What is the share price of CreditAccess Grameen Ltd (CREDITACC) today?
The share price of CREDITACC as on 4th February 2026 is ₹1335.10. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on CreditAccess Grameen Ltd (CREDITACC) share?
The past returns of CreditAccess Grameen Ltd (CREDITACC) share are- Past 1 week: -4.53%
- Past 1 month: 1.55%
- Past 3 months: -6.23%
- Past 6 months: 6.79%
- Past 1 year: 29.97%
- Past 3 years: 46.86%
- Past 5 years: 82.07%
What are the peers or stocks similar to CreditAccess Grameen Ltd (CREDITACC)?
The peers or stocks similar to CreditAccess Grameen Ltd (CREDITACC) include:What is the market cap of CreditAccess Grameen Ltd (CREDITACC) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of CreditAccess Grameen Ltd (CREDITACC) is ₹21157.50 Cr as of 4th February 2026.What is the 52 week high and low of CreditAccess Grameen Ltd (CREDITACC) share?
The 52-week high of CreditAccess Grameen Ltd (CREDITACC) is ₹1496.70 and the 52-week low is ₹847.80.What is the PE and PB ratio of CreditAccess Grameen Ltd (CREDITACC) stock?
The P/E (price-to-earnings) ratio of CreditAccess Grameen Ltd (CREDITACC) is 39.81. The P/B (price-to-book) ratio is 3.04.Which sector does CreditAccess Grameen Ltd (CREDITACC) belong to?
CreditAccess Grameen Ltd (CREDITACC) belongs to the Financials sector & Consumer Finance sub-sector.How to buy CreditAccess Grameen Ltd (CREDITACC) shares?
You can directly buy CreditAccess Grameen Ltd (CREDITACC) shares on Tickertape. Simply sign up, connect your demat account and place your order.
CreditAccess Grameen Ltd
CREDITACC Share Price
CREDITACC Stock Scorecard
Performance
AvgPrice return has been average, nothing exciting
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
HighShowing good signs of profitability & efficiency
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
CREDITACC Performance & Key Metrics
CREDITACC Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 43.60 | 3.04 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 18.14 | 2.47 | 0.98% |
from 15 analysts
Price Upside
Earnings Growth
Rev. Growth
CREDITACC Company Profile
CreditAccess Grameen is a non-banking financial company engaged in microfinance sector. Its services are focused towards the rural poor and low income households particularly women
CREDITACC Sentiment Analysis
CREDITACC Sentiment Analysis
CREDITACC Stock Summary · January 2026
In Q3 FY26, the company demonstrated robust growth, highlighted by a significant increase in disbursements and improved asset quality, evidenced by high collection efficiency and reduced delinquency rates. While challenges persist, such as managing credit costs and adapting to new labor codes, the strategic expansion of the retail finance portfolio and the successful integration of digital platforms position the company favorably for future growth. Optimism surrounds the anticipated stabilization of credit costs and the potential for a 20% growth rate in FY27, despite a challenging microfinance environment. The focus on maintaining manageable credit exposure and enhancing customer acquisition efforts reflects a commitment to sustainable profitability and operational efficiency. Overall, the market sentiment remains positive, bolstered by a healthy borrower base and strategic initiatives aimed at capturing growth opportunities.
CREDITACC Stock Growth Drivers
CREDITACC Stock Growth Drivers
7Strong Financial Performance
In Q3 FY26, the company reported a 13.4% year-over-year increase in disbursements, totaling INR 5,767
Improved Asset Quality
The company demonstrated a notable improvement in asset quality, with collection efficiency reaching 99.71% in
CREDITACC Stock Challenges
CREDITACC Stock Challenges
7Declining Approval and Renewal Rates
The approval rates for new borrowers have decreased to approximately 55% to 60%, down from
Challenges in Credit Discipline and Borrowing
Concerns have been raised regarding credit discipline in key regions, particularly Karnataka, where despite reported
CREDITACC Forecast
CREDITACC Forecasts
Price
Revenue
Earnings
CREDITACC Share Price Forecast
CREDITACC Share Price Forecast
All values in ₹
All values in ₹
CREDITACC Company Revenue Forecast
CREDITACC Company Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
CREDITACC Stock EPS (Earnings Per Share) Forecast
CREDITACC Stock EPS (Earnings Per Share) Forecast
All values in ₹
All values in ₹
CREDITACC
CREDITACC
Income
Balance Sheet
Cash Flow
CREDITACC Income Statement
CREDITACC Income Statement
