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Satin Creditcare Network Ltd

Satin Creditcare Network Ltd

SATIN Share Price

NSE
219.370.39% (+0.85)
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With a market cap of ₹2,553 cr, stock is ranked 1,141

Stock is 2.52x as volatile as Nifty

SATIN Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

Avg

Can be considered moderately valued vs the market

Growth

High

Strong financials and growth story over the years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹2,553 cr, stock is ranked 1,141

Stock is 2.52x as volatile as Nifty

SATIN Performance & Key Metrics

SATIN Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
6.230.89
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.632.141.29%

SATIN Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 1 analyst

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

SATIN Company Profile

Satin Creditcare Network Ltd operates as a Non-Banking Finance Company.It provides individual loans to urban shopkeepers to purchase generators for their businesses and rural poor to meet their productive requirements in starting new businesses.

Investor Presentation

View older View older 

Jul 30, 2026

PDF
View Older Presentations

SATIN Similar Stocks (Peers)

Compare with peers Compare with peers 

SATIN Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
35.82
35.82
1Y Return
17.29%
17.29%
Buy Reco %
81.82
81.82
PE Ratio
26.52
26.52
1Y Return
77.74%
77.74%
Buy Reco %
87.50
87.50
PE Ratio
103.22
103.22
1Y Return
24.15%
24.15%
Buy Reco %
100.00
100.00
PE Ratio
30.41
30.41
1Y Return
28.00%
28.00%
Buy Reco %
84.38
84.38
PE Ratio
31.77
31.77
1Y Return
12.59%
12.59%
Buy Reco %
84.62
84.62
Compare with Peers

SATIN Sentiment Analysis

SATIN Sentiment Analysis

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Crisp summary & key insights to decode earnings calls instantly

SATIN Stock Summary · May 2026

Strong results and strategic repositioning were the dominant message, with consolidated AUM at INR 15,174 crores and consolidated PAT of INR 330 crores for FY'26. Management conveyed a constructive but disciplined tone, stressing responsible underwriting amid recent regulatory guardrails and highlighting technology and AI investments, diversified subsidiaries and lender relationships as pillars supporting scale, superior collections and asset quality; they pointed to portfolio stress easing (PAR fell to 4.7%) and a long run of profitability underpinned by near‑100% X‑bucket collections. Management acknowledged tension between regulatory-driven underwriting changes and an improving origination backdrop, noted treasury and FX gains are non‑core and volatile, and discussed ongoing credit costs (consolidated FY'26 credit cost 3.55% with Q4 at 2.2%) alongside stronger funding and liquidity. Looking ahead, they reiterated near‑term targets of faster consolidated AUM growth (roughly 25–30% CAGR), a FY27 consolidated credit‑cost objective of 3.0–3.5% and stable NIMs around the low‑to‑mid teens.

SATIN Stock Growth Drivers
SATIN Stock Growth Drivers
7
  • Robust financial performance and margin expansion

    Satin delivered materially stronger financial outcomes in FY'26 with consolidated AUM at INR15,174 crore (+19%

  • Improving asset quality, collections and provisioning buffer

    The company reported meaningful asset‑quality improvement and strengthened loss provisioning: consolidated FY'26 credit cost was

SATIN Stock Challenges
SATIN Stock Challenges
4
  • Sector-wide microfinance stress and portfolio deterioration

    FY'25 experienced pronounced negative industry developments that materially affected portfolio performance: borrower overleveraging, state-level disruption

  • Insufficient disclosure on collateralization and loan-security composition

    While the company describes its loans as secured with collateral such as receivables, equipment and

SATIN Forecast

SATIN Forecasts

Price

Revenue

Earnings

SATIN

SATIN

Income

Balance Sheet

Cash Flow

SATIN Income Statement

SATIN Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue646.88634.35657.46687.59616.57707.84792.80745.01922.55764.75
Operating & Other expensessubtract469.42487.65589.19665.34590.76643.55717.25643.76701.31595.62
Depreciation/Amortizationsubtract6.395.696.707.307.586.216.868.159.087.94
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract42.8635.7316.880.69-3.6712.9815.5421.2150.1438.53
EPS11.669.574.061.301.994.104.836.5414.7311.15

