What is the share price of CreditAccess Grameen Ltd (CREDITACC) today?
The share price of CREDITACC as on 4th November 2026 is ₹1073. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on CreditAccess Grameen Ltd (CREDITACC) share?
The past returns of CreditAccess Grameen Ltd (CREDITACC) share are- Past 1 week: 5.71%
- Past 1 month: -14.18%
- Past 3 months: -31.40%
- Past 6 months: -19.07%
- Past 1 year: -22.45%
- Past 3 years: -35.98%
- Past 5 years: 67.27%
What are the peers or stocks similar to CreditAccess Grameen Ltd (CREDITACC)?
The peers or stocks similar to CreditAccess Grameen Ltd (CREDITACC) include:What is the market cap of CreditAccess Grameen Ltd (CREDITACC) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of CreditAccess Grameen Ltd (CREDITACC) is ₹17228.45 Cr as of 4th November 2026.What is the 52 week high and low of CreditAccess Grameen Ltd (CREDITACC) share?
The 52-week high of CreditAccess Grameen Ltd (CREDITACC) is ₹1634 and the 52-week low is ₹993.90.What is the PE and PB ratio of CreditAccess Grameen Ltd (CREDITACC) stock?
The P/E (price-to-earnings) ratio of CreditAccess Grameen Ltd (CREDITACC) is 22.15. The P/B (price-to-book) ratio is 2.20.Which sector does CreditAccess Grameen Ltd (CREDITACC) belong to?
CreditAccess Grameen Ltd (CREDITACC) belongs to the Financials sector & Consumer Finance sub-sector.How to buy CreditAccess Grameen Ltd (CREDITACC) shares?
You can directly buy CreditAccess Grameen Ltd (CREDITACC) shares on Tickertape. Simply sign up, connect your demat account and place your order.
CreditAccess Grameen Ltd
CREDITACC Share Price
NSECREDITACC Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
CREDITACC Performance & Key Metrics
CREDITACC Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 10.86 | 2.20 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 16.08 | 2.10 | 1.25% |
from 16 analysts
Price Upside
Earnings Growth
Rev. Growth
CREDITACC Company Profile
CreditAccess Grameen is a non-banking financial company engaged in microfinance sector. Its services are focused towards the rural poor and low income households particularly women
CREDITACC Sentiment Analysis
CREDITACC Sentiment Analysis
CREDITACC Stock Summary · May 2026
A decisive recovery and institutional resilience underpinned the quarter, with Q4 disbursements reaching INR 8,313 crore (+44.1% QoQ) and AUM expanding 14.0% YoY. Management framed the results as validation of their growth strategy — scaling retail (retail share rose to 18.1% and is targeted at ~24–25% by end‑FY27), broadening funding via foreign borrowings, accelerating digital adoption and strengthening collections and controls — while maintaining a well‑capitalized balance sheet (capital adequacy 24.4%). They acknowledged clear tensions: strong volume and operating‑leverage gains (Q4 PPOP INR 780 crore; cost‑to‑income improved to 30.4%) have been accompanied by elevated credit costs (FY26 credit cost 6.74%), substantial write‑offs (491k) and an evolving forward‑looking ECL framework (Stage‑1 ECL 1.63% and incremental provisions). Margin dynamics improved in Q4 but management guided FY27 NIM lower (12.8–13.2%) as pricing actions are phased in, and they widened credit‑cost guidance to 3–4% to reflect model evolution and external risks; FY27 targets also include AUM growth 20–25%, cost‑income 33–35%, ROA 4.0–4.8% and ROE 16.0–20.0%.