| Financial Year | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,283.32 | 1,705.48 | 2,466.07 | 2,750.13 | 3,550.79 | 5,172.65 | 5,756.14 | 5,871.67 | ||||||||
| Raw Materials | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 5,169.83 | ||||||||
| Power & Fuel Cost | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||||||
| Employee Cost | 186.05 | 262.05 | 379.99 | 437.66 | 515.24 | 669.43 | 730.36 | |||||||||
| Selling & Administrative Expenses | 88.18 | 125.95 | 136.93 | 180.30 | 246.12 | 295.46 | 333.72 | |||||||||
| Operating & Other expenses | 503.56 | 835.51 | 1,724.68 | 1,604.15 | 1,641.42 | 2,217.43 | 3,920.97 | |||||||||
| EBITDA | 505.53 | 481.97 | 224.47 | 528.02 | 1,148.01 | 1,990.33 | 771.09 | 701.84 | ||||||||
| Depreciation/Amortization | 7.79 | 20.37 | 44.07 | 47.23 | 49.84 | 51.15 | 62.22 | 62.56 | ||||||||
| PBIT | 497.74 | 461.60 | 180.40 | 480.79 | 1,098.17 | 1,939.18 | 708.87 | 639.28 | ||||||||
| Interest & Other Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||
| PBT | 497.74 | 461.60 | 180.40 | 480.79 | 1,098.17 | 1,939.18 | 708.87 | 639.28 | ||||||||
| Taxes & Other Items | 175.98 | 128.05 | 46.38 | 127.72 | 279.36 | 493.25 | 177.47 | 153.98 | ||||||||
| Net Income | 321.76 | 333.55 | 134.02 | 353.07 | 818.81 | 1,445.93 | 531.40 | 485.30 | ||||||||
| EPS | 22.41 | 23.20 | 8.95 | 22.67 | 52.03 | 90.86 | 33.31 | 30.38 | ||||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10.00 | 0.00 | 0.00 | ||||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 | 0.00 | 0.00 |
CREDITACC Company Updates
Investor Presentation
CREDITACC Stock Peers
CREDITACC Past Performance & Peer Comparison
CREDITACC Past Performance & Peer Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| CreditAccess Grameen Ltd | 39.81 | 3.04 | — |
| Bajaj Finance Ltd | 36.03 | 6.06 | 0.58% |
| Shriram Finance Ltd | 19.70 | 3.33 | 0.99% |
| Jio Financial Services Ltd | 103.97 | 1.36 | 0.19% |
CREDITACC Stock Price Comparison
Compare CREDITACC with any stock or ETFCREDITACC Holdings
CREDITACC Shareholdings
CREDITACC Promoter Holdings Trend
CREDITACC Promoter Holdings Trend
In last 6 months, promoter holding in the company has almost stayed constant
Pledged promoter holdings is insignificant
CREDITACC Institutional Holdings Trend
CREDITACC Institutional Holdings Trend
In last 3 months, retail holding in the company has almost stayed constant
In last 3 months, foreign institutional holding of the company has almost stayed constant
CREDITACC Shareholding Pattern
CREDITACC Shareholding Pattern
CREDITACC Shareholding History
CREDITACC Shareholding History
Mutual Funds Invested in CREDITACC
Mutual Funds Invested in CREDITACC
No mutual funds holding trends are available
Top 5 Mutual Funds holding CreditAccess Grameen Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.9226% | Percentage of the fund’s portfolio invested in the stock 0.74% | Change in the portfolio weight of the stock over the last 3 months -0.06% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 52/155 (-1) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.7969% | Percentage of the fund’s portfolio invested in the stock 1.29% | Change in the portfolio weight of the stock over the last 3 months -0.11% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 19/101 (-1) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.7232% | Percentage of the fund’s portfolio invested in the stock 1.12% | Change in the portfolio weight of the stock over the last 3 months 0.15% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 26/100 (+1) |
Compare 3-month MF holding change on Screener
smallcases containing CREDITACC stock
smallcases containing CREDITACC stock
A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have CreditAccess Grameen Ltd
CREDITACC Events
CREDITACC Events
CREDITACC Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
CREDITACC Dividend Trend
No dividend trend available
CREDITACC Upcoming Dividends
CREDITACC Upcoming Dividends
No upcoming dividends are available
CREDITACC Past Dividends
CREDITACC Past Dividends
Cash Dividend
Ex DateEx DateJul 26, 2024
Dividend/Share
₹10.00
Ex DateEx Date
Jul 26, 2024
CREDITACC Stock News & Opinions
CREDITACC Stock News & Opinions
