What is the share price of ESAF Small Finance Bank Limited (ESAFSFB) today?
The share price of ESAFSFB as on 18th September 2026 is ₹39.19. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on ESAF Small Finance Bank Limited (ESAFSFB) share?
The past returns of ESAF Small Finance Bank Limited (ESAFSFB) share are- Past 1 week: -2.63%
- Past 1 month: -1.38%
- Past 3 months: 22.39%
- Past 6 months: 66.98%
- Past 1 year: 30.63%
- Past 3 years: N/A%
- Past 5 years: -43.24%
What are the peers or stocks similar to ESAF Small Finance Bank Limited (ESAFSFB)?
The peers or stocks similar to ESAF Small Finance Bank Limited (ESAFSFB) include:What is the market cap of ESAF Small Finance Bank Limited (ESAFSFB) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of ESAF Small Finance Bank Limited (ESAFSFB) is ₹2022.63 Cr as of 18th September 2026.What is the 52 week high and low of ESAF Small Finance Bank Limited (ESAFSFB) share?
The 52-week high of ESAF Small Finance Bank Limited (ESAFSFB) is ₹44.99 and the 52-week low is ₹19.78.What is the PE and PB ratio of ESAF Small Finance Bank Limited (ESAFSFB) stock?
The P/E (price-to-earnings) ratio of ESAF Small Finance Bank Limited (ESAFSFB) is -12.16. The P/B (price-to-book) ratio is 1.13.Which sector does ESAF Small Finance Bank Limited (ESAFSFB) belong to?
ESAF Small Finance Bank Limited (ESAFSFB) belongs to the Financials sector & Private Banks sub-sector.How to buy ESAF Small Finance Bank Limited (ESAFSFB) shares?
You can directly buy ESAF Small Finance Bank Limited (ESAFSFB) shares on Tickertape. Simply sign up, connect your demat account and place your order.
ESAF Small Finance Bank Limited
ESAFSFB Share Price
NSE₹39.192.43% (+0.93)
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ESAFSFB Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
ESAFSFB Performance & Key Metrics
ESAFSFB Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| -396.59 | 1.13 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 16.18 | 2.08 | 1.19% |
ESAFSFB Analyst Ratings & Forecast
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Analyst Ratings data is currently unavailable for this stockPrice Upside
Earnings Growth
Rev. Growth
ESAFSFB Company Profile
ESAF Small Finance Bank is a small finance bank with a focus on unbanked and under-banked customer segments, especially in rural and semi-urban centers.
HDFCBANK
PE Ratio
14.82
14.82
1Y Return
25.17%
25.17%
Buy Reco %
95.12
95.12
ICICIBANK
PE Ratio
17.73
17.73
1Y Return
5.82%
5.82%
Buy Reco %
100.00
100.00
KOTAKBANK
PE Ratio
21.27
21.27
1Y Return
0.38%
0.38%
Buy Reco %
81.08
81.08
AXISBANK
PE Ratio
14.83
14.83
1Y Return
10.94%
10.94%
Buy Reco %
95.12
95.12
IDBI
PE Ratio
9.70
9.70
1Y Return
10.18%
10.18%
Buy Reco %
0.00
0.00
ESAFSFB Sentiment Analysis
ESAFSFB Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
ESAFSFB Stock Summary · August 2026
Management framed the quarter as evidence that a two-year transformation is creating a structural turnaround rather than a cyclical bounce, with the business crossing the INR 50,000 crore mark and management saying the next growth phase is underway. Growth remained led by the secured retail engine, as the MARG portfolio reached INR 12,909 crores, up 42% year on year, and now made up 56% of the book, while secured advances rose to 62% of gross advances. Deposits also continued to scale, rising to INR 26,924 crores with 91% in retail deposits, underscoring a stable and granular liability base. Profitability improved on stronger mix, low slippages, and better operating leverage: net interest income reached INR 584 crores, quarterly NIM was 7.9%, and the cost-to-income ratio fell to 58% from 78% a year earlier. Management acknowledged that margins may moderate and credit costs remain above normalized levels in the near term, but said asset quality, provisioning, and returns are improving structurally, with credit cost expected to move toward 2% and ROA toward 2% by year-end FY27.
