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HDB Financial Services Ltd

HDB Financial Services Ltd

HDBFS Share Price

NSE
559.955.11% (-30.15)
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With a market cap of ₹50,241 cr, stock is ranked 187

Stock is 1.56x as volatile as Nifty

HDBFS Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹50,241 cr, stock is ranked 187

Stock is 1.56x as volatile as Nifty

HDBFS Performance & Key Metrics

HDBFS Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
23.093.180.48%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
15.742.141.13%

HDBFS Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
50%
Analysts have suggested that investors can buy this stock

from 12 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

HDBFS Company Profile

HDB Financial Services Ltd is a diversified retail-focused NBFC in India offering enterprise lending, asset finance, and consumer finance products including business loans, vehicle loans, personal loans, gold loans, and BPO services.

Investor Presentation

View older View older 

Jan 14, 2026

PDF
View Older Presentations

HDBFS Similar Stocks (Peers)

Compare with peers Compare with peers 

HDBFS Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
30.36
30.36
1Y Return
7.85%
7.85%
Buy Reco %
71.88
71.88
PE Ratio
17.29
17.29
1Y Return
36.81%
36.81%
Buy Reco %
93.33
93.33
PE Ratio
89.08
89.08
1Y Return
2.74%
2.74%
Buy Reco %
100.00
100.00
PE Ratio
35.92
35.92
1Y Return
7.72%
7.72%
Buy Reco %
90.00
90.00
PE Ratio
23.45
23.45
1Y Return
35.12%
35.12%
Buy Reco %
63.16
63.16
Compare with Peers

HDBFS Sentiment Analysis

HDBFS Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

HDBFS Stock Summary · January 2026

In Q3 FY26, the company demonstrated robust financial performance, achieving record disbursements of ₹17,917 crores, driven by strong consumer demand during the festive season and a resilient macroeconomic backdrop. Despite the challenges posed by new labor codes, which necessitated a one-time provision adjustment, the underlying business strength was evident with a 45% year-over-year growth in profit after tax. The management's focus on optimizing branch networks and enhancing operational efficiency is complemented by strategic investments in technology, ensuring a customer-centric approach. As asset quality improves and credit costs are managed, the company remains optimistic about achieving its medium-term growth targets while navigating external pressures and evolving regulatory landscapes.

HDBFS Stock Growth Drivers
HDBFS Stock Growth Drivers
6
  • Strong Financial Performance

    The company reported significant financial achievements in Q3 FY26, including a record disbursement of ₹17,917

  • Growth in Consumer Finance and Gold Loans

    The Consumer Finance segment achieved a 17.3% quarter-on-quarter growth, driven by strong demand in auto,

HDBFS Stock Challenges
HDBFS Stock Challenges
4
  • Increased Employee Benefit Expenses

    The company has reported an estimated increase in provision for Employee Benefit Expenses amounting to

  • Concerns in Vehicle Segment Performance

    The vehicle segment has shown mixed results, with a noted decline in the used commercial

HDBFS Forecast

HDBFS Forecasts

Price

Revenue

Earnings

HDBFS

HDBFS

Income

Balance Sheet

Cash Flow

HDBFS Income Statement

HDBFS Income Statement

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Quarterdec 2022mar 2023jun 2023sep 2023dec 2023mar 2024jun 2024sep 2024dec 2024mar 2025
Total Revenue3,154.703,220.203,386.803,515.703,601.803,666.803,883.804,006.804,143.604,266.10
Operating & Other expensessubtract2,454.502,455.502,594.902,673.502,708.302,744.603,056.303,159.503,454.203,508.10
Depreciation/Amortizationsubtract29.2031.5031.4035.4037.9040.4043.8048.2048.6053.80
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract169.50187.80193.50206.00218.80225.60202.00208.10168.50173.30
EPS6.346.897.167.598.048.287.337.455.956.67

HDBFS Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Jan 14PDF
Oct 15PDF
Jul 15PDF
 

HDBFS Stock Peers

HDBFS Past Performance & Peer Comparison

HDBFS Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
HDB Financial Services Ltd23.093.180.48%
Bajaj Finance Ltd30.365.110.69%
Shriram Finance Ltd17.292.921.13%
Jio Financial Services Ltd89.081.160.22%

HDBFS Stock Price Comparison

Compare HDBFS with any stock or ETF
Compare HDBFS with any stock or ETF
HDBFS
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HDBFS Holdings

