme – 2013, according to a regulatory filing on August 28, 2026.

L&T Finance Limited announced the allotment of 23,500 senior, secured, rated, listed, redeemable, non-convertible debentures with a face value of Rs 1,00,000 each on a private placement basis, for an aggregate nominal value of Rs 235,00,00,000 to identified investors on August 20, 2026. The debentures, listed on the Negotiated Trade Reporting Platform of the National Stock Exchange of India Limited, have an original tenor of 1893 days and a coupon rate of 7.7942% p.a., with the first coupon payment scheduled for June 27, 2027.

L&T Finance Ltd share price ticked higher by 2.69% to Rs 314.7 after the company's net profit saw a marginal increase of 9.64% to Rs 809.16 crore, while revenue from operations slightly gained 4.21% to Rs 4771.03 crore in Q1FY26 over Q4FY25. The market capitalization of Non Banking Financial Company (NBFC) industry group stocks on BSE stood at Rs 17.07 lakh crore, gaining 7.10%. It has softened by 0.70% over last one week and soared by 15.20% in last one month while the market capitalization of L&T Finance Ltd has inched up 2.78% and 17.88% in the same period respectively. Profit before tax (PBT) of L&T Finance Ltd stood at Rs 1073.92 crore in Q1 FY26, expanding by 33.32% year-on-year, and easing 8.24% quarter-on-quarter. EBITDA came in at Rs 1134 crore, surging by 35.35% YoY and rising 5.80% sequentially. Total expenses grew marginally by 3.83% to Rs 3697.18 crore in Q1FY26 over Q1FY25. During the quarter, employee benefits expense was at Rs 659.72 crore, inching up 1.51% YoY. For the TTM ended FY26, revenue from operations rose 12.49% to Rs 17913.67 crore, while net profit improved by 12.84% to Rs 2982.87 crore, compared to previous TTM. EBITDA soared by 366647% to Rs 4229.65 crore, and PBT expanded by 14.52% to Rs 3998.17 crore compared to previous TTM. L&T Finance Ltd jumped 49.57% in last one year, significantly outperforming the benchmark BSE Sensex which has slipped by 4.36% during the same period.

L&T Finance Limited has allotted 200 subordinated, unsecured, rated, listed, redeemable, non-convertible debentures with a face value of Rs 10,00,000 each on a private placement basis, for an aggregate nominal value of Rs 200 crore to identified investors on August 13, 2026, according to a filing with the National Stock Exchange of India Limited and BSE Limited. The debentures, listed on the Negotiated Trade Reporting Platform, carry a coupon rate of 8.20% per annum and will mature on July 1, 2036.

L&T Finance Ltd announced it has received an Environment Social Governance (“ESG”) score of 78 (rating category – leader) from NSE Sustainability Ratings & Analytics Ltd (“NSE Sustainability”), a SEBI registered ESG Rating Provider under Category I and a subsidiary of NSE Indices Limited (“NSEI”), with the score received on August 10, 2026 at 04:10 P.M. (IST) and simultaneously sighted on the website of NSE Sustainability; this represents an enhancement and not an assignment or withdrawal of any previous ratings, and applies to all instruments.

L&T Finance Limited announced that its ESOP Allotment Committee approved the allotment of 3,85,620 equity shares to option grantees who exercised their options under the L&TFL Employee Stock Option Scheme – 2013, according to a regulatory filing on Wednesday, July 29, 2026.

L&T Finance has allotted 3,85,620 equity shares under ESOP on 29 July 2026.

