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HDB Financial Services Limited

HDB Financial Services Limited

HDBFS Share Price

NSE
₹510.050.43% (-2.20)
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With a market cap of ₹42,487 cr, stock is ranked 228

Stock is 2.05x as volatile as Nifty

HDBFS Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹42,487 cr, stock is ranked 228

Stock is 2.05x as volatile as Nifty

HDBFS Performance & Key Metrics

HDBFS Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
14.352.060.78%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.382.121.24%

HDBFS Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
64%
Analysts have suggested that investors can buy this stock

from 14 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

HDBFS Company Profile

HDB Financial Services Ltd is a diversified retail-focused NBFC in India offering enterprise lending, asset finance, and consumer finance products including business loans, vehicle loans, personal loans, gold loans, and BPO services.

Investor Presentation

View older View older 

Oct 14, 2026

PDF
View Older Presentations

HDBFS Similar Stocks (Peers)

Compare with peers Compare with peers 

HDBFS Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
32.14
32.14
1Y Return
13.90%
13.90%
Buy Reco %
87.50
87.50
PE Ratio
22.06
22.06
1Y Return
26.95%
26.95%
Buy Reco %
93.75
93.75
PE Ratio
91.48
91.48
1Y Return
31.79%
31.79%
Buy Reco %
100.00
100.00
PE Ratio
28.10
28.10
1Y Return
5.21%
5.21%
Buy Reco %
92.86
92.86
PE Ratio
25.71
25.71
1Y Return
9.13%
9.13%
Buy Reco %
84.38
84.38
Compare with Peers

HDBFS Sentiment Analysis

HDBFS Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

HDBFS Stock Summary · July 2026

Management struck a confident but measured tone, saying the quarter combined record profitability with broad-based growth even as the macro backdrop softened. Profit before tax and returns were supported by the company’s highest-ever quarterly profit, with PAT up 38% year over year, while annualized ROA reached 2.5% and ROE 15%. Loan momentum remained broad, with the customer franchise up 19% and disbursements rising 16%, led by consumer finance, which grew 7.5% sequentially and 21% annually, alongside solid enterprise lending and a rebound in select asset finance lines. At the same time, management acknowledged tension between growth and portfolio reshaping, as it continues reducing exposure to lower-return products and rebuilding asset finance around better risk-adjusted returns. Asset quality improved, with Stage 3 assets falling to 2.34% of book, and funding stayed flexible with CRAR at 21.29%. Management also emphasized its AI-led Shikhar transformation and said the near-term path should feature further improvement in preferred products over the next three to four quarters, with costs and risks still monitored closely.

HDBFS Stock Growth Drivers
HDBFS Stock Growth Drivers
10
  • Resilient macro backdrop

    Domestic economic activity was described as resilient even amid geopolitical concerns, suggesting the operating environment

  • Broad-based lending and franchise expansion

    The company delivered strong growth across its core lending engines, with customer franchise reaching 23.9

HDBFS Stock Challenges
HDBFS Stock Challenges
4
  • Weaker Macro Environment and External Disruption Risk

    The operating backdrop has become less supportive as FY27 real GDP growth has been revised

  • Weather-Driven Collections and Mobility Pressure

    Monsoon weakness and El Nino are identified as near-term risks because adverse weather can restrict

HDBFS Forecast

HDBFS Forecasts

Price

Revenue

Earnings

HDBFS

HDBFS

Income

Balance Sheet

Cash Flow

HDBFS Income Statement

HDBFS Income Statement

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Quarterjun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026sep 2026
Total Revenue3,883.804,006.804,143.604,266.104,465.404,545.404,673.504,745.404,937.905,005.30
Operating & Other expensessubtract3,056.303,159.503,454.203,508.103,681.503,710.803,762.003,679.903,828.003,904.20
Depreciation/Amortizationsubtract43.8048.2048.6053.8051.4052.4051.2054.3054.8057.40
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract202.00208.10168.50173.30164.80200.80216.40260.60269.90263.50
EPS7.337.455.956.677.137.017.769.049.469.39

HDBFS Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Oct 14PDF
Jul 15PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

