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Repco Home Finance Ltd

Repco Home Finance Ltd

REPCOHOME Share Price

NSE
362.152.16% (+7.65)
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With a market cap of ₹2,265 cr, stock is ranked 1,213

Stock is 2.34x as volatile as Nifty

REPCOHOME Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

Low

Undervalued compared to the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹2,265 cr, stock is ranked 1,213

Stock is 2.34x as volatile as Nifty

REPCOHOME Performance & Key Metrics

REPCOHOME Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
4.700.540.83%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.132.071.20%

REPCOHOME Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
57%
Analysts have suggested that investors can buy this stock

from 7 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

REPCOHOME Company Profile

Repco Home Finance Limited provides long term loan financing for residential purposes.

Investor Presentation

View older View older 

Aug 11, 2026

PDF
View Older Presentations

REPCOHOME Similar Stocks (Peers)

Compare with peers Compare with peers 

REPCOHOME Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
33.41
33.41
1Y Return
1.47%
1.47%
Buy Reco %
81.25
81.25
PE Ratio
23.75
23.75
1Y Return
61.15%
61.15%
Buy Reco %
87.50
87.50
PE Ratio
97.29
97.29
1Y Return
26.73%
26.73%
Buy Reco %
100.00
100.00
PE Ratio
28.80
28.80
1Y Return
8.22%
8.22%
Buy Reco %
84.38
84.38
PE Ratio
29.91
29.91
1Y Return
3.99%
3.99%
Buy Reco %
84.62
84.62
Compare with Peers

REPCOHOME Sentiment Analysis

REPCOHOME Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

REPCOHOME Stock Summary · August 2026

Management’s message was one of steady performance recovering from a temporary June disruption, with business momentum, asset quality and funding all broadly under control. Disbursements were Rs.843 crore in Q1 FY2027 against sanctions of Rs.938 crore, but management said staffing-related interruptions tied to transfers and promotions had eased, with July and early-August disbursements tracking expectations and August running ahead of recent levels. AUM reached Rs.15,990 crore at June 30, up 8.9% year on year, while net profit was Rs.114 crore and profitability remained supported by a 3.4% to 3.44% spread, ROE of 12.7% and ROA of 2.9%. Management also said gross NPAs had declined, Stage 2 assets were stable at 7.2%, and funding costs held at about 8.3%, helped by a Rs.600 crore NHB refinance line. The tone was disciplined but growth-oriented: it emphasized tighter recovery structures, stable operating costs, and completed IT and organizational changes, while noting that more aggressive disbursement growth may bring modest spread compression. Near term, management expects disbursements to improve, costs to stay stable, and NPA reduction efforts to continue toward its stated full-year targets.

REPCOHOME Stock Growth Drivers
REPCOHOME Stock Growth Drivers
6
  • Disbursement Momentum and AUM Growth

    The company showed improving lending momentum, with sanctions rising to Rs. 938 crore and disbursements

  • Profitability, Margins, and Efficient Cost Management

    Profitability remained healthy, supported by net interest income of Rs. 216 crore, net profit of

REPCOHOME Stock Challenges
REPCOHOME Stock Challenges
4
  • Higher Funding Costs Limit Pricing Flexibility

    The company’s lending rates are constrained by relatively high borrowing costs, with average cost of

  • Competitive Pressure on Pricing and Spreads

    The business is facing pressure from competition that is forcing selective concessions and likely spread

REPCOHOME Forecast

REPCOHOME Forecasts

Price

Revenue

Earnings

REPCOHOME

REPCOHOME

Income

Balance Sheet

Cash Flow

REPCOHOME Income Statement

REPCOHOME Income Statement

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Quartermar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026jun 2026
Total Revenue397.19416.25424.19445.32435.00440.70441.90457.13454.17467.90
Operating & Other expensessubtract252.95275.91265.95292.81273.75286.67295.35297.89295.67309.78
Depreciation/Amortizationsubtract5.573.749.278.507.137.707.9010.2710.2010.38
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract24.9624.0733.8430.8433.4731.1928.9933.5313.1226.12
EPS18.1817.9918.4018.0919.2918.4017.5318.4521.6119.44