CREDITACC Stock Growth Drivers
CREDITACC Stock Growth Drivers
7Robust near-term profitability and operating efficiency
Q4 FY26 delivered a marked improvement in core profitability and operating leverage, with PPOP rising
Strong loan origination, AUM growth and borrower acquisition with retail mix expansion
The company achieved significant scale in originations and customer additions: Q4 disbursements rose to INR
CREDITACC Stock Challenges
CREDITACC Stock Challenges
5Elevated credit costs and conservative provisioning drove near-term profit shortfalls
The company recorded full-year credit cost of 6.74% versus prior guidance of 5.5–6.0%, driven largely
Provisioning and credit-cost outlook remains volatile and uncertain
Management has implemented an evolving forward‑looking ECL model (Stage 1 ECL increased to 1.63%) and
CREDITACC Forecast
CREDITACC Forecasts
Price
Revenue
Earnings
CREDITACC Share Price Forecast
CREDITACC Share Price Forecast
All values in ₹
All values in ₹
CREDITACC Company Revenue Forecast
CREDITACC Company Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
CREDITACC Stock EPS (Earnings Per Share) Forecast
CREDITACC Stock EPS (Earnings Per Share) Forecast
All values in ₹
All values in ₹
CREDITACC
CREDITACC
Income
Balance Sheet
Cash Flow
CREDITACC Income Statement
CREDITACC Income Statement
| Quarter | jun 2024 | sep 2024 | dec 2024 | mar 2025 | jun 2025 | sep 2025 | dec 2025 | mar 2026 | jun 2026 | sep 2026 | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,512.58 | 1,453.92 | 1,381.93 | 1,407.71 | 1,463.63 | 1,509.02 | 1,491.31 | 1,598.58 | 1,784.41 | 1,904.80 | ||||||||||
| Operating & Other expenses | 963.49 | 1,184.74 | 1,495.33 | 1,341.47 | 1,367.29 | 1,324.06 | 1,137.01 | 1,137.89 | 1,108.17 | 1,217.19 | ||||||||||
| EBITDA | 549.09 | 269.18 | -113.40 | 66.24 | 96.34 | 184.96 | 354.30 | 460.69 | 676.24 | 687.61 | ||||||||||
| Depreciation/Amortization | 14.35 | 17.19 | 15.53 | 15.16 | 15.22 | 15.80 | 16.38 | 15.69 | 16.21 | 16.66 | ||||||||||
| PBIT | 534.74 | 251.99 | -128.93 | 51.08 | 81.12 | 169.16 | 337.92 | 445.00 | 660.03 | 670.95 | ||||||||||
| Interest & Other Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| PBT | 534.74 | 251.99 | -128.93 | 51.08 | 81.12 | 169.16 | 337.92 | 445.00 | 660.03 | 670.95 | ||||||||||
| Taxes & Other Items | 137.08 | 65.93 | -29.41 | 3.87 | 20.93 | 43.35 | 85.83 | 105.45 | 166.64 | 169.38 | ||||||||||
| Net Income | 397.66 | 186.06 | -99.52 | 47.21 | 60.19 | 125.81 | 252.09 | 339.55 | 493.39 | 501.57 | ||||||||||
| EPS | 24.95 | 11.67 | -6.24 | 2.96 | 3.77 | 7.87 | 15.76 | 21.20 | 30.79 | 31.27 |
CREDITACC Company Updates
Investor Presentation
CREDITACC Stock Peers
CREDITACC Past Performance & Peer Comparison
CREDITACC Past Performance & Peer Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| CreditAccess Grameen Ltd | 22.15 | 2.20 | — |
| Bajaj Finance Ltd | 32.20 | 5.29 | 0.60% |
| Shriram Finance Limited | 21.33 | 3.24 | 0.95% |
| Jio Financial Services Limited | 99.07 | 1.14 | 0.25% |
CREDITACC Stock Price Comparison
Compare CREDITACC with any stock or ETFCREDITACC Holdings
CREDITACC Shareholdings
CREDITACC Promoter Holdings Trend
CREDITACC Promoter Holdings Trend
In last 6 months, promoter holding in the company has decreased by 2.41%
Pledged promoter holdings is insignificant
CREDITACC Institutional Holdings Trend
CREDITACC Institutional Holdings Trend
In last 3 months, retail holding in the company has almost stayed constant
