What is the share price of ESAF Small Finance Bank Limited (ESAFSFB) today?
The share price of ESAFSFB as on 5th December 2025 is ₹26.13. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on ESAF Small Finance Bank Limited (ESAFSFB) share?
The past returns of ESAF Small Finance Bank Limited (ESAFSFB) share are- Past 1 week: -1.35%
- Past 1 month: -4.35%
- Past 3 months: -10.21%
- Past 6 months: -18.29%
- Past 1 year: -36.96%
- Past 3 years: N/A%
- Past 5 years: -62.16%
What are the peers or stocks similar to ESAF Small Finance Bank Limited (ESAFSFB)?
The peers or stocks similar to ESAF Small Finance Bank Limited (ESAFSFB) include:What is the market cap of ESAF Small Finance Bank Limited (ESAFSFB) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of ESAF Small Finance Bank Limited (ESAFSFB) is ₹1347.19 Cr as of 5th December 2025.What is the 52 week high and low of ESAF Small Finance Bank Limited (ESAFSFB) share?
The 52-week high of ESAF Small Finance Bank Limited (ESAFSFB) is ₹42.99 and the 52-week low is ₹24.31.What is the PE and PB ratio of ESAF Small Finance Bank Limited (ESAFSFB) stock?
The P/E (price-to-earnings) ratio of ESAF Small Finance Bank Limited (ESAFSFB) is -2.58. The P/B (price-to-book) ratio is 0.69.Which sector does ESAF Small Finance Bank Limited (ESAFSFB) belong to?
ESAF Small Finance Bank Limited (ESAFSFB) belongs to the Financials sector & Private Banks sub-sector.How to buy ESAF Small Finance Bank Limited (ESAFSFB) shares?
You can directly buy ESAF Small Finance Bank Limited (ESAFSFB) shares on Tickertape. Simply sign up, connect your demat account and place your order.
ESAF Small Finance Bank Limited
ESAFSFB Share Price
26.131.02% (-0.27)
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ESAFSFB Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
HighShowing good signs of profitability & efficiency
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
ESAFSFB Performance & Key Metrics
ESAFSFB Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| -2.28 | 0.69 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 18.05 | 2.45 | 0.97% |
ESAFSFB Analyst Ratings & Forecast
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Analyst Ratings data is currently unavailable for this stockPrice Upside
Earnings Growth
Rev. Growth
ESAFSFB Company Profile
ESAF Small Finance Bank is a small finance bank with a focus on unbanked and under-banked customer segments, especially in rural and semi-urban centers.
HDFCBANK
PE Ratio
21.80
21.80
1Y Return
7.55%
7.55%
Buy Reco %
92.31
92.31
ICICIBANK
PE Ratio
19.50
19.50
1Y Return
4.19%
4.19%
Buy Reco %
94.87
94.87
KOTAKBANK
PE Ratio
19.37
19.37
1Y Return
21.39%
21.39%
Buy Reco %
64.71
64.71
AXISBANK
PE Ratio
14.19
14.19
1Y Return
9.95%
9.95%
Buy Reco %
82.50
82.50
IDBI
PE Ratio
13.72
13.72
1Y Return
13.86%
13.86%
Buy Reco %
0.00
0.00
ESAFSFB Sentiment Analysis
ESAFSFB Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
ESAFSFB Stock Summary · August 2025
In Q1 FY '26, ESAF Small Finance Bank demonstrated a commitment to financial inclusion and strategic growth, expanding its retail offerings in secured lending while navigating challenges in the microfinance sector. The bank reported a total business of INR 42,507 crores, reflecting a cautious yet resilient approach to quality growth, despite a rise in gross NPAs to 7.5%. Operational efficiencies are being prioritized, with a focus on enhancing asset quality through disciplined provisioning and proactive collection strategies. Geographic diversification efforts have successfully reduced asset concentration in Kerala, while a significant increase in retail deposits underscores strong customer trust. As the bank adapts to evolving market conditions, it remains optimistic about future economic improvements driven by favorable agricultural trends and digital adoption.
