What is the share price of HDB Financial Services Ltd (HDBFS) today?
The share price of HDBFS as on 30th January 2026 is ₹707.40. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on HDB Financial Services Ltd (HDBFS) share?
The past returns of HDB Financial Services Ltd (HDBFS) share are- Past 1 week: -1.20%
- Past 1 month: -6.48%
- Past 3 months: -3.66%
- Past 6 months: -7.93%
- Past 1 year: -15.88%
- Past 3 years: N/A%
- Past 5 years: -15.88%
What are the peers or stocks similar to HDB Financial Services Ltd (HDBFS)?
The peers or stocks similar to HDB Financial Services Ltd (HDBFS) include:What is the dividend yield % of HDB Financial Services Ltd (HDBFS) share?
The current dividend yield of HDB Financial Services Ltd (HDBFS) is 0.41.What is the market cap of HDB Financial Services Ltd (HDBFS) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of HDB Financial Services Ltd (HDBFS) is ₹58597.76 Cr as of 30th January 2026.What is the 52 week high and low of HDB Financial Services Ltd (HDBFS) share?
The 52-week high of HDB Financial Services Ltd (HDBFS) is ₹891.90 and the 52-week low is ₹687.30.What is the PE and PB ratio of HDB Financial Services Ltd (HDBFS) stock?
The P/E (price-to-earnings) ratio of HDB Financial Services Ltd (HDBFS) is 26.93. The P/B (price-to-book) ratio is 3.70.Which sector does HDB Financial Services Ltd (HDBFS) belong to?
HDB Financial Services Ltd (HDBFS) belongs to the Financials sector & Consumer Finance sub-sector.How to buy HDB Financial Services Ltd (HDBFS) shares?
You can directly buy HDB Financial Services Ltd (HDBFS) shares on Tickertape. Simply sign up, connect your demat account and place your order.
HDB Financial Services Ltd
HDBFS Share Price
707.401.17% (-8.35)
High
—
—
Low
—
—
Returns
—
—
1D
1W
1M
1Y
5Y
Max
SIP
1D
1W
1M
1Y
5Y
Max
SIP
HDBFS Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
HDBFS Performance & Key Metrics
HDBFS Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 26.93 | 3.70 | 0.41% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.99 | 2.45 | 0.99% |
50%
Analysts have suggested that investors can buy this stock
from 10 analysts
Price Upside
Earnings Growth
Rev. Growth
HDBFS Company Profile
HDB Financial Services Ltd is a diversified retail-focused NBFC in India offering enterprise lending, asset finance, and consumer finance products including business loans, vehicle loans, personal loans, gold loans, and BPO services.
BAJFINANCE
PE Ratio
34.74
34.74
1Y Return
17.68%
17.68%
Buy Reco %
66.67
66.67
SHRIRAMFIN
PE Ratio
20.09
20.09
1Y Return
89.49%
89.49%
Buy Reco %
90.00
90.00
PE Ratio
100.27
100.27
1Y Return
8.39%
8.39%
Buy Reco %
100.00
100.00
MUTHOOTFIN
PE Ratio
28.83
28.83
1Y Return
73.31%
73.31%
Buy Reco %
68.75
68.75
TATACAP
PE Ratio
39.36
39.36
1Y Return
3.51%
3.51%
Buy Reco %
87.50
87.50
HDBFS Sentiment Analysis
HDBFS Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
HDBFS Stock Summary · January 2026
In Q3 FY26, the company demonstrated robust financial performance, achieving record disbursements of ₹17,917 crores, driven by strong consumer demand during the festive season and a resilient macroeconomic backdrop. Despite the challenges posed by new labor codes, which necessitated a one-time provision adjustment, the underlying business strength was evident with a 45% year-over-year growth in profit after tax. The management's focus on optimizing branch networks and enhancing operational efficiency is complemented by strategic investments in technology, ensuring a customer-centric approach. As asset quality improves and credit costs are managed, the company remains optimistic about achieving its medium-term growth targets while navigating external pressures and evolving regulatory landscapes.
