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India Shelter Finance Corporation Ltd

INDIASHLTR Share Price

737.400.00% (+0.00)
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With a market cap of ₹8,011 cr, stock is ranked 621

Stock is 2.47x as volatile as Nifty

INDIASHLTR Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Avg

The stock has a moderate number of red flags

How to use scorecard? Learn more

With a market cap of ₹8,011 cr, stock is ranked 621

Stock is 2.47x as volatile as Nifty

INDIASHLTR Performance & Key Metrics

INDIASHLTR Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
16.912.960.67%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
18.362.500.97%

INDIASHLTR Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 6 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

INDIASHLTR Company Profile

India Shelter Finance Corporation Limited (ISFC) is a retail focused affordable housing finance company.

Investor Presentation

View older View older 

Feb 7, 2026

PDF
View Older Presentations

INDIASHLTR Similar Stocks (Peers)

Compare with peers Compare with peers 

INDIASHLTR Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
5.13
5.13
1Y Return
7.91%
7.91%
Buy Reco %
48.15
48.15
PE Ratio
11.25
11.25
1Y Return
3.71%
3.71%
Buy Reco %
83.33
83.33
PE Ratio
16.64
16.64
1Y Return
18.80%
18.80%
Buy Reco %
93.33
93.33
PE Ratio
32.13
32.13
1Y Return
21.63%
21.63%
Buy Reco %
88.24
88.24
PE Ratio
13.74
13.74
1Y Return
44.63%
44.63%
Buy Reco %
86.67
86.67
Compare with Peers

INDIASHLTR Sentiment Analysis

INDIASHLTR Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

INDIASHLTR Stock Summary · February 2026

In the third quarter of FY26, the company demonstrated robust financial performance, reporting a 31% increase in gross managed assets and a profit after tax of Rs. 128 crores, despite facing challenges in collection efficiency due to rising delinquencies among self-employed customers. The recent repo rate cut by the Reserve Bank of India is expected to enhance housing affordability, particularly benefiting the affordable housing segment, while the company strategically expands its branch network to support growth. Proactive measures, including legal actions for recovery and enhancements in the collections team, aim to stabilize asset quality, which has shown slight fluctuations but is anticipated to normalize. Additionally, the focus on digital lead generation and the uptake of the Pradhan Mantri Awas Yojana scheme is expected to further bolster performance, reflecting cautious optimism for the upcoming financial year.

INDIASHLTR Stock Growth Drivers
INDIASHLTR Stock Growth Drivers
7
  • Strong Financial Performance

    The company reported a profit after tax of Rs. 128 crores for the current quarter,

  • Branch Expansion and Network Growth

    The company has successfully added two new branches in the current quarter and plans to

INDIASHLTR Stock Challenges
INDIASHLTR Stock Challenges
5
  • Declining Growth in Key Financial Metrics

    The company has experienced a decline in growth rates for net interest income (NII) and

  • Asset Quality Concerns

    The company reported stable asset quality with Stage-3 loans at 1.5% and a credit cost

INDIASHLTR Forecast

INDIASHLTR Forecasts

Price

Revenue

Earnings

INDIASHLTR

INDIASHLTR

Income

Balance Sheet

Cash Flow

INDIASHLTR Income Statement

INDIASHLTR Income Statement

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Financial YearFY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue322.80459.81606.23861.381,175.931,447.73
Raw Materialssubtract0.000.000.000.000.00822.60
Power & Fuel Costsubtract0.000.000.000.000.00
Employee Costsubtract61.96101.31134.56179.43229.08
Selling & Administrative Expensessubtract15.8822.4834.1040.8358.73
Operating & Other expensessubtract126.91162.58227.41312.02387.34
Depreciation/Amortizationsubtract5.106.548.209.9111.6012.26
Interest & Other Itemssubtract0.000.000.000.000.000.00
Taxes & Other Itemssubtract25.5738.4646.6171.59111.32139.17
EPS20.3329.6335.5332.8435.1643.90
DPS0.000.000.000.005.005.00
Payout ratio0.000.000.000.000.140.11

INDIASHLTR Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Feb 7PDF
Nov 4PDF
Aug 7PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 9PDF
Feb 24PDF
Feb 6PDF
Oct 25PDF
FY 2024FY 2024

Annual report

PDF
 

INDIASHLTR Stock Peers

INDIASHLTR Past Performance & Peer Comparison

INDIASHLTR Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsHome Financing

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
India Shelter Finance Corporation Ltd21.202.960.67%
LIC Housing Finance Ltd5.130.771.97%
PNB Housing Finance Ltd11.251.290.60%
Aptus Value Housing Finance India Ltd16.642.901.80%

