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Five-Star Business Finance Ltd

FIVESTAR Share Price

748.654.03% (-31.45)
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With a market cap of ₹22,969 cr, stock is ranked 321

Stock is 3.11x as volatile as Nifty

FIVESTAR Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹22,969 cr, stock is ranked 321

Stock is 3.11x as volatile as Nifty

FIVESTAR Performance & Key Metrics

FIVESTAR Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
21.424.42
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.272.460.87%

FIVESTAR Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
73%
Analysts have suggested that investors can buy this stock

from 11 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

FIVESTAR Company Profile

Five-Star Business Finance Limited is a non-banking finance (NBFC) company. The Company provides secured loans to small business owners and self-employed individuals, as well as small mortgage loans to meet certain personal needs of its customers.

Investor Presentation

View older View older 

Apr 29, 2025

PDF
View Older Presentations

FIVESTAR Similar Stocks (Peers)

Compare with peers Compare with peers 

FIVESTAR Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
34.31
34.31
1Y Return
31.43%
31.43%
Buy Reco %
62.50
62.50
PE Ratio
125.72
125.72
1Y Return
9.62%
9.62%
Buy Reco %
0.00
0.00
PE Ratio
30.16
30.16
1Y Return
10.15%
10.15%
Buy Reco %
61.76
61.76
PE Ratio
13.18
13.18
1Y Return
18.73%
18.73%
Buy Reco %
87.50
87.50
PE Ratio
20.07
20.07
1Y Return
44.62%
44.62%
Buy Reco %
64.71
64.71
Compare with Peers

FIVESTAR Sentiment Analysis

FIVESTAR Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

FIVESTAR Stock Summary · May 2025

The company demonstrated robust financial performance in FY '25, with a profit after tax of INR 1,073 crores, reflecting a 28% year-on-year increase, despite facing regional disruptions and a competitive lending environment. Assets Under Management (AUM) grew by 23.20%, although slightly below target, as the company strategically shifted towards larger loan sizes to enhance profitability and asset quality. While collection efficiency showed signs of decline, management remains optimistic about stabilizing these metrics through targeted customer segmentation and operational efficiency improvements. The transition to a dividend-paying model underscores a commitment to shareholder returns, while ongoing branch expansion and a focus on affordable housing products position the company for future growth in emerging markets. Overall, a cautious yet confident outlook prevails, with expectations of continued recovery and market stability.

FIVESTAR Stock Growth Drivers
FIVESTAR Stock Growth Drivers
9
  • Strong Financial Performance

    Five Star Business Finance Limited reported a profit after tax (PAT) of INR 1,073 crores

  • Branch Expansion and Network Growth

    The company opened 19 new branches in Q4 FY '25, bringing the total to 748

FIVESTAR Stock Challenges
FIVESTAR Stock Challenges
6
  • Decline in Collection Efficiency

    The company has experienced a decrease in collection efficiency, dropping from 98% to 97.7%, attributed

  • Increase in Non-Performing Assets (NPA)

    There has been a rise in Non-Performing Assets (NPA) from 1.62% to 1.79%, reflecting a

FIVESTAR Forecast

FIVESTAR Forecasts

Price

Revenue

Earnings

FIVESTAR

FIVESTAR

Income

Balance Sheet

Cash Flow

FIVESTAR Income Statement

FIVESTAR Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 29.49%, vs industry avg of 16.16%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 0.52% to 0.96%

Higher than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 32.57%, vs industry avg of 20.03%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue85.91197.06402.83787.341,051.251,256.171,528.932,195.102,866.022,866.02
Raw Materialssubtract1,405.051,405.04
Power & Fuel Costsubtract
Employee Costsubtract18.5842.9376.53127.11163.72236.12346.43428.59
Selling & Administrative Expensessubtract
Operating & Other expensessubtract33.8277.25106.69300.87399.73403.59360.45625.99
Depreciation/Amortizationsubtract0.922.594.1910.0711.3912.2417.3124.5730.3830.37
Interest & Other Itemssubtract
Taxes & Other Itemssubtract11.4121.4161.6987.35117.44150.66201.23280.02358.11358.11
EPS1.703.167.1410.6214.1116.6120.7128.6436.6136.67
DPS0.000.000.000.000.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.000.000.000.000.00