HDBFS Stock Growth Drivers
HDBFS Stock Growth Drivers
6Strong Financial Performance
The company reported significant financial achievements in Q3 FY26, including a record disbursement of ₹17,917
Growth in Consumer Finance and Gold Loans
The Consumer Finance segment achieved a 17.3% quarter-on-quarter growth, driven by strong demand in auto,
HDBFS Stock Challenges
HDBFS Stock Challenges
4Increased Employee Benefit Expenses
The company has reported an estimated increase in provision for Employee Benefit Expenses amounting to
Concerns in Vehicle Segment Performance
The vehicle segment has shown mixed results, with a noted decline in the used commercial
HDBFS Forecast
HDBFS Forecasts
Price
Revenue
Earnings
HDBFS Share Price Forecast
HDBFS Share Price Forecast
2026
Current
₹707.40
Baseline
Forecast for Jan 2027
High
₹—
Median
₹—
Low
₹—
All values in ₹
2026
Current
₹707.40
Baseline
Forecast for Jan 2027
High
₹—
Median
₹—
Low
₹—
All values in ₹
HDBFS Company Revenue Forecast
HDBFS Company Revenue Forecast
2025
Current
₹16.30
Baseline
Forecast for Mar 2026
High
₹—
Median
₹—
Low
₹—
All values in ₹ Thousand cr.
2025
Current
₹16.30
Baseline
Forecast for Mar 2026
High
₹—
Median
₹—
Low
₹—
All values in ₹ Thousand cr.
HDBFS Stock EPS (Earnings Per Share) Forecast
HDBFS Stock EPS (Earnings Per Share) Forecast
2025
Current
₹27.39
Baseline
Forecast for Mar 2026
High
₹—
Median
₹—
Low
₹—
All values in ₹
2025
Current
₹27.39
Baseline
Forecast for Mar 2026
High
₹—
Median
₹—
Low
₹—
All values in ₹
HDBFS
HDBFS
Income
Balance Sheet
Cash Flow
Annual Normal View
HDBFS Income Statement
HDBFS Income Statement
Annual Normal View
| Financial Year | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 10,756.50 | 10,944.80 | 11,306.30 | 12,403.19 | 14,173.07 | 16,300.28 | 16,300.30 | |||||||
Raw Materials | 9,182.30 | 10,336.30 | 9,859.80 | 0.00 | 0.00 | 0.00 | 13,178.10 | |||||||
| Power & Fuel Cost | 0.00 | 0.00 | 0.00 | |||||||||||
| Employee Cost | 4,057.57 | 3,850.75 | 3,619.57 | |||||||||||
| Selling & Administrative Expenses | 743.29 | 867.94 | 965.42 | |||||||||||
| Operating & Other expenses | 4,863.09 | 6,004.57 | 8,593.07 | |||||||||||
EBITDA | 1,574.20 | 608.50 | 1,446.50 | 2,739.24 | 3,449.81 | 3,122.22 | 3,122.20 | |||||||
| Depreciation/Amortization | 109.70 | 107.80 | 98.90 | 111.84 | 145.14 | 194.42 | 194.40 | |||||||
| PBIT | 1,464.50 | 500.70 | 1,347.60 | 2,627.40 | 3,304.67 | 2,927.80 | 2,927.80 | |||||||
| Interest & Other Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||||
| PBT | 1,464.50 | 500.70 | 1,347.60 | 2,627.40 | 3,304.67 | 2,927.80 | 2,927.80 | |||||||
| Taxes & Other Items | 459.70 | 109.20 | 336.20 | 668.05 | 843.83 | 751.88 | 751.90 | |||||||
| Net Income | 1,004.80 | 391.50 | 1,011.40 | 1,959.35 | 2,460.84 | 2,175.92 | 2,175.90 | |||||||
| EPS | 12.78 | 4.97 | 12.81 | 24.76 | 31.06 | 27.39 | 27.34 | |||||||
| DPS | 0.00 | 0.00 | 0.00 | 2.00 | 3.00 | 3.00 | 0.00 | |||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.08 | 0.10 | 0.11 | 0.00 |
HDBFS Company Updates
FY 2026FY 2026
Investor Presentation
Jan 14PDF
Oct 15PDF
Jul 15PDF
HDBFS Stock Peers
HDBFS Past Performance & Peer Comparison
HDBFS Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsConsumer Finance
Compare valuation on Screener
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| HDB Financial Services Ltd | 26.93 | 3.70 | 0.41% |
| Bajaj Finance Ltd | 34.74 | 5.84 | 0.60% |
| Shriram Finance Ltd | 20.09 | 3.40 | 0.97% |
| Jio Financial Services Ltd | 100.27 | 1.31 | 0.20% |
HDBFS Stock Price Comparison
Compare HDBFS with any stock or ETFCompare HDBFS with any stock or ETF
HDBFS
HDBFS Holdings
HDBFS Shareholdings
