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CreditAccess Grameen Ltd

CreditAccess Grameen Ltd

CREDITACC Share Price

NSE
1,542.201.59% (+24.20)
High
Low
Returns
1D
1W
1M
1Y
5Y
Max
SIP
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1D
1W
1M
1Y
5Y
Max
SIP

With a market cap of ₹24,488 cr, stock is ranked 337

Stock is 2.97x as volatile as Nifty

CREDITACC Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹24,488 cr, stock is ranked 337

Stock is 2.97x as volatile as Nifty

CREDITACC Performance & Key Metrics

CREDITACC Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
20.223.12
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.752.181.28%

CREDITACC Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
94%
Analysts have suggested that investors can buy this stock

from 16 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

CREDITACC Company Profile

CreditAccess Grameen is a non-banking financial company engaged in microfinance sector. Its services are focused towards the rural poor and low income households particularly women

Investor Presentation

View older View older 

Jul 24, 2026

PDF
View Older Presentations

CREDITACC Similar Stocks (Peers)

Compare with peers Compare with peers 

CREDITACC Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
37.91
37.91
1Y Return
29.92%
29.92%
Buy Reco %
81.82
81.82
PE Ratio
26.35
26.35
1Y Return
77.11%
77.11%
Buy Reco %
87.50
87.50
PE Ratio
110.81
110.81
1Y Return
21.29%
21.29%
Buy Reco %
100.00
100.00
PE Ratio
30.68
30.68
1Y Return
27.71%
27.71%
Buy Reco %
84.38
84.38
PE Ratio
32.36
32.36
1Y Return
12.42%
12.42%
Buy Reco %
84.62
84.62
Compare with Peers

CREDITACC Sentiment Analysis

CREDITACC Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

CREDITACC Stock Summary · May 2026

A decisive recovery and institutional resilience underpinned the quarter, with Q4 disbursements reaching INR 8,313 crore (+44.1% QoQ) and AUM expanding 14.0% YoY. Management framed the results as validation of their growth strategy — scaling retail (retail share rose to 18.1% and is targeted at ~24–25% by end‑FY27), broadening funding via foreign borrowings, accelerating digital adoption and strengthening collections and controls — while maintaining a well‑capitalized balance sheet (capital adequacy 24.4%). They acknowledged clear tensions: strong volume and operating‑leverage gains (Q4 PPOP INR 780 crore; cost‑to‑income improved to 30.4%) have been accompanied by elevated credit costs (FY26 credit cost 6.74%), substantial write‑offs (491k) and an evolving forward‑looking ECL framework (Stage‑1 ECL 1.63% and incremental provisions). Margin dynamics improved in Q4 but management guided FY27 NIM lower (12.8–13.2%) as pricing actions are phased in, and they widened credit‑cost guidance to 3–4% to reflect model evolution and external risks; FY27 targets also include AUM growth 20–25%, cost‑income 33–35%, ROA 4.0–4.8% and ROE 16.0–20.0%.

CREDITACC Stock Growth Drivers
CREDITACC Stock Growth Drivers
7
  • Robust near-term profitability and operating efficiency

    Q4 FY26 delivered a marked improvement in core profitability and operating leverage, with PPOP rising

  • Strong loan origination, AUM growth and borrower acquisition with retail mix expansion

    The company achieved significant scale in originations and customer additions: Q4 disbursements rose to INR

CREDITACC Stock Challenges
CREDITACC Stock Challenges
5
  • Elevated credit costs and conservative provisioning drove near-term profit shortfalls

    The company recorded full-year credit cost of 6.74% versus prior guidance of 5.5–6.0%, driven largely

  • Provisioning and credit-cost outlook remains volatile and uncertain

    Management has implemented an evolving forward‑looking ECL model (Stage 1 ECL increased to 1.63%) and

CREDITACC Forecast

CREDITACC Forecasts

Price

Revenue

Earnings

CREDITACC

CREDITACC

Income

Balance Sheet

Cash Flow

CREDITACC Income Statement

CREDITACC Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue1,459.101,512.581,453.921,381.931,407.711,463.631,509.021,491.311,598.581,784.41
Operating & Other expensessubtract915.89963.491,184.741,495.331,341.471,367.291,324.061,137.011,137.891,108.17
Depreciation/Amortizationsubtract13.7514.3517.1915.5315.1615.2215.8016.3815.6916.21
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract132.38137.0865.93-29.413.8720.9343.3585.83105.45166.64
EPS24.9324.9511.67-6.242.963.777.8715.7621.2030.79