Apr 15PDF
Jan 14PDF
Oct 15PDF
Jul 15PDF
 

HDBFS Stock Peers

HDBFS Past Performance & Peer Comparison

HDBFS Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
HDB Financial Services Limited16.702.060.78%
Bajaj Finance Ltd32.145.230.61%
Shriram Finance Limited22.063.360.92%
Jio Financial Services Limited91.481.070.27%
ScreenerCompare valuation on Screener

HDBFS Stock Price Comparison

Compare HDBFS with any stock or ETF
Compare HDBFS with any stock or ETF
HDBFS
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HDBFS Holdings

HDBFS Shareholdings

HDBFS Promoter Holdings Trend

HDBFS Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

HDBFS Institutional Holdings Trend

HDBFS Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

HDBFS Shareholding Pattern

HDBFS Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding74.25%10.09%1.89%4.05%9.72%

Dec 2025

Mar 2026

Jun 2026

Sep 2026

HDBFS Shareholding History

HDBFS Shareholding History

JulSepDec '25MarJunSep4.12%3.18%3.33%3.02%3.56%4.05%

Mutual Funds Invested in HDBFS

Mutual Funds Invested in HDBFS

No mutual funds holding trends are available

Top 5 Mutual Funds holding HDB Financial Services Limited




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
2.2851%1.46%-0.28%51/78 (-1)
1.9713%1.96%0.10%53/91 (-2)
1.5461%3.36%0.50%41/78 (0)

Compare 3-month MF holding change on Screener

HDBFS Insider Trades & Bulk Stock Deals

HDBFS Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing HDBFS stock

smallcases containing HDBFS stock

Looks like this stock is not in any smallcase yet.

HDBFS Events

HDBFS Events

HDBFS Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

HDBFS has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.78%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹7.82 every year

Dividends

Corp. Actions

Announcements

Legal Orders

HDBFS Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

HDBFS has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.78%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹7.82 every year

HDBFS Upcoming Dividends

HDBFS Upcoming Dividends

Cash Dividend

Ex DateEx DateOct 23, 2026

Interim
Interim | Div/Share: ₹2.00

Dividend/Share

₹2.00

Ex DateEx Date

Oct 23, 2026

HDBFS Past Dividends

HDBFS Past Dividends

Cash Dividend

Ex DateEx DateJun 18, 2026

Final
Final | Div/Share: ₹2.00

Dividend/Share

₹2.00

Ex DateEx Date

Jun 18, 2026

Cash Dividend

Ex DateEx DateOct 24, 2025

Interim
Interim | Div/Share: ₹2.00

Dividend/Share

₹2.00

Ex DateEx Date

Oct 24, 2025

HDBFS Stock News & Opinions

HDBFS Stock News & Opinions

Corporate
Corporate
HDB Financial Services Ltd fixes record date for Interim dividend

HDB Financial Services Ltd fixes record date for Interim dividend Record date is 23 October 2026 HDB Financial Services Ltd has fixed 23 October 2026 as record date for payment of final dividend of Rs 2 per equity share of face value of Rs 10 each for FY 2025-26. The stock has eased by 2.72% in last one-week and has plunged by 12.18% in last one month. It has slumped by 21.13% over last one year. The average delivered quantity for the stock in last one-week came to 58.43%.

1 week agoCapital Market - Live
Corporate
Corporate
HDB Financial Services reported no dematerialisation requests during the quarter ended September 30, 2026

HDB Financial Services Limited submitted a certificate to the National Stock Exchange of India Limited and BSE Limited under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, for the quarter ended September 30, 2026, confirming that no requests for dematerialisation or rematerialisation of securities were received during that period, as certified by MUFG Intime India Private Limited, formerly Link Intime India Private Limited, the company’s registrar and transfer agent.

2 weeks agoCapital Market - Live
Corporate
Corporate
HDB Financial Services will review quarterly results and interim dividend at October meeting

HDB Financial Services Limited will consider and approve unaudited financial results for the quarter and half year ended September 30, 2026, at a board meeting on Wednesday, October 14, 2026, and will also consider a proposal for the declaration of an interim dividend on the equity shares of the company for the Financial Year 2026-27. Trading in securities of HDB Financial Services Limited will remain closed until Friday, October 16, 2026, for promoters, designated persons, directors and their immediate relatives, as per the Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015.

