What is the share price of CreditAccess Grameen Ltd (CREDITACC) today?
The share price of CREDITACC as on 5th December 2025 is ₹1306.60. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on CreditAccess Grameen Ltd (CREDITACC) share?
The past returns of CreditAccess Grameen Ltd (CREDITACC) share are- Past 1 week: -2.44%
- Past 1 month: -5.38%
- Past 3 months: -0.72%
- Past 6 months: 15.10%
- Past 1 year: 52.24%
- Past 3 years: 42.12%
- Past 5 years: 69.48%
What are the peers or stocks similar to CreditAccess Grameen Ltd (CREDITACC)?
The peers or stocks similar to CreditAccess Grameen Ltd (CREDITACC) include:What is the market cap of CreditAccess Grameen Ltd (CREDITACC) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of CreditAccess Grameen Ltd (CREDITACC) is ₹21549.53 Cr as of 5th December 2025.What is the 52 week high and low of CreditAccess Grameen Ltd (CREDITACC) share?
The 52-week high of CreditAccess Grameen Ltd (CREDITACC) is ₹1490.10 and the 52-week low is ₹750.20.What is the PE and PB ratio of CreditAccess Grameen Ltd (CREDITACC) stock?
The P/E (price-to-earnings) ratio of CreditAccess Grameen Ltd (CREDITACC) is 40.55. The P/B (price-to-book) ratio is 3.10.Which sector does CreditAccess Grameen Ltd (CREDITACC) belong to?
CreditAccess Grameen Ltd (CREDITACC) belongs to the Financials sector & Consumer Finance sub-sector.How to buy CreditAccess Grameen Ltd (CREDITACC) shares?
You can directly buy CreditAccess Grameen Ltd (CREDITACC) shares on Tickertape. Simply sign up, connect your demat account and place your order.
CreditAccess Grameen Ltd
CREDITACC Share Price
1,306.603.00% (-40.40)
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CREDITACC Stock Scorecard
Performance
AvgPrice return has been average, nothing exciting
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
HighShowing good signs of profitability & efficiency
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
CREDITACC Performance & Key Metrics
CREDITACC Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 161.19 | 3.10 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.90 | 2.43 | 0.98% |
67%
Analysts have suggested that investors can buy this stock
from 15 analysts
Price Upside
Earnings Growth
Rev. Growth
CREDITACC Company Profile
CreditAccess Grameen is a non-banking financial company engaged in microfinance sector. Its services are focused towards the rural poor and low income households particularly women
BAJFINANCE
PE Ratio
38.44
38.44
1Y Return
52.69%
52.69%
Buy Reco %
51.72
51.72
PE Ratio
119.08
119.08
1Y Return
12.44%
12.44%
Buy Reco %
50.00
50.00
SHRIRAMFIN
PE Ratio
16.31
16.31
1Y Return
32.20%
32.20%
Buy Reco %
90.00
90.00
MUTHOOTFIN
PE Ratio
27.87
27.87
1Y Return
90.06%
90.06%
Buy Reco %
68.75
68.75
PE Ratio
33.17
33.17
1Y Return
29.67%
29.67%
Buy Reco %
59.38
59.38
CREDITACC Sentiment Analysis
CREDITACC Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
CREDITACC Stock Summary · November 2025
In Q2 FY26, the company showcased robust disbursement growth, reflecting strong business momentum despite seasonal challenges and adverse weather impacts that affected portfolio quality. While credit costs are projected to rise due to increased delinquency rates, particularly among borrowers with multiple lenders, management remains optimistic about future growth, targeting over 20% expansion in the retail finance segment. Strategic initiatives include expanding branch networks and diversifying product offerings, which are expected to enhance customer acquisition and retention. Although operational expenses are rising, there is confidence in stabilizing asset quality and improving collection efficiencies, particularly as market conditions normalize in the latter half of the fiscal year. Overall, the sentiment is cautiously optimistic, with expectations for improved performance in upcoming quarters.
CREDITACC Stock Growth Drivers
CREDITACC Stock Growth Drivers
8Strong Financial Performance
In Q2 FY'26, the company reported a disbursement of Rs. 5,322 crore, reflecting a 32.9%
Expansion of Branch Network
The company opened 150 new branches in H1 FY'26, including 96 in Q2, bringing the
CREDITACC Stock Challenges
CREDITACC Stock Challenges
5High Write-Offs and Credit Costs
The company has experienced significant write-offs, totaling Rs. 680 crore in Q2 FY’26, with Rs.