REPCOHOME Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2027FY 2027

Annual Report Pending

Investor Presentation

Aug 11PDF
FY 2026FY 2026

Annual report

PDF

Investor Presentation

May 21PDF
Feb 5PDF
Nov 12PDF
Aug 7PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 19PDF
May 16PDF
Feb 12PDF
+2 more
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
 

REPCOHOME Stock Peers

REPCOHOME Past Performance & Peer Comparison

REPCOHOME Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Repco Home Finance Ltd4.770.540.83%
Bajaj Finance Ltd33.415.430.59%
Shriram Finance Limited23.753.610.85%
Jio Financial Services Limited97.291.130.25%

REPCOHOME Stock Price Comparison

Compare REPCOHOME with any stock or ETF
Compare REPCOHOME with any stock or ETF
REPCOHOME
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REPCOHOME Holdings

REPCOHOME Shareholdings

REPCOHOME Promoter Holdings Trend

REPCOHOME Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

REPCOHOME Institutional Holdings Trend

REPCOHOME Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 1.02%

Tickertape Separator

REPCOHOME Shareholding Pattern

REPCOHOME Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding37.13%25.22%0.86%12.35%24.43%

Sep 2025

Dec 2025

Mar 2026

Jun 2026

REPCOHOME Shareholding History

REPCOHOME Shareholding History

MarJunSepDec '25MarJun11.24%11.16%11.91%12.68%13.37%12.35%

Mutual Funds Invested in REPCOHOME

Mutual Funds Invested in REPCOHOME

No mutual funds holding trends are available

Top 5 Mutual Funds holding Repco Home Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
10.0221%0.65%-0.25%79/277 (-3)
4.1707%0.82%-0.15%31/65 (-11)
2.9306%0.66%-0.14%12/163 (-5)

Compare 3-month MF holding change on Screener

REPCOHOME Insider Trades & Bulk Stock Deals

REPCOHOME Insider Trades & Bulk Stock Deals

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smallcases containing REPCOHOME stock

smallcases containing REPCOHOME stock

Looks like this stock is not in any smallcase yet.

REPCOHOME Events

REPCOHOME Events

REPCOHOME Dividend Trend

No Trend In Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

REPCOHOME has shown inconsistent dividend trend over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.85%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹8.46 every year

Dividends

Corp. Actions

Announcements

Legal Orders

REPCOHOME Dividend Trend

No Trend In Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

REPCOHOME has shown inconsistent dividend trend over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.85%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹8.46 every year

REPCOHOME Upcoming Dividends

REPCOHOME Upcoming Dividends

Cash Dividend

Ex DateEx DateSep 22, 2026

Final
Final | Div/Share: ₹3.00

Dividend/Share

3.00

Ex DateEx Date

Sep 22, 2026

REPCOHOME Past Dividends

REPCOHOME Past Dividends

Cash Dividend

Ex DateEx DateFeb 12, 2026

Interim 2
Interim 2 | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Feb 12, 2026

Cash Dividend

Ex DateEx DateAug 25, 2025

Interim
Interim | Div/Share: ₹2.50

Dividend/Share

2.50

Ex DateEx Date

Aug 25, 2025

Cash Dividend

Ex DateEx DateAug 14, 2025

Final
Final | Div/Share: ₹4.00

Dividend/Share

4.00

Ex DateEx Date

Aug 14, 2025

Cash Dividend

Ex DateEx DateJul 26, 2024

Final
Final | Div/Share: ₹3.00

Dividend/Share

3.00

Ex DateEx Date

Jul 26, 2024

Cash Dividend

Ex DateEx DateSep 7, 2023

Final
Final | Div/Share: ₹2.70

Dividend/Share

2.70

Ex DateEx Date

Sep 7, 2023

REPCOHOME Stock News & Opinions

REPCOHOME Stock News & Opinions

Corporate
Corporate
Repco Home Finance confirms Vaidyanathan’s departure from director and development officer roles

Repco Home Finance Limited informed the National Stock Exchange of India Limited and BSE Limited that Repco Bank, the company’s promoter, has reversed the deputation of Mr. Paiyur Kuppuraman Vaidyanathan, a Whole-time Director and Chief Development Officer, effective September 16, 2026, due to certain official exigencies, causing him to cease from those positions.

