What is the share price of Spandana Sphoorty Financial Ltd (SPANDANA) today?
The share price of SPANDANA as on 12th June 2026 is ₹229.55. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Spandana Sphoorty Financial Ltd (SPANDANA) share?
The past returns of Spandana Sphoorty Financial Ltd (SPANDANA) share are- Past 1 week: -11.27%
- Past 1 month: -19.98%
- Past 3 months: -1.22%
- Past 6 months: -14.59%
- Past 1 year: -15.81%
- Past 3 years: -65.79%
- Past 5 years: -66.54%
What are the peers or stocks similar to Spandana Sphoorty Financial Ltd (SPANDANA)?
The peers or stocks similar to Spandana Sphoorty Financial Ltd (SPANDANA) include:What is the market cap of Spandana Sphoorty Financial Ltd (SPANDANA) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Spandana Sphoorty Financial Ltd (SPANDANA) is ₹1807.09 Cr as of 12th June 2026.What is the 52 week high and low of Spandana Sphoorty Financial Ltd (SPANDANA) share?
The 52-week high of Spandana Sphoorty Financial Ltd (SPANDANA) is ₹305.84 and the 52-week low is ₹181.10.What is the PE and PB ratio of Spandana Sphoorty Financial Ltd (SPANDANA) stock?
The P/E (price-to-earnings) ratio of Spandana Sphoorty Financial Ltd (SPANDANA) is -2.58. The P/B (price-to-book) ratio is 0.69.Which sector does Spandana Sphoorty Financial Ltd (SPANDANA) belong to?
Spandana Sphoorty Financial Ltd (SPANDANA) belongs to the Financials sector & Consumer Finance sub-sector.How to buy Spandana Sphoorty Financial Ltd (SPANDANA) shares?
You can directly buy Spandana Sphoorty Financial Ltd (SPANDANA) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Spandana Sphoorty Financial Ltd
SPANDANA Share Price
NSE₹229.551.62% (+3.65)
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SPANDANA Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
SPANDANA Performance & Key Metrics
SPANDANA Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| -2.59 | 0.69 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 15.42 | 2.18 | 1.29% |
50%
Analysts have suggested that investors can buy this stock
from 4 analysts
Price Upside
Earnings Growth
Rev. Growth
SPANDANA Company Profile
Spandana Sphoorty Financial is engaged in the business of micro finance
BAJFINANCE
PE Ratio
28.48
28.48
1Y Return
7.63%
7.63%
Buy Reco %
81.25
81.25
SHRIRAMFIN
PE Ratio
20.80
20.80
1Y Return
29.18%
29.18%
Buy Reco %
93.75
93.75
PE Ratio
96.46
96.46
1Y Return
24.66%
24.66%
Buy Reco %
100.00
100.00
TATACAP
PE Ratio
27.96
27.96
1Y Return
2.77%
2.77%
Buy Reco %
100.00
100.00
PE Ratio
23.70
23.70
1Y Return
9.53%
9.53%
Buy Reco %
79.41
79.41
SPANDANA Sentiment Analysis
SPANDANA Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
SPANDANA Stock Summary · May 2026
Recovery and measured growth were the dominant messages as management reported a return to profitability and resumed loan book expansion, with PAT of INR 5 crore and AUM rising to about INR 4,420 crore. Leadership struck a cautious, disciplined tone, emphasizing strict underwriting and daily collection discipline, sustained X‑bucket efficiencies and focused recoveries while investing in technology and branch productivity to scale. They acknowledged tension between margin pressure and growth — operating profitability improved yet funding and yield dynamics compressed margins — and noted elevated rejection rates as a deliberate tradeoff for credit quality. Asset quality metrics and collection rates were highlighted as improving signals that enable calibrated origination, and funding was described as stable despite tight market liquidity and a declining marginal cost trend. For the near term they plan to hold monthly disbursements near INR 500 crore for the next three to four months before stepping up, aim for an AUM exit of roughly INR 6,500 crore by March FY27, and intend to remain profitable while growing the book.
