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Cholamandalam Investment and Finance Company Ltd

Cholamandalam Investment and Finance Company Ltd

CHOLAFIN Share Price

NSE
1,674.100.89% (-15.10)
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With a market cap of ₹1,42,687 cr, stock is ranked 67

Stock is 2.34x as volatile as Nifty

CHOLAFIN Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹1,42,687 cr, stock is ranked 67

Stock is 2.34x as volatile as Nifty

CHOLAFIN Performance & Key Metrics

CHOLAFIN Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
27.276.030.12%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.672.381.10%

CHOLAFIN Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
79%
Analysts have suggested that investors can buy this stock

from 34 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

CHOLAFIN Company Profile

Cholamandalam Investment and Finance Company Limited is a non-banking finance company that provides vehicle finance, home loans and corporate mortgage loans, small and medium enterprises (SME) loans, investment advisory services etc.

Investor Presentation

View older View older 

Apr 30, 2026

PDF
View Older Presentations

CHOLAFIN Similar Stocks (Peers)

Compare with peers Compare with peers 

CHOLAFIN Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
31.25
31.25
1Y Return
8.16%
8.16%
Buy Reco %
78.13
78.13
PE Ratio
23.65
23.65
1Y Return
63.65%
63.65%
Buy Reco %
93.75
93.75
PE Ratio
105.48
105.48
1Y Return
0.84%
0.84%
Buy Reco %
100.00
100.00
PE Ratio
26.57
26.57
1Y Return
58.82%
58.82%
Buy Reco %
63.16
63.16
PE Ratio
27.99
27.99
1Y Return
2.66%
2.66%
Buy Reco %
100.00
100.00
Compare with Peers

CHOLAFIN Sentiment Analysis

CHOLAFIN Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

CHOLAFIN Stock Summary · February 2026

Cholamandalam Investment and Finance Company Limited demonstrated robust growth in disbursements, achieving a 16% year-on-year increase, particularly in vehicle finance, driven by favorable market conditions and GST rate reductions. While the company faces challenges in unsecured lending and elevated credit costs, it anticipates a turnaround in these segments, supported by strategic partnerships and a focus on enhancing portfolio quality. The non-performing loan ratio is expected to improve as management implements measures to stabilize asset quality and capitalize on the ongoing vehicle replacement cycle. Additionally, the positive sentiment surrounding the logistics sector, influenced by e-commerce, presents further opportunities for growth, particularly in the commercial vehicle segment. Overall, the outlook remains cautiously optimistic, with expectations for improved financial performance in the upcoming quarters.

CHOLAFIN Stock Growth Drivers
CHOLAFIN Stock Growth Drivers
6
  • Strong Financial Performance

    Cholamandalam Investment and Finance Company Limited reported a 16% year-on-year growth in aggregate disbursements, reaching

  • Positive Trends in Vehicle Finance

    The vehicle finance segment demonstrated robust performance, with strong demand across commercial vehicles, passenger vehicles,

CHOLAFIN Stock Challenges
CHOLAFIN Stock Challenges
5
  • Asset Quality Deterioration

    The company has faced significant challenges regarding asset quality, particularly in the Vehicle Finance and

  • Concerns Over Vehicle Finance Portfolio

    There are notable concerns regarding the asset quality trends in the vehicle finance portfolio, with

CHOLAFIN Forecast

CHOLAFIN Forecasts

Price

Revenue

Earnings

CHOLAFIN

CHOLAFIN

Income

Balance Sheet

Cash Flow

CHOLAFIN Income Statement

CHOLAFIN Income Statement

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Quarterdec 2023mar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026
Total Revenue5,054.765,515.375,857.286,323.016,837.677,137.347,353.827,614.688,009.288,564.68
Operating & Other expensessubtract3,852.583,996.024,523.264,955.505,312.875,374.695,754.385,977.746,199.766,349.92
Depreciation/Amortizationsubtract45.7975.1858.9662.6359.1564.0967.4471.0373.7871.64
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract284.37378.94327.91337.08377.44439.02394.17406.30445.77497.92
EPS10.4012.6811.2711.5212.9514.9813.5313.7815.2919.33

CHOLAFIN Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Apr 30PDF
Jan 30PDF
Nov 6PDF
Jul 31PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Apr 25PDF
Jan 31PDF
Oct 25PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 3PDF
Jan 31PDF
Nov 1PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

CHOLAFIN Stock Peers

CHOLAFIN Past Performance & Peer Comparison

CHOLAFIN Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Cholamandalam Investment and Finance Company Ltd27.276.030.12%
Bajaj Finance Ltd31.256.010.63%
Shriram Finance Ltd23.654.200.86%
Jio Financial Services Ltd105.481.330.23%

