What is the share price of CreditAccess Grameen Ltd (CREDITACC) today?
The share price of CREDITACC as on 16th July 2025 is ₹1306.40. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on CreditAccess Grameen Ltd (CREDITACC) share?
The past returns of CreditAccess Grameen Ltd (CREDITACC) share are- Past 1 week: 3.96%
- Past 1 month: 12.51%
- Past 3 months: 23.47%
- Past 6 months: 44.19%
- Past 1 year: 1.22%
- Past 3 years: 27.61%
- Past 5 years: 136.09%
What are the peers or stocks similar to CreditAccess Grameen Ltd (CREDITACC)?
The peers or stocks similar to CreditAccess Grameen Ltd (CREDITACC) include:What is the market cap of CreditAccess Grameen Ltd (CREDITACC) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of CreditAccess Grameen Ltd (CREDITACC) is ₹20744.36 Cr as of 16th July 2025.What is the 52 week high and low of CreditAccess Grameen Ltd (CREDITACC) share?
The 52-week high of CreditAccess Grameen Ltd (CREDITACC) is ₹1354.80 and the 52-week low is ₹750.20.What is the PE and PB ratio of CreditAccess Grameen Ltd (CREDITACC) stock?
The P/E (price-to-earnings) ratio of CreditAccess Grameen Ltd (CREDITACC) is 39.04. The P/B (price-to-book) ratio is 2.98.Which sector does CreditAccess Grameen Ltd (CREDITACC) belong to?
CreditAccess Grameen Ltd (CREDITACC) belongs to the Financials sector & Consumer Finance sub-sector.How to buy CreditAccess Grameen Ltd (CREDITACC) shares?
You can directly buy CreditAccess Grameen Ltd (CREDITACC) shares on Tickertape. Simply sign up, connect your demat account and place your order.
CreditAccess Grameen Ltd
CREDITACC Share Price
1,306.400.60% (+7.80)
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CREDITACC Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
HighShowing good signs of profitability & efficiency
Entry point
AvgThe stock is overpriced but is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
CREDITACC Performance & Key Metrics
CREDITACC Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 39.04 | 2.98 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.37 | 2.48 | 0.86% |
67%
Analysts have suggested that investors can buy this stock
from 15 analysts
Price Upside
Earnings Growth
Rev. Growth
CREDITACC Company Profile
CreditAccess Grameen is a non-banking financial company engaged in microfinance sector. Its services are focused towards the rural poor and low income households particularly women
BAJFINANCE
PE Ratio
34.66
34.66
1Y Return
31.43%
31.43%
Buy Reco %
62.50
62.50
PE Ratio
126.54
126.54
1Y Return
9.62%
9.62%
Buy Reco %
0.00
0.00
PE Ratio
30.72
30.72
1Y Return
10.15%
10.15%
Buy Reco %
61.76
61.76
SHRIRAMFIN
PE Ratio
13.47
13.47
1Y Return
18.73%
18.73%
Buy Reco %
87.50
87.50
MUTHOOTFIN
PE Ratio
19.99
19.99
1Y Return
44.62%
44.62%
Buy Reco %
64.71
64.71
CREDITACC Sentiment Analysis
CREDITACC Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
CREDITACC Stock Summary · May 2025
In Q4 FY25, the company faced significant operational challenges, particularly in Karnataka, due to extreme weather and rising delinquencies, yet it maintained a focus on portfolio stability, leading to a revised growth guidance of 7-8% for FY25. Despite a net interest income growth of 1.7% and a healthy net interest margin of 12.7%, the company executed substantial write-offs to manage asset quality. Looking ahead, it targets AUM growth of 14-18% for FY26, emphasizing customer retention and strategic adjustments in regions like Bihar. Positive trends in delinquency management and improved collection efficiencies suggest a potential recovery, while proactive measures in credit cost management reflect a commitment to operational resilience amidst ongoing challenges.
