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Five-Star Business Finance Ltd

Five-Star Business Finance Ltd

FIVESTAR Share Price

NSE
545.600.11% (+0.60)
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With a market cap of ₹16,167 cr, stock is ranked 448

Stock is 2.96x as volatile as Nifty

FIVESTAR Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹16,167 cr, stock is ranked 448

Stock is 2.96x as volatile as Nifty

FIVESTAR Performance & Key Metrics

FIVESTAR Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
14.652.19
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.752.181.28%

FIVESTAR Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 8 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

FIVESTAR Company Profile

Five-Star Business Finance Limited is a non-banking finance (NBFC) company. The Company provides secured loans to small business owners and self-employed individuals, as well as small mortgage loans to meet certain personal needs of its customers.

Investor Presentation

View older View older 

Jul 25, 2026

PDF
View Older Presentations

FIVESTAR Similar Stocks (Peers)

Compare with peers Compare with peers 

FIVESTAR Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
37.91
37.91
1Y Return
29.92%
29.92%
Buy Reco %
81.82
81.82
PE Ratio
26.35
26.35
1Y Return
77.11%
77.11%
Buy Reco %
87.50
87.50
PE Ratio
110.81
110.81
1Y Return
21.29%
21.29%
Buy Reco %
100.00
100.00
PE Ratio
30.68
30.68
1Y Return
27.71%
27.71%
Buy Reco %
84.38
84.38
PE Ratio
32.36
32.36
1Y Return
12.42%
12.42%
Buy Reco %
84.62
84.62
Compare with Peers

FIVESTAR Sentiment Analysis

FIVESTAR Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

FIVESTAR Stock Summary · May 2026

Management framed the quarter as a stabilization phase following significant FY26 asset‑quality stress, saying remediation has materially arrested deterioration even as near‑term costs remain elevated. Unique‑customer collection efficiency recovered to 98.1% in Q4 and GNPA remained stable at 3.37% with slippages falling to 0.7%, metrics management tied to multi‑month customer engagement, behavioural remediation, stronger underwriting and a deliberate build‑out of collections capability. They emphasized digital collections (about 84% in Q4, with a long‑run aim near 90%), measured branch expansion and a push to materially lift disbursements to support roughly 20% AUM growth, with next‑year disbursement targets cited between INR 6,200–7,000 crore and a noticeable ramp expected around or after Q1. Management acknowledged tension between improving credit performance and higher personnel and incentive costs that weighed on sequential PAT, and they signalled more conservative risk math in setting credit‑cost expectations: Q4 credit cost ~1.88% of AUM, FY27 guidance ~1.7%–1.75%, and a steady‑state target of ~1.5%–1.6% for FY28–FY30, while funding costs should settle near ~8.5% in the near term.

FIVESTAR Stock Growth Drivers
FIVESTAR Stock Growth Drivers
7
  • Material Improvement in Collections and Asset Quality

    The company has meaningfully stabilized its portfolio with sharp improvements in collections and early delinquency

  • Improving Funding Profile and Strong Lender Support

    The company reinforced lender confidence through new borrowing and an improved cost-of-funds profile, securing incremental

FIVESTAR Stock Challenges
FIVESTAR Stock Challenges
6
  • Asset-quality deterioration and realized credit losses

    Five‑Star experienced material asset‑quality deterioration as credit stress originating in the microfinance and unsecured‑lender sectors

  • Higher and re‑calibrated steady‑state credit costs

    Management has materially raised its expected steady‑state credit cost, now targeting roughly 1.5%–1.6% on AUM

FIVESTAR Forecast

FIVESTAR Forecasts

Price

Revenue

Earnings

FIVESTAR

FIVESTAR

Income

Balance Sheet

Cash Flow

FIVESTAR Income Statement

FIVESTAR Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue619.14669.38705.84731.05759.75791.19806.50822.22826.06838.74
Operating & Other expensessubtract298.56326.82340.96357.58379.68428.00415.47443.80458.84467.60
Depreciation/Amortizationsubtract7.406.376.678.348.998.229.119.6110.109.21
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract77.1384.6290.2791.2791.9588.6495.7891.7987.8690.54
EPS8.078.609.169.369.499.049.729.419.149.19

FIVESTAR Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Jul 25PDF
FY 2026FY 2026