Declining Portfolio at Risk (PAR)
While there has been a slight stabilization in delinquencies, the Portfolio at Risk (PAR) for
CREDITACC Forecast
CREDITACC Forecasts
Price
Revenue
Earnings
CREDITACC Share Price Forecast
CREDITACC Share Price Forecast
2025
Current
₹1,347.00
Baseline
Forecast for Dec 2026
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2025
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₹1,347.00
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CREDITACC Company Revenue Forecast
CREDITACC Company Revenue Forecast
2025
Current
₹5.76
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Forecast for Mar 2026
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₹5.76
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CREDITACC Stock EPS (Earnings Per Share) Forecast
CREDITACC Stock EPS (Earnings Per Share) Forecast
2025
Current
₹33.31
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Forecast for Mar 2026
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₹33.31
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CREDITACC
CREDITACC
Income
Balance Sheet
Cash Flow
Annual Normal View
CREDITACC Income Statement
CREDITACC Income Statement
Annual Normal View
| Financial Year | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,283.32 | 1,705.48 | 2,466.07 | 2,750.13 | 3,550.79 | 5,172.65 | 5,756.14 | 5,762.29 | ||||||||
Raw Materials | — | — | — | — | — | — | — | 5,528.15 | ||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | |||||||||
| Employee Cost | 186.05 | 262.05 | 379.99 | 437.66 | 515.24 | 669.43 | 730.36 | |||||||||
| Selling & Administrative Expenses | 88.18 | 125.95 | 136.93 | 180.30 | 246.12 | 295.46 | 333.72 | |||||||||
| Operating & Other expenses | 503.56 | 835.51 | 1,724.68 | 1,604.15 | 1,641.42 | 2,217.43 | 3,920.97 | |||||||||
EBITDA | 505.53 | 481.97 | 224.47 | 528.02 | 1,148.01 | 1,990.33 | 771.09 | 234.14 | ||||||||
| Depreciation/Amortization | 7.79 | 20.37 | 44.07 | 47.23 | 49.84 | 51.15 | 62.22 | 61.71 | ||||||||
| PBIT | 497.74 | 461.60 | 180.40 | 480.79 | 1,098.17 | 1,939.18 | 708.87 | 172.43 | ||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | ||||||||
| PBT | 497.74 | 461.60 | 180.40 | 480.79 | 1,098.17 | 1,939.18 | 708.87 | 172.43 | ||||||||
| Taxes & Other Items | 175.98 | 128.05 | 46.38 | 127.72 | 279.36 | 493.25 | 177.47 | 38.74 | ||||||||
| Net Income | 321.76 | 333.55 | 134.02 | 353.07 | 818.81 | 1,445.93 | 531.40 | 133.69 | ||||||||
| EPS | 22.41 | 23.20 | 8.95 | 22.67 | 52.03 | 90.86 | 33.31 | 8.37 | ||||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10.00 | 0.00 | 0.00 | ||||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 | 0.00 | 0.00 |
CREDITACC Company Updates
FY 2026FY 2026
Investor Presentation
Oct 28PDF
Jul 22PDF
CREDITACC Stock Peers
CREDITACC Past Performance & Peer Comparison
CREDITACC Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsConsumer Finance
Compare valuation on Screener
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| CreditAccess Grameen Ltd | 40.55 | 3.10 | — |
| Bajaj Finance Ltd | 38.44 | 6.46 | 0.54% |
| Jio Financial Services Ltd | 119.08 | 1.55 | 0.17% |
| Shriram Finance Ltd | 16.31 | 2.76 | 1.19% |
CREDITACC Stock Price Comparison
Compare CREDITACC with any stock or ETFCompare CREDITACC with any stock or ETF
CREDITACC
CREDITACC Holdings
CREDITACC Shareholdings
CREDITACC Promoter Holdings Trend
CREDITACC Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
CREDITACC Institutional Holdings Trend
CREDITACC Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
CREDITACC Shareholding Pattern
CREDITACC Shareholding Pattern
CREDITACC Shareholding History
CREDITACC Shareholding History
Foreign Institutions
Mutual Funds Invested in CREDITACC
Mutual Funds Invested in CREDITACC
No mutual funds holding trends are available
Top 5 Mutual Funds holding CreditAccess Grameen Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 1.0125% | Percentage of the fund’s portfolio invested in the stock 0.81% | Change in the portfolio weight of the stock over the last 3 months 0.07% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 50/156 (+4) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.9413% | Percentage of the fund’s portfolio invested in the stock 0.77% | Change in the portfolio weight of the stock over the last 3 months -0.20% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 29/124 (-5) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.8818% | Percentage of the fund’s portfolio invested in the stock 0.28% | Change in the portfolio weight of the stock over the last 3 months 0.02% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 116/252 (-23) |
Compare 3-month MF holding change on Screener
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases containing CREDITACC stock
smallcases containing CREDITACC stock
A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have CreditAccess Grameen Ltd
CREDITACC Events
CREDITACC Events
CREDITACC Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