CHOLAFIN Stock Price Comparison

Compare CHOLAFIN with any stock or ETF
Compare CHOLAFIN with any stock or ETF
CHOLAFIN
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CHOLAFIN Holdings

CHOLAFIN Shareholdings

CHOLAFIN Promoter Holdings Trend

CHOLAFIN Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

CHOLAFIN Institutional Holdings Trend

CHOLAFIN Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 1.68%

Tickertape Separator

CHOLAFIN Shareholding Pattern

CHOLAFIN Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding49.25%14.98%4.93%24.87%5.96%

Jun 2025

Sep 2025

Dec 2025

Mar 2026

CHOLAFIN Shareholding History

CHOLAFIN Shareholding History

Dec '24MarJunSepDec '25Mar27.43%28.23%27.96%26.85%26.55%24.87%

Mutual Funds Invested in CHOLAFIN

Mutual Funds Invested in CHOLAFIN

No mutual funds holding trends are available

Top 5 Mutual Funds holding Cholamandalam Investment and Finance Company Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.6848%1.83%-0.18%22/51 (-1)
0.6631%1.70%-0.26%24/71 (+16)
0.4975%2.00%-0.19%18/52 (-1)

Compare 3-month MF holding change on Screener

CHOLAFIN Insider Trades & Bulk Stock Deals

CHOLAFIN Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing CHOLAFIN stock

smallcases containing CHOLAFIN stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have Cholamandalam Investment and Finance Company Ltd

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Rising Rural Demand Theme

Rising Rural Demand Theme

Created by Windmill Capital

CHOLAFIN's Wtg.
6.99%
6.99%
CAGR
9.24%
Banking Privately Theme

Banking Privately Theme

Created by Windmill Capital

CHOLAFIN's Wtg.
4.84%
4.84%
CAGR
13.76%

CHOLAFIN Events

CHOLAFIN Events

CHOLAFIN Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

CHOLAFIN has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.12%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.18 every year

Dividends

Corp. Actions

Announcements

Legal Orders

CHOLAFIN Dividend Trend

No Dividend Cuts
Dividends are the portion of earnings that a company distributes to all its shareholders every year

CHOLAFIN has increased or maintained dividend levels over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.12%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.18 every year

CHOLAFIN Upcoming Dividends

CHOLAFIN Upcoming Dividends

No upcoming dividends are available

CHOLAFIN Past Dividends

CHOLAFIN Past Dividends

Cash Dividend

Ex DateEx DateFeb 5, 2026

Interim
Interim | Div/Share: ₹1.30

Dividend/Share

1.30

Ex DateEx Date

Feb 5, 2026

Cash Dividend

Ex DateEx DateJul 24, 2025

Final
Final | Div/Share: ₹0.70

Dividend/Share

0.70

Ex DateEx Date

Jul 24, 2025

Cash Dividend

Ex DateEx DateFeb 7, 2025

Interim
Interim | Div/Share: ₹1.30

Dividend/Share

1.30

Ex DateEx Date

Feb 7, 2025

Cash Dividend

Ex DateEx DateJul 19, 2024

Final
Final | Div/Share: ₹0.70

Dividend/Share

0.70

Ex DateEx Date

Jul 19, 2024

Cash Dividend

Ex DateEx DateFeb 7, 2024

Interim
Interim | Div/Share: ₹1.30

Dividend/Share

1.30

Ex DateEx Date

Feb 7, 2024

CHOLAFIN Stock News & Opinions

CHOLAFIN Stock News & Opinions

Spotlight
Cholamandalam Investment & Finance Company Ltd spurts 2.07%, up for fifth straight session

Cholamandalam Investment & Finance Company Ltd is up for a fifth straight session today. The stock is quoting at Rs 1691.7, up 2.07% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is down around 0.04% on the day, quoting at 24022.3. The Sensex is at 76837.26, down 0.23%. Cholamandalam Investment & Finance Company Ltd has gained around 19.55% in last one month. Meanwhile, Nifty Financial Services index of which Cholamandalam Investment & Finance Company Ltd is a constituent, has gained around 4.81% in last one month and is currently quoting at 25716.9, up 0.6% on the day. The volume in the stock stood at 13.07 lakh shares today, compared to the daily average of 23.76 lakh shares in last one month. The benchmark May futures contract for the stock is quoting at Rs 1695, up 2% on the day. Cholamandalam Investment & Finance Company Ltd is up 7.44% in last one year as compared to a 1.61% slide in NIFTY and a 1.12% slide in the Nifty Financial Services index.The PE of the stock is 27.05 based on TTM earnings ending March 26.Powered by Capital Market - Live

3 days agoCapital Market - Live
Corporate
Cholamandalam Investment & Fin. Co. schedules AGM

Cholamandalam Investment & Fin. Co. announced that the 48th Annual General Meeting(AGM) of the company will be held on 28 July 2026.

