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Aadhar Housing Finance Ltd

AADHARHFC Share Price

451.700.31% (-1.40)
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With a market cap of ₹19,516 cr, stock is ranked 357

Stock is 2.70x as volatile as Nifty

AADHARHFC Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Avg

The stock has a moderate number of red flags

How to use scorecard? Learn more

With a market cap of ₹19,516 cr, stock is ranked 357

Stock is 2.70x as volatile as Nifty

AADHARHFC Performance & Key Metrics

AADHARHFC Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
21.403.06
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.162.481.01%

AADHARHFC Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 9 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

AADHARHFC Company Profile

Aadhar Housing Finance is an India-based housing finance company (HFC) focused on the low-income housing segment in India.

Investor Presentation

View older View older 

May 6, 2025

PDF
View Older Presentations

AADHARHFC Similar Stocks (Peers)

Compare with peers Compare with peers 

AADHARHFC Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
34.85
34.85
1Y Return
34.31%
34.31%
Buy Reco %
62.50
62.50
PE Ratio
128.36
128.36
1Y Return
6.39%
6.39%
Buy Reco %
0.00
0.00
PE Ratio
30.24
30.24
1Y Return
9.09%
9.09%
Buy Reco %
61.76
61.76
PE Ratio
13.16
13.16
1Y Return
21.99%
21.99%
Buy Reco %
87.50
87.50
PE Ratio
19.88
19.88
1Y Return
44.15%
44.15%
Buy Reco %
64.71
64.71
Compare with Peers

AADHARHFC Sentiment Analysis

AADHARHFC Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

AADHARHFC Stock Summary · May 2025

Aadhar Housing Finance demonstrated robust growth in FY'25, with Assets Under Management reaching INR 25,531 crores, driven by a 21% increase in disbursements and strong government support for affordable housing. Despite facing competitive pressures, particularly in urban markets, the company maintained a healthy Gross Non-Performing Assets ratio of 1.05% and a profit after tax of INR 912 crores, reflecting effective cost management and a diverse borrowing strategy. The focus on digital transformation and operational efficiency, alongside strategic segmentation into urban and emerging markets, positions Aadhar to capitalize on growth opportunities while addressing challenges in customer retention and yield management. Looking ahead, the company aims for ambitious growth targets, particularly in underserved regions, while maintaining a cautious approach to asset quality and credit costs.

AADHARHFC Stock Growth Drivers
AADHARHFC Stock Growth Drivers
5
  • Strong Financial Performance

    Aadhar Housing Finance Limited has reported significant achievements in its financial performance, with Assets Under

  • Operational Efficiency and Strategic Focus

    The company has emphasized its commitment to operational efficiency, with a focus on maintaining high

AADHARHFC Stock Challenges
AADHARHFC Stock Challenges
5
  • Elevated Credit Costs

    The company has reported elevated credit costs in Q4, which are attributed to a movement

  • Concerns Over Asset Quality

    There are concerns regarding asset quality, particularly in the Southern region, with inquiries about potential

AADHARHFC Forecast

AADHARHFC Forecasts

Price

Revenue

Earnings

AADHARHFC

AADHARHFC

Income

Balance Sheet

Cash Flow

AADHARHFC Income Statement

AADHARHFC Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 17.49%, vs industry avg of 16.16%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 0.91% to 1.04%

Higher than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 36.94%, vs industry avg of 20.03%

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Financial YearFY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue815.121,265.631,388.461,575.551,728.562,043.522,586.993,108.913,108.91
Raw Materialssubtract1,910.41
Power & Fuel Costsubtract
Employee Costsubtract106.05177.84167.56188.81248.19322.01403.48464.49
Selling & Administrative Expensessubtract45.5660.1161.3360.9476.54119.81156.07192.56
Operating & Other expensessubtract496.68784.21917.08882.10823.22889.391,046.871,253.36
Depreciation/Amortizationsubtract6.008.5511.5811.1913.2516.4920.9825.2425.24
Interest & Other Itemssubtract
Taxes & Other Itemssubtract46.6273.0441.5392.38122.51151.06209.95261.43261.43
EPS4.546.445.868.6211.2713.8018.9922.0721.14
DPS0.000.000.000.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.000.000.000.00