Total revenue from operations jumped 22.38% YoY to Rs 5,212.92 crore in Q1 FY27. Profit before tax (PBT) climbed 31.07% YoY to Rs 943.22 crore in the quarter ended 30th June 2026. The company's consolidated loan book expanded 27% YoY to Rs 1,29,634 crore as of 30 June 2026 from Rs 1,02,314 crore a year earlier. The retail loan book grew 28% YoY to Rs 1,27,535 crore from Rs 99,816 crore, supported by growth across rural and urban markets with a focus on high-yielding loan products. Retail disbursements surged 36% YoY to Rs 23,852 crore in Q1 FY27 from Rs 17,522 crore in the year-ago period. Among key segments, personal loan disbursements more than doubled, rising 126% YoY to Rs 4,380 crore, while farmer finance disbursements increased 11% to Rs 2,453 crore. SME Finance disbursements rose 23% YoY to Rs 1,567 crore, while Gold Finance disbursements climbed 26% to Rs 1,928 crore during the quarter. The company reported an improvement in its asset quality in Q1 FY27, with both gross and net Stage 3 assets declining on a year-on-year basis. Gross Stage 3 (GS3) assets stood at 2.86% as of 30 June 2026, compared with 3.31% in the corresponding quarter of the previous year. Net Stage 3 (NS3) assets also improved to 0.90% in Q1 FY27 from 0.99% in Q1 FY26, reflecting continued strengthening in the company's loan portfolio and asset quality. The company said it continues to strengthen its technology infrastructure by adopting an open-source private cloud, which is expected to significantly reduce costs while supporting its artificial intelligence (AI) and machine learning initiatives. According to the company, the private cloud model is projected to be around 70% cheaper than hyperscale cloud platforms over a five-year total cost of ownership. Sudipta Roy, managing director & CEO, LTF, said, 'Q1FY27 was another quarter where we remained focused on disciplined execution amidst an evolving macroeconomic environment marked by geopolitical uncertainties, inflationary pressures and elevated borrowing costs. Despite these external factors, our diversified retail franchise continued to demonstrate resilience, delivering strong business momentum and healthy book growth in line with the goals of our Lakshya 31 strategic plan. Our consistent investments in technology, analytics and AI continue to be a key differentiator, both in terms of customer experience as well as credit outcomes. In our bid to transform into an AI-native organization, we are increasingly embedding our proprietary AI ecosystem across the entire lending stack from sourcing and underwriting through our in-house AI credit engine 'Project Cyclops' to portfolio monitoring through 'Project Nostradamus' and our expanding suite of in-house developed AI copilots and agents. These capabilities are enabling superior credit selection, improved customer experience, faster turnaround times and enhanced operating efficiencies, while strengthening the quality and sustainability of our growth.' Mumbai-based L&T Finance is a leading non-banking financial company (NBFC), offering a range of financial products and services. On a consolidated basis, the company's PAT for Q4FY26 stood at Rs 807 crore vs. Rs. 636 crore, up by 27% YoY. Total income jumped 18.47% YoY to Rs 4,771.10 crore in Q4FY26.Powered by Capital Market - Live

Total revenue from operations jumped 22.38% YoY to Rs 5,212.92 crore in Q1 FY27. Profit before tax (PBT) climbed 31.07% YoY to Rs 943.22 crore in the quarter ended 30th June 2026. The company's consolidated loan book expanded 27% YoY to Rs 1,29,634 crore as of 30 June 2026 from Rs 1,02,314 crore a year earlier. The retail loan book grew 28% YoY to Rs 1,27,535 crore from Rs 99,816 crore, supported by growth across rural and urban markets with a focus on high-yielding loan products. Retail disbursements surged 36% YoY to Rs 23,852 crore in Q1 FY27 from Rs 17,522 crore in the year-ago period. Among key segments, personal loan disbursements more than doubled, rising 126% YoY to Rs 4,380 crore, while farmer finance disbursements increased 11% to Rs 2,453 crore. SME Finance disbursements rose 23% YoY to Rs 1,567 crore, while Gold Finance disbursements climbed 26% to Rs 1,928 crore during the quarter. The company reported an improvement in its asset quality in Q1 FY27, with both gross and net Stage 3 assets declining on a year-on-year basis. Gross Stage 3 (GS3) assets stood at 2.86% as of 30 June 2026, compared with 3.31% in the corresponding quarter of the previous year. Net Stage 3 (NS3) assets also improved to 0.90% in Q1 FY27 from 0.99% in Q1 FY26, reflecting continued strengthening in the company's loan portfolio and asset quality. The company said it continues to strengthen its technology infrastructure by adopting an open-source private cloud, which is expected to significantly reduce costs while supporting its artificial intelligence (AI) and machine learning initiatives. According to the company, the private cloud model is projected to be around 70% cheaper than hyperscale cloud platforms over a five-year total cost of ownership. Sudipta Roy, managing director & CEO, LTF, said, 'Q1FY27 was another quarter where we remained focused on disciplined execution amidst an evolving macroeconomic environment marked by geopolitical uncertainties, inflationary pressures and elevated borrowing costs. Despite these external factors, our diversified retail franchise continued to demonstrate resilience, delivering strong business momentum and healthy book growth in line with the goals of our Lakshya 31 strategic plan. Our consistent investments in technology, analytics and AI continue to be a key differentiator, both in terms of customer experience as well as credit outcomes. In our bid to transform into an AI-native organization, we are increasingly embedding our proprietary AI ecosystem across the entire lending stack from sourcing and underwriting through our in-house AI credit engine 'Project Cyclops' to portfolio monitoring through 'Project Nostradamus' and our expanding suite of in-house developed AI copilots and agents. These capabilities are enabling superior credit selection, improved customer experience, faster turnaround times and enhanced operating efficiencies, while strengthening the quality and sustainability of our growth.' Mumbai-based L&T Finance is a leading non-banking financial company (NBFC), offering a range of financial products and services. On a consolidated basis, the company's PAT for Q4FY26 stood at Rs 807 crore vs. Rs. 636 crore, up by 27% YoY. Total income jumped 18.47% YoY to Rs 4,771.10 crore in Q4FY26. The counter rose 0.06% to settle at Rs 321.25 on the BSE.Powered by Capital Market - Live