Annual Report Unavailable

Investor Presentation

Apr 28PDF
Jan 28PDF
Jul 28PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Apr 29PDF
Jan 31PDF
Oct 29PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 29PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 9PDF
Jan 28PDF
 

FIVESTAR Stock Peers

FIVESTAR Past Performance & Peer Comparison

FIVESTAR Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Five-Star Business Finance Ltd14.712.19
Bajaj Finance Ltd37.916.160.52%
Shriram Finance Limited26.354.010.77%
Jio Financial Services Limited110.811.29

FIVESTAR Stock Price Comparison

Compare FIVESTAR with any stock or ETF
Compare FIVESTAR with any stock or ETF
FIVESTAR
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FIVESTAR Holdings

FIVESTAR Shareholdings

FIVESTAR Promoter Holdings Trend

FIVESTAR Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

FIVESTAR Institutional Holdings Trend

FIVESTAR Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 4.51%

Tickertape Separator

FIVESTAR Shareholding Pattern

FIVESTAR Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding18.61%17.82%4.53%43.97%15.07%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

FIVESTAR Shareholding History

FIVESTAR Shareholding History

MarJunSepDec '25MarJun58.75%58.12%55.81%52.94%48.47%43.97%

Mutual Funds Invested in FIVESTAR

Mutual Funds Invested in FIVESTAR

No mutual funds holding trends are available

Top 5 Mutual Funds holding Five-Star Business Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
2.2736%1.97%0.39%46/82 (+2)
2.0878%0.32%0.08%56/345 (+136)
1.4123%3.27%3.27%58/67 (+2)

Compare 3-month MF holding change on Screener

FIVESTAR Insider Trades & Bulk Stock Deals

FIVESTAR Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing FIVESTAR stock

smallcases containing FIVESTAR stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have Five-Star Business Finance Ltd

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Rising Rural Demand Theme

Rising Rural Demand Theme

Created by Windmill Capital

FIVESTAR's Wtg.
5.24%
5.24%
CAGR
9.70%
Banking Privately Theme

Banking Privately Theme

Created by Windmill Capital

FIVESTAR's Wtg.
5.00%
5.00%
CAGR
7.91%

FIVESTAR Events

FIVESTAR Events

FIVESTAR Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

FIVESTAR Dividend Trend

No dividend trend available

FIVESTAR Upcoming Dividends

FIVESTAR Upcoming Dividends

No upcoming dividends are available

FIVESTAR Past Dividends

FIVESTAR Past Dividends

Cash Dividend

Ex DateEx DateJul 31, 2026

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jul 31, 2026

Cash Dividend

Ex DateEx DateAug 14, 2025

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Aug 14, 2025

FIVESTAR Stock News & Opinions

FIVESTAR Stock News & Opinions

Corporate
Corporate
Five-Star Business Finance to convene AGM

Five-Star Business Finance announced that the 42th Annual General Meeting(AGM) of the company will be held on 31 August 2026.

1 week agoCapital Market - Live
Earnings
Earnings
Five-Star Business Finance standalone net profit rises 1.92% in the June 2026 quarter

Net profit of Five-Star Business Finance rose 1.92% to Rs 271.41 crore in the quarter ended June 2026 as against Rs 266.31 crore during the previous quarter ended June 2025. Sales rose 5.38% to Rs 828.98 crore in the quarter ended June 2026 as against Rs 786.68 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales828.98786.68 5 OPM %64.2969.40 - PBDT371.16363.17 2 PBT361.95354.95 2 NP271.41266.31 2 Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Corporate
Five-Star Business Finance to declare Quarterly Results

Five-Star Business Finance will hold a meeting of the Board of Directors of the Company on 25 July 2026.

3 weeks agoCapital Market - Live
Corporate
Corporate
Five-Star Business Finance allots 8,180 equity shares under ESOP

Five-Star Business Finance has allotted 8,180 equity shares under ESOP on 06 July 2026. The paid-up share capital of the Company has accordingly increased from Rs 29,51,79,788 consisting of 29,51,79,788 equity shares having a face value of Re 1.00 each to Rs 29,51,87,968 consisting of 29,51,87,968 equity shares having a face value of INR Re 1.00 each.

1 month agoCapital Market - Live
Corporate
Corporate
Five-Star Business Finance allots 4,510 equity shares under ESOP

Five-Star Business Finance has allotted 4,510 equity shares under Five-Star Associate Stock Option Scheme, 2018. The paid-up share capital of the Company has accordingly increased to Rs 29,51,79,788 consisting of 29,51,79,788 equity shares having a face value of Re 1.00 each.