ESAFSFB Stock Growth Drivers
ESAFSFB Stock Growth Drivers
8Structural Turnaround and Strategic Transformation
The bank’s recent performance reflects a completed and ongoing structural transformation rather than a temporary
Secured Lending Franchise Strength Led by MARG
The MARG portfolio has become the bank’s primary growth engine and a major driver of
ESAFSFB Stock Challenges
ESAFSFB Stock Challenges
2Gold price correction is slowing loan momentum
Quarterly gold-loan disbursements weakened because recent gold price corrections reduced repledging, partial loan closures, and
Micro banking credit protection has not been used despite emerging delinquency risk
The bank has not covered its micro banking portfolio under the credit guarantee scheme so
ESAFSFB Forecast
ESAFSFB Forecasts
Forecast data is currently unavailable
Forecast data is currently unavailable
Price
Price Upside
Revenue
Revenue Growth
Earnings
Earnings Per Share
ESAFSFB
ESAFSFB
Income
Balance Sheet
Cash Flow
Quarterly Normal View
ESAFSFB Income Statement
ESAFSFB Income Statement
Quarterly Normal View
| Quarter | mar 2024 | jun 2024 | sep 2024 | dec 2024 | mar 2025 | jun 2025 | sep 2025 | dec 2025 | mar 2026 | jun 2026 | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,151.84 | 1,137.74 | 1,093.01 | 1,061.78 | 1,036.78 | 1,023.37 | 964.98 | 1,163.44 | 1,196.45 | 1,346.01 | ||||||||||
Operating & Other expenses | 1,093.31 | 1,052.82 | 1,347.67 | 1,344.17 | 1,277.62 | 1,132.57 | 1,120.40 | 1,154.31 | 1,169.36 | 1,238.99 | ||||||||||
EBITDA | 58.53 | 84.92 | -254.66 | -282.39 | -240.84 | -109.20 | -155.42 | 9.13 | 27.09 | 107.02 | ||||||||||
| Depreciation/Amortization | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| PBIT | 58.53 | 84.92 | -254.66 | -282.39 | -240.84 | -109.20 | -155.42 | 9.13 | 27.09 | 107.02 | ||||||||||
| Interest & Other Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| PBT | 58.53 | 84.92 | -254.66 | -282.39 | -240.84 | -109.20 | -155.42 | 9.13 | 27.09 | 107.02 | ||||||||||
| Taxes & Other Items | 15.18 | 22.15 | -64.59 | -71.49 | -57.65 | -27.98 | -39.61 | 2.01 | 3.58 | 26.94 | ||||||||||
| Net Income | 43.35 | 62.77 | -190.07 | -210.90 | -183.19 | -81.22 | -115.81 | 7.12 | 23.51 | 80.08 | ||||||||||
| EPS | 0.91 | 1.22 | -3.69 | -4.10 | -3.56 | -1.58 | -2.25 | 0.14 | 0.46 | 1.55 |
ESAFSFB Company Updates
FY 2027FY 2027
Investor Presentation
Jul 31PDF
ESAFSFB Stock Peers
ESAFSFB Past Performance & Peer Comparison
ESAFSFB Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsPrivate Banks
Compare valuation on Screener
FinancialsPrivate Banks
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| ESAF Small Finance Bank Limited | -12.16 | 1.13 | — |
| HDFC Bank Limited | 14.82 | 1.85 | 2.12% |
| ICICI Bank Limited | 17.73 | 2.53 | 0.89% |
| Kotak Mahindra Bank Ltd | 21.27 | 2.26 | 0.16% |
ESAFSFB Stock Price Comparison
Compare ESAFSFB with any stock or ETFCompare ESAFSFB with any stock or ETF
ESAFSFB
ESAFSFB Holdings
ESAFSFB Shareholdings
ESAFSFB Promoter Holdings Trend
ESAFSFB Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
ESAFSFB Institutional Holdings Trend
ESAFSFB Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
ESAFSFB Shareholding Pattern
ESAFSFB Shareholding Pattern
ESAFSFB Shareholding History
ESAFSFB Shareholding History
Foreign Institutions
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases containing ESAFSFB stock
smallcases containing ESAFSFB stock
Looks like this stock is not in any smallcase yet.
ESAFSFB Events
ESAFSFB Events
ESAFSFB Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
ESAFSFB Dividend Trend
No dividend trend available
ESAFSFB Upcoming Dividends
ESAFSFB Upcoming Dividends
No upcoming dividends are available
ESAFSFB Past Dividends
ESAFSFB Past Dividends
Cash Dividend
Ex DateEx DateAug 7, 2024
Final
Final | Div/Share: ₹0.70
Dividend/Share
₹0.70
Ex DateEx Date
Aug 7, 2024
ESAFSFB Stock News & Opinions
ESAFSFB Stock News & Opinions
Articles & Videos
Spotlight
Spotlight
ESAF Small Finance Bank receives reaffirmed and revised ratings from CARE and CareEdgeESAF Small Finance Bank Ltd. has announced reaffirmations and revisions to ratings across various instruments from both CARE Ratings and CareEdge Ratings. CARE Ratings reaffirmed its ‘CARE A-; Stable’ rating for Lower Tier-II bonds totaling Rs 150.0, Rs 130.0, and Rs 500.0, and for Tier-II bonds of Rs 20.0, alongside reaffirming ‘CARE A1’ for certificates of deposit totaling Rs 500.0, Rs 20.00, Rs 85.00, Rs 60.00, Rs 50.00, Rs 65, Rs 50, and Rs 150, while also assigning ratings to additional Lower Tier-II bonds and certificates of deposit. CareEdge Ratings revised its outlook to stable from negative, reflecting moderation in fresh slippages and asset quality stress, alongside an improvement in profitability, while also withdrawing a rating for bonds and assigning new ratings for various instruments.