CREDITACC Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Jul 24PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 8PDF
Jan 20PDF
Oct 28PDF
Jul 22PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 16PDF
May 16PDF
Jan 24PDF
Oct 25PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 21PDF
FY 2023FY 2023

Annual report

PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
 

CREDITACC Stock Peers

CREDITACC Past Performance & Peer Comparison

CREDITACC Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
CreditAccess Grameen Ltd31.493.12
Bajaj Finance Ltd37.916.160.52%
Shriram Finance Limited26.354.010.77%
Jio Financial Services Limited110.811.29

CREDITACC Stock Price Comparison

Compare CREDITACC with any stock or ETF
Compare CREDITACC with any stock or ETF
CREDITACC
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CREDITACC Holdings

CREDITACC Shareholdings

CREDITACC Promoter Holdings Trend

CREDITACC Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

CREDITACC Institutional Holdings Trend

CREDITACC Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

CREDITACC Shareholding Pattern

CREDITACC Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding66.21%10.20%2.47%13.48%7.63%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

CREDITACC Shareholding History

CREDITACC Shareholding History

MarJunSepDec '25MarJun11.38%12.13%12.29%11.68%12.94%13.48%

Mutual Funds Invested in CREDITACC

Mutual Funds Invested in CREDITACC

No mutual funds holding trends are available

Top 5 Mutual Funds holding CreditAccess Grameen Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.2382%1.71%0.47%8/103 (+16)
0.9322%0.78%0.03%34/149 (+22)
0.7421%1.00%0.32%12/180 (+7)

Compare 3-month MF holding change on Screener

CREDITACC Insider Trades & Bulk Stock Deals

CREDITACC Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing CREDITACC stock

smallcases containing CREDITACC stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have CreditAccess Grameen Ltd

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Rising Rural Demand Theme

Rising Rural Demand Theme

Created by Windmill Capital

CREDITACC's Wtg.
8.00%
8.00%
CAGR
9.70%
Banking Privately Theme

Banking Privately Theme

Created by Windmill Capital

CREDITACC's Wtg.
8.21%
8.21%
CAGR
7.91%

CREDITACC Events

CREDITACC Events

CREDITACC Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

CREDITACC Dividend Trend

No dividend trend available

CREDITACC Upcoming Dividends

CREDITACC Upcoming Dividends

No upcoming dividends are available

CREDITACC Past Dividends

CREDITACC Past Dividends

Cash Dividend

Ex DateEx DateJul 26, 2024

Final
Final | Div/Share: ₹10.00

Dividend/Share

10.00

Ex DateEx Date

Jul 26, 2024

CREDITACC Stock News & Opinions

CREDITACC Stock News & Opinions

Spotlight
Spotlight
Volumes spurt at CreditAccess Grameen Ltd counter

IDFC First Bank Ltd, KFin Technologies Ltd, Latent View Analytics Ltd, Godfrey Phillips India Ltd are among the other stocks to see a surge in volumes on NSE today, 27 July 2026.CreditAccess Grameen Ltd registered volume of 33 lakh shares by 14:14 IST on NSE, a 12.96 fold spurt over two-week average daily volume of 2.55 lakh shares. The stock rose 5.66% to Rs.1,603.50. Volumes stood at 3.35 lakh shares in the last session.IDFC First Bank Ltd saw volume of 1603.88 lakh shares by 14:14 IST on NSE, a 10.99 fold spurt over two-week average daily volume of 145.90 lakh shares. The stock increased 5.21% to Rs.85.00. Volumes stood at 162.6 lakh shares in the last session.KFin Technologies Ltd witnessed volume of 63.79 lakh shares by 14:14 IST on NSE, a 8.2 times surge over two-week average daily volume of 7.78 lakh shares. The stock increased 9.20% to Rs.936.65. Volumes stood at 7.49 lakh shares in the last session.Latent View Analytics Ltd saw volume of 45.51 lakh shares by 14:14 IST on NSE, a 6.39 fold spurt over two-week average daily volume of 7.13 lakh shares. The stock increased 7.45% to Rs.318.10. Volumes stood at 2.27 lakh shares in the last session.Godfrey Phillips India Ltd clocked volume of 12.85 lakh shares by 14:14 IST on NSE, a 6.34 times surge over two-week average daily volume of 2.03 lakh shares. The stock gained 3.12% to Rs.2,196.10. Volumes stood at 4.08 lakh shares in the last session.Powered by Capital Market - Live

1 week agoCapital Market - Live
Earnings
Earnings
CreditAccess Grameen consolidated net profit rises 719.72% in the June 2026 quarter

Net profit of CreditAccess Grameen rose 719.72% to Rs 493.39 crore in the quarter ended June 2026 as against Rs 60.19 crore during the previous quarter ended June 2025. Sales rose 21.92% to Rs 1783.49 crore in the quarter ended June 2026 as against Rs 1462.89 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales1783.491462.89 22 OPM %68.7139.49 - PBDT676.2496.34 602 PBT660.0381.12 714 NP493.3960.19 720 Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Corporate
CreditAccess Grameen to convene board meeting

CreditAccess Grameen will hold a meeting of the Board of Directors of the Company on 24 July 2026.

