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Aadhar Housing Finance Ltd

AADHARHFC Share Price

480.800.11% (-0.55)
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With a market cap of ₹20,868 cr, stock is ranked 345

Stock is 2.44x as volatile as Nifty

AADHARHFC Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Avg

The stock has a moderate number of red flags

How to use scorecard? Learn more

With a market cap of ₹20,868 cr, stock is ranked 345

Stock is 2.44x as volatile as Nifty

AADHARHFC Performance & Key Metrics

AADHARHFC Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
21.123.27
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.902.430.98%

AADHARHFC Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 9 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

AADHARHFC Company Profile

Aadhar Housing Finance is an India-based housing finance company (HFC) focused on the low-income housing segment in India.

Investor Presentation

View older View older 

Nov 7, 2025

PDF
View Older Presentations

AADHARHFC Similar Stocks (Peers)

Compare with peers Compare with peers 

AADHARHFC Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
38.44
38.44
1Y Return
52.69%
52.69%
Buy Reco %
51.72
51.72
PE Ratio
119.08
119.08
1Y Return
12.44%
12.44%
Buy Reco %
50.00
50.00
PE Ratio
16.31
16.31
1Y Return
32.20%
32.20%
Buy Reco %
90.00
90.00
PE Ratio
27.87
27.87
1Y Return
90.06%
90.06%
Buy Reco %
68.75
68.75
PE Ratio
33.17
33.17
1Y Return
29.67%
29.67%
Buy Reco %
59.38
59.38
Compare with Peers

AADHARHFC Sentiment Analysis

AADHARHFC Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

AADHARHFC Stock Summary · July 2025

In Q1 FY26, the company achieved a record high in Assets Under Management (AUM) of Rs. 26,524 crores, reflecting a robust year-on-year growth of 22% driven by strong credit demand and effective operational scaling. Despite a slight increase in Gross Non-Performing Assets (NPA) to 1.34%, the company maintains a solid liquidity position and a disciplined focus on asset quality, with collection efficiency exceeding 98%. Strategic expansion into underserved regions, alongside a commitment to enhancing operational efficiency through technology, positions the company favorably in the competitive affordable housing market. The recent repo rate cut is expected to further boost housing affordability, reinforcing a positive market sentiment and long-term growth outlook.

AADHARHFC Stock Growth Drivers
AADHARHFC Stock Growth Drivers
7
  • Record Growth in Assets Under Management (AUM)

    Aadhar Housing Finance achieved a record AUM of Rs. 26,524 crores in Q1 FY26, reflecting

  • Strong Asset Quality and Collection Efficiency

    The company maintains a strong asset quality with a gross Non-Performing Assets (NPA) ratio of

AADHARHFC Stock Challenges
AADHARHFC Stock Challenges
4
  • Non-Performing Assets (NPAs) Concerns

    The company is currently facing challenges with its non-performing assets (NPAs), which stand at 4.65%,

  • Low Repayment Rates and Customer Cohort Stress

    The company is experiencing localized stress in customer cohorts, highlighted by a low repayment rate

AADHARHFC Forecast

AADHARHFC Forecasts

Price

Revenue

Earnings

AADHARHFC

AADHARHFC

Income

Balance Sheet

Cash Flow

AADHARHFC Income Statement

AADHARHFC Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 17.49%, vs industry avg of 16.73%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 0.86% to 0.95%

Higher than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 36.94%, vs industry avg of 21.54%

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Financial YearFY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue815.121,265.631,388.461,575.551,728.562,043.522,586.993,108.913,382.08
Raw Materialssubtract2,083.30
Power & Fuel Costsubtract
Employee Costsubtract106.05177.84167.56188.81248.19322.01403.48464.49
Selling & Administrative Expensessubtract45.5660.1161.3360.9476.54119.81156.07192.56
Operating & Other expensessubtract496.68784.21917.08882.10823.22889.391,046.871,253.36
Depreciation/Amortizationsubtract6.008.5511.5811.1913.2516.4920.9825.2427.30
Interest & Other Itemssubtract
Taxes & Other Itemssubtract46.6273.0441.5392.38122.51151.06209.95261.43283.55
EPS4.546.445.868.6211.2713.8018.9922.0722.90
DPS0.000.000.000.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.000.000.000.00

AADHARHFC Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Nov 7PDF
Jul 25PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 6PDF
Feb 6PDF
Nov 6PDF
FY 2024FY 2024

Annual report

PDF
 

AADHARHFC Stock Peers

AADHARHFC Past Performance & Peer Comparison

AADHARHFC Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Aadhar Housing Finance Ltd22.893.27
Bajaj Finance Ltd38.446.460.54%
Jio Financial Services Ltd119.081.550.17%
Shriram Finance Ltd16.312.761.19%

AADHARHFC Stock Price Comparison

Compare AADHARHFC with any stock or ETF
Compare AADHARHFC with any stock or ETF
AADHARHFC
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AADHARHFC Holdings

AADHARHFC Shareholdings

AADHARHFC Promoter Holdings Trend

AADHARHFC Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

High Pledged Promoter Holding
Lower pledged promoter holdings is considered better

A significant proportion of promoter holdings is pledged

AADHARHFC Institutional Holdings Trend

AADHARHFC Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

AADHARHFC Shareholding Pattern

AADHARHFC Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding75.32%5.14%3.11%6.10%10.33%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

AADHARHFC Shareholding History

AADHARHFC Shareholding History

JunSepDec '24MarJunSep4.17%4.33%4.30%5.32%5.58%6.10%

Mutual Funds Invested in AADHARHFC

Mutual Funds Invested in AADHARHFC

No mutual funds holding trends are available

Top 5 Mutual Funds holding Aadhar Housing Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.1492%0.63%-0.03%70/87 (-4)
0.7564%0.79%-0.03%67/80 (-21)
0.3489%1.13%-0.09%89/172 (0)

Compare 3-month MF holding change on Screener

AADHARHFC Insider Trades & Bulk Stock Deals

AADHARHFC Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing AADHARHFC stock

smallcases containing AADHARHFC stock

Looks like this stock is not in any smallcase yet.

