What is the share price of ESAF Small Finance Bank Limited (ESAFSFB) today?
The share price of ESAFSFB as on 18th June 2025 is ₹30.52. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on ESAF Small Finance Bank Limited (ESAFSFB) share?
The past returns of ESAF Small Finance Bank Limited (ESAFSFB) share are- Past 1 week: -8.43%
- Past 1 month: 2.62%
- Past 3 months: 14.14%
- Past 6 months: -23.07%
- Past 1 year: -43.03%
- Past 3 years: N/A%
- Past 5 years: -55.80%
What are the peers or stocks similar to ESAF Small Finance Bank Limited (ESAFSFB)?
The peers or stocks similar to ESAF Small Finance Bank Limited (ESAFSFB) include:What is the market cap of ESAF Small Finance Bank Limited (ESAFSFB) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of ESAF Small Finance Bank Limited (ESAFSFB) is ₹1624.11 Cr as of 18th June 2025.What is the 52 week high and low of ESAF Small Finance Bank Limited (ESAFSFB) share?
The 52-week high of ESAF Small Finance Bank Limited (ESAFSFB) is ₹57 and the 52-week low is ₹24.31.What is the PE and PB ratio of ESAF Small Finance Bank Limited (ESAFSFB) stock?
The P/E (price-to-earnings) ratio of ESAF Small Finance Bank Limited (ESAFSFB) is -3.11. The P/B (price-to-book) ratio is 0.65.Which sector does ESAF Small Finance Bank Limited (ESAFSFB) belong to?
ESAF Small Finance Bank Limited (ESAFSFB) belongs to the Financials sector & Private Banks sub-sector.How to buy ESAF Small Finance Bank Limited (ESAFSFB) shares?
You can directly buy ESAF Small Finance Bank Limited (ESAFSFB) shares on Tickertape. Simply sign up, connect your demat account and place your order.
ESAF Small Finance Bank Limited
ESAFSFB Share Price
30.521.39% (-0.43)
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ESAFSFB Performance & Key Metrics
ESAFSFB Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| -3.11 | 0.65 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 16.97 | 2.56 | 1.17% |
ESAFSFB Analyst Ratings & Forecast
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Analyst Ratings data is currently unavailable for this stockPrice Upside
Earnings Growth
Rev. Growth
ESAFSFB Company Profile
ESAF Small Finance Bank is a small finance bank with a focus on unbanked and under-banked customer segments, especially in rural and semi-urban centers.
HDFCBANK
PE Ratio
20.94
20.94
1Y Return
20.28%
20.28%
Buy Reco %
92.68
92.68
ICICIBANK
PE Ratio
20.00
20.00
1Y Return
25.84%
25.84%
Buy Reco %
90.48
90.48
KOTAKBANK
PE Ratio
19.38
19.38
1Y Return
24.02%
24.02%
Buy Reco %
65.71
65.71
AXISBANK
PE Ratio
13.47
13.47
1Y Return
2.44%
2.44%
Buy Reco %
83.33
83.33
IDBI
PE Ratio
13.42
13.42
1Y Return
5.99%
5.99%
Buy Reco %
0.00
0.00
ESAFSFB Sentiment Analysis
ESAFSFB Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
ESAFSFB Stock Summary · May 2025
The bank is strategically enhancing its position by focusing on financial inclusion and digital transformation, aiming to expand its customer base while improving operational efficiency through initiatives like ESAF 2.0. Despite reporting a net loss in Q4 FY '25, management remains optimistic about future growth, particularly in secured lending, which now constitutes over half of the loan portfolio. The bank's commitment to responsible growth is evident in its disciplined approach to risk management and customer engagement, as it plans to open 38 new branches in underbanked areas. While challenges persist in the microfinance sector, the bank is leveraging opportunities in a resilient macroeconomic environment to drive profitability and asset quality improvements.