ESAFSFB Stock Growth Drivers
ESAFSFB Stock Growth Drivers
8Commitment to Financial Inclusion
The bank has demonstrated a strong commitment to financial inclusion, serving a diverse customer base
Growth in Retail Business and Secured Lending
The bank has successfully expanded its retail business in secured lending, including products such as
ESAFSFB Stock Challenges
ESAFSFB Stock Challenges
6Decline in Micro Loan Portfolio
The micro loan book of ESAF Small Finance Bank decreased significantly from INR 13,236 crores
Decreased Net Interest Income and Margin Compression
Net interest income fell to INR 378 crores from INR 588 crores in the previous
ESAFSFB Forecast
ESAFSFB Forecasts
Forecast data is currently unavailable
Forecast data is currently unavailable
Price
Price Upside
Revenue
Revenue Growth
Earnings
Earnings Per Share
ESAFSFB
ESAFSFB
Income
Balance Sheet
Cash Flow
Annual Normal View
ESAFSFB Income Statement
ESAFSFB Income Statement
Annual Normal View
| Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 48.21 | 698.70 | 1,140.79 | 1,546.44 | 1,768.42 | 2,147.51 | 3,141.57 | 4,260.25 | 4,329.31 | 4,086.91 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 4,874.76 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 1.82 | 39.52 | 77.10 | 144.07 | 187.78 | 232.14 | 278.00 | 362.97 | 660.08 | |||||||||||
| Selling & Administrative Expenses | 7.13 | 44.84 | 50.55 | 59.93 | 73.92 | 100.76 | 140.48 | 170.93 | 213.49 | |||||||||||
| Operating & Other expenses | 36.63 | 561.07 | 869.04 | 1,063.02 | 1,336.76 | 1,707.99 | 2,275.27 | 3,104.93 | 4,089.46 | |||||||||||
EBITDA | 2.63 | 53.27 | 144.10 | 279.42 | 169.96 | 106.62 | 447.82 | 621.42 | -633.72 | -787.85 | ||||||||||
| Depreciation/Amortization | 0.44 | 9.43 | 16.91 | 23.17 | 28.57 | 32.77 | 41.79 | 50.99 | 59.25 | — | ||||||||||
| PBIT | 2.19 | 43.84 | 127.19 | 256.25 | 141.39 | 73.85 | 406.03 | 570.43 | -692.97 | -787.85 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 2.19 | 43.84 | 127.19 | 256.25 | 141.39 | 73.85 | 406.03 | 570.43 | -692.97 | -787.85 | ||||||||||
| Taxes & Other Items | 1.43 | 16.85 | 36.90 | 65.87 | 35.99 | 19.12 | 103.71 | 144.85 | -171.58 | -196.73 | ||||||||||
| Net Income | 0.76 | 26.99 | 90.29 | 190.38 | 105.40 | 54.73 | 302.32 | 425.58 | -521.39 | -591.12 | ||||||||||
| EPS | 0.03 | 0.88 | 2.44 | 4.45 | 2.40 | 1.22 | 6.73 | 8.83 | -10.12 | -11.47 | ||||||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.70 | 0.00 | 0.00 | ||||||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.08 | 0.00 | 0.00 |
ESAFSFB Company Updates
FY 2026FY 2026
Investor Presentation
Nov 11PDF
Aug 10PDF
Aug 9PDF
ESAFSFB Stock Peers
ESAFSFB Past Performance & Peer Comparison
ESAFSFB Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsPrivate Banks
Compare valuation on Screener
FinancialsPrivate Banks
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| ESAF Small Finance Bank Limited | -2.58 | 0.69 | — |
| HDFC Bank Ltd | 21.80 | 2.87 | 1.09% |
| ICICI Bank Ltd | 19.50 | 3.03 | 0.79% |
| Kotak Mahindra Bank Ltd | 19.37 | 2.72 | 0.12% |
ESAFSFB Stock Price Comparison
Compare ESAFSFB with any stock or ETFCompare ESAFSFB with any stock or ETF
ESAFSFB
ESAFSFB Holdings
ESAFSFB Shareholdings
ESAFSFB Promoter Holdings Trend
ESAFSFB Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
ESAFSFB Institutional Holdings Trend
ESAFSFB Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
ESAFSFB Shareholding Pattern
ESAFSFB Shareholding Pattern
ESAFSFB Shareholding History
ESAFSFB Shareholding History
Foreign Institutions
Mutual Funds Invested in ESAFSFB
Mutual Funds Invested in ESAFSFB
No mutual funds holding trends are available
Top 1 Mutual Funds holding ESAF Small Finance Bank Limited
| Funds (Top 1) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0001% | Percentage of the fund’s portfolio invested in the stock 0.00% | Change in the portfolio weight of the stock over the last 3 months -0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 977/1023 (-34) |
Compare 3-month MF holding change on Screener
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases containing ESAFSFB stock
smallcases containing ESAFSFB stock
Looks like this stock is not in any smallcase yet.