1 week agoCapital Market - Live
Corporate
Corporate
Repco Home Finance closes member register September 23-29, 2026, for dividend and AGM

Repco Home Finance Limited informed the National Stock Exchange of India Limited and BSE Limited that its register of members and share transfer books will be closed from September 23, 2026, to September 29, 2026, with a record date of September 22, 2026, for the purpose of payment of final dividend for the financial year 2025-26 and the 26th Annual General Meeting.

2 weeks agoCapital Market - Live
Spotlight
Spotlight
Repco Home Finance receives reaffirmed credit ratings from ICRA, including a Rs 5000 term loan enhancement

Repco Home Finance Ltd announced that ICRA Limited has reaffirmed credit ratings under Regulation 30 and 51 of the SEBI Listing Regulations of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Specifically, ICRA reaffirmed the rating of [ICRA]AA-(Stable) with an enhancement of amount for the Long Term - Fund Based - Term Loan amounting to Rs 5000 (previously Rs 3000), reaffirmed the rating of [ICRA]AA-(Stable) for Non-Convertible Debentures amounting to Rs 500, and reaffirmed the rating of [ICRA]A1+ for Commercial Paper amounting to Rs 800.

1 month agoCapital Market - Live
Corporate
Corporate
Repco Home Finance appoints Aparna Kumar, Bakthavatsalu Kannan, and P.R. Durai to key roles

Repco Home Finance Limited announced the appointment of Mrs. Aparna Sudip Kumar as an Additional Non-Executive & Independent Director for two years, Mr. Bakthavatsalu Kannan as an Additional Whole-time Director for two years, and Mr. P.R. Durai as Chief Information Officer for three years, all effective from August 24, 2026, or co-terminus with their deputations from Repco Bank, the company’s promoter. Additionally, the company appointed M/s. Rajagopal & Badri Narayanan as Joint Statutory Auditors for three years, commencing after the conclusion of the 26th Annual General Meeting, subject to shareholder approval, in compliance with Reserve Bank of India guidelines due to the company’s asset size exceeding Rs 15,000 crore.

1 month agoCapital Market - Live
Earnings
Earnings
Repco Home Finance Ltd consolidated sales up 2.74% on year in Q2FY2026

Repco Home Finance Ltd share price declined by 0.42% to Rs 381.35 after the company's net profit fell 11.59% to Rs 114.15 crore, while revenue from operations slightly gained 2.74% to Rs 464.6 crore in Q2FY26 over Q1FY26. The market capitalization of Housing Finance Company industry group stocks on BSE stood at Rs 2.74 lakh crore, slipping 2.24%. It has improved by 0.35% over last one week and gained upto 0.68% in last one month while the market capitalization of Repco Home Finance Ltd has slipped by 2.06% and 3.65% in the same period respectively. Profit before tax (PBT) of Repco Home Finance Ltd stood at Rs 147.74 crore in Q2 FY26, rising 0.96% year-on-year, and declining 0.38% quarter-on-quarter. EBITDA came in at Rs 158 crore, gaining 2.98% YoY and easing 0.33% sequentially. Total expenses grew marginally by 4.67% to Rs 320.16 crore in Q2FY26 over Q2FY25. During the quarter, employee benefits expense was at Rs 34.22 crore, tumbling by 22.32% YoY. For the TTM ended FY26, revenue from operations grew 12.38% to Rs 1702.38 crore, while net profit registered a growth of 11.27% to Rs 435.65 crore, compared to previous TTM. EBITDA witnessed a strong improvement of 52296% to Rs 606.54 crore, and PBT improved 11.91% to Rs 583.7 crore compared to previous TTM. Repco Home Finance Ltd softened by 1.24% in last one year, outperforming the benchmark BSE Sensex which has eased by 2.56% during the same period.

