CreditAccess Grameen Ltd

HSBC acted as the Sole Mandated Lead Arranger and Bookrunner, with participation from HSBC (Gift City), Doha Bank (Qatar), State Bank (Mauritius), Bank of China, and National Development Bank (Sri Lanka). The facility reinforces CA Grameen's track record in raising international funds through innovative financing and strengthens its liability diversification strategy. In FY 2025-26, the company has secured over $300 million in commitments from global banks, development financial institutions, and impact investors, meeting more than 15% of its borrowing requirements through foreign sources. Proceeds from the loan will be deployed under CA Grameen's Social Loan Framework, aligned with the Social Loan Principles 2023, ensuring transparency, defined social development goals, and strong governance. Sustainalytics provided a second-party opinion validating the framework's credibility and impact. The loan will fund eligible social projects, advancing CA Grameen's mission of inclusive and resilient development across communities. Speaking about the fundraise, Nilesh Dalvi, chief financial officer (CFO), CreditAccess Grameen, said, 'We are pleased to partner with HSBC, having successfully secured offshore financing that further strengthens our global funding reach. The foreign currency borrowings, with a tenure of 3'5 years, significantly enhance our asset-liability management (ALM) profile and liquidity position. Our sustained efforts to build strong relationships with leading global lending institutions have enabled us to increase the share of foreign borrowings from 9% to 24% over the past five years, while consistently reducing our incremental cost of funds. This disciplined approach allows us to extend affordable financing solutions to our microfinance customers and deepen our commitment to financial inclusion.' Lalitha A Lodaya, Regional Director ' International Mid-Market, South India said ''We are delighted to have successfully closed this syndicated financing for CreditAccess Grameen Limited, one of India's leading NBFC-MFIs. Strong participation from a diverse group of lenders underscores the market's confidence in the sector's resilience and the company's robust asset quality and growth strategy. This transaction reflects HSBC's leadership position in the Indian NBFC space, as well as our strong structuring and distribution capabilities.' CreditAccess Grameen is a Bengaluru-based microfinance institution focused on providing micro-loans to women customers in rural India. The company operates across more than 450 districts in 16 states and one union territory through a widespread branch-led model, with a strategic focus on disciplined growth, improving asset quality and sustainable profitability. The company's net profit swung to Rs 252.1 crore in Q3 FY26, compared with a loss of Rs 99.5 crore in Q3 FY25. On a sequential basis, profit after tax more than doubled, rising 100.4% from Rs 125.8 crore in Q2 FY26. Powered by Capital Market - Live

CreditAccess Grameen has signed a syndicated social loan facility of USD 75 million, qualifying as an ECB under the automatic route of the Reserve Bank of India (RBI). HSBC acted as the Sole Mandated Lead Arranger and Bookrunner for the social loan fund raise, securing participations from HSBC (Gift City), Doha Bank (Qatar), State Bank (Mauritius) Ltd., Bank of China Ltd. (China), and National Development Bank Plc (Sri Lanka). This transaction reinforces CA Grameen's strong track record of raising international funds through innovative financing solutions. With this transaction, the Company has secured over USD 300 million in commitments from global banks, development financial institutions and impact investors in FY 2025-26, strengthening trust and leadership in the microfinance sector. The Company has met over 15% of its borrowing requirements in FY 2025-26 through foreign sources. The proceeds from the facility will be deployed under CA Grameen's Social Loan Framework, aligned with the Social Loan Principles 2023, ensuring transparency in the use of funds, clearly defined social development goals, and strong governance standards. Sustainalytics provided a second-party opinion, validating the credibility and impact of the Framework. The facility will support eligible social projects, advancing CA Grameen's mission of inclusive and resilient development across communities. Powered by Capital Market - Live

CreditAccess Grameen has allotted 9,850 equity shares under ESOP on 06 March 2026. Powered by Capital Market - Live

CreditAccess Grameen has allotted 11,675 equity shares under ESOP on 19 February 2026. Powered by Capital Market - Live

