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HDB Financial Services Limited

HDB Financial Services Limited

HDBFS Share Price

NSE
684.801.59% (-11.05)
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With a market cap of ₹57,666 cr, stock is ranked 194

Stock is 1.92x as volatile as Nifty

HDBFS Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹57,666 cr, stock is ranked 194

Stock is 1.92x as volatile as Nifty

HDBFS Performance & Key Metrics

HDBFS Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
20.892.790.58%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.632.141.29%

HDBFS Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
62%
Analysts have suggested that investors can buy this stock

from 13 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

HDBFS Company Profile

HDB Financial Services Ltd is a diversified retail-focused NBFC in India offering enterprise lending, asset finance, and consumer finance products including business loans, vehicle loans, personal loans, gold loans, and BPO services.

Investor Presentation

View older View older 

Jul 15, 2026

PDF
View Older Presentations

HDBFS Similar Stocks (Peers)

Compare with peers Compare with peers 

HDBFS Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
35.82
35.82
1Y Return
22.26%
22.26%
Buy Reco %
81.82
81.82
PE Ratio
26.52
26.52
1Y Return
82.32%
82.32%
Buy Reco %
87.50
87.50
PE Ratio
103.22
103.22
1Y Return
24.66%
24.66%
Buy Reco %
100.00
100.00
PE Ratio
30.41
30.41
1Y Return
22.70%
22.70%
Buy Reco %
84.38
84.38
PE Ratio
31.77
31.77
1Y Return
10.45%
10.45%
Buy Reco %
84.62
84.62
Compare with Peers

HDBFS Sentiment Analysis

HDBFS Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

HDBFS Stock Summary · April 2026

Management framed the quarter as one of robust distribution and digital expansion, led by a customer base of 22.9 million and record Q4 disbursements of ₹19,922 crore, underscoring deployment capacity and reach. They emphasized disciplined pricing, product‑mix management and increased technology and AI investment to drive origination scale, faster decisioning and collection efficiencies, while automating expected‑credit‑loss provisioning to produce objective stage allocations. Management acknowledged contrasts between strong disbursement momentum and the need to convert those flows into loan‑book growth, modest yield pressure from product mix shifts, and a K‑shaped recovery across asset‑finance vintages even as overall Stage‑3 improved and credit costs declined. Profitability and efficiency metrics were highlighted—NII and margin expansion, tighter cost‑to‑income and healthy capital adequacy—supporting a risk‑adjusted, bank‑like posture. Near term, they expect April actions to convert higher disbursements into AUM, to sustain funding cost levels through the current quarter, to keep opex/GLB around 3.7%, and to pursue a medium‑term ambition of roughly Nominal‑GDP+6–7% CAGR while doubling the business over time.

HDBFS Stock Growth Drivers
HDBFS Stock Growth Drivers
7
  • Scale and digitally enabled distribution

    The company has materially scaled its customer franchise and distribution footprint, expanding to 22.9 million

  • Record disbursement momentum and multi‑segment origination growth

    Disbursements reached an all-time quarterly high of ₹19,922 crore in Q4 (up 11.2% sequentially) after

HDBFS Stock Challenges
HDBFS Stock Challenges
5
  • Geopolitical and Weather-Driven Supply‑Chain Risk

    The company faces an emerging external-risk backdrop from the West Asia conflict and a potential

  • Funding‑Cost Volatility and Margin Risk

    Market borrowing costs have risen and been volatile over the past month to three months,

HDBFS Forecast

HDBFS Forecasts

Price

Revenue

Earnings

HDBFS

HDBFS

Income

Balance Sheet

Cash Flow

HDBFS Income Statement

HDBFS Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue3,666.803,883.804,006.804,143.604,266.104,465.404,545.404,673.504,745.404,937.90
Operating & Other expensessubtract2,744.603,056.303,159.503,454.203,508.103,681.503,710.803,762.003,679.903,828.00
Depreciation/Amortizationsubtract40.4043.8048.2048.6053.8051.4052.4051.2054.3054.80
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract225.60202.00208.10168.50173.30164.80200.80216.40260.60269.90
EPS8.287.337.455.956.677.137.017.769.049.46

HDBFS Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Jul 15PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

