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HDB Financial Services Ltd

HDBFS Share Price

744.000.33% (-2.50)
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With a market cap of ₹61,804 cr, stock is ranked 172

Stock is 1.53x as volatile as Nifty

HDBFS Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹61,804 cr, stock is ranked 172

Stock is 1.53x as volatile as Nifty

HDBFS Performance & Key Metrics

HDBFS Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
28.403.910.39%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.902.430.98%

HDBFS Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
50%
Analysts have suggested that investors can buy this stock

from 10 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

HDBFS Company Profile

HDB Financial Services Ltd is a diversified retail-focused NBFC in India offering enterprise lending, asset finance, and consumer finance products including business loans, vehicle loans, personal loans, gold loans, and BPO services.

Investor Presentation

View older View older 

Oct 15, 2025

PDF
View Older Presentations

HDBFS Similar Stocks (Peers)

Compare with peers Compare with peers 

HDBFS Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
38.44
38.44
1Y Return
52.69%
52.69%
Buy Reco %
51.72
51.72
PE Ratio
119.08
119.08
1Y Return
12.44%
12.44%
Buy Reco %
50.00
50.00
PE Ratio
16.31
16.31
1Y Return
32.20%
32.20%
Buy Reco %
90.00
90.00
PE Ratio
27.87
27.87
1Y Return
90.06%
90.06%
Buy Reco %
68.75
68.75
PE Ratio
33.17
33.17
1Y Return
29.67%
29.67%
Buy Reco %
59.38
59.38
Compare with Peers

HDBFS Sentiment Analysis

HDBFS Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

HDBFS Stock Summary · July 2025

The company demonstrated robust financial performance with a gross loan portfolio exceeding ₹1.09 lakh crores and a growing customer base of 20.1 million, reflecting its strong retail focus. While net interest income rose by 18.3% year-over-year, challenges in asset quality emerged, particularly in the commercial vehicle sector, where disbursements declined and credit costs increased to 2.5%. Management remains optimistic about future growth, emphasizing a diversified lending strategy and a commitment to operational efficiency, despite acknowledging the need for vigilance in monitoring credit stress. The integration of physical and digital channels enhances customer engagement, positioning the company well to capitalize on emerging opportunities in aspirational markets.

HDBFS Stock Growth Drivers
HDBFS Stock Growth Drivers
7
  • Strong Financial Performance

    The company reported a net interest income of ₹2,092 crores in Q1 FY26, marking a

  • Robust Customer Base and Engagement

    The company serves a customer base of 20.1 million, with an increase of 0.9 million

HDBFS Stock Challenges
HDBFS Stock Challenges
7
  • Decline in Consumer Finance Demand

    The company has reported lower-than-expected demand for consumer finance products, particularly in the air conditioner

  • Weak Vehicle Finance Performance

    The vehicle finance sector has shown a seasonally weak performance, with early indicators suggesting a

HDBFS Forecast

HDBFS Forecasts

Price

Revenue

Earnings

HDBFS

HDBFS

Income

Balance Sheet

Cash Flow

HDBFS Income Statement

HDBFS Income Statement

Industry refers to the sub-sector this company belongs to.
Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 8.67%, vs industry avg of 16.73%

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 6.63% to 4.96%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 16.71%, vs industry avg of 21.54%

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Financial YearFY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue10,756.5010,944.8011,306.3012,403.1914,173.0716,300.2816,300.30
Raw Materialssubtract9,182.3010,336.309,859.8013,178.10
Power & Fuel Costsubtract
Employee Costsubtract4,057.573,850.753,619.57
Selling & Administrative Expensessubtract743.29867.94965.42
Operating & Other expensessubtract4,863.096,004.578,593.07
Depreciation/Amortizationsubtract109.70107.8098.90111.84145.14194.42194.40
Interest & Other Itemssubtract
Taxes & Other Itemssubtract459.70109.20336.20668.05843.83751.88751.90
EPS12.784.9712.8124.7631.0627.3927.34
DPS2.003.003.000.00
Payout ratio0.000.000.000.080.100.110.00

HDBFS Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Oct 15PDF
Jul 15PDF
 

HDBFS Stock Peers

HDBFS Past Performance & Peer Comparison

HDBFS Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
HDB Financial Services Ltd28.403.910.39%
Bajaj Finance Ltd38.446.460.54%
Jio Financial Services Ltd119.081.550.17%
Shriram Finance Ltd16.312.761.19%

HDBFS Stock Price Comparison

Compare HDBFS with any stock or ETF
Compare HDBFS with any stock or ETF
HDBFS
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HDBFS Holdings

HDBFS Shareholdings

HDBFS Promoter Holdings Trend

HDBFS Promoter Holdings Trend

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

HDBFS Institutional Holdings Trend

HDBFS Institutional Holdings Trend

Decreased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has decreased by 4.79%

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

HDBFS Shareholding Pattern

HDBFS Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding74.19%10.01%0.91%3.17%11.71%

Oct 2024

Jun 2025

Jul 2025

Sep 2025

HDBFS Shareholding History

HDBFS Shareholding History

OctJunJulSep0.00%4.11%4.11%3.17%

Mutual Funds Invested in HDBFS

Mutual Funds Invested in HDBFS

No mutual funds holding trends are available

Top 5 Mutual Funds holding HDB Financial Services Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.6990%1.72%1.72%49/71 (+16)
0.8991%2.38%0.31%13/69 (+30)
0.8211%1.21%0.37%59/101 (+9)

Compare 3-month MF holding change on Screener

HDBFS Insider Trades & Bulk Stock Deals

HDBFS Insider Trades & Bulk Stock Deals

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smallcases containing HDBFS stock

smallcases containing HDBFS stock

Looks like this stock is not in any smallcase yet.