CREDITACC Stock Growth Drivers
CREDITACC Stock Growth Drivers
7Strong Borrower Growth
In Q4 FY25, the company added 2.61 lakh new borrowers, with 43% being new-to-credit, contributing
Resilient Financial Performance
In Q4 FY25, the company reported a net interest income growth of 1.7% QoQ, reaching
CREDITACC Stock Challenges
CREDITACC Stock Challenges
5Decline in Portfolio Performance
CreditAccess Grameen Limited has reported a decline in new PAR accretion rates across all states,
Operational Challenges in Key Regions
The company faced operational challenges in Karnataka, which affected disbursement momentum, dropping to 57% in
CREDITACC Forecast
CREDITACC Forecasts
Price
Revenue
Earnings
CREDITACC Share Price Forecast
CREDITACC Share Price Forecast
2025
Current
₹1,298.60
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Forecast for Jul 2026
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2025
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₹1,298.60
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CREDITACC Company Revenue Forecast
CREDITACC Company Revenue Forecast
2025
Current
₹5.76
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Forecast for Mar 2026
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2025
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₹5.76
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CREDITACC Stock EPS (Earnings Per Share) Forecast
CREDITACC Stock EPS (Earnings Per Share) Forecast
2025
Current
₹33.31
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Forecast for Mar 2026
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2025
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₹33.31
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CREDITACC
CREDITACC
Income
Balance Sheet
Cash Flow
Annual Normal View
CREDITACC Income Statement
CREDITACC Income Statement
Annual Normal View
| Financial Year | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,283.32 | 1,705.48 | 2,466.07 | 2,750.13 | 3,550.79 | 5,172.65 | 5,756.14 | 5,756.14 | ||||||||
Raw Materials | — | — | — | — | — | — | — | 4,985.03 | ||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | |||||||||
| Employee Cost | 186.05 | 262.05 | 379.99 | 437.66 | 515.24 | 669.43 | 730.36 | |||||||||
| Selling & Administrative Expenses | 88.18 | 125.95 | 136.93 | 180.30 | 246.12 | 295.46 | 333.72 | |||||||||
| Operating & Other expenses | 503.56 | 835.51 | 1,724.68 | 1,604.15 | 1,641.42 | 2,217.43 | 3,920.97 | |||||||||
EBITDA | 505.53 | 481.97 | 224.47 | 528.02 | 1,148.01 | 1,990.33 | 771.09 | 771.11 | ||||||||
| Depreciation/Amortization | 7.79 | 20.37 | 44.07 | 47.23 | 49.84 | 51.15 | 62.22 | 62.23 | ||||||||
| PBIT | 497.74 | 461.60 | 180.40 | 480.79 | 1,098.17 | 1,939.18 | 708.87 | 708.88 | ||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | ||||||||
| PBT | 497.74 | 461.60 | 180.40 | 480.79 | 1,098.17 | 1,939.18 | 708.87 | 708.88 | ||||||||
| Taxes & Other Items | 175.98 | 128.05 | 46.38 | 127.72 | 279.36 | 493.25 | 177.47 | 177.47 | ||||||||
| Net Income | 321.76 | 333.55 | 134.02 | 353.07 | 818.81 | 1,445.93 | 531.40 | 531.41 | ||||||||
| EPS | 22.41 | 23.20 | 8.95 | 22.67 | 52.03 | 90.86 | 33.31 | 33.27 | ||||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10.00 | 0.00 | 10.00 | ||||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 | 0.00 | 0.30 |
CREDITACC Company Updates
CREDITACC Stock Peers
CREDITACC Past Performance & Peer Comparison
CREDITACC Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsConsumer Finance
Compare valuation-basic on Screener
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation-basic on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| CreditAccess Grameen Ltd | 39.04 | 2.98 | — |
| Bajaj Finance Ltd | 34.66 | 5.83 | 0.60% |
| Jio Financial Services Ltd | 126.54 | 1.47 | 0.16% |
| Cholamandalam Investment and Finance Company Ltd | 30.72 | 5.53 | 0.13% |
CREDITACC Stock Price Comparison
Compare CREDITACC with any stock or ETFCompare CREDITACC with any stock or ETF
CREDITACC
CREDITACC Holdings
CREDITACC Shareholdings
CREDITACC Promoter Holdings Trend
CREDITACC Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
CREDITACC Institutional Holdings Trend
CREDITACC Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has increased by 1.62%
CREDITACC Shareholding Pattern
CREDITACC Shareholding Pattern
CREDITACC Shareholding History
CREDITACC Shareholding History
Foreign Institutions
Mutual Funds Invested in CREDITACC
Mutual Funds Invested in CREDITACC
No mutual funds holding trends are available
Top 5 Mutual Funds holding CreditAccess Grameen Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 1.2454% | Percentage of the fund’s portfolio invested in the stock 1.01% | Change in the portfolio weight of the stock over the last 3 months -0.03% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 25/117 (+4) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.8768% | Percentage of the fund’s portfolio invested in the stock 0.70% | Change in the portfolio weight of the stock over the last 3 months 0.06% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 48/140 (0) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.7636% | Percentage of the fund’s portfolio invested in the stock 0.24% | Change in the portfolio weight of the stock over the last 3 months 0.01% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 77/248 (0) |
Compare 3-month MF holding change on Screener
smallcases containing CREDITACC stock
smallcases containing CREDITACC stock
A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have CreditAccess Grameen Ltd
CREDITACC Events
CREDITACC Events
CREDITACC Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
CREDITACC Dividend Trend
No dividend trend available
CREDITACC Upcoming Dividends
CREDITACC Upcoming Dividends