In last 3 months, foreign institutional holding of the company has increased by 1.24%
CREDITACC Shareholding Pattern
CREDITACC Shareholding Pattern
CREDITACC Shareholding History
CREDITACC Shareholding History
Mutual Funds Invested in CREDITACC
Mutual Funds Invested in CREDITACC
No mutual funds holding trends are available
Top 5 Mutual Funds holding CreditAccess Grameen Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 1.5232% | Percentage of the fund’s portfolio invested in the stock 1.35% | Change in the portfolio weight of the stock over the last 3 months -0.36% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 23/114 (-14) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 1.2740% | Percentage of the fund’s portfolio invested in the stock 0.71% | Change in the portfolio weight of the stock over the last 3 months -0.07% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 50/141 (+1) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.9130% | Percentage of the fund’s portfolio invested in the stock 0.83% | Change in the portfolio weight of the stock over the last 3 months -0.17% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 14/183 (-2) |
Compare 3-month MF holding change on Screener
smallcases containing CREDITACC stock
smallcases containing CREDITACC stock
A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have CreditAccess Grameen Ltd
CREDITACC Events
CREDITACC Events
CREDITACC Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
CREDITACC Dividend Trend
No dividend trend available
CREDITACC Upcoming Dividends
CREDITACC Upcoming Dividends
No upcoming dividends are available
CREDITACC Past Dividends
CREDITACC Past Dividends
Cash Dividend
Ex DateEx DateJul 26, 2024
Dividend/Share
₹10.00
Ex DateEx Date
Jul 26, 2024
CREDITACC Stock News & Opinions
CREDITACC Stock News & Opinions
CreditAccess Grameen Limited announced the allotment of 6,484 equity shares of Rs 10 each to 10 employees on November 4, 2026, under the company’s Employees Stock Option Plan – 2011, according to a filing with the BSE Limited and National Stock Exchange of India Limited.
CreditAccess Grameen Ltd share price slipped 4.71% to Rs 1089.65. The Company's net profit inched up 1.66% to Rs 501.57 crore, while revenue from operations slightly gained 6.74% to Rs 1903.74 crore in Q3FY26 over Q2FY26. The market capitalization of Microfinance Institutions industry group stocks on BSE stood at Rs 38196.87 crore, declining 0.39%. It has declined by 12.20% over last one week and collapsed sharply by 28.88% in last one month while the market capitalization of CreditAccess Grameen Ltd has reduced by 11.68% and 28.06% in the same period respectively. Profit before tax (PBT) of CreditAccess Grameen Ltd stood at Rs 670.95 crore in Q3 FY26, surging by 296.64% year-on-year, and gaining 1.65% quarter-on-quarter. EBITDA came in at Rs 685 crore, rallying 273.32% YoY and easing 1.64% sequentially. Total expenses saw a slight increase of 9.74% to Rs 1233.85 crore in Q3FY26 over Q3FY25. During the quarter, employee benefits expense was at Rs 254.48 crore, inching up 5.15% YoY. For the TTM ended FY26, revenue from operations grew marginally by 5.33% to Rs 6058.92 crore, while net profit jumped 46.34% to Rs 777.64 crore, compared to previous TTM. EBITDA jumped by 76333% to Rs 1089.04 crore, and PBT surged 45.75% to Rs 1033.2 crore compared to previous TTM. CreditAccess Grameen Ltd crashed 18.64% in last one year, underperforming the benchmark BSE Sensex which has reduced by 13.37% during the same period.