1 month agoCapital Market - Live
Corporate
Corporate
Repco Home Finance appoints Aparna Kumar, Bakthavatsalu Kannan, and P.R. Durai to key roles

Repco Home Finance Limited announced the appointment of Mrs. Aparna Sudip Kumar as an Additional Non-Executive & Independent Director for two years, Mr. Bakthavatsalu Kannan as an Additional Whole-time Director for two years, and Mr. P.R. Durai as Chief Information Officer for three years, all effective from August 24, 2026, or co-terminus with their deputations from Repco Bank, the company’s promoter. Additionally, the company appointed M/s. Rajagopal & Badri Narayanan as Joint Statutory Auditors for three years, commencing after the conclusion of the 26th Annual General Meeting, subject to shareholder approval, in compliance with Reserve Bank of India guidelines due to the company’s asset size exceeding Rs 15,000 crore.

1 month agoCapital Market - Live
Corporate
Corporate
Repco Home Finance to review quarterly results at board meeting on August 11

Repco Home Finance Limited will hold a board meeting on Tuesday, August 11, 2026, to consider and approve the unaudited financial results for the quarter ended June 30, 2026, according to a filing with the National Stock Exchange of India Limited and BSE Limited. The trading window for the company's securities will remain closed for designated persons and their immediate relatives until 48 hours after the announcement of the results, following SEBI (Prohibition of Insider Trading) Regulations, 2015.

1 month agoCapital Market - Live
Corporate
Corporate
Repco Home Finance raises Rs 75 cr via CPs

Repco Home Finance has allotted commercial paper of Rs 75 crore on 23 June 2026.

2 months agoCapital Market - Live
Corporate
Corporate
Board of Repco Home Finance recommends final dividend

Repco Home Finance announced that the Board of Directors of the Company at its meeting held on 21 May 2026, inter alia, have recommended the final dividend of Rs 3 per equity Share (i.e. 30%) , subject to the approval of the shareholders.

4 months agoCapital Market - Live
Earnings
Earnings
Repco Home Finance consolidated net profit rises 12.04% in the March 2026 quarter

Net profit of Repco Home Finance rose 12.04% to Rs 135.18 crore in the quarter ended March 2026 as against Rs 120.65 crore during the previous quarter ended March 2025. Sales rose 6.90% to Rs 452.23 crore in the quarter ended March 2026 as against Rs 423.06 crore during the previous quarter ended March 2025. For the full year,net profit rose 3.02% to Rs 475.42 crore in the year ended March 2026 as against Rs 461.48 crore during the previous year ended March 2025. Sales rose 4.69% to Rs 1782.23 crore in the year ended March 2026 as against Rs 1702.38 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales452.23423.06 7 1782.231702.38 5 OPM %89.4794.12 -89.8192.54 - PBDT158.50161.25 -2 618.32612.34 1 PBT148.30154.12 -4 582.25583.70 0 NP135.18120.65 12 475.42461.48 3 Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

  1. The share price of REPCOHOME as on 21st September 2026 is ₹362.15. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. The past returns of Repco Home Finance Ltd (REPCOHOME) share are
    • Past 1 week: 0.77%
    • Past 1 month: -0.51%
    • Past 3 months: -8.00%
    • Past 6 months: 7.59%
    • Past 1 year: -1.99%
    • Past 3 years: -3.04%
    • Past 5 years: 23.05%

  3. The current dividend yield of Repco Home Finance Ltd (REPCOHOME) is 0.83.

  4. Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Repco Home Finance Ltd (REPCOHOME) is ₹2265.66 Cr as of 21st September 2026.

  5. The 52-week high of Repco Home Finance Ltd (REPCOHOME) is ₹455.90 and the 52-week low is ₹333.60.

  6. The P/E (price-to-earnings) ratio of Repco Home Finance Ltd (REPCOHOME) is 4.77. The P/B (price-to-book) ratio is 0.54.

  7. Repco Home Finance Ltd (REPCOHOME) belongs to the Financials sector & Consumer Finance sub-sector.

  8. You can directly buy Repco Home Finance Ltd (REPCOHOME) shares on Tickertape. Simply sign up, connect your demat account and place your order.