2 months agoCapital Market - Live
Corporate
Corporate
Board of Five-Star Business Finance recommends final dividend

Five-Star Business Finance announced that the Board of Directors of the Company at its meeting held on 28 April 2026, inter alia, have recommended the final dividend of Rs 2 per equity Share (i.e. 200%) , subject to the approval of the shareholders.

3 months agoCapital Market - Live
Earnings
Earnings
Five-Star Business Finance standalone net profit declines 3.53% in the March 2026 quarter

Net profit of Five-Star Business Finance declined 3.53% to Rs 269.27 crore in the quarter ended March 2026 as against Rs 279.12 crore during the previous quarter ended March 2025. Sales rose 8.60% to Rs 816.95 crore in the quarter ended March 2026 as against Rs 752.27 crore during the previous quarter ended March 2025. For the full year,net profit rose 2.45% to Rs 1098.75 crore in the year ended March 2026 as against Rs 1072.49 crore during the previous year ended March 2025. Sales rose 13.00% to Rs 3218.12 crore in the year ended March 2026 as against Rs 2847.84 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales816.95752.27 9 3218.122847.84 13 OPM %66.0472.83 -68.6574.12 - PBDT367.23380.06 -3 1499.871460.98 3 PBT357.13371.07 -4 1462.821430.60 2 NP269.27279.12 -4 1098.751072.49 2 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Corporate
Five-Star Business Finance schedules board meeting

Five-Star Business Finance will hold a meeting of the Board of Directors of the Company on 28 April 2026.

3 months agoCapital Market - Live
Corporate
Corporate
Five-Star Business Finance allots 2.99 lakh equity shares under ESOP

Five-Star Business Finance has allotted 2,99,110 equity shares under ESOP on 25 March 2026. The paid-up share capital of the Company has accordingly increased to Rs 29,51,75,278 consisting of 29,51,75,278 equity shares having a face value of Rs 1.00 each. Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Corporate
Five-Star Business Finance allots 3.10 lakh equity shares on conversion of warrants

Five-Star Business Finance has allotted 3,10,000 equity shares of Re 1 each at a premium of Rs 769 on conversion of equivalent number of warrants. Post allotment, the paid up equity share capital has increased to Rs 29,48,76,168 consisting of 29,48,76,168 equity shares having a face value of Re 1.00 each.Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Five-Star Business Finance Ltd (FIVESTAR) today?

    The share price of FIVESTAR as on 6th August 2026 is ₹545.60. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Five-Star Business Finance Ltd (FIVESTAR) share?

    The past returns of Five-Star Business Finance Ltd (FIVESTAR) share are
    • Past 1 week: -3.86%
    • Past 1 month: -0.35%
    • Past 3 months: 13.14%
    • Past 6 months: 21.67%
    • Past 1 year: -9.51%
    • Past 3 years: -26.34%
    • Past 5 years: 11.22%

  3. What are the peers or stocks similar to Five-Star Business Finance Ltd (FIVESTAR)?
  4. What is the market cap of Five-Star Business Finance Ltd (FIVESTAR) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Five-Star Business Finance Ltd (FIVESTAR) is ₹16167.45 Cr as of 6th August 2026.

  5. What is the 52 week high and low of Five-Star Business Finance Ltd (FIVESTAR) share?

    The 52-week high of Five-Star Business Finance Ltd (FIVESTAR) is ₹666 and the 52-week low is ₹338.15.

  6. What is the PE and PB ratio of Five-Star Business Finance Ltd (FIVESTAR) stock?

    The P/E (price-to-earnings) ratio of Five-Star Business Finance Ltd (FIVESTAR) is 14.71. The P/B (price-to-book) ratio is 2.19.

  7. Which sector does Five-Star Business Finance Ltd (FIVESTAR) belong to?

    Five-Star Business Finance Ltd (FIVESTAR) belongs to the Financials sector & Consumer Finance sub-sector.

  8. How to buy Five-Star Business Finance Ltd (FIVESTAR) shares?

    You can directly buy Five-Star Business Finance Ltd (FIVESTAR) shares on Tickertape. Simply sign up, connect your demat account and place your order.