HDBFS Promoter Holdings Trend
HDBFS Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
HDBFS Institutional Holdings Trend
HDBFS Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
HDBFS Shareholding Pattern
HDBFS Shareholding Pattern
HDBFS Shareholding History
HDBFS Shareholding History
Foreign Institutions
Mutual Funds Invested in HDBFS
Mutual Funds Invested in HDBFS
No mutual funds holding trends are available
Top 5 Mutual Funds holding HDB Financial Services Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 2.0137% | Percentage of the fund’s portfolio invested in the stock 1.95% | Change in the portfolio weight of the stock over the last 3 months 0.37% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 45/70 (+1) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.9798% | Percentage of the fund’s portfolio invested in the stock 2.46% | Change in the portfolio weight of the stock over the last 3 months -0.07% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 40/72 (-2) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.9192% | Percentage of the fund’s portfolio invested in the stock 1.28% | Change in the portfolio weight of the stock over the last 3 months 0.12% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 58/103 (-25) |
Compare 3-month MF holding change on Screener
smallcases containing HDBFS stock
smallcases containing HDBFS stock
Looks like this stock is not in any smallcase yet.
HDBFS Events
HDBFS Events
HDBFS Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
HDBFS Dividend Trend
No dividend trend available
HDBFS Upcoming Dividends
HDBFS Upcoming Dividends
No upcoming dividends are available
HDBFS Past Dividends
HDBFS Past Dividends
Cash Dividend
Ex DateEx DateOct 24, 2025
Interim
Interim | Div/Share: ₹2.00
Dividend/Share
₹2.00
Ex DateEx Date
Oct 24, 2025
HDBFS Stock News & Opinions
HDBFS Stock News & Opinions
Articles & Videos
Spotlight
HDB Financial Services gains as Q3 PAT jumps 36% YoY to Rs 643 cr
Total Revenue from operations rose 12.78% to Rs 4,673.5 crore in Q3 FY26 as against Rs 4,143.6 crore in Q3 FY25. Profit before tax stood at Rs 860.3 crore in Q3 FY26, registering a growth of 34.24%, compared with Rs 640.80 crore in Q3 FY25. The company's Assets Under Management (AUM) rose to Rs 1,14,853 crore as on 31 December 2025, up 12% from Rs 1,02,514 crore a year ago. Total gross loans grew 12.2% YoY to Rs 1,14,577 crore in Q3 FY26, compared with Rs 1,02,097 crore as on 31 December 2024. Net Interest Income (NII) increased 22.1% YoY to Rs 2,285 crore in Q3 FY26, up from Rs 1,872 crore in the same quarter last year. Pre-provisioning operating profit (PPOP) rose 23.2% YoY to Rs 1,573 crore in Q3 FY26, up from Rs 1,276 crore in Q3 FY25. Gross Stage 3 loans stood at 2.81% as of 31 December 2025, up from 2.25% a year ago. Net Stage 3 loans rose to 1.25% in Q3 FY26, compared with 0.90% as of 31 December 2024. Provision coverage on Stage 3 assets declined to 55.59% in Q3 FY26, from 60.02% a year earlier. Employee benefit expenses include a provision of Rs 61 crore on account of the new labour codes, of which Rs 56 crore relates to the lending business. HDB Financial Services (HDBFS) is a non-deposit taking non-banking finance company ('NBFC') offering wide range of loan products to individuals, emerging businesses and micro enterprises. Established in 2007, as a subsidiary of HDFC Bank Limited, HDBFS is categorized as an upper layer NBFC by the RBI. HDBFS offers a large portfolio of lending products that cater to a growing and diverse customer base through a wide omni-channel distribution network. Its lending products are offered through the three business verticals: Enterprise Lending, Asset Finance and Consumer Finance. As of 31 December 2025, the Company's distribution network spans 1,744 branches across 1,165 cities/ towns. Powered by Capital Market - Live