INDIASHLTR Stock Price Comparison

Compare INDIASHLTR with any stock or ETF
Compare INDIASHLTR with any stock or ETF
INDIASHLTR
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INDIASHLTR Holdings

INDIASHLTR Shareholdings

INDIASHLTR Promoter Holdings Trend

INDIASHLTR Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

High Pledged Promoter Holding
Lower pledged promoter holdings is considered better

A significant proportion of promoter holdings is pledged

INDIASHLTR Institutional Holdings Trend

INDIASHLTR Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

INDIASHLTR Shareholding Pattern

INDIASHLTR Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding47.60%13.21%7.50%7.48%24.20%

Mar 2025

Jun 2025

Sep 2025

Dec 2025

INDIASHLTR Shareholding History

INDIASHLTR Shareholding History

SepDec '24MarJunSepDec '255.76%6.24%6.94%7.96%8.01%7.48%

Mutual Funds Invested in INDIASHLTR

Mutual Funds Invested in INDIASHLTR

No mutual funds holding trends are available

Top 5 Mutual Funds holding India Shelter Finance Corporation Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
6.7654%0.92%0.16%59/71 (+1)
2.3957%0.75%-0.03%31/152 (-1)
0.9152%1.55%-0.05%18/96 (-1)

Compare 3-month MF holding change on Screener

INDIASHLTR Insider Trades & Bulk Stock Deals

INDIASHLTR Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing INDIASHLTR stock

smallcases containing INDIASHLTR stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have India Shelter Finance Corporation Ltd

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Private Equity Investing Theme

Private Equity Investing Theme

Created by Windmill Capital

INDIASHLTR's Wtg.
6.67%
6.67%
CAGR
17.05%

INDIASHLTR Events

INDIASHLTR Events

INDIASHLTR Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

INDIASHLTR Dividend Trend

No dividend trend available

INDIASHLTR Upcoming Dividends

INDIASHLTR Upcoming Dividends

No upcoming dividends are available

INDIASHLTR Past Dividends

INDIASHLTR Past Dividends

Cash Dividend

Ex DateEx DateJul 4, 2025

Final
Final | Div/Share: ₹5.00

Dividend/Share

5.00

Ex DateEx Date

Jul 4, 2025

INDIASHLTR Stock News & Opinions

INDIASHLTR Stock News & Opinions

Spotlight
India Shelter Finance Corporation Ltd leads losers in 'A' group

Concord Biotech Ltd, REC Ltd, Westlife Foodworld Ltd and Caplin Point Laboratories Ltd are among the other losers in the BSE's 'A' group today, 09 February 2026.India Shelter Finance Corporation Ltd lost 5.41% to Rs 746.85 at 14:45 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 80363 shares were traded on the counter so far as against the average daily volumes of 39433 shares in the past one month.Concord Biotech Ltd crashed 4.54% to Rs 1278.5. The stock was the second biggest loser in 'A' group.On the BSE, 97986 shares were traded on the counter so far as against the average daily volumes of 13484 shares in the past one month.REC Ltd tumbled 3.42% to Rs 359.75. The stock was the third biggest loser in 'A' group.On the BSE, 14.12 lakh shares were traded on the counter so far as against the average daily volumes of 6.92 lakh shares in the past one month.Westlife Foodworld Ltd corrected 3.37% to Rs 524. The stock was the fourth biggest loser in 'A' group.On the BSE, 26416 shares were traded on the counter so far as against the average daily volumes of 1.44 lakh shares in the past one month.Caplin Point Laboratories Ltd plummeted 3.33% to Rs 1765. The stock was the fifth biggest loser in 'A' group.On the BSE, 13073 shares were traded on the counter so far as against the average daily volumes of 4450 shares in the past one month.Powered by Capital Market - Live

6 days agoCapital Market - Live
Earnings
India Shelter Finance Corporation consolidated net profit rises 29.05% in the December 2025 quarter

Net profit of India Shelter Finance Corporation rose 29.05% to Rs 124.07 crore in the quarter ended December 2025 as against Rs 96.14 crore during the previous quarter ended December 2024. Sales rose 28.10% to Rs 389.74 crore in the quarter ended December 2025 as against Rs 304.25 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales389.74304.25 28 OPM %71.0172.06 - PBDT163.25127.35 28 PBT159.95124.37 29 NP124.0796.14 29 Powered by Capital Market - Live

6 days agoCapital Market - Live
Earnings
India Shelter Finance Corporation standalone net profit rises 29.20% in the December 2025 quarter

Net profit of India Shelter Finance Corporation rose 29.20% to Rs 123.94 crore in the quarter ended December 2025 as against Rs 95.93 crore during the previous quarter ended December 2024. Sales rose 28.14% to Rs 389.50 crore in the quarter ended December 2025 as against Rs 303.96 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales389.50303.96 28 OPM %71.0172.04 - PBDT163.06127.08 28 PBT159.75124.09 29 NP123.9495.93 29 Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
India Shelter Finance Corp. to convene board meeting