SPANDANA Stock Growth Drivers
SPANDANA Stock Growth Drivers
8Accelerating Growth and Customer Acquisition
The company has reaccelerated origination momentum with monthly disbursements rising to ~INR 500 crore (up
Strong Collections and Improving Asset Quality
Collection metrics have materially strengthened, with X‑bucket collection efficiency improving month‑on‑month to ~99.7% (from 99.3%
SPANDANA Stock Challenges
SPANDANA Stock Challenges
6Erosion of traditional collection model and operational collection risks
The company's historical group-based collection mechanism is under material strain, creating higher operational and credit
Funding cost pressure and margin compression
Profitability is being squeezed by elevated funding costs and contracting net interest margin. Reported net
SPANDANA Forecast
SPANDANA Forecasts
Price
Revenue
Earnings
SPANDANA Share Price Forecast
SPANDANA Share Price Forecast
2026
Current
₹225.90
Baseline
Forecast for Jun 2027
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2026
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₹225.90
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SPANDANA Company Revenue Forecast
SPANDANA Company Revenue Forecast
2026
Current
₹1.07
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Forecast for Mar 2027
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2026
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₹1.07
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SPANDANA Stock EPS (Earnings Per Share) Forecast
SPANDANA Stock EPS (Earnings Per Share) Forecast
2026
Current
₹-91.01
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Forecast for Mar 2027
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2026
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₹-91.01
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SPANDANA
SPANDANA
Income
Balance Sheet
Cash Flow
Quarterly Normal View
SPANDANA Income Statement
SPANDANA Income Statement
Quarterly Normal View
| Quarter | dec 2023 | mar 2024 | jun 2024 | sep 2024 | dec 2024 | mar 2025 | jun 2025 | sep 2025 | dec 2025 | mar 2026 | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 656.84 | 709.60 | 736.98 | 701.98 | 569.28 | 418.92 | 304.12 | 239.49 | 245.55 | 277.17 | ||||||||||
Operating & Other expenses | 480.85 | 530.45 | 657.52 | 985.13 | 1,151.28 | 989.34 | 780.77 | 562.64 | 367.06 | 265.11 | ||||||||||
EBITDA | 175.99 | 179.15 | 79.46 | -283.15 | -582.00 | -570.42 | -476.65 | -323.15 | -121.51 | 12.06 | ||||||||||
| Depreciation/Amortization | 5.64 | 6.98 | 4.41 | 5.45 | 5.64 | 7.20 | 4.24 | 3.98 | 3.94 | 4.04 | ||||||||||
| PBIT | 170.35 | 172.17 | 75.05 | -288.60 | -587.64 | -577.62 | -480.89 | -327.13 | -125.45 | 8.02 | ||||||||||
| Interest & Other Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| PBT | 170.35 | 172.17 | 75.05 | -288.60 | -587.64 | -577.62 | -480.89 | -327.13 | -125.45 | 8.02 | ||||||||||
| Taxes & Other Items | 42.95 | 43.53 | 19.34 | -72.28 | -147.44 | -143.32 | -120.68 | -78.00 | -30.48 | 2.75 | ||||||||||
| Net Income | 127.40 | 128.64 | 55.71 | -216.32 | -440.20 | -434.30 | -360.21 | -249.13 | -94.97 | 5.27 | ||||||||||
| EPS | 17.03 | 17.18 | 7.43 | -28.85 | -58.70 | -57.93 | -48.05 | -32.76 | -11.88 | 0.66 |
SPANDANA Company Updates
FY 2026FY 2026
Investor Presentation
May 5PDF
Jan 27PDF
Oct 31PDF
Aug 14PDF
SPANDANA Stock Peers
SPANDANA Past Performance & Peer Comparison
SPANDANA Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsConsumer Finance
Compare valuation on Screener
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Spandana Sphoorty Financial Ltd | -2.58 | 0.69 | — |
| Bajaj Finance Ltd | 28.48 | 5.47 | 0.69% |
| Shriram Finance Ltd | 20.80 | 3.69 | 0.97% |
| Jio Financial Services Ltd | 96.46 | 1.22 | 0.25% |
SPANDANA Stock Price Comparison
Compare SPANDANA with any stock or ETFCompare SPANDANA with any stock or ETF
SPANDANA
SPANDANA Holdings
SPANDANA Shareholdings
SPANDANA Promoter Holdings Trend
SPANDANA Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
SPANDANA Institutional Holdings Trend
SPANDANA Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
SPANDANA Shareholding Pattern
SPANDANA Shareholding Pattern
SPANDANA Shareholding History
SPANDANA Shareholding History
Foreign Institutions
Mutual Funds Invested in SPANDANA
Mutual Funds Invested in SPANDANA
No mutual funds holding trends are available
Top 4 Mutual Funds holding Spandana Sphoorty Financial Ltd
| Funds (Top 4) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.2989% | Percentage of the fund’s portfolio invested in the stock 0.67% | Change in the portfolio weight of the stock over the last 3 months 0.05% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 55/69 (-3) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.1712% | Percentage of the fund’s portfolio invested in the stock 0.29% | Change in the portfolio weight of the stock over the last 3 months 0.29% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 59/63 (-8) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.1165% | Percentage of the fund’s portfolio invested in the stock 0.96% | Change in the portfolio weight of the stock over the last 3 months -0.03% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 49/60 (-7) |
Compare 3-month MF holding change on Screener
smallcases containing SPANDANA stock
smallcases containing SPANDANA stock
Looks like this stock is not in any smallcase yet.