Carborundum Universal Ltd, Kalyan Jewellers India Ltd, Mangalore Refinery And Petrochemicals Ltd, SRF Ltd are among the other stocks to see a surge in volumes on NSE today, 21 January 2026.CreditAccess Grameen Ltd notched up volume of 144.44 lakh shares by 14:14 IST on NSE, a 53.72 fold spurt over two-week average daily volume of 2.69 lakh shares. The stock rose 12.83% to Rs.1,402.00. Volumes stood at 2.89 lakh shares in the last session.Carborundum Universal Ltd saw volume of 10.43 lakh shares by 14:14 IST on NSE, a 9.51 fold spurt over two-week average daily volume of 1.10 lakh shares. The stock increased 2.49% to Rs.799.10. Volumes stood at 2.39 lakh shares in the last session.Kalyan Jewellers India Ltd clocked volume of 318.49 lakh shares by 14:14 IST on NSE, a 6.54 times surge over two-week average daily volume of 48.67 lakh shares. The stock lost 11.91% to Rs.397.70. Volumes stood at 54.44 lakh shares in the last session.Mangalore Refinery And Petrochemicals Ltd registered volume of 527.97 lakh shares by 14:14 IST on NSE, a 5.66 fold spurt over two-week average daily volume of 93.25 lakh shares. The stock rose 8.10% to Rs.150.70. Volumes stood at 55.72 lakh shares in the last session.SRF Ltd registered volume of 17.11 lakh shares by 14:14 IST on NSE, a 5.53 fold spurt over two-week average daily volume of 3.09 lakh shares. The stock slipped 7.09% to Rs.2,678.80. Volumes stood at 6.69 lakh shares in the last session.Powered by Capital Market - Live
Thangamayil Jewellery Ltd, Mangalore Refinery And Petrochemicals Ltd, NOCIL Ltd and Thirumalai Chemicals Ltd are among the other gainers in the BSE's 'A' group today, 21 January 2026.CreditAccess Grameen Ltd soared 10.45% to Rs 1369.85 at 11:45 IST. The stock was the biggest gainer in the BSE's 'A' group. On the BSE, 8.79 lakh shares were traded on the counter so far as against the average daily volumes of 22925 shares in the past one month. Thangamayil Jewellery Ltd surged 5.38% to Rs 3914.4. The stock was the second biggest gainer in 'A' group. On the BSE, 33205 shares were traded on the counter so far as against the average daily volumes of 14061 shares in the past one month. Mangalore Refinery And Petrochemicals Ltd spiked 4.91% to Rs 146.25. The stock was the third biggest gainer in 'A' group. On the BSE, 13.65 lakh shares were traded on the counter so far as against the average daily volumes of 5.69 lakh shares in the past one month. NOCIL Ltd jumped 4.49% to Rs 134.95. The stock was the fourth biggest gainer in 'A' group. On the BSE, 19418 shares were traded on the counter so far as against the average daily volumes of 14461 shares in the past one month. Thirumalai Chemicals Ltd gained 3.55% to Rs 200. The stock was the fifth biggest gainer in 'A' group. On the BSE, 16802 shares were traded on the counter so far as against the average daily volumes of 13949 shares in the past one month. Powered by Capital Market - Live
Adani Green Energy Ltd, SRF Ltd, Jammu and Kashmir Bank Ltd, SBI Life Insurance Company Ltd are among the other stocks to see a surge in volumes on BSE today, 21 January 2026.CreditAccess Grameen Ltd registered volume of 6.03 lakh shares by 10:45 IST on BSE, a 86.69 fold spurt over two-week average daily volume of 6951 shares. The stock gained 8.71% to Rs.1,348.30. Volumes stood at 11155 shares in the last session.Adani Green Energy Ltd registered volume of 11.18 lakh shares by 10:45 IST on BSE, a 6.95 fold spurt over two-week average daily volume of 1.61 lakh shares. The stock slipped 0.76% to Rs.876.60. Volumes stood at 1.34 lakh shares in the last session.SRF Ltd recorded volume of 32422 shares by 10:45 IST on BSE, a 6.08 times surge over two-week average daily volume of 5329 shares. The stock dropped 4.33% to Rs.2,748.70. Volumes stood at 10714 shares in the last session.Jammu and Kashmir Bank Ltd notched up volume of 6.71 lakh shares by 10:45 IST on BSE, a 4.12 fold spurt over two-week average daily volume of 1.63 lakh shares. The stock gained 2.43% to Rs.101.30. Volumes stood at 1.86 lakh shares in the last session.SBI Life Insurance Company Ltd witnessed volume of 1.13 lakh shares by 10:45 IST on BSE, a 3.87 times surge over two-week average daily volume of 29136 shares. The stock increased 0.23% to Rs.2,053.15. Volumes stood at 6908 shares in the last session.Powered by Capital Market - Live
Net profit swung to Rs 252.1 crore in Q3 FY26, compared with a loss of Rs 99.5 crore in Q3 FY25. On a sequential basis, profit after tax more than doubled, rising 100.4% from Rs 125.8 crore in Q2 FY26. Net interest income grew 13.4% YoY to Rs 976.9 crore and remained almost flat QoQ. Non-interest income rose 21.2% YoY to Rs 55 crore and increased 2.8% over the previous quarter. Profit before tax stood at Rs 337.9 crore in Q3 FY26, compared with a loss of Rs 128.9 crore in Q3 FY25. Sequentially, PBT almost doubled, rising 99.8% from Rs 169.2 crore in Q2 FY26. Pre-provision operating profit came in at Rs 680.5 crore in Q3 FY26, up 9.2% YoY but down 2.1% QoQ. Employee expenses increased 27.2% to Rs 226.9 