2 weeks agoCapital Market - Live
Earnings
HDB Financial Services standalone net profit rises 36.33% in the December 2025 quarter
Net profit of HDB Financial Services rose 36.33% to Rs 643.90 crore in the quarter ended December 2025 as against Rs 472.30 crore during the previous quarter ended December 2024. Sales rose 12.79% to Rs 4673.50 crore in the quarter ended December 2025 as against Rs 4143.60 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales4673.504143.60 13 OPM %55.9656.33 - PBDT911.50689.40 32 PBT860.30640.80 34 NP643.90472.30 36 Powered by Capital Market - Live
2 weeks agoCapital Market - Live
Corporate
HDB Financial Services schedules board meeting
HDB Financial Services will hold a meeting of the Board of Directors of the Company on 14 January 2026.Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
HDB Financial Services raises Rs 460 cr via NCDs
HDB Financial Services has allotted 46,000 Secured Redeemable Non-Convertible Debentures of face value of Rs 1 lakh each aggregating to Rs 460 crore on private placement basis on 11 November 2025. Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
HDB Financial Services allots Tier II bonds of Rs 50 cr
HDB Financial Services has allotted 5000 Unsecured Redeemable Non-Convertible Subordinated (Tier II) Bonds (Sub debts) of face value of Rs 1 lakh each aggregating to Rs 50 crore on private placement basis. Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
Board of HDB Financial Services recommends interim dividend
HDB Financial Services announced that the Board of Directors of the Company at its meeting held on 15 October 2025, inter alia, have recommended the interim dividend of Rs 2 per equity Share (i.e. 20%) , subject to the approval of the shareholders.Powered by Capital Market - Live
3 months agoCapital Market - Live
Earnings
HDB Financial Services standalone net profit declines 1.62% in the September 2025 quarter
Net profit of HDB Financial Services declined 1.62% to Rs 581.40 crore in the quarter ended September 2025 as against Rs 591.00 crore during the previous quarter ended September 2024. Sales rose 13.44% to Rs 4545.40 crore in the quarter ended September 2025 as against Rs 4006.80 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales4545.404006.80 13 OPM %55.6361.04 - PBDT834.60847.30 -1 PBT782.20799.10 -2 NP581.40591.00 -2 Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
HDB Financial Services to convene board meeting
HDB Financial Services will hold a meeting of the Board of Directors of the Company on 15 October 2025.Powered by Capital Market - Live
4 months agoCapital Market - Live
Corporate
HDB Financial Services allots NCDs aggregating Rs 500 cr
HDB Financial Services has allotted 50,000 NCDs at face value of Rs. 1,00,000/- each aggregating to Rs. 500 crore on private placement basis on 12 September 2025.Powered by Capital Market - Live
4 months agoCapital Market - Live
Corporate
HDB Financial Services allots NCDs aggregating Rs 510 cr
HDB Financial Services has allotted 51,000 NCDs, at face value of Rs. 1,00,000/- each aggregating to Rs. 510 crore on private placement basis on 22 August 2025. Powered by Capital Market - Live
5 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 8.67%, vs industry avg of 16.74%
Over the last 5 years, market share decreased from 6.63% to 4.97%
Over the last 5 years, net income has grown at a yearly rate of 16.71%, vs industry avg of 21.54%