SPANDANA Events
SPANDANA Events
SPANDANA Dividend Trend
No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
SPANDANA has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
SPANDANA Dividend Trend
No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
SPANDANA has not given any dividends in last 5 years
SPANDANA Dividends
SPANDANA Dividends
Hmm, looks like data is unavailable here. Please come back after some timeSPANDANA Stock News & Opinions
SPANDANA Stock News & Opinions
Articles & Videos
Earnings
Earnings
Spandana Sphoorty Financial reports consolidated net profit of Rs 5.27 crore in the March 2026 quarterNet profit of Spandana Sphoorty Financial reported to Rs 5.27 crore in the quarter ended March 2026 as against net loss of Rs 434.30 crore during the previous quarter ended March 2025. Sales declined 37.39% to Rs 259.69 crore in the quarter ended March 2026 as against Rs 414.79 crore during the previous quarter ended March 2025. For the full year,net loss reported to Rs 699.09 crore in the year ended March 2026 as against net loss of Rs 1035.10 crore during the previous year ended March 2025. Sales declined 56.52% to Rs 1023.96 crore in the year ended March 2026 as against Rs 2355.16 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales259.69414.79 -37 1023.962355.16 -57 OPM %46.44-93.81 --43.29-20.92 - PBDT12.06-570.42 LP -909.28-1356.10 33 PBT8.02-577.62 LP -925.48-1378.80 33 NP5.27-434.30 LP -699.09-1035.10 32 Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Corporate
Spandana Sphoorty Financial to declare Quarterly ResultsSpandana Sphoorty Financial will hold a meeting of the Board of Directors of the Company on 5 May 2026.
1 month agoCapital Market - Live
Corporate
Corporate
Spandana Sphoorty Financial to hold board meetingSpandana Sphoorty Financial will hold a meeting of the Board of Directors of the Company on 20 April 2026.
1 month agoCapital Market - Live
Spotlight
Spotlight
Spandana Sphoorty gains after appointing Avinash Yadav as chief information officerThe appointment was made based on the recommendation of the nomination and remuneration committee. Avinash Yadav is a seasoned technology leader with expertise in leading high impact technology projects, AI/ML models, technical operations and IT governance. He brings a unique blend of expertise (NBFC, HFC, FinTech's) and a track record of success in driving IT operations, high-impact technology and digital transformation programs to enable greater customer experience, business growth and operational efficiency. He has been recognised among the Top 50 Tech Leaders in NBFCs by ET Edge and was awarded Best CTO/CIO of the Year 2025 by UBS Forums. Prior to joining Spandana Sphoorty Financial, he was associated with IIFL Samasta Finance. The company also clarified that Yadav is not related to any director on the board. Spandana Sphoorty Financial is primarily engaged in the business of microfinance, providing small-value unsecured loans to low-income customers in semi-urban and rural areas. The company reported a consolidated net loss of Rs 94.97 crore in Q3 FY26 as against net loss of Rs 440.20 crore in Q3 FY25. Total income slipped 56.9% year on year to Rs 245.55 crore in Q3 FY26 over Q3 FY25. Powered by Capital Market - Live
3 months agoCapital Market - Live
Earnings
Earnings
Spandana Sphoorty Financial reports consolidated net loss of Rs 94.97 crore in the December 2025 quarterNet Loss of Spandana Sphoorty Financial reported to Rs 94.97 crore in the quarter ended December 2025 as against net loss of Rs 440.20 crore during the previous quarter ended December 2024. Sales declined 57.53% to Rs 234.27 crore in the quarter ended December 2025 as against Rs 551.55 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales234.27551.55 -58 OPM %-10.27-67.21 - PBDT-121.51-582.00 79 PBT-125.45-587.64 79 NP-94.97-440.20 78 Powered by Capital Market - Live
4 months agoCapital Market - Live
Corporate
Corporate
Spandana Sphoorty Financial to declare Quarterly ResultsSpandana Sphoorty Financial will hold a meeting of the Board of Directors of the Company on 27 January 2026.Powered by Capital Market - Live
4 months agoCapital Market - Live
Corporate
Corporate
Spandana Sphoorty Financial allots NCDs aggregating to Rs 415 crSpandana Sphoorty Financial has allotted 41,500 Listed, Senior, Secured, Redeemable, Taxable, Non-Convertible Debentures having face value of Rs 1,00,000/- per debenture, aggregating Rs 415 crore on private placement basis.Powered by Capital Market - Live
5 months agoCapital Market - Live
Corporate
Corporate
Spandana Sphoorty Financial to conduct board meetingSpandana Sphoorty Financial will hold a meeting of the Board of Directors of the Company on 17 December 2025.Powered by Capital Market - Live
5 months agoCapital Market - Live
Corporate
Corporate
Spandana Sphoorty Financial approves NCD issuance up to Rs 150 crThe board of Spandana Sphoorty Financial at its meeting held on 11 December 2025 has approved the issuance of up to 15000 Listed, Rated, Senior, Secured, Redeemable, Taxable, Non-Convertible Debentures (NCDs) having face value of Rs 1,00,000/- per debenture, including a green shoe option of 7,500 NCDs on private placement basis. The NCDs will be allotted on 17 December 2025. Powered by Capital Market - Live
6 months agoCapital Market - Live
Corporate
Corporate
Spandana Sphoorty Financial to conduct board meetingSpandana Sphoorty Financial will hold a meeting of the Board of Directors of the Company on 11 December 2025.Powered by Capital Market - Live
6 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 10.53%, vs industry avg of 16.84%
Over the last 5 years, market share decreased from 0.9% to 0.73%