crore while other expenses rose 20% to Rs 108.2 crore. Depreciation and amortisation rose 5.5% YoY to Rs 16.4 crore. Impairment costs fell sharply by 54.4% YoY to Rs 342.6 crore, aiding the bottom-line recovery. On the balance sheet front, assets under management rose 7.1% YoY to Rs 26,566 crore, while disbursements grew 13.4% YoY to Rs 5,767 crore. The lender added 2.06 lakh new borrowers during the quarter, with 39% being new-to-credit customers. Portfolio share of unique borrowers improved to 43% in Q3 FY26 from 41% in Q2 FY26. Asset quality continued to strengthen, with PAR 0+ declining to 4.4% from 4.7% in the previous quarter. Collection efficiency improved to 95.5% in December 2025 from 94.5% in September 2025. Declining new PAR accretion led to reduction in credit cost by 54.4% YoY to Rs 342.6 crore. Operationally, the branch network expanded 7.9% YoY to 2,222 branches, while employee strength increased 12.2% YoY to 21,701. Retail finance portfolio share rose to 14.1% in December 2025 from 11.1% in September 2025. Liquidity remained strong at Rs 2,397.4 crore, equivalent to 8.4% of total assets, while the capital adequacy ratio stood at a healthy 26.4%. CreditAccess Grameen is a Bengaluru-based microfinance institution focused on providing micro-loans to women customers in rural India. The company operates across more than 450 districts in 16 states and one union territory through a widespread branch-led model, with a strategic focus on disciplined growth, improving asset quality and sustainable profitability. Powered by Capital Market - Live
Net profit of CreditAccess Grameen reported to Rs 252.09 crore in the quarter ended December 2025 as against net loss of Rs 99.52 crore during the previous quarter ended December 2024. Sales rose 7.97% to Rs 1490.41 crore in the quarter ended December 2025 as against Rs 1380.38 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales1490.411380.38 8 OPM %54.5326.07 - PBDT354.30-113.40 LP PBT337.92-128.93 LP NP252.09-99.52 LP Powered by Capital Market - Live
CreditAccess Grameen will hold a meeting of the Board of Directors of the Company on 20 January 2026.Powered by Capital Market - Live
The disbursements are higher by 14.2% as compared with the figure of Rs 5,085 crore registered in Q3 FY25. The gross loan portfolio (GLP) as on 31 December 2025 was Rs 26,566 crore, up 7.1% YoY and up 2.6% QoQ. The company added 2.1 lakh borrowers in Q3 FY26 as against 2.2 lakh borrowers added in Q2 FY26. Its network expanded to 2,222 branches at the end of December 2025 from 2,209 branches at the end of September 2025. The company witnessed normalisation of asset quality across geographies, with X-Bucket collection efficiency (CE) rising to 99.71% in December 2025. Karnataka emerged as one of the best performing states, marking a return to its earlier asset quality trends The portfolio at risk (PAR) 0'30 improved materially during the period, declining from 100 basis points to 60 basis points, driven primarily by a reduction in fresh delinquency accretion. This indicates better early-stage repayment behavior and improved credit quality among recent borrowers. At the same time, however, the subsequent PAR buckets continued to witness forward movement, reflecting the natural aging of existing delinquencies as accounts migrated to later stages of stress. CreditAccess Grameen is a leading Indian microfinance institution headquartered in Bengaluru, focused on providing micro-loans to women customers predominantly in rural areas across India. The company had reported 32.38% fall in consolidated net profit to Rs 125.81 crore even as revenue rose by 3.79% to Rs 1508.35 crore in Q2 FY26 as compared with Q2 FY25. The scrip shed 0.85% to currently trade at Rs 1318.30 on the BSE. Powered by Capital Market - Live
CreditAccess Grameen has allotted 23,356 equity shares under ESOP on 06 January 2026. Powered by Capital Market - Live
The board of CreditAccess Grameen at its meeting held on 10 December 2025 has approved the issuance of foreign currency bonds and non-convertible securities on private placement basis in one or more tranches for an aggregate amount of Rs 1500 crore. Powered by Capital Market - Live
CreditAccess Grameen will hold a meeting of the Board of Directors of the Company on 10 December 2025.Powered by Capital Market - Live


Over the last 5 years, revenue has grown at a yearly rate of 27.54%, vs industry avg of 16.73%
Over the last 5 years, market share increased from 1.05% to 1.75%
Over the last 5 years, net income has grown at a yearly rate of 9.76%, vs industry avg of 21.51%