2 weeks agoCapital Market - Live
Corporate
Corporate
CreditAccess Grameen to convene AGM

CreditAccess Grameen announced that the Annual General Meeting(AGM) of the company will be held on 3 July 2026.

1 month agoCapital Market - Live
Corporate
Corporate
CreditAccess Grameen allots 15.348 equity shares under ESOP

CreditAccess Grameen has allotted 15,348 equity shares under ESOP on 09 June 2026.

1 month agoCapital Market - Live
Corporate
Corporate
CreditAccess Grameen allots 9,750 equity shares under ESOP

CreditAccess Grameen has allotted 9,750 equity shares under ESOP on 22 May 2026.

2 months agoCapital Market - Live
Corporate
Corporate
CreditAccess Grameen allots 19,956 equity shares under ESOP

CreditAccess Grameen has allotted 19,956 equity shares under ESOP on 13 May 2026.

2 months agoCapital Market - Live
Earnings
Earnings
CreditAccess Grameen consolidated net profit rises 619.23% in the March 2026 quarter

Net profit of CreditAccess Grameen rose 619.23% to Rs 339.55 crore in the quarter ended March 2026 as against Rs 47.21 crore during the previous quarter ended March 2025. Sales rose 13.55% to Rs 1597.27 crore in the quarter ended March 2026 as against Rs 1406.63 crore during the previous quarter ended March 2025. For the full year,net profit rose 46.34% to Rs 777.64 crore in the year ended March 2026 as against Rs 531.40 crore during the previous year ended March 2025. Sales rose 5.33% to Rs 6058.92 crore in the year ended March 2026 as against Rs 5752.33 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales1597.271406.63 14 6058.925752.33 5 OPM %58.6938.60 -49.3847.20 - PBDT460.6966.24 595 1096.28771.09 42 PBT445.0051.08 771 1033.20708.87 46 NP339.5547.21 619 777.64531.40 46 Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Corporate
CreditAccess Grameen declare Quarterly Result

CreditAccess Grameen will hold a meeting of the Board of Directors of the Company on 8 May 2026.

3 months agoCapital Market - Live
Corporate
Corporate
CreditAccess Grameen allots 6,800 equity shares under ESOP

CreditAccess Grameen has allotted 6,800 equity shares under ESOP on 21 April 2026.

3 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of CreditAccess Grameen Ltd (CREDITACC) today?

    The share price of CREDITACC as on 6th August 2026 is ₹1542.20. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on CreditAccess Grameen Ltd (CREDITACC) share?

    The past returns of CreditAccess Grameen Ltd (CREDITACC) share are
    • Past 1 week: -3.35%
    • Past 1 month: -3.67%
    • Past 3 months: -0.37%
    • Past 6 months: 17.59%
    • Past 1 year: 22.16%
    • Past 3 years: 4.52%
    • Past 5 years: 131.12%

  3. What are the peers or stocks similar to CreditAccess Grameen Ltd (CREDITACC)?
  4. What is the market cap of CreditAccess Grameen Ltd (CREDITACC) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of CreditAccess Grameen Ltd (CREDITACC) is ₹24488.96 Cr as of 6th August 2026.

  5. What is the 52 week high and low of CreditAccess Grameen Ltd (CREDITACC) share?

    The 52-week high of CreditAccess Grameen Ltd (CREDITACC) is ₹1634 and the 52-week low is ₹1113.

  6. What is the PE and PB ratio of CreditAccess Grameen Ltd (CREDITACC) stock?

    The P/E (price-to-earnings) ratio of CreditAccess Grameen Ltd (CREDITACC) is 31.49. The P/B (price-to-book) ratio is 3.12.

  7. Which sector does CreditAccess Grameen Ltd (CREDITACC) belong to?

    CreditAccess Grameen Ltd (CREDITACC) belongs to the Financials sector & Consumer Finance sub-sector.

  8. How to buy CreditAccess Grameen Ltd (CREDITACC) shares?

    You can directly buy CreditAccess Grameen Ltd (CREDITACC) shares on Tickertape. Simply sign up, connect your demat account and place your order.