No upcoming dividends are available
CREDITACC Past Dividends
CREDITACC Past Dividends
Cash Dividend
Ex DateEx DateJul 26, 2024
Final
Final | Div/Share: ₹10.00
Dividend/Share
₹10.00
Ex DateEx Date
Jul 26, 2024
CREDITACC Stock News & Opinions
CREDITACC Stock News & Opinions
Articles & Videos
Corporate
CreditAccess Grameen to announce Quarterly Result
CreditAccess Grameen will hold a meeting of the Board of Directors of the Company on 22 July 2025.Powered by Capital Market - Live
1 week agoCapital Market - Live
Corporate
CreditAccess Grameen allots 3,750 equity shares under ESOP
CreditAccess Grameen has allotted 3,750 equity shares under ESOP on 03 July 2025. Powered by Capital Market - Live
1 week agoCapital Market - Live
Corporate
CreditAccess Grameen AGM scheduled
CreditAccess Grameen announced that the 34th Annual General Meeting(AGM) of the company will be held on 30 July 2025.Powered by Capital Market - Live
1 week agoCapital Market - Live
Corporate
CreditAccess Grameen allots Equity Shares
CreditAccess Grameen allotted 1,400 Equity Shares of Rs. 10/- each to 4 employees, who have exercised Options under CAGL Employees Stock Option Plan ' 2011.Powered by Capital Market - Live
3 weeks agoCapital Market - Live
Corporate
CreditAccess Grameen appoints MD & CEO
The Board of CreditAccess Grameen at the meeting held on 18 June 2025 has approve the interim designation of Mr. Ganesh Narayanan as 'CEO & MD (Designate)' with effect from June 26, 2025, until the date of receipt of approval by RBI for his appointment as MD & CEO.Powered by Capital Market - Live
3 weeks agoCapital Market - Live
Earnings
CreditAccess Grameen consolidated net profit declines 88.11% in the March 2025 quarter
Net profit of CreditAccess Grameen declined 88.11% to Rs 47.21 crore in the quarter ended March 2025 as against Rs 397.08 crore during the previous quarter ended March 2024. Sales declined 3.49% to Rs 1406.63 crore in the quarter ended March 2025 as against Rs 1457.49 crore during the previous quarter ended March 2024. For the full year,net profit declined 63.25% to Rs 531.40 crore in the year ended March 2025 as against Rs 1445.93 crore during the previous year ended March 2024. Sales rose 11.34% to Rs 5752.33 crore in the year ended March 2025 as against Rs 5166.67 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales1406.631457.49 -3 5752.335166.67 11 OPM %38.6070.24 -47.2071.94 - PBDT66.24543.21 -88 771.091990.33 -61 PBT51.08529.46 -90 708.871939.18 -63 NP47.21397.08 -88 531.401445.93 -63 Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Board of CreditAccess Grameen approves Rs 2000 cr public issue of NCDs
The Board of CreditAccess Grameen at its meeting held on 16 May 2025 has approved the proposal for raising funds through public issue of Non-Convertible Debentures in domestic market up to Rs 2000 crore in one or more tranches. Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
CreditAccess Grameen schedules board meeting
CreditAccess Grameen will hold a meeting of the Board of Directors of the Company on 16 May 2025.Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
CreditAccess Grameen allots 775 equity shares under ESOP
CreditAccess Grameen has allotted 775 Equity Shares of Rs. 10/- each to 1 employee, who has exercised his Options under CAGL Employees Stock Option Plan - 2011.Powered by Capital Market - Live
4 months agoCapital Market - Live
Spotlight
CreditAccess Grameen jumps on strong business update, despite Karnataka challenges
The microfinance institution reported robust loan portfolio growth across most of its operational geographies, adding over 150,000 new borrowers in January and February. This brings its Gross Loan Portfolio (GLP) to Rs 25,395 crore in February 2025, up from Rs 24,810 crore in December 2024. However, the report also highlighted challenges in the Karnataka region, where asset quality has deteriorated. PAR 0+% (loans overdue by any amount) rose to 7.9% in February from 4.3% in December, and PAR 90+% (loans overdue by 90 days or more) increased to 2.1% from 1.2% over the same period. The company attributed the increase in delinquencies in Karnataka to the recent Karnataka Ordinance, which introduced new regulations on microfinance lenders. The Karnataka Micro Loan and Small Loan (Prevention of Coercive Action) ordinance 2025, effective 12 February 2025, created initial ambiguities and on-ground sensitivities that impacted collections. CreditAccess Grameen emphasized that the situation in Karnataka is stabilizing following clarifications and communication with borrowers and stakeholders. Despite the temporary increase in delinquencies, Karnataka's PAR 0+ remains lower than some other operating regions, and the company expects a gradual return to normal conditions within 1-2 months. CreditAccess Grameen is a leading Indian microfinance institution headquartered in Bengaluru, focused on providing micro-loans to women customers predominantly in rural areas across India. The company is now operating across 422 districts in 16 states (Andhra Pradesh, Bihar, Chhattisgarh, Goa, Gujarat, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Rajasthan, Tamil Nadu, Telangana, Uttar Pradesh & West Bengal) and one union territory (Puducherry) through 2,059 branches. On a consolidated basis, CreditAccess Grameen reported net loss of Rs 99.52 crore in Q3 December 2024 as against net profit of Rs 353.34 crore in Q3 December 2023. Total income rose 6.7% year-on-year to Rs 1381.93 crore in Q3 December 2024. Powered by Capital Market - Live
4 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 27.54%, vs industry avg of 16.16%
Over the last 5 years, market share increased from 1.12% to 1.92%
Over the last 5 years, net income has grown at a yearly rate of 9.76%, vs industry avg of 20.03%