CREDITACC Dividend Trend
No dividend trend available
CREDITACC Upcoming Dividends
CREDITACC Upcoming Dividends
No upcoming dividends are available
CREDITACC Past Dividends
CREDITACC Past Dividends
Cash Dividend
Ex DateEx DateJul 26, 2024
Final
Final | Div/Share: ₹10.00
Dividend/Share
₹10.00
Ex DateEx Date
Jul 26, 2024
CREDITACC Stock News & Opinions
CREDITACC Stock News & Opinions
Articles & Videos
Corporate
CreditAccess Grameen allots 25,806 equity shares under ESOP
CreditAccess Grameen has allotted 25,806 equity shares under ESOP on 19 November 2025. Powered by Capital Market - Live
2 weeks agoCapital Market - Live
Earnings
CreditAccess Grameen consolidated net profit declines 32.38% in the September 2025 quarter
Net profit of CreditAccess Grameen declined 32.38% to Rs 125.81 crore in the quarter ended September 2025 as against Rs 186.06 crore during the previous quarter ended September 2024. Sales rose 3.79% to Rs 1508.35 crore in the quarter ended September 2025 as against Rs 1453.29 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales1508.351453.29 4 OPM %44.0151.82 - PBDT184.96269.18 -31 PBT169.16251.99 -33 NP125.81186.06 -32 Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
CreditAccess Grameen allots Equity Shares
CreditAccess Grameen has allotted 11,250 Equity Shares of Rs. 10/- each to 5 employees, who had exercised their Options under CAGL Employees Stock Option Plan - 2011.Powered by Capital Market - Live
1 month agoCapital Market - Live
Spotlight
CreditAccess Grameen Ltd leads losers in 'A' group
Sterling & Wilson Renewable Energy Ltd, Anupam Rasayan India Ltd, Wipro Ltd and Sequent Scientific Ltd are among the other losers in the BSE's 'A' group today, 17 October 2025.CreditAccess Grameen Ltd lost 6.43% to Rs 1299.65 at 14:47 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 14402 shares were traded on the counter so far as against the average daily volumes of 11423 shares in the past one month.Sterling & Wilson Renewable Energy Ltd tumbled 6.27% to Rs 227.85. The stock was the second biggest loser in 'A' group.On the BSE, 10.73 lakh shares were traded on the counter so far as against the average daily volumes of 1.83 lakh shares in the past one month.Anupam Rasayan India Ltd crashed 5.87% to Rs 1061.7. The stock was the third biggest loser in 'A' group.On the BSE, 44829 shares were traded on the counter so far as against the average daily volumes of 6469 shares in the past one month.Wipro Ltd corrected 5.02% to Rs 241. The stock was the fourth biggest loser in 'A' group.On the BSE, 11.39 lakh shares were traded on the counter so far as against the average daily volumes of 3.72 lakh shares in the past one month.Sequent Scientific Ltd dropped 4.81% to Rs 204.7. The stock was the fifth biggest loser in 'A' group.On the BSE, 21766 shares were traded on the counter so far as against the average daily volumes of 1.2 lakh shares in the past one month.Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
CreditAccess Grameen announces board meeting date
CreditAccess Grameen will hold a meeting of the Board of Directors of the Company on 28 October 2025.Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
CreditAccess Grameen allots 29,642 equity shares under ESOP
CreditAccess Grameen has allotted 29,642 equity shares under ESOP on 22 September 2025. Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
CreditAccess Grameen announces cessation of Chairman
CreditAccess Grameen announced the cessation of directorship of George Joseph (DIN: 00253754) as Chairman & Lead Independent Director of the Company as on end of the day on 08 September 2025, upon completion of his second term of 5 (five) years as an Independent Director.Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
CreditAccess Grameen allots 44,335 equity shares under ESOP
CreditAccess Grameen has allotted 44,335 equity shares under ESOP.Powered by Capital Market - Live
2 months agoCapital Market - Live
Earnings
CreditAccess Grameen consolidated net profit declines 84.86% in the June 2025 quarter
Net profit of CreditAccess Grameen declined 84.86% to Rs 60.19 crore in the quarter ended June 2025 as against Rs 397.66 crore during the previous quarter ended June 2024. Sales declined 3.25% to Rs 1462.89 crore in the quarter ended June 2025 as against Rs 1512.03 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales1462.891512.03 -3 OPM %39.4970.03 - PBDT96.34549.09 -82 PBT81.12534.74 -85 NP60.19397.66 -85 Powered by Capital Market - Live
4 months agoCapital Market - Live
Corporate
CreditAccess Grameen to announce Quarterly Result
CreditAccess Grameen will hold a meeting of the Board of Directors of the Company on 22 July 2025.Powered by Capital Market - Live
4 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 27.54%, vs industry avg of 16.73%
Over the last 5 years, market share increased from 1.05% to 1.75%
Over the last 5 years, net income has grown at a yearly rate of 9.76%, vs industry avg of 21.54%