ESAFSFB Events
ESAFSFB Events
ESAFSFB Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
ESAFSFB Dividend Trend
No dividend trend available
ESAFSFB Upcoming Dividends
ESAFSFB Upcoming Dividends
No upcoming dividends are available
ESAFSFB Past Dividends
ESAFSFB Past Dividends
Cash Dividend
Ex DateEx DateAug 7, 2024
Final
Final | Div/Share: ₹0.70
Dividend/Share
₹0.70
Ex DateEx Date
Aug 7, 2024
ESAFSFB Stock News & Opinions
ESAFSFB Stock News & Opinions
Articles & Videos
Corporate
ESAF Small Finance Bank receives upgrade in ESG rating
ESAF Small Finance Bank announced that CareEdge ESG ratings (SEBI Registered ESG Rating Provider) has upgraded the ESG Rating of the Bank from the existing ESG Rating of 'CareEdge-ESG 2 with an overall rating score of 68.1' to ESG Rating of 'CareEdge - ESG1 with an overall rating score of 75.4'.Powered by Capital Market - Live
3 weeks agoCapital Market - Live
Earnings
ESAF Small Finance Bank reports standalone net loss of Rs 115.81 crore in the September 2025 quarter
Net Loss of ESAF Small Finance Bank reported to Rs 115.81 crore in the quarter ended September 2025 as against net loss of Rs 190.07 crore during the previous quarter ended September 2024. Total Operating Income declined 17.63% to Rs 819.82 crore in the quarter ended September 2025 as against Rs 995.28 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income819.82995.28 -18 OPM %18.9316.24 - PBDT-155.42-196.66 21 PBT-155.42-196.66 21 NP-115.81-190.07 39 Powered by Capital Market - Live
3 weeks agoCapital Market - Live
Corporate
ESAF Small Finance Bank to conduct board meeting
ESAF Small Finance Bank will hold a meeting of the Board of Directors of the Company on 11 November 2025.Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
ESAF Small Finance Bank to convene board meeting
ESAF Small Finance Bank will hold a meeting of the Board of Directors of the Company on 3 November 2025.Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
ESAF Small Finance Bank receives RBI nod for appointment of director
ESAF Small Finance Bank has received the approval of Reserve Bank of India for appointment of Karthikeyan M (DIN: 09450145) as the Part Time Chairman of the Bank, for a period of three consecutive years from 21 December 2025 to 20 December 2028. Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
ESAF Small Finance Bank allots 35,058 equity shares under ESOS
ESAF Small Finance Bank has allotted 35,058 equity shares under ESOS on 13 October 2025. Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Board of ESAF Small Finance Bank approves raising Tier 1 capital
The board of ESAF Small Finance Bank at its meeting held on 20 September 2025 has approved the following: 1. Raising of Tier I capital by way of issuance of equity shares through such method as may be considered appropriate, including rights issue, preferential issue, private placement, qualified institutional placement, or any other method permitted under applicable laws, or a combination thereof in one or more tranches, subject to the approval of shareholders. 2. Approval for amendment of Clause V (Capital Clause) of the Memorandum of Association of the Bank for enabling increase of the Authorised Capital of the Bank from Rs. 600 crore to Rs. 1000 crore, subject to the prior approval from the Reserve Bank of India and approval of the shareholders of the Bank. 3. The Board of Directors of the Bank has duly noted the relieving of Shri. George Thomas, Executive Vice President - Human Resource of the Bank, from his responsibilities with effect from closure of business hours on 30 September 2025, prior to the completion of his contractual tenure due to personal preoccupation and in accordance with the Bank's internal governance process, suitable arrangements have been made within the organisation in relation to the said position. Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
ESAF Small Finance Bank to conduct board meeting
ESAF Small Finance Bank will hold a meeting of the Board of Directors of the Company on 20 September 2025.Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
ESAF Small Finance Bank allots 2,532 equity shares under ESOS
ESAF Small Finance Bank has allotted 2,532 equity shares under ESOS on 09 September 2025. Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
ESAF Small Finance Bank to conduct AGM
ESAF Small Finance Bank announced that the Annual General Meeting(AGM) of the bank will be held on 24 September 2025.Powered by Capital Market - Live
3 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 22.86%, vs industry avg of 16.56%
Over the last 5 years, market share increased from 0.24% to 0.31%