HDBFS Events

HDBFS Events

HDBFS Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

HDBFS Dividend Trend

No dividend trend available

HDBFS Upcoming Dividends

HDBFS Upcoming Dividends

No upcoming dividends are available

HDBFS Past Dividends

HDBFS Past Dividends

Cash Dividend

Ex DateEx DateOct 24, 2025

Interim
Interim | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Oct 24, 2025

HDBFS Stock News & Opinions

HDBFS Stock News & Opinions

Corporate
HDB Financial Services raises Rs 460 cr via NCDs

HDB Financial Services has allotted 46,000 Secured Redeemable Non-Convertible Debentures of face value of Rs 1 lakh each aggregating to Rs 460 crore on private placement basis on 11 November 2025. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
HDB Financial Services allots Tier II bonds of Rs 50 cr

HDB Financial Services has allotted 5000 Unsecured Redeemable Non-Convertible Subordinated (Tier II) Bonds (Sub debts) of face value of Rs 1 lakh each aggregating to Rs 50 crore on private placement basis. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Board of HDB Financial Services recommends interim dividend

HDB Financial Services announced that the Board of Directors of the Company at its meeting held on 15 October 2025, inter alia, have recommended the interim dividend of Rs 2 per equity Share (i.e. 20%) , subject to the approval of the shareholders.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
HDB Financial Services standalone net profit declines 1.62% in the September 2025 quarter

Net profit of HDB Financial Services declined 1.62% to Rs 581.40 crore in the quarter ended September 2025 as against Rs 591.00 crore during the previous quarter ended September 2024. Sales rose 13.44% to Rs 4545.40 crore in the quarter ended September 2025 as against Rs 4006.80 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales4545.404006.80 13 OPM %55.6361.04 - PBDT834.60847.30 -1 PBT782.20799.10 -2 NP581.40591.00 -2 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
HDB Financial Services to convene board meeting

HDB Financial Services will hold a meeting of the Board of Directors of the Company on 15 October 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
HDB Financial Services allots NCDs aggregating Rs 500 cr

HDB Financial Services has allotted 50,000 NCDs at face value of Rs. 1,00,000/- each aggregating to Rs. 500 crore on private placement basis on 12 September 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
HDB Financial Services allots NCDs aggregating Rs 510 cr

HDB Financial Services has allotted 51,000 NCDs, at face value of Rs. 1,00,000/- each aggregating to Rs. 510 crore on private placement basis on 22 August 2025. Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
HDB Financial Services allots NCDs aggregating Rs 200 cr

HDB Financial Services has allotted 20,000 NCDs, at face value of Rs. 1,00,000/- each aggregating to Rs. 200 crore on private placement basis on 14 August 2025. Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
HDB Financial Services allots NCDs aggregating Rs 500 cr

HDB Financial Services has allotted 50,000 NCDs of face value of Rs. 1,00,000/- each aggregating to Rs. 500 crore on private placement basis on 07 August 2025. Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
HDB Financial Services allots NCDs aggregating Rs 175 cr

 HDB Financial Services has allotted 17,500 NCDs, at face value of Rs. 1,00,000/- each aggregating to Rs. 175 crore on private placement basis. Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of HDB Financial Services Ltd (HDBFS) today?

    The share price of HDBFS as on 5th December 2025 is ₹744. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on HDB Financial Services Ltd (HDBFS) share?

    The past returns of HDB Financial Services Ltd (HDBFS) share are
    • Past 1 week: -2.79%
    • Past 1 month: 1.77%
    • Past 3 months: -3.47%
    • Past 6 months: -11.23%
    • Past 1 year: -11.23%
    • Past 3 years: N/A%
    • Past 5 years: -11.23%

  3. What are the peers or stocks similar to HDB Financial Services Ltd (HDBFS)?
  4. What is the dividend yield % of HDB Financial Services Ltd (HDBFS) share?

    The current dividend yield of HDB Financial Services Ltd (HDBFS) is 0.39.

  5. What is the market cap of HDB Financial Services Ltd (HDBFS) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of HDB Financial Services Ltd (HDBFS) is ₹61804.61 Cr as of 5th December 2025.

  6. What is the 52 week high and low of HDB Financial Services Ltd (HDBFS) share?

    The 52-week high of HDB Financial Services Ltd (HDBFS) is ₹891.90 and the 52-week low is ₹705.05.

  7. What is the PE and PB ratio of HDB Financial Services Ltd (HDBFS) stock?

    The P/E (price-to-earnings) ratio of HDB Financial Services Ltd (HDBFS) is 28.40. The P/B (price-to-book) ratio is 3.91.

  8. Which sector does HDB Financial Services Ltd (HDBFS) belong to?

    HDB Financial Services Ltd (HDBFS) belongs to the Financials sector & Consumer Finance sub-sector.

  9. How to buy HDB Financial Services Ltd (HDBFS) shares?

    You can directly buy HDB Financial Services Ltd (HDBFS) shares on Tickertape. Simply sign up, connect your demat account and place your order.