2 weeks agoCapital Market - Live
Spotlight
Spotlight
ESAF Small Finance Bank sees rating actions and withdrawals from Brickwork and BWRESAF Small Finance Bank Ltd has announced a series of rating actions and withdrawals across various instruments from Brickwork Ratings and BWR. Brickwork Ratings upgraded Tier II Bonds (under Basel III) amounting to Rs 20 Crore from BWR BBB+/Stable to BWR A-/Stable, while also downgrading another tranche of Tier II bonds (under Basel III) amounting to 20.00 from BWR A-/ Stable to BWR BBB+/Stable, and upgraded a further tranche of Tier II bonds (under Basel III) amounting to 20.00 to BWR A-/ Stable. BWR reaffirmed the Stable Outlook for Tier II Bonds (under Basel III) with a potential upgrade if asset quality improves significantly, alongside reaffirming and revising the outlook from Negative to Stable for Tier II Bonds (under Basel III) amounting to 20.00 and 280.00, downgrading Tier II Bonds (under Basel III) amounting to 20.00, and withdrawing ratings for Tier II Bonds (under Basel III) amounting to 280.00 due to non-utilization, as well as reaffirming and revising the outlook from Negative to Stable for Unsecured NCDs amounting to 20.00 and 20.00, downgrading Unsecured NCDs amounting to 20.00, and withdrawing ratings for Unsecured NCDs amounting to 280.00 and 300.00.
1 month agoCapital Market - Live
Earnings
Earnings
ESAF Small Finance Bank reports standalone net profit of Rs 80.08 crore in the June 2026 quarterNet profit of ESAF Small Finance Bank reported to Rs 80.08 crore in the quarter ended June 2026 as against net loss of Rs 81.22 crore during the previous quarter ended June 2025. Total Operating Income rose 32.54% to Rs 1097.77 crore in the quarter ended June 2026 as against Rs 828.23 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Total Operating Income1097.77828.23 33 OPM %33.9317.63 - PBDT107.02-109.20 LP PBT107.02-109.20 LP NP80.08-81.22 LP Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Corporate
ESAF Small Finance Bank to discuss resultsESAF Small Finance Bank will hold a meeting of the Board of Directors of the Company on 31 July 2026.
1 month agoCapital Market - Live
Corporate
Corporate
ESAF Small Finance Bank AGM scheduledESAF Small Finance Bank announced that the 10th Annual General Meeting(AGM) of the bank will be held on 14 August 2026.
2 months agoCapital Market - Live
Corporate
Corporate
ESAF Small Finance Bank raises Basel II compliant Tier II bonds of Rs 85 crESAF Small Finance Bank has allotted 8,500 listed, rated, taxable, unsecured, transferable, redeemable, fully paid up, Basel II complaint lower Tier II subordinated bonds in the nature of non-convertible debentures having face value of Rs 1,00,000/- each aggregating to Rs 85 crore on a private placement basis.
2 months agoCapital Market - Live
Earnings
Earnings
ESAF Small Finance Bank reports standalone net profit of Rs 23.51 crore in the March 2026 quarterNet profit of ESAF Small Finance Bank reported to Rs 23.51 crore in the quarter ended March 2026 as against net loss of Rs 183.19 crore during the previous quarter ended March 2025. Total Operating Income rose 11.55% to Rs 995.08 crore in the quarter ended March 2026 as against Rs 892.06 crore during the previous quarter ended March 2025. For the full year,net loss reported to Rs 166.40 crore in the year ended March 2026 as against net loss of Rs 521.39 crore during the previous year ended March 2025. Total Operating Income declined 8.30% to Rs 3537.18 crore in the year ended March 2026 as against Rs 3857.53 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Total Operating Income995.08892.06 12 3537.183857.53 -8 OPM %30.458.08 -22.5618.25 - PBDT27.09-240.84 LP -228.40-634.97 64 PBT27.09-240.84 LP -228.40-634.97 64 NP23.51-183.19 LP -166.40-521.39 68 Powered by Capital Market - Live
4 months agoCapital Market - Live
Corporate
Corporate
ESAF Small Finance Bank to discuss resultsESAF Small Finance Bank will hold a meeting of the Board of Directors of the Company on 30 April 2026.
4 months agoCapital Market - Live
Corporate
Corporate
ESAF Small Finance Bank allots 13,898 equity shares under ESOSESAF Small Finance Bank has allotted 13,898 equity shares under ESOS on 13 April 2026.
5 months agoCapital Market - Live
Earnings
Earnings
ESAF Small Finance Bank reports standalone net profit of Rs 7.12 crore in the December 2025 quarterNet profit of ESAF Small Finance Bank reported to Rs 7.12 crore in the quarter ended December 2025 as against net loss of Rs 210.90 crore during the previous quarter ended December 2024. Total Operating Income declined 5.68% to Rs 894.05 crore in the quarter ended December 2025 as against Rs 947.85 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Total Operating Income894.05947.85 -6 OPM %22.537.02 - PBDT9.13-282.39 LP PBT9.13-282.39 LP NP7.12-210.90 LP Powered by Capital Market - Live
7 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 19.71%, vs industry avg of 17.12%
Over the last 5 years, market share increased from 0.27% to 0.3%