Apr 15PDF
Jan 14PDF
Oct 15PDF
Jul 15PDF
 

HDBFS Stock Peers

HDBFS Past Performance & Peer Comparison

HDBFS Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
HDB Financial Services Limited22.672.790.58%
Bajaj Finance Ltd35.825.820.55%
Shriram Finance Limited26.524.030.76%
Jio Financial Services Limited103.221.200.24%

HDBFS Stock Price Comparison

Compare HDBFS with any stock or ETF
Compare HDBFS with any stock or ETF
HDBFS
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HDBFS Holdings

HDBFS Shareholdings

HDBFS Promoter Holdings Trend

HDBFS Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

HDBFS Institutional Holdings Trend

HDBFS Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

HDBFS Shareholding Pattern

HDBFS Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding74.12%10.59%1.51%3.55%10.24%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

HDBFS Shareholding History

HDBFS Shareholding History

JunJulSepDec '25MarJun4.11%4.11%3.17%3.32%3.01%3.55%

Mutual Funds Invested in HDBFS

Mutual Funds Invested in HDBFS

No mutual funds holding trends are available

Top 5 Mutual Funds holding HDB Financial Services Limited




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.1545%1.69%0.16%57/96 (-2)
0.0960%0.76%-0.05%84/126 (-11)
0.0559%1.51%-0.08%20/91 (-9)

Compare 3-month MF holding change on Screener

HDBFS Insider Trades & Bulk Stock Deals

HDBFS Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing HDBFS stock

smallcases containing HDBFS stock

Looks like this stock is not in any smallcase yet.

HDBFS Events

HDBFS Events

HDBFS Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

HDBFS has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.58%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹5.76 every year

Dividends

Corp. Actions

Announcements

Legal Orders

HDBFS Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

HDBFS has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.58%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹5.76 every year

HDBFS Upcoming Dividends

HDBFS Upcoming Dividends

No upcoming dividends are available

HDBFS Past Dividends

HDBFS Past Dividends

Cash Dividend

Ex DateEx DateJun 18, 2026

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jun 18, 2026

Cash Dividend

Ex DateEx DateOct 24, 2025

Interim
Interim | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Oct 24, 2025

HDBFS Stock News & Opinions

HDBFS Stock News & Opinions

Corporate
Corporate
HDB Financial Services allotted Rs 5,445 crore in debentures via private placement

HDB Financial Services Limited announced that its Debenture Allotment Committee has allotted 54,450 secured redeemable non-convertible debentures of face value Rs 1,00,000 each, aggregating to Rs 5,44,50,00,000 on a private placement basis, with the debentures proposed to be listed on the Wholesale Debt Market Segment of BSE Limited.

2 weeks agoCapital Market - Live
Corporate
Corporate
HDB Financial Services to convene board meeting

HDB Financial Services will hold a meeting of the Board of Directors of the Company on 23 July 2026.

1 month agoCapital Market - Live
Corporate
Corporate
HDB Financial Services allots NCDs aggregating to Rs 310 cr

 HDB Financial Services has allotted 31,000 secured redeemable non convertible debentures of face value of Rs 1 lakh each aggregating to Rs 310 crore on private placement basis on 17 July 2026.

1 month agoCapital Market - Live
Spotlight
Spotlight
HDB Financial posts 38% YoY rise in Q1 PAT to Rs 785 crore

Net interest income rose by 19.9% to Rs 2,509 crore in Q1 FY27 from Rs 2,092 crore in Q1 FY26. Pre-provisioning operating profit for the period under review was Rs 1,726 crore, up 24.3% YoY. Profit before tax in Q1 FY27 stood at Rs 1,055 crore, up by 46.7% from Rs 733 crore in Q1 FY26. Loan losses and provisions was Rs 697 crore for the quarter ended 30 June 2026 compared to Rs 670 crore for the quarter ended 30 June 2025, an increase of 4.1%. Asset under management (AUM) was Rs 1,22,048 crore as on 30 June 2026 compared to Rs 1,09,690 crore as on 30 June 2025, a growth of 11.3%. Gross loan book stood at Rs 1,21,846 crore as on 30 June 2026 compared to Rs 1,09,342 crore as on 30 June 2025, a growth of 11.4%. Gross Stage-3 loans was at 2.34% as on 30 June 2026 as against 2.56% as at 30 June 2025. Net Stage-3 loans was at 1.04% as on June 2026 as against 1.11% as on June 2025. Provision coverage stood at 55.73% on stage-3 assets as on 30 June 2026 as against 56.70% as at 30 June 2025. HDB Financial Services (HDBFS) is a non-deposit taking non-banking finance company (NBFC) offering wide range of loan products to individuals, emerging businesses and micro enterprises. The scrip rose 1.08% to end at Rs 751.95 on the BSE. Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Earnings
HDB Financial Services standalone net profit rises 38.31% in the June 2026 quarter