AADHARHFC Events

AADHARHFC Events

AADHARHFC Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

AADHARHFC has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

AADHARHFC Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

AADHARHFC has not given any dividends in last 5 years

AADHARHFC Dividends

AADHARHFC Dividends

Hmm, looks like data is unavailable here. Please come back after some time

AADHARHFC Stock News & Opinions

AADHARHFC Stock News & Opinions

Corporate
Aadhar Housing Finance allots 4.49 equity shares under ESOP

Aadhar Housing Finance has allotted 4,49,499 equity shares under ESOP on 21 November 2025. Consequently, the paid-up equity share capital of the Company has increased to Rs. 4,33,54,22,310 (43,35,42,231 fully paid-up equity shares of Rs 10/- each). Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Brickworks Ratings withdraws ratings on Aadhar Housing Finance's NCDs

Aadhar Housing Finance announced that upon Company's request, Brickworks Ratings India has withdrawn the ratings assigned to the Non-Convertible Debentures issued by the Company pursuant to the redemption of the Non-Convertible Debentures. The Company does not have any instrument rated from Brickworks as on date. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Earnings
Aadhar Housing Finance consolidated net profit rises 17.12% in the September 2025 quarter

Net profit of Aadhar Housing Finance rose 17.12% to Rs 266.47 crore in the quarter ended September 2025 as against Rs 227.51 crore during the previous quarter ended September 2024. Sales rose 17.38% to Rs 897.13 crore in the quarter ended September 2025 as against Rs 764.27 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales897.13764.27 17 OPM %76.8576.39 - PBDT349.99298.63 17 PBT342.74292.43 17 NP266.47227.51 17 Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Aadhar Housing Finance to announce Quarterly Result

Aadhar Housing Finance will hold a meeting of the Board of Directors of the Company on 7 November 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Aadhar Housing Finance announces board meeting date

Aadhar Housing Finance will hold a meeting of the Board of Directors of the Company on 10 October 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Aadhar Housing Finance announces change in senior management

Aadhar Housing Finance announced that Anil Nair, previously Chief Business Officer has been redesignated as Chief Operating Officer of the Company with effect from 01 October 2025. He continues to be a part of the Senior Management of the Company. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Aadhar Housing Finance allots 50,620 equity shares under ESOP

Aadhar Housing Finance has allotted 50,620 equity shares under ESOP on 20 September 2025. Consequently, the paid-up equity share capital of the Company has increased to Rs. 4,33,09,27,320 (43,30,92,732 fully paid-up equity shares of Rs 10/- each). Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Aadhar Housing Finance allots 2.05 lakh equity shares under ESOP

Aadhar Housing Finance has allotted 2,05,577 equity shares of Rs. 10 each today i.e. 11 September 2025 to the eligible employees who have exercised their stock options under Aadhar Housing Finance Limited - Employee Stock Option Plan 2018 and Aadhar Housing Finance Limited - Employee Stock Option Plan 2020. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Aadhar Housing Finance receives affirmation in credit ratings for NCDs

Aadhar Housing Finance has received reaffirmation in credit rating for secured NCDs of Rs 50 crore at BWR AA/ Stable from credit rating agency, Brickwork Ratings. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Aadhar Housing Finance revises board meeting date

Aadhar Housing Finance has revised the meeting of the Board of Directors which was scheduled to be held on 4 September 2025. The meeting will now be held on a later date.Powered by Capital Market - Live

3 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Aadhar Housing Finance Ltd (AADHARHFC) today?

    The share price of AADHARHFC as on 5th December 2025 is ₹480.80. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Aadhar Housing Finance Ltd (AADHARHFC) share?

    The past returns of Aadhar Housing Finance Ltd (AADHARHFC) share are
    • Past 1 week: 0.27%
    • Past 1 month: -5.09%
    • Past 3 months: -4.97%
    • Past 6 months: 9.08%
    • Past 1 year: 9.26%
    • Past 3 years: N/A%
    • Past 5 years: 46.11%

  3. What are the peers or stocks similar to Aadhar Housing Finance Ltd (AADHARHFC)?
  4. What is the market cap of Aadhar Housing Finance Ltd (AADHARHFC) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Aadhar Housing Finance Ltd (AADHARHFC) is ₹20868.56 Cr as of 5th December 2025.

  5. What is the 52 week high and low of Aadhar Housing Finance Ltd (AADHARHFC) share?

    The 52-week high of Aadhar Housing Finance Ltd (AADHARHFC) is ₹547.80 and the 52-week low is ₹346.05.

  6. What is the PE and PB ratio of Aadhar Housing Finance Ltd (AADHARHFC) stock?

    The P/E (price-to-earnings) ratio of Aadhar Housing Finance Ltd (AADHARHFC) is 22.89. The P/B (price-to-book) ratio is 3.27.

  7. Which sector does Aadhar Housing Finance Ltd (AADHARHFC) belong to?

    Aadhar Housing Finance Ltd (AADHARHFC) belongs to the Financials sector & Consumer Finance sub-sector.

  8. How to buy Aadhar Housing Finance Ltd (AADHARHFC) shares?

    You can directly buy Aadhar Housing Finance Ltd (AADHARHFC) shares on Tickertape. Simply sign up, connect your demat account and place your order.