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Aadhar Housing Finance Ltd

Aadhar Housing Finance Ltd

AADHARHFC Share Price

NSE
₹441.651.92% (+8.30)
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With a market cap of ₹18,997 cr, stock is ranked 382

Stock is 1.92x as volatile as Nifty

AADHARHFC Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Avg

The stock has a moderate number of red flags

How to use scorecard? Learn more

With a market cap of ₹18,997 cr, stock is ranked 382

Stock is 1.92x as volatile as Nifty

AADHARHFC Performance & Key Metrics

AADHARHFC Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
16.062.52—
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.032.221.18%

AADHARHFC Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 14 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

AADHARHFC Company Profile

Aadhar Housing Finance is an India-based housing finance company (HFC) focused on the low-income housing segment in India.

Investor Presentation

View older View older 

Jun 9, 2026

PDF
View Older Presentations

AADHARHFC Similar Stocks (Peers)

Compare with peers Compare with peers 

AADHARHFC Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
34.50
34.50
1Y Return
7.32%
7.32%
Buy Reco %
87.50
87.50
PE Ratio
22.65
22.65
1Y Return
16.44%
16.44%
Buy Reco %
91.18
91.18
PE Ratio
102.51
102.51
1Y Return
24.37%
24.37%
Buy Reco %
100.00
100.00
PE Ratio
29.35
29.35
1Y Return
4.19%
4.19%
Buy Reco %
87.50
87.50
PE Ratio
30.52
30.52
1Y Return
9.37%
9.37%
Buy Reco %
92.86
92.86
Compare with Peers

AADHARHFC Sentiment Analysis

AADHARHFC Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

AADHARHFC Stock Summary · August 2026

Management presented the quarter as one of disciplined growth, steady credit quality, and continued balance-sheet strength, while also signaling that reported disbursement momentum was temporarily distorted by a change in recognition timing. AUM rose to INR31,364 crore, up 18% year on year, and the company said it was building on the prior INR30,000 crore milestone through calibrated expansion rather than aggressive risk-taking. Reported Q1 disbursements were INR2,036 crore, but on a like-for-like basis they were INR2,359 crore, up 19%, and management said the shortfall should largely reverse in Q2. Spreads remained resilient at 5.8% with exit portfolio yield at 13.5%, and the company said it expects spreads to stay above 5.5% even after the February reduction in lending rates. Asset quality stayed strong, with gross NPA at 1.31% and collection efficiency at 99%. Management reaffirmed medium-term targets of 20% AUM and profit growth, kept full-year disbursement growth guidance at 17% to 18%, and said it expects growth above 20% over the next three quarters.

AADHARHFC Stock Growth Drivers
AADHARHFC Stock Growth Drivers
8
  • Strong Growth Momentum and Confident Outlook

    The company delivered a solid start to FY27 with AUM reaching INR31,364 crore, up 18%

  • Governance and Transparency Enhancement Through Accounting Change

    The transition to cheque clearance-based disbursement recognition was presented as a positive operating improvement that

AADHARHFC Stock Challenges
AADHARHFC Stock Challenges
2
  • External Macroeconomic and Weather-Related Stress Risks

    The company remains exposed to macro and seasonal risks outside its control, with management highlighting

  • Capital Retention and No Near-Term Shareholder Returns

    Management does not currently plan to return excess capital to shareholders, stating that capital must

end marker

AADHARHFC Forecast

AADHARHFC Forecasts

Price

Revenue

Earnings

AADHARHFC

AADHARHFC

Income

Balance Sheet

Cash Flow

AADHARHFC Income Statement

AADHARHFC Income Statement

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Quarterjun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026sep 2026
Total Revenue713.15764.28797.64833.84851.34899.26943.77992.51997.191,047.87
Operating & Other expensessubtract449.80465.65483.48511.48539.07549.27576.95583.66624.45641.08
Depreciation/Amortizationsubtract6.116.206.486.457.127.257.0510.609.119.74
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract57.1064.9268.3471.0767.8776.2778.5687.3381.2788.74
EPS4.865.315.565.685.506.166.497.166.477.04

AADHARHFC Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual report

PDF

Investor Presentation

Jun 9PDF
May 5PDF
Jan 30PDF
+2 more
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 6PDF
Feb 6PDF
Nov 6PDF
FY 2024FY 2024

Annual report

PDF
 

AADHARHFC Stock Peers

AADHARHFC Past Performance & Peer Comparison

AADHARHFC Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Aadhar Housing Finance Ltd17.142.52—
Bajaj Finance Ltd34.505.670.56%
Shriram Finance Limited22.653.440.89%
Jio Financial Services Limited102.511.180.24%
ScreenerCompare valuation on Screener

AADHARHFC Stock Price Comparison

Compare AADHARHFC with any stock or ETF
Compare AADHARHFC with any stock or ETF
AADHARHFC
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AADHARHFC Holdings

AADHARHFC Shareholdings

AADHARHFC Promoter Holdings Trend

AADHARHFC Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

High Pledged Promoter Holding
Lower pledged promoter holdings is considered better