Net profit of HDB Financial Services rose 38.31% to Rs 785.20 crore in the quarter ended June 2026 as against Rs 567.70 crore during the previous quarter ended June 2025. Sales rose 10.58% to Rs 4937.90 crore in the quarter ended June 2026 as against Rs 4465.40 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales4937.904465.40 11 OPM %57.9856.51 - PBDT1109.90783.90 42 PBT1055.10732.50 44 NP785.20567.70 38 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Corporate
HDB Financial Services to consider fund Raising

HDB Financial Services will hold a meeting of the Board of Directors of the Company on 17 July 2026.

1 month agoCapital Market - Live
Corporate
Corporate
HDB Financial Services to consider Fund raising

HDB Financial Services will hold a meeting of the Board of Directors of the Company on 9 July 2026.

1 month agoCapital Market - Live
Corporate
Corporate
HDB Financial Services allots NCDs aggregating to Rs 1,000 cr

HDB Financial Services has allotted 1,00,000 Secured Redeemable Non-Convertible Debentures (NCDs) of face value of Rs. 1,00,000/- each aggregating to Rs. 1,000 crore on private placement basis.

1 month agoCapital Market - Live
Corporate
Corporate
HDB Financial Services to hold board meeting

HDB Financial Services will hold a meeting of the Board of Directors of the Company on 15 July 2026.

1 month agoCapital Market - Live
Corporate
Corporate
HDB Financial Services allots NCDs aggregating to Rs 1,550 cr

 HDB Financial Services has allotted 1,55,000 Secured Redeemable Non-Convertible Debentures of Rs 1 lakh each aggregating to Rs 1,550 crore on private placement basis on 11 June 2026.

2 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of HDB Financial Services Limited (HDBFS) today?

    The share price of HDBFS as on 24th August 2026 is ₹684.80. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on HDB Financial Services Limited (HDBFS) share?

    The past returns of HDB Financial Services Limited (HDBFS) share are
    • Past 1 week: 2.05%
    • Past 1 month: -4.94%
    • Past 3 months: 4.73%
    • Past 6 months: -3.26%
    • Past 1 year: -12.64%
    • Past 3 years: N/A%
    • Past 5 years: -17.25%

  3. What are the peers or stocks similar to HDB Financial Services Limited (HDBFS)?
  4. What is the dividend yield % of HDB Financial Services Limited (HDBFS) share?

    The current dividend yield of HDB Financial Services Limited (HDBFS) is 0.58.

  5. What is the market cap of HDB Financial Services Limited (HDBFS) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of HDB Financial Services Limited (HDBFS) is ₹57666.61 Cr as of 24th August 2026.

  6. What is the 52 week high and low of HDB Financial Services Limited (HDBFS) share?

    The 52-week high of HDB Financial Services Limited (HDBFS) is ₹811.80 and the 52-week low is ₹555.30.

  7. What is the PE and PB ratio of HDB Financial Services Limited (HDBFS) stock?

    The P/E (price-to-earnings) ratio of HDB Financial Services Limited (HDBFS) is 22.67. The P/B (price-to-book) ratio is 2.79.

  8. Which sector does HDB Financial Services Limited (HDBFS) belong to?

    HDB Financial Services Limited (HDBFS) belongs to the Financials sector & Consumer Finance sub-sector.

  9. How to buy HDB Financial Services Limited (HDBFS) shares?

    You can directly buy HDB Financial Services Limited (HDBFS) shares on Tickertape. Simply sign up, connect your demat account and place your order.