CreditAccess Grameen Ltd share price retreated by 6.77% to Rs 1143.5. The Company's net profit grew slightly 1.66% to Rs 501.57 crore, while revenue from operations slightly gained 6.74% to Rs 1903.74 crore in Q3FY26 over Q2FY26. The market capitalization of Microfinance Institutions industry group stocks on BSE stood at Rs 38196.87 crore, slipping 0.39%. It has declined by 10.11% over last one week and tumbled 26.09% in last one month while the market capitalization of CreditAccess Grameen Ltd has slipped by 9.48% and 24.51% in the same period respectively. Profit before tax (PBT) of CreditAccess Grameen Ltd stood at Rs 670.95 crore in Q3 FY26, jumping 296.64% year-on-year, and gaining 1.65% quarter-on-quarter. EBITDA came in at Rs 685 crore, rallying 273.32% YoY and easing 1.64% sequentially. Total expenses saw a slight increase of 9.74% to Rs 1233.85 crore in Q3FY26 over Q3FY25. During the quarter, employee benefits expense was at Rs 254.48 crore, ticking higher by 5.15% YoY. For the TTM ended FY26, revenue from operations posted a slight growth of 5.33% to Rs 6058.92 crore, while net profit soared by 46.34% to Rs 777.64 crore, compared to previous TTM. EBITDA witnessed a strong improvement of 76333% to Rs 1089.04 crore, and PBT witnessed a strong rise of 45.75% to Rs 1033.2 crore compared to previous TTM. CreditAccess Grameen Ltd nosedived by 11.73% in last one year, performing in line with the benchmark BSE Sensex which has declined by 12.69% during the same period.
CreditAccess Grameen Limited announced the allotment of 14,575 equity shares of Rs 10 each to 7 employees on October 20, 2026, under the company’s Employees Stock Option Plan – 2011, according to a filing with the Bombay Stock Exchange and National Stock Exchange of India. The allotment included 11,050 equity shares to Mr. Ganesh Narayanan, Managing Director & CEO.
CreditAccess Grameen Limited will hold a board meeting on Thursday, October 22, 2026, to consider and approve the unaudited financial results for the quarter and half year ended September 30, 2026, as previously announced on September 28, 2026; the trading window for company insiders remains closed from October 1, 2026, until 48 hours after the results are declared.
CreditAccess Grameen Limited, through its Registrar KFin Technologies Limited, confirmed the details of dematerialized and rematerialized securities for the quarter ended September 30, 2026, have been furnished to the Bombay Stock Exchange and the National Stock Exchange of India Limited, as per Regulation 74(5) of the SEBI (Depositories & Participants) Regulations, 2018.
CreditAccess Grameen Limited announced the allotment of 19,360 equity shares of Rs 10 each to 22 employees on October 6, 2026, under the company’s Employees Stock Option Plan – 2011, according to a filing with the Bombay Stock Exchange and National Stock Exchange of India.
CreditAccess Grameen Limited announced that its Executive, Borrowings & Investment Committee approved the allotment of 21,500 senior, secured, rated, listed, redeemable, transferable, taxable, non-convertible debentures with a face value of Rs 100,000 each, totaling Rs 215 crore, on a private placement basis. The debentures, maturing on September 30, 2028, carry a coupon rate of 9.15% per annum and are proposed to be listed on the Wholesale Debt Market segment of BSE Limited.
CreditAccess Grameen Limited informed the Bombay Stock Exchange and National Stock Exchange of India that the trading window for dealing in securities of the company will be closed for designated persons and their immediate relatives from October 1, 2026, until 48 hours after the publication of unaudited financial results for the quarter and half year ending September 30, 2026.
CreditAccess Grameen Limited announced the allotment of 33,689 equity shares of Rs 10 each to 18 employees who exercised options under the CAGL Employees Stock Option Plan – 2011, according to a filing with the BSE Limited and National Stock Exchange of India Limited on September 18, 2026.


Over the last 5 years, revenue has grown at a yearly rate of 19.71%, vs industry avg of 20.18%
Over the last 5 years, market share increased from 1.49% to 1.57%
Over the last 5 years, net income has grown at a yearly rate of 42.14%, vs industry avg of 28.17%