A significant proportion of promoter holdings is pledged

AADHARHFC Institutional Holdings Trend

AADHARHFC Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 1.68%

Tickertape Separator

AADHARHFC Shareholding Pattern

AADHARHFC Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding64.51%8.21%3.29%4.11%19.88%

Dec 2025

Mar 2026

Jun 2026

Sep 2026

AADHARHFC Shareholding History

AADHARHFC Shareholding History

JunSepDec '25MarJunSep5.58%6.10%6.18%6.13%5.79%4.11%

Mutual Funds Invested in AADHARHFC

Mutual Funds Invested in AADHARHFC

No mutual funds holding trends are available

Top 5 Mutual Funds holding Aadhar Housing Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.6000%0.78%0.11%51/91 (+7)
0.8510%0.83%-0.02%78/136 (-1)
0.7150%0.71%-0.10%68/81 (-10)

Compare 3-month MF holding change on Screener

AADHARHFC Insider Trades & Bulk Stock Deals

AADHARHFC Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing AADHARHFC stock

smallcases containing AADHARHFC stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have Aadhar Housing Finance Ltd

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Banking Privately Theme

Banking Privately Theme

Created by Windmill Capital

AADHARHFC's Wtg.
8.30%
8.30%
CAGR
7.29%

AADHARHFC Events

AADHARHFC Events

AADHARHFC Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

AADHARHFC has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

AADHARHFC Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

AADHARHFC has not given any dividends in last 5 years

AADHARHFC Dividends

AADHARHFC Dividends

Hmm, looks like data is unavailable here. Please come back after some time

AADHARHFC Stock News & Opinions

AADHARHFC Stock News & Opinions

Earnings
Earnings
Aadhar Housing Finance Ltd consolidated sales up 5.53% on year in Q3FY2026, net profit inched up 9.19%

Aadhar Housing Finance Ltd share price ticked higher by 1.73% to Rs 438.15 after the company's net profit saw a mild growth of 9.19% to Rs 308.31 crore, while revenue from operations slightly gained 5.53% to Rs 1047.81 crore in Q3FY26 over Q2FY26. The market capitalization of Housing Finance Company industry group stocks on BSE stood at Rs 2.78 lakh crore, slipping 0.40%. It has improved by 7.43% over last one week and edged lower by 5.53% in last one month while the market capitalization of Aadhar Housing Finance Ltd has marginally improved by 3.83% and 13.40% in the same period respectively. Profit before tax (PBT) of Aadhar Housing Finance Ltd stood at Rs 397.05 crore in Q3 FY26, jumping 15.85% year-on-year, and rising 9.19% quarter-on-quarter. EBITDA came in at Rs 407 crore, expanding by 17.63% YoY and improving 11.68% sequentially. Total expenses saw a slight increase of 2.72% to Rs 650.82 crore in Q3FY26 over Q3FY25. During the quarter, employee benefits expense was at Rs 168.05 crore, ticking higher by 2.98% YoY. For the TTM ended FY26, revenue from operations rose 18.18% to Rs 3672.58 crore, while net profit soared by 20.18% to Rs 1095.88 crore, compared to previous TTM. EBITDA witnessed a strong improvement of 120172% to Rs 1425.25 crore, and PBT registered a growth of 19.83% to Rs 1405.91 crore compared to previous TTM. Aadhar Housing Finance Ltd crashed 12.18% in last one year, underperforming the benchmark BSE Sensex which has slipped by 4.80% during the same period.

5 days agoCapital Market - Live
Earnings
Earnings
Aadhar Housing Finance Ltd consolidated sales up 5.53% on year in Q3FY2026, net profit inched up 9.19%

Aadhar Housing Finance Ltd share price gained 2.22% to Rs 430.7 after the company's net profit saw a mild growth of 9.19% to Rs 308.31 crore, while revenue from operations improved marginally 5.53% to Rs 1047.81 crore in Q3FY26 over Q2FY26. The market capitalization of Housing Finance Company industry group stocks on BSE stood at Rs 2.78 lakh crore, declining 0.39%. It has improved by 1.93% over last one week and declined by 8.15% in last one month while the market capitalization of Aadhar Housing Finance Ltd has softened by 2% and 14.87% in the same period respectively. Profit before tax (PBT) of Aadhar Housing Finance Ltd stood at Rs 397.05 crore in Q3 FY26, expanding by 15.85% year-on-year, and rising 9.19% quarter-on-quarter. EBITDA came in at Rs 407 crore, jumping 17.63% YoY and improving 11.68% sequentially. Total expenses posted a minor rise of 2.72% to Rs 650.82 crore in Q3FY26 over Q3FY25. During the quarter, employee benefits expense was at Rs 168.05 crore, inching up 2.98% YoY. For the TTM ended FY26, revenue from operations rose 18.18% to Rs 3672.58 crore, while net profit jumped 20.18% to Rs 1095.88 crore, compared to previous TTM. EBITDA surged by 120172% to Rs 1425.25 crore, and PBT improved 19.83% to Rs 1405.91 crore compared to previous TTM. Aadhar Housing Finance Ltd tumbled by 15.47% in last one year, underperforming the benchmark BSE Sensex which has slipped by 7.38% during the same period.