AADHARHFC Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 6PDF
Feb 6PDF
Nov 6PDF
FY 2024FY 2024

Annual report

PDF
 

AADHARHFC Stock Peers

AADHARHFC Past Performance & Peer Comparison

AADHARHFC Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Aadhar Housing Finance Ltd21.403.06
Bajaj Finance Ltd34.855.860.60%
Jio Financial Services Ltd128.361.490.15%
Cholamandalam Investment and Finance Company Ltd30.246.580.13%

AADHARHFC Stock Price Comparison

Compare AADHARHFC with any stock or ETF
Compare AADHARHFC with any stock or ETF
AADHARHFC
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AADHARHFC Holdings

AADHARHFC Shareholdings

AADHARHFC Promoter Holdings Trend

AADHARHFC Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

High Pledged Promoter Holding
Lower pledged promoter holdings is considered better

A significant proportion of promoter holdings is pledged

AADHARHFC Institutional Holdings Trend

AADHARHFC Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has increased by 1.02%

Tickertape Separator

AADHARHFC Shareholding Pattern

AADHARHFC Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding75.61%5.16%3.41%5.32%10.50%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

AADHARHFC Shareholding History

AADHARHFC Shareholding History

AprMayJunSepDec '24Mar0.00%4.47%4.17%4.33%4.30%5.32%

Mutual Funds Invested in AADHARHFC

Mutual Funds Invested in AADHARHFC

No mutual funds holding trends are available

Top 5 Mutual Funds holding Aadhar Housing Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.0405%0.60%0.05%60/89 (-1)
0.5675%0.58%-0.02%62/75 (+1)
0.5110%0.98%-0.01%35/86 (+18)

Compare 3-month MF holding change on Screener

AADHARHFC Insider Trades & Bulk Stock Deals

AADHARHFC Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing AADHARHFC stock

smallcases containing AADHARHFC stock

Looks like this stock is not in any smallcase yet.

AADHARHFC Events

AADHARHFC Events

AADHARHFC Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

AADHARHFC has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

AADHARHFC Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

AADHARHFC has not given any dividends in last 5 years

AADHARHFC Dividends

AADHARHFC Dividends

Hmm, looks like data is unavailable here. Please come back after some time

AADHARHFC Stock News & Opinions

AADHARHFC Stock News & Opinions

Corporate
Aadhar Housing Finance to conduct board meeting

Aadhar Housing Finance will hold a meeting of the Board of Directors of the Company on 25 July 2025.Powered by Capital Market - Live

4 days agoCapital Market - Live
Corporate
Aadhar Housing Finance receives upgrade in LT credit ratings

Aadhar Housing Finance announced that CARE Ratings has upgraded the credit rating for non convertible debentures, subordinate debt and fixed deposit aggregating to Rs 1928.43 crore to CARE AA+; Stable from CARE AA; Stable. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Earnings
Aadhar Housing Finance consolidated net profit rises 21.35% in the March 2025 quarter

Net profit of Aadhar Housing Finance rose 21.35% to Rs 244.84 crore in the quarter ended March 2025 as against Rs 201.76 crore during the previous quarter ended March 2024. Sales rose 20.35% to Rs 832.61 crore in the quarter ended March 2025 as against Rs 691.80 crore during the previous quarter ended March 2024. For the full year,net profit rose 21.64% to Rs 911.83 crore in the year ended March 2025 as against Rs 749.64 crore during the previous year ended March 2024. Sales rose 20.13% to Rs 3107.63 crore in the year ended March 2025 as against Rs 2586.82 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales832.61691.80 20 3107.632586.82 20 OPM %76.3776.07 -76.3076.04 - PBDT322.36264.37 22 1198.50980.57 22 PBT315.91258.61 22 1173.26959.59 22 NP244.84201.76 21 911.83749.64 22 Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Aadhar Housing Finance allots NCDs aggregating Rs 200 cr