1 week agoCapital Market - Live
Corporate
Board of Cholamandalam Investment & Fin. Co. recommends final dividend

Cholamandalam Investment & Fin. Co. announced that the Board of Directors of the Company at its meeting held on 30 April 2026, inter alia, have recommended the final dividend of Rs 0.7 per equity Share (i.e. 35%) , subject to the approval of the shareholders.

1 week agoCapital Market - Live
Earnings
Cholamandalam Investment & Finance Company consolidated net profit rises 30.62% in the March 2026 quarter

Net profit of Cholamandalam Investment & Finance Company rose 30.62% to Rs 1645.20 crore in the quarter ended March 2026 as against Rs 1259.54 crore during the previous quarter ended March 2025. Sales rose 19.46% to Rs 8416.71 crore in the quarter ended March 2026 as against Rs 7045.57 crore during the previous quarter ended March 2025. For the full year,net profit rose 22.75% to Rs 5232.61 crore in the year ended March 2026 as against Rs 4262.70 crore during the previous year ended March 2025. Sales rose 20.22% to Rs 31073.10 crore in the year ended March 2026 as against Rs 25845.98 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales8416.717045.57 19 31073.1025845.98 20 OPM %69.1571.47 -68.1570.32 - PBDT2214.761762.65 26 7260.665988.98 21 PBT2143.121698.56 26 6976.775744.15 21 NP1645.201259.54 31 5232.614262.70 23 Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Cholamandalam Investment & Fin. Co. to announce Quarterly Result

Cholamandalam Investment & Fin. Co. will hold a meeting of the Board of Directors of the Company on 30 April 2026.

1 month agoCapital Market - Live
Corporate
Cholamandalam Investment & Finance Company allots 1.60 lakh equity shares under ESOS

Cholamandalam Investment & Finance Company has allotted 160,176 equity shares under ESOS on 20 February 2026. Powered by Capital Market - Live

2 months agoCapital Market - Live
Earnings
Cholamandalam Investment & Finance Company consolidated net profit rises 18.54% in the December 2025 quarter

Net profit of Cholamandalam Investment & Finance Company rose 18.54% to Rs 1289.97 crore in the quarter ended December 2025 as against Rs 1088.21 crore during the previous quarter ended December 2024. Sales rose 17.31% to Rs 7898.21 crore in the quarter ended December 2025 as against Rs 6732.98 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales7898.216732.98 17 OPM %67.6669.73 - PBDT1809.521524.80 19 PBT1735.741465.65 18 NP1289.971088.21 19 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Board of Cholamandalam Investment & Fin. Co. recommends interim dividend

Cholamandalam Investment & Fin. Co. announced that the Board of Directors of the Company at its meeting held on 30 January 2026, inter alia, have recommended the interim dividend of Rs 1.3 per equity Share (i.e. 65%) , subject to the approval of the shareholders.Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Cholamandalam Investment & Fin. Co. to announce Quarterly Result

Cholamandalam Investment & Fin. Co. will hold a meeting of the Board of Directors of the Company on 30 January 2026.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Cholamandalam Investment & Finance Company allots 98,980 equity shares under ESOS

Cholamandalam Investment & Finance Company has allotted 98,980 equity shares under ESOS on 18 December 2025. Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) today?

    The share price of CHOLAFIN as on 8th May 2026 is ₹1674.10. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) share?

    The past returns of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) share are
    • Past 1 week: 4.84%
    • Past 1 month: 10.07%
    • Past 3 months: -3.91%
    • Past 6 months: -4.58%
    • Past 1 year: 9.31%
    • Past 3 years: 67.09%
    • Past 5 years: 202.10%

  3. What are the peers or stocks similar to Cholamandalam Investment and Finance Company Ltd (CHOLAFIN)?

    The peers or stocks similar to Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) include:

  4. What is the dividend yield % of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) share?

    The current dividend yield of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) is 0.12.

  5. What is the market cap of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) is ₹142687.63 Cr as of 8th May 2026.

  6. What is the 52 week high and low of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) share?

    The 52-week high of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) is ₹1831.50 and the 52-week low is ₹1299.40.

  7. What is the PE and PB ratio of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) stock?

    The P/E (price-to-earnings) ratio of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) is 27.27. The P/B (price-to-book) ratio is 6.03.

  8. Which sector does Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) belong to?

    Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) belongs to the Financials sector & Consumer Finance sub-sector.

  9. How to buy Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) shares?

    You can directly buy Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.