ESAFSFB Stock Growth Drivers
ESAFSFB Stock Growth Drivers
7Strategic Growth in Secured Lending
ESAF Small Finance Bank has achieved significant growth in its secured lending portfolio, with secured
Operational Efficiency and Digital Transformation
The bank has initiated a transformation journey branded as ESAF 2.0, focusing on scaling operations,
ESAFSFB Stock Challenges
ESAFSFB Stock Challenges
5Decline in Microfinance Performance
In FY '25, the Indian microfinance sector experienced a significant 42% decline in loan origination
Net Interest Income and Margin Decline
In Q4 FY '25, the bank reported a decline in net interest income to INR
ESAFSFB Forecast
ESAFSFB Forecasts
Forecast data is currently unavailable
Forecast data is currently unavailable
Price
Price Upside
Revenue
Revenue Growth
Earnings
Earnings Per Share
ESAFSFB
ESAFSFB
Income
Balance Sheet
Cash Flow
Annual Normal View
ESAFSFB Income Statement
ESAFSFB Income Statement
Annual Normal View
| Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 48.21 | 698.70 | 1,140.79 | 1,546.44 | 1,768.42 | 2,147.51 | 3,141.57 | 4,260.26 | 4,329.31 | 4,329.31 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | 5,022.28 | 5,022.28 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | ||||||||||||
| Employee Cost | 1.82 | 39.52 | 77.10 | 144.07 | 187.78 | 232.14 | 278.00 | 362.97 | ||||||||||||
| Selling & Administrative Expenses | 7.13 | 44.84 | 50.55 | 59.93 | 73.92 | 100.76 | 140.48 | 170.93 | ||||||||||||
| Operating & Other expenses | 36.63 | 561.07 | 869.04 | 1,063.02 | 1,336.76 | 1,707.99 | 2,275.27 | 3,104.93 | ||||||||||||
EBITDA | 2.63 | 53.27 | 144.10 | 279.42 | 169.96 | 106.62 | 447.82 | 621.43 | -692.97 | -692.97 | ||||||||||
| Depreciation/Amortization | 0.44 | 9.43 | 16.91 | 23.17 | 28.57 | 32.77 | 41.79 | 50.99 | 0.00 | — | ||||||||||
| PBIT | 2.19 | 43.84 | 127.19 | 256.25 | 141.39 | 73.85 | 406.03 | 570.44 | -692.97 | -692.97 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 2.19 | 43.84 | 127.19 | 256.25 | 141.39 | 73.85 | 406.03 | 570.44 | -692.97 | -692.97 | ||||||||||
| Taxes & Other Items | 1.43 | 16.85 | 36.90 | 65.87 | 35.99 | 19.12 | 103.71 | 144.85 | -171.58 | -171.58 | ||||||||||
| Net Income | 0.76 | 26.99 | 90.29 | 190.38 | 105.40 | 54.73 | 302.32 | 425.59 | -521.39 | -521.39 | ||||||||||
| EPS | 0.03 | 0.88 | 2.44 | 4.45 | 2.40 | 1.22 | 6.73 | 8.83 | -10.13 | -10.13 | ||||||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.70 | 0.00 | 0.70 | ||||||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.08 | 0.00 | -0.07 |
ESAFSFB Company Updates
FY 2025FY 2025
Investor Presentation
May 17PDF
Feb 10PDF
Nov 14PDF
ESAFSFB Stock Peers
ESAFSFB Past Performance & Peer Comparison
ESAFSFB Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsPrivate Banks
Compare valuation on Screener
FinancialsPrivate Banks
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| ESAF Small Finance Bank Limited | -3.11 | 0.65 | — |
| HDFC Bank Ltd | 20.94 | 3.16 | 1.13% |
| ICICI Bank Ltd | 20.00 | 3.77 | 0.76% |
| Kotak Mahindra Bank Ltd | 19.38 | 3.27 | — |
ESAFSFB Stock Price Comparison
Compare ESAFSFB with any stock or ETFCompare ESAFSFB with any stock or ETF
ESAFSFB
ESAFSFB Holdings
ESAFSFB Shareholdings
ESAFSFB Promoter Holdings Trend
ESAFSFB Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
ESAFSFB Institutional Holdings Trend
ESAFSFB Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
ESAFSFB Shareholding Pattern
ESAFSFB Shareholding Pattern
ESAFSFB Shareholding History
ESAFSFB Shareholding History
Foreign Institutions
Mutual Funds Invested in ESAFSFB
Mutual Funds Invested in ESAFSFB
Mutual Fund Holding
Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 4 Mutual Funds holding ESAF Small Finance Bank Limited
| Funds (Top 4) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0000% | Percentage of the fund’s portfolio invested in the stock 0.00% | Change in the portfolio weight of the stock over the last 3 months -0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 697/819 (-2) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0000% | Percentage of the fund’s portfolio invested in the stock 0.00% | Change in the portfolio weight of the stock over the last 3 months -0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 709/816 (-9) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.0000% | Percentage of the fund’s portfolio invested in the stock 0.00% | Change in the portfolio weight of the stock over the last 3 months -0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 711/817 (+11) |
Compare 3-month MF holding change on Screener
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases containing ESAFSFB stock
smallcases containing ESAFSFB stock
Looks like this stock is not in any smallcase yet.
ESAFSFB Events
ESAFSFB Events
ESAFSFB Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
ESAFSFB Dividend Trend
No dividend trend available
ESAFSFB Upcoming Dividends
ESAFSFB Upcoming Dividends
No upcoming dividends are available
ESAFSFB Past Dividends
ESAFSFB Past Dividends
Cash Dividend
Ex DateEx DateAug 7, 2024
Final
Final | Div/Share: ₹0.70
Dividend/Share
₹0.70
Ex DateEx Date
Aug 7, 2024
ESAFSFB Stock News & Opinions
ESAFSFB Stock News & Opinions
Articles & Videos
Earnings
ESAF Small Finance Bank reports standalone net loss of Rs 183.19 crore in the March 2025 quarter
Net loss of ESAF Small Finance Bank reported to Rs 183.19 crore in the quarter ended March 2025 as against net profit of Rs 43.35 crore during the previous quarter ended March 2024. Total Operating Income declined 10.83% to Rs 893.44 crore in the quarter ended March 2025 as against Rs 1002.00 crore during the previous quarter ended March 2024. For the full year,net loss reported to Rs 521.39 crore in the year ended March 2025 as against net profit of Rs 425.57 crore during the previous year ended March 2024. Total Operating Income rose 1.14% to Rs 3862.22 crore in the year ended March 2025 as against Rs 3818.53 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Total Operating Income893.441002.00 -11 3862.223818.53 1 OPM %8.2231.93 -18.3541.31 - PBDT-240.8458.53 PL -634.97570.41 PL PBT-240.8458.53 PL -634.97570.41 PL NP-183.1943.35 PL -521.39425.57 PL Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
ESAF Small Finance Bank to table results
ESAF Small Finance Bank will hold a meeting of the Board of Directors of the Company on 16 May 2025.Powered by Capital Market - Live
1 month agoCapital Market - Live
Spotlight
ESAF SFB jumps after total deposits climb 17% YoY in Q4
On a sequential basis, the bank's total deposits increased 3.85% from Rs 22,415 crore as of 31st December 2024. Gross advances rose 3.74% to Rs 18,975 crore as of 31st March 2025 as compared with Rs 18,772 crore recorded on 31st March 2024. On quarter on quarter (QoQ) basis, the gross advances declined from Rs 18,291 crore as of 31st December 2024. Secured advance jumped 66.28% to Rs 9,799 crore as of 31st March 2025. Secured advance includes gold loan, mortgage, mobility, MSME and agriculture. Secured advances constitutes 51.64% of the gross advances as of 31st March 2025 as against 31.39% as of 31st March 2024. CASA stood at Rs 5,784 crore as of 31st March 2025 (up 28.48% YoY and up 3.43% QoQ). CASA ratio improved to 24.85% as of 31st March 2025 from 22.66% as of 31st March 2024. As of 31st March 2025, the bank's distribution network comprised 787 branches, 693 ATMs and 1,106 customer service centres spanning across 24 states and 2 union territories. ESAF Small Finance Bank primarily focus on expanding the banking horizon to new unbanked and underbanked area, yet bank stand with for all with presence in urban, semi urban, rural and rural unbanked areas. The bank reported a standalone net loss of Rs 210.90 crore in Q3 FY25 as compared with a net profit of Rs 112.14 crore in Q3 FY24. Total income fell 3% YoY to Rs 1,061.78 crore in Q3 FY25.Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
Board of ESAF Small Finance Bank approves raising Tier II capital up to Rs 250 cr
The Board of ESAF Small Finance Bank at its meeting held on 21 March 2025 has approved the proposal to raise Tier II capital in the form of Private Placement of Unsecured, Redeemable Non-Convertible Debentures (NCDs) aggregating upto Rs. 250 crore in one or more tranches, during the current or subsequent financial year at an opportune time based on the requirement, in compliance with applicable RBI guidelines and other applicable laws, rules and regulations.Powered by Capital Market - Live
2 months agoCapital Market - Live
Spotlight
ESAF SFB gains as board mulls fund raising plan
The company will raise funds by way of issuance of NCDs (Tier II bonds) on preferential basis by way of private placement. ESAF Small Finance Bank primarily focus on expanding the banking horizon to new unbanked and underbanked area, yet bank stand with for all with presence in urban, semi urban, rural and rural unbanked areas. The bank reported standalone net loss of Rs 210.90 crore in Q3 FY25 as compared with net profit of Rs 112.14 crore in Q3 FY24. Total income fell 3% YoY to Rs 1,061.78 crore in Q3 FY25.Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
ESAF Small Finance Bank to consider fund Raising
ESAF Small Finance Bank will hold a meeting of the Board of Directors of the Company on 21 March 2025.Powered by Capital Market - Live
3 months agoCapital Market - Live
Earnings
ESAF Small Finance Bank reports standalone net loss of Rs 210.90 crore in the December 2024 quarter
Net loss of ESAF Small Finance Bank reported to Rs 210.90 crore in the quarter ended December 2024 as against net profit of Rs 112.14 crore during the previous quarter ended December 2023. Total Operating Income declined 2.52% to Rs 949.89 crore in the quarter ended December 2024 as against Rs 974.40 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Total Operating Income949.89974.40 -3 OPM %7.2241.80 - PBDT-282.39149.85 PL PBT-282.39149.85 PL NP-210.90112.14 PL Powered by Capital Market - Live
4 months agoCapital Market - Live
Corporate
ESAF Small Finance Bank allots 24,331 equity shares under ESOP
ESAF Small Finance Bank has allotted 24,331 equity shares under ESOP on 24 January 2025. Powered by Capital Market - Live
4 months agoCapital Market - Live
Corporate
ESAF Small Finance Bank to discuss results
ESAF Small Finance Bank will hold a meeting of the Board of Directors of the Company on 10 February 2025.Powered by Capital Market - Live
5 months agoCapital Market - Live
Corporate
ESAF Small Finance Bank allots 59,904 equity shares under ESOP
ESAF Small Finance Bank has allotted 59,904 equity shares under ESOP on 25 November 2024. With this allotment, the paid up equity share capital has increased to 51,49,91,232 equity shares of Rs 10 each. Powered by Capital Market - Live
6 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 30.15%, vs industry avg of 16.68%
Over the last 5 years, market share increased from 0.21% to 0.36%
Over the last 5 years, net income has grown at a yearly rate of 36.35%, vs industry avg of 43.24%