Aadhar Housing Finance has allotted 20,000 Senior, Secured, Rated, Listed, Redeemable NCDs having a face value of Rs 1,00,000 per Debenture aggregating to Rs 200 crore on private placement basis. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Aadhar Housing Finance to conduct board meeting

Aadhar Housing Finance will hold a meeting of the Board of Directors of the Company on 6 May 2025.Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Aadhar Housing Finance allots 2.19 lakh equity shares under ESOP

Aadhar Housing Finance has allotted 2,19,180 equity shares under ESOP on 07 March 2025. Powered by Capital Market - Live

4 months agoCapital Market - Live
Earnings
Aadhar Housing Finance consolidated net profit rises 17.17% in the December 2024 quarter

Net profit of Aadhar Housing Finance rose 17.17% to Rs 239.34 crore in the quarter ended December 2024 as against Rs 204.27 crore during the previous quarter ended December 2023. Sales rose 18.51% to Rs 797.61 crore in the quarter ended December 2024 as against Rs 673.05 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales797.61673.05 19 OPM %76.6076.79 - PBDT314.16266.01 18 PBT307.68260.56 18 NP239.34204.27 17 Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
Aadhar Housing Finance to table results

Aadhar Housing Finance will hold a meeting of the Board of Directors of the Company on 6 February 2025.Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
Board of Aadhar Housing Finance to revalidate NCD issuance limit

The Board of Aadhar Housing Finance will meet on 06 February 2025 to revalidate the limit of Rs. 2000 crore for issuance of Non-convertible Debentures (NCD) on private placement basis in various series/ tranches under the existing General Information Memorandum. Powered by Capital Market - Live

5 months agoCapital Market - Live
Earnings
Aadhar Housing Finance consolidated net profit rises 15.31% in the September 2024 quarter

Net profit of Aadhar Housing Finance rose 15.31% to Rs 227.51 crore in the quarter ended September 2024 as against Rs 197.30 crore during the previous quarter ended September 2023. Sales rose 21.59% to Rs 764.27 crore in the quarter ended September 2024 as against Rs 628.55 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales764.27628.55 22 OPM %76.3978.99 - PBDT298.63257.97 16 PBT292.43253.02 16 NP227.51197.30 15 Powered by Capital Market - Live

8 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Aadhar Housing Finance Ltd (AADHARHFC) today?

    The share price of AADHARHFC as on 11th July 2025 is ₹451.70. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Aadhar Housing Finance Ltd (AADHARHFC) share?

    The past returns of Aadhar Housing Finance Ltd (AADHARHFC) share are
    • Past 1 week: -2.22%
    • Past 1 month: -0.40%
    • Past 3 months: -2.52%
    • Past 6 months: 11.34%
    • Past 1 year: 5.97%
    • Past 3 years: N/A%
    • Past 5 years: 37.11%

  3. What are the peers or stocks similar to Aadhar Housing Finance Ltd (AADHARHFC)?
  4. What is the market cap of Aadhar Housing Finance Ltd (AADHARHFC) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Aadhar Housing Finance Ltd (AADHARHFC) is ₹19516.12 Cr as of 11th July 2025.

  5. What is the 52 week high and low of Aadhar Housing Finance Ltd (AADHARHFC) share?

    The 52-week high of Aadhar Housing Finance Ltd (AADHARHFC) is ₹516.80 and the 52-week low is ₹346.05.

  6. What is the PE and PB ratio of Aadhar Housing Finance Ltd (AADHARHFC) stock?

    The P/E (price-to-earnings) ratio of Aadhar Housing Finance Ltd (AADHARHFC) is 21.40. The P/B (price-to-book) ratio is 3.06.

  7. Which sector does Aadhar Housing Finance Ltd (AADHARHFC) belong to?

    Aadhar Housing Finance Ltd (AADHARHFC) belongs to the Financials sector & Consumer Finance sub-sector.

  8. How to buy Aadhar Housing Finance Ltd (AADHARHFC) shares?

    You can directly buy Aadhar Housing Finance Ltd (AADHARHFC) shares on Tickertape. Simply sign up, connect your demat account and place your order.