HDBFS Shareholdings

HDBFS Promoter Holdings Trend

HDBFS Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

HDBFS Institutional Holdings Trend

HDBFS Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

HDBFS Shareholding Pattern

HDBFS Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding74.15%10.40%1.01%3.32%11.13%

Jun 2025

Jul 2025

Sep 2025

Dec 2025

HDBFS Shareholding History

HDBFS Shareholding History

OctJunJulSepDec '250.00%4.11%4.11%3.17%3.32%

Mutual Funds Invested in HDBFS

Mutual Funds Invested in HDBFS

No mutual funds holding trends are available

Top 5 Mutual Funds holding HDB Financial Services Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
2.1936%1.79%-0.17%45/72 (+1)
1.0528%2.28%-0.18%42/64 (-5)
1.0477%1.23%0.14%66/98 (-8)

Compare 3-month MF holding change on Screener

HDBFS Insider Trades & Bulk Stock Deals

HDBFS Insider Trades & Bulk Stock Deals

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smallcases containing HDBFS stock

smallcases containing HDBFS stock

Looks like this stock is not in any smallcase yet.

HDBFS Events

HDBFS Events

HDBFS Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

HDBFS Dividend Trend

No dividend trend available

HDBFS Upcoming Dividends

HDBFS Upcoming Dividends

No upcoming dividends are available

HDBFS Past Dividends

HDBFS Past Dividends

Cash Dividend

Ex DateEx DateOct 24, 2025

Interim
Interim | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Oct 24, 2025

HDBFS Stock News & Opinions

HDBFS Stock News & Opinions

Corporate
HDB Financial Services to conduct board meeting

HDB Financial Services will hold a meeting of the Board of Directors of the Company on 15 April 2026.Powered by Capital Market - Live

5 days agoCapital Market - Live
Corporate
HDB Financial Services allots 23,245 equity shares under ESOS

HDB Financial Services has allotted 23,245 equity shares to the employees of the Company pursuant to exercise of options under its Employees Stock Option Schemes (ESOS), on 23 March 2026. The Paid-up Share Capital of the Company has accordingly increased from Rs. 8,30,30,39,710 (comprising of 83,03,03,971 equity share of Rs. 10/- each) to Rs. 8,30,32,72,160 (comprising of 83,03,27,216 equity share of Rs. 10/- each). Powered by Capital Market - Live

1 week agoCapital Market - Live
Spotlight
HDB Financial Services board OKs allotment of NCDs worth Rs 175 crore

The debentures are proposed to be listed on the wholesale debt market segment of BSE. The tenure of the instrument is 1,818 days and it bears a coupon of 7.6000% payable annually. They would be redeemed on maturity at par. The instrument would create a first and exclusive charge by way of hypothecation over present and future receivables of the issuer having minimum asset cover of one time of the principal outstanding and interest accrued but not paid, to be maintained throughout the tenure of the NCDs. HDB Financial Services (HDBFS) is a non-deposit taking non-banking finance company (NBFC) offering wide range of loan products to individuals, emerging businesses and micro enterprises. The company's net profit jumped 36.33% to Rs 643.9 crore on a 12.28% increase in revenue to Rs 4,673.5 crore in Q3 FY26 as compared with Q3 FY25. The scrip shed 0.59% to currently trade at Rs 652.15 on the BSE. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
HDB Financial Services allots NCDs worth Rs 175 cr

HDB Financial Services has allotted 17,500 NCDs of face value of Rs. 1,00,000/- each aggregating to Rs. 175 crore on private placement basis on 12 March 2026. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
HDB Financial Services allots NCDs aggregating Rs 861.88 cr

HDB Financial Services has allotted 81,000 Secured Redeemable Non-Convertible Debentures of face value of Rs 1 lakh each aggregating to Rs 861.88 crore on private placement basis on 23 February 2026. Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
HDB Financial Services gains as Q3 PAT jumps 36% YoY to Rs 643 cr