Carborundum Universal Ltd, Kalyan Jewellers India Ltd, Mangalore Refinery And Petrochemicals Ltd, SRF Ltd are among the other stocks to see a surge in volumes on NSE today, 21 January 2026.CreditAccess Grameen Ltd notched up volume of 144.44 lakh shares by 14:14 IST on NSE, a 53.72 fold spurt over two-week average daily volume of 2.69 lakh shares. The stock rose 12.83% to Rs.1,402.00. Volumes stood at 2.89 lakh shares in the last session.Carborundum Universal Ltd saw volume of 10.43 lakh shares by 14:14 IST on NSE, a 9.51 fold spurt over two-week average daily volume of 1.10 lakh shares. The stock increased 2.49% to Rs.799.10. Volumes stood at 2.39 lakh shares in the last session.Kalyan Jewellers India Ltd clocked volume of 318.49 lakh shares by 14:14 IST on NSE, a 6.54 times surge over two-week average daily volume of 48.67 lakh shares. The stock lost 11.91% to Rs.397.70. Volumes stood at 54.44 lakh shares in the last session.Mangalore Refinery And Petrochemicals Ltd registered volume of 527.97 lakh shares by 14:14 IST on NSE, a 5.66 fold spurt over two-week average daily volume of 93.25 lakh shares. The stock rose 8.10% to Rs.150.70. Volumes stood at 55.72 lakh shares in the last session.SRF Ltd registered volume of 17.11 lakh shares by 14:14 IST on NSE, a 5.53 fold spurt over two-week average daily volume of 3.09 lakh shares. The stock slipped 7.09% to Rs.2,678.80. Volumes stood at 6.69 lakh shares in the last session.Powered by Capital Market - Live

Thangamayil Jewellery Ltd, Mangalore Refinery And Petrochemicals Ltd, NOCIL Ltd and Thirumalai Chemicals Ltd are among the other gainers in the BSE's 'A' group today, 21 January 2026.CreditAccess Grameen Ltd soared 10.45% to Rs 1369.85 at 11:45 IST. The stock was the biggest gainer in the BSE's 'A' group. On the BSE, 8.79 lakh shares were traded on the counter so far as against the average daily volumes of 22925 shares in the past one month. Thangamayil Jewellery Ltd surged 5.38% to Rs 3914.4. The stock was the second biggest gainer in 'A' group. On the BSE, 33205 shares were traded on the counter so far as against the average daily volumes of 14061 shares in the past one month. Mangalore Refinery And Petrochemicals Ltd spiked 4.91% to Rs 146.25. The stock was the third biggest gainer in 'A' group. On the BSE, 13.65 lakh shares were traded on the counter so far as against the average daily volumes of 5.69 lakh shares in the past one month. NOCIL Ltd jumped 4.49% to Rs 134.95. The stock was the fourth biggest gainer in 'A' group. On the BSE, 19418 shares were traded on the counter so far as against the average daily volumes of 14461 shares in the past one month. Thirumalai Chemicals Ltd gained 3.55% to Rs 200. The stock was the fifth biggest gainer in 'A' group. On the BSE, 16802 shares were traded on the counter so far as against the average daily volumes of 13949 shares in the past one month. Powered by Capital Market - Live