2 weeks agoCapital Market - Live
Corporate
Corporate
HDB Financial Services to review financial results at a board meeting October 14, 2026

HDB Financial Services Limited will hold a board meeting on Wednesday, October 14, 2026, to consider and approve unaudited financial results for the quarter and half year ending September 30, 2026, and a trading window for its promoters, designated persons, directors and their immediate relatives will be closed from Thursday, October 1, 2026, to Friday, October 16, 2026.

3 weeks agoCapital Market - Live
Corporate
Corporate
HDB Financial Services Limited allotted equity shares to employees under its stock option scheme

HDB Financial Services Limited announced the allotment of 29,480 equity shares to employees on September 21, 2026, pursuant to the exercise of options under its Employees Stock Option Scheme, increasing the company’s paid-up share capital from Rs 8,30,76,49,350 to Rs 8,30,79,44,150.

1 month agoCapital Market - Live
Corporate
Corporate
HDB Financial Services allotted Rs 20,18,17,01,644 in debentures listed on BSE

HDB Financial Services Limited announced that its Debenture Allotment Committee has allotted 20,000 secured redeemable non-convertible debentures of face value Rs 10,00,000 each, aggregating to Rs 20,18,17,01,644, on a private placement basis, with the debentures proposed to be listed on the Wholesale Debt Market Segment of BSE Limited. The NCDs have a tenure of 1064 days, a coupon rate of 8.0500% (XIRR – 7.9599%), and are scheduled for maturity on August 08, 2029.

1 month agoCapital Market - Live
Corporate
Corporate
HDB Financial Services Limited allotted equity shares to employees under its stock option scheme

HDB Financial Services Limited announced the allotment of 1,21,016 equity shares to employees on August 24, 2026, following the exercise of options under its Employees Stock Option Scheme, increasing the company’s paid-up share capital from Rs 8,30,64,39,190 to Rs 8,30,76,49,350.

1 month agoCapital Market - Live
Corporate
Corporate
HDB Financial Services allotted Rs 5,445 crore in debentures via private placement

HDB Financial Services Limited announced that its Debenture Allotment Committee has allotted 54,450 secured redeemable non-convertible debentures of face value Rs 1,00,000 each, aggregating to Rs 5,44,50,00,000 on a private placement basis, with the debentures proposed to be listed on the Wholesale Debt Market Segment of BSE Limited.

2 months agoCapital Market - Live
Corporate
Corporate
HDB Financial Services to convene board meeting

HDB Financial Services will hold a meeting of the Board of Directors of the Company on 23 July 2026.

3 months agoCapital Market - Live
Corporate
Corporate
HDB Financial Services allots NCDs aggregating to Rs 310 cr

 HDB Financial Services has allotted 31,000 secured redeemable non convertible debentures of face value of Rs 1 lakh each aggregating to Rs 310 crore on private placement basis on 17 July 2026.

3 months agoCapital Market - Live

Frequently asked questions

  1. The share price of HDBFS as on 22nd October 2026 is ₹510.05. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of HDB Financial Services Limited (HDBFS) share are
    • Past 1 week: -10.81%
    • Past 1 month: -25.25%
    • Past 3 months: -27.88%
    • Past 6 months: -24.09%
    • Past 1 year: -31.44%
    • Past 3 years: N/A%
    • Past 5 years: -39.35%

  3. The current dividend yield of HDB Financial Services Limited (HDBFS) is 0.78.

  4. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of HDB Financial Services Limited (HDBFS) is ₹42488.00 Cr as of 22nd October 2026.

  5. The 52-week high of HDB Financial Services Limited (HDBFS) is ₹796.70 and the 52-week low is ₹502.05.

  6. The P/E (price-to-earnings) ratio of HDB Financial Services Limited (HDBFS) is 16.70. The P/B (price-to-book) ratio is 2.06.

  7. HDB Financial Services Limited (HDBFS) belongs to the Financials sector & Consumer Finance sub-sector.

  8. You can directly buy HDB Financial Services Limited (HDBFS) shares on Tickertape. Simply sign up, connect your demat account and place your order.