6 days agoCapital Market - Live
Corporate
Corporate
Sandeep Jain becomes Chief Business Officer at Aadhar Housing Finance, effective November 5

Aadhar Housing Finance Limited announced that Sandeep Jain has been redesignated as Chief Business Officer of the company, effective November 5, 2026, previously holding the position of Chief Business Leader, and is now part of the Senior Management.

6 days agoCapital Market - Live
Corporate
Corporate
Aadhar Housing Finance paid Rs 76.18 crore in interest on its non-convertible debentures

Aadhar Housing Finance Limited confirmed timely payment of Rs 76,17,600 in interest on its non-convertible debentures with ISIN INE883F07280, issued on a private placement basis, according to a filing with the BSE Limited on November 3, 2026; the interest payment, made post deduction of Rs 8,46,400 in TDS, was due on November 3, 2026.

1 week agoCapital Market - Live
Corporate
Corporate
Aadhar Housing Finance to review financial results at board meeting November 5, 2026

Aadhar Housing Finance Limited will hold a board meeting on November 5, 2026, to consider and approve the standalone and consolidated unaudited financial results for the quarter and half year ended September 30, 2026, along with a limited review report from its joint statutory auditors. The company closed its trading window for securities from October 1, 2026, and it will remain closed until 48 hours after the publication of the unaudited financial results.

2 weeks agoCapital Market - Live
Corporate
Corporate
Aadhar Housing Finance paid Rs 45 crore interest on its Non-Convertible Debentures

Aadhar Housing Finance Limited confirmed timely payment of interest amounting to Rs 45,04,931 on its Non-Convertible Debentures with ISIN INE883F07348, issued on a private placement basis and listed, according to a filing with the BSE Limited on October 28, 2026. The interest payment, made post deduction of tax at source totaling Rs 5,00,548, followed a quarterly/monthly frequency and was due on October 28, 2026.

2 weeks agoCapital Market - Live
Corporate
Corporate
Deo Shankar Tripathi retires as Aadhar Housing Finance Executive Vice Chairman, becoming Interim Chairperson

Aadhar Housing Finance Limited announced that Deo Shankar Tripathi has retired from his role as Executive Vice Chairman, effective October 21, 2026, and will cease to be a Key Managerial Personnel of the company; however, the board appointed him as Interim Non-Executive Chairperson, effective October 22, 2026.

3 weeks agoCapital Market - Live
Corporate
Corporate
Aadhar Housing Finance paid Rs 59.79 crore on debentures, per a BSE filing

Aadhar Housing Finance Limited confirmed it made a timely interest payment of Rs 59,79,39,904, after deducting TDS of Rs 66,43,767, on October 21, 2026, for its non-convertible debentures with ISIN INE883F07421, originally issued with a size of Rs 3,50,00,00,000, according to a filing with the BSE Limited.

3 weeks agoCapital Market - Live
Corporate
Corporate
Aadhar Housing Finance repaid Rs 70 million debentures, including Rs 65 million interest, on maturity

Aadhar Housing Finance Limited confirmed timely repayment of principal and interest on its unsecured non-convertible debentures with ISIN INE538L08096, issued on a private placement basis, according to a regulatory filing with the BSE Limited on October 17, 2026. The company paid Rs 65,03,250 in interest, post deduction of tax amounting to Rs 3,21,750, and redeemed the debentures for Rs 7,00,00,000 on the maturity date of October 17, 2026.

3 weeks agoCapital Market - Live
Corporate
Corporate
Aadhar Housing Finance announces the death of Independent Director Raj Vikash Verma

Aadhar Housing Finance Limited informed the BSE Limited and National Stock Exchange of India Limited that Raj Vikash Verma, Independent Director and Non-Executive Chairperson, died on Friday, October 16, 2026, effectively ceasing to hold those positions with the company.

3 weeks agoCapital Market - Live

Frequently asked questions

  1. The share price of AADHARHFC as on 11th November 2026 is ₹441.65. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of Aadhar Housing Finance Ltd (AADHARHFC) share are
    • Past 1 week: 4.84%
    • Past 1 month: -1.19%
    • Past 3 months: -11.94%
    • Past 6 months: -11.48%
    • Past 1 year: -10.32%
    • Past 3 years: N/A%
    • Past 5 years: 34.06%

  3. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Aadhar Housing Finance Ltd (AADHARHFC) is ₹18997.77 Cr as of 11th November 2026.

  4. The 52-week high of Aadhar Housing Finance Ltd (AADHARHFC) is ₹563 and the 52-week low is ₹416.05.

  5. The P/E (price-to-earnings) ratio of Aadhar Housing Finance Ltd (AADHARHFC) is 17.14. The P/B (price-to-book) ratio is 2.52.

  6. Aadhar Housing Finance Ltd (AADHARHFC) belongs to the Financials sector & Consumer Finance sub-sector.

  7. You can directly buy Aadhar Housing Finance Ltd (AADHARHFC) shares on Tickertape. Simply sign up, connect your demat account and place your order.