India Shelter Finance Corp. will hold a meeting of the Board of Directors of the Company on 7 February 2026.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
India Shelter Finance Corporation allots 23,865 equity shares under ESOP

India Shelter Finance Corporation has allotted 23,865 equity shares under ESOP on 08 January 2026. The paid-up share capital of the Company has accordingly increased from Rs. 543,102,730 consisting of 108,620,546 equity shares having a face value of Rs. 5/- each to Rs. 543,222,055 consisting of 108,644,411 equity shares having a face value of Rs. 5/- each. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
India Shelter Finance Corporation allots 76,836 equity shares under ESOP

India Shelter Finance Corporation has allotted 76,836 equity shares under ESOP on 02 December 2025. The paid-up share capital of the Company has accordingly increased from Rs. 542,600,900 consisting of 108,520,180 equity shares having a face value of Rs. 5/- each to Rs. 542,985,080 consisting of 108,597,016 equity shares having a face value of Rs. 5/- each. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
India Shelter Finance Corporation allots NCDs aggregating to Rs 150 cr

India Shelter Finance Corporation has allotted 15,000 rated, listed, secured, redeemable, Indian rupee denominated, and 7.85% interest bearing Non-Convertible Debentures (NCDs) of face value of Rs 1 lakh each aggregating to Rs 150 crore on private placement basis. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
India Shelter Finance Corp. to consider Fund Raising

India Shelter Finance Corp. will hold a meeting of the Board of Directors of the Company on 21 November 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
India Shelter Finance Corporation to consider NCD issuance of Rs 200 cr

India Shelter Finance Corporation will consider on 21 November 2025 the issuance of Secured, Redeemable, Non-Convertible Debentures denominated in Indian Rupees (INR) on private placement basis having total issue size of Rs 200 crore - Rs 150 crore base issue and Rs 50 crore under Green Shoe Option. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
India Shelter Finance Corporation allots 1.12 lakh equity shares under ESOP

India Shelter Finance Corporation has allotted 112,768 equity shares under ESOP on 13 November 2025. The paid-up share capital of the Company has accordingly increased from Rs. 542,037,060 consisting of 108,407,412 equity shares having a face value of Rs. 5/- each to Rs. 542,600,900 consisting of 108,520,180 equity shares having a face value of Rs. 5/- each. Powered by Capital Market - Live

3 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of India Shelter Finance Corporation Ltd (INDIASHLTR) today?

    The share price of INDIASHLTR as on 13th February 2026 is ₹737.40. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on India Shelter Finance Corporation Ltd (INDIASHLTR) share?

    The past returns of India Shelter Finance Corporation Ltd (INDIASHLTR) share are
    • Past 1 week: -5.33%
    • Past 1 month: -5.93%
    • Past 3 months: -13.79%
    • Past 6 months: -20.96%
    • Past 1 year: 9.29%
    • Past 3 years: N/A%
    • Past 5 years: 35.38%

  3. What are the peers or stocks similar to India Shelter Finance Corporation Ltd (INDIASHLTR)?
  4. What is the dividend yield % of India Shelter Finance Corporation Ltd (INDIASHLTR) share?

    The current dividend yield of India Shelter Finance Corporation Ltd (INDIASHLTR) is 0.67.

  5. What is the market cap of India Shelter Finance Corporation Ltd (INDIASHLTR) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of India Shelter Finance Corporation Ltd (INDIASHLTR) is ₹8012.00 Cr as of 13th February 2026.

  6. What is the 52 week high and low of India Shelter Finance Corporation Ltd (INDIASHLTR) share?

    The 52-week high of India Shelter Finance Corporation Ltd (INDIASHLTR) is ₹1011.75 and the 52-week low is ₹650.

  7. What is the PE and PB ratio of India Shelter Finance Corporation Ltd (INDIASHLTR) stock?

    The P/E (price-to-earnings) ratio of India Shelter Finance Corporation Ltd (INDIASHLTR) is 21.20. The P/B (price-to-book) ratio is 2.96.

  8. Which sector does India Shelter Finance Corporation Ltd (INDIASHLTR) belong to?

    India Shelter Finance Corporation Ltd (INDIASHLTR) belongs to the Financials sector & Home Financing sub-sector.

  9. How to buy India Shelter Finance Corporation Ltd (INDIASHLTR) shares?

    You can directly buy India Shelter Finance Corporation Ltd (INDIASHLTR) shares on Tickertape. Simply sign up, connect your demat account and place your order.