Total Revenue from operations rose 12.78% to Rs 4,673.5 crore in Q3 FY26 as against Rs 4,143.6 crore in Q3 FY25. Profit before tax stood at Rs 860.3 crore in Q3 FY26, registering a growth of 34.24%, compared with Rs 640.80 crore in Q3 FY25. The company's Assets Under Management (AUM) rose to Rs 1,14,853 crore as on 31 December 2025, up 12% from Rs 1,02,514 crore a year ago. Total gross loans grew 12.2% YoY to Rs 1,14,577 crore in Q3 FY26, compared with Rs 1,02,097 crore as on 31 December 2024. Net Interest Income (NII) increased 22.1% YoY to Rs 2,285 crore in Q3 FY26, up from Rs 1,872 crore in the same quarter last year. Pre-provisioning operating profit (PPOP) rose 23.2% YoY to Rs 1,573 crore in Q3 FY26, up from Rs 1,276 crore in Q3 FY25. Gross Stage 3 loans stood at 2.81% as of 31 December 2025, up from 2.25% a year ago. Net Stage 3 loans rose to 1.25% in Q3 FY26, compared with 0.90% as of 31 December 2024. Provision coverage on Stage 3 assets declined to 55.59% in Q3 FY26, from 60.02% a year earlier. Employee benefit expenses include a provision of Rs 61 crore on account of the new labour codes, of which Rs 56 crore relates to the lending business. HDB Financial Services (HDBFS) is a non-deposit taking non-banking finance company ('NBFC') offering wide range of loan products to individuals, emerging businesses and micro enterprises. Established in 2007, as a subsidiary of HDFC Bank Limited, HDBFS is categorized as an upper layer NBFC by the RBI. HDBFS offers a large portfolio of lending products that cater to a growing and diverse customer base through a wide omni-channel distribution network. Its lending products are offered through the three business verticals: Enterprise Lending, Asset Finance and Consumer Finance. As of 31 December 2025, the Company's distribution network spans 1,744 branches across 1,165 cities/ towns. Powered by Capital Market - Live

2 months agoCapital Market - Live
Earnings
HDB Financial Services standalone net profit rises 36.33% in the December 2025 quarter

Net profit of HDB Financial Services rose 36.33% to Rs 643.90 crore in the quarter ended December 2025 as against Rs 472.30 crore during the previous quarter ended December 2024. Sales rose 12.79% to Rs 4673.50 crore in the quarter ended December 2025 as against Rs 4143.60 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales4673.504143.60 13 OPM %55.9656.33 - PBDT911.50689.40 32 PBT860.30640.80 34 NP643.90472.30 36 Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
HDB Financial Services schedules board meeting

HDB Financial Services will hold a meeting of the Board of Directors of the Company on 14 January 2026.Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
HDB Financial Services raises Rs 460 cr via NCDs

HDB Financial Services has allotted 46,000 Secured Redeemable Non-Convertible Debentures of face value of Rs 1 lakh each aggregating to Rs 460 crore on private placement basis on 11 November 2025. Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
HDB Financial Services allots Tier II bonds of Rs 50 cr

HDB Financial Services has allotted 5000 Unsecured Redeemable Non-Convertible Subordinated (Tier II) Bonds (Sub debts) of face value of Rs 1 lakh each aggregating to Rs 50 crore on private placement basis. Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of HDB Financial Services Ltd (HDBFS) today?

    The share price of HDBFS as on 30th March 2026 is ₹559.95. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on HDB Financial Services Ltd (HDBFS) share?

    The past returns of HDB Financial Services Ltd (HDBFS) share are
    • Past 1 week: -10.15%
    • Past 1 month: -18.86%
    • Past 3 months: -26.24%
    • Past 6 months: -25.37%
    • Past 1 year: -33.41%
    • Past 3 years: N/A%
    • Past 5 years: -33.41%

  3. What are the peers or stocks similar to HDB Financial Services Ltd (HDBFS)?
  4. What is the dividend yield % of HDB Financial Services Ltd (HDBFS) share?

    The current dividend yield of HDB Financial Services Ltd (HDBFS) is 0.48.

  5. What is the market cap of HDB Financial Services Ltd (HDBFS) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of HDB Financial Services Ltd (HDBFS) is ₹50241.36 Cr as of 30th March 2026.

  6. What is the 52 week high and low of HDB Financial Services Ltd (HDBFS) share?

    The 52-week high of HDB Financial Services Ltd (HDBFS) is ₹891.90 and the 52-week low is ₹555.30.

  7. What is the PE and PB ratio of HDB Financial Services Ltd (HDBFS) stock?

    The P/E (price-to-earnings) ratio of HDB Financial Services Ltd (HDBFS) is 23.09. The P/B (price-to-book) ratio is 3.18.

  8. Which sector does HDB Financial Services Ltd (HDBFS) belong to?

    HDB Financial Services Ltd (HDBFS) belongs to the Financials sector & Consumer Finance sub-sector.

  9. How to buy HDB Financial Services Ltd (HDBFS) shares?

    You can directly buy HDB Financial Services Ltd (HDBFS) shares on Tickertape. Simply sign up, connect your demat account and place your order.