SATIN Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Jul 30PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 11PDF
Jan 28PDF
Oct 31PDF
+2 more
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 7PDF
Feb 10PDF
Feb 10PDF
Nov 8PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

SATIN Stock Peers

SATIN Past Performance & Peer Comparison

SATIN Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Satin Creditcare Network Ltd7.690.89
Bajaj Finance Ltd35.825.820.55%
Shriram Finance Limited26.524.030.76%
Jio Financial Services Limited103.221.200.24%

SATIN Stock Price Comparison

Compare SATIN with any stock or ETF
Compare SATIN with any stock or ETF
SATIN
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SATIN Holdings

SATIN Shareholdings

SATIN Promoter Holdings Trend

SATIN Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

SATIN Institutional Holdings Trend

SATIN Institutional Holdings Trend

Decreased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has decreased by 2.42%

Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has increased by 1.37%

Tickertape Separator

SATIN Shareholding Pattern

SATIN Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding36.17%1.81%4.51%4.88%52.62%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

SATIN Shareholding History

SATIN Shareholding History

MarJunSepDec '25MarJun4.52%4.32%3.91%3.54%3.51%4.88%

Mutual Funds Invested in SATIN

Mutual Funds Invested in SATIN

No mutual funds holding trends are available

Top 1 Mutual Funds holding Satin Creditcare Network Ltd


Funds (Top 1)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.6247%0.15%0.03%98/283 (+27)

Compare 3-month MF holding change on Screener

SATIN Insider Trades & Bulk Stock Deals

SATIN Insider Trades & Bulk Stock Deals

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smallcases containing SATIN stock

smallcases containing SATIN stock

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SATIN Events

SATIN Events

SATIN Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SATIN has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

SATIN Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SATIN has not given any dividends in last 5 years

SATIN Dividends

SATIN Dividends

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SATIN Stock News & Opinions

SATIN Stock News & Opinions

Earnings
Earnings
Satin Creditcare Network Ltd consolidated sales down 17.02% on year in Q2FY2026, net profit tanked by 24.31%

Satin Creditcare Network Ltd share price gained 1.56% to Rs 224.75. The Company's net profit witnessed a sharp fall of 24.31% to Rs 122.65 crore, while revenue from operations declined 17.02% to Rs 760.29 crore in Q2FY26 over Q1FY26. The market capitalization of Microfinance Institutions industry group stocks on BSE stood at Rs 32421.99 crore, easing 1.96%. It has eased by 1.72% over last one week and moving up by 12.01% in last one month while the market capitalization of Satin Creditcare Network Ltd has softened by 1.25% and 1.19% in the same period respectively. Profit before tax (PBT) of Satin Creditcare Network Ltd stood at Rs 161.2 crore in Q2 FY26, surging by 177.55% year-on-year, and tanking 24.02% quarter-on-quarter. EBITDA came in at Rs 164 crore, jumping 198.52% YoY and plunging by 23.81% sequentially. Total expenses dropped by 15.04% to Rs 603.55 crore in Q2FY26 over Q2FY25. During the quarter, employee benefits expense was at Rs 187.69 crore, seeing a marginal contraction of 0.84% YoY. For the TTM ended FY26, revenue from operations surged 22.11% to Rs 3137.25 crore, while net profit saw a strong growth of 78.48% to Rs 332.21 crore, compared to previous TTM. EBITDA soared by 25062% to Rs 426.66 crore, and PBT witnessed a strong rise of 83.25% to Rs 432.05 crore compared to previous TTM. Satin Creditcare Network Ltd jumped 60.36% in last one year, significantly outperforming the benchmark BSE Sensex which has softened by 3.21% during the same period.

2 weeks agoCapital Market - Live
Corporate
Corporate
Satin Creditcare Network Limited aids 15,000 Assam families with Rs 1 crore flood relief

Satin Creditcare Network Limited (SCNL) has launched a Rs 1 crore flood relief drive to support approximately 15,000 families affected by floods in Assam, deploying 15 relief vehicles to cover nearly 200 villages across the districts of Sivasagar, Charaideo and Jorhat, according to a press release published on August 6, 2026. The company, which has had a presence in Assam since 2017, mobilized around 150 employees to distribute relief materials including mosquito nets, bedsheets, kitchen utensils, and food supplies.