FIVESTAR Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual Report Pending

Investor Presentation

Apr 29PDF
Jan 31PDF
Oct 29PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 29PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 9PDF
Jan 28PDF
 

FIVESTAR Stock Peers

FIVESTAR Past Performance & Peer Comparison

FIVESTAR Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Five-Star Business Finance Ltd21.424.42
Bajaj Finance Ltd34.315.770.61%
Jio Financial Services Ltd125.721.460.16%
Cholamandalam Investment and Finance Company Ltd30.165.430.13%

FIVESTAR Stock Price Comparison

Compare FIVESTAR with any stock or ETF
Compare FIVESTAR with any stock or ETF
FIVESTAR
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FIVESTAR Holdings

FIVESTAR Shareholdings

FIVESTAR Promoter Holdings Trend

FIVESTAR Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

FIVESTAR Institutional Holdings Trend

FIVESTAR Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

FIVESTAR Shareholding Pattern

FIVESTAR Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding21.47%5.65%3.44%58.75%10.68%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

FIVESTAR Shareholding History

FIVESTAR Shareholding History

Dec '23MarJunSepDec '24Mar54.28%56.07%57.45%56.70%57.75%58.75%

Mutual Funds Invested in FIVESTAR

Mutual Funds Invested in FIVESTAR

No mutual funds holding trends are available

Top 5 Mutual Funds holding Five-Star Business Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.2968%0.35%-0.03%78/81 (-2)
0.8729%0.75%-0.06%37/224 (+5)
0.8436%1.05%-0.09%14/236 (+2)

Compare 3-month MF holding change on Screener

FIVESTAR Insider Trades & Bulk Stock Deals

FIVESTAR Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing FIVESTAR stock

smallcases containing FIVESTAR stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have Five-Star Business Finance Ltd

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Rising Rural Demand Theme

Rising Rural Demand Theme

Created by Windmill Capital

FIVESTAR's Wtg.
7.80%
7.80%
CAGR
15.83%
Banking Privately Theme

Banking Privately Theme

Created by Windmill Capital

FIVESTAR's Wtg.
5.60%
5.60%
CAGR
19.14%

FIVESTAR Events

FIVESTAR Events

FIVESTAR Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

FIVESTAR has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

FIVESTAR Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

FIVESTAR has not given any dividends in last 5 years

FIVESTAR Upcoming Dividends

FIVESTAR Upcoming Dividends

Cash Dividend

Ex DateEx DateAug 14, 2025

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Aug 14, 2025

FIVESTAR Past Dividends

FIVESTAR Past Dividends

No past dividends are available

FIVESTAR Stock News & Opinions

FIVESTAR Stock News & Opinions

Corporate
Five-Star Business Finance allots 4,790 equity shares under ASOP

Five-Star Business Finance has allotted 4,790 equity shares of Re 1 each pursuant to exercise of stock options under Five-Star Associate Stock Option Scheme, 2018. The paid-up share capital of the Company has accordingly increased from Rs 29,44,35,045 consisting of 29,44,35,045 equity shares having a face value of Re 1.00 each to Rs 29,44,39,835 consisting of 29,44,39,835 equity shares having a face value of Re 1.00 each. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Five-Star Business Finance allots 7,945 equity shares under ESOS

Five-Star Business Finance has allotted 7,945 equity shares under ESOS on 09 May 2025. The paid-up share capital of the Company has accordingly increased from Rs 29,44,27,100 consisting of 29,44,27,100 equity shares having a face value of Rs 1.00 each to Rs 29,44,35,045 consisting of 29,44,35,045 equity shares having a face value of Rs 1.00 each. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Board of Five-Star Business Finance recommends final dividend

Five-Star Business Finance announced that the Board of Directors of the Company at its meeting held on 29 April 2025, inter alia, have recommended the final dividend of Rs 2 per equity Share (i.e. 200%) , subject to the approval of the shareholders.Powered by Capital Market - Live

2 months agoCapital Market - Live
Earnings
Five-Star Business Finance standalone net profit rises 18.24% in the March 2025 quarter