Adani Green Energy Ltd, SRF Ltd, Jammu and Kashmir Bank Ltd, SBI Life Insurance Company Ltd are among the other stocks to see a surge in volumes on BSE today, 21 January 2026.CreditAccess Grameen Ltd registered volume of 6.03 lakh shares by 10:45 IST on BSE, a 86.69 fold spurt over two-week average daily volume of 6951 shares. The stock gained 8.71% to Rs.1,348.30. Volumes stood at 11155 shares in the last session.Adani Green Energy Ltd registered volume of 11.18 lakh shares by 10:45 IST on BSE, a 6.95 fold spurt over two-week average daily volume of 1.61 lakh shares. The stock slipped 0.76% to Rs.876.60. Volumes stood at 1.34 lakh shares in the last session.SRF Ltd recorded volume of 32422 shares by 10:45 IST on BSE, a 6.08 times surge over two-week average daily volume of 5329 shares. The stock dropped 4.33% to Rs.2,748.70. Volumes stood at 10714 shares in the last session.Jammu and Kashmir Bank Ltd notched up volume of 6.71 lakh shares by 10:45 IST on BSE, a 4.12 fold spurt over two-week average daily volume of 1.63 lakh shares. The stock gained 2.43% to Rs.101.30. Volumes stood at 1.86 lakh shares in the last session.SBI Life Insurance Company Ltd witnessed volume of 1.13 lakh shares by 10:45 IST on BSE, a 3.87 times surge over two-week average daily volume of 29136 shares. The stock increased 0.23% to Rs.2,053.15. Volumes stood at 6908 shares in the last session.Powered by Capital Market - Live

Net profit swung to Rs 252.1 crore in Q3 FY26, compared with a loss of Rs 99.5 crore in Q3 FY25. On a sequential basis, profit after tax more than doubled, rising 100.4% from Rs 125.8 crore in Q2 FY26. Net interest income grew 13.4% YoY to Rs 976.9 crore and remained almost flat QoQ. Non-interest income rose 21.2% YoY to Rs 55 crore and increased 2.8% over the previous quarter. Profit before tax stood at Rs 337.9 crore in Q3 FY26, compared with a loss of Rs 128.9 crore in Q3 FY25. Sequentially, PBT almost doubled, rising 99.8% from Rs 169.2 crore in Q2 FY26. Pre-provision operating profit came in at Rs 680.5 crore in Q3 FY26, up 9.2% YoY but down 2.1% QoQ. Employee expenses increased 27.2% to Rs 226.9 crore while other expenses rose 20% to Rs 108.2 crore. Depreciation and amortisation rose 5.5% YoY to Rs 16.4 crore. Impairment costs fell sharply by 54.4% YoY to Rs 342.6 crore, aiding the bottom-line recovery. On the balance sheet front, assets under management rose 7.1% YoY to Rs 26,566 crore, while disbursements grew 13.4% YoY to Rs 5,767 crore. The lender added 2.06 lakh new borrowers during the quarter, with 39% being new-to-credit customers. Portfolio share of unique borrowers improved to 43% in Q3 FY26 from 41% in Q2 FY26. Asset quality continued to strengthen, with PAR 0+ declining to 4.4% from 4.7% in the previous quarter. Collection efficiency improved to 95.5% in December 2025 from 94.5% in September 2025. Declining new PAR accretion led to reduction in credit cost by 54.4% YoY to Rs 342.6 crore. Operationally, the branch network expanded 7.9% YoY to 2,222 branches, while employee strength increased 12.2% YoY to 21,701. Retail finance portfolio share rose to 14.1% in December 2025 from 11.1% in September 2025. Liquidity remained strong at Rs 2,397.4 crore, equivalent to 8.4% of total assets, while the capital adequacy ratio stood at a healthy 26.4%. CreditAccess Grameen is a Bengaluru-based microfinance institution focused on providing micro-loans to women customers in rural India. The company operates across more than 450 districts in 16 states and one union territory through a widespread branch-led model, with a strategic focus on disciplined growth, improving asset quality and sustainable profitability. Powered by Capital Market - Live

Net profit of CreditAccess Grameen reported to Rs 252.09 crore in the quarter ended December 2025 as against net loss of Rs 99.52 crore during the previous quarter ended December 2024. Sales rose 7.97% to Rs 1490.41 crore in the quarter ended December 2025 as against Rs 1380.38 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales1490.411380.38 8 OPM %54.5326.07 - PBDT354.30-113.40 LP PBT337.92-128.93 LP NP252.09-99.52 LP Powered by Capital Market - Live

CreditAccess Grameen will hold a meeting of the Board of Directors of the Company on 20 January 2026.Powered by Capital Market - Live