4 weeks agoCapital Market - Live
Corporate
Corporate
Satin Creditcare allocates warrants valued at Rs 100.1 crore to Trishashna Holdings

Satin Creditcare Network Limited announced that its Working Committee of the Board of Directors approved the allotment of 38,50,000 fully convertible warrants at an issue price of Rs 260 per warrant, for an aggregate amount of Rs 100,10,00,000 to Trishashna Holdings & Investments Private Limited, an entity belonging to the ‘Promoter & Promoter Group’.

1 month agoCapital Market - Live
Corporate
Corporate
Satin Finserv mobilized over Rs 650 crore in capital through debt and equity in fiscal 2027

Satin Finserv Limited, a wholly owned subsidiary of Satin Creditcare Network Limited, has mobilized over Rs 650 crore through a mix of debt and equity capital in the year-to-date fiscal year 2027, including Rs 345 crore in borrowings during the first quarter and Rs 120 crore in equity infusions from Satin Creditcare Network Limited. The company also raised approximately Rs 200 crore in July 2026 through two NCD transactions, including one for Rs 75 crore, and has an assets under management of more than Rs 1,300 crore across 14 states.

1 month agoCapital Market - Live
Corporate
Corporate
Satin Creditcare Network Limited reports Rs 123 crore profit, marking 20th consecutive quarter

Satin Creditcare Network Limited (SCNL) announced a consolidated profit after tax of Rs 123 crore for the quarter ended June 30, 2026, a 172% increase year-on-year, marking the company’s 20th consecutive profitable quarter. The company, listed on the National Stock Exchange (NSE: SATIN) and BSE (539404), reported assets under management of Rs 15,935 crore, with disbursements totaling Rs 3,495 crore, and promoters will infuse Rs 100 crore of equity share capital.

1 month agoCapital Market - Live
Earnings
Earnings
Satin Creditcare Network consolidated net profit rises 172.00% in the June 2026 quarter

Net profit of Satin Creditcare Network rose 172.00% to Rs 122.67 crore in the quarter ended June 2026 as against Rs 45.10 crore during the previous quarter ended June 2025. Sales rose 8.25% to Rs 760.29 crore in the quarter ended June 2026 as against Rs 702.35 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Sales760.29702.35 8 OPM %54.9150.79 - PBDT169.1364.29 163 PBT161.2058.08 178 NP122.6745.10 172 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Corporate
Satin Creditcare Network schedules board meeting

Satin Creditcare Network will hold a meeting of the Board of Directors of the Company on 30 July 2026.

1 month agoCapital Market - Live
Corporate
Corporate
Satin Creditcare Network AGM scheduled

Satin Creditcare Network announced that the 36th Annual General Meeting(AGM) of the company will be held on 7 August 2026.

2 months agoCapital Market - Live
Corporate
Corporate
Satin Creditcare Network schedules board meeting

Satin Creditcare Network will hold a meeting of the Board of Directors of the Company on 23 June 2026.

2 months agoCapital Market - Live
Corporate
Corporate
Board of Satin Creditcare Network to consider fund raising via NCDs

 The board of Satin Creditcare Network is scheduled to be held on 23 June 2026, inter-alia, to consider the proposal for raising of funds by way of issuance of Non-Convertible Debentures for an amount up to Rs 5,000 crore in one or more tranches through private placement basis.

2 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. The share price of SATIN as on 3rd September 2026 is ₹219.37. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of Satin Creditcare Network Ltd (SATIN) share are
    • Past 1 week: -3.39%
    • Past 1 month: -6.35%
    • Past 3 months: -7.08%
    • Past 6 months: 45.66%
    • Past 1 year: 50.01%
    • Past 3 years: 5.60%
    • Past 5 years: 177.94%

  3. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Satin Creditcare Network Ltd (SATIN) is ₹2553.14 Cr as of 3rd September 2026.

  4. The 52-week high of Satin Creditcare Network Ltd (SATIN) is ₹274.14 and the 52-week low is ₹135.81.

  5. The P/E (price-to-earnings) ratio of Satin Creditcare Network Ltd (SATIN) is 7.69. The P/B (price-to-book) ratio is 0.89.

  6. Satin Creditcare Network Ltd (SATIN) belongs to the Financials sector & Consumer Finance sub-sector.

  7. You can directly buy Satin Creditcare Network Ltd (SATIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.