Net profit of Five-Star Business Finance rose 18.24% to Rs 279.12 crore in the quarter ended March 2025 as against Rs 236.06 crore during the previous quarter ended March 2024. Sales rose 22.06% to Rs 752.27 crore in the quarter ended March 2025 as against Rs 616.29 crore during the previous quarter ended March 2024. For the full year,net profit rose 28.30% to Rs 1072.49 crore in the year ended March 2025 as against Rs 835.92 crore during the previous year ended March 2024. Sales rose 30.46% to Rs 2847.84 crore in the year ended March 2025 as against Rs 2182.85 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales752.27616.29 22 2847.842182.85 30 OPM %72.8373.91 -74.1273.15 - PBDT380.06320.59 19 1460.981140.51 28 PBT371.07313.19 18 1430.601115.94 28 NP279.12236.06 18 1072.49835.92 28 Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Five-Star Business Finance to convene board meeting

Five-Star Business Finance will hold a meeting of the Board of Directors of the Company on 29 April 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Five-Star Business Finance allots 18,390 equity shares under ASOS

Five-Star Business Finance has allotted 18,390 equity shares under Five-Star Associate Stock Option Scheme, 2018 on 24 March 2025. With this allotment, the paid up equity share capital has increased to Rs 29,44,27,100 consisting of 29,44,27,100 equity shares having a face value of Rs 1.00 each. Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Board of Five-Star Business Finance approves NCD issuance of up to Rs 4,000 cr

The Board of Five-Star Business Finance at its meeting held on 17 March 2025 has inter-alia considered and approved the issuance of Non-Convertible Debentures (NCDs) aggregating upto Rs 4000 crore through private placement, in one or more tranches and/or series from time to time.Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Five-Star Business Finance announces board meeting date

Five-Star Business Finance will hold a meeting of the Board of Directors of the Company on 17 March 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Board of Five-Star Business Finance to consider proposal for NCD issuance

A meeting of the board of Five-Star Business Finance is scheduled to be held on 17 March 2025, to inter-alia, consider and approve the proposal for issuance of Non -Convertible Debentures through Private Placement, in one or more tranches and/or series from time to time, amongst other items. Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Five-Star Business Finance announces resignation of Chief Audit Officer

Five-Star Business Finance announced that Naveen Raj R had resigned from the position of Chief Audit Officer w.e.f. the closure of business hours of 28 February 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Five-Star Business Finance Ltd (FIVESTAR) today?

    The share price of FIVESTAR as on 15th July 2025 is ₹748.65. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Five-Star Business Finance Ltd (FIVESTAR) share?

    The past returns of Five-Star Business Finance Ltd (FIVESTAR) share are
    • Past 1 week: 0.66%
    • Past 1 month: 1.57%
    • Past 3 months: 0.41%
    • Past 6 months: 16.18%
    • Past 1 year: -7.06%
    • Past 3 years: N/A%
    • Past 5 years: 52.79%

  3. What are the peers or stocks similar to Five-Star Business Finance Ltd (FIVESTAR)?
  4. What is the market cap of Five-Star Business Finance Ltd (FIVESTAR) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Five-Star Business Finance Ltd (FIVESTAR) is ₹22969.46 Cr as of 15th July 2025.

  5. What is the 52 week high and low of Five-Star Business Finance Ltd (FIVESTAR) share?

    The 52-week high of Five-Star Business Finance Ltd (FIVESTAR) is ₹943.75 and the 52-week low is ₹595.

  6. What is the PE and PB ratio of Five-Star Business Finance Ltd (FIVESTAR) stock?

    The P/E (price-to-earnings) ratio of Five-Star Business Finance Ltd (FIVESTAR) is 21.42. The P/B (price-to-book) ratio is 4.42.

  7. Which sector does Five-Star Business Finance Ltd (FIVESTAR) belong to?

    Five-Star Business Finance Ltd (FIVESTAR) belongs to the Financials sector & Consumer Finance sub-sector.

  8. How to buy Five-Star Business Finance Ltd (FIVESTAR) shares?

    You can directly buy Five-Star Business Finance Ltd (FIVESTAR) shares on